Sujan Project Report(1).docx

CHAPTER 1 INTRODUCTION TO STOCK MARKET

STOCK MARKET ANALYSIS

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WHAT IS STOCK MARKET? Stock market: It is a place where shares of pubic listed companies are traded. The primary market is where companies float shares to the general public in an initial public offering (IPO) to raise capital. A stock exchange facilitates stock brokers to trade company stocks and other securities. A stock may be bought or sold only if it is listed on an exchange. Thus, it is the meeting place of the stock buyers and sellers. The market in which shares of publically held companies are issued and traded either through exchanges or over the counter markets. Also known as the equity market, the stock market is one of the most vital components of a free-market economy, as it provides companies with access to capital in exchange for giving investors a slice of ownership in the company. The stock market makes it possible to grow small initial sums of money into large ones, and to become wealthy without taking the risk of starting a business or making the sacrifices that often accompany a high-paying career.

The stock market lets investors participate in the financial achievements of the companies whose shares then hold. When companies are profitable, stock market investors make money through the dividends, the companies pay out and by selling appreciated stocks at a profit.

STOCK MARKET ANALYSIS

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The stock market in INDIA is divided into two major types:-

1. NATIONAL STOCK EXCHANGE(NSE) 2. BOMBAY STOCK EXCHANGE(BSE) NATIONAL STOCK EXCHANGE(NSE):The news media play a key role in the dissemination of firm-specific information to investors. Investors are constrained by limited attention and search costs. Hence, they rely on the news to filter relevant information. Despite a growing body of literature on the influence of the media on trading behaviour, few attempts have been made to empirically evaluate the specific characteristics of news information that affect the way it is processed and utilised by investors.

BOMBAY STOCK EXCHANGE (BSE):The Bombay Stock Exchange (BSE) is an Indian stock exchange located at Dalal Street, Mumbai (formerly Bombay). Established in 1875, the BSE (formerly known as Bombay Stock Exchange Ltd. Is Asia’s first stock exchange. It claims to be the world's fastest stock exchange, with a median trade speed of 6 microseconds The BSE is the world's 10th largest stock exchange with an overall market capitalization of more than $2.3 trillion on as of April 2018

STOCK MARKET ANALYSIS

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ABOUT THE TOPIC:

“STOCK MARKET ANALYSIS”

STOCK MARKET ANALYSIS

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WHAT IS STOCK? A share of a company held by an individual or group. Corporation raise capital by using stock entitled stock owners(share holders) to partial ownership of the corporation. Stocks are bought and sold on what is called an exchange. There are several types of stocks and the two most typical forms are preferred stock and common stock. Common stock usually entitles the owner to vote at shareholders' meetings and to receive dividends. Preferred stockholders generally do not have voting rights, though they have a higher claim on assets and earnings than the common stockholders. A holder of stock (a shareholder) has a claim to a part of the corporation's assets and earnings. In other words, a shareholder is an owner of a company. Ownership is determined by the number of shares a person owns relative to the number of outstanding shares. For example, if a company has 1,000 shares of stock outstanding and one person owns 100 shares, that person would own and have claim to 10% of the company's assets. A single share of the stock represents fractional ownership of the corporation in proportion to the total number of shares. In liquidation, the stock represents the residual assets of the company that would be due to stockholders after discharge of all senior claims such as secured and unsecured debt.

So what good are shares, then, if they aren’t actually the ownership rights we think they are? Owning stock gives you the right to vote in shareholder meetings, receive dividends (which are the company’s profits) if and when they are distributed, and it gives you the right to sell your shares to somebody else.

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Definition of Stock Market:-

 According to husband and dockery: “Stock exchange are privately organised markets which are used to facilitate trading in securities.”

 According to ISCA of 1956:“An association, organisation or body of individuals, whether incorporated or not, established for the purpose of assisting, regulating and controlling business in buying, selling and dealing in securities.”

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Stock markets in india:NATIONAL STOCK EXCHANGE(NSE):The National Stock Exchange of India Limited (NSE) is the leading stock exchange of India, located in Mumbai. The NSE was established in 1992 as the first demutualized electronic exchange in the country. NSE was the first exchange in the country to provide a modern, fully automated screen-based electronic trading system which offered easy trading facility to the investors spread across the length and breadth of the country. Vikram Limaye is Managing Director & Chief Executive Officer (MD & CEO) of NSE. National Stock Exchange has a total market capitalization of more than US$2.27 trillion, making it the world’s 11th-largest stock exchange as of April 2018. NSE's flagship index, the NIFTY 50, the 50 stock index is used extensively by investors in India and around the world as a barometer of the Indian capital markets. Nifty 50 index was launched in 1996 by the NSE.[2] However, Vaidyanathan (2016) estimates that only about 4% of the Indian economy / GDP is actually derived from the stock exchanges in India. The National Stock Exchange of India Limited was the first exchange in India to provide modern, fully automated electronic trading. It was set up by a group of Indian financial institutions with the goal of bringing greater transparency to the Indian capital market. As of March 2016, the National Stock Exchange had accumulated $1.41 trillion in total market capitalization, making it the world's 12th-largest stock exchange.

Benefits of Listing on the National Stock Exchange The National Stock Exchange is a premier marketplace for companies preparing to list on a major exchange. The sheer volume of trading activity and application of automated systems promotes greater transparency in trade matching and the settlement process. This in itself can boost visibility in the market and lift investor confidence. Today, the exchange conducts transactions in the wholesale debt, equity and derivative markets. One of the more popular offerings is the NIFTY 50 Index, which tracks the largest assets in the Indian equity market. US investors can access the index with exchanged traded funds (ETF) like the Shares India 50 ETF, which is listed under the ticker symbol INDY.

Trading at NSE can be classified under two broad categories: WHOLESALE DEBT MARKET:WHOLESALE DEBT MARKET is operations are similar to money market operations-institutions and corporate bodies enter into high value transactions in financial instruments such as government securities, treasury bills, public sector unit bonds, commercial paper, certificate of deposits etc.

Capital Market:- A market where debt and equity securities are traded. STOCK MARKET ANALYSIS

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There are two kinds of players in NSE: Trading members  Participants Recognised members of NSE are called Trading members who trade on behalf of themselves and there clients. Participants includes trading members and large players like BANKS, who take direct settlement responsibility. Trading at NSE takes place throi8gh a fully automated screen based training mechanism which adopts the principle of an order driven market.

NSE NIFTY: S&P CNX NIFTY is a well diversified 50 stock index accounting for 22 sectors of the economy. It is issued for a variety of purposes such as benchmarking fund portfolios, index based derivatives and index funds. NSE came to be owned and managed by INDIA INDEX SERVICES AND PRODUCRS LTD(IISL), which is a joint venture between NSE AND CRISIL. IISL is India’s 1st specialised company focused upon the index as a core product. IISL have a consulting and licensing agreements with standard and poor’s(S&P), who are the world leaders in index services. CNX stands for CRISIL NSE indices. CNX ensures common branding of indices, to reflect the identities of both the promoters, that is NSE & CRISIL. Thus C stands for “CRISIL”, N stands for ”NSE”, X stands for ”EXCHANGE”. The S&P prefix belongs to the US based standard and poor’s in financial information services.

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BOMBAY STOCK EXCHANGE(BSE):The Bombay Stock Exchange (BSE) is an Indian stock exchange located at Dalal Street, Mumbai (formerly Bombay). Established in 1875, the BSE (formerly known as Bombay Stock Exchange Ltd.) [4] is Asia’s first stock exchange. It claims to be the world's fastest stock exchange, with a median trade speed of 6 microseconds.[5] The BSE is the world's 10th largest stock exchange with an overall market capitalization of more than $2.3 trillion on as of April 2018.

DEFINITION of 'Bombay Stock Exchange (BSE):The Bombay Stock Exchange (BSE) is the first and largest securities market in India and was established in 1875 as the Native Share and Stock Brokers' Association. Based in Mumbai, India, the BSE lists close to 6,000 companies and is one of the largest exchanges in the world, along with the New York Stock Exchange (NYSE), NASDAQ, London Stock Exchange Group, Japan Exchange Group, and Shanghai Stock Exchange. BREAKING DOWN 'Bombay Stock Exchange (BSE)' In 1995, the BSE switched from an open-floor to an electronic trading system. There are more than a dozen electronic exchanges in the U.S. alone with the New York Stock Exchange (NYSE) and Nasdaq being the most widely known. Today electronic systems dominates the financial industry overall, offering fewer errors, faster execution and better efficiency than traditional open-outcry trading systems. Securities that the BSE lists includes stocks, stock futures, stock options, index futures, index options and weekly options. The BSE's overall performance is measured by the Sensex, an index of 30 of the BSE's largest stocks covering 12 sectors.

BREAKING DOWN 'Bombay Stock Exchange (BSE):In 1995, the BSE switched from an open-floor to an electronic trading system. There are more than a dozen electronic exchanges in the U.S. alone with the New York Stock Exchange (NYSE) and Nasdaq being the most widely known. Today electronic systems dominates the financial industry overall, offering fewer errors, faster execution and better efficiency than traditional open-outcry trading systems. Securities that the BSE lists includes stocks, stock futures, stock options, index futures, index options and weekly options. The BSE's overall performance is measured by the Sensex, an index of 30 of the BSE's largest stocks covering 12 sectors.

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SENSEX:The stock exchange, MUMBAI (BSE), in 1986 came out with a stock index that subsequently became the barometer of the INDIAN STOCK MARKET. SENSEX is not only scientifically designed but6 also based on globally accepted construction and review methodology. First compiled in 1986, SENSEX is a basket of 30 consequents stocks representing a sample of large, liquid and representative companies. The base year of SENSSEX is 1978-79 and the base value is 100. The index is widely reported in both domestic and international markets through prints as well as electronic media. Due to its wide acceptance amongst the Indian investors; SENSEX is regarded to be the pulse of the Indian stock market. As the oldest index of the country, it provide the time series data over a fairly long period of time. Small wonder, the sensed has over the years become one of the most prominent brands in the country. The launch of SENSEX in 1986 was later followed up in JANUARY-1989 by introduction of BSE national index(base: 1983-84 = 100). It comprise of 100 stock listed at 5 major stock exchange. The value of all BSE indices are updated every 15 seconds during the market hours and display through the BOLT system, BSE website and news wire agencies. All BSE-indices are reviewed periodically by the “index committee” of the exchange.

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The list of stock exchanges in India is as follows:                            

Bombay Stock Exchange (BSE) - located in Mumbai, one of the two principal large stock exchanges of India National Stock Exchange of India (NSE) - located in Mumbai, one of the two principal large stock exchanges of India Calcutta Stock Exchange - a smaller stock exchange located in Kolkata Cochin Stock Exchange - a small stock exchange located in Kochi Inter-connected Stock Exchange of India Multi Commodity Exchange of India OTC Exchange of India Pune Stock Exchange - a small stock exchange located in Pune. It was closed down in April 2015. National Commodity and Derivatives Exchange U.P stock exchange Vadodara Stock Exchange Coimbatore Stock Exchange Madras Stock Exchange (MSE) Meerut Stock Exchange Over the Counter Exchange of India Ahmedabad Stock Exchange Trivandrum Stock Exchange Bangalore Stock Exchange Bhubaneshwar Stock Exchange Delhi Stock Exchange Guwahati Stock Exchange Hyderabad Stock Exchange Jaipur Stock Exchange Canara Stock Exchange Ludhiana Stock Exchange Madras Stock Exchange M.P Stock Exchange Magadh Stock Exchange

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HISTORY OF STOCK MARKET:Stock markets are some of the most important parts of today’s global economy. Countries around the world depend on stock markets for economic growth. However, stock markets are a relatively new phenomenon. They haven’t always played an important role in global economics. Today, I’m going to share the history of the stock market and explain why stock markets have become the driving economic force they are today.

Early stock and commodity markets The first genuine stock markets didn’t arrive until the 1500s. However, there were plenty of early examples of markets which were similar to stock markets. In the 1100s, for example, France had a system where countries de change managed agricultural debts throughout the country on behalf of banks. This can be seen as the first major example of brokerage because the men effectively traded debts. Later on, the merchants of Venice were credited with trading government securities as earl y as the 13th century. Soon after, bankers in the nearby Italian cities of Pisa, Verona, Genoa, and Florence also began trading government securities.

The world’s first stock markets (without stocks) The world’s first stock markets are generally linked back to Belgium. Bruges, Flanders, Ghent, and Rotterdam in the Netherlands all hosted their own “stock” market systems in the 1400s and 1500s. However, it’s generally accepted that Antwerp had the world’s first stock market system. Antwerp was the commercial centre of Belgium and it was home to the influential Van der Beurze family. As a result, early stock markets were typically called Beurzen.

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The first stock exchange:Despite the ban on issuing shares, the London Stock Exchange was officially formed in 1801. Since companies were not allowed to issue shares until 1825, this was an extremely limited exchange. This prevented the London Stock Exchange from preventing a true global superpower. That’s why the creation of the New York Stock Exchange (NYSE) in 1817 was such an important moment in history. The NYSE has traded stocks since its very first day. Contrary to what some may think, the NYSE wasn’t the first stock exchange in the United States. The Philadelphia Stock Exchange holds that title. However, the NYSE soon became the most powerful stock exchange in the country due to the lack of any type of domestic competition and its positioning at the centre of U.S. trade and economics in New York.

Modern stock markets Today, virtually every country in the world has its own stock market. In the developed world, major stock markets typically emerged in the 19th and 20thcenturies soon after the London Stock Exchange and New York Stock Exchange were first created. From Switzerland to Japan, all of the world’s major economic powers have highlydeveloped stock markets which are still active today. Canada, for example, developed its first stock exchange in 1861. That stock exchange is the largest in Canada and the third largest in North America by market capitalization. It includes businesses based in Canada and the rest of the world. The TSX, as it is known, hosts more oil and gas companies than any other stock exchange in the world, which is one major reason why it has such a high market cap. Even war-torn countries like Iraq have their own stock markets. The Iraq Stock Exchange doesn’t have a lot of publicly-traded companies, but it is available to foreign investors. It was also one of the few stock markets unaffected by the economic crisis of 2008. Stock markets can be found around the world and there’s no denying the global importance of stock markets. Every day, trillions of dollars are traded on stock markets around the world and they’re truly the engine of the capitalist world.

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AsIA’s bIggest stock mArket:Stock markets across the Asia Pacific region have done exceedingly well in 2017. The MSCI.All Country Asia Pacific Index (MCSI AC Asia Pacific) – which comprises 1,032 companies in five developed market countries and nine emerging market countries in the region – gained 29% in the first eleven months of 2017. In fact, the MSCI AC Asia Pacific Index outperformed the MSCI All Country World Index (MSCI ACWI) by almost 7% – the latter rose only 22.6% during the JanuaryNovember period. Why have stocks in the Asia Pacific region registered such impressive gains? An uptick in global demand and resurgence in China’s economy have contributed to the strong performance. Another key factor is Asia’s tech stocks, which have skyrocketed in 2017. For example, Tencent, a Chinese internet giant listed on the Hong Kong Exchange, has seen its share price rise by 114% this year. It currently has a market cap of US$465 billion and represents 10% of the Hong Kong’s benchmark Hang Seng Index. Here we take a look at how the main indexes of the Asia’s ten biggest stock markets (in terms of total market cap) have fared in 2017 (as of 26 December) :

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world’s bIggest stock mArket:-

New York Stock Exchange STOCK EXCHANGE, NEW YORK CITY, NEW YORK, UNITED STATES:New York Stock Exchange (NYSE), one of the world’s largest marketplaces for securities and other exchange-traded investments. The exchange evolved from a meeting of 24 stockbrokers under a buttonwood tree in 1792 on what is now Wall Street in New York City. It was formally constituted as the New York Stock and Exchange Board in 1817. The present name was adopted in 1863. For most of the NYSE’s history, ownership of the exchange was controlled by members—limited (since 1953) to 1,366—and the only means of obtaining a membership was by purchasing (since 1868) a seat from an existing member. Greater commercial activity in the United States after the War of 1812 and speculation in railroad stocks in the 1830s increased demand for capital and stimulated trading at the exchange. After the Civil War (1861–65), the exchange provided the capital for the accelerating industrialization of the United States.

The NYSE is owned by Intercontinental Exchange, an American holding company that it also lists (NYSE: ICE). Previously, it was part of NYSE Euronext (NYX), which was formed by the NYSE's 2007 merger with Euronext. The NYSE has been the subject of several lawsuits regarding fraud or breach of duty and in 2004 was sued by its former CEO for breach of contract and defamation.

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The NYSE Today As of 2018, the NYSE is open for trading Monday through Friday between 9:30 AM to 4:00 PM ET. The stock exchange is closed on all federal holidays. When federal holidays fall on a Saturday, the NYSE is sometimes closed the preceding Friday. When the federal holiday falls on a Sunday, the NYSE may be closed the following Monday. A series of mergers has given the New York Stock Exchange its massive size and global presence. The company started as NYSE before adding the American Stock Exchange and merging with the Euronext. The NYSE was purchased in an $11 billion deal by the Intercontinental Exchange (ICE) in 2013.

the NYse’s opeNINg ANd closINg bells The opening and closing bells of the exchange mark the beginning and end of the trading day. The opening bell is rung at 9:30 AM ET and at 4:00 PM ET, the closing bell is rung — closing trading for the day. Each of the four main sections of the NYSE have bells that ring simultaneously when the button is pressed. But trading days did not always begin and end with a bell — the original signal was actually a gavel. During the late 1800s, the NYSE changed the gavel to a gong. The bell became the official signal for the exchange in 1903, when the NYSE moved to 18 Broad Street. Prior to 1995, the bells were rung by the exchange’s floor managers. But the NYSE began inviting company executives to ring the opening and closing bells on a regular basis, which later became a daily event. The executives are from companies listed on the exchange, who sometimes coordinate their appearances with marketing events, such as the launch of a new product or innovation, or a merger or acquisition. Sometimes, the bells are rung by other public figures, including athletes and celebrities. Some of the more notable figures include singer/actor Liza Minnelli, Olympic medallist Michael Phelps and the New York Yankees’ Joe DiMaggio. In July 2013, United Nations Secretary Ban Ki-moon rang the closing bell to mark the NYSE joining the U.N. Sustainable Stock Exchanges.    

  

In 2013, the DJIA closes above 2007 highs on March 5; DJIA closes above 16,500 to end the year. In 2014, the DJIA closes above 17,000 on July 3 and above 18,000 on December 23. In 2015, the DJIA achieved an all-time high of 18,351.36 on 19 May.[58] In 2015, the DJIA dropped over 1,000 points to 15,370.33 soon after open on August 24, 2015, before bouncing back and closing at 15,795.72, a drop of over 669 points. In 2016, the DJIA hits an all-time high of 18,873.6. In 2017, the DJIA reaches 20,000 for the first time (on January 25). In 2018, the DJIA reaches 25,000 for the first time (on January 4th).[59] On February 5, the DJIA dropped 1,175 points, making it the largest point drop in history.

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STOCK ANALYSIS:DEFINITION of 'Stock Analysis' Stock analysis is the evaluation of a particular trading instrument, an investment sector, or the market as a whole. Stock analysts attempt to determine the future activity of an instrument, sector, or market.

BREAKING DOWN 'Stock Analysis' Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempts to gain an edge in the markets by making informed decisions.

Fundamental Analysis There are two basic types of stock analysis: fundamental analysis and technical analysis. Fundamental analysis concentrates on data from sources including financial records, economic reports, company assets, and market share. To conduct fundamental analysis on a public company or sector, investors and analysts typically analyze the metrics on a company’s financial statements – balance sheet, income statement, cash flow statement, and footnotes. These statements are released to the public in the form of a 10-Q or 10-K report through the database system, EDGAR, which is administered by the US Securities and Exchange Commission (SEC). Also, the earnings report released by a company during its quarterly earnings press release is analyzed by investors who look to ascertain how much revenues, expenses, and profits a company made. When running stock analysis on a company’s financial statements, an analyst will usually be checking for the measure of a company’s profitability, liquidity, solvency, efficiency, growth trajectory, and leverage. There are different ratios that can be used to determine how healthy a company is. For example, the current ratio and quick ratio are used to estimate whether a company will be able to pay its short-term liabilities with its available current assets. The formula for current ratio is calculated by dividing current assets by current liabilities, figures that can be gotten from the balance sheet.

Technical Analysis:The second method of stock analysis is technical analysis. Technical analysis focuses on the study of past market action to predict future price movement. Technical analysts analyze the financial market as a whole and are primarily concerned with price and volume, as well as the demand and supply factors that move the market. Charts are a key tool for technical analysts as they show a graphical illustration of a stock’s trend within a stated time period. For example, using a chart, a technical analyst may mark certain areas as a support or resistance level.

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Techniques for Stock Market Analysis Two popular types of stock analysis include technical analysis and fundamental analysis. Technical analysis is a financial markets technique that claims the ability to forecast the future direction of security prices through the study of past market data, primarily price and volume. Technical analysis is embraced by some and hated by others. It is widely used among traders looking for stock trades and deciding how to trade stocks. Technical analysts consider stock trends based on their chart and stock market close each day while completing stock technical analysis.

Technical analysts say that a market's price reflects all relevant information, so their analysis looks more at "internals" than at "externals" such as news events. Price action also tends to repeat itself because investors collectively tend toward patterned behaviour – hence technicians' focus on identifiable trends and conditions.

When completing stock market analysis it’s important to consider stock market trends and look at the macro environment of the economy. One should study the stock indices and how they have performed lately and even years in the past by considering the stock chart of the market.. An industry that is hot could have many hot stocks within it and momentum stocks that could be very good stock ideas. Some investors decide to day trade individual stocks that are hot and may trade up during one stock market session. Individual stocks can be undervalued stocks or bargain stocks that are cheap stocks. It is important to look at a stocks PE and other ratios that act as tools for investors. When considering the value of a stock, an investor needs to look at the company’s market capitalization or market cap to first have a point of comparison while researching stocks Stocks trade on several exchanges including the NASDAQ, AMEX, NYSE, OTCBB and Pink Sheets. This is where buying stocks occurs by online brokers for their clients. Investors can look for value stock or any other kind of stock they want There are many stock tips and penny picks out there that investors can start to build a stock list or screening NASDAQ and AMEX stocks with a stock screen for new stock ideas. There are lots of investment opportunities out there in the stock market.

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IMPORTANCE OF STOCK MARKET: 1. Economic Barometer: A stock exchange is a reliable barometer to measure the economic condition of a country. Every major change in country and economy is reflected in the prices of shares. The rise or fall in the share prices indicates the boom or recession cycle of the economy. Stock exchange is also known as a pulse of economy or economic mirror which reflects the economic conditions of a country.

2. Pricing of Securities: The stock market helps to value the securities on the basis of demand and supply factors. The securities of profitable and growth oriented companies are valued higher as there is more demand for such securities. The valuation of securities is useful for investors, government and creditors. The investors can know the value of their investment, the creditors can value the creditworthiness and government can impose taxes on value of securities.

3. Safety of Transactions: In stock market only the listed securities are traded and stock exchange authorities include the companies names in the trade list only after verifying the soundness of company. The companies which are listed they also have to operate within the strict rules and regulations. This ensures safety of dealing through stock exchange.

4. Contributes to Economic Growth: In stock exchange securities of various companies are bought and sold. This process of disinvestment and reinvestment helps to invest in most productive investment proposal and this leads to capital formation and economic growth.

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5. Spreading of Equity Cult: Stock exchange encourages people to invest in ownership securities by regulating new issues, better trading practices and by educating public about investment.

6. Providing Scope for Speculation: To ensure liquidity and demand of supply of securities the stock exchange permits healthy speculation of securities.

7. Liquidity: The main function of stock market is to provide ready market for sale and purchase of securities. The presence of stock exchange market gives assurance to investors that their investment can be converted into cash whenever they want. The investors can invest in long term investment projects without any hesitation, as because of stock exchange they can convert long term investment into short term and medium term.

8. Better Allocation of Capital: The shares of profit making companies are quoted at higher prices and are actively traded so such companies can easily raise fresh capital from stock market. The general public hesitates to invest in securities of loss making companies. So stock exchange facilitates allocation of investor’s fund to profitable channels.

9. Promotes the Habits of Savings and Investment: The stock market offers attractive opportunities of investment in various securities. These attractive opportunities encourage people to save more and invest in securities of corporate sector rather than investing in unproductive assets such as gold, silver, etc.

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SCOPE OF STOCK MARKET: Based on the study, the obvious follow-up to this analysis is to identify areas of possible research in future. 1. The present study can be extended by collecting the primary data from retail investors and institutional investors on calendar anomalies especially with respect to announcement based strategies. This would give us more insight into the changing pattern of anomalies over the period, successful trading strategies applied for finding opportunities across the globe and lastly the degree of market efficiency and market integration. 2. The study on linearity and non-linearity of the risk and returns during various calendar anomalies and its implications have to be studied from the angle of retail and institutional investors. The policy implications of this study and the corrective actions that need to be taken by the regulators can also be the area for future research. 3. The analysis can also be extended to understand causal impact of sectoral indices on broader indices and vice versa in various developed and developing countries during various time periods. 4. An event study methodology on the changing pattern of calendar anomalies can be studied over different time frames. The important regulatory measures taken by government and market regulators and their impact on markets for the study.

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BUSINESS PROFIT IN STOCK MARKET:-

Company Name

Last Price

Change

% Change

Net Profit (Rs. cr)

Reliance

1,246.50

11.60

0.94

33,612.00

TCS

2,013.65

3.25

0.16

25,241.00

IOC

157.80

-1.05

-0.66

21,346.12

ONGC

169.75

1.20

0.71

19,945.26

HDFC Bank

2,094.85

-2.25

-0.11

17,486.73

Infosys

1,384.30

-0.90

-0.06

16,155.00

HDFC

1,912.70

-7.35

-0.38

12,163.69

ITC

312.75

-0.35

-0.11

11,223.25

NTPC

161.20

2.70

1.70

10,343.17

Coal India

291.55

7.35

2.59

9,293.42

Hind Zinc

283.95

3.55

1.27

9,276.00

Power Grid Corp

187.25

-0.20

-0.11

8,238.96

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CHAPTER 2 COMPANY PROFILE

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TATA: Founded by Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in India, comprising over 100 independent operating companies. The group operates in more than 100 countries across six continents, with a mission 'To improve the quality of life of the communities we serve globally, through long-term stakeholder value creation based on Leadership with Trust'. Tata Sons is the principal investment holding company and promoter of Tata companies. Sixty-six percent of the equity share capital of Tata Sons is held by philanthropic trusts, which support education, health, livelihood generation and art and culture. In 2016-17, the revenue of Tata companies, taken together, was $100.39 billion. These companies collectively employ over 695,000 people. There are 29 publiclylisted Tata enterprises with a combined market capitalisation of about $130.13 billion (as on March 31, 2017). Tata companies with significant scale include Tata Steel, Tata Motors, Tata Consultancy Services, Tata Power, Tata Chemicals, Tata Global Beverages, Tata Teleservices, Titan, Tata Communications and Indian Hotels.

For instance, Tata Communications is #1 international wholesale voice provider and Tata Motors is among the top ten commercial vehicle manufacturers in the world. Tata Steel is among the top fifteen best steelmakers and TCS is the second largest IT services company in the world by market cap and profit. Tata Global Beverages is the second-largest tea company in the world and Tata Chemicals is the world’s secondlargest manufacturer of soda ash. Employing a diverse workforce in their operations, Tata companies have made significant local investments in different geographies.

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DIFFERENT COMPANIES OF TATA GROUP:1. TATA STEEL: It is one of the top steel producing companies globally with annual crude steel deliveries of 27.5 million tonnes (in FY17), and the second largest steel company in India (measured by domestic production) with an annual capacity of 13 million tonnes after SAIL. In September 2017, ThyssenKrupp in Germany and Tata Steel announced plans to combine their European steelmaking businesses. The deal will structure the European assets as ThyssenKrupp Tata Steel, a 50-50 joint venture. The announcement estimated that the company would be Europe’s second-largest steelmaker with company seat in Amsterdam. The share price of the TATA STEEL is about 504.25 as today.

2. TATA MOTOR:Tata Motors Limited (formerly TELCO, short for Tata Engineering and Locomotive Company) headquartered in Mumbai, is an Indian multinational automotive manufacturing company and a member of the Tata Group. Its products include passenger cars, trucks, vans, coaches, buses, sports cars, construction equipment and military vehicles. Tata Motors is listed on the (BSE) Bombay Stock Exchange, where it is a constituent of the BSE SENSEX index, the National Stock Exchange of India, and the New York Stock Exchange. The company is ranked 226th on the Fortune Global 500 list of the world's biggest corporations as of 2016. On 3 May 2018, Tata Motors announced that it sold its aerospace and defence business to another Tata Group Entity, Tata Advanced Systems, to unlock their full potential. The Share Price of the TATA MOTOR is about 251.85 as today

3. TATA CONSULTING SERVICES(TCS):Tata Consultancy Services Limited (TCS) is an Indian multinational information technology (IT) service, consulting company headquartered in Mumbai, Maharashtra. It is a subsidiary of the Tata Group and operates in 46 countries. TCS is one of the largest Indian companies by market capitalization. TCS alone generates 70% dividends of its parent company, As of 2017, it is ranked 10th on the Fortune India 500 list. In April 2018, TCS became the first Indian IT company to breach $100 billion market capitalization, and second Indian company ever (after Reliance Industries achieved it in 2007) after its m-cap stood at Rs 6,79,332.81 crore ($102.6 billion) in Bombay Stock Exchange. The Share price of TCS company is about 2000.25 as today.

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4. TATA POWER:The Tata Power Company Limited is an Indian electric utility company based in Mumbai, Maharashtra, India and is part of the Tata Group The core business of the company is to generate, transmit and distribute electricity. With an installed electricity generation capacity of 10,577MW, it is India's largest integrated power company. Tata Power has been ranked 3rd in 2017 Responsible Business Rankings [1] developed by IIM Udaipur. In February 2017, Tata Power became the first Indian company to ship over 1 GW solar modules. Mundra Ultra Mega Power Plant. A 4,000 MW (5×800 MW) coal-based thermal power plant at Mundra, Kutch district, Gujarat. This plant is fully functional. Trombay Thermal Power Station. A 1,580 MW thermal power plant at Trombay, near Mumbai, Maharashtra. This plant is fully functional. The Share price of TATA POWER is about 70.15 as today.

5. AIR ASIA INDIA:Air Asia India is an Indian low cost carrier headquartered in Bengaluru, India. The airline is a joint venture with Air Asia Be had holding 49% stake in the airline, Tata Sons holding 49%, R Venkataramanan holding 1.50%, and S Ramodarai holding 0.50%, respectively, the latter two holding other key positions in Tata Group. As of May 2017, Air Asia India was the 4th largest low-cost carrier in India, after Indigo, Jet Airways, and Spice Jet, with a market share of 3.3%.As of May 2017, Air Asia India is the fourth largest low cost carrier in India, far behind Indigo, Spice Jet and Go Air, with a market share of 3.3%. In January 2018, managing director and chief executive Amar announced plans of the company to expect a fleet of 21 aircraft by the yearend, which will make it eligible to operate overseas flights. The Share price of AIR ASIA INDIA is about

6. TAJ HOTELS AND RESORTS:The Indian Hotels Company Limited (IHCL) branded as Taj Hotels Palaces Resorts Safaris is an international chain of hotels and resorts headquartered at Express Towers, Nariman Point in Mumbai. Incorporated by the founder of the Tata Group Jamsetji Tata, in 1903, the company is a part of the Tata Group, one of India's largest business conglomerates. The company employed over 13,000 people in the year 2010. As of 2017, the company operates a total of 99 hotels and hotel-resorts, with 83 across India and 16 in other countries, including Bhutan, Malaysia, Maldives, Nepal, South Africa, Sri Lanka, UAE, UK, USA and Zambia. The Share price of TAJ HOTELS AND RESORTS is about 129.30 as today. STOCK MARKET ANALYSIS

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Revenue value of Tata Group Shares of the Tata group companies have been among the star performers on the Indian stock market over the last three years. Trends in the group's total market capitalisation along with aggregate market capitalisation of Bombay Stock Exchange are provided below.

2015 (Rscrore) (End March) Tata group

BSE

2016 (Rscrore) (End March)

2017 As on March 28, (Rscrore) 2018 (End March) (Rscrore)

826,189

771,200

843,774

944,057

($132.0bn)

($116.41bn)

($130.13bn)

($144.79bn)

1,01,49,290

9,633,555

1,21,54,525

1,42,24,997

($1,622bn)

($1,454bn)

($1,874bn)

($2,182bn)

TATA GROUP

Rs crore(2015) Rs crore(2016) Rs crore(2017) Rs crore(2018)

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AIA GROUP:AIA is the largest independent publicly listed pan-Asian life insurance group – with a presence in 18 markets across the Asia-Pacific region. AIA stands for AMERICAN INSURANCE ASSOCIATION. The main vision is to be world’s preminent life insurance provider and purpose is to play a leadership role in driving economic and social development across the region. Servicing the holders more than 30 million and over 16 million member of group insurance. AIA made 13 million benefit payment during 2017 helping customers and their facilities to come with challenges at different stages. The total asset is according to us$172 billion(as of 31st march 2015). AIA was found in 1919. AIA is based in Hong Kong, with a presence in 18 markets in Asia-Pacific, with wholly owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, Cambodia, a 97% subsidiary in Sri Lanka, a 49% joint venture in India and a representative office in Myanmar.

The business was first established in Shanghai over 90 years ago. AIA has operations in 17 markets across Asia-Pacific. AIA serves the holders of more than 27 million individual policies. In December 2009, AIG sold preferred equity interests in two newly formed international life insurance subsidiaries, American International Assurance Company, Limited (AIA) and American Life Insurance Company (ALICO), to the Federal Reserve Bank of New York to reduce its debt by US$25 billion. The organization’s activities include lobbying local, state, and federal policymakers on behalf of its members; republishing and analyzing recent legislation and regulatory agency rulemaking to determine and communicate to members potential impacts on their business operations; engaging in public relations on behalf of the propertycasualty insurance industry for example by issuing press releases, and providing jobposting and job-application services for employers and employees in the propertycasualty insurance industry.

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REVENUE VALUE OF AIA COMPANY:HONG KONG, 4 May 2018 – AIA Group Limited (the “Company”; stock code: 1299) today announces record quarterly value of new business (VONB) of US$1,021 million and continued strong growth of 20 per cent on constant exchange rates (CER) for the first quarter ended 31 March 2018. Highlights of the first quarter on constant exchange rates:    

20 per cent growth in VONB to US$1,021 million (26 per cent on actual exchange rates (AER)) 1 per cent increase in annualised new premiums (ANP) to US$1,696 million (4 per cent on AER) VONB margin of 59.7 per cent, up 9.8 pps Total weighted premium income (TWPI) up 14 per cent to US$7,219million (19 per cent on AER)

US$ millions

YOY

CER

AER

1Q2017

Value of new business

1021

811

20%

26%

VONB margin

59.7%

49.2%

9.8 pps

10.5 pps

1696

1630

1%

4%

7219

6059

14%

19%

Annualized new premium Total weighted premium income

 Ng 

1Q 2018

YOY

KengHooi, AIA’s Group Chief Executive and President, said:

“AIA has made a strong start to the year with 20 per cent growth in VONB to US$1,021 million, which is the first time that quarterly VONB for the Group has exceeded US$1 billion.

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Tata AIA Life Insurance Tata AIA Life Insurance Company (Tata AIA Life) is a joint venture company, formed by Tata Sons and AIA Group (AIA). Tata AIA Life combines Tata's preeminent leadership position in India and AIA's presence as the largest, independent listed pan-Asian life insurance group in the world, spanning 18 markets in Asia Pacific. Tata Sons holds a majority stake (51 percent) in the company and AIA holds 49 percent through AIA International. Tata AIA Life Insurance Company was licensed to operate in India on February 12, 2001, and started operations on April 1, 2001.

Areas of business Tata AIA Life offers a wide variety of life insurance solutions that cover protection, savings and wealth creation needs of its customers.

Location Headquartered in Mumbai, Tata AIA Life has sales offices in major cities and towns across India.

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About Tata AIA Life Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world spanning 18 markets in the Asia Pacific region. Tata AIA Life has written retail new business weighted premium of INR 1,397 crores for the financial year 2017-18. For the same period, the 13th month persistency of the company was at 81.2% and, the retail claims settlement ratio was 98%..

Our Mission: To provide the best and simplest life and health insurance solutions

Our Vision: To be the pre-eminent protection provider - enabling dreams, inspiring healthier and happier lives

STOCK MARKET ANALYSIS

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Our Values: Consumer Obsession   

Consumer is paramount in everything we do Innovate solutions and services to delight our customers Transparently deliver on promise

Passion for Excellence    

Set and achieve the highest standards Do the Right things in the Right way Take accountability and drive results Pioneer Change

People - our Core    

Inspire myself & my colleagues to be and deliver the very best Create and take distinctive opportunities for development Demonstrate courageous leadership at all times Exceptionally reward outstanding performance and right behaviour

TATA AIA LIFE INSURANCE is now renamed as Tata AIA Life Insurance Company. This comes three years after AIA separated from American International Group (AIG) as part of a global deal in 2012 onwards

KEY FEATURES AND BENEFITS OF TATA AIA:      

Protection against unforeseen and unfortunate event of death. Simple enrolment: Easy to fill enrollment from, no extra documents. Easy premium payment. Simple and faster claim processing. Coverage 24- hours- a- day, 7 days- a- week, anywhere in the world. Tax exemption for premium paid under Section 80C of the Income Tax act, 1961 for individual group members.

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List of Plans from TATA AIA Life Insurance Company Endowment Plans 

TATA AIA Life Insurance Smart 7Plan



TATA AIA Life Insurance Monthly Insurance Plan (MIP)



TATA AIA Life Insurance Insta Wealth Plan



TATA AIA Life Insurance Fortune Guarantee Plan



TATA AIA Life Insurance Smart Income Plus Plan



TATA AIA Life Insurance Secure 7 Plan



Tata AIA Life Maha life Supreme Plan



Tata AIA Maha life Gold

Unit Linked Insurance Plans - ULIPs 

TATA AIA Life Insurance Wealth Pro Plan



TATA AIA Life Insurance Fortune Pro Plan



TATA AIA Life Insurance Wealth Maxima Plan



TATA AIA Life Insurance Fortune Maxima Plan



TATA AIA Life Insurance Invest One Plan

Term Insurance Plans 

TATA AIA Life Insurance iRaksha Supreme Plan



TATA AIA Life Insurance iRaksha TROP Plan



Tata AIA MahaRaksha Supreme Plan

Money Back Plan 

TATA AIA Life Insurance Money Back Plus Plan

Health Plan 

Tata AIA Health First

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ELIGIBILITY CRITERIA FOR LIFE INSURANCE OF TATA AIA: ELIGIBILITY CRITERIA(FOR ENDOWMENT PLAN):Minimum Entry Age Maximum Entry Age Maximum Maturity Age Policy Term Premium Mode Minimum Sum Assured Maximum Sum Assured

14 years 84 years 85years 1 year renewable Annual/ Semi Annual/ Quarterly/ Monthly 5000/No limit (subject to underwriting)

ELIGIBILITY CRITERIA(FOR CHILD PLAN):Minimum Entry Age Maximum Entry Age Maximum Maturity Age Policy Term Premium Mode Minimum Sum Assured Maximum Sum Assured

3 years 50 years 85years 1 year renewable Annual/ Semi Annual/ Quarterly/ Monthly 5000/No limit (subject to underwriting)

Tata AIA Life Insurance Claims Ratio - Last 6 years Trend The information below shows the trend in Tata AIA Life Insurance Claims Settlement Ratio for the last 6 years. This is based solely on the information published by the Insurance Regulatory & Development Authority of India (IRDAI) and is measured on consistently used bases. You may use this information as a key parameter in your term insurance purchase decision.

2011-12 84%

2014-15 94%

2012-13 84%

2015-16 97%

STOCK MARKET ANALYSIS

2013-14 90%

2016-17 96%

2017-18 98%

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Documentation needed to apply for an Tata Aia Life Insurance 

1. Identity Proof



2. Age Proof



3. Income Proof



4. Address Proof



5. PAN Number

Check My Eligibility

Why Should You Choose a Tata AIA Life Insurance Policy? Tata AIA Life Insurance Plans provide comprehensive coverage for all eventualities through their wide range of products and services. The riders and additional benefits provided ensure complete protection for everyone from children to individuals in the prime of their lives. Tata AIA Life Insurance plans are customer-friendly and ensure that the policyholder receives maximum benefits. Their user-friendly interface and ease of form filling makes it convenient for all individuals to seek information regarding a product or to purchase alife insurance policy from the company.

STOCK MARKET ANALYSIS

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CHAPTER 3 DATA COLLECTION, SAMPLING AND OBJECTIVE

STOCK MARKET ANALYSIS

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DATA COLLECTINON AND SAMPLING This research is based on collecting primary data as well as secondary data. The focus of this primary research is done on the topic “STOCK MARKET ANALYSIS”. one of the most important used of data collection and sampling is to help to identify research problem. Collection of data and analysis of data based on my topic. It also helps to give the virtual information that will helps to the top management of different company to take decision bitterly and correctly.

RESEARCH PROBLEM  Understanding consumer behaviour in a more better way.  Is studying consumer behaviour helpful for a mutual fund industry.  Consumer perception on mutual fund.

RESEARCH DESIGN In this study I made questionnaire of 15 question on different subject area of my research the primary data. Where collect from responds of ganjam district and specially of berhampur city. On initially sample of 100 was generated using the judgement and convinces. Sample technique with a very age group of 18 to 50. Data where analyze on the basis of the questioner data collecting of graph technique.

PERIOD OF THE STUDY We made a research on “STOCK MARKET ANALYSIS” in the company TATA AIA LIFE INSURANCE for a period of one months from 23rd may to 24thjune, in that time made with various people to collect data on my topic.

SAMPLING As per the name implies a convince sample of 100 where taken from different background and age group.

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TYPES OF DATA COLLECTING: PRIMARY DATA: Primary data are collected personal interviews, telephonic interview, by sending the mail and experiment in really life.

FACE TO FACE INTERVIEW: In this technique the respondent are allowed to give the responds on the question on a face to face manner. I collected 55% of data to face to face interviews.

TELEPHONIC INTERVIEWS: In this technique the data where collected by making telephone call to responds. I collected 29% of data to telephonic interview.

BY SENDING MAIL: In this technique the respondents where mailed with the questioner of ten question to collect the data. I collected 31% of data through mail.

ADVANTAGES OF PRIMARY DATA  The data is so authentic.  Easy to collect data.  Best way of collecting important data.

DISADVANTAGES OF PRIMARY DATA  May be illiteracy is a big problem.  The respondent may be lying.

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SECONDARY DATA: The data collected through different sources like books(marketing books), journal (international & national), magazine, past research topic etc.

Published Sources: There are many national organizations, international agencies and official publications that collect various statistical data. They collect data related to business, commerce, trade, prices, economy, productions, services, industries, currency and foreign affairs. They also collect information related to various (internal and external) socio-economic phenomena and publish them. These publications contain statistical reports of various kinds. Central Government Official Publication, Publications of Research Institutions, Committee Reports and International Publications are some published sources of secondary data.

Unpublished Sources Some statistical data are not always a part of publications. Such data are stored by institutions an private firms. Researchers often make use of these unpublished data in order to make their researches all the more original.

ADVANTAGES OF SECONDARY DATA  Easy to find from the books and internet.  Data is available with very less or small cost.

DISADVANTAGES OF SECONDARY DATA  Other data may not be appropriate for the study.  The data may be biased buying other research.

\

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OBJECTIVE OF STOCK MARKET ANALYSIS:1. PERSONAL OBJECTIVE: To get wholesome about stock market.  To do primary research on stock market and investing on stock.  To fulfil my degree project by doing research and submitting the report.

2. SOCIAL OBJECTIVE: With research, I tried to get through data of INDIAN STOCK MARKET which will help future customer in their investment.  People can make better financial decision at the time of investment.  To ensure people their profitability and investment.

3. ECONOMICAL OBJECTIVE: This research will ensure other to invest in a share of good firm and make unique and wise decision.  To make companies profitable by analysing the research because I analysed last 5 years data of stock market.

STOCK MARKET ANALYSIS

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CHAPTER 4 DATA ANALYSIS AND INTERPRITATION

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.1 Every Indian should buy shares?? a. Strongly Agree c. Agree

b. Partially Agree d. Disagree

Result of question: a. Strongly agree:20%

b. Partially Agree:40%

c. Agree:10%

d. Disagree:30%

GRAPH FOR THE QUESTION

RESULT 50% 40%

30% 20%

RESULT

10% 0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  20% people of INDIA being strongly agree that every one should buy shares.  40% people of INDIA being partially agree that every one should buy shares.  10% people of INDIA being agree that every one should buy shares.  30% people of INDIA being disagree that every one should buy shares. ANALYSIS In the above question, it being clear that 70% of Indian people being agree about share and its function because due to growth of economic standard and LPG. The rest 30% Disagree is due to illiteracy of the region.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.2 Investing on share is better then investing in business?? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:20%

b. Partially Agree:50%

c. Agree:30%

d. Disagree:0%

GRAPH FOR THE QUESTION

RESULT 60% 50% 40% 30% RESULT

20% 10% 0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  20% people of INDIA being strongly agree that Investing on share is better then investing in business  50% people of INDIA being partially agree Investing on share is better then investing in business  30% people of INDIA being agree that Investing on share is better then investing in business. ANALYSIS In the above question, it being clear that 100% of Indian people being agree to invest business rather than share due to Disagree of market as well as their function.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.3 Buying of shares is like a game of cards? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:20%

b. Partially Agree:30%

c. Agree:30%

d. Disagree:20%

GRAPH FOR THE QUESTION

RESULT 40% 30% 20% RESULT

10% 0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  20% people of INDIA being strongly agree that buying of share is like playing cards.  40% people of INDIA being partially agree that buying of share is like playing cards.  10% people of INDIA being agree that buying of share is like playing cards..  30% people of INDIA being disagree that buying of share is like playing cards.. ANALYSIS In the above question, it being clear that 80% of Indian people being agree that the investing on share market is like playing with cards or like gambling because in gambling profit and loss could not be known by the player. 20% people being disagree because due to known about market as well as the product.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.4 Before investing in stock market one should analyze the data available? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:60%

b. Partially Agree:0%

c. Agree:30%

d. Disagree:10%

GRAPH FOR THE QUESTION

RESULT 70% 60% 50% 40% 30% 20% 10% 0%

RESULT

STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  60% people of INDIA being strongly agree investing in stock market one should analyze the data available shares.  30% people of INDIA being agree investing in stock market one should analyze the data available.  10% people of INDIA being disagree investing in stock market one should analyze the data available. ANALYSIS In the above question, it being clear that 90% of Indian people should be agree that before buying stick market should be known by data available for the company as well as the product should be known carefully because it been occur by online known by marketer.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.5 Share can be increased or decreased by an organisation? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:50%

b. Partially Agree:20%

c. Agree:30%

d. Disagree:0%

GRAPH FOR THE QUESTION

RESULT 60% 50% 40% 30% RESULT

20%

10% 0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  50% people of INDIA being strongly agree that Share can be increased or decreased by an organisation  30% people of INDIA being partially agree Share can be increased or decreased by an organisation  20% people of INDIA being agree Share can be increased or decreased by an organisation ANALYSIS In the above question, it being clear that 100% people of INDIAN should be agree that the share of every organisation is increased by relating the market share of the product.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.6 Share rates always depend upon volatility of market? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question : a. Strongly agree:30%

b. Partially Agree:50%

c. Agree:20%

d. Disagree:0%

GRAPH FOR THE QUESTION

RESULT 60% 50% 40% 30% RESULT

20%

10% 0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  30% people of INDIA being strongly agree that Share rates always depend upon volatility of market  50% people of INDIA being partially agree that Share rates always depend upon volatility of market  20% people of INDIA being agree that every Share rates always depend upon volatility of market. ANALYSIS In the above question, it being clear that 100% of Indian people should know about the share of the organisation is depend upon the growth and volatility of both market as well as product.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.7 Stock market analysis needs deep knowledge to analyse past and present research to ensure profit?? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:20%

b. Partially Agree:20%

c. Agree:40%

d. Disagree:20%

GRAPH FOR THE QUESTION

RESULT 50% 40% 30% 20% 10% 0%

RESULT

STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  20% people of INDIA being strongly agree that Stock market analysis needs deep knowledge to analyse past and  20% people of INDIA being partially agree that Stock market analysis needs deep knowledge to analyse past and present  40% people of INDIA being agree Stock market analysis needs deep knowledge to analyse past and present  20% people of INDIA being disagree that every Stock market analysis needs deep knowledge to analyse past and present ANALYSIS In the above question, it being clear that 80% of Indian people should be agree that investing on stock market one should analyse the past and present profit data of the company is to know value of company of market. 20% disagree due to believeness or brand awareness of the company.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.8 Choosing company to own shares or invest in a share is like choosing the best one from rest? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:20%

b. Partially Agree:50%

c. Agree:20%

d. Disagree:10%

GRAPH FOR THE QUESTION

RESULT 60% 40% 20%

RESULT

0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  20% people of INDIA being strongly agree that invest in a share is like choosing the best one from rest  50% people of INDIA being partially agree that invest in a share is like choosing the best one from rest  20% people of INDIA being agree that invest in a share is like choosing the best one from rest  10% people of INDIA being disagree that invest in a share is like choosing the best one from rest ANALYSIS In the above question, it being clear that 90% of Indian people should agree about to choose right company to make invest in the company is like choose the rest for best because due to more competitiveness of the service.

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.9 Investing in stock market/share is risk full business? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:40%

b. Partially Agree:30%

c. Agree:20%

d. Disagree:10%

GRAPH FOR THE QUESTION

RESULT 50% 40% 30% 20% 10% 0%

RESULT

STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  40% people of INDIA being strongly agree that Investing in stock market/share is risk full business  30% people of INDIA being partially agree that Investing in stock market/share is risk full business  20% people of INDIA being agree that should buy shares. Investing in stock market/share is risk full business  10% people of INDIA being disagree that Investing in stock market/share is risk full business. ANALYSIS In the above question, it being clear that 90% of Indian people agree about that investing in share market is very risk full work because the profit and loss depend upon growth and stability of market as well as the product

STOCK MARKET ANALYSIS

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ANALYSIS OF STOCK MARKET Q.10 Calculation of GDP is possible by analysing stock strength? a. Strongly Agree

b. Partially Agree

c. Agree

d. Disagree

Result of question a. Strongly agree:0%

b. Partially Agree:30%

c. Agree:50%

d. Disagree:20%

GRAPH FOR THE QUESTION

RESULT 60% 40% 20%

RESULT

0% STRONGLY AGREE

PARTIALLY AGREE

AGREE

DISAGREE

INTERPRITATION  0% people of INDIA being strongly agree that Calculation of GDP is possible by analysing stock strength.  30% people of INDIA being partially agree that Calculation of GDP is possible by analysing stock strength  50% people of INDIA being agree that Calculation of GDP is possible by analysing stock strength.  20% people of INDIA being disagree that Calculation of GDP is possible by analysing stock strength. ANALYSIS In the above question, it being clear that 80% of Indian people should agree that GDP plays an important role in stock market because the calculation of product can develop in market else for customer to know about the product in market and go for to invest in share.

STOCK MARKET ANALYSIS

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CHAPTER 5 LIMITATION OF SURVEY

STOCK MARKET ANALYSIS

Page 52

LIMITATION OF THE STUDY

 The study where conducted in around of Ganjam district and specially in Berhampur city.  The sample size is only 100 may not be an idle sample for the research work.

 The sample size can be increased to thousand or more to get best data.  The questioner may be reached to a higher group of respondent by using social media (facebook, whatsapp, instagram etc.) or even mailed to reach maximum to maximum people.

 The has done by me for only a time period of only one month. Which may not be good to know more about the company or the organisation (SILK CITY SECURITIES) and its market share and consumer base.  The cognitive view of respondent and their alertness about my topic might be collected by showing real videos.

 The respondent may be biased advertisement or branding.  The respondents may not have knowledge about my research work was a limitation.

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CHAPTER 6 FINDINGS, SUGGESTIONS AND CONCLUSION

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FINDINGS: Operating Profit Ratio shown Fluctuate Trend. The highest Operating Profit Ratio is 11.50% in the year at 2013-2014.  Net Profit Ratio shown Fluctuate Trend. The highest Net profit Ratio is 10.87% in the year at 2013-2014.  Operating Expenses Ratio Shown Fluctuate Trend. The lowest Operating Expenses Ratio is 34.05% in the year of 2012-2013.  Combined Ratio Shown Fluctuate Trend. The lowest Combined Ratio is 99.89% in the year of 2004-2005.  Underwritings Results Ratio Shown Fluctuate Trend.  Claim Ratio shown Fluctuate Trend. The highest claim ratio was seen 79.67% in 2011-2012.  Net Retention Ratio Shown Fluctuate Trend. The highest Net Retention Ratio shown 77.44% in 2011-2012.  Current Ratio Shown Fluctuate Trend.  Return on Capital Employed Shown Fluctuate Trend. The highest Return on capital Employed Ratio is 23.99% in the year at 2012-2013.  Return on Proprietor’s Funds Shown Fluctuate Trend.  Return on Proprietor’s funds is 16.91% in the year at 2012-2013.  TATA AIA General Insurance Company has no borrowed money.  Net Premiums earned Income was seen Rs. 227,59,63,000 to Rs. 16,57,59,68,000 From 2004-2005 to 2013-2014.  Net Premiums earned (Trend Percentage) was seen increased trend The highest Net Premiums earned (Trend Percentage) of TATA AIA General Insurance Company Ltd is 609.74% in the year at 2012-2013.  Net Premium earned(Trend Percentage) is higher than Average from 2008-2014.

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SUGGESTIONS: 

Tata AIA Insurance company should take necessary steps to minimize operating expenses.



TATA AIA General Insurance company must take necessary steps for maintain and increase current ratio like increasing current assets.



TATA AIA General Insurance company are better Return on capital Employed, Return on proprietor’s funds and Net profit. General Insurance Companies of India should take necessary steps to increase income like increase sale of number of policies, increase premium rate, sale investments on high rate, reduce operating expenses and other expenses.



TATA AIA General Insurance company and must increase Underwritings Results Ratio.



TATA AIA General Insurance company must increase the Net Retention Ratio



TATA AIA General Insurance company has a higher fixed assets so it must be converted into current assets and maximize profit.



A Study can be undertaken of comparison of Private Life-Non life Insurance companies of India.



A Study can be undertaken of comparison of General Insurance Corporation of India.

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CONCLUSION: You can make a lot of money investing is stocks or trading in the stock market, but it is not something for the new inventors. Care must be taken when it comes to stock investors. The investor must have a solid understanding of stocks and how they trade in the market or risk losing money in a volatile type of investment. Having stock in a company means you are a owner. How many shares of stock you have determines the extent of that ownership. As part owner, you received dividend and voting rights. A stock represents equity while bonds is a debt. Bonds are low risk investment vehicles with guaranteed returns, while stock involves more risk. This is why stock have a higher rate of return compared to bonds. In investing the riskier the investment the bigger the chance of making more money. Investing in stocks can make a lot of money if you invest in the right company. However, you can loss all of it too. There are two main types of stock: common and preferred. Stock can be further classified into different classes depending on the company. The stock market is a place where people go to trade stocks. Two of the most important stock exchanges in India i.e. NSE and BSE and globally it is the united states that are NYSC and NASDAQ. Purchase of stocks are commonly done through a brokerage. You can also get a dividend reinvestment plan(DRIP). Learning how to read stock tables or a stock quote is a must if your planning to be a serious investor in stocks. It is not hard to read a stock quote once you know what the different terms and symbols stand for. Always remember the old stock market saying: “Bulls make money, Bears make money, but Pigs get shughtered!” This will perhaps save your many times from losing on your investment.

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BIBLIOGRAPHY

REFERENCES FOR PICTURES: www.forbes.com https://money.cna.com/data/world_markets/american/ https://money.cna.com/data/world_markets/europe/ https://money.cna.com/data/world_markets/asia

BOOKS: Special Study In Finance – ARVIND A. DHOOD Special Study In Finance – PAWAN JHADAK Stock Market In INDIA: Working and Reforms – SALONI GUPTA

WEBSITES:https://m.investorwords.com/4725/stock.html https://www.investopedia.com/terms/s/stock.asp https://www.investopedia.com/terms/p/primarymarket.asp https://en.wikipedia.org/wik/Primary_Market https://www.investopedia.com/terms/s/stockmarket.aspl https://www.nibusinessinfo.co.uk/content/advantages-anddisadvantages.stock.market.floatation https://www.investopedia.com/terms/p/prospectus.asp

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