Platinum Plus Fund Ii- Last Date29 Dec2008
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PLATINUM PLUS FUND II Investments
8th September 2008
Confidential Copyright Birla Sun Life Insurance Company Limited 2008
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
2
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
3
Sensex : Current Equity Market Scenario B A
Notional Loss
C Actual Loss
Investment Point
Copyright Birla Sun Life Insurance Company Limited 2008
D
4
Analyzing policyholder’s viewpoint... Key Concern as a policyholder: My capital should not get eroded Key Expectation: I wish I could time the market Assuming you have entered the market at A: Happiest Scenario: Exiting the market at B (maximum returns) However, y you are still happy your capital)) y by y exiting g at C ((saved y Unhappy Scenario: Still invested in the market at D
I Imagine i if after ft investing i ti att A & being b i still till invested, i t d Your capital* is protected …& icing on the cake.. Your returns are locked-in at B, with potential of further upside!!!!! * Invested Amount Copyright Birla Sun Life Insurance Company Limited 2008
5
Why should you invest in Platinum Plus Fund II If the equity markets rises….. ……..your your unit value rises BUT If the equity markets falls….. ….Platinum Platinum Plus is designed to ensure that you get your investment amount/Guaranteed Maturity Unit Price
When market goes up……….you are happy When market goes down….you still remain happy!!!! Copyright Birla Sun Life Insurance Company Limited 2008
6
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
7
Getting to know the Fund Investment Philosophy To build a sound Investment Portfolio within the external and internal guidelines, to ensure Li idit while Liquidity, hil maximizing i i i policyholders’ li h ld ’ wealth lth att an optimal ti l level l l off Risk Ri k consistently i t tl on a Long term basis
Investment Objective To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations
I Investment t t Strategy St t Â
An optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets & up to 40% in Money Market Instruments (MMI)
Â
At iinception, ti 80% 80%-100% 100% off investible i tibl amountt to t be b invested i t d in i equities iti with ith d dynamic i rebalancing of asset allocation thereafter
Â
Utmost thrust to be laid on building a good quality portfolio
Â
Th ffund The d would ld b be managed d within ithi iinternal t l & regulatory l t guidelines id li
Fund Management Charges : 1.50% pa Copyright Birla Sun Life Insurance Company Limited 2008
8
Committed Asset Allocation
Equity
Committed Allocation: 0-100% I Investment t t in i value l & growth th driven di ffundamentally d t ll strong t bl bluechip companies
Fixed Income
Committed Allocation: 0-100% Investment in Government Securities, high rated Corporate Bonds & Derivatives (Derivatives for hedging purposes only and as approved by the IRDA)
Committed Allocation: 0-40% Investment in good quality liquid instruments
MMI
Asset Allocation will be dynamically managed Copyright Birla Sun Life Insurance Company Limited 2008
9
Investment Strategy Robust Asset Quality Seamless & Effective Execution
Liquidity of the Assets
Key Focus Areas Dynamic & Disciplined Asset Allocation
Strict adherence to internal & regulatory guidelines
Strong Support from an experienced parent, Sun Life Financials
Copyright Birla Sun Life Insurance Company Limited 2008
10
How does Platinum Plus Fund II Work In times of Bullish Equity Markets : Similar to other pure equity funds  Upto 100% equity participation  Strategy would revolve around actively managing a well-diversified equity portfolio
of value & growth driven fundamentally strong blue-chip companies Â
Research-based investment approach with focus on asset quality across funds
 The focus will be on maximizing policyholders wealth over a long term horizon
In times of excessive market volatility : Provides Guaranteed Maturity Unit Price  Dynamic Rebalancing of asset allocations to ensure optimum returns ¾
In adverse market scenario, it would protect policyholders interest by assuming the characteristics of a Fixed Income fund
 Would allow policyholders to enjoys the best of both the worlds ¾
Participation in equity (capturing growth & capital appreciation opportunity provided by p y strong g Indian economy y & corporate p sector)) & investment in debt (providing capital protection & regular income)
 Would offer a much better risk-reward ratio compared to pure equity funds Copyright Birla Sun Life Insurance Company Limited 2008
11
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
12
Platinum Plus Fund I as on 8th Sep 2008 Asset Under Management: Rs 279.9 cr
Equity Exposure as on 8th Sep 2008: 89.2%
NAV as on 8th Sep S 2008 2008: 9 9.706 706
Guaranteed Maturity Unit Value: 11.0942 Copyright Birla Sun Life Insurance Company Limited 2008
13
Guaranteed returns in volatile market Loss suffered by investing in the index Notional loss escaped by investing in Platinum Plus Fund I
Despite fall in markets, policyholders continue to enjoy guaranteed maturity value of 11.0942
Â
Despite providing guaranteed maturity unit value to its policyholders, the fund has maintained higher equity exposure (~90%) & has performed in line with Nifty 50
Â
Policyholders will continue to enjoy the upside while the downside is protected by the guarantee
Copyright Birla Sun Life Insurance Company Limited 2008
14
Di l i Disclaimer
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with ith capital it l markets k t and d the th NAVs NAV off the th units it may go up or down d b based d on the th performance f off the th fund and factors influencing the capital market and the insured is responsible for his or her decision. Past performance is not indicative of future performance. Birla Sun Life is only the name of the Insurance Company, Company BSLI Platinum Plus Fund I is only name of the unit linked life insurance fund and does not in any way indicate the quality of the contract, its future prospects or returns. Insurance is the subject matter of the solicitation
For more details on risk factors, terms and
conditions please read sales brochure carefully before concluding the sale. sale
Copyright Birla Sun Life Insurance Company Limited 2008
15
Thank You
Copyright Birla Sun Life Insurance Company Limited 2008
16
8th September 2008
Confidential Copyright Birla Sun Life Insurance Company Limited 2008
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
2
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
3
Sensex : Current Equity Market Scenario B A
Notional Loss
C Actual Loss
Investment Point
Copyright Birla Sun Life Insurance Company Limited 2008
D
4
Analyzing policyholder’s viewpoint... Key Concern as a policyholder: My capital should not get eroded Key Expectation: I wish I could time the market Assuming you have entered the market at A: Happiest Scenario: Exiting the market at B (maximum returns) However, y you are still happy your capital)) y by y exiting g at C ((saved y Unhappy Scenario: Still invested in the market at D
I Imagine i if after ft investing i ti att A & being b i still till invested, i t d Your capital* is protected …& icing on the cake.. Your returns are locked-in at B, with potential of further upside!!!!! * Invested Amount Copyright Birla Sun Life Insurance Company Limited 2008
5
Why should you invest in Platinum Plus Fund II If the equity markets rises….. ……..your your unit value rises BUT If the equity markets falls….. ….Platinum Platinum Plus is designed to ensure that you get your investment amount/Guaranteed Maturity Unit Price
When market goes up……….you are happy When market goes down….you still remain happy!!!! Copyright Birla Sun Life Insurance Company Limited 2008
6
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
7
Getting to know the Fund Investment Philosophy To build a sound Investment Portfolio within the external and internal guidelines, to ensure Li idit while Liquidity, hil maximizing i i i policyholders’ li h ld ’ wealth lth att an optimal ti l level l l off Risk Ri k consistently i t tl on a Long term basis
Investment Objective To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations
I Investment t t Strategy St t Â
An optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets & up to 40% in Money Market Instruments (MMI)
Â
At iinception, ti 80% 80%-100% 100% off investible i tibl amountt to t be b invested i t d in i equities iti with ith d dynamic i rebalancing of asset allocation thereafter
Â
Utmost thrust to be laid on building a good quality portfolio
Â
Th ffund The d would ld b be managed d within ithi iinternal t l & regulatory l t guidelines id li
Fund Management Charges : 1.50% pa Copyright Birla Sun Life Insurance Company Limited 2008
8
Committed Asset Allocation
Equity
Committed Allocation: 0-100% I Investment t t in i value l & growth th driven di ffundamentally d t ll strong t bl bluechip companies
Fixed Income
Committed Allocation: 0-100% Investment in Government Securities, high rated Corporate Bonds & Derivatives (Derivatives for hedging purposes only and as approved by the IRDA)
Committed Allocation: 0-40% Investment in good quality liquid instruments
MMI
Asset Allocation will be dynamically managed Copyright Birla Sun Life Insurance Company Limited 2008
9
Investment Strategy Robust Asset Quality Seamless & Effective Execution
Liquidity of the Assets
Key Focus Areas Dynamic & Disciplined Asset Allocation
Strict adherence to internal & regulatory guidelines
Strong Support from an experienced parent, Sun Life Financials
Copyright Birla Sun Life Insurance Company Limited 2008
10
How does Platinum Plus Fund II Work In times of Bullish Equity Markets : Similar to other pure equity funds  Upto 100% equity participation  Strategy would revolve around actively managing a well-diversified equity portfolio
of value & growth driven fundamentally strong blue-chip companies Â
Research-based investment approach with focus on asset quality across funds
 The focus will be on maximizing policyholders wealth over a long term horizon
In times of excessive market volatility : Provides Guaranteed Maturity Unit Price  Dynamic Rebalancing of asset allocations to ensure optimum returns ¾
In adverse market scenario, it would protect policyholders interest by assuming the characteristics of a Fixed Income fund
 Would allow policyholders to enjoys the best of both the worlds ¾
Participation in equity (capturing growth & capital appreciation opportunity provided by p y strong g Indian economy y & corporate p sector)) & investment in debt (providing capital protection & regular income)
 Would offer a much better risk-reward ratio compared to pure equity funds Copyright Birla Sun Life Insurance Company Limited 2008
11
Roadmap Rationale for investing g in Platinum Plus Fund II
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008
12
Platinum Plus Fund I as on 8th Sep 2008 Asset Under Management: Rs 279.9 cr
Equity Exposure as on 8th Sep 2008: 89.2%
NAV as on 8th Sep S 2008 2008: 9 9.706 706
Guaranteed Maturity Unit Value: 11.0942 Copyright Birla Sun Life Insurance Company Limited 2008
13
Guaranteed returns in volatile market Loss suffered by investing in the index Notional loss escaped by investing in Platinum Plus Fund I
Despite fall in markets, policyholders continue to enjoy guaranteed maturity value of 11.0942
Â
Despite providing guaranteed maturity unit value to its policyholders, the fund has maintained higher equity exposure (~90%) & has performed in line with Nifty 50
Â
Policyholders will continue to enjoy the upside while the downside is protected by the guarantee
Copyright Birla Sun Life Insurance Company Limited 2008
14
Di l i Disclaimer
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with ith capital it l markets k t and d the th NAVs NAV off the th units it may go up or down d b based d on the th performance f off the th fund and factors influencing the capital market and the insured is responsible for his or her decision. Past performance is not indicative of future performance. Birla Sun Life is only the name of the Insurance Company, Company BSLI Platinum Plus Fund I is only name of the unit linked life insurance fund and does not in any way indicate the quality of the contract, its future prospects or returns. Insurance is the subject matter of the solicitation
For more details on risk factors, terms and
conditions please read sales brochure carefully before concluding the sale. sale
Copyright Birla Sun Life Insurance Company Limited 2008
15
Thank You
Copyright Birla Sun Life Insurance Company Limited 2008
16
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