Mahalife Gold V1[1].0

Need Area: Savings and Protection • Mahalife Gold Covers you till age 100. • Guaranteed returns of 5% of the sum assured, every year from the 10th policy anniversary. • Provides a tax free lumpsum amount on maturity. (at age 100) • Provides life cover for the entire term. Target Audience • Age between 30 days and 60 years. • Require money at regular intervals. • Wanting to create a legacy for future generations • Cover for life, but want to pay premium for a limited term.

Product Details Entry Age

30 Days

60 years

Sum Assured

Rs. 50,000

No limit- subject to financial underwriting.

Premium

Rs. 5000

Payment Mode

Annual, Semi-Annual, Quarterly and Monthly.

Guaranteed Benefits

Guaranteed Coupon Payments every year- 5% of Sum Assured from the 10th policy anniversary till maturity Sum Assured In case of death or maturity is guaranteed.

Additional Benefits (Non-guaranteed)

Cash dividends from the 6th policy anniversary onwards.

Riders (Not mandatory and are available at a nominal extra cost)

For Adult Policies Accidental Death and Dismemberment Rider (Long Scale and Short Scale) Accidental Death Benefit Waiver of Premium 5, 10 or 15 Year Term Policy. Critical Illness (Lumpsum and Accelerated) For Child policies Payor Benefit Rider

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Tata AIG Life Insurance Company Ltd. (Reg. No. 110) th Peninsula Towers, 6 Floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400 013 Insurance is the subject matter of the solicitation L&C Approval Number: L&C/Advt/2007/Sept/542

Features, How it works and Benefit (FHB):

F 1

Limited Premium Payment Term and whole life coverage

2

Guaranteed Annual Coupon payments (AC) for life

H

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Cash dividends payable depending on the market rate

Riders can be attached. 1. Term Rider 2. Critical Illness Rider 3. Waiver of Premium Rider (WOP) 4. Payor Benefit Rider 5. Accidental Death Benefit Rider. 6. Accidental Death or Dismember ment rider.

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The customer pays for 15 years only and gets a life cover till age 100.

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Gives a regular inflow of money @ 5% of sum assured every year from the 11th year, guaranteed till age 100.

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B

Cash Dividend are payable from the 6th policy anniversary (non guaranteed). These help take advantage of high interest rate scenario in the market.

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Pays an additional amount of money in case of death during the term of the policy.

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Pays a lumpsum amount if on diagnosis of a covered critical illness.

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This rider waives off all future premiums on Total and Permanent disability.

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A Payor Benefit attached on a Juvenile plan waives off future premiums in case of death/ total permanent disability*.

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Gives the option to attach an Accidental Death Benefit (ADB) which pays an additional amount in case of accidental death.

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Gives the option to attach an Accidental Death and Dismemberment rider which covers death or dismemberment.

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You can create an asset for life by paying just for 15 years. Your dreams are protected from life’s unforeseen eventualities till age 100 You get money every year from the 11th year to fund expenses. You get more money to achieve your financial goals.

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Your yearly coupon payments are enhanced by these cash dividends meaning more money to meet your financial commitment. • You get the advantage of favorable market conditions • Your dreams can be achieved even in case of any unforeseen eventuality. • You are fully protected against the financial implications of a major illness. • You need not spend from your savings. • Your policy continues and you continue to get the benefits of the policy. • Your dream is protected from the impact of total and permanent disability. • Your dream of giving your child the best education can be achieved, if God Forbid, you were not around or disabled. • Your dreams can be achieved even in case of any unforeseen eventuality. • Your family gets more money, which can take care of their financial needs. •

Your dreams are protected from unfortunate eventualities like death or dismemberment.

Compliance This product is underwritten by Tata AIG Life Insurance Company Ltd. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Tax benefits are as per the Income Tax Act, 1961 and are subject to amendments made therein from time to time *Conditions apply

Tata AIG Life Insurance Company Ltd. (Reg. No. 110) th Peninsula Towers, 6 Floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400 013 Insurance is the subject matter of the solicitation L&C Approval Number: L&C/Advt/2007/Sept/542