Cyprus Real Estate Property Index Issue 3 - δείκτης αγοράς ακινήτων - τεύχος 3 (2007-2008)

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¢Â›ÎÙ˘ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∆Ô °Ú·ÊÂ›Ô Ì·˜ ¤¯ÂÈ ÂÙÔÈÌ¿ÛÂÈ ÙÔ ÙÚ›ÙÔ Ù‡¯Ô˜ ÙÔ˘ ¢Â›ÎÙË ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ, Ô˘ ÛÎÔfi ¤¯ÂÈ ÙËÓ ÂÓË̤ڈÛË ÙÔ˘ ÎÔÈÓÔ‡ ÁÈ· ÙȘ ÂÈÎÚ·ÙÔ‡Û˜ ÙÈ̤˜, ÙȘ Ù¿ÛÂȘ Ù˘ ·ÁÔÚ¿˜ ·ÎÈÓ‹ÙˆÓ Î·È Ù˜ ‰ÈΤ˜ Ì·˜ ÚԂϤ„ÂȘ ÁÈ· ÙÔ ¿ÌÂÛÔ Ì¤ÏÏÔÓ. O ¢Â›ÎÙ˘ ηχÙÂÈ ÙËÓ ÂÚ›Ô‰Ô ·fi ÙÔ ¤ÙÔ˜ 2005-2007 Î·È Ì ÚԂϤ„ÂȘ ÁÈ· ÙÔ ¤ÙË 2008 Î·È 2009. √ ¢Â›ÎÙ˘ Ù˘Á¯¿ÓÂÈ ·Ó·ıÂÒÚËÛ˘ οı ‰Ò‰Âη Ì‹Ó˜, Ì ÈÛÙÔÚÈ΋ ·Ó·‰ÚÔÌ‹. ¶ÚfiÎÂÈÙ·È ÁÈ· Û˘ÓÔÙÈÎfi ¢Â›ÎÙË Î·È Ë ÙÚ›ÙË ·˘Ù‹ ¤Î‰ÔÛË ı· ·ÔÙÂϤÛÂÈ ÙËÓ ‚¿ÛË Ë ÔÔ›· ı· ÌÔÚ› ÛÙÔ Ì¤ÏÏÔÓ Ó· ÂÂÎÙ·ı›, ÙfiÛÔ ·fi ÏÂ˘Ú¿˜ ÏÂÙÔ̤ÚÂÈ·˜ Î·È ÔÈfiÙËÙ·˜, fiÛÔ Î·È Û ¿ÏÏ· ı¤Ì·Ù· Ô˘ ÂËÚ¿˙Ô˘Ó ÙËÓ ∞ÁÔÚ¿ ∞ÎÈÓ‹ÙˆÓ. √ ¢Â›ÎÙ˘ ÚÔÛʤÚÂÙ·È ÁÈ· fiÏÔ˘˜ ÙÔ˘˜ ∂·ÁÁÂÏÌ·ÙÈÎÔ‡˜ ™˘Ó‰¤ÛÌÔ˘˜ Î·È ¿ÏÏÔ˘˜ Â·ÁÁÂÏ̷ٛ˜, ∫ÙËÌ·ÙÔÌÂÛ›Ù˜, ÙËÓ ∫ÂÓÙÚÈ΋ ∆Ú¿Â˙·, Ù· ¶·ÓÂÈÛÙ‹ÌÈ· ∫‡ÚÔ˘ Î·È ¿ÏÏÔ˘˜, Ô˘ ÈÛÙÂ‡Ô˘Ó fiÙÈ ÌÔÚÔ‡Ó Ó· Û˘ÓÂÈÛʤÚÔ˘Ó ÛÙËÓ ·Ó·‚¿ıÌÈÛË Î·È Â¤ÎÙ·Û‹ ÙÔ˘, Ì ·fi„ÂȘ, Ô˘ ı· ÌÔÚÔ‡Ó Ó· ÂÓۈ̷وıÔ‡Ó ÛÙȘ ÂΉfiÛÂȘ ÙÔ˘ ¢Â›ÎÙË Ô˘ ı· ·ÎÔÏÔ˘ı‹ÛÔ˘Ó, ÁÈ· Ó· ˘¿Ú¯ÂÈ ÌÈ· ÔχÏ¢ÚË ·Ó¿Ï˘ÛË Ù˘ ·ÁÔÚ¿˜. ∂Ì›˜ Û·Ó °Ú·Ê›Ô, ı· Û˘ÓÂÈÛʤÚÔ˘Ì ٷ ̤ÁÈÛÙ· ÙˆÓ ‰˘Ó·ÙÔÙ‹ÙˆÓ Ì·˜. ∂Ï›˙ˆ Ë ÚÔÛ¿ıÂÈ· ·˘Ù‹ Ó· ÂÙ‡¯ÂÈ ÙÔ˘˜ ÛÙfi¯Ô˘˜ Ô˘ Ô ¢Â›ÎÙ˘ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ ¤¯ÂÈ ı¤ÛÂÈ.

∞ÓÙÒÓ˘ §Ô›˙Ô˘

FRICS

Fellow of the Royal Institute of Chartered Surveyors

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∆√ °ƒ∞º∂π√ "∞¡∆ø¡∏™ §√´∑√À & ™À¡∂ƒ°∞∆∂™" ∆Ô °Ú·ÊÂ›Ô È‰Ú‡ıËΠÙÔ 1980 Î·È ·Ú·Ì¤ÓÂÈ Ì¤¯ÚÈ Û‹ÌÂÚ· ÙÔ ÈÔ ÔχÏ¢ÚÔ Î·È ÌÂÁ·Ï‡ÙÂÚÔ °Ú·ÊÂ›Ô ∂·ÁÁÂÏÌ·ÙÈÎÒÓ ™˘Ì‚Ô‡ÏˆÓ ∞ÎÈÓ‹ÙˆÓ ÛÙËÓ ∫‡ÚÔ. ªÂ 75 ¿ÙÔÌ· ÚÔÛˆÈÎfi Î·È Ì ٷ 8 ÁÚ·Ê›· ÙÔ˘ Û fiϘ ÙȘ fiÏÂȘ Î·È ¤Ó· ÛÙÔ µÔ˘ÎÔ˘Ú¤ÛÙÈ-ƒÔ˘Ì·Ó›·, ·Û¯ÔÏÂ›Ù·È Ì fiÏÔ ÙÔ Ê¿ÛÌ· Ù˘ ·ÁÔÚ¿˜ ·ÎÈÓ‹ÙˆÓ, ΢ڛˆ˜ ÛÙÔ˘˜ ·ÎfiÏÔ˘ıÔ˘˜ ÙÔÌ›˜:











∂ÎÙÈÌ‹ÛÂȘ ∞ÎÈÓ‹ÙˆÓ: °È· ÛÎÔÔ‡˜, fiˆ˜ ¯ÚËÌ·ÙÔ‰fiÙËÛË, ··ÏÏÔÙÚÈÒÛÂȘ, ÒÏËÛË/·ÁÔÚ¿/·ÓÙÈ·ÚÔ¯‹/ÂÓÔÈΛ·ÛË, ‰ÈηÛÙÈΤ˜ ˘Ôı¤ÛÂȘ, ÂÓÔÈÎÈÔÛÙ¿ÛÈÔ, ÊÔÚÔÏÔÁÈο ı¤Ì·Ù·, ¤Î‰ÔÛ˘ ÌÂÙÔ¯ÒÓ/ÂÙ·ÈÚÂÈÒÓ ÎÏ ÎÏ. ªÂϤÙ˜/∞Ó¿Ï˘ÛË ∞ÁÔÚ¿˜: °È· ÛÎÔÔ‡˜ ·Ó¿Ù˘Í˘, ÌÂϤÙ˜ ÛÎÔÈÌfiÙËÙ·˜ Î·È ‚ȈÛÈÌfiÙËÙ·˜, ·ÍÈÔÏfiÁËÛË ÂÓ·ÏÏ·ÎÙÈÎÒÓ ÂȉÒÓ ·Ó¿Ù˘Í˘/Â¤Ó‰˘Û˘ Î.·. ∂ÙÔÈÌ·Û›· ÚԉȷÁÚ·ÊÒÓ: AÚ¯ÈÙÂÎÙÔÓÈÎÔ‡ ۯ‰›Ô˘ (design-briefs) Î·È Ù¯ÓÈÎÒÓ ÚԉȷÁÚ·ÊÒÓ ÁÈ· ‰È¿ÊÔÚ˜ ·Ó·Ù‡ÍÂȘ, ÂÙÔÈÌ·Û›· ‰È·ÊËÌÈÛÙÈ΋˜ ÛÙÚ·ÙËÁÈ΋˜ Î·È ‰È·ÊËÌÈÛÙÈÎÔ‡ ˘ÏÈÎÔ‡ ÎÏ. ¢È‡ı˘ÓÛË ã∂ÚÁˆÓ ∞Ó¿Ù˘Í˘, ¢È·¯Â›ÚÈÛ˘ ã∂ÚÁˆÓ ∞Ó¿Ù˘Í˘ ÂΠ̤ÚÔ˘˜ ÂÏ·ÙÒÓ ÁÈ· ÂÌÔÚÈο/ÔÈÎÈÛÙÈο/‚ÈÔÌ˯·ÓÈο/ÙÔ˘ÚÈÛÙÈο Î·È ¿ÏÏ· ¤ÚÁ·. ∞Ó¿ÏÔÁ· Ì ÙȘ ··ÈÙ‹ÛÂȘ ÙÔ˘ ÂÏ¿ÙÔ˘, ÙÔ °Ú·ÊÂ›Ô ·Ó·Ï·Ì‚¿ÓÂÈ ÙËÓ ¢È‡ı˘ÓÛË ÙÔ˘ ã∂ÚÁÔ˘ ·fi ·Ïfi Û˘Ì‚Ô˘Ï¢ÙÈÎfi ÚfiÏÔ, ̤¯ÚÈ Î·È ÙËÓ ÙÔÔı¤ÙËÛË Â› ÙfiÔ˘ Û˘ÓÙÔÓÈÛÙ‹ ¶ÔÏÈÙÈÎÔ‡ ªË¯·ÓÈÎÔ‡. ™Ùfi¯Ô˜ Ù˘ ¢È‡ı˘ÓÛ˘ ÙÔ˘ ã∂ÚÁÔ˘ Â›Ó·È Ë ÂÎÙ¤ÏÂÛË ÙÔ˘ ÂÓÙfi˜ ÙˆÓ ÚÔÁÚ·ÌÌ·ÙÈÛı¤ÓÙˆÓ ÛÙfi¯ˆÓ ¯ÚfiÓÔ˘/ ÔÈfiÙËÙ·˜/ÔÈÎÔÓÔÌÈ΋˜ ·fi‰ÔÛ˘.

¢π∂À£À¡™∏ ∂ƒ°ø¡ - ¶ÚfiÛÊ·Ù· ã∂ÚÁ· - 12 ÍÂÓԉԯ›· Û fiÏË ÙËÓ ∫‡ÚÔ (·fi 3 ·ÛÙ¤ÚˆÓ-5 ·ÛÙ¤ÚˆÓ) - ∆Ô˘ÚÈÛÙÈο ™˘ÁÎÚÔÙ‹Ì·Ù·-‰È·ÌÂÚ›ÛÌ·Ù·, Â·‡ÏÂȘ ÎÏ - 3 ÂÌÔÚÈο ¤ÚÁ· (Shopping Centers) - 2 ªÂÁ¿Ï˜ ÀÂÚ·ÁÔÚ¤˜ - 2 ∆Ú¿Â˙˜ (∫ÂÓÙÚÈο °Ú·Ê›·) - 10 ∫ÂÓÙÚÈο °Ú·Ê›· ¢ËÌfiÛÈˆÓ Î·È ¿ÏÏˆÓ ÂÙ·ÈÚÂÈÒÓ - 1 ‚ÈÔÙ¯ÓÈ΋ ÂÚÈÔ¯‹ (¢‹ÌÔ˘ §Â˘ÎˆÛ›·˜) - ∆Ô ∫ÔÊ›ÓÔ˘ Rendering Plant (‚·ÚÈ¿ ‚ÈÔÌ˯·Ó›·) - ªfiÓÈ̘ Î·È ÂÍÔ¯ÈΤ˜ ηÙÔÈ˘ Û fiÏË ÙËÓ ∫‡ÚÔ - ¢È·¯ˆÚÈÛÌÔ› ÔÈÎÔ¤‰ˆÓ - °Ú·ÊÂȷο Û˘ÁÎÚÔÙ‹Ì·Ù· Î·È ÂÌÔÚÈο ¤ÚÁ· Îϛ̷η˜ - ÎÏ


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¶ˆÏ‹ÛÂȘ/∂ÓÔÈÎÈ¿ÛÂȘ: ∂›Ù ·¢ı›·˜ Ì ÙÔ ‰˘Ó·ÌÈÎfi ÙÔ˘ °Ú·Ê›Ԣ ÙˆÓ 25 ·ÙfiÌˆÓ ˆÏËÙÒÓ, ›ÙÂ/Î·È ÛÂ Û˘ÓÂÚÁ·Û›· Ì ͤӷ Î·È ÓÙfiÈ· ∫ÙËÌ·ÙÔÌÂÛÈÙÈο °Ú·Ê›· Î·È ¿ÏÏÔ˘˜. √È ˆÏ‹ÛÂȘ ÂÈÙ˘Á¯¿ÓÔÓÙ·È Ì¤Ûˆ ȉ›ˆÓ ÚÔÛˆÈÎÒÓ Û¯¤ÛˆÓ, ‰È·Ê‹ÌÈÛ˘, internet, Û˘ÌÌÂÙÔ¯‹ Û ‰ÈÂıÓ›˜ ÂÎı¤ÛÂȘ, ¯Ú‹ÛË ÚÔ‚ÔÏ‹˜ ̤ۈ Í¤ÓˆÓ ÂÓÙ‡ˆÓ ÎÏ.

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∂ÈÌfiÚʈÛË: ¶ÚÔÛʤÚÂÈ Û ÔÚÁ·ÓˆÌ¤Ó· Û‡ÓÔÏ· Î·È ÂÙ·ÈÚ›˜, Ì ¯ÚÔÓÈ·›Â˜ ‰È·Ï¤ÍÂȘ (Á‡Úˆ ÛÙȘ 10/¯ÚfiÓÔ), ÙËÓ Û˘ÁÁÚ·Ê‹ ÓÙfiÈˆÓ Î·È Í¤ÓˆÓ ¿ÚıÚˆÓ (Á‡Úˆ ÛÙ· 150 ÙÔÓ ¯ÚfiÓÔ), ÂÎÙ‡ˆÛË ÏËÚÔÊÔÚÈ·ÎÒÓ ‚È‚ÏÈ·Ú›ˆÓ ÎÏ. ¶ÔÏÂÔ‰ÔÌÈο ı¤Ì·Ù·: ™Â Û˘ÓÂÚÁ·Û›· Ì ÙÔ Û˘Ó‰Â‰Â̤ÓÔ ¶ÔÏÂÔ‰ÔÌÈÎfi °Ú·ÊÂ›Ô ∞.L.A. Planning Partnership, ·Ó·Ï·Ì‚¿ÓÂÈ ÌÂϤÙ˜ ÁÈ· ÔÏÂÔ‰ÔÌÈο ı¤Ì·Ù·, fiˆ˜ ÂÙÔÈÌ·Û›· ÙÔÈÎÒÓ Û¯Â‰›ˆÓ, ÂÚÈ‚·ÏÏÔÓÙÈΤ˜ Î·È Î˘ÎÏÔÊÔÚȷΤ˜ ÌÂϤÙ˜ ÎÏ ™˘ÓÂÈÛÊÔÚ¿ ÛÙ· ∫ÔÈÓ¿: ∂›Ù ˘fi ÌÔÚÊ‹ ·Ó¿ıÂÛ˘, ›Ù ·fi ȉ›·Ó ÚˆÙÔ‚Ô˘Ï›·, ÙÔ °Ú·ÊÂ›Ô Û˘ÌÌÂÙ¤¯ÂÈ Û ‰È¿ÊÔÚ˜ ÌÂϤÙ˜ Ô˘ ¤¯Ô˘Ó Û¯¤ÛË Ì ÙËÓ ∞ÁÔÚ¿ ∞ÎÈÓ‹ÙˆÓ. ∏ Û˘ÓÂÈÛÊÔÚ¿ ÙÔ˘ °Ú·Ê›Ԣ Ì·˜ ÁÈ· ÙÔ §ÈÌ¿ÓÈ §¿Úӷη˜, ª·Ú›Ó˜, °‹‰· °ÎÔÏÊ, ºÔÈÙËÙÈΤ˜ ∂Ûٛ˜, ∞fiÛ˘ÚÛË ∆Ô˘ÚÈÛÙÈÎÒÓ ∫ÏÈÓÒÓ, √ÈÎÔ‰ÔÌÈ΋ ∞ÌÓËÛÙ›·, ¶Úfi‚ÏËÌ· ÛÙȘ ∫·ı˘ÛÙÂÚ‹ÛÂȘ ÙˆÓ ∞‰ÂÈÒÓ √ÈÎÔ‰ÔÌ‹˜, º.¶.∞. ÛÙȘ ÔÈÎÔ‰Ô̤˜, ™˘ÁÎÚ¿ÙËÛË ÙˆÓ ·˘Í·ÓfiÌÂÓˆÓ ÙÈÌÒÓ ·ÎÈÓ‹ÙˆÓ, ºÔÚÔÏÔÁ›· Â› ∞‰Ú·ÓÔ‡˜ ¶ÏÔ‡ÙÔ˘ ÁÈ· ·Ó·Ù˘Íȷο ÎÙ‹Ì·Ù·, ∞ÛÙÈÎfi ∞Ó·‰·ÛÌfi Î·È ¿ÏÏ·, Â›Ó·È ÔÚÈṲ̂ӷ ·fi Ù· ı¤Ì·Ù· ÁÈ· Ù· ÔÔ›· ÙÔ °Ú·ÊÂ›Ô ¤¯ÂÈ Û˘ÓÂÈÛʤÚÂÈ Ì ÁÚ·Ù¤˜ ÂÈÛËÁ‹ÛÂȘ ÛÙËÓ ¶ÔÏÈÙ›·. ∏ ÚfiÛÊ·ÙË Ì·˜ ‰ËÌÔÛ›Â˘ÛË ÚfiÙ·Û˘ ÁÈ· ÌÈ· √ÏÔÎÏËڈ̤ÓË ™ÙÂÁ·ÛÙÈ΋ ¶ÔÏÈÙÈ΋ Ô˘ ·Û¯ÔÏÂ›Ù·È Ì fiÏÔ ÙÔ Ê¿ÛÌ· Ù˘ ™Ù¤Á·Û˘ ÂÚÈÏ·Ì‚·ÓÔÌ¤ÓˆÓ Î·È Ó¤ˆÓ ȉÂÒÓ ÁÈ· Û˘ÁÎÚ¿ÙËÛË ÙˆÓ ÙÈÌÒÓ ÙˆÓ ·ÎÈÓ‹ÙˆÓ Û ÌÂϤÙË 80 ÛÂÏ›‰ˆÓ, Ô˘ ¤¯ÂÈ ·Ú·‰Ôı› ˆ˜ ¤ÁÁÚ·ÊÔ ÚÔ˜ Û˘˙‹ÙËÛË ÛÙÔÓ ÀÔ˘ÚÁfi ∂ÛˆÙÂÚÈÎÒÓ/™˘ÓÙ¯ӛ˜/¶ÔÏÈÙÈο ∫fiÌÌ·Ù·, ÛÙÔ˘˜ ˘Ô„‹ÊÈÔ˘˜ ¶ÚÔ¤‰ÚÔ˘˜ Î·È ÛÙÔ ∂∆∂∫, ¤Ù˘¯Â ¢ÌÂÓÔ‡˜ Û¯ÔÏÈ·ÛÌÔ‡. ∆·˘Ùfi¯ÚÔÓ·, Ë ¤Î‰ÔÛË ÙÔ˘ ÏËÚÔÊÔÚÈ·ÎÔ‡ Ê˘ÏÏ·‰›Ô˘ ÁÈ· ·ÁÔÚ¤˜ Í¤ÓˆÓ Ì ÛÙfi¯Ô ÙÔÓ ÂÚÈÔÚÈÛÌfi ÙÔ˘˜ ÛÙȘ ·ÁÔÚ¤˜ ÛÙ· ∆/∫Ú·ÙÔ‡ÌÂÓ· (ÂΉfiıËΠ·fi ÙÔ ÀÔ˘ÚÁÂ›Ô ∂͈ÙÂÚÈÎÒÓ), ¤¯ÂÈ ÙËÓ Ì¤ÁÈÛÙË Û˘ÓÂÈÛÊÔÚ¿ ·fi ÙÔ °Ú·ÊÂ›Ô Ì·˜. ¡¤· ™¯¤‰È· - ∆Ô °Ú·ÊÂ›Ô Ì·˜ ¤¯ÂÈ ÚfiÛÊ·Ù· ‰ËÌÈÔ˘ÚÁ‹ÛÂÈ ÁÚ·ÊÂ›Ô 4 ·ÙfiÌˆÓ ÛÙÔ µÔ˘ÎÔ˘Ú¤ÛÙÈ Î·È ÙÔ ÔÔ›Ô ·Û¯ÔÏÂ›Ù·È Ì ͤӷ ÂÂÓ‰˘ÙÈο Ù·Ì›· ÁÈ· ÂÂÓ‰‡ÛÂȘ ÛÙËÓ ƒÔ˘Ì·Ó›·, ˆ˜ Â›Û˘ Î·È ÂÎÙÈÌ‹ÛÂȘ. ∏ ‰Â‡ÙÂÚË ‰Ú·ÛÙËÚÈfiÙËÙ· ı· ·Ú¯›ÛÂÈ ÌÂÙ¿ ÙÔÓ 9/08. ∆·˘Ùfi¯ÚÔÓ· ÙÔ °Ú·ÊÂ›Ô Ì·˜ ÚÔÁÚ·ÌÌ·Ù›˙ÂÈ ÙËÓ Â¤ÎÙ·ÛË ÙÔ˘ ÛÙËÓ ƒˆÛ›· (ªfiÛ¯·) ÂÓÙfi˜ ÙÔ˘ ÌËÓfi˜ ™ÂÙÂÌ‚Ú›Ô˘ ÙÔ˘ 2008 Î·È ›Ûˆ˜ ÛÙËÓ µÔ˘ÏÁ·Ú›· ÂÓÙfi˜ ÙÔ˘ 2009. √ ÛÙfi¯Ô˜ ÙˆÓ ÁÚ·Ê›ˆÓ ·˘ÙÒÓ Â›Ó·È Ë Â͢ËÚ¤ÙËÛË Î˘Ú›ˆ˜ ÙˆÓ ∫˘Ú›ˆÓ Î·È ∂ÏÏ·‰ÈÙÒÓ ÂÂÓ‰˘ÙÒÓ, Ì ÚÔÂÎÙ¿ÛÂȘ ÛÙËÓ µÚÂÙ·Ó›· ÁÈ· ÂÂÓ‰˘ÙÈο Ù·Ì›· Îϛ̷ÎÔ˜, ˆ˜ Â›Û˘ Î·È Ë ÚÔÛÊÔÚ¿ ∫˘ÚÈ·ÎÒÓ ·ÎÈÓ‹ÙˆÓ ÛÙπ˜ ·ÁÔÚ¤˜ ·˘Ù¤˜. ∂›Û˘ ÂÓÙfi˜ ÙÔ˘ ÌËÓfi˜ ™ÂÙÂÌ‚Ú›Ô˘ ÙÔ˘ ¤ÙÔ˘˜ 2007, ÙÔ °Ú·ÊÂ›Ô Ì·˜ ÛÂ Û˘ÓÂÚÁ·Û›· Ì ÙÔÓ µÚÂÙ·ÓÈÎfi Ô›ÎÔ Strettons (Ô›ÎÔ˜ ÏÂÈÛÙËÚÈ·ÛÌÔ‡ ·ÎÈÓ‹ÙˆÓ - Chartered Surveyors Î·È ÙÔ 4Ô ÈÔ ÌÂÁ¿ÏÔ ÛÙËÓ µÚÂÙ·Ó›·) ‰ÈÂÍ‹Á·Á ÂÈÏÂÎÙÈÎfi ÏÂÈÛÙËÚÈ·ÛÌfi, οÙÈ ÙÔ ÔÔ›Ô Î·È ı· Â·Ó·Ï¿‚ÂÈ Û ٷÎÙ¿ ¯ÚÔÓÈο ‰È·ÛÙ‹Ì·Ù· ÂÓÙfi˜ ÙÔ˘ ¤ÙÔ˘˜ 2008, ÂΠ̤ÚÔ˘˜ ȉȈÙÒÓ/ÙÚ·Â˙ÒÓ Î·È ¿ÏψÓ.

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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√ ™∫√¶√™ √ ÛÎÔfi˜ ÙÔ˘ ¢Â›ÎÙË ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ Â›Ó·È Ë ÏËÚÔÊfiÚËÛË ÙˆÓ ÂӉȷÊÂÚÔÌ¤ÓˆÓ ÁÈ· ÙËÓ ∫˘Úȷ΋ ∞ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ, Ë Û‡ÓÙÔÌË ·Ó¿Ï˘ÛË Ù˘ ÂÚÈfi‰Ô˘ Ô˘ ¤Ú·ÛÂ Î·È Ë ÚÔÛ¿ıÂÈ· Úfi‚Ï„˘ ÙˆÓ ÂÍÂϛ͈Ó, ·Ó¿ ÂÍ¿ÌËÓÔ. √ ¢Â›ÎÙ˘ ‰ÂÓ ÌÔÚ› Ó· Â›Ó·È ·fiÏ˘ÙÔ˜, ·ÏÏ¿ ı· ÌÔÚ› Ó· ·ÔÙÂϤÛÂÈ ¤Ó· ÂÚÁ·ÏÂ›Ô ÚÔ‚ÏËÌ·ÙÈÛÌÔ‡ Î·È ˙‹ÙËÛ˘ Î·È ÚfiÎÏËÛ˘ ÁÈ· ÚfiÛıÂÙË ÏËÚÔÊfiÚËÛË.

™∂ ¶√π√À™ ∞¶∂À£À¡∂∆∞π ™Â fiÏÔ˘˜ fiÛÔ˘˜ ÂӉȷʤÚÔÓÙ·È Ó· ÎÚ·ÙÔ‡ÓÙ·È ÂÓ‹ÌÂÚÔÈ Ù˘ ·ÁÔÚ¿˜ ·ÎÈÓ‹ÙˆÓ ÛÙËÓ ∫‡ÚÔ. ∂›Ó·È ȉȷ›ÙÂÚ· ÂӉȷʤÚÔÓ ÁÈ· ÂÂÓ‰˘Ù¤˜ Î·È ÂÂÓ‰˘ÙÈο Ù·Ì›·, ÙÚ¿Â˙˜ Î·È ¯ÚËÌ·ÙÔ‰ÔÙÈÎÔ‡˜ ÔÚÁ·ÓÈÛÌÔ‡˜, ¢ËÌfiÛȘ Î·È ∏ÌÈÎÚ·ÙÈΤ˜ ˘ËÚÂۛ˜, ÂÙ·ÈÚ›˜ ·Ó¿Ù˘Í˘ Î·È ÁÂÓÈο ÙÔ ÎÔÈÓfi. √ ¢Â›ÎÙ˘ ·˘Ùfi˜ ¤¯ÂÈ ÂÙÔÈÌ·Ûı› ‚¿ÛÂÈ ÙˆÓ ÁÓÒÛÂˆÓ Î·È ÂÌÂÈÚÈÒÓ ÙÔ˘ °Ú·Ê›Ԣ Ì·˜. ∆Ô °Ú·ÊÂ›Ô Ì·˜ ÙÔ ÔÔ›Ô Â›Ó·È ÙÔ ÈÔ ÌÂÁ¿ÏÔ Î·È ÔχÏ¢ÚÔ °Ú·ÊÂ›Ô ™˘Ì‚Ô‡ÏˆÓ ∞ÎÈÓ‹ÙˆÓ Î·È ∫ÙËÌ·ÙÔÌÂÛÈÙÒÓ Ì ›ڷ ¤Ú·Ó ÙˆÓ 28 ÂÙÒÓ, ¤¯ÂÈ ÙËÓ ‰˘Ó·ÙfiÙËÙ· ÂÙÔÈÌ·Û›·˜ Ù¤ÙÔÈÔ˘ ‰Â›ÎÙË, ÂÓÒ ı· ‹ÙÔ Ôχ ıÂÙÈ΋ Ë Û˘ÓÂÚÁ·Û›· Ì ¿ÏÏ· Û˘Ó·‰ÂÏÊÈο ÁÚ·Ê›·, ÚÔ˜ ÂÌÏÔ˘ÙÈÛÌfi Î·È Â¤ÎÙ·Û‹ ÙÔ˘.

ME£√¢√§√°π∞ ∂∆√πª∞™π∞™ ∆√À ¢∂π∫∆∏ ∏ ÌÂıÔ‰ÔÏÔÁ›· Ô˘ ¤¯ÂÈ ˘ÈÔıÂÙËı›, Â›Ó·È ÔÈ ÂÎÙÈÌ‹ÛÂȘ ÙÔ˘ ›‰ÈÔ˘ ÙÔ˘ °Ú·Ê›Ԣ Ì·˜ (ÂÚ›Ô˘ 9.000/¯ÚfiÓÔ Ô˘ ηχÙÔ˘Ó fiÏË ÙËÓ ∫‡ÚÔ Û fiÏÔ˘˜ ÙÔ˘˜ ÙÔÌ›˜ Ù˘ ·Î›ÓËÙ˘ ȉÈÔÎÙËÛ›·˜). ∂Âȉ‹ fiϘ ÔÈ ÂÎÙÈÌ‹ÛÂȘ ÌÂÏÂÙÔ‡ÓÙ·È Î·È ˘ÔÁÚ¿ÊÔÓÙ·È ÛÙÔ Ù¤ÏÔ˜ ·fi ¤Ó· ¿ÙÔÌÔ ˘¿Ú¯ÂÈ ÌÈ· ÛÊ·ÈÚÈ΋ ȉ›· ÁÓÒÛË ÙˆÓ Ù¿ÛÂˆÓ ÙˆÓ ÙÈÌÒÓ, ˙‹ÙËÛ˘+ÚÔÛÊÔÚ¿˜ ÎÏ. ∂ÈϤÔÓ, ÙÔ °Ú·ÊÂ›Ô Ì·˜, ›Ûˆ˜, Ó· ¤¯ÂÈ Î·È ÙÔ Î·Ï‡ÙÂÚÔ Ì˯·ÓÔÁÚ·ÊÈÎfi Û‡ÛÙËÌ· ÔÏÂÔ‰ÔÌÈÎÒÓ ˙ˆÓÒÓ/Û˘ÁÎÚÈÙÈÎÒÓ ˆÏ‹ÛÂˆÓ (ÂÚÈÏ·Ì‚·ÓÔ̤ÓÔ˘ Î·È ÙÔ˘ ∫ÙËÌ·ÙÔÏÔÁ›Ô˘) Ù˘ ∫‡ÚÔ˘ Ô˘ ‚ÔËı¿ ÛÙËÓ ÔÚı‹ Î·È ¤ÁηÈÚË ‰ÈÂÍ·ÁˆÁ‹ Û˘ÌÂÚ·ÛÌ¿ÙˆÓ. ∏ ηٿÏËÍË fï˜ Û ¤Ó· ¢Â›ÎÙË, ÌÂÏÂÙÒÓÙ·˜ ÌfiÓÔ "ÍËÚ¤˜" ˆÏ‹ÛÂȘ (Ì ÙȘ ·Ó¿ÏÔÁ˜ ÛÙÚ‚ÏÒÛÂȘ ÙˆÓ ‰ËÏÒÛÂˆÓ ÛÙÔ ∫ÙËÌ·ÙÔÏfiÁÈÔ), ¯ˆÚ›˜ Ó· ˘¿Ú¯ÂÈ Î·È ¿ÌÂÛË ÏËÚÔÊfiÚËÛË Û ˆÏ‹ÛÂȘ (ÙfiÛÔ ÚÔÂÚ¯fiÌÂÓ˜ ÂÎ ÙÔ˘ ÂÛˆÙÂÚÈÎÔ‡, fiÛÔ Î·È ÂÎ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡), ‰ÂÓ Â›Ó·È Ï‹Ú˘, ¯ˆÚ›˜ ÙËÓ ·fiÎÙËÛË ÙÔ˘ ·ÈÛı‹Ì·ÙÔ˜ (feeling) Ù˘ ·ÁÔÚ¿˜, ÙÔ˘ Ú˘ıÌÔ‡ ˙‹ÙËÛ˘, ÙÔ˘ Ú˘ıÌÔ‡ ·ÁÔÚ¿˜/ ÒÏËÛ˘, ÙÔ˘˜ ÏfiÁÔ˘˜ Ô˘ ÂÂÓ‰‡ÔÓÙ·È ÛÙ· ·Î›ÓËÙ· Î·È ÙȘ ÛΤ„ÂȘ ÙˆÓ ÂÂÓ‰˘ÙÒÓ/ ÔÏÈÙÒÓ. ø˜, ›Ûˆ˜, ÙÔ ÌÂÁ·Ï‡ÙÂÚÔ ·‰ÂÈÔ‡¯Ô °Ú·ÊÂ›Ô ∫ÙËÌ·ÙÔÌÂÛÈÙÒÓ Ù˘ ∫‡ÚÔ˘, Ì ÁÚ·Ê›· ÙfiÛÔ Û fiϘ ÙȘ fiÏÂȘ Î·È Ì ·ÚÎÂÙ‹ ‰Ú·ÛÙËÚÈfiÙËÙ· ÛÙÔ Â͈ÙÂÚÈÎfi (΢ڛˆ˜ ∏.µ.) ÈÛÙ‡ԢÌ fiÙÈ ÌÔÚԇ̠ӷ ¤¯Ô˘Ì ÌÈ· Ôχ ηϋ ÂÈÎfiÓ· ÛÙÔ ÙÈ Û˘Ì‚·›ÓÂÈ Î·È ÚÔ˜ Ù· Ô˘ ηÙ¢ı‡ÓÔÓÙ·È ÔÈ Ù¿ÛÂȘ. ∫·È ¿ÏÈÓ Î·È Ì ÙȘ ÈÔ ¿Óˆ ‰‡Ô ËÁ¤˜ ÏËÚÔÊfiÚËÛ˘, ¯ÚÂÈ¿˙ÂÙ·È Î·È Ô ÙÚ›ÙÔ˜ ·Ú¿ÁÔÓÙ·˜, ÂΛÓÔ˜ ÙˆÓ Î·Ù·Û΢ÒÓ/ÔÈÎÔ‰ÔÌÒÓ.

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∂›ÌÂı· ÙÔ ÌÂÁ·Ï‡ÙÂÚÔ (›Ûˆ˜ Î·È Ó· ÌËÓ ˘¿Ú¯ÂÈ ¿ÏÏÔ ÛÙËÓ ∫‡ÚÔ Â› Û˘Ó¯ԇ˜/Â·ÁÁÂÏÌ·ÙÈ΋˜ ‚¿Û˘) °Ú·ÊÂ›Ô ¢È‡ı˘ÓÛ˘ ã∂ÚÁˆÓ, Ì ¯ÚÔÓÈ·›· ¤ÚÁ· ÔÈÎÔ‰ÔÌÈ΋˜ ·Ó¿Ù˘Í˘ ÎfiÛÙÔ˘˜ Á‡Úˆ ÛÙ· í10 ÂÎ. Î·È Ô˘ ÂÚÈÏ·Ì‚¿ÓÔ˘Ó ·Ó¤ÁÂÚÛË ∆Ú·Â˙ÒÓ (.¯. Arab Bank, Barclays), ˘ÂÚ·ÁÔÚ¤˜ (√ÚÊ·Ó›‰Ë), ÍÂÓԉԯ›· (12 ÍÂÓԉԯ›· ÎÏ), ‚ÈÔÌ˯·ÓÈΤ˜ ÂÚÈÔ¯¤˜ (¢‹ÌÔ˜ §Â˘ÎˆÛ›·˜) Î·È ¿ÌÔÏÏ· ÔÈÎÈÛÙÈο/ ÂÌÔÚÈο ¤ÚÁ·. ∏ ¯Ú‹ÛË ÙˆÓ ÔÏÈÙÈÎÒÓ Ì˯·ÓÈÎÒÓ Ì·˜, ˆÏËÙÒÓ, ÂÎÙÈÌËÙÒÓ Ì ÎÔÈÓfi ·ÚÔÓÔÌ·ÛÙ‹ Î·È Ì ٷ ÎÔÈÓ¿ ÛÂÌÈÓ¿ÚÈ· Î·È Ì ÙȘ ÂÛˆÙÂÚÈΤ˜ Û˘˙ËÙ‹ÛÂȘ ÎÏ, ‚ÔËıÔ‡Ó ÛÙËÓ ‰ËÌÈÔ˘ÚÁ›· οÔÈÔ˘ ηÏÔ‡ ¢Â›ÎÙË, ‰ÈfiÙÈ ÙÔ °Ú·ÊÂ›Ô ·˘Ùfi ¤¯ÂÈ ¿ÌÂÛË Â·Ê‹ Ì ٷ ÎfiÛÙ· ηٷÛ΢‹˜ Î·È ÙȘ Ù¿ÛÂȘ, Ù· ÚÔ‚Ï‹Ì·Ù· Ô˘ ·ÚÔ˘ÛÈ¿˙ÔÓÙ·È, ÙȘ ·ÁˆÓ›Â˜ ÙˆÓ ·ÈÙËÙÒÓ/·‰ÂÈÒÓ, Ù· ÚÔ‚Ï‹Ì·Ù· Ô˘ ·ÚÔ˘ÛÈ¿˙ÔÓÙ·È ÛÙËÓ fiÏË ‰È¿ÚÎÂÈ· Ù˘ ·ÓÔÈÎÔ‰fiÌËÛ˘ ÎÏ. ∞˘Ù¤˜ ÏÔÈfiÓ ÔÈ 3 ·Ú¿ÌÂÙÚÔÈ fiÙ·Ó ÂÚÈÏ·Ì‚¿ÓÔÓÙ·È Û ¤Ó· °Ú·ÊÂ›Ô ·ÔÙÂÏÔ‡Ó, ηٿ ÙËÓ ¿Ô„Ë Ì·˜, ÌÈ· "ȉ·ÓÈ΋" ÏËÚÔÊfiÚËÛË, Ë ÔÔ›· Î·È ‰ÂÓ ‚·Û›˙ÂÙ·È Û ÏËÚÔÊfiÚËÛË ·fi ÙÚ›ÙÔ˘˜ ÌfiÓÔ, ·ÏÏ¿ Î·È Ì ‰Èο ÙÔ˘ ÎÚÈÙ‹ÚÈ· Î·È ÚÔÛÂÁÁ›ÛÂȘ. ∂˘ÂÏÈÛÙԇ̠fiÙÈ Ô Ó¤Ô˜ ¢Â›ÎÙ˘ ÙÔ˘ 2008 ı· Â›Ó·È ÈÔ ·Ó·‚·ıÌÈṲ̂ÓÔ˜ Î·È ÈÔ ÂÚÈÂÎÙÈÎfi˜ ·fi ÙÔ˘˜ ÚÔËÁÔ‡ÌÂÓÔ˘˜ ¢Â›ÎÙ˜ Ì·˜, Ì·ı·›ÓÔÓÙ·˜ Î·È ·fi ÙȘ ‰ÈΤ˜ Ì·˜ ·Ú·Ï‹„ÂȘ Î·È ·fi ÙȘ ηÏԉ¯ԇÌÂÓ˜ ˘ԉ›ÍÂȘ ÙˆÓ Ï·ıÒÓ Ì·˜, Ê›ÏˆÓ ÙÔ˘ °Ú·Ê›Ԣ Ì·˜. ¶›Ó·Î·˜ ∫·Ù·ÓÔÌ‹˜ ¶ËÁ‹˜ ¶ÏËÚÔÊfiÚËÛ˘ (¤ÙÔ˜ 2007) ∂∫∆πª∏™∂π™ ¶ø§∏™∂π™ ¶ø§∏™∂π™ ¶ø§∏™∂π™ ¢π∂À£À¡™∏ % ∆√À √§√À % ∆√À √§√À ∂™ø∆∂ƒπ∫√À ∂•ø∆∂ƒπ∫√À ∂ƒ°ø¡ ∞¡∞ ∞¡∞ ∞¡∞ ∂¶∞ƒÃπ∞ ∂¶∞ƒÃπ∞ ∂¶∞ƒÃπ∞

§Â˘ÎˆÛ›·

33%

18%

95%

5%

15%

§ÂÌÂÛfi˜

21%

25%

30%

70%

30%

§¿Úӷη

18%

22%

20%

85%

20%

¶¿ÊÔ˜

15%

20%

5%

90%

10%

∞ÌÌfi¯ˆÛÙÔ˜

13%

15%

50%

50%

25%

√π ∞°√ƒ∞™∆∂™ ™∆∏¡ KY¶ƒπ∞∫∏ ∞°√ƒ∞ ∞∫π¡∏∆ø¡ H ∫˘Úȷ΋ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ Â›Ó·È ÌÈ· ·Ú·‰ÔÛȷο ÂÂÓ‰˘ÙÈ΋ ·ÁÔÚ¿, Ì ÙËÓ Û˘ÌÌÂÙÔ¯‹ ۯ‰fiÓ ÔÏfiÎÏËÚÔ˘ ÙÔ˘ ÏËı˘ÛÌÔ‡. √ ÛÙfi¯Ô˜ οı ∫‡ÚÈÔ˘ ÔÏ›ÙË Â›Ó·È Ë ·fiÎÙËÛË È‰›·˜ ÛÙ¤Á˘ (ÙÒÚ· ÔÛÔÛÙfi ȉÈÔÎÙËÛ›·˜ Á‡Úˆ ÛÙÔ 73%), Ë ·fiÎÙËÛË ÂÍÔ¯ÈÎÔ‡ (ÔÛÔÛÙfi ȉÈÔÎÙËÛ›·˜ Á‡Úˆ ÛÙÔ 25%) Î·È È‰›Ô˘ ÁÚ·Ê›Ԣ (ÔÛÔÛÙfi ȉÈÔÎÙËÛ›·˜ 15%). √ ∫‡ÚÈÔ˜ ÂÂÓ‰˘Ù‹˜ (ÂÎÙfi˜ ȉ›·˜ ¯Ú‹Û˘) ÂÛÙÈ¿˙ÂÈ ÙÔ ÂӉȷʤÚÔÓ ÙÔ˘ ÁÈ· ÂÂÓ‰‡ÛÂȘ ÛÙÔ˘˜ ÈÔ Î¿Ùˆ ·ÚÈÔ˘˜ ÙÔÌ›˜:

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∞ÁÔÚ¿ ÎÙ‹Ì·ÙÔ˜ (¯ˆÚ¿ÊÈ) ÁÈ· ÌÂÏÏÔÓÙÈ΋ ˘ÂÚ·Í›·/ Â·Ó·ÒÏËÛË (30%) - N· ÛËÌÂȈı› fiÙÈ Û ۯ¤ÛË Ì ÙÔ 2005 Î·È 2006, ÙÔ ¤ÙÔ˜ 2007 ¤‰ÂÈÍ ·˘ÍËÙÈ΋ Ù¿ÛË, ÌÈ· ηÙ‡ı˘ÓÛË ÙËÓ ÔÔ›· Î·È ·Ó·Ì¤ÓÔ˘Ì fiÙÈ ı· Û˘Ó¯ÈÛı›.
∞ÁÔÚ¿ ÔÈÎÔ¤‰Ô˘ ÁÈ· ÌÂÏÏÔÓÙÈ΋ ·Ó¿Ù˘ÍË/Â·Ó·-ÒÏËÛË/Úԛη ·È‰ÈÒÓ (13%). ™Â Û¯¤ÛË Ì ÙËÓ ÂÚ›Ô‰Ô 2006, Ë Ù¿ÛË Â›Ó·È ÌÂȈÙÈ΋, ÏfiÁˆ ÙÔ˘ ·˘ÍË̤ÓÔ˘ ÎfiÛÙÔ˘˜/ÙÈÌÒÓ, Ì ÛÙÚÔÊ‹ ÚÔ˜ Ù· ¯ˆÚ¿ÊÈ·, ȉȷ›ÙÂÚ· ÌÂÙ¿ ÙȘ ‰È·ÊÔÚÔÔÈ‹ÛÂȘ ÙˆÓ ··ÈÙ‹ÛÂˆÓ ÙˆÓ ÙÔÈÎÒÓ Û¯Â‰›ˆÓ ÁÈ· ·Ó¤ÁÂÚÛË ÌÂÌÔӈ̤Ó˘ ηÙÔÈΛ·˜.
∞ÁÔÚ¿ ‰È·ÌÂÚÈÛÌ¿ÙˆÓ ÚÔ˜ ÂÓÔÈΛ·ÛË, ›¯Â ·˘ÍËÙÈ΋ Ù¿ÛË Ì¤¯ÚÈ ÙÔ ¤ÙÔ˜ 2006, ·ÏÏ¿ ÙÔ ¤ÙÔ˜ 2007 ÌÂÈÒıËΠ۠ÔÛÔÛÙfi 17%. ∏ Ù¿ÛË ‚·›ÓÂÈ ÚÔ˜ Ì›ˆÛË, ÏfiÁˆ Ù˘ ·ÓËÛ˘¯›·˜ ÙˆÓ ÂÂÓ‰˘ÙÒÓ ·fi ÙËÓ ‡·ÚÍË ˘ÂÚÚÔÛÊÔÚ¿˜ Ô˘ ·Ó·Ì¤ÓÂÙ·È Ó· ÂΉËψı› ÂÓÙfi˜ ÙÔ˘ ¤ÙÔ˘˜ 2008 Î·È ÙÔ˘ ·˘ÍË̤ÓÔ˘ ÎfiÛÙÔ˘˜/ÙÈÌÒÓ ·ÁÔÚ¿˜ Ì ٷ ÂÓÔ›ÎÈ· Ó· ·Ú·Ì¤ÓÔ˘Ó Û ·ÚfiÌÔÈ· Â›‰·, ÂÓÒ Ë ·˘ÍË̤ÓË ··›ÙËÛË ÁÈ· ȉ›· Û˘ÓÂÈÛÊÔÚ¿ ÛÙËÓ ÙÈÌ‹ ·ÁÔÚ¿˜ ÛÙÔ 40%, ›¯Â Î·È ·˘Ù‹ ÙȘ ·ÚÂÓ¤ÚÁÂȘ Ù˘.
∞ÁÔÚ¿ ÁÚ·Ê›Ԣ ÁÈ· ÂÓÔÈΛ·ÛË (5%).
∞ÁÔÚ¿ ηٷÛÙ‹Ì·ÙÔ˜ ÚÔ˜ ÂÓÔÈΛ·ÛË (10%).
∂¤Ó‰˘ÛË Û ÎÙ‹Ì·Ù· ÁÈ· ȉ›·Ó ¯Ú‹ÛË .¯. ˆ˜ ÂÚÈ‚fiÏÈ (5%).
∞ÁÔÚ¿ ÁÈ· ·Ó¿Ù˘ÍË ·fi ÂȯÂÈÚË̷ٛ˜/ÂÚÁÔÏ¿‚Ô˘˜ (15%).
ã∞ÏÏÔ˘ ›‰Ô˘˜ ÂÂÓ‰‡ÛÂȘ Û ·Î›ÓËÙ· (5%).


∏ ˙‹ÙËÛË/‰Ú·ÛÙËÚÈfiÙËÙ· Ù˘ ∫˘Úȷ΋˜ ·ÁÔÚ¿˜ ·ÎÈÓ‹ÙˆÓ Î·Ù¿ Ù· ÙÂÏÂ˘Ù·›· ¯ÚfiÓÈ· ÚÔ¤Ú¯ÂÙ·È Î·Ù¿ 80% ·fi ÓÙfiÈÔ˘˜ Î·È 20% ·fi ͤÓÔ˘˜ ·ÁÔÚ·ÛÙ¤˜/ÂÂÓ‰˘Ù¤˜ (ˆ˜ ÔÛÔÛÙfi ·Í›·˜). ∆Ô ÔÛÔÛÙfi ÙÔ˘ 20% Â›Ó·È „ËÏfi Î·È Ì¿ÏÈÛÙ· fiÙ·Ó Û˘ÁÎÂÓÙÚÒÓÂÙ·È Û ÔÚÈṲ̂Ó˜ ÂÚÈÔ¯¤˜, ÚÔηÏ› ȉȷ›ÙÂÚË Â˘·ÈÛıËÛ›· ÛÙËÓ ÙÔÈ΋ ·ÁÔÚ¿. ∆Ô ÔÛÔÛÙfi ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ Û˘ÁÎÂÓÙÚÒÓÂÙ·È ÛÂ: 45% ¶¿ÊÔ 17% §ÂÌÂÛfi 23% §¿Úӷη* 14% ∞ÌÌfi¯ˆÛÙÔ˜ 1% §Â˘ÎˆÛ›· * ∏ ·ÁÔÚ¿ Ù˘ §¿Úӷη˜ ·˘Í‹ıËΠ·fi 5% ÙÔ˘ fiÏÔ˘, ÛÙÔ 20% ÙÔ 2006, Û 23% ÙÔ ¤ÙÔ˜ 2007, ΢ڛˆ˜ ÏfiÁˆ ÙˆÓ ÈÔ ¯·ÌËÏÒÓ ÙÈÌÒÓ ÙˆÓ Î·ÙÔÈÎÈÒÓ Î·È ÙÔ‡ÙÔ ÂȘ ‚¿ÚÔ˜ Ù˘ ¶¿ÊÔ˘ Î·È §ÂÌÂÛÔ‡ (·fi 30% ÌÂÚ›‰ÈÔ Ô˘ ›¯Â Ë §ÂÌÂÛfi˜ ÙÔ ¤ÙÔ˜ 2000 ÌÂÈÒıËΠ۠Â›Â‰Ô ÙÔ˘ 20% ÙÔ 2006 Î·È ÙÒÚ· 17% Î·È Ë ¶¿ÊÔ˜ ·fi ÙÔ 55% Û 45%). ¶·ÚfiÌÔÈ· ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ·Ú·ÙËÚÂ›Ù·È Î·È ÛÙËÓ ÂÚÈÔ¯‹ Ù˘ ÂχıÂÚ˘ ∞ÌÌÔ¯ÒÛÙÔ˘. ¢È·ÊÔÚÔÔÈ‹ÛÂȘ ÛÙȘ ÂÚÈÔ¯¤˜ ˙‹ÙËÛ˘ ·fi ͤÓÔ˘˜ ÚÔ¤Ú¯ÔÓÙ·È Î·È ·fi ηÙ¢ı‡ÓÔÓÙ˜ ͤÓÔ˘˜ ∫ÙËÌ·ÙÔÌÂÛ›Ù˜ ÌÂÁ¿ÏÔ˘ ÌÂÁ¤ıÔ˘˜, Ë ‰Ú·ÛÙËÚÈfiÙËÙ· ÙˆÓ ÔÔ›ˆÓ ‰È·ÊÔÚÔÔÈ› Ù· ‰Â‰Ô̤ӷ. •¤ÓÔ˜ ∫ÙËÌ·ÙÔÌÂÛ›Ù˘ Ì·˜ ·Ó¤ÊÂÚ fiÙÈ ˆÏ› ÂÚ› ÙȘ 30 ÌÔÓ¿‰Â˜ ÙÔÓ Ì‹Ó· ÛÙËÓ ÂÚÈÔ¯‹ ¶ÚˆÙ·Ú¿, ‰ÈfiÙÈ ÂΛ ηÙ¢ı‡ÓÂÈ ÙÔ˘˜ ÂÏ¿Ù˜, ÏfiÁˆ „ËÏfiÙÂÚ˘ ÚÔÌ‹ıÂÈ·˜ (15%)!

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∞fi Ù· ÔÛÔÛÙ¿ ·˘Ù¿ ÔÈ Î·Ù¿ ÂıÓÈÎfiÙËÙ· ·ÁÔÚ·ÛÙ¤˜ (Ô˘ η٤¯Ô˘Ó οÔÈÔ ·ÍÈfiÏÔÁÔ ÔÛÔÛÙfi ÛÙËÓ ·ÁÔÚ¿) ηٷӤÌÔÓÙ·È ˆ˜ ·ÎÔÏÔ‡ıˆ˜: ¶∞º√™ 2005 2006/7 µÚÂÙ·ÓÔ› °ÈÔ˘ÁÎÔÛÏ¿‚ÔÈ °ÂÚÌ·ÓÔ› ã∞ÏÏÔÈ ∂˘Úˆ·›ÔÈ ƒÒÛÔÈ ã∞Ú·‚˜ ∫‡ÚÈÔÈ ∂ÍÔ¯Èο

§∂ª∂™√™ 2005 2006/7

§∞ƒ¡∞∫∞ 2005 2006/7

∞ªª√Ãø™∆√™ 2005 2006/7

50% --10%

45% -----

20% 100% 90%

15% 100% 90%

15% -----

20% -----

15% -----

20% -----

50% 20% 10% 15% *1

45% 20% 10% 15%

20% 60% 80% 10% **11

25% 55% 80% 10%

15% 10% 10% 30%

15% 15% 10% 30%

15% 10% --45%

15% 10% --45%

*1 ∫˘Ú›ˆ˜ ‚fiÚÂÈ· ·Ú¿ÏÈ·

** 11 ∫˘Ú›ˆ˜ ÔÚÂÈÓ¿ ı¤ÚÂÙÚ·

∞ӷ̤ÓÂÙ·È fiÙÈ ÙÔ 2009/2010 ı· ‰È·ÊÔÚÔÔÈËı› ÏfiÁˆ ÙˆÓ Ó¤ˆÓ ÁË¤‰ˆÓ ÁÎÔÏÊ Î·È Ù· ÔÈÎÈÛÙÈο ¤ÚÁ· ÛÙȘ Ì·Ú›Ó˜ (Â¿Ó ‚Ú›ÛÎÔÓÙ·È Ì¤¯ÚÈ ÙfiÙ ÛÙÔ ÛÙ¿‰ÈÔ Ù˘ ÚÔÛÊÔÚ¿˜/‰È¿ıÂÛ˘ ÛÙËÓ ·ÁÔÚ¿). ∏ ˙‹ÙËÛË ÁÈ· ÂÍÔ¯Èο ·fi ÓÙfiÈÔ˘˜ ÚÔ¤Ú¯ÂÙ·È Î·Ù¿ ·ÚÈÔ ÏfiÁÔ ·fi ÙÔ˘˜ §Â˘ÎˆÛÈ¿Ù˜ Î·È ·Ó·Ï‡ÂÙ·È ˆ˜ ·ÎÔÏÔ‡ıˆ˜: §Â˘ÎˆÛ›· 65% §ÂÌÂÛfi˜ 20% §¿Úӷη 10% ¶¿ÊÔ˜ 5% To 2006-2007 ‰È·ÈÛÙÒıËΠ¤Ó· ·˘ÍËÙÈÎfi ÂӉȷʤÚÔÓ ·fi ͤÓÔ˘˜, ΢ڛˆ˜, ÂÂÓ‰˘ÙÈο Ù·Ì›· (Property Investment Funds) Ì ÚÔ¸ÔÏÔÁÈÛÌfi ÁÈ· ÂÂÓ‰‡ÛÂȘ ÛÙËÓ ∫‡ÚÔ Á‡Úˆ ÛÙ· §∫30 ÂÎ. ÙÔ ¤Ó·. ∂¿Ó ·˘Ù‹ Ë Ù¿ÛË Û˘Ó¯ÈÛı›, ›Ûˆ˜ ÙÔ ÔÛÔÛÙfi Ù˘ ·ÁÔÚ¿˜ ÙˆÓ Í¤ÓˆÓ Ó· ‰È·ÊÔÚÔÔÈËı› ÛÙÔ Ì¤ÏÏÔÓ. ∆· ÂÂÓ‰˘ÙÈο ·˘Ù¿ Ù·Ì›· Û˘Ó‹ıˆ˜ ·¢ı‡ÓÔÓÙ·È ÁÈ· ·Ó·Ù˘Íȷο ÎÙ‹Ì·Ù· Î·È ÁˆÚÁÈο Ì ÚÔÔÙÈΤ˜ ÌÂÏÏÔÓÙÈ΋˜ ¤ÓÙ·Í˘ Û ÂÚÈÔ¯‹ ·Ó¿Ù˘Í˘ Î·È ˆ˜ ÂÎ ÙÔ‡ÙÔ˘ ̤¯ÚÈ Û‹ÌÂÚ· ‰ÂÓ ¤¯Ô˘Ó ¿ÌÂÛÔ ÂËÚ·ÛÌfi ÛÙÔ˘˜ ÓÙfiÈÔ˘˜ ·fi ÙȘ ‰ÈΤ˜ ÙÔ˘˜ ÂÂÓ‰‡ÛÂȘ. ã∂¯Ô˘Ó fï˜ Ù·˘Ùfi¯ÚÔÓ· ‰ËÌÈÔ˘ÚÁËı› Î·È ‚Ú›ÛÎÔÓÙ·È ˘fi ÂͤÏÈÍË Î·È ÓÙfiÈ· ÂÂÓ‰˘ÙÈο Ù·Ì›· ·ÎÈÓ‹ÙˆÓ Ì §∫15-§∫40 ÂÎ. ÎÂÊ·Ï·›ˆÓ ÙÔ ¤Ó· Î·È Ë ‰Ú·ÛÙËÚÈfiÙËÙ· ÙÔ˘˜, ·Ó¿ÏÔÁ· Ô˘ ı· ηÙ¢ı‡ÓÔ˘Ó ÙȘ ÂÂÓ‰‡ÛÂȘ ÙÔ˘˜, ı· ÂËÚ¿ÛÔ˘Ó ÙËÓ ·ÁÔÚ¿. ∆Ô ÂӉȷʤÚÔÓ ÙˆÓ ÂÂÓ‰˘ÙÈÎÒÓ Ù·Ì›ˆÓ ÓÙfiÈˆÓ Î·È Í¤ÓˆÓ, Ì ‰˘Ó·ÙfiÙËÙ· Â¤Ó‰˘Û˘ ηı’ ˘ÔÏÔÁÈÛÌfi ·fi ÙȘ ‰ÈΤ˜ Ì·˜ ÂÌÂÈڛ˜ ·Ó¤Ú¯ÔÓÙ·È Û ۇÓÔÏÔ ¤Ú·Ó ÙˆÓ í200 ÂÎ. Ì·˙› Ì ÙÔÓ Û¯ÂÙÈÎfi ‰·ÓÂÈÛÌfi, ÔÛfi Ôχ „ËÏfi ÁÈ· ÙËÓ ∫˘Úȷ΋ ·ÁÔÚ¿.

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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√π ∆πª∂™ ∞°√ƒø¡ •∂¡ø¡: √È ÙÈ̤˜ ·ÁÔÚÒÓ ‰È·ÊÔÚÔÔÈÔ‡ÓÙ·È ·Ó¿ ÂÚÈÔ¯‹ Î·È ·Ó¿ ›‰Ô˜, ˆ˜ Â›Û˘ Î·È ·Ó¿ ηÙËÁÔÚ›· ÂıÓÈÎfiÙËÙ·˜. ∂›Ó·È Ôχ ‰‡ÛÎÔÏÔ Ó· ÚÔÛ‰ÈÔÚÈÛÙ› Ë Í¤ÓË ˙‹ÙËÛË ÏfiÁˆ ÙÔ˘ fiÙÈ Ù· ‰È¿ÊÔÚ· ¤ÚÁ· ¤¯Ô˘Ó ‰È¿ÊÔÚ˜ ‰È¢ÎÔχÓÛÂȘ Î·È ÙÔÔıÂۛ˜ (.¯. ı¿Ï·ÛÛ· Î·È ÌË). ø˜ fï˜ ¤Ó·˜ ÁÂÓÈÎfi˜ ‰Â›ÎÙ˘, Û·˜ ·Ú·ı¤ÙÔ˘Ì ٷ ÈÔ Î¿Ùˆ (fi¯È Â› Ù˘ ·Ú·Ï›·˜). ∞ÚÈıÌÔ› Û ∫˘ÚȷΤ˜ ϛژ Û ¯ÈÏÈ¿‰Â˜. ¶√§∏

µÚÂÙ·ÓÔ›

°ÈÔ˘ÁÎÔÛÏ¿‚ÔÈ

ã∞ÏÏÔÈ ∂˘Úˆ·›ÔÈ

----

80-120

ƒÒÛÔÈ

¢È·Ì. 100-120 150-350

---

200-350

130-250

250-600

300-350

§ÂÌÂÛfi˜

¢È·Ì. 100-150

60-80

100-150

80-150

150-250

150-180

§¿Úӷη

---

ã∞Ú·‚˜

¶¿ÊÔ˜

∫·Ù.

---

°ÂÚÌ·ÓÔ›

---

∫·Ù.

150-250

---

300-500

130-180

250-800

300-600

¢È·Ì.

70-100

---

----

70-120

---

---

∫·Ù.

120-170

---

----

120-160

300-500

180-200

70-80

---

----

70-100

---

---

150-200

---

----

120-200

350-450

---

∞ÌÌfi¯ˆÛÙÔ˜ ¢È·Ì. ∫·Ù.

∏ ¶∂ƒπ√¢√™ 2001-2003 ∏ ÂÚ›Ô‰Ô˜ ÙÔ˘ 2000-2003 ¯·Ú·ÎÙËÚ›˙ÂÙ·È ·fi Ú·Á‰·›Â˜ ·˘Í‹ÛÂȘ ÙˆÓ ÙÈÌÒÓ Ô˘ ¤Êı·Û·Ó ÙÔ 20%-25%/¤ÙÔ˜, ÛÂ Û˘ÓÔÏÈÎfi ÔÛÔÛÙfi ·‡ÍËÛ˘ ÙËÓ ÙÚÈÂÙ›· ·˘Ù‹ 60%-75%. ∏ ·‡ÍËÛË fï˜ ·˘Ù‹ ·Ó·Ê¤ÚÂÙ·È Î·Ù¿ ·ÚÈÔ ÏfiÁÔ ÛÙË ÛÙ¤ÁË (ÔÈÎfi‰·/ηÙÔÈ˘/‰È·ÌÂÚ›ÛÌ·Ù·/ÂÍÔ¯Èο) Î·È fi¯È ÁÈ· Ù· ¿ÏÏ· ›‰Ë Ù˘ ·ÁÔÚ¿˜, fiˆ˜ ÁÚ·Ê›·/ ηٷÛÙ‹Ì·Ù·/ ÂÚÁÔÛÙ¿ÛÈ·/ÍÂÓԉԯ›· ÎÏ. √È ÏfiÁÔÈ Ô˘ ÒıËÛ·Ó ÙËÓ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ Î·È Î·Ù’ Â¤ÎÙ·ÛË ÙËÓ ÒıËÛË ÙˆÓ ÙÈÌÒÓ ÚÔ˜ Ù· ¿Óˆ ‹ÙÔ: ■

■

■

10

∏ ÂÈÛ·ÁˆÁ‹ ÛÙËÓ ·ÁÔÚ¿ ÁÈ· ·Î›ÓËÙ· ¯ÚËÌ·ÙÔ‰ÔÙÈÎÒÓ Ï¿ÓˆÓ Ì ̷ÎÚÔ¯ÚfiÓÈ· ·ÔÏËڈ̋ Î·È Ì ¯·ÌËÏ‹ ÚÔηٷ‚ÔÏ‹, (fiÔ˘, ÌÂÙ¿ ÙËÓ ÚÔηٷ‚ÔÏ‹, Ë ‰fiÛË Û¯Â‰fiÓ ÈÛÔ‡Ù·È Ì ÙÔ ÂÓÔ›ÎÈÔ), ·‡ÍËÛ ηٿ 4 ÊÔÚ¤˜ ÂÚ›Ô˘ ÙËÓ ÓÙfiÈ· ˙‹ÙËÛË. ∆·˘Ùfi¯ÚÔÓ· ÙÔ ¿ÓÔÈÁÌ· Ù˘ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ ·fi ÓÙfiȘ ÙÚ¿Â˙˜ Û ͤÓÔ˘˜ ‚Ô‹ıËÛ ÛÙËÓ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ (·fi ͤÓÔ˘˜), ‰ÈfiÙÈ ÁÈ· ÚÒÙË ÊÔÚ¿ ͤÓÔÈ ·ÁÔÚ·ÛÙ¤˜ ¯ÚËÌ·ÙÔ‰ÔÙÔ‡ÓÙ·È (·fi ηıfiÏÔ˘) ÛÙËÓ ∫‡ÚÔ Î·È Ì¿ÏÈÛÙ· Û ̷ÎÚÔ¯ÚfiÓÈ· ÌÔÚÊ‹. √È ¯·ÌËÏÔ› ÙfiÎÔÈ Î·Ù·ı¤ÛÂˆÓ ÙÔ˘ 3%-4% ¤ÛÙÚ„ ÙËÓ ÚÔÛÔ¯‹ ÙˆÓ ÂÂÓ‰˘ÙÒÓ Î·È ÛÙ˜ ÂÂÓ‰‡ÛÂȘ ·ÎÈÓ‹ÙˆÓ Ô˘ ‰Â›¯ÓÔ˘Ó ÌÈ· ÂÏ¿¯ÈÛÙË ·fi‰ÔÛË ·fi ÏÂ˘Ú¿˜ ÂÈÛÔ‰‹Ì·ÙÔ˜/ÂÓÔÈΛԢ Â› Ù˘ ·ÁÔÚ·›·˜ ·Í›·˜ 4%-5% Î·È ·‡ÍËÛË Ù˘ ÎÂÊ·Ï·ÈÔ˘¯È΋˜ ·Í›·˜ ÂÈϤÔÓ 5%-10% (ÌÂÙ¿ ÙÔ 2003). ∏ ·ÔÁÔ‹Ù¢ÛË ÙˆÓ ÂÂÓ‰˘ÙÒÓ ÙÔ˘ Ã∞∫ Î·È ÙÔ ÌË ÔÚ·Ùfi ηχÙÂÚÔ Ì¤ÏÏÔÓ Î·Ù‡ı˘Ó ¤Ó· ·ÚÈıÌfi ÂӉȷÊÂÚfiÌÂÓˆÓ ÂÂÓ‰˘ÙÒÓ ÛÙËÓ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ.

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∏ ·ÏÏ·Á‹ Ù˘ ÓÔÔÙÚÔ›·˜ ÙˆÓ Ó¤ˆÓ Ó· ·ÔÎÙ‹ÛÔ˘Ó ‰È΋ ÙÔ˘˜ ‹ Ì ÂÓÔ›ÎÈÔ ‰È΋ ÙÔ˘˜ ÛÙ¤ÁË, ÚfiÛıÂÛ ӤԢ˜ ·ÁÔÚ·ÛÙ¤˜ Î·È ÂÓÔÈÎÈ·ÛÙ¤˜ ÛÙËÓ ·ÁÔÚ¿. ∏ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ·fi ÊÔÈÙËÙ¤˜ ÁÈ· ÂÓÔÈΛ·ÛË Ô˘ ÚÔÛ¤Ï΢Û ÂÂÓ‰˘Ù¤˜ ÁÈ· ÂÓÔÈΛ·ÛË. ∏ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ·fi ͤÓÔ˘˜ (ÏfiÁˆ ∂.∂.). ∏ ÔÚ›· ÚÔ˜ ÙËÓ ∂. ã∂ÓˆÛË Î·È Ë "Â›Ï˘ÛË" ÙÔ˘ ∫˘ÚÈ·ÎÔ‡ (fiÛÔÓ ·ÊÔÚ¿ ÙÔÓ Î›Ó‰˘ÓÔ ÔϤÌÔ˘), ·‡ÍËÛ ÙËÓ ÂÌÈÛÙÔÛ‡ÓË Û ·˘ÙÔ‡ ÙÔ˘ ›‰Ô˘˜ ÙȘ ÂÂÓ‰‡ÛÂȘ Ô˘ Â›Ó·È Û¯ÂÙÈο „ËÏÔ‡ ÎfiÛÙÔ˘˜. ∫Ï

∆√ ∂∆√™ 2004 ∆Ô ¤ÙÔ˜ ·˘Ùfi ÌÔÚ› Ó· ¯·Ú·ÎÙËÚÈÛÙ› ˆ˜ ¤Ó· ¤ÙÔ˜ ÂÈ‚Ú¿‰˘ÓÛ˘ Ù˘ ·˘ÍËÙÈ΋˜ Ù¿Û˘. √È ·˘ÍËÙÈΤ˜ Ù¿ÛÂȘ Û˘Ó¯›ÛıËηÓ, ·ÏÏ¿ Û Ôχ ¯·ÌËÏfiÙÂÚÔ˘˜ Ú˘ıÌÔ‡˜. √ ÁÂÓÈÎfi˜ ‰Â›ÎÙ˘ ÙÈÌÒÓ ¤‰ÂÈÍ ÌÈ· ·‡ÍËÛË ÛÙÔ 10% ÌfiÓÔ, ηٿ ÙÔ˘˜ 12 Ì‹Ó˜ ÙÔ˘ 2004, ·fi Ù· Â›‰· ÙÔ˘ 20%-25% ÙÔÓ ¯ÚfiÓÔ ÙˆÓ ÚÔËÁÔ‡ÌÂÓˆÓ ÂÙÒÓ Î·È ÙÔ‡ÙÔ ÔÊ›ÏÂÙÔ: ■ ™ÙËÓ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ Î·Ù·ÎfiÚ˘Ê·, ¯ˆÚ›˜ ÙËÓ ·Ó¿ÏÔÁË ·‡ÍËÛË ÙÔ˘ ÂÈÛÔ‰‹Ì·ÙÔ˜ ÙˆÓ ÂÂÓ‰˘ÙÒÓ. ∞˘Ùfi ÚÔοÏÂÛ Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘, ÙfiÛÔ ·fi ÓÙfiÈÔ˘˜, fiÛÔ Î·È ·fi ͤÓÔ˘˜. ■ ™ÙËÓ ·‡ÍËÛË ÙÔ˘ ‚·ÛÈÎÔ‡ ÙfiÎÔ˘ ηٿ 1% ·fi ÙËÓ ∫ÂÓÙÚÈ΋ ∆Ú¿Â˙·, ˆ˜ Â›Û˘ Î·È ÛÙËÓ ··›ÙËÛË Ù˘ ·˘ÍË̤Ó˘ Û˘ÓÂÈÛÊÔÚ¿˜ ÁÈ· ·ÁÔÚ¤˜ ·fi ÙÔ˘˜ ·ÁÔÚ·ÛÙ¤˜, ηÙfiÈÓ Ô‰ËÁÈÒÓ Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ÛÙÔ 20%-25% ·fi ÙÔ ·Ú¯ÈÎfi 10%-15%. ■ ™ÙËÓ Û˘˙‹ÙËÛË Ô˘ ÚÔοÏÂÛ ‰È¿ÊÔÚ˜ ‰ËÏÒÛÂȘ ÙÔÈÎÒÓ Î·È ‰ÈÂıÓÒÓ ÂÓÙ‡ˆÓ ÂÚ› ÊÔ‡Ûη˜ ÛÙ· ·Î›ÓËÙ·. ■ ™ÙËÓ Ì›ˆÛË Û ÚÔÛÂÎÙfi ‚·ıÌfi Ù˘ ˙‹ÙËÛ˘ ÁÈ· ·Î›ÓËÙ·, fiÛÔÓ ·ÊÔÚ¿ ͤÓÔ˘˜, Ô˘ ÔÊ›ÏÂÙÔ ÙfiÛÔ ÛÙËÓ ·˘ÍË̤ÓË ‰È·ÊÔÚ¿ ÛÙÂÚϛӷ˜/∫˘Úȷ΋˜ ϛڷ˜, ÛÙËÓ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ Î·È ÛÙËÓ ÂÈÛ·ÁˆÁ‹ ÛÙËÓ ‰ÈÂıÓ‹ ·ÁÔÚ¿ ÂÂÓ‰‡ÛÂˆÓ ·ÎÈÓ‹ÙˆÓ ¿ÏÏˆÓ ·ÓÙ·ÁˆÓÈÛÙÈÎÒÓ ¯ˆÚÒÓ, fiˆ˜ Ë µÔ˘ÏÁ·Ú›·, ∆Ô˘ÚΛ·, ∫ÚÔ·Ù›·, Ì Ôχ ÊıËÓfiÙÂÚ· ·Î›ÓËÙ· Ô˘ ·¢ı‡ÓÔÓÙ·È ÚÔ˜ ÙÔ˘˜ ͤÓÔ˘˜ ·ÁÔÚ·ÛÙ¤˜. ∆·˘Ùfi¯ÚÔÓ· ¿Ú¯ÈÛ ӷ ·ÚÔ˘ÛÈ¿˙ÂÙ·È Û ¤ÓÙÔÓÔ ϤÔÓ ‚·ıÌfi, Ë ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ·fi ͤÓÔ˘˜ ÁÈ· Ù· ∆/∫Ú·ÙÔ‡ÌÂÓ·. ■ ∏ Ì›ˆÛË ÙÔ˘ Ú˘ıÌÔ‡ ·‡ÍËÛ˘ ı· ‹ÙÔ ÌÂÁ·Ï‡ÙÂÚË Â¿Ó ‰ÂÓ ˘‹Ú¯·Ó Ù· ıÂÙÈο ÛÙÔȯ›·, fiˆ˜ Ë ¤ÓÙ·ÍË Ù˘ ∫‡ÚÔ˘ ÛÙËÓ ∂˘Úˆ·˚΋ ã∂ÓˆÛË, Ë ÊÔÚÔÏÔÁÈ΋ ·ÌÓËÛÙ›· Ì ̤ÚÔ˜ ·fi Ù· ÙÂÚ¿ÛÙÈ· ·˘Ù¿ "ÎÚ˘Ê¿" ÎÂÊ¿Ï·È· Ó· ÂÂÓ‰‡ÔÓÙ·È Û ·Î›ÓËÙ· Î·È ÛÙ˜ Û˘Ó¯›˜ ·˘Í‹ÛÂȘ ÙÔ˘ ηٷÛ΢·ÛÙÈÎÔ‡ ÎfiÛÙÔ˘˜, ÂÓÒ ‚Ô‹ıËÛ ÙËÓ ˙‹ÙËÛË Î·È Ë ÙfiÙ ·Ó·ÌÂÓfiÌÂÓË ÂÈ‚ÔÏ‹ º.¶.∞. ÛÙȘ ·ÁÔÚ¤˜ ·ÎÈÓ‹ÙˆÓ Ô˘ ı· ÂÈ‚¿ÏÏÂÙÔ Û Ӥ· ÎÙ›ÚÈ·, ÚÔηÏÒÓÙ·˜ οÔÈ· ÌÂÏÏÔÓÙÈ΋ ˙‹ÙËÛË Ó· ÂΉËψı› ÈÔ ÁÚ‹ÁÔÚ·. ∆ÔÓ›˙Ô˘ÌÂ Â‰Ò fiÙÈ ÔÈ ·˘Í‹ÛÂȘ ÙÔ˘ 2004 ·Ó·Ê¤ÚÔÓÙ·È Û ·Î›ÓËÙ· Ô˘ ¤¯Ô˘Ó Û¯¤ÛË Ì ÙËÓ ÛÙ¤ÁË/ηÙÔÈΛ·, fiˆ˜ ÔÈÎfi‰·/‰È·ÌÂÚ›ÛÌ·Ù·/ηÙÔÈ˘/ÎÙ‹Ì·Ù· ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ÁÈ· ·Ó¿Ù˘ÍË ÎÏ. ¢ÂÓ ·Ú·ÙËÚ‹ıËΠη̛· ·‡ÍËÛË Û ÁˆÚÁÈο ÎÙ‹Ì·Ù·, ÂÎÙfi˜ Ù· ÁˆÚÁÈο ÂΛӷ ÎÙ‹Ì·Ù· Ô˘ ¤¯Ô˘Ó ÚÔÔÙÈΤ˜ ·Ó¿Ù˘Í˘ Û ۇÓÙÔÌÔ ¯ÚÔÓÈÎfi ‰È¿ÛÙËÌ· .¯. ·Ó·ÌÂÓfiÌÂÓË ÂÚ›Ô‰Ô˜ 5 ¯ÚfiÓÈ· ÁˆÚÁÈÎÒÓ ÎÙËÌ¿ÙˆÓ ÁÈ· ¤ÓÙ·ÍË ÙÔ˘˜ Û ÂÚÈÔ¯¤˜ ·Ó¿Ù˘Í˘. °È· Ù· ÙÔ˘ÚÈÛÙÈο ηٷχ̷ٷ ‰ÂÓ ˘‹ÚÍ η̛· ·‡ÍËÛË Î·È Ì¿ÏÏÔÓ Ì›ˆÛË Ì ‡·ÚÍË ÂӉȷʤÚÔÓÙÔ˜ Û ÂÏ¿¯ÈÛÙÔ ‚·ıÌfi, ÏfiÁˆ Ù˘ ηٿÛÙ·Û˘ ÙÔ˘ ÙÔ˘ÚÈÛÌÔ‡ Î·È Ù˘ ÌË ¿ÌÂÛ· ıÂÙÈ΋˜ ÙÔ˘ ÚÔÔÙÈ΋˜. ∏ ˙‹ÙËÛË Î·È ÔÈ ÙÈ̤˜ ÁÈ· Ù· ÁÚ·Ê›· ·Ú¤ÌÂÈÓ·Ó ÛÙ¿ÛÈ̘, ÂÓÒ ÂÚÁÔÛÙ¿ÛÈ· ‰È·Ù‹ÚËÛ·Ó ÙȘ ›‰È˜ ÙÈ̤˜ ÙÔ˘˜ Û ۯ¤ÛË Ì ÙÔ 2003.

∆√ ∂∆√™ 2005 ™Â ÁÂÓÈΤ˜ ÁÚ·Ì̤˜ ÙÔ ¤ÙÔ˜ ·˘Ùfi ÌÔÚ› Ó· ¯·Ú·ÎÙËÚÈÛı› ˆ˜ ¤ÙÔ˜ ÛÙ·ıÂÚÔÔ›ËÛ˘, Ì ÙȘ ÙÈ̤˜ Ó· ‰Â›¯ÓÔ˘Ó ÌÈ· ·˘ÍËÙÈ΋ ÌÂÓ ÔÚ›·, Ë ÔÔ›· ‰ÂÓ ÍÂ¤Ú·Û ÙÔ 5%, ÂÓÒ Û ÔÚÈṲ̂Ó˜ ÂÚÈÔ¯¤˜ Â·ÎÔÏÔ‡ıËÛÂ Î·È ÌÈ· ÙÒÛË (¶¿ÊÔ˜) Ù˘ Ù¿Í˘ ÙÔ˘ 10%-15%. ¶ÈÔ ·Ó·Ï˘ÙÈο Û·˜ ·Ú·ı¤ÙÔ˘Ì ٷ ·ÎfiÏÔ˘ı·, (˘ÈÔıÂÙÒÓÙ·˜ ˆ˜ ÌÔÓ¿‰· ‚¿Û˘ ÙÔ 100 ηٿ ÙËÓ 1.1.2005) ÁÈ· Ó· ‰Â›ÍÔ˘Ì ÙȘ Ù¿ÛÂȘ Ù˘ ·ÁÔÚ¿˜. ∏ Ì›ˆÛË ÙˆÓ ÙÈÌÒÓ ÛÙËÓ ¶¿ÊÔ ¤¯ÂÈ ÂΉËψı› ›Ù Û ·¢ı›·˜ Ì›ˆÛË ÙˆÓ ÙÈÌÒÓ (΢ڛˆ˜ ηÙÔÈÎÈÒÓ Ô˘ ·¢ı‡ÓÔÓÙ·È Û ͤÓÔ˘˜) ›Ù ˘fi ÌÔÚÊ‹ ·˘ÍË̤Ó˘ ÌÂÛÈÙ›·˜ (8%-10% Û ·ÓÙ›ıÂÛË Ì ¿ÏϘ Â·Ú¯›Â˜ ÙÔ˘ 3%-5%) ÙËÓ Û˘ÌÂÚ›ÏË„Ë ÛÙËÓ ÙÈÌ‹ ‰È¿ıÂÛ˘ ÂÍÔÏÈÛÌÔ‡, ÂÎÙÒÛÂȘ ·fi ÙȘ ‰È·ÊËÌÈ˙fiÌÂÓ˜ ÙÈ̤˜, ·Ó·‚·ÏÏfiÌÂÓ˜ ÏËڈ̤˜ ÎÏ. ∏ Ì›ˆÛË ·˘Ù‹ ÚÔÂÎÏ‹ıË ÙfiÛÔ ·fi ÙȘ ÈÔ „ËϤ˜ ÙÈ̤˜ ÌÔÓ¿‰ˆÓ ÛÙËÓ ¶¿ÊÔ, Û ۯ¤ÛË Ì ¿ÏϘ Â·Ú¯›Â˜, ÙËÓ Î¿ıÂÙË ·‡ÍËÛË Ù˘ ÚÔÛÊÔÚ¿˜, ÂÓÒ Ë Ì¤¯ÚÈ ÙfiÙ "ÎÔÈÌÒÌÂÓË" Â·Ú¯›· §¿Úӷη˜, ¤‰ÂÈÍ ÌÈ· ¤ÓÙÔÓË ÂÏ΢ÛÙÈÎfiÙËÙ· Ì ÙÈ̤˜ Á‡Úˆ ÛÙÔ 15%-20% ÈÔ ¯·ÌËϤ˜ ·fi ÂΛӘ Ù˘ ¶¿ÊÔ˘ Î·È 10% ÈÔ ¯·ÌËϤ˜ ·fi ÂΛӘ Ù˘ §ÂÌÂÛÔ‡ (Û ÂÍÔ¯Èο ÁÈ· ͤÓÔ˘˜).

√ÈÎfi‰· ¢È·ÌÂÚ›ÛÌ·Ù· ∫·ÙÔÈ˘ °Ú·Ê›· ∫·Ù·ÛÙ‹Ì·Ù· ∞Ó·Ù˘Íȷο ¯ˆÚ¿ÊÈ· °ÂˆÚÁÈο ÈڿÊÈ· µÈÔÌ˯·Ó›Â˜ •ÂÓԉԯ›· ∂ÍÔ¯Èο

12

¶∞º√™

§∂ª∂™√™

§∞ƒ¡∞∫∞

∞ªª√Ãø™∆√™

§∂À∫ø™π∞

+3% -10% -12% 0 0

+5% +7% +3% 0 0

+5% +7% +3% 0 0

+7% +10% +10% 0 0

+5% +7% +5% +3% 0

-5%

0

0

+7%

+5%

0 0 0 -10%

0 +5% 0 +7%

0 +5% 0 +7%

+3% 0 0 +10%

+5% +5% 0 0

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¶∞ƒ∞¡∂ƒ°∂π∂™ ™∆∏¡ ª∂∆∞ Ã∞∫ ∂¶√Ã∏ ∏ ÌÂÙ¿ Ã∞∫ ÂÔ¯‹, ÂÎÙfi˜ ·fi ÙËÓ ÛÙÚÔÊ‹ ·˘ÍËÙÈÎÔ‡ ·ÚÈıÌÔ‡ ÂÂÓ‰˘ÙÒÓ Û ·Î›ÓËÙ·, ÚÔοÏÂÛÂ Î·È ‰È¿ÊÔÚ˜ ¿ÏϘ ÂÈÙÒÛÂȘ ÛÙËÓ ·ÁÔÚ¿ ÙˆÓ ·ÎÈÓ‹ÙˆÓ Ô˘ ·ÎfiÌË Â›Ó·È Ì·˙› Ì·˜. ªÂÈÒıËΠοıÂÙ· Ë ˙‹ÙËÛË ÁÈ· ηÙÔÈ˘ ÔÏ˘ÙÂÏ›·˜ (¤Ú·Ó ÙˆÓ í500.000) Ô˘ ·ÁÔÚ¿˙ÔÓÙ·Ó Î˘Ú›ˆ˜ ·fi Ó·ÚÔ‡˜ ¯ÚËÌ·ÙÈÛÙ¤˜ Î·È ¿ÏÏÔ˘˜ ÙˆÓ Â‡ÎÔÏˆÓ ÎÂÚ‰ÒÓ Î·È Ë ·ÁÔÚ¿ ÙÒÚ· ÁÈ· ηÙÔÈ˘ ¤Ú·Ó ÙˆÓ í500.000 Â›Ó·È Ôχ ÂÚÈÔÚÈṲ̂ÓË (ÂÎÙfi˜ ·fi ·ÁÔÚ¤˜ Í¤ÓˆÓ Û ÙÔ˘ÚÈÛÙÈΤ˜ ÂÚÈÔ¯¤˜ Î·È ·fi ∫‡ÚÈÔ˘˜ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡). ∆·˘Ùfi¯ÚÔÓ· ÌÂÈÒıËÎÂ Ë ˙‹ÙËÛË ÁÈ· ÁÚ·Ê›·, ‰ÈfiÙÈ ÔÈ Ï›ÛÙ˜ fiÛ˜ ÂÙ·ÈÚ›˜ Ô˘ ÚÔÛ·ıÔ‡Û·Ó Ó· ÂÓÙ·¯ıÔ‡Ó ÛÙÔ Ã∞∫ (·Ó·ÌÂÓfiÌÂÓË Ô˘Ú¿ ¤ÓÙ·Í˘ ¢ڛÛÎÂÙÔ ÛÙȘ 150 ÂÙ·ÈÚ›˜ ÂÚ›Ô˘), ·ÁfiÚ·˙·Ó Ù· ‰Èο ÙÔ˘˜ ÁÚ·Ê›·. ∏ Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ ÁÚ·Ê›ˆÓ ‹Ù·Ó ȉȷ›ÙÂÚ· ·ÈÛıËÙ‹ ÛÙËÓ §Â˘ÎˆÛ›· (fiÔ˘ ÂÛÙ›·˙·Ó ÙËÓ ˙‹ÙËÛË ÔÈ Ï›ÛÙ˜ fiÛ˜ ÂÙ·ÈÚ›˜ ·Ó·ÌÔÓ‹˜ ÙÔ˘ Ã∞∫). ∂‹Ïı Â›Û˘ ÌÈ· οıÂÙË Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ Û ·ÁÔÚ¤˜ ηٷÛÙËÌ¿ÙˆÓ ÏfiÁˆ ÙÒÛ˘ Ù˘ ·ÁÔÚ·ÛÙÈ΋˜ ‰˘Ó·ÙfiÙËÙ·˜, ȉȷ›ÙÂÚ· Û ηٷÛÙ‹Ì·Ù· ÔÏ˘ÙÂÏÒÓ ÂÌÔÚÂ˘Ì¿ÙˆÓ, ÂÓÒ ÂÎÙfi˜ ·fi ÔÚÈṲ̂Ó˜ ÂÚÈÙÒÛÂȘ Ù· Â›‰· ÏËÚˆÙ¤Ô˘ "·¤Ú·" ·fi ÓÂÔÂÈÛÂÚ¯fiÌÂÓÔ˘˜ ÂÓÔÈÎÈ·ÛÙ¤˜, ¤¯ÂÈ ÌÂȈı› (Û ÁÂÓÈΤ˜ ÁÚ·Ì̤˜) ηٿ ÙÔ 50% ÂÚ›Ô˘. ∏ Ù¿ÛË ·˘Ù‹ ·Ó·Ì¤ÓÂÙÔ fiÙÈ ı· ·Ú·Ì›ÓÂÈ ÌÈ· Î·È Ë Î·Ù¿ÛÙ·ÛË ÛÙÔ Ã∞∫ ‰ÂÓ ÂÊ·›ÓÂÙÔ Ó· Î·Ï˘ÙÂÚ‡ÂÈ. ∆·˘Ùfi¯ÚÔÓ· Ë ·ÚÓËÙÈ΋ ηٿÛÙ·ÛË ÙÔ˘ ÙÔ˘ÚÈÛÌÔ‡ Ì›ˆÛÂ Î·È ÙËÓ ˙‹ÙËÛË ÙˆÓ ÙÔ˘ÚÈÛÙÈÎÒÓ Î·Ù·ÛÙËÌ¿ÙˆÓ Î·Ù¿ 15%-20% Û ۯ¤ÛË Ì ÙËÓ ÂÚ›Ô‰Ô 2002.

∆√ ∂∆√™ 2006 ∆Ô ¤ÙÔ˜ 2006 ¤¯ÂÈ ‰È·ÊÔÚÔÔÈ‹ÛÂÈ ·ÚÎÂÙ¿ ·fi Ù· ‰Â‰Ô̤ӷ ÙˆÓ ÚÔËÁÔ‡ÌÂÓˆÓ ÂÙÒÓ. ∏ Û˘Ó¯‹˜ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ ÂÚÈfiÚÈÛ ÙËÓ ÔÈÎÔÓÔÌÈ΋ ‰˘Ó·ÙfiÙËÙ· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ, ÙfiÛÔ ÓÙfiÈˆÓ fiÛÔ Î·È Í¤ÓˆÓ, Ì ·ÔÙ¤ÏÂÛÌ· Ó· ÌÂȈı› Î·È Ô Ú˘ıÌfi˜ ÒÏËÛ˘. ¢È·ÌÂÚ›ÛÌ·Ù· .¯. Ì ÙÈÌ‹ ‰È¿ıÂÛ˘ (ηÈÓÔ‡ÚÁÈ·) ÙÔ ¤ÙÔ˜ ÙÔ 2005 ÚÔ˜ í900/Ù.Ì., ·˘Í‹ıËÎ·Ó Û í1.000/Ù.Ì.-í1.150/Ù.Ì., ϤÔÓ ÙÔ 15% º.¶.∞., ·˘Í¿ÓÔÓÙ·˜ ÙÔ ÎfiÛÙÔ˜ Ù˘ ·ÁÔÚ¿˜ (ϤÔÓ ÙÔ˘ ·˘ÍË̤ÓÔ˘ ÎfiÛÙÔ˘˜ ÙˆÓ ÌÂÙ·‚È‚·ÛÙÈÎÒÓ, ÏfiÁˆ ÙÔ˘ fiÙÈ ÙÔ º.¶.∞. ÂÚÈÏ·Ì‚¿ÓÂÙ·È ÛÙËÓ ·ÁÔÚ·›· ·Í›· Î·È ¤ÙÛÈ Ë ·‡ÍËÛË ÙÔ˘ ÎfiÛÙÔ˘˜ ÙÔ˘ 15% º.¶.∞. ηٿ ̤ÛÔ fiÚÔ ·˘Í¿ÓÂÙ·È ÛÙÔ +-16%). ¶·ÚfiÏÔ Ô˘ Ë ÂȯÔÚ‹ÁËÛË Ù˘ ÚÒÙ˘ ηÙÔÈΛ·˜, Ì ÙËÓ ÂÈÛÙÚÔÊ‹ ÙÔ˘ 10% (fi¯È Û fiϘ ÙȘ ÂÚÈÙÒÛÂȘ) Ì›ˆÛ ÙÔ ÎfiÛÙÔ˜ ·ÁÔÚ¿˜ ÛÙÔ˘˜ ‰ÈηÈÔ‡¯Ô˘˜ ·˘ÙÔ‡˜ ·ÁÔÚ·ÛÙ¤˜ ηٿ 7% ÂÚ›Ô˘, ÙÔ Úfi‚ÏËÌ· ÎfiÛÙÔ˘˜ ·Ú·Ì¤ÓÂÈ ÛÙËÓ Â˘Ú‡ÙÂÚË ·ÁÔÚ¿. ¶·Ú’ fiÏ˘ Ù˘ ÂȯÔÚ‹ÁËÛ˘, ÙÔ Úfi‚ÏËÌ· Ù˘ Â͇ÚÂÛ˘ ÙÔ˘ ÎÂÊ·Ï·›Ô˘ ·ÁÔÚ¿˜ ϤÔÓ Ù˘ ÙÈÌ‹˜ ÙÔ˘ 15% º.¶.∞. ·Ú·Ì¤ÓÂÈ, ‰ÈfiÙÈ ·Ó·Ì¤ÓÂÙ·È Ô ·ÁÔÚ·ÛÙ‹˜ Ó· Â͇ÚÂÈ ÙÔ ÂÈϤÔÓ ÔÛfi ·˘Ùfi ÙÔ˘ 15% Î·È ÌÂÙ¿ Ó· ÙÔ ‰ÈÂΉÈ΋ÛÂÈ ›Ûˆ. ∞˘Ùfi ÂËÚ¤·Û ȉȷ›ÙÂÚ· Ù· ¯·ÌËÏfiÙÂÚ· ÂÈÛÔ‰ËÌ·ÙÈο ÛÙÚÒÌ·Ù·, ¿ÓÎ·È ÔÌÔÏÔÁÔ˘Ì¤Óˆ˜ Ë ‡·ÚÍË ÙÔ˘ º.¶.∞. (Ӥ˜ ÔÈÎÔ‰Ô̤˜ Ì ·›ÙËÛË ÁÈ· ÔÏÂÔ‰ÔÌÈ΋ ¿‰ÂÈ· ÚÈÓ ÙËÓ 1.4.04) ÚÔοÏÂÛ ÌÈ· ηı·Ú‹ ·‡ÍËÛË ÌfiÓÔ 8%, ÌÈ· Î·È ÚÔËÁÔ˘Ì¤Óˆ˜ ˘‹Ú¯Â Ë Û˘ÌÌÂÙÔ¯‹ ÛÙÔ ÎfiÛÙÔ˜ ·Ó¿Ù˘Í˘ ÙÔ˘ º.¶.∞. ∆· ÚÒÙ· ¤ÚÁ· Ô˘ ·ÚÔ˘ÛÈ¿ÛÙËÎ·Ó ÛÙËÓ ·ÁÔÚ¿ Ì ÏËÚˆÙ¤Ô ÙÔ º.¶.∞. ‹ÙÔ Î·Ù¿ ÙËÓ ÂÚ›Ô‰Ô Ù¤ÏÔ˘˜ 2005/·Ú¯¤˜ 2006. ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∆· ÌÂÙ¿ º.¶.∞. ¤ÚÁ·, ¤ÚÂ ӷ Û˘ÌȤÛÔ˘Ó ÙȘ ÙÈ̤˜ ÙÔ˘˜, ÁÈ· Ó· Û˘Ó·ÁˆÓÈÛıÔ‡Ó Ì ٷ ¤ÚÁ· ÂÎÙfi˜ º.¶.∞. ¶ÚÔ˜ ÙÔ Ù¤ÏÔ˜ ÙÔ˘ 2006 Î·È fiÛÔ ÂÚÓ¿ Ô Î·ÈÚfi˜, fiÏÔ Î·È ÌÂÁ·Ï‡ÙÂÚÔ ÔÛÔÛÙfi ¤ÚÁˆÓ Ì º.¶.∞. ı· ÚÔÛʤÚÔÓÙ·È, ¯ˆÚ›˜ ÙËÓ ›ÂÛË Û ÌÂÁ¿ÏÔ ‚·ıÌfi ÙˆÓ ¯ˆÚ›˜ º.¶.∞. ¤ÚÁˆÓ, ÂÈÙ·¯‡ÓÔÓÙ·˜ ¤ÙÛÈ ÙȘ ·˘Í‹ÛÂȘ, ÌÈ· Î·È fiÏÔ Î·È ÂÚÈÛÛfiÙÂÚ· ¤ÚÁ· ı· Â›Ó·È ÌÂÙ¿ ÙÔ º.¶.∞. ∆ËÓ Î·Ù¿ÛÙ·ÛË ·˘Ù‹ ‹Úı·Ó Ó· ‚ÔËı‹ÛÔ˘Ó ˘fi ÌÔÚÊ‹ ·ÓÙÈÛÙ·ıÌ›ÛÌ·ÙÔ˜, Ù· "¢ÎÔÏfiÙÂÚ·" ‰¿ÓÂÈ·, ΢ڛˆ˜ ·fi ÙȘ ÂÌÔÚÈΤ˜ ÙÚ¿Â˙˜.ã∂ÙÛÈ ÙÔ 2006 ·Ú·ÙËÚÔ‡ÓÙ·È Ó¤Â˜ ¯ÚËÌ·ÙÔ‰ÔÙÈο Ï¿Ó· Ì ȉ›·Ó Û˘ÓÂÈÛÊÔÚ¿ ÙÔ˘ ·ÁÔÚ·ÛÙ‹ (20%-25%) Î·È Ì ·ÔÏËڈ̋ ¤Ú·Ó ÙˆÓ 30-35 ÂÙÒÓ, ÂÓÒ ˘¿Ú¯Ô˘Ó Ï¿Ó· fiÔ˘ Ô ‰·ÓÂÈ˙fiÌÂÓÔ˜ ‰ÂÓ ··ÈÙÂ›Ù·È Ó· ·Ú¯›ÛÂÈ ÙËÓ ·ÔÏËڈ̋ ÙÔ˘ ÎÂÊ·Ï·›Ô˘ ·Ì¤Ûˆ˜ (ÌfiÓÔ Ë ÏËڈ̋ ÙfiÎÔ˘) Ì ÙÔ ÎÂÊ¿Ï·ÈÔ Ó· ·ÔÏËÚÒÓÂÙ·È Û ÂÚ›Ô‰Ô ÌÂÙ¿ ·fi Ù· ÚÒÙ· 10-15 ¯ÚfiÓÈ·. ∏ ·‡ÍËÛË Â›Û˘ ÙÔ˘ ‚·ÛÈÎÔ‡ ÙfiÎÔ˘ ·fi 4.25% ÙÔ 2005 Û 4.50% ÙÔ 2006, ›¯Â οÔȘ ·ÚÓËÙÈΤ˜ ÂÈÙÒÛÂȘ, ¿ÓÎ·È fi¯È Û ÚÔÛÂÎÙfi ‚·ıÌfi, "ı‡ÌËÛÂ" fï˜ ÙÔ˘˜ ‰·ÓÂÈ˙fiÌÂÓÔ˘˜, fiÙÈ Ë Î·ÙÈÔ‡Û· ÔÚ›· ÙÔ˘ ÙfiÎÔ˘ ‰·ÓÂÈÛÌÔ‡, ¤¯ÂÈ Î·È ÙËÓ ·ÓÈÔ‡Û· ÔÚ›·. ∏ ¤ÓÙ·ÍË Ù˘ ∫‡ÚÔ˘ ÛÙÔ ∂˘ÚÒ ÙÔ ¤ÙÔ˜ 2008, ·ÔÙÂÏ› ÌÈ· ÂÏ›‰· ÛÙ·ıÂÚÔÔ›ËÛ˘ ÙˆÓ ÙfiÎˆÓ Ì ÌÂȈ̤ÓË Ù¿ÛË (‚·ÛÈÎfi˜ ÙfiÎÔ˜ ÙfiÙ ÛÙËÓ ∫‡ÚÔ 4.50% Î·È ∂˘ÚÒ 3.75%). ∆Ô Ã∞∫ ¤·ÈÍÂ Î·È ·˘Ùfi ÙÔÓ ÚfiÏÔ ÙÔ˘ Ì ÙËÓ Ôχ ηϋ ÙÔ˘ ·fi‰ÔÛË ÙÔ ÙÂÏÂ˘Ù·›Ô ÙÂÙÚ¿ÌËÓÔ Ó· ‰Â›¯ÓÂÈ ÌÈ· ·˘ÍËÙÈ΋ ÔÚ›· Ù˘ Ù¿Í˘ ÙÔ˘ 30% ‹ ηٿ ÙÔ˘˜ 12 Ì‹Ó˜ ÙÔ˘ 2006 ηٿ 125%. ã∞ÏÏÔ ÛÙÔÈ¯Â›Ô ‰È·ÊÔÚÔÔ›ËÛ˘ Ù˘ ·ÁÔÚ¿˜ Â›Ó·È Î·È Ë ÙÒÚ· ÂÚÈÔÚÈṲ̂ÓË ¤ÏÏÂÈ„Ë ÁÚ·Ê›ˆÓ ÛÙËÓ §Â˘ÎˆÛ›·. ªÂÙ¿ ÙËÓ Î¿ıÂÙË Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ ÏfiÁˆ ˘ÂÚÚÔÛÊÔÚ¿˜, Ë ¯ÚÔÓÈ¿ ÙÔ˘ 2006 Û˘Óԉ‡ÙËΠ̠ηÏfi ÂӉȷʤÚÔÓ ÁÈ· Ù· ÂÏ¿¯ÈÛÙ· Û˘ÁÎÚÔÙ‹Ì·Ù· ÁÚ·Ê›ˆÓ „ËÏ‹˜ Ù¯ÓÔÏÔÁ›·˜, Ù· ÔÔ›· ‚Ú›ÛÎÔÓÙ·È ˘fi ηٷÛ΢‹/ ‰È¿ıÂÛË, Ì ·ÔÙ¤ÏÂÛÌ· ÙÒÚ· Ó· ÚÔ·„ÂÈ ÌÈ· ¤ÏÏÂÈ„Ë Û fiϘ ÙȘ fiÏÂȘ, Ì ȉȷ›ÙÂÚË ÚÔÛÂÎÙ‹ ¤ÏÏÂÈ„Ë ÛÙËÓ §Â˘ÎˆÛ›·. °ÂÓÈο ÙÔ ¤ÙÔ˜ 2006 Î·È Ì ÙËÓ ·Ó·ÌÂÓfiÌÂÓË ÂÈ‚ÔÏ‹ ÙÔ˘ º.¶.∞. ÛÙȘ ·ÁÔÚ¤˜ Á˘/ÔÈÎÔ¤‰ˆÓ (‰ÂÓ ¤¯ÂÈ ·ÎfiÌË ÍÂηı·Ú›ÛÂÈ ˆ˜ Î·È Ô˘ ı· ÂÈ‚¿ÏÏÂÙ·È) ¤‰ÂÈÍ ÌÈ· ·Ó·Î·Ù¿Ù·ÍË Ù˘ ·ÁÔÚ¿˜ Î·È Ë ÔÔ›· Û˘ÓÔ„›˙ÂÙ·È ˆ˜ ·ÎÔÏÔ‡ıˆ˜: ■

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ªÂ›ˆÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ‰È·ÌÂÚ›ÛÌ·Ù· ηٿ 15%. ∏ Ì›ˆÛË ·˘Ù‹ ÙÔ˘ Ú˘ıÌÔ‡ Â›Ó·È Û˘Ó¯‹˜. ∞‡ÍËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ÁÚ·Ê›· ηٿ 30%. ∞‡ÍËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ¯ˆÚ¿ÊÈ· ÏfiÁˆ ·˘ÍË̤Ó˘ ÛÙÚÔÊ‹˜ ÙˆÓ ÂÂÓ‰˘ÙÈÎÒÓ Ù·Ì›ˆÓ/ ÚÔÓÔ›·˜ Î·È È‰ÈˆÙÒÓ Î·Ù¿ 20%. ¢È·Ù‹ÚËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÙˆÓ ÔÈÎÔ¤‰ˆÓ ˆ˜ Î·È ÙÔ ¤ÙÔ˜ 2005. ∂ÍÔ¯ÈΤ˜ ÌÔÓ¿‰Â˜ - Ë ›‰È· ηٿÛÙ·ÛË Ì Ì›ˆÛË ÙÔ˘ ÂӉȷʤÚÔÓÙÔ˜ ·fi ÙËÓ Í¤ÓË ·ÁÔÚ¿ ηٿ 10% Î·È Ù˘ ÓÙfiÈ·˜ ηٿ 20%.

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µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù· Û ηٿÏÏËϘ ÂÚÈÔ¯¤˜ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ηٿ 15%. •ÂÓԉԯ›· Î·È ÙÔ˘ÚÈÛÙÈο ηٷχ̷ٷ - À¿Ú¯ÂÈ Î¿ıÂÙË ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ΢ڛˆ˜ ÁÈ· ÔÚÁ·ÓˆÌ¤Ó· Û˘ÁÎÚÔÙ‹Ì·Ù· Â›/ÏËÛ›ÔÓ Ù˘ ·Ú·Ï›·˜, ÏfiÁˆ ÙÔ˘ ·Ó·ÌÂÓfiÌÂÓÔ˘ ˘ÈÔı¤ÙËÛ˘ ÙÔ˘ ۯ‰›Ô˘ ÁÈ· ÙËÓ ·fiÛ˘ÚÛË ÙˆÓ ÙÔ˘ÚÈÛÙÈÎÒÓ ÎÏÈÓÒÓ. ∏ ˙‹ÙËÛË Â›Ó·È ÌÂÁ¿ÏË Î·È ÚÔÛÂÎÙ‹, ȉȷ›ÙÂÚ· ÛÙËÓ §ÂÌÂÛfi Î·È ¶·Ú·Ï›ÌÓÈ, Ì ¤ÙÔÈÌÔ˘˜ ·ÁÔÚ·ÛÙ¤˜, ÂÓÒ ÔÈ ÂÈÙ¢¯ı›Û˜ ÙÈ̤˜ ÒÏËÛ˘ ·Ú·ÏÈ·ÎÒÓ ‰È·ÌÂÚÈÛÌ¿ÙˆÓ ÛÙËÓ §ÂÌÂÛfi ÚÔ˜ í3.500/Ù.Ì. Î·È í3.000/Ù.Ì. ÛÙËÓ §¿Úӷη, ·ÔÙÂÏÔ‡Ó ¤Ó· ·ÚÈÔ Î›ÓËÙÚÔ. ∏ ˙‹ÙËÛË fï˜ ÁÈ· ÍÂÓԉԯ›· ˆ˜ Ù¤ÙÔÈ· Â›Ó·È ˘ÔÙÔÓÈ΋, Ì ηÙÈÔ‡Û· ηÙ‡ı˘ÓÛË Î·È ÏfiÁˆ Ù˘ ËÏÈΛ·˜ ÙˆÓ ÍÂÓԉԯ›ˆÓ (ÌfiÓÔ 3 Ó¤· ÍÂÓԉԯ›· ·ÓÂÁ¤ÚıËÎ·Ó Ù· ÙÂÏÂ˘Ù·›· 10 ¯ÚfiÓÈ·) Î·È ÏfiÁˆ ÙÔ˘ „ËÏÔ‡ ÎfiÛÙÔ˘˜ ÏÂÈÙÔ˘ÚÁ›·˜ ¯ˆÚ›˜ ÂÏ›‰· Ì›ˆÛ˘. ¶ÚfiÛıÂÙ· ÔÈ ·ÁÔÚ¤˜ ¯ÈÏÈ¿‰Â˜ ÙÔ˘ÚÈÛÙÈÎÒÓ Â·‡ÏÂˆÓ ·fi ͤÓÔ˘˜ Î·È Ë ÂÓÔÈΛ·ÛË ÙÔ˘˜ Û ͤÓÔ˘˜ ̤ۈ ÙÔ˘ ‰È·‰ÈÎÙ‡Ô˘ ηÈ/‹ ·fi ÔÚÁ·ÓˆÌ¤ÓÔ˘˜ Ú¿ÎÙÔÚ˜ ÛÂ Û˘ÌʤÚÔÓ Û˘ÁÎÚÈÙÈÎfi ÎfiÛÙÔ˜ ·Ó¿ ¿ÙÔÌÔ Û ۯ¤ÛË Ì ÙÔ ÎfiÛÙÔ˜ ‰È·ÌÔÓ‹˜ Û ÍÂÓԉԯ›·, ¤·ÈÍÂ Î·È ·˘Ùfi ÙÔÓ ÚfiÏÔ ÙÔ˘.

∆√ ∂∆√™ 2007 ∆Ô ¤ÙÔ˜ ·˘Ùfi ÌÔÚ› Ó· ¯·Ú·ÎÙËÚÈÛı› ˆ˜ ¤Ó·˜ ¯ÚfiÓÔ˜ ÚˆÙÔÊ·ÓÔ‡˜ ÂӉȷʤÚÔÓÙÔ˜ ÁÈ· ·ÁÔÚ¿ ÎÙËÌ¿ÙˆÓ, ÙfiÛÔ ·Ó·Ù˘ÍÈ·ÎÒÓ fiÛÔ Î·È ÁˆÚÁÈÎÒÓ. √È ·ÁÔÚ¤˜ ÚÔ¤Ú¯ÔÓÙ·È ·fi fiÏ· Ù· ÛÙÚÒÌ·Ù·, ÙfiÛÔ ·fi ÂÂÓ‰˘ÙÈο Ù·Ì›·, ȉÈÒÙ˜, Ù·Ì›· ÚÔÓÔ›·˜, ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ Î·È ¿ÏÏÔ˘˜. ∏ ·Ó·ÌÂÓfiÌÂÓË ÂÈ‚ÔÏ‹ º.¶.∞. ÛÙȘ ·ÁÔÚ¤˜ Á˘ (Ë ÔÔ›· ·Ú¯Èο ı· ÂÈ‚¿ÏÏÂÙÔ ÙËÓ 1.1.08, ÙÒÚ· ·Ó‚ϋıË ÁÈ· ÙÔÓ 7/2008) ›¯Â ÂÈÙ·¯‡ÓÂÈ ÙÔ ÂӉȷʤÚÔÓ, ÂÓÒ ÔÈ ÙÈ̤˜ ȉȷ›ÙÂÚ· ÙˆÓ ÁˆÚÁÈÎÒÓ ÎÙËÌ¿ÙˆÓ ÂÎÙÔ͇ıËÎ·Ó ÛÙ· ‡„Ë. ÈڿÊÈ· ÏËÛ›ÔÓ Û ÂÚÈÔ¯¤˜ ·Ó¿Ù˘Í˘ (fiÏÂȘ-¯ˆÚÈ¿) Î·È ¿ÏÏ· Ô˘ ÚÔÛʤÚÔ˘Ó Î¿ÔȘ Ê˘ÛÈΤ˜ ȉȷÈÙÂÚfiÙËÙ˜ (ı¤·, ‰·ÛÒ‰Ë, Ì ‰ÚfiÌÔ ÎÏ) ›¯·Ó ÚÔÛÂÏ·ÛÂÈ ¤Ó· ȉȷ›ÙÂÚÔ ÂӉȷʤÚÔÓ. ∏ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ ÁÈ· Ù¤ÙÔÈ· ÙÂÌ¿¯È· Â›Ó·È ÂÎÙfi˜ ÂϤÁ¯Ô˘ ÛÙȘ Ï›ÛÙ˜ ÙˆÓ ÂÚÈÙÒÛˆÓ. ø˜ ·Ú¿‰ÂÈÁÌ· Û·˜ ·Ó·Ê¤ÚÔ˘Ì fiÙÈ ÁˆÚÁÈο ÎÙ‹Ì·Ù· ÛÙÔ ¯ˆÚÈfi °¤ÚÈ Ô˘ ÂˆÏÔ‡ÓÙÔ ÚÔ˜ í20.000/ÛοϷ (¤ÚÈÍ í15/Ù.Ì.) ˆÏ‹ıËÎ·Ó ÙÔÓ 11/07 ÚÔ˜ í35.000/ÛοϷ (¤ÚÈÍ í26/Ù.Ì.) Ì¿ÏÈÛÙ· ¯ˆÚ›˜ ‰ÚfiÌÔ, ¢ÚÈÛÎfiÌÂÓ· ÂÓÙfi˜ ÙÔ˘ ∆ÔÈÎÔ‡ ™¯Â‰›Ô˘ §Â˘ÎˆÛ›·˜, fiÔ˘ ‰ÂÓ ÂÈÙÚ¤ÂÙ·È Î·Ì›· ·Ó¿Ù˘ÍË, ÂÓÒ ÂÊ¿ÙÔÓÙ·È ÏËÛ›ÔÓ ÙˆÓ º˘Ï·Î›ˆÓ/°Ú·ÌÌ‹˜ ·ÓÙÈ·Ú¿ıÂÛ˘. ∫Ù‹Ì·Ù· Û ÔÚÂÈÓ¿ ¯ˆÚÈ¿, ¯ˆÚ›˜ Ù›ÔÙ· ÙÔ È‰È·›ÙÂÚÔ .¯. §¿ÁÈ· (ÛÙËÓ Â·Ú¯›· §¿Úӷη˜) Ì ÙÈ̤˜ ÙÔ 2006 ÚÔ˜ í2.500/ÛοϷ (í1.86/Ù.Ì.) ÂˆÏ‹ıËÛ·Ó ÙÔ ¤ÙÔ˜ 2007 ÚÔ˜ í15.000/ÛοϷ (í11.21/Ù.Ì.). ∫ÂÓÙÚÈο ÔÈÎfi‰· ÛÙËÓ §Â˘ÎˆÛ›· ηٿÏÏËÏ· ÁÈ· ·Ó¤ÁÂÚÛË ÁÚ·Ê›ˆÓ, ÂˆÏ‹ıËÛ·Ó ÙÔ ¤ÙÔ˜ 2006 ÚÔ˜ í1.000/Ù.Ì. ÁÈ· Ó· Í·Ó·ˆÏËıÔ‡Ó ÚÔ˜ í1.500 ÂÓÙfi˜ ÙÔ˘ ¤ÙÔ˘˜ 2007. ™ÙÔÓ ÙÔ̤· Ù˘ ·ÁÔÚ¿˜ ¯ˆÚ·ÊÈÒÓ, ¤‰ÂÈÍ·Ó ÔÏÔ¤Ó· ·˘ÍËÙÈÎfi ÂӉȷʤÚÔÓ ·fi ͤÓÔ˘˜, ȉȷ›ÙÂÚ· ÛÙËÓ Â·Ú¯›· ¶¿ÊÔ˘ Î·È ·Ó·ÙÔÏÈ΋˜ §ÂÌÂÛÔ‡ (ÁÈ· Ù· ÔÔ›· ‰ÂÓ ÚÔ¸‹Ú¯Â Ù¤ÙÔÈ· ˙‹ÙËÛË ÙÔ 2006 Î·È Û¯Â‰fiÓ Î·ıfiÏÔ˘ ÚÈÓ/ηٿ ÙÔ ¤ÙÔ˜ 2005). §fiÁˆ ÙˆÓ „ËÏÒÓ ÙÈÌÒÓ ÙˆÓ ·Ó·Ù˘ÍÈ·ÎÒÓ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ÎÙËÌ¿ÙˆÓ/ÔÈÎÔ¤‰ˆÓ, ¤ÛÙÚ„·Ó Î·È ·˘ÙÔ› ÔÈ Í¤ÓÔÈ ·ÁÔÚ·ÛÙ¤˜ ÙËÓ ÚÔÛÔ¯‹ ÙÔ˘˜ Û ÁˆÚÁÈο ÎÙ‹Ì·Ù· («··ÁÔÚ‡ÂÙÔ» Ë ·ÁÔÚ¿ ·fi ͤÓÔ˘˜ ÚÈÓ ÙÔÓ 4/2004) ÂÎÙfi˜ ÂÚÈÔ¯ÒÓ ·Ó¿Ù˘Í˘, ηٿÏÏËÏ· ÁÈ· ·Ó¤ÁÂÚÛË ÌÈ·˜ ηÙÔÈΛ·˜ Ì ·ÚfiÌÔÈ· ·ÔÙÂϤÛÌ·Ù· fiÛÔÓ ·ÊÔÚ¿ ÙËÓ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ. ∫Ù‹Ì·Ù· Û οˆ˜ ·fiÌÂÚ· ¯ˆÚÈ¿ fiˆ˜ ∫Ú‹ÙÔ˘ ª·ÚfiÙÙÔ˘ Î·È ¿ÏÏ·, ‰›Ï·Û·Ó Û ÙÈ̤˜, ÂÓÒ ·ÔÙÂÏ› ϤÔÓ ‰Â‰Ô̤ÓÔ Ë ·ÁÔÚ¿ ·ÁÚÔÙÂÌ·¯›ˆÓ 2-4 ÛηÏÒÓ (ÂÚ›Ô˘ 2.500 Ù.Ì.-5.000 Ù.Ì.) ·fi ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ ÁÈ· Ó· ÈηÓÔÔÈ‹ÛÔ˘Ó ÙËÓ ˙‹ÙËÛË Ô˘ ÚÔ¤Ú¯ÂÙ·È Î˘Ú›ˆ˜ ·fi ͤÓÔ˘˜. ÈÚÈ¿ fiˆ˜ ÃÔÈÚÔÎÈÙ›·-∑‡ÁșηڛÓÔ˘ ¤Ù˘¯·Ó/Ù˘Á¯¿ÓÔ˘Ó ÂÎÙÂٷ̤Ó˘ ·Ó¿Ù˘Í˘ Ì ηÙÔÈ˘ Î·È Ì ÙÈ̤˜ (Û ˙ÒÓ˜ ηÙÔÈΛ·˜ Á‡Úˆ ÛÙÔ 60%-90% Û˘ÓÙÂÏÂÛÙ‹ ‰fiÌËÛ˘) Ó· ¤¯Ô˘Ó ÍÂÂÚ¿ÛÂÈ ÙȘ í150.000/ÛοϷ (í112/Ù.Ì.). ∆·˘Ùfi¯ÚÔÓ· ·ÍÈÔÛËÌ›ˆÙË ·‡ÍËÛË ¤‰ÂÈÍ·Ó Î·È Ù· ·ÁÚÔÙÈο ÎÙ‹Ì·Ù·, Ì ·˘Í‹ÛÂȘ ¤Ú·Ó ÙÔ˘ 50%. ¶·Ú·ı·Ï¿ÛÛÈ· ÎÙ‹Ì·Ù· ÛÙËÓ ÂÚÈÔ¯‹ ¶ÚˆÙ·Ú¿ ·fi í400.000/ÛοϷ (+-í300/Ù.Ì.) ÍÂ¤Ú·Û·Ó ÙȘ í600.000 (+-í450/Ù.Ì.), ÛÙËÓ ÂÚÈÔ¯‹ ¢ÂΤÏÂÈ·˜ ·fi í300.000/ÛοϷ (í224/Ù.Ì.) Û í500.000 (í374/Ù.Ì.), ÛÙËÓ ÂÚÈÔ¯‹ ª·˙ˆÙfi˜/∞Ï·ÌÈÓfi˜ ¤Êı·Û·Ó ÙȘ í300.000/ÛοϷ (+-í225/Ù.Ì.) ÂÓÒ ÛÙËÓ ÂÚÈÔ¯‹ §ÂÌÂÛÔ‡ ·fi ÙËÓ Ê·ÈÓÔÌÂÓÈ΋ ·‡ÍËÛË ÙˆÓ í700.000/ÛοϷ (í523/Ù.Ì.) ÙÔ ¤ÙÔ˜ 2006 Û í1.000.000/ÛοϷ (í750/Ù.Ì.) ÙÔ ¤ÙÔ˜ 2007. ¢ËÌÔÊÈÏ‹ «ÙÔ˘ÚÈÛÙÈο» ¯ˆÚÈ¿ Â› Ù˘ ·Ú·Ï›·˜ ÛÙËÓ ¶¿ÊÔ fiˆ˜ Ë ÂÚÈÔ¯‹ ¶¤ÁÂÈ·˜, ¤¯Ô˘Ó ÍÂÂÚ¿ÛÂÈ ÙȘ í600.000/ÛοϷ (í450/Ù.Ì.) Ì ÂÚÛÈÓ¤˜ ˆÏ‹ÛÂȘ ÙˆÓ í280.000/ÛοϷ (í210/Ù.Ì.), ÂÓÒ Ë ‚fiÚÂÈ· Â·Ú¯›· Ù˘ ¶¿ÊÔ˘ ·fi ÙȘ í150.000/ÛοϷ (í112/Ù.Ì.) ÍÂ¤Ú·Û·Ó ÙȘ í220.000/ÛοϷ (í165/Ù.Ì.). ∏ ÙÚÂÏ‹ ·˘Ù‹ ÔÚ›· ÙˆÓ ÙÈÌÒÓ Û ·ÚÎÂÙ¤˜ ÂÚÈÙÒÛÂȘ ‚Ú›ÛÎÂÈ Î·È ÙËÓ ·Ó¿ÏÔÁË ·‹¯ËÛË ÛÙÔ ÙÂÏÈÎfi ÚÔ˚fiÓ. ã∂ÙÛÈ ÙÈ̤˜ ÒÏËÛ˘ ÙˆÓ ·Ú·ÏÈ·ÎÒÓ ‰È·ÌÂÚÈÛÌ¿ÙˆÓ (2006) ÙˆÓ í2.500/Ù.Ì., ¤Êı·Û·Ó ÙÒÚ· (2007) ÛÙȘ í3.500/Ù.Ì. Î·È Û ÔÚÈṲ̂Ó˜ ÂÚÈÙÒÛÂȘ ÛÙÔ ·Ú·ÏÈ·Îfi ̤وÔ Ù˘ §ÂÌÂÛÔ‡ ÙȘ í5.000/Ù.Ì. °Ú·Ê›· ·fi ÙȘ í1.500/Ù.Ì., ¤¯Ô˘Ó ÍÂÂÚ¿ÛÂÈ ÙȘ í1.800/Ù.Ì., ÂÓÒ ‰È·ÌÂÚ›ÛÌ·Ù· ÙÔ ¤ÙÔ˜ 2006 Ì ÙÈ̤˜ í1.100-í1.200/Ù.Ì., ¤¯Ô˘Ó ÍÂÂÚ¿ÛÂÈ ÙȘ í1.400/Ù.Ì. Î·È Û ÔÚÈṲ̂Ó˜ ÂÚÈÙÒÛÂȘ ÛÙËÓ §ÂÌÂÛfi (fi¯È ·Ú·ı·Ï¿ÛÛÈ·) Î·È ÛÙËÓ §¿Úӷη ηϋ˜ ÔÈfiÙËÙ·˜, ÏËÛ›·Û·Ó ÙȘ í2.000/Ù.Ì. ã√ÛÔÓ ·ÊÔÚ¿ ÙËÓ ·ÁÔÚ¿ ¯ˆÚ·ÊÈÒÓ ‰ÒÛ·Ì οÔȘ ÂÍËÁ‹ÛÂȘ („ËϤ˜ ÙÈ̤˜ ·Ó·Ù˘ÍÈ·ÎÒÓ ÎÙËÌ¿ÙˆÓ, ÌË ‡·ÚÍË ÈηÓÔÔÈËÙÈ΋˜ ÚÔÛÊÔÚ¿˜ ÔÈÎÔ¤‰ˆÓ, ÙÔ ÂӉȷʤÚÔÓ ÙˆÓ Í¤ÓˆÓ ÎÏ), ÂÓÒ Ë ·Ó·ÌÂÓfiÌÂÓË ÂÈ‚ÔÏ‹ ÙÔ˘ º.¶.∞. Û ÎÙ‹Ì·Ù· ÙËÓ 1.1.08 ·‡ÍËÛ ÙÔ Â›ÁÔÓ Ù˘ ˙‹ÙËÛ˘ ·fi ÙÔ˘˜ ·ÁÔÚ·ÛÙ¤˜ Ì ÚÔÛÊÔÚ¤˜ „ËÏfiÙÂÚ˜ ÙÈ̤˜ ·fi ÙȘ ÂÈÎÚ·ÙÔ‡Û˜/ ÙÚ¤¯Ô˘Û˜. ∏ ·‡ÍËÛË ÙÔ˘ ‚ÈÔÙÈÎÔ‡ ÂÈ¤‰Ô˘ Ù˘ ƒˆÛ›·˜, ÚÔÛ¤Ï΢Û ·˘ÍË̤ÓÔ˘˜ ƒÒÛÔ˘˜ ·ÁÔÚ·ÛÙ¤˜ Î·È Ì¿ÏÈÛÙ· Û „ËÏfiÙÂÚ· Â›‰·/ÙÈ̤˜ ·ÁÔÚ¿˜ ·fi ÚÈÓ. ¶·Ú·ÙËÚ‹ıËÎ·Ó ÁÈ· ÚÒÙË ÊÔÚ¿ ˆÏ‹ÛÂȘ ·Ú·ı·Ï¿ÛÛÈˆÓ Î·ÙÔÈÎÈÒÓ Ù˘ Ù¿Í˘ ÙˆÓ í7.000.000 Î·È ÚÔÛÊÔÚ¤˜ ÁÈ· ·ÁÔÚ¤˜ í3.000.000-í4.000.000, ÂÓÒ Û¯Â‰fiÓ ¤ÁÈÓ ۇÓËı˜ Ê·ÈÓfiÌÂÓÔ Ë ·ÁÔÚ¿ ·Ú·ı·Ï¿ÛÛÈˆÓ Î·ÙÔÈÎÈÒÓ (fiÔ˘ Î·È Ó· ›ӷÈ) Û Â›‰· Á‡Úˆ ÛÙÔ í1.000.000. ∂›Û˘ ¤¯ÂÈ ‚ÔËı‹ÛÂÈ ÛÙËÓ

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¤Í·ÚÛË Ù˘ ˙‹ÙËÛË ÙˆÓ „ËÏÒÓ ÂÈÛÔ‰ËÌ·ÙÈÎÒÓ ÛÙÚˆÌ¿ÙˆÓ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡ Î·È Ë ÊÔÚÔÏÔÁÈ΋ ÂÏ΢ÛÙÈÎfiÙËÙ· Ù˘ ∫‡ÚÔ˘, Ô˘ Ì ÙÔ 10% ÊÔÚÔÏÔÁ›· Ô˘ ÚÔÛʤÚÂÈ, ¤¯ÂÈ ÚÔÛÂÏ·ÂÈ ÙÔ ·Ó¿ÏÔÁÔ ÂӉȷʤÚÔÓ. ã√Ϙ ·˘Ù¤˜ ÔÈ ·˘Í‹ÛÂȘ fï˜ ›¯·Ó ÙȘ ·ÚÓËÙÈΤ˜ ÙÔ˘˜ ·ÚÂÓ¤ÚÁÂȘ ÛÙËÓ ÏÂÈÔ„ËÊ›· ÙÔ˘ ̤ÛÔ˘ ∫‡ÚÈÔ˘. ∏ ˙‹ÙËÛË ÁÈ· ÔÈÎÈÛÙÈΤ˜ ÌÔÓ¿‰Â˜ ¤¯ÂÈ ÌÂȈı› Á‡Úˆ ÛÙÔ 20% Î·È ÏfiÁˆ ÙÔ˘ „ËÏÔ‡ ÎfiÛÙÔ˘˜ Î·È ÏfiÁˆ ÙÔ˘ Ó¤Ô˘ ηÓÔÓÈÛÌÔ‡ Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ÁÈ· ȉ›·Ó Û˘ÓÂÈÛÊÔÚ¿ ÛÙÔ 40% Î·È ‰·ÓÂÈÛÌfi ̤¯ÚÈ 60% (ÛÙËÓ Ô˘Û›· Ë Û˘ÓÂÈÛÊÔÚ¿ Â›Ó·È ¤Ú·Ó ÙÔ˘ 50% ‰ÈfiÙÈ ‰ÂÓ Ï·Ì‚¿ÓÔÓÙ·È ÛÙËÓ Û˘ÓÂÈÛÊÔÚ¿ ÙÔ˘ ·ÁÔÚ·ÛÙ‹ Ù· ÌÂÙ·‚È‚·ÛÙÈο, ÙfiÎÔÈ ÎÏ). ∆· ̤ÙÚ· Ù˘ ∫ÂÓÙÚÈ΋˜, ¿ÓÎ·È ‰ÂÓ ¤¯Ô˘Ó ·ÎfiÌË Ï‹Úˆ˜ ÂÍ·ÎÚÈ‚ˆı› ÔÈ ÂȉڿÛÂȘ ÙÔ˘˜ ÛÙËÓ ·ÁÔÚ¿, ÂÓÙÔ‡ÙÔȘ ¤¯Ô˘Ó ÂËÚ¿ÛÂÈ ÙÔ˘˜ ÂÂÓ‰˘Ù¤˜ (·ÁÔÚ¿ Á˘ Û οÔÈÔ ‚·ıÌfi) Ì ȉȷ›ÙÂÚÔ ·ÓÙ›ÎÙ˘Ô ÛÙȘ ·ÁÔÚ¤˜ ÁÈ· ÂÓÔÈΛ·ÛË (buy to let). ∞˘Ù‹ Ë ÙÂÏÂ˘Ù·›· ·ÁÔÚ¿ (ÂÂÓ‰˘Ù¤˜ ÁÈ· ÂÈÛfi‰ËÌ·) Â›Ó·È È‰È·›ÙÂÚ· ÚÔÛÂÎÙ‹ Ë ÌÂȈÙÈ΋ Ù˘ ηÙ‡ı˘ÓÛË ÏfiÁˆ ÙÔ˘ fiÙÈ ÔÈ ÂÂÓ‰‡ÛÂȘ ·˘ÙÔ‡ ÙÔ˘ ›‰Ô˘˜ ‰ÂÓ Â›Ó·È È‰È·›ÙÂÚ· ÂÏ΢ÛÙÈΤ˜, ¤¯ÔÓÙ·˜ ˘fi„Ë ÙÔ˘˜ ͤÓÔ˘˜, Ô˘ ¤¯Ô˘Ó Î·È ¿ÏϘ ÂÈÏÔÁ¤˜ ȉȷ›ÙÂÚ· ÛÙËÓ µÔ˘ÏÁ·Ú›· Î·È ƒÔ˘Ì·Ó›·. ªÂ ̤ÛÔ ÂÈÛfi‰ËÌ·/·fi‰ÔÛË ÂÓÔÈΛԢ Ù˘ Ù¿Í˘ ÙÔ˘ 3%-4%, ηٷٿÛÛÂÈ ÙËÓ ∫‡ÚÔ ˆ˜ ۯ‰fiÓ ÙËÓ ÙÂÏÂ˘Ù·›· ·fi ÏÂ˘Ú¿˜ ·fi‰ÔÛ˘ ÛÙȘ ¯ÒÚ˜ Ù˘ ∂. ã∂ÓˆÛ˘. £· ı¤Ï·Ì ӷ ÚÔÛı¤ÛÔ˘Ì fiÙÈ ÙÔ Ó¤Ô Ì¤ÙÚÔ ·˘Ùfi Ù˘ ∫ÂÓÙÚÈ΋˜ (40%-60%) ›Ûˆ˜ Ó· ¤¯ÂÈ ÚÔηϤÛÂÈ Î·È ÛÙÚ‚ÏÒÛÂȘ ÛÙËÓ ·ÁÔÚ¿, Ì ¯Ú‹ÛË ÂÚ›ÂÚÁˆÓ ÌÂıfi‰ˆÓ, ÚÔ˜ ·ÔÊ˘Á‹/ÂÚÈÔÚÈÛÌfi ÙÔ˘ ̤ÙÚÔ˘, ÙfiÛÔ ·fi ÙÔ˘˜ ÂÂÓ‰˘Ù¤˜ Î·È ›Ûˆ˜ Î·È Ì ÙËÓ «‚Ô‹ıÂÈ·» οÔÈˆÓ ¯ÚËÌ·ÙÔ‰ÔÙÈÎÒÓ ÔÚÁ·ÓÈÛÌÒÓ. À¿Ú¯Ô˘Ó ÂÚÈÙÒÛÂȘ Ô˘ ÙÔ Ù›ÌËÌ· ·ÁÔÚ¿˜ ‰ËÏÒÓÂÙ·È ÈÔ „ËÏfi, ÁÈ· Ó· ÌÂȈı› ¤ÙÛÈ ÙÔ ÔÛÔÛÙfi Û˘ÓÂÈÛÊÔÚ¿˜ ÙÔ˘ ·ÁÔÚ·ÛÙ‹, ¤ÛÙˆ Î·È Â¿Ó ·˘Ùfi ÛËÌ·›ÓÂÈ ÂÚÈÛÛfiÙÂÚ· ÌÂÙ·‚È‚·ÛÙÈο Î·È ·ÎfiÌË ·˘ÍË̤ÓË ÊÔÚÔÏÔÁ›· ÁÈ· Ù· ÎÂÊ·Ï·ÈÔ˘¯Èο ΤډË, ÂÓÒ ÙÔ ›‰ÈÔ ÙÔ Ì¤ÙÚÔ ·Ê‹ÓÂÈ ·ÚÎÂÙfi ·Ú¿ı˘ÚÔ «ÂÎÌÂÙ¿ÏÏ¢Û˘» Ô˘ ÌÂÈÒÓÂÈ ÙËÓ ·ÔÙÂÏÂÛÌ·ÙÈÎfiÙËÙ· ÙÔ˘. ã∞ÓÎ·È ‰ÂÓ ¤¯ÂÈ Ù· ·Ó·ÌÂÓfiÌÂÓ· ·ÔÙÂϤÛÌ·Ù· ÙÔ Ì¤ÙÚÔ ·˘Ùfi, ›Ûˆ˜, ÛÙÔ ÂfiÌÂÓÔ ‰È¿ÛÙËÌ· ÙˆÓ 6-10 ÌËÓÒÓ Ó· ÌÂÈÒÛÂÈ ÙÔÓ fiÁÎÔ ÙˆÓ ·ÁÔÚÒÓ Û ÏÈÁfiÙÂÚÔ˘˜ ·ÁÔÚ·ÛÙ¤˜, Ô˘ ›Ûˆ˜ ηْ Â¤ÎÙ·ÛË ÏfiÁˆ ÙÔ˘ ÂÚÈÔÚÈÛÌÔ‡ ÙˆÓ Ó¤ˆÓ ¤ÚÁˆÓ, ·˘Í‹ÛÂÈ Î¿ˆ˜ ÙȘ ÙÈ̤˜ ÙÔ˘ ÙÂÏÈÎÔ‡ ÚÔ˚fiÓÙÔ˜. ™Â Û‡ÓÔ„Ë ı· ϤÁ·Ì fiÙÈ ÙÔ ¤ÙÔ˜ 2007 ˘‹ÚÍ ¤Ó· ¤ÙÔ˜ οıÂÙ˘ ·‡ÍËÛ˘ ÙˆÓ ÙÈÌÒÓ ÙˆÓ ¯ˆÚ·ÊÈÒÓ/ÎÙËÌ¿ÙˆÓ, Ì ȉȷ›ÙÂÚË ¤ÌÊ·ÛË ÛÙ· ÎÙ‹Ì·Ù· (¤ÛÙˆ ÁˆÚÁÈο) Ù· ÔÔ›· ¤¯Ô˘Ó ÌÈ· ÚÔÔÙÈ΋ ÛÙÔ Ì¤ÏÏÔÓ, ÂÓÒ È‰È·›ÙÂÚË ·‡ÍËÛË ÛËÌÂÈÒıËΠ۠·Ú·ı·Ï¿ÛÛÈ· ¯ˆÚ¿ÊÈ·. ∆ÂÏÂÈÒÓÔÓÙ·˜ ı· ı¤Ï·Ì ӷ ˘ԉ›ÍÔ˘Ì fiÙÈ ÔÈ ÚԂϤ„ÂȘ Ì·˜ ÁÈ· ÙËÓ ·˘ÍËÙÈ΋ Ù¿ÛË ÙˆÓ ÙÈÌÒÓ ÙˆÓ ÁÚ·Ê›ˆÓ Î·È Ë ¤ÏÏÂÈ„Ë ÚÔÛÊÔÚ¿˜ ÙÔ˘˜, ¤¯Ô˘Ó ·ÓÙÈηÙÔÙÚÈÛÙ› ÙfiÛÔ ÛÙȘ ÙÈ̤˜ ÙˆÓ Î·ÈÓÔ‡ÚÁÈˆÓ (high tech) ÌÔÓ¿‰ˆÓ, fiÛÔ Î·È ÛÙ· ÎÙ‹Ì·Ù· ηٿÏÏËÏ· ÁÈ· ÙËÓ ·Ó¤ÁÂÚÛË ÙÔ˘˜. ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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™Â Û‡ÓÔ„Ë ÙÔ ¤ÙÔ˜ 2007 ‰È·ÎÚ›ÓÂÙ·È ·fi: ■ ªÂ›ˆÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ‰È·ÌÂÚ›ÛÌ·Ù· ηٿ 10%. ∏ Ì›ˆÛË ·˘Ù‹ ÙÔ˘ Ú˘ıÌÔ‡ Â›Ó·È ·˘ÍËÙÈ΋. ■ ∞‡ÍËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ÁÚ·Ê›· ηٿ 50%. ■ ∞‡ÍËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÁÈ· ¯ˆÚ¿ÊÈ· ÏfiÁˆ ·˘ÍË̤Ó˘ ÛÙÚÔÊ‹˜ ÙˆÓ ÂÂÓ‰˘ÙÈÎÒÓ Ù·Ì›ˆÓ/ ÚÔÓÔ›·˜ Î·È È‰ÈˆÙÒÓ Î·Ù¿ 100%. ■ ¢È·Ù‹ÚËÛË ÙÔ˘ Ú˘ıÌÔ‡ ÒÏËÛ˘ ÙˆÓ ÔÈÎÔ¤‰ˆÓ ˆ˜ Î·È ÙÔ 2005/6. ■ ∂ÍÔ¯ÈΤ˜ ÌÔÓ¿‰Â˜ - Ë ›‰È· ηٿÛÙ·ÛË Ì Ì›ˆÛË ÙÔ˘ ÂӉȷʤÚÔÓÙÔ˜ ·fi ÙËÓ Í¤ÓË ·ÁÔÚ¿ ηٿ 10% Î·È Ù˘ ÓÙfiÈ·˜ ηٿ 15%. ■ µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù· Û ηٿÏÏËϘ ÂÚÈÔ¯¤˜ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ηٿ 25%. ■ •ÂÓԉԯ›· Î·È ÙÔ˘ÚÈÛÙÈο ηٷχ̷ٷ - À¿Ú¯ÂÈ Î¿ıÂÙË ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ΢ڛˆ˜ ÁÈ· ÔÚÁ·ÓˆÌ¤Ó· Û˘ÁÎÚÔÙ‹Ì·Ù· Â›/ÏËÛ›ÔÓ Ù˘ ·Ú·Ï›·˜, ÏfiÁˆ ÙÔ˘ ·Ó·ÌÂÓfiÌÂÓÔ˘ Ù˘ ˘ÈÔı¤ÙËÛ˘ ÙÔ˘ ۯ‰›Ô˘ ÁÈ· ÙËÓ ·fiÛ˘ÚÛË ÙˆÓ ÙÔ˘ÚÈÛÙÈÎÒÓ ÎÏÈÓÒÓ. ∏ ˙‹ÙËÛË Â›Ó·È ÌÂÁ¿ÏË Î·È ÚÔÛÂÎÙ‹, ȉȷ›ÙÂÚ· ÛÙËÓ §ÂÌÂÛfi Î·È ¶·Ú·Ï›ÌÓÈ, Ì ¤ÙÔÈÌÔ˘˜ ·ÁÔÚ·ÛÙ¤˜, ÂÓÒ ÔÈ ÂÈÙ¢¯ı›Û˜ ÙÈ̤˜ ÒÏËÛ˘ ·Ú·ÏÈ·ÎÒÓ ‰È·ÌÂÚÈÛÌ¿ÙˆÓ ÛÙËÓ §ÂÌÂÛfi ÚÔ˜ í4.000-í5.000/Ù.Ì. Î·È í3.000/Ù.Ì. ÛÙËÓ §¿Úӷη, ·ÔÙÂÏÔ‡Ó Ùo ·ÚÈÔ Î›ÓËÙÚÔ. ∏ ˙‹ÙËÛË fï˜ ÁÈ· ÍÂÓԉԯ›· ˆ˜ Ù¤ÙÔÈ· Â›Ó·È ˘ÔÙÔÓÈ΋, Ì ηÙÈÔ‡Û· ηÙ‡ı˘ÓÛË Î·È ÏfiÁˆ Ù˘ ËÏÈΛ·˜ ÙˆÓ ÍÂÓԉԯ›ˆÓ (ÌfiÓÔ 3 Ó¤· ÍÂÓԉԯ›· ·ÓÂÁ¤ÚıËÎ·Ó Ù· ÙÂÏÂ˘Ù·›· 10 ¯ÚfiÓÈ·) Î·È ÏfiÁˆ ÙÔ˘ „ËÏÔ‡ ÎfiÛÙÔ˘˜ ÏÂÈÙÔ˘ÚÁ›·˜, ¯ˆÚ›˜ ÂÏ›‰· Ì›ˆÛ˘. ¶ÚfiÛıÂÙ· ÔÈ ·ÁÔÚ¤˜ ¯ÈÏÈ¿‰Â˜ ÙÔ˘ÚÈÛÙÈÎÒÓ Â·‡ÏÂˆÓ ·fi ͤÓÔ˘˜ Î·È Ë ÂÓÔÈΛ·ÛË ÙÔ˘˜ Û ͤÓÔ˘˜ ̤ۈ ÙÔ˘ ‰È·‰ÈÎÙ‡Ô˘ ηÈ/‹ ·fi ÔÚÁ·ÓˆÌ¤ÓÔ˘˜ Ú¿ÎÙÔÚ˜ ÛÂ Û˘ÌʤÚÔÓ Û˘ÁÎÚÈÙÈÎfi ÎfiÛÙÔ˜ ·Ó¿ ¿ÙÔÌÔ Û ۯ¤ÛË Ì ÙÔ ÎfiÛÙÔ˜ ‰È·ÌÔÓ‹˜ Û ÍÂÓԉԯ›·, ¤·ÈÍÂ Î·È ·˘Ùfi ÙÔÓ ÚfiÏÔ ÙÔ˘. ¢È·ÊÔÚÔÔ›ËÛË Ù˘ ˙‹ÙËÛ˘ ÙÔ˘ ¤ÙÔ˘˜ 2007 Û ۯ¤ÛË Ì ÙÔ ¤ÙÔ˜ 2005+2006 Î·È ÚԂϤ„ÂȘ ÁÈ· ÙÔ ¤ÙÔ˜ 2008. ¶∞º√™

√ÈÎ. ¢È·Ì. ∫·ÙÔÈÎ. °Ú·Ê. ∫·Ù·ÛÙ. ∞Ó·Ù. ÈÚ. °ÂˆÚÁ. ÈÚ. µÈÔÌ˯.

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∆∂á√§√°π∞, Ãøƒ√π ™∆∞£ª∂À™∏™ & ™À°∫√π¡ø¡π∂™ ∏ Ù¯ÓÔÏÔÁ›· Î·È Ë ÔÏÔ¤Ó· ·‡ÍËÛË ÙˆÓ ··ÈÙ‹ÛÂˆÓ Û ¯ÒÚÔ˘˜ ÛÙ¿ıÌ¢Û˘, Ë Â˘ÎÔÏ›· ÚÔÛ¤Ï·Û˘ Î·È ÙÔ Î˘ÎÏÔÊÔÚÈ·Îfi, ηÙ‡ı˘Ó ϤÔÓ ÙËÓ ˙‹ÙËÛË ÁÈ· ÁÚ·Ê›· Û ÂΛӷ Ù˘ „ËÏ‹˜ Ù¯ÓÔÏÔÁ›·˜ (high tech buildings) ÎÙ›ÚÈ· Î·È Û ÙÔÔıÂۛ˜ Ô˘ ÌÔÚÔ‡Ó ϤÔÓ Ó· ¤¯Ô˘Ó ÂÚÈÛÛfiÙÂÚÔ˘˜ ¯ÒÚÔ˘˜ ÛÙ¿ıÌ¢Û˘ Î·È Â˘ÎÔÏ›· ‰È·Î›ÓËÛ˘. ã∂ÙÛÈ ·Ú·ÙËÚÂ›Ù·È ÌÂٷΛÓËÛË ÁÚ·Ê›ˆÓ ÂÎÙfi˜ ΤÓÙÚÔ˘, Ì ÌÂȈ̤ÓË ˙‹ÙËÛË ÁÈ· ·ÁÔÚ¿/ÂÓÔÈΛ·ÛË ÁÚ·Ê›ˆÓ ̤Û˘ Î·È ¯·ÌËÏ‹˜ ÔÈfiÙËÙ·˜ Î·È ·ÎfiÌË ÌÈ· ÈÔ ÌÂÁ¿ÏË ÌÂȈ̤ÓË ˙‹ÙËÛË ÁÈ· ÁÚ·Ê›· Ì ÂÚÈÔÚÈṲ̂ÓÔ˘˜ ¯ÒÚÔ˘˜ ÛÙ¿ıÌ¢Û˘. ∆Ô ·Ú¿‰ÔÍÔ Â›Ó·È fiÙÈ ·ÓÂÍ¿ÚÙËÙ· ÙˆÓ ÈÔ ¯·ÌËÏÒÓ ÙÈÌÒÓ ÙˆÓ ·Ï·ÈfiÙÂÚˆÓ ÁÚ·Ê›ˆÓ (ηٿ 50% ÂÚ›Ô˘) Ë ˙‹ÙËÛË ÁÈ· Ù¤ÙÔÈ· ‰ÂÓ ¤¯ÂÈ ·˘ÍËı›. ∆· ÁÚ·Ê›· ‰Â›¯ÓÔ˘Ó ϤÔÓ ÌÈ· Ù¿ÛË ·ÂÍ¿ÚÙËÛ˘ ·fi ÙËÓ ÙÔÔıÂÛ›· ÂÓÙfi˜ ΤÓÙÚÔ˘ (ÂÎÙfi˜ ·fi ÔÚÈṲ̂ӷ Â·ÁÁ¤ÏÌ·Ù· Ô˘ Û˘Ó‰¤ÔÓÙ·È Ì ∫˘‚ÂÚÓËÙÈο ÎÙ›ÚÈ· .¯. ‰ÈÎËÁfiÚÔÈ Î·È ‰ÈηÛÙ‹ÚÈ· ÎÏ). ã∂¯ÔÓÙ·˜ ˆ˜ ·ÚÈÔ ÛÙfi¯Ô ÙËÓ Â‡ÎÔÏË ‰È·Î›ÓËÛË Î·È ÛÙ¿ıÌ¢ÛË Î·È ÙËÓ Ù¯ÓÔÏÔÁÈ΋ ÔÈfiÙËÙ· ÙˆÓ ÎÙÈÚ›ˆÓ, ÙÔ Î¤ÓÙÚÔ ‰ÂÓ ¤¯ÂÈ ϤÔÓ È‰È·›ÙÂÚË ˙‹ÙËÛË Î·È ÚÔ˜ ÙÔ‡ÙÔ, Ï·ÌÚfi ·Ú¿‰ÂÈÁÌ· Â›Ó·È Ë ÂÁηٿÛÙ·ÛË Ù˘ Ó¤·˜ ·˘Ù‹˜ ÔÈfiÙËÙ·˜ ÁÚ·Ê›ˆÓ ÛÙ· "ºÒÙ· §·˚΋˜" Î·È Â› Ù˘ ψÊfiÚÔ˘ ∞ı·Ï¿ÛÛ·˜ (§Â˘ÎˆÛ›·˜). ∆·˘Ùfi¯ÚÔÓ· ηÙÔÈ˘/‰È·ÌÂÚ›ÛÌ·Ù· Ô˘ ‰ÂÓ ¤¯Ô˘Ó ȉȈÙÈ΋ (fi¯È ÎÔÈÓ‹) ı¤ÚÌ·ÓÛË, ÎÏÈÌ·ÙÈÛÌfi, ¤¯Ô˘Ó ÌÈ· ÌÂȈ̤ÓË ˙‹ÙËÛË Û ۯ¤ÛË Ì ÙȘ ÈÔ ·ÎÚÈ‚¤˜ ÌÂÓ, ·ÏÏ¿ ÈÔ Ù¯ÓÔÏÔÁÈο ÂÍÔÏÈṲ̂Ó˜ ÌÔÓ¿‰Â˜. ∂›Û˘ ÔÈ ÈÔ „ËϤ˜ ÙÈ̤˜ ÌÔÓ¿‰ˆÓ/ÔÈÎÔ¤‰ˆÓ ÏËÛȤÛÙÂÚ· ÛÙÔ Î¤ÓÙÚÔ, ÚÔοÏÂÛ ÙËÓ ÌÂٷΛÓËÛË Ù˘ ˙‹ÙËÛ˘ Û ÂÎÙfi˜ ΤÓÙÚÔ˘ ÙˆÓ fiÏÂˆÓ ÛÙËÓ ÂÚÈʤÚÂÈ· Î·È Î˘Ú›ˆ˜ Û ÂΛӘ ÙȘ ÙÔÔıÂۛ˜ Ô˘ ¤¯Ô˘Ó ¿ÌÂÛË ÚfiÛ‚·ÛË ·fi ÙÔ˘˜ ·˘ÙÔÎÈÓËÙfi‰ÚÔÌÔ˘˜. ã∞ÓÎ·È Ë Ù¿ÛË ·˘Ù‹ ·Ó·Ì¤ÓÂÙ·È fiÙÈ ı· Û˘Ó¯ÈÛı›, ÙÔ ı¤Ì· ÎfiÛÙÔ˘˜ ÛÙ· η‡ÛÈÌ·, ‰˘Ó·ÙfiÓ Ó· ÚÔηϤÛÂÈ Î·ı˘ÛÙ¤ÚËÛË ÛÙÔÓ Ú˘ıÌfi ·˘Ùfi Ù˘ ÌÂٷΛÓËÛ˘ Ù˘ ˙‹ÙËÛ˘. ∂Ó‰ÂÈÎÙÈο Û·˜ ·Ó·Ê¤ÚÔ˘Ì fiÙÈ Ë ˙‹ÙËÛË ÛÙËÓ §Â˘ÎˆÛ›· ›¯Â ·Ú¯Èο ÌÂÙ·ÎÈÓËı› ·fi ÙÔ ∫¤ÓÙÚÔ ÛÙÔÓ ™ÙÚfi‚ÔÏÔ§·Î·Ù¿ÌÈ·-¢Â˘ÙÂÚ¿, ÂÓÒ ÙÔ 2005 ·Ú·ÙËÚ‹ıËΠÌÈ· ·˘ÍË̤ÓË ˙‹ÙËÛË ÛÙÔ ¯ˆÚÈfi ∂ÚÁ¿Ù˜ Î·È æËÌÔÏfiÊÔ˘ (10 ¯ÏÌ. Ì·ÎÚÈ¿ ·fi ÙËÓ §Â˘ÎˆÛ›· Î·È ÛÙ· §·ÙÛÈ¿), ÂÓÒ ÛÙËÓ §ÂÌÂÛfi, Ô ãÀ„ˆÓ·˜ Î·È ÙÔ ∫ÔÏfiÛÈ ·ÔÙ¤ÏÂÛ·Ó ÙÔ˘˜ Ó¤Ô˘˜ ÚÔÔÚÈÛÌÔ‡˜, Ì ·˘ÍËÙÈΤ˜ Ù¿ÛÂȘ Û ÈÔ ÁÔÚÁÔ‡˜ Ú˘ıÌÔ‡˜ ·fi ¿ÏϘ ÂÚÈÔ¯¤˜. ∆Ô ¤ÙÔ˜ 2006+2007 Û˘Ó¤¯ÈÛ ·˘Ù‹Ó ÙËÓ Ù¿ÛË Ù˘ ·ÁÔÚ¿˜, Ì ӤԢ˜ ÚÔÔÚÈÛÌÔ‡˜, fiˆ˜ Ù· ¶¤Ú·, ¡‹ÛÔ˘, ∞Á›· µ·Ú‚¿Ú· (ÛÙË §Â˘ÎˆÛ›·) Î·È ÛÙËÓ ª·ıËÎÔÏÒÓË, ªÔÓ‹, ¶‡ÚÁÔ˜ ÎÏ (ÛÙË §ÂÌÂÛfi). ¶·ÚfiÌÔȘ Ù¿ÛÂȘ Ù˘ ·ÁÔÚ¿˜ ·Ú·ÙËÚÔ‡ÓÙ·È Î·È ÛÙȘ ¿ÏϘ fiÏÂȘ.

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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º√À™∫∞ ∫∞π ª∏ ∏ ‰ÈÂıÓ‹˜ ÔÚÔÏÔÁ›· Ù˘ ÊÔ‡Ûη˜ Â›Ó·È Ë Ì›ˆÛË Ù˘ ·Í›·˜ ÌÈ·˜ Â¤Ó‰˘Û˘ ηٿ 30% ÂÚ›Ô˘. √È ‰È¿ÊÔÚ˜ ·Ó·ÊÔÚ¤˜ ÛÙËÓ ∫‡ÚÔ ÂÚ› ÊÔ‡Ûη˜ ÙˆÓ ·ÎÈÓ‹ÙˆÓ ·¤‰ÂÈÍ·Ó ÙÔ˘˜ ·ÓÙÈÁÚ¿ÊÔÓÙ˜ ÙˆÓ Í¤ÓˆÓ ÂÓÙ‡ˆÓ ·Ó·Ï˘Ù¤˜ Ï·Óı·Ṳ̂ÓÔ˘˜, ‰ÈfiÙÈ fi¯È ÌfiÓÔ ‰ÂÓ ‰È·ÈÛÙÒıËÎ·Ó Ù¤ÙÔÈ· Â›‰· Ì›ˆÛ˘, ·ÏÏ¿ Î·È ÛÙËÓ ¯ÂÈÚfiÙÂÚË ÂÚ›ÙˆÛË Î·È ÌfiÓÔ Û ÔÚÈṲ̂Ó˜ ÂÚÈÔ¯¤˜, Ë Ì›ˆÛË ‰ÂÓ ÍÂ¤Ú·Û ÙÔ 15% (Î·È ·˘Ùfi Û ÔÚÈṲ̂Ó˜ ÂÚÈÔ¯¤˜ Ô˘ ÂÍ·ÚÙÔ‡ÓÙ·È Î·Ù¿ 90% ·fi ÙËÓ Í¤ÓË ·ÁÔÚ¿). ã√¯È ÌfiÓÔ ‰ÂÓ ÚԂϤÂÙ·È ÁÂÓÈ΋ Ì›ˆÛË ÙˆÓ ÙÈÌÒÓ ÛÙ· ·Î›ÓËÙ·, ·ÏÏ¿ Î·È ÌÈ· ÌÈÎÚ‹ ÛÙ·ıÂÚ‹ ·˘ÍËÙÈ΋ ÔÚ›·, ¿ÓÎ·È Û ÈÔ ¯·ÌËÏÔ‡˜ Ú˘ıÌÔ‡˜ ·fi ÙÔ ·ÚÂÏıfiÓ. ™›ÁÔ˘Ú· ·˘Ù‹ Ë Î·Ù¿ÛÙ·ÛË ‰ÂÓ ÌÔÚ› Ó· Â›Ó·È ¯ˆÚ›˜ Ù¤ÏÔ˜, ¿ÓÎ·È Â›Ó·È Ôχ ‰‡ÛÎÔÏÔ Ó· ÚÔ‚ÏÂÊı› ÁÈ· Ù· ÂfiÌÂÓ· 2-3 ¯ÚfiÓÈ·, Ë Î·Ù¿ÛÙ·ÛË ‰ÂÓ ·Ó·Ì¤ÓÂÙ·È fiÙÈ ı· ‰È·ÊÔÚÔÔÈËı› Û ÌÂÁ¿ÏÔ ‚·ıÌfi. ∏ ÂÈÎÚ·ÙÔ‡Û· ·ÚÓËÙÈ΋ ηٿÛÙ·ÛË ÛÙËÓ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ ÙfiÛÔ ÛÙËÓ ∞ÌÂÚÈ΋ fiÛÔ Î·È ÛÙËÓ ∂˘ÚÒË, Ë ÔÔ›· ÚÔ‹Ïı ·fi ÙȘ „ËÏÔ‡ Ú›ÛÎÔ˘ ˘Ôı‹Î˜ Î·È ÙËÓ Î·Ù¿ÛÙ·ÛË ÙÔ˘ ¯ÚËÌ·ÙÈÛÙËÚ›Ô˘, ‰ÂÓ Ê·›ÓÂÙ·È Ó· ÂËÚ¿˙ÂÈ ÙËÓ ∫‡ÚÔ. ∂›Ó·È fï˜ ‰Â‰Ô̤ÓÔ fiÙÈ Ô ¤ÓÙÔÓÔ˜ ·ÓÙ·ÁˆÓÈÛÌfi˜ ÌÂٷ͇ ÙˆÓ ¯ÚËÌ·ÙÔ‰ÔÙÈÎÒÓ ÔÚÁ·ÓÈÛÌÒÓ ÛÙËÓ ∫‡ÚÔ˘ ¤¯ÂÈ ¯·ÌËÏÒÛÂÈ Î·Ù¿ Ôχ ÙÔÓ ‹¯Ë Ù˘ ÔÈÔÙÈ΋˜ ÂͤٷÛ˘ ÙˆÓ ‰·ÓÂÈÔÏËÙÒÓ Î·È ·˘Ùfi Â›Ó·È ·ÓËÛ˘¯ËÙÈÎfi. ∏ ·Ú¤Ì‚·ÛË Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ Ì ÙËÓ ·‡ÍËÛË Ù˘ ȉ›·˜ Û˘ÓÂÈÛÊÔÚ¿˜ Û ÂÂÓ‰‡ÛÂȘ ·ÎÈÓ‹ÙˆÓ, Â›Ó·È ¤Ó· ̤ÙÚÔ ‰ÈfiÚıˆÛ˘ fiˆ˜ Î·È Ë ÈÔ ·˘ÛÙËÚ‹ ÂÈÙ‹ÚËÛË Ù˘ ∫ÂÓÙÚÈ΋˜ ÚÔ˜ ÙȘ ÂÌÔÚÈΤ˜ Î·È ·˘ÍË̤ÓÔ ¤ÏÂÁ¯Ô ÁÈ· Ù· Û˘ÓÂÚÁ·ÙÈο ȉڇ̷ٷ. ¢ÂÓ ·Ó·Ì¤ÓÔ˘Ì ÙËÓ ‡·ÚÍË ÊÔ‡Ûη˜ Î·È ÚÔÛηÏԇ̠ÙÔÓ ·Ó·ÁÓÒÛÙË Ó· ·ÔÊ·Û›ÛÂÈ ·fi ÌfiÓÔ˜ ÙÔ˘ ÂÚ› ÙÔ‡ÙÔ˘, ·ÊÔ‡ ÌÂÏÂÙ‹ÛÂÈ ÙÔ˘˜ ÏfiÁÔ˘˜ Ù˘ ·‡ÍËÛ˘ ÙˆÓ ÙÈÌÒÓ. ∂¿Ó ÔÈ ÏfiÁÔÈ ·˘ÙÔ› ‰È·ÊÔÚÔÔÈËıÔ‡Ó ÚÔ˜ Ù· ¿Óˆ, ÙfiÙ ÔÈ ·˘Í‹ÛÂȘ ı· Û˘Ó¯›ÛÔ˘Ó Î·È Â¿Ó ‰È·ÊÔÚÔÔÈËıÔ‡Ó ÚÔ˜ Ù· οو, ÙfiÙ ı· Â¤ÏıÂÈ Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ Î·È Î·Ù’ Â¤ÎÙ·ÛË ÛÙȘ ÙÈ̤˜/·Í›Â˜ ·ÎÈÓ‹ÙˆÓ. ™·˜ ·Ú·ı¤ÙÔ˘Ì ¤Ó· ›Ó·Î· Ì ÙȘ ‰ÈΤ˜ Ì·˜ ·fi„ÂȘ Î·È Ô ·Ó·ÁÓÒÛÙ˘ ηÏÂ›Ù·È fiˆ˜ ÚÔ‚ÏËÌ·ÙÈÛÙ› ÌfiÓÔ˜ ÙÔ˘.

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§√°√π ∞À•∏™∏™ ™˘Ó¤¯ÈÛË Ù˘ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ ª·ÎÚÔ¯ÚfiÓÈ·˜ ÌÔÚÊ‹˜;

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™Ã√§π∞ °π∞ ∆√ ª∂§§√¡ M¿ÏÈÛÙ· Î·È Ì ηχÙÂÚÔ˘˜ fiÚÔ˘˜ ÏfiÁˆ Ù˘ Ì›ˆÛ˘ ÙÔ˘ ‚·ÛÈÎÔ‡ ÙfiÎÔ˘ ·fi 4.50% ÛÙÔ 4.0%.

∞Ó¿Î·Ì„Ë ÛÙÔ Ã∞∫ ÛÙ· ÂfiÌÂÓ· 1-2 ¯ÚfiÓÈ·; √Ãπ ȉȷ›ÙÂÚ· ÚÔÛÂÎÙ‹, Â›Ó·È ı¤Ì· Û‡ÁÎÚÈÛ˘ Î·È ¯ÚÔÓÔ‚fiÚ·˜ ·fiÎÙËÛ˘ ÂÌÈÛÙÔÛ‡Ó˘. ∞ÏÏ·Á‹ ¡ÔÔÙÚÔ›·˜ Ó¤ˆÓ; √Ãπ. ª¿ÏÏÔÓ Û˘Ó¤¯ÈÛË Ì ·˘ÍËÙÈ΋ Ù¿ÛË ∫·Ù¿ÚÚ¢ÛË Ù˘ ∫˘Úȷ΋˜ √ÈÎÔÓÔÌ›·˜; √Ãπ ∫·Ù¿ÚÚ¢ÛË ÙÔ˘ ∆Ô˘ÚÈÛÌÔ‡; ª¿ÏÏÔÓ Î·Ï˘Ù¤Ú¢ÛË ÏfiÁˆ Ó¤ˆÓ ¤ÚÁˆÓ ˘Ô‰ÔÌ‹˜ ÙÒÚ· ˘fi ÂÎÙ¤ÏÂÛË, ·ÏÏ¿ Ë Î·ı˘ÛÙ¤ÚËÛË ÛÙËÓ ÂÎÙ¤ÏÂÛË ÙˆÓ ¤ÚÁˆÓ Â›Ó·È ·ÓËÛ˘¯ËÙÈ΋. ∆ÒÚ· ‰ÂÓ Â›ÌÂı· ÙfiÛÔ Û›ÁÔ˘ÚÔÈ fiÛÔ Â›ÌÂı· ÙÔ ¤ÙÔ˜ 2006. ã∏È· ÔÏÈÙÈ΋ ηٿÛÙ·ÛË; ™˘Ó¤¯ÈÛË ∞‡ÍËÛË ÎfiÛÙˆÓ ·Ó¿Ù˘Í˘; ª¿ÏÈÛÙ· ∂›Ï˘ÛË ÙÔ˘ ∫˘ÚÈ·ÎÔ‡; (ÂfiÌÂÓ· 2 ¯ÚfiÓÈ·) ã∞ÁÓˆÛÙÔ ∞‡ÍËÛË ÙˆÓ ÙfiΈÓ; ª¿ÏÏÔÓ ÛÙ·ıÂÚÔÔ›ËÛË ÏfiÁˆ ∂.∂. - √¡∂. √È ÏËıˆÚÈÛÙÈΤ˜ ȤÛÂȘ fï˜ ı· Ú¤ÂÈ Ó· ÚÔÛ¯ıÔ‡Ó. ¡¤· ̤ÙÚ· ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ¶Èı·ÓÒ˜ ÈÔ ·˘ÛÙËÚ¿ ̤ÙÚ· ı· Ú¤ÂÈ Ó· ·Ó·Ì¤ÓÔÓÙ·È fiÛÔÓ ·ÊÔÚ¿ ÙËÓ ¯ÚËÌ·ÙÔ‰fiÙËÛË. ∞˘Ù¿ ı· ÂËÚ¿ÛÔ˘Ó ÂÚÈÛÛfiÙÂÚÔ ÙÔÓ Ú˘ıÌfi ‰È¿ıÂÛ˘ ·Ú¿ ÙȘ ÙÈ̤˜.

A•π√§√°∏™∏ À¶∂ƒ∆πª∏™∏™ ™Â ‰ËÌÔÛ›Â˘Ì· ÙÔ˘ Ô Economist Û ۯ¤ÛË Ì ÙËÓ ‰ÈÂıÓ‹ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ, ÚԂϤÂÈ Î¿ÔÈÔ˘ ›‰Ô˘˜ ÛÙ·ıÂÚÔÔ›ËÛË ÙˆÓ ÙÈÌÒÓ Î·È ÂÏ·ÊÚ¿ Ì›ˆÛË Î·È ·Ú·‰¤¯ÂÙ·È fiÙÈ Î·È ÂΛ Ô˘ ‰ÂÓ ı· ˘¿ÚÍÂÈ ·‡ÍËÛË, ‹ ÛÙ·ıÂÚÔÔ›ËÛË, ‰˘Ó·ÙfiÓ Ó· ‰È·ÚΤÛÂÈ Î·È Ì¤¯ÚÈ 10 ¯ÚfiÓÈ·. ∞˘Ù‹ Ë Ù¿ÛË ÙÔ˘ Economist Â›Ó·È ÙÂÏ›ˆ˜ ‰È·ÊÔÚÂÙÈ΋ ÛÙËÓ ÚÔ ‰‡Ô ÂÙÒÓ ı¤ÛË ÙÔ˘. ∏ ·Ó¿Ï˘ÛË ·Ó·Ê¤ÚÂÙ·È Û ÌÈ· ̤ıÔ‰Ô ÂÎÙ›ÌËÛ˘ ÁÈ· Ó· ÂÍ·ÎÚÈ‚ˆı› ηٿ fiÛÔ ¤Ó· ·Î›ÓËÙÔ ¤¯ÂÈ ˘ÂÚ‚ÔÏÈο „ËÏ‹ ÙÈÌ‹ Û ۯ¤ÛË Ì ÙÔ ÂÈÛfi‰ËÌ· ÙÔ˘ Î·È ¿Ú· ·Ó·Ì¤ÓÂÈ ÙËÓ Ì›ˆÛË ÙÔ˘, ÚÔÛı¤ÙÔÓÙ·˜ fiÙÈ fiÛÔ ÈÔ ÌÂÁ¿ÏË Â›Ó·È Ë ‰È·ÊÔÚ¿ (¯·ÌËÏ‹ ·fi‰ÔÛË) Û ۯ¤ÛË Ì ÙËÓ ·Í›·, ÙfiÛÔ ÈÔ Èı·Ó‹ Â›Ó·È Ë ÂΉ‹ÏˆÛË "ÊÔ‡Ûη˜". ∂Î ÙˆÓ Ú·ÁÌ¿ÙˆÓ Ê·›ÓÂÙ·È fiÙÈ Ì ÙÔ˘˜ ÂÈÎÚ·ÙÔ‡ÓÙ˜ ÙfiÎÔ˘˜ ηٿıÂÛ˘/‰·ÓÂÈÛÌÔ‡, Ë ∫‡ÚÔ˜ ¤¯ÂÈ ÌÈ· ηϋ ·fi‰ÔÛË (ÂÈÛfi‰ËÌ· + ÎÂÊ·Ï·ÈÔ˘¯È΋ ˘ÂÚ·Í›· Î·È ¿Ú· Ì ‚¿ÛË ÙËÓ ÌÂıÔ‰ÔÏÔÁ›· ÙÔ˘ Economist ‰ÂÓ ˘¿Ú¯ÂÈ ı¤Ì· Ì›ˆÛ˘ ÙÈÌÒÓ.

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∞Ó ÂÊ·ÚÌfiÛÔ˘Ì ÙËÓ ›‰È·/·ÚfiÌÔÈ· ÌÂıÔ‰ÔÏÔÁ›· ÌÂ.¯.Â¤Ó‰˘ÛË/ÂÈÛfi‰ËÌ· /·fi‰ÔÛË (yield) ÂÓfi˜ ‰È·ÌÂÚ›ÛÌ·ÙÔ˜ ÙˆÓ ‰‡Ô ˘ÓÔ‰ˆÌ·Ù›ˆÓ Ì ÙÈÌ‹ ·ÁÔÚ¿˜ ÚÔ˜ §∫100.000 (ηÈÓÔ‡ÚÁÈÔ ‹ ÌË) Ì ÂÓÔ›ÎÈÔ §∫350/Ì‹Ó· Î·È Ì ÙfiÎÔ ÎÂÊ·Ï·ÈÔÔ›ËÛ˘ ÙÔ˘ ÂÓÔÈΛԢ ÚÔ˜ 4%, Ë ·Í›· ÙÔ˘ Â›Ó·È (§∫350 ¯ 12 ¯ 100/4) = +-§∫105.000. ¢ËÏ·‰‹ ÙÔ ‰È·Ì¤ÚÈÛÌ· Û ·˘Ù‹Ó ÙËÓ ‚¿ÛË Ù˘ ‰ÈÂıÓÔ‡˜ ·˘Ù‹˜ ÌÂıfi‰Ô˘, ¤¯ÂÈ ÂÚÈıÒÚÈ· ·‡ÍËÛ˘. ¶·ÚÔÌÔ›ˆ˜ Ì ¤Ó· ‰È·Ì¤ÚÈÛÌ· ÙˆÓ 3 ˘ÓÔ‰ˆÌ·Ù›ˆÓ ·Í›·˜ §∫130.000 (ηÈÓÔ‡ÚÁÈÔ ‹ ÌË) Ì ÂÓÔ›ÎÈÔ §∫450, Ë ·Í›· Â›Ó·È (‚¿ÛÂÈ ÂÓÔÈΛԢ) §∫135.000. ø˜ ÂÎ ÙÔ‡ÙÔ˘ Î·È ‚¿ÛÂÈ ·˘Ù‹˜ Ù˘ ‰ÈÂıÓÔ‡˜ ÊfiÚÌÔ˘Ï·˜, Ù· ∫˘Úȷο ÔÈÎÈÛÙÈο ·Î›ÓËÙ· ‰ÂÓ Ê·›ÓÂÙ·È Ó· Â›Ó·È ˘ÂÚÙÈÌË̤ӷ. ¡· ÛËÌÂȈı› Â‰Ò fiÙÈ ÙÔ yield/·fi‰ÔÛË ÙÔ˘ 4% Â›Ó·È Ôχ ¯·ÌËÏfi, ·ÏÏ¿ ·˘Ùfi ı· Ú¤ÂÈ Ó· Û˘ÁÎÚÈı› Ì ÙÔÓ ÙfiÎÔ Î·Ù¿ıÂÛ˘ Î·È ÙÔ ÔÛÔÛÙfi ·˘ÍËÙÈ΋˜ Ù¿Û˘ ÙˆÓ ÙÈÌÒÓ. ∂Ê·ÚÌfi˙ÔÓÙ·˜ ·˘Ù‹Ó ÙËÓ ÊfiÚÌÔ˘Ï·, Ô Economist ÂÙԛ̷Û ÙÔÓ ·ÎfiÏÔ˘ıÔ Î·Ù¿ÏÔÁÔ ¯ˆÚÒÓ ˘ÂÚÙÈÌËÌ¤ÓˆÓ Î·Ù¿ ÙËÓ ¿Ô„Ë ÙÔ˘ ·ÎÈÓ‹ÙˆÓ:

∆·˘Ùfi¯ÚÔÓ· Ô ‰ÈÂıÓ›˜ Ô›ÎÔ˜ Knight Frank ·ÍÈÔÏÔÁ› ÙËÓ ∫‡ÚÔ, Ì·˙› Ì ÙËÓ °·ÏÏ›· ˆ˜ Hot Spots (·ÁÔÚ¿ Ì „ËÏ‹ ˙‹ÙËÛË) ÁÈ· ÙÔ ¤ÙÔ˜ 2007, ÂÓÒ Ô Ô›ÎÔ˜ Assetz ηٷٿÛÛÂÈ ÙËÓ ∫‡ÚÔ ˆ˜ ·ÓÙ·ÁˆÓÈÛÙÈ΋ ·ÁÔÚ¿ Ù˘ µÔ˘ÏÁ·Ú›·˜ Î·È ƒÔ˘Ì·Ó›·˜, ·ÏÏ¿ ¯ˆÚ›˜ ÙÔ˘˜ ÎÈÓ‰‡ÓÔ˘˜ ÙˆÓ ¯ˆÚÒÓ ·˘ÙÒÓ. ™‡Ìʈӷ Ì ÙËÓ ·Ó·ÊÔÚ¿ ÙˆÓ, ÙÔ 40% ÙˆÓ ·ÁÔÚ·ÛÙÒÓ ·fi ÙÔ ∏. µ·Û›ÏÂÈÔ ÂÂÓ‰‡Ô˘Ó ÛÙÔ Â͈ÙÂÚÈÎfi ˆ˜ Â¤Ó‰˘ÛË, ¢ÂÏÈÛÙÒÓÙ·˜ Û ÎÂÊ·Ï·ÈÔ˘¯È΋ ˘ÂÚ·Í›· Û ÌÂÙ·ÒÏËÛË. ªfiÓÔ ÙÔ 15% ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Â›Ó·È ¤ÙÔÈÌÔÈ fï˜ Ó· ·Ó·Ï¿‚Ô˘Ó ·˘ÍË̤ÓÔ˘ ÎÈÓ‰‡ÓÔ˘ ÂÂÓ‰‡ÛÂȘ ÛÙπ˜ Ӥ˜ ¯ÒÚ˜ Ù˘ ∂.∂.

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House price growth in Europe: Knight Frank’s forecast for 2007/2008: Lithuania - 20.0 per cent Latvia - 17.5 per cent Slovenia - 17.5 per cent Morocco - 15.0 per cent Croatia - 12.5 per cent *Cyprus - 12.5 per cent Estonia - 12.5 per cent Malta - 12.5 per cent Poland - 12.5 per cent Romania - 12.5 per cent Slovak Republic - 12.5 per cent Turkey - 12.5 per cent Bosnia & Herzegovina - 7.5 per cent Bulgaria - 7.5 per cent Czech Republic - 7.5 per cent Denmark - 7.5 per cent France - 7.5 per cent

Greece - 7.5 per cent Ireland - 7.5 per cent Montenegro - 7.5 per cent Spain - 7.5 per cent Sweden - 7.5 per cent Austria - 2.5 per cent Belgium - 2.5 per cent Finland - 2.5 per cent Germany - 2.5 per cent Hungary - 2.5 per cent Italy - 2.5 per cent Luxembourg - 2.5 per cent Macedonia - 2.5 per cent Netherlands - 2.5 per cent Portugal - 2.5 per cent Switzerland – 2.5 per cent

∞ÓÂÍ¿ÚÙËÙ· ÙˆÓ ÈÔ ¿Óˆ, ÙÔ ÎfiÛÙÔ˜ ·ÁÔÚ¿˜ ÛÙËÓ ∫‡ÚÔ Â›Ó·È Û˘ÁÎÚÈÙÈο Ôχ „ËÏfi Û ۯ¤ÛË Ì ٷ ÂÈÛÔ‰‹Ì·Ù·. ã∂ÙÛÈ, ÛÙÔ ∏.µ. Ë ·ÁÔÚ¿ ηÙÔÈΛ·˜ ·ÔÙÂÏ› 4 ÊÔÚ¤˜ ÙÔ ÂÙ‹ÛÈÔ ÂÈÛfi‰ËÌ· (ÌÈÛıfi˜) ÂÓfi˜ ˙‡ÁÔ˘˜ (ÂÎÙfi˜ §ÔÓ‰›ÓÔ˘), ÂÓÒ ÛÙËÓ ∫‡ÚÔ Â›Ó·È 7-8 ÊÔÚ¤˜. ∞˘Ùfi ‰Â›¯ÓÂÈ fiÙÈ ÔÈ ·Í›Â˜/ÙÈ̤˜ ‰È¿ıÂÛ˘ ‰ÂÓ Û˘Ó¿‰Ô˘Ó Ì ٷ ÂÈÛÔ‰‹Ì·Ù· ÙÔ˘ ̤ÛÔ˘ ∫‡ÚÈÔ˘ Î·È ÁÈ· ÙȘ ·ÁÔÚ¤˜/ÂÂÓ‰‡ÛÂȘ Û ÛÙ¤ÁË, ¯ÚÂÈ¿˙ÂÙ·È ÌÂÁ¿ÏÔ˜ ‰·ÓÂÈÛÌfi˜/ÂÓ›Û¯˘ÛË ·fi Û˘ÁÁÂÓ›˜/ ‰È¿ıÂÛË ¿ÏÏˆÓ ·ÎÈÓ‹ÙˆÓ ÎÏ ÚÔ˜ Â›Ù¢ÍË ·ÁÔÚ¿˜. ™ÙÔ ı¤Ì· Ù˘ ·ÁÔÚ¿˜ ÙˆÓ Í¤ÓˆÓ ÛÙËÓ ∫‡ÚÔ, Ì ·ÚÈ· ·ÁÔÚ¿ ÙˆÓ µÚÂÙ·ÓÒÓ, ‰ÂÓ ‚Ô‹ıËÛÂ Î·È Ë ÂÈÎÚ·ÙÔ‡Û· ηٿÛÙ·ÛË Ù˘ ·ÁÔÚ¿˜ ÙˆÓ Î·ÙÔÈÎÈÒÓ ÛÙÔ ∏.µ. ∞fi ÙȘ ÙÔÈΤ˜ ÛÙ·ÙÈÛÙÈΤ˜ ÔÈ ÙÈ̤˜ ÛÙÔ ∏.µ. ¤¯Ô˘Ó ÌÂȈı› ηٿ 10% Û ۯ¤ÛË Ì ÙÔ 2006, ÂÓÒ ÁÈ· ÙÔ ¤ÙÔ˜ 2008 ·Ó·Ì¤ÓÂÙ·È ÁÂÓÈ΋ Ì›ˆÛË Ù˘ Ù¿Í˘ ÙÔ˘ 5% (ÂÍ’ ·ÓÙÈı¤ÙÔ˘ ÁÈ· ÙÔ ÎÂÓÙÚÈÎfi §ÔÓ‰›ÓÔ ·‡ÍËÛË 15%). ªÈ· Î·È Ë ∫˘Úȷ΋ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ ¤¯ÂÈ ÚÔÛÂÏ·ÛÂÈ ÙÔ ¤ÓÙÔÓÔ ÂӉȷʤÚÔÓ ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ Ô˘ ÛÙËÓ ·Ó·ÏÔÁ›· ÙÔ˘˜ ·ÔÙÂÏÔ‡ÓÙ·È Î·Ù¿ 70% ·fi µÚÂÙ·ÓÔ‡˜, Û·˜ ·Ú·ı¤ÙÔ˘Ì ÛÙÔȯ›· ·fi ÌÈ· ÛÙÂÁ·ÛÙÈ΋ ÌÂϤÙË ÙËÓ ÔÔ›· ÂÙԛ̷ÛÂ Ô ÔÏ˘ÂıÓÈÎfi˜ Ô›ÎÔ˜ ™˘Ì‚Ô‡ÏˆÓ ∞ÎÈÓ‹ÙˆÓ Savills.

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ñ À¿Ú¯Ô˘Ó ÂÚ›Ô˘ 304.500 µÚÂÙ·ÓÔ› ·ÁÔÚ·ÛÙ¤˜ ÛÙÔ Â͈ÙÂÚÈÎfi Î·È Ô ·ÚÈıÌfi˜ ·˘Í¿ÓÂÙ·È Î·Ù¿ 9% ÙÔÓ ¯ÚfiÓÔ. ñ 56% Ù˘ ͤÓ˘ ȉÈÔÎÙËÛ›·˜ ·fi µÚÂÙ·ÓÔ‡˜ ‚Ú›ÛÎÂÙ·È Î˘Ú›ˆ˜ ÛÙËÓ πÛ·Ó›· Î·È °·ÏÏ›· fiÔ˘ ˘¿Ú¯ÂÈ ·˘ÍËÙÈÎfi ÂӉȷʤÚÔÓ ÁÈ· ÙËÓ µÔ˘ÏÁ·Ú›· Î·È ∫ÚÔ·Ù›·. ñ ∆· ÔÛÔÛÙ¿ ÙˆÓ ·ÁÔÚ·ÛÙÒÓ ÁÈ· ÂÓÔÈΛ·ÛË (buy to let) Â›Ó·È ·˘ÍËÙÈο (ÙÒÚ· 53%) Ì ÔÈÎÔÓÔÌÈο ÎÚÈÙ‹ÚÈ· ÂÈÏÔÁ‹˜ ·Ú¿ ÁÈ· ȉ›·Ó ¯Ú‹ÛË. ∏ πÙ·Ï›· Î·È Ë ∂ÏÏ¿‰· ıˆÚÔ‡ÓÙ·È fiÙÈ Â›Ó·È ÔÈ ¯ÒÚ˜ Ì ٷ ÈÔ „ËÏ¿ ÔÛÔÛÙ¿ ·fi‰ÔÛ˘. ∏ ·fi‰ÔÛË Â› Ù˘ Â¤Ó‰˘Û˘ (ÂÈÛfi‰ËÌ·-ÂÓÔ›ÎÈÔ) ·ÔÙÂÏ› ÙÔ Î‡ÚÈÔ ÎÚÈÙ‹ÚÈÔ ÙˆÓ ·ÁÔÚ·ÛÙÒÓ (43%), ÂÓÒ Ë ‰˘Ó·ÙfiÙËÙ· Â›Ù¢Í˘ ÎÂÊ·Ï·ÈÔ˘¯ÈÎÒÓ ÎÂÚ‰ÒÓ ·ÔÙÂÏ› ÙÔ 20% Ù˘ ÂÈÏÔÁ‹˜, Ì ÙËÓ ÙÈÌ‹ Ó· ÂËÚ¿ÛÂÈ ÌfiÓÔ ÙÔ 26% ÙˆÓ ·ÁÔÚ·ÛÙÒÓ. ñ ∏ ËÏÈΛ· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Â›Ó·È (34%) 65-74 ¯ÚÔÓÒÓ, ·ÎÔÏÔ˘ı› Ë ËÏÈΛ· ÙˆÓ 30-44 ¯ÚÔÓÒÓ (33%), Ë ËÏÈΛ· ¤Ú·Ó ÙˆÓ 75 ÂÙÒÓ (15%) Î·È Ë ËÏÈΛ· 30-44 (15%) ÎÏ. ñ ∆Ô ¤ÙÔ˜ 2006 Ë ∫‡ÚÔ˜ ηÙ›¯Â ÙÔ ÔÛÔÛÙfi ÙÔ˘ 2% ÙˆÓ ·ÁÔÚ·ÛÙÒÓ ÛÙÔ Â͈ÙÂÚÈÎfi. ñ ∏ ·ÚÈ· ˙‹ÙËÛË ·fi µÚÂÙ·ÓÔ‡˜ Â›Ó·È ÁÈ· ·ÁÔÚ¤˜ ÛÙËÓ ∫‡ÚÔ Á‡Úˆ ÛÙ˜ í180.000-í200.000, ÁÈ· ÙËÓ µÔ˘ÏÁ·Ú›· í120.000, ÙËÓ ∆Ô˘ÚΛ· í130.000, ÂÓÒ Ë πÛ·Ó›·/¶ÔÚÙÔÁ·Ï›· ‚Ú›ÛÎÂÙ·È Û ·ÚfiÌÔÈ· Â›‰· Ì ÙËÓ ∫‡ÚÔ. ∏ ÂÏ΢ÛÙÈÎfiÙËÙ· Ù˘ ·ÁÔÚ¿˜ Ù˘ ∫‡ÚÔ˘ Û ۯ¤ÛË Ì ·ÚfiÌÔÈÔ˘˜ ÚÔÔÚÈÛÌÔ‡˜ ͤӈÓ.

1 2 3 4

Country

Score

Typical Property1

Income tax Rate

Inheritance tax

Cyprus

71

í77.000

5%

No3

Panama

71

í110.000

0%

No3

France

65

í140.000

Up to 49.8%

30%4

Belize

64

í90.000

Up to 1.75%

No2

Spain

63

í137.000

Up to 42%

30%4

2

Typical property for retired couple from overseas For pensioners If you revoke all ties with the U.K. On average

∞À•∏™∏ ∫√™∆√À™ ∫∞∆∞™∫∂À∏™ ∏ Ú·Á‰·›· ·‡ÍËÛË ÙÔ˘ ηٷÛ΢·ÛÙÈÎÔ‡ ÎfiÛÙÔ˘˜ Ô˘ ·Ú·ÙËÚÂ›Ù·È Ù· ÙÂÏÂ˘Ù·›· ¯ÚfiÓÈ· Âȉڿ ·Ó·ÛÙ·ÏÙÈο ÛÙËÓ Î·Ù·Û΢·ÛÙÈ΋ ‰Ú·ÛÙËÚÈfiÙËÙ·, ÌÈ·˜ Î·È ÂÚÈÔÚ›˙ÂÈ ÙÔ ÂÚÈıÒÚÈÔ Î¤Ú‰Ô˘˜ ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ ·Ó¿Ù˘Í˘ Á˘ (Ì›ˆÛË ˙‹ÙËÛ˘ ÏfiÁˆ ÎfiÛÙÔ˘˜). ∏ ·‡ÍËÛË ÙÔ˘ ÎfiÛÙÔ˘˜ Û˘Ì‚¿ÏÏÂÈ Â›Û˘ ÛÙËÓ ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ Î·ÙÔÈΛ·˜ Ì·ÎÚÔÚfiıÂÛÌ·. ã√̈˜, fiÙ·Ó ÙÔ Î·Ù·Û΢·ÛÙÈÎfi ÎfiÛÙÔ˜ ·˘Í¿ÓÂÙ·È Ì ٷ¯‡ÙÂÚÔ Ú˘ıÌfi ·’ fiÙÈ ÔÈ ÙÈ̤˜ ηÙÔÈΛ·˜, Ë ·‡ÍËÛË ÙÔ˘ ‰È·‚ÚÒÓÂÈ ÙÔ ÂÚÈıÒÚÈÔ Î¤Ú‰Ô˘˜ ÙˆÓ ÂȯÂÈÚ‹ÛÂˆÓ ·Ó¿Ù˘Í˘ ·ÎÈÓ‹ÙˆÓ Ì ·ÔÙ¤ÏÂÛÌ· Ó· ÂÚÈÔÚ›˙ÂÙ·È ÙÔ Î›ÓËÙÚÔ ‰Ú·ÛÙËÚÈÔÔ›ËÛ˘ ÙÔ˘˜. ∆Ô Î·Ù·Û΢·ÛÙÈÎfi ÎfiÛÙÔ˜ Ê·›ÓÂÙ·È Ó· ·˘Í¿ÓÂÙ·È Û˘Ó¯Ҙ Ù· ÙÂÏÂ˘Ù·›· ¯ÚfiÓÈ·. ∂Ó‰ÂÈÎÙÈο, Ô ‰Â›ÎÙ˘ ÙÈÌÒÓ

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ÂÚÁ·ÙÈÎÔ‡ ÎfiÛÙÔ˘˜ ÛÙȘ ηٷÛ΢¤˜ ·˘Í‹ıËÎÂ Û˘ÓÔÏÈο ηٿ 27.5% ·fi ÙÔ 2000 ̤¯ÚÈ ÙÔ 2007, ÂÓÒ ÙËÓ ›‰È· ÂÚ›Ô‰Ô Ô ‰Â›ÎÙ˘ ÙÈÌÒÓ ˘ÏÈÎÒÓ ÔÈÎÔ‰ÔÌ‹˜ ·˘Í‹ıËΠηٿ 25.5%. ∆Ô 2007, Ô ‰Â›ÎÙ˘ ÙÈÌÒÓ ˘ÏÈÎÒÓ ÔÈÎÔ‰ÔÌ‹˜ ›¯Â ·Ó¤ÏıÂÈ Û 131.4, ÂͤÏÈÍË Ô˘ ·ÓÙ·Ó·ÎÏ¿ ΢ڛˆ˜ ÙËÓ Â›‰Ú·ÛË ·fi ÙËÓ ·‡ÍËÛË ÙÔ˘ ÂÓÂÚÁÂÈ·ÎÔ‡ ÎfiÛÙÔ˘˜. ªÂٷ͇ 2000 Î·È 2006, Ô ‰Â›ÎÙ˘ ÙÈÌÒÓ ·Ú·ÁˆÁÔ‡ ÛÙȘ ηٷÛ΢¤˜ ÎÙÈÚ›ˆÓ ·˘Í‹ıËΠηٿ Û˘ÓÔÏÈο 50%, ÁÂÁÔÓfi˜ Ô˘ ·ÓÙ·Ó·ÎÏ¿ Î·È ÙÔ "ÎfiÛÙÔ˜ ·fiÎÙËÛ˘ Á˘" ˆ˜ ·ÔÙ¤ÏÂÛÌ· ÙÔ˘ - ηٿ ηÓfiÓ· - Ù·¯‡ÙÂÚÔ˘ Ú˘ıÌÔ‡ ·‡ÍËÛ˘ Ù˘ ·Í›·˜ Ù˘ Û ۯ¤ÛË Ì ÙÔ Ú˘ıÌfi ·‡ÍËÛ˘ ÙˆÓ ÙÈÌÒÓ Î·ÙÔÈΛ·˜. ™˘ÓÂÒ˜, ·fi Ù· ÛÙÔȯ›· ·˘Ù¿ ÚÔ·ÙÂÈ fiÙÈ ÔÈ Î·Ù·Û΢·ÛÙ¤˜ ‹Ù·Ó Û ı¤ÛË Ó· ÌÂÙ·Î˘Ï‡Ô˘Ó ÙÔ ·˘ÍË̤ÓÔ ÎfiÛÙÔ˜ ˘ÏÈÎÒÓ, ÂÚÁ·ÙÈÎÒÓ ÎÏ ÛÙÔ˘˜ ·ÁÔÚ·ÛÙ¤˜. £· Ú¤ÂÈ Ó· ·Ó·Ì¤ÓÔ˘Ì fiÙÈ Î·È ÛÙÔ Ì¤ÏÏÔÓ ı· ÂÍ·ÎÔÏÔ˘ı› Ó· ÂÈÎÚ·Ù› ÌÈ· Ù¿ÛË ·‡ÍËÛ˘ ÙÔ˘ ηٷÛ΢·ÛÙÈÎÔ‡ ÎfiÛÙÔ˘˜ Ô˘ ı· ÂËÚ¿˙ÂÈ ÙË Î·Ù·Û΢·ÛÙÈ΋ ‰Ú·ÛÙËÚÈfiÙËÙ· ·ÚÓËÙÈο. ¶ÚÔ˜ ÙËÓ ›‰È· ηÙ‡ı˘ÓÛË Ê·›ÓÂÙ·È Ó· ÂËÚ¿˙ÂÈ Î·È Ë ·‡ÍËÛË Ù˘ ·Í›·˜ Ù˘ Á˘. µ·ÛÈÎÔ› ‰Â›ÎÙ˜ ηٷÛ΢·ÛÙÈ΋˜ ‚ÈÔÌ˯·Ó›·˜ ∂ÚÁ·˙fiÌÂÓÔÈ (¯ÈÏÈ¿‰Â˜)

2000

2001

2002

2003 2004

2005 2006

2007

26.2

27.5

29.3

31.3

33.6

33.9

945

1055

1183

1303 1537

1589 1627

1790

1.651 1.993 2.178 2.591 3.016

3.417 3507

3613

33

33.9

¶ˆÏ‹ÛÂȘ ÙÛÈ̤ÓÙÔ˘ (¯ÈÏ. ÙÔÓ.) ã∞‰ÂȘ ÔÈÎÔ‰ÔÌ‹˜ (¯ÈÏ. Ù.Ì.) ¢Â›ÎÙ˘ ˆÚÔÌ›ÛıÈÔ˘ ∂ÚÁ·ÙÈÎÔ‡ ÎfiÛÙÔ˘˜ ™ÙȘ ηٷÛ΢¤˜

100 104.9 110.1 116.6 121.2

127.5 134.2 140.4

∂ȉÒÓ ˘ÁÈÂÈÓ‹˜

100 102.8 105.2

110 119.1

125.5 131.8 138.9

∆È̤˜ ·Ú·ÁˆÁÔ‡

100

123 141.4 158.05 172.9 179.8

¢Â›ÎÙ˘ ÙÈÌÒÓ ˘ÏÈÎÒÓ ÔÈÎÔ‰ÔÌ‹˜ (ÂÚÈÏ·Ì‚·ÓÔÌ¤ÓˆÓ Î·È ÙˆÓ 105 111.5

√π∫√¢√ªπ∫∞ ∫√™∆∞ 2006+2007 / ∆πª∂™ ∞¡∞ ∆.ª. ∫·ÙÔÈ˘

ÀfiÁÂÈÔ µ·ı‡ ˘fiÁÂÈÔ ¶ÈÏÔÙ‹˜ ∫·Ï. ÃÒÚÔÈ √ÈÎÔ‰ÔÌ‹˜ ª¤Û˘ ¶ÔÈfiÙËÙ·˜ ∞ÓÒÙÂÚ˘ ¶ÔÈfiÙËÙ·˜ æËÏ‹˜ ¶ÔÈfiÙËÙ·˜

2006 í200 í300 í150

2007 í210 í320 í185

°Ú·Ê›· 2006 í200 í300 í150

2007 í210 í320 í185

í500 í550 í500 í550 í650 í720 í550 í600 í800 í1000 í600 í650

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

∂ÚÁ./ ∞Ôı‹Î˜ 2006 í200 í300 í150

2007 í210 í320 í185

¢È·ÌÂÚ. 2006 í200 í300 í150

2007 í210 í320 í185

∫·Ù·ÛÙ. 2006 í200 í300 í150

2007 í210 í320 í185

í200 í230 í500 í550 í450 í480 í220 í240 í550 í580 í500 í530 í250 í260 í600 í630 -------

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EÈϤÔÓ ı· Ú¤ÂÈ Ó· ÏËÊı› ˘fi„Ë Ù· ÈÔ Î¿Ùˆ ÎfiÛÙ· Û ÂÚ›ÙˆÛË ÎÔÛÙÔÏfiÁËÛ˘ ÌÈ·˜ ÌÂÌÔӈ̤Ó˘ ηÙÔÈΛ·˜. ∂͈ÙÂÚÈΤ˜ ÂÚÁ·Û›Â˜ (·Ó¿ÏÔÁ· ÙÔ˘ ÌÂÁ¤ıÔ˘˜ ÙÔ˘ ÔÈÎÔ¤‰Ô˘) ∞Ú¯¤˜ ¶ÈÛ›Ó· (4 Ì. ¯ 8 Ì.) ™‡Ì‚Ô˘ÏÔÈ % ¿Óˆ ÛÙÔ Û˘ÓÔÏÈÎfi ÎfiÛÙÔ˜ ∞Úfi‚ÏÂÙ· º.¶.∞.* * ÂÎÙfi˜ ·Ó ˘¿Ú¯ÂÈ ‰Èη›ˆÌ· ÂÈÛÙÚÔÊ‹˜ ÙÔ˘ 10% +15%

+-4.000 +-2.500 +-8.000 +6% +3%

√π∫√¢√ªπ∫∞ ∫√™∆∞ (∆∞™∂π™) ∆· ÔÈÎÔ‰ÔÌÈο ÎfiÛÙ· ÛÙËÓ ∫‡ÚÔ ·Ó·Ï‡ÔÓÙ·È Û˘Ó‹ıˆ˜ Û 52% ˘ÏÈο Î·È 48% ÂÚÁ·ÙÈÎfi ÎfiÛÙÔ˜. ∆· ÔÈÎÔ‰ÔÌÈο ÎfiÛÙ· ηٿ ̤ÛÔ fiÚÔ ¤‰ÂÈÍ·Ó ÙȘ ÈÔ Î¿Ùˆ Ù¿ÛÂȘ (Ù.Ì.): 2002í ∫·ÙÔÈ˘ 370 ¢È·ÌÂÚ. 353 °Ú·Ê›· 370 ∫·Ù·ÛÙ. 370 ¢È·¯ˆÚÈÛÌÔ› ÔÈÎÔ¤‰ˆÓ/ ÎfiÛÙÔ˜ ÔÈÎfiÂ‰Ô 5000/¤Ó· ∞Ôı‹Î˜

----

2003í

2004í

390 362 405 405

408 379 400 400

5650 ----

¶ËÁ‹: ∆Ì‹Ì· ™Ù·ÙÈÛÙÈ΋˜, ÂÎÙfi˜ ÙÔ ¤ÙÔ˜ 2006/7

2005í

2006í

2007í

462 422 447 447

500 500 550 450

550 550 600 480

6750

7500

8000

9000

----

170

200

22

2007 - ¶Úfi‚Ï„Ë

√È ÈÔ ¿Óˆ ·Í›Â˜ ¤¯Ô˘Ó ·˘ÍËı› ηٿ 5%/¤ÙÔ˜ ÏfiÁˆ ÙÔ˘ fiÙÈ ÙÔ ∆Ì‹Ì· ™Ù·ÙÈÛÙÈ΋˜ ˘ÈÔıÂÙ› ÙÔ ÈÛÙÔÚÈÎfi ÎfiÛÙÔ˜ Ô˘ Â›Ó·È ÙÈ̤˜ 1-1ó ÚÈÓ ·fi ÙÔ ¤ÙÔ˜ Ô˘ ·Ó·Ê¤ÚÂÙ·È. ∆· Ù.Ì. ·Ó·Ê¤ÚÔÓÙ·È Û fiÏÔ˘˜ ÙÔ˘˜ Î·Ï˘Ì̤ÓÔ˘˜ ¯ÒÚÔ˘˜, Ì·˙› Ì ˘fiÁÂÈ·, ÛÔʛٷ, Î·Ï˘Ì̤Ó˜ ‚ÂÚ¿ÓÙ˜ ÎÏ.

∆√ ∂∆√™ 2008-2009 ∞fi Ù· ÚÔËÁÔ‡ÌÂÓ· Û¯fiÏÈ· ‰ÂÓ Ê·›ÓÂÙ·È Ó· ˘¿Ú¯ÂÈ ÛÔ‚·Úfi˜ ΛӉ˘ÓÔ˜ ÁÈ· ‡·ÚÍË ÊÔ‡Ûη˜ ˘fi ÙËÓ ¤ÓÓÔÈ· Ù˘ ÛÔ‚·Ú‹˜ ÁÂÓÈ΋˜ ÙÒÛ˘ ÙˆÓ ÙÈÌÒÓ ÛÙËÓ ∫‡ÚÔ. ª¿ÏÏÔÓ ÔÈ ·Ú¿ÁÔÓÙ˜ Ô˘ ÚÔοÏÂÛ·Ó ÙËÓ ·˘ÍËÙÈ΋ Ù¿ÛË ÙˆÓ ÙÈÌÒÓ, ı· Û˘Ó¯›ÛÔ˘Ó Ó· ˘¿Ú¯Ô˘Ó, ¿ÓÎ·È Ë Û˘Ó¯‹˜ ·‡ÍËÛË ÙÔ˘ ÎfiÛÙÔ˘˜/ÙÈÌÒÓ ‰È¿ıÂÛ˘, ı· ÚÔηϤÛÂÈ ÙËÓ Û˘Ó¤¯ÈÛË Ù˘ Ì›ˆÛ˘ Ù˘ ˙‹ÙËÛ˘ ÏfiÁˆ ·‰˘Ó·Ì›·˜ ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Î·È Î·Ù’ Â¤ÎÙ·ÛË ÙËÓ ÛÙ·ıÂÚÔÔ›ËÛË ÙˆÓ ÙÈÌÒÓ.

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™ÙËÓ ÔÚ›· ·˘Ù‹ Î·È ÂÍÂÙ¿˙ÔÓÙ·˜ ÙËÓ ‰ÈÂıÓ‹ ÙÔ˘Ï¿¯ÈÛÙÔÓ ·ÁÔÚ¿, ‰ÂÓ ‰È·Ê·›ÓÔÓÙ·È È‰È·›ÙÂÚ· Ì·‡Ú· Û‡ÓÓÂÊ· ÛÙÔÓ ÔÚ›˙ÔÓÙ·, ÂÓÒ ¤ÛÙˆ Î·È Â¿Ó ·˘Ù¿ ÂÌÊ·ÓÈÛıÔ‡Ó, ‰ÂÓ ·Ó·Ì¤ÓÂÙ·È Ó· ÂËÚ¿ÛÔ˘Ó Î¿ıÂÙ· ÙËÓ ∫˘Úȷ΋ ·ÁÔÚ¿, ÂÎÙfi˜ Û ÂΛÓÔÓ ÙÔÓ ÙÔ̤· fiÔ˘ ÂÍ·ÚÙ¿Ù·È Ë ˙‹ÙËÛ˘ ·fi ͤÓÔ˘˜ (Î·È ·˘Ùfi Û οÔÈÔ ‚·ıÌfi Î·È ÌfiÓÔ ‰ÈfiÙÈ Ë ˙‹ÙËÛË ÙˆÓ Í¤ÓˆÓ ÂÍ·ÚÙ¿Ù·È Î·È ·fi ÙÔ˘˜ ·Ú¿ÁÔÓÙ˜ ÛÙ˜ ‰ÈΤ˜ ÙÔ˘˜ ¯ÒÚ˜), ÙËÓ Î·Ù‡ı˘ÓÛË ÙˆÓ Í¤ÓˆÓ ∫ÙËÌ·ÙÔÌÂÛÈÙÒÓ ÌÂÁ¿Ï˘ Îϛ̷η˜ ÎÏ. ¶ÚÔ˜ ÙÔ‡ÙÔ ı· Ú¤ÂÈ Ó· ÏËÊıÔ‡Ó ˘fi„Ë Î·È ÔÈ ·ÚÓËÙÈΤ˜ ÂÈÙÒÛÂȘ Ô˘ ÚÔοÏÂÛÂ Ô ˘¤ÚÌÂÙÚÔ˜ ‰·ÓÂÈÛÌfi˜ Û ۯ¤ÛË Ì ÙËÓ ‰˘Ó·ÙfiÙËÙ· ·ÔÏËڈ̋˜. √È ·ÚÓËÙÈΤ˜ ÂÈÙÒÛÂȘ Ù˘ ∞ÌÂÚÈ΋˜ ¤¯Ô˘Ó ÂÂÎÙ·ı› ÛÙËÓ ‰˘ÙÈ΋ ∂˘ÚÒË Î·È Î¿ÔȘ ·ÚÂÓ¤ÚÁÂȘ ·ÚÓËÙÈ΋˜ ÌÔÚÊ‹˜, ›Ûˆ˜ ı· ·Ú·ÙËÚËıÔ‡Ó Î·È ÛÙËÓ ∫˘Úȷ΋ ∞ÁÔÚ¿. ∏ ÙÔÈ΋, ∫˘Úȷ΋ ·ÁÔÚ¿ ·ÎÈÓ‹ÙˆÓ ¤¯ÂÈ ÙȘ ȉȷÈÙÂÚfiÙËÙ˜ Ù˘, ‰ÈfiÙÈ Â‡ÎÔÏ· Ô ∫‡ÚÈÔ˜ ·ÁÔÚ¿˙ÂÈ ·Î›ÓËÙÔ Î·È ‰‡ÛÎÔÏ· ÙÔ ‰È·ı¤ÙÂÈ. √ ∫‡ÚÔ˜ ÂÂÓ‰˘Ù‹˜ ·ÁÔÚ¿ÛÂÈ Î·Ù¿ ·ÚÈÔ ÏfiÁÔ ÁÈ· ‰È΋ ÙÔ˘ ¯Ú‹ÛË (ÙÔ Û›ÙÈ ∆Ô˘, ÙÔ ÂÍÔ¯ÈÎfi ∆Ô˘, ÙËÓ Â¤Ó‰˘ÛË ÁÈ· Ù· ÁËÚ·ÙÂÈ¿ ∆Ô˘, ÙËÓ Úԛη ÙˆÓ ·È‰ÈÒÓ ∆Ô˘ ÎÏ) ÂÓÒ Ë ¯Ú‹ÛË Ù˘ ·Î›ÓËÙ˘ ȉÈÔÎÙËÛ›·˜ ˆ˜ ¯¤ÁÁ˘Ô ÁÈ· ÂÍ·ÛÊ¿ÏÈÛË ıˆÚÂ›Ù·È Û οÔÈÔ ‚·ıÌfi ¤Ó· ›‰Ô˜ "Ú¢ÛÙÔÔ›ËÛ˘" ÙÔ˘ ·ÎÈÓ‹ÙÔ˘ ÙÔ˘. ™Â ·ÓÙ›ıÂÛË Ì ·˘Ùfi, ÛÙÔ Â͈ÙÂÚÈÎfi, ÙÔ ÌÂÁ·Ï‡ÙÂÚÔ ÔÛÔÛÙfi ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Û ·Î›ÓËÙ· ÂÍ·ÚÙ¿Ù·È Î·Ù¿ ·ÚÈÔ ÏfiÁÔ ·fi ÙËÓ ·fi‰ÔÛË ÙÔ˘˜, ÛηÌ·Ó‚¿ÛÌ·Ù· ÛÙËÓ ÔÈÎÔÓÔÌ›· ÚÔηÏÔ‡Ó ¿ÌÂÛË Ú¢ÛÙÔÔ›ËÛË ÙˆÓ ·ÎÈÓ‹ÙˆÓ (Û ·ÓÙ›ıÂÛË Ì ÙËÓ ˘¿Ú¯Ô˘Û· ÛÙËÓ ∫‡ÚÔ ÓÔÔÙÚÔ›· ˆ˜ ÙÂÏÂ˘Ù·›Ô ̤ÙÚÔ), ÂÓÒ ÛÙÔ Â͈ÙÂÚÈÎfi ‰ÂÓ ˘¿Ú¯ÂÈ ÂΛÓË Ë ¿ÌÂÛË "Û˘Ó·ÈÛıËÌ·ÙÈ΋" Û¯¤ÛË Â¤Ó‰˘Û˘/ȉÈfiÎÙËÙÔ˘ ÙÔ˘ ·ÎÈÓ‹ÙÔ˘. ø˜ ÂÎ ÙÔ‡ÙÔ˘ Ë ÚÔÛÊÔÚ¿ ·ÎÈÓ‹ÙˆÓ ÛÙËÓ ∫‡ÚÔ Û ۯ¤ÛË Ì ÙÔ Â͈ÙÂÚÈÎfi Â›Ó·È ·ÓÂÏ·ÛÙÈ΋. ∂ÈÚfiÛıÂÙ·, Ë Â˘¯¤ÚÂÈ· Ô˘ ˘¿Ú¯ÂÈ ÙÒÚ· ·Ú·ÌÔÓ‹˜ Î·È ÂÚÁ·Û›·˜ Í¤ÓˆÓ ÌÂÏÒÓ Ù˘ ∂˘Úˆ·˚΋˜ ã∂ÓˆÛ˘ (›‰Â ÙËÓ ÚfiÛÊ·ÙË ¤ÓÙ·ÍË ·ÎfiÌË 2 ¯ˆÚÒÓ ÁÈ· ¤ÓÙ·ÍË ÙÔ 2007) Î·È ·ÎfiÌ· Í¤ÓˆÓ ÂÎÙfi˜ ·˘Ù‹˜ (Ì 5 ¯ÚfiÓÈ· ·Ú·ÌÔÓ‹˜ ‰Ò) ÛËÌ·›ÓÂÈ fiÙÈ ı· ·˘ÍËı› Î·È ı· ‰È¢ڢÓı› Ë ˙‹ÙËÛË ÙÔ˘ Â͈ÙÂÚÈÎÔ‡. ø˜ ¤Ó‰ÂÈÍË Î·È ÌfiÓÔ, ÙÔ ‰ÈÎfi Ì·˜ °Ú·ÊÂ›Ô ÛÙ· ÙÂÏÂ˘Ù·›· 2 ¯ÚfiÓÈ· ¤¯ÂÈ ·˘Í‹ÛÂÈ ÙÔ˘˜ ͤÓÔ˘˜ ÂÚÁ·˙fiÌÂÓÔ˘˜ Î·È ÛÙÔ Û‡ÓÔÏÔ ÙˆÓ ÂÚÁ·˙Ô̤ӈÓ, Ë Û˘ÌÌÂÙÔ¯‹ ∂˘Úˆ·›ˆÓ ˘·ÏÏ‹ÏˆÓ ¤¯ÂÈ Êı¿ÛÂÈ ÛÙÔ Â›Â‰Ô ÙÔ˘ 27%! √È Û˘Ó¯fiÌÂÓ˜ ·˘Í‹ÛÂȘ ÙÈÌÒÓ Î·È Ë ÂÈ‚ÔÏ‹ ÙÔ˘ º.¶.∞. ÛÙȘ ·ÁÔÚ¤˜ ·ÎÈÓ‹ÙˆÓ (ÌÂÙ¿ ÙÔÓ 4/04 Î·È ÌÂÙ¿ ÙÔÓ 7/08 ÁÈ· ·ÁÔÚ¤˜ ÎÙËÌ¿ÙˆÓ/ÔÈÎÔ¤‰ˆÓ), ı· ÂÈʤÚÔ˘Ó Î¿ÔȘ ‰È·ÊÔÚÔÔÈ‹ÛÂȘ, fiÔ˘ Â›Ó·È ÌÂÓ ‰‡ÛÎÔÏÔ Ó· ÚÔ‚ÏÂÊıÔ‡Ó Ì ·ÎÚ›‚ÂÈ·, ·ÏÏ¿ ÔÈ Ù¿ÛÂȘ Â›Ó·È ÂΛ ÚÔ˜ ÌÂϤÙË. ™›ÁÔ˘Ú· Ë ÂÈ‚ÔÏ‹ ÙÔ˘ 15% º.¶.∞., ¤¯ÂÈ ·˘Í‹ÛÂÈ Ù· ÎfiÛÙ· ·ÁÔÚ¿˜, ¿ÓÎ·È Á‡Úˆ ÛÙÔ 8% ÌfiÓÔ, ‰ÈfiÙÈ ÙÒÚ· Ô Î·Ù·Û΢·ÛÙ‹˜ ı· ÌÔÚ› Ó· ÙÔ ·›ÚÓÂÈ ›Ûˆ ÙÔ º.¶.∞., ÂÓÒ ÚÈÓ ‰ÂÓ ÌÔÚÔ‡ÛÂ. ∆·˘Ùfi¯ÚÔÓ· ÁÈ· ·ÁÔÚ¤˜ ·Ó¤ÁÂÚÛ˘ ȉ›·˜ ¯Ú‹Û˘ ˘ÔÛÙ·ÙÈÎÒÓ (ÁÚ·Ê›·/ Â·ÁÁÂÏÌ·ÙÈ΋ ÛÙ¤ÁË) ‰ÈηÈÔ‡Ù·È Ô ·ÁÔÚ·ÛÙ‹˜ ˆ˜ ¤ÎÙˆÛË ÙÔ º.¶.∞., ÂÓÒ Ë ÂÍ·›ÚÂÛË ÛÙËÓ ·ÁÔÚ¿ Ù˘ ÚÒÙ˘ ηÙÔÈΛ·˜, ı· ÚÔηϤÛÂÈ Û ·˘Ù‹Ó ÙËÓ Î·ÙËÁÔÚ›· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ ·ÎfiÌË Î·È ÌÈ· Ì›ˆÛË ÙÔ˘ Û˘ÁÎÚÈÙÈÎÔ‡ ÎfiÛÙÔ˘˜ ·ÁÔÚ¿˜ ηٿ 7% (·Ó¿ÏÔÁ· Ì ÙȘ Û˘Óı‹Î˜). ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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∞ÛÊ·ÏÒ˜ fï˜ ÏËÛÈ¿˙Ô˘Ì ¤Ó· ÛÙ¿‰ÈÔ ÛÙ·ÛÈÌfiÙËÙ·˜ Î·È ‰È·ÊÔÚÔÔ›ËÛ˘. ∆· ÔÏÔ¤Ó· ·˘Í·ÓfiÌÂÓ· ÎfiÛÙ· ÂÚÈÔÚ›˙Ô˘Ó ÙËÓ ˙‹ÙËÛË Î·È ÙÔÓ Ú˘ıÌfi ‰È¿ıÂÛ˘ Î·È ·˘Ùfi ı· ÚÔηϤÛÂÈ ÙËÓ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ (Î·È ·Í›·) ÁÈ· ÌÂÙ·¯ÂÈÚÈṲ̂Ó˜ ÌÔÓ¿‰Â˜, ÙËÓ ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ÁÈ· ÂÓÔÈΛ·ÛË ÏfiÁˆ ·‰˘Ó·Ì›·˜ ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Ó· ·ÓÙ·ÔÎÚÈıÔ‡Ó Î·È ÙËÓ ÂÓı¿ÚÚ˘ÓÛË Ù˘ ηÙÔ›ÎËÛ˘ ÂÎÙfi˜ ΤÓÙÚÔ˘ (Ì ÙȘ ·Ó¿ÏÔÁ˜ ·ÚÂÓ¤ÚÁÂȘ Û ¯ÚfiÓÔ/ÎfiÛÙÔ˜ ‰È·Î›ÓËÛ˘). ∆·˘Ùfi¯ÚÔÓ· ÔÈ ÂÂÓ‰˘Ù¤˜ ÁÈ· ›ÛÚ·ÍË ÂÓÔÈΛԢ ı· ‰È·ÈÛÙÒÛÔ˘Ó Û‡ÓÙÔÌ· (ÂÓÙfi˜ ÙÔ˘ ¤ÙÔ˘˜ 2008-2009) fiÙÈ Ë ˘ÂÚÚÔÛÊÔÚ¿ ÁÈ· ÂÓÔÈΛ·ÛË (ȉȷ›ÙÂÚ· ÛÙËÓ §Â˘ÎˆÛ›·) ı· ÚÔηϤÛÂÈ ÙËÓ Ì›ˆÛË ÙˆÓ ÂÓÔÈΛˆÓ, ·ÏÏ¿ ¤¯ÔÓÙ·˜ Ù· ÈÔ ¿Óˆ ˘fi„Ë, Ë Î·Ù¿ÛÙ·ÛË ·˘Ù‹ ·Ó·Ì¤ÓÔ˘Ì fiÙÈ ı· Â·Ó¤ÏıÂÈ ÛÙ· "Ê˘ÛÈÔÏÔÁÈο" Â›‰· ÛÙÔ ¤ÙÔ˜ 2010.

∞¶√¢√™∏ ™∆∞ ∞∫π¡∏∆∞ ™Â ÁÂÓÈΤ˜ ÁÚ·Ì̤˜ Ë ·fi‰ÔÛË ÛÙ· ·Î›ÓËÙ· Î˘Ì·›ÓÂÙ·È ÙÒÚ· ÌÂٷ͇ ÙÔ˘ 4%-5% (Â› Ù˘ ·ÁÔÚ·›·˜ ·Í›·˜ ÙÔ˘ ·ÎÈÓ‹ÙÔ˘ fi¯È Â› ÙÔ˘ ÈÛÙÔÚÈÎÔ‡ ÙÔ˘ ÎfiÛÙÔ˘˜ (Ë ·fi‰ÔÛË ·Ó·Ê¤ÚÂÙ·È Û ۯ¤ÛË Ì ÙÔ ÂχıÂÚÔ ÂÈÛÚ·ÎÙ¤Ô ÂÓÔ›ÎÈÔ). ™ÙÔ Â›Â‰Ô ·˘Ùfi (ÙÔ˘ ¯ÚÔÓÈ·›Ô˘ ÂÓÔÈΛԢ) ı· Ú¤ÂÈ Ó· ·Ê·ÈÚÂ›Ù·È ¤Ó· ÔÛÔÛÙfi 10% ÙÔÓ ¯ÚfiÓÔ ÁÈ· ÎÂÓ¤˜ ÂÚÈfi‰Ô˘˜ (ÌË ÂÓÔÈΛ·Û˘), ÂÓÒ Ë ·Ê·›ÚÂÛË ÁÈ· ÊÔÚÔÏÔÁ›· ȉÈÔÎÙËÛ›·˜ Î·È ‰È·¯Â›ÚÈÛ˘ ¤Ó· ÂÈϤÔÓ (5%-8%), ‰ËÏ·‰‹ ¤Ó· ηı·Úfi ÂÈÛfi‰ËÌ· (ÚÈÓ ·fi ÙÔÓ ÊfiÚÔ ÂÈÛÔ‰‹Ì·ÙÔ˜) Ù˘ Ù¿Í˘ ÙÔ˘ 3.3%-4.5%/¯ÚfiÓÔ. ªÂ Ù· ÂÈÎÚ·ÙÔ‡ÓÙ· Â›‰· ÙÔ˘ ÙfiÎÔ˘ ηٿıÂÛ˘ Î·È Ì ÙȘ ‰È¢ÎÔχÓÛÂȘ Û ̷ÎÚÔ¯ÚfiÓȘ ‰·ÓÂÈÔ‰ÔÙ‹ÛÂȘ, ÌÈ· ·fi‰ÔÛË ÙÔ˘ ÂÈ¤‰Ô˘ ÙÔ˘ 4%-5% ıˆÚÂ›Ù·È ˆ˜ ÈηÓÔÔÈËÙÈ΋, Ï·Ì‚¿ÓÔÓÙ·˜ ˘fi„Ë fï˜ ÙËÓ ÔÈfiÙËÙ· ÙÔ˘ ÂÓÔÈÎÈ·ÛÙ‹ (Ó· ÌÔÚ› Ó· ÏËÚÒÓÂÈ ÙÔ ÂÓÔ›ÎÈÔ ·ÓÂÏÏÈÒ˜) Î·È ÙËÓ ¯ÚÔÓÈ΋ ‰È¿ÚÎÂÈ· Ù˘ ÂÓÔÈΛ·Û˘ (fiÛÔ ÈÔ Ì·ÎÚÔ¯ÚfiÓÈ· ›ӷÈ, ÙfiÛÔ ÈÔ ÂÏ΢ÛÙÈ΋ Â›Ó·È Ë Â¤Ó‰˘ÛË). ã∂ÙÛÈ ÂÂÓ‰‡ÛÂȘ Ì ·fi‰ÔÛË ÙÔ˘ 4% Î·È Ì ÂÓÔÈÎÈ¿ÛÂȘ ÙˆÓ 8-15 ÂÙÒÓ, Ì ·˘ÍËÙÈΤ˜ ·Ó·ıˆڋÛÂȘ ·Ó¿ ‰ÈÂÙ›· ‚¿ÛÂÈ ÏËıˆÚÈÛÌÔ‡ +1% ·Ó¿ ¤ÙÔ˜, ıˆÚÔ‡ÓÙ·È ˆ˜ ÂÏ΢ÛÙÈΤ˜. ã∂¯ÔÓÙ·˜ ˘fi„Ë Î·È ÙËÓ ÂÏ¿¯ÈÛÙË ·Ó·ÌÂÓfiÌÂÓË (ÁÂÓÈ΋) ·‡ÍËÛË Ù˘ ÎÂÊ·Ï·ÈÔ˘¯È΋˜ ·Í›·˜ Ù¿Í˘ ÙÔ˘ 5%-7% ÙÔÓ ¯ÚfiÓÔ, Ë Û˘ÓÔÏÈ΋ ·fi‰ÔÛË Ù˘ Â¤Ó‰˘Û˘ Û ·Î›ÓËÙ· ÂÓÔÈΛԢ Â›Ó·È Ù˘ Ù¿Í˘ ÙÔ˘ 10%-12% ÙÔÓ ¯ÚfiÓÔ. ∆Ô ÔÛÔÛÙfi ·˘Ùfi Â›Ó·È Ôχ ÈηÓÔÔÈËÙÈÎfi (¿ÓÙÔÙ Û ۯ¤ÛË Ì ÙÔÓ ÙfiÎÔ Î·Ù¿ıÂÛ˘), ¤¯ÔÓÙ·˜ ˘fi„Ë ÙÔ Ú›ÛÎÔ Î·È ÙËÓ ÛÙ·ıÂÚfiÙËÙ· ÙÔ˘ ÂÈÛÔ‰‹Ì·ÙÔ˜/‚‚·ÈfiÙËÙ· Ù˘·‡ÍËÛ˘ Ù˘ ÎÂÊ·Ï·ÈÔ˘¯È΋˜ ·Í›·˜ ÛÙËÓ ∫‡ÚÔ (Û ·ÓÙ›ıÂÛË Ì ÙȘ ÈÔ ·ÓÂÙ˘Á̤Ó˜ ·ÁÔÚ¤˜ ·ÎÈÓ‹ÙˆÓ ÙÔ˘ Â͈ÙÂÚÈÎÔ‡ Ì ٷ ¤ÓÙÔÓ· ÛηÌ·Ó‚¿ÛÌ·Ù· Ù˘ ·ÁÔÚ¿˜). ∞ÛÊ·ÏÒ˜ ÙÔ ·ÈÙÔ‡ÌÂÓÔ Â›Â‰Ô ·fi‰ÔÛ˘ ¤¯ÂÈ Û¯¤ÛË Î·È Ì ÙÔ Â›Â‰Ô Ù˘ Â¤Ó‰˘Û˘. ã√ÛÔ ÈÔ „ËÏfi Â›Ó·È ÙÔ ‡„Ô˜ Ù˘ Â¤Ó‰˘Û˘, ÙfiÛÔ ÈÔ „ËÏfi Â›Ó·È Î·È ÙÔ ·Ó·ÌÂÓfiÌÂÓÔ Â›Â‰Ô Ù˘ ·fi‰ÔÛ˘ (yield) ·fi ÙÔ˘˜ ÂÂÓ‰˘Ù¤˜. ã∂ÙÛÈ Û ÚfiÛÊ·ÙË ÚfiÙ·ÛË ·ÁÔÚ¿˜ ÂÓfi˜ ÂÌÔÚÈÎÔ‡ ΤÓÙÚÔ˘ ÛÙËÓ ∫‡ÚÔ ·fi ͤÓÔ ÂÂÓ‰˘ÙÈÎfi Ù·Ì›Ô, Ë ·Ó·ÌÂÓfiÌÂÓË ·fi‰ÔÛË ·fi ÙÔÓ ÚÔÙÈı¤ÌÂÓÔ ·ÁÔÚ·ÛÙ‹ ‹ÙÔ 8%, Û ·ÓÙ›ıÂÛË Ì ÙËÓ ˘¿Ú¯Ô˘Û· ·fi‰ÔÛË ÙÔ˘ 6% (¤ÛÙˆ Ì ·˘Í‹ÛÂȘ Î·È ÛÔ‚·ÚÔ‡˜ ÂÓÔÈÎÈ·ÛÙ¤˜ Ì·ÎÚÔ¯ÚfiÓÈ·˜ ÌÔÚÊ‹˜) ‰ÈfiÙÈ ÙÔ ‡„Ô˜ Ù˘ ·ÁÔÚ¿˜ ‹ÙÔ ¤Ú·Ó ÙˆÓ í50 ÂÎ. ™·˜ ·Ú·ı¤ÙÔ˘Ì ÙÔÓ ·ÎfiÏÔ˘ıÔ ÁÂÓÈÎfi ›Ó·Î· ·Ô‰fiÛˆÓ:

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∞¶√¢√™∏ (∂¶π¶∂¢∞ ∂¡√π∫π√À) ™∂ ™Ã∂™∏ ª∂ ∆∏¡ ∞•π∞ ∆√À À¶√™∆∞∆π∫√À 2006 2007 °Ú·Ê›· (High Tech)

6%-7%

5.0%-6.0%

¢È·ÌÂÚ›ÛÌ·Ù·

3.5%-4.5%

3.0%-4.0%

∫·ÙÔÈ˘

4.0%-5.0%

3.5%-4.5%

∂ÚÁÔÛÙ¿ÛÈ·/∞Ôı‹Î˜

4.5%-5.5%

4.0%-5.0%

•ÂÓԉԯ›· (+-)5% ∂°∫§∏ª∞∆π∫√∆∏∆∞ / √ç∏ƒπ∞ & ∆πª∂™ ∞∫π¡∏∆ø¡ ∫·Ù·ÛÙ‹Ì·Ù·

3%

7%-9%

7%-8%

™ÙÔ ı¤Ì· Ù˘ ·Ó·ÌÂÓfiÌÂÓ˘ ÁÂÓÈ΋˜ ·‡ÍËÛ˘ Ù˘ ÎÂÊ·Ï·ÈÔ˘¯È΋˜ ·Í›·˜ Ù˘ Â¤Ó‰˘Û˘, Û ÁÂÓÈΤ˜ ÁÚ·Ì̤˜ ·ÚÔ˘ÛÈ¿˙ÔÓÙ·È Ù· ·ÎfiÏÔ˘ı· ÔÛÔÛÙ¿ ‰È·ÊÔÚÔÔ›ËÛ˘ ÁÈ· ÙÔ ¤ÙÔ˜ 2007 Û ۯ¤ÛË Ì ÙÔ ¤ÙÔ˜ 2005 Î·È Ù· ·Ó·ÌÂÓfiÌÂÓ· ÔÛÔÛÙ¿ ÁÈ· ÙÔ ¤ÙÔ˜ 2008. µ∞™∏ 1/1/2006 31/12/06*

31/12/07*

31/12/08

√ÈÎfi‰· ¢È·ÌÂÚ›ÛÌ·Ù· ∫·ÙÔÈ˘ °Ú·Ê›· ∫·Ù·ÛÙ‹Ì·Ù· ∂ÚÁÔÛÙ¿ÛÈ·/∞Ôı‹Î˜ •ÂÓԉԯ›· ÈڿÊÈ· ·Ó·Ù˘Íȷο ÈڿÊÈ· ÁˆÚÁÈο

100 100 100 100 100 100 100 100 100

+7% +8% +5% +-0% +-0% +5% -5% +10% +-5%

+15% +12% +15% +15% +10% +10% -8%** +20% +25%

+15% +10% +10% +15% +10% +12% ãπ‰ÈÔ +25% +25%

∂ÍÔ¯Èο***

100

+10%

+12%

+10%

* ∞‡ÍËÛË Â› ÙÔ˘ ÚÔËÁÔ‡ÌÂÓÔ˘ ¤ÙÔ˘˜ ** ∂Í·ÈÚÔ˘Ì¤ÓˆÓ ÙˆÓ ÂÚÈÙÒÛÂˆÓ Ù˘ ·fiÛ˘ÚÛ˘ ÙÔ˘ÚÈÛÙÈÎÒÓ ÎÏÈÓÒÓ. *** ∂ÎÙfi˜ ÂÎÂ›ÓˆÓ Â› Ù˘ ·Ú·Ï›·˜ √È ÚԂϤ„ÂȘ Ì·˜ ÁÈ· ÈÔ ÂÍÂȉÈÎÂ˘Ì¤Ó˜ ηÙËÁÔڛ˜ ÁÈ· ÙÔ ¤ÙÔ˜ 2008 ·Ó·Ì¤ÓÔÓÙ·È Ó· Â›Ó·È ÔÈ ·ÎfiÏÔ˘ı˜: ªÂÙ·¯ÂÈÚÈṲ̂ӷ ¢È·ÌÂÚ›ÛÌ·Ù· √ÈÎfi‰· ÂÎÙfi˜ fiÏÂˆÓ °Ú·Ê›· ÛÙËÓ §Â˘ÎˆÛ›· ¶·Ú·Ïȷο ÎÙ‹Ì·Ù· ¶ÏËÛ›ÔÓ ·Ú·Ï›·˜ ÎÙ‹Ì·Ù· æËÏÔ‡ ÎfiÛÙÔ˘˜ ηÙÔÈ˘ ª¤ÛÔ˘ ÎfiÛÙÔ˘˜ ηÙÔÈ˘

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

+15% +20% +20% +25% +30% +5% +10%

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∫ƒπ∆∏ƒπ∞ ∞°√ƒ∞™ ™∆∂°∏™ ∏ ÈÔ Î¿Ùˆ ÛÙ·ÙÈÛÙÈ΋, fiˆ˜ ¤¯ÂÈ ‰È·ÌÔÚʈı› ηÙfiÈÓ ¤Ú¢ӷ˜ ÛÙÔ ∏.µ., Â›Ó·È ÂÓ‰ÂÈÎÙÈ΋ ˆ˜ ·Ú·ı¤ÙÔ˘Ó ÔÈ ·ÁÔÚ·ÛÙ¤˜ ÙȘ ÚÔÙÂÚ·ÈfiÙËÙ˜ ÙÔ˘˜ ÁÈ· ·ÁÔÚ¿ ÛÙ¤Á˘. ∞fi 0-10 (ÙÔ ÈÔ ÛËÌ·ÓÙÈÎfi) ∆ÈÌ‹ ∆ÔÔıÂÛ›· ª¤ÁÂıÔ˜ ™Ù¿ıÌ¢ÛË ∫‹Ô˜ ∫·Ù¿ÛÙ·ÛË/¶ÔÈfiÙËÙ· ¶ÂÚÈ‚¿ÏÏÔÓ ∂ÓÂÚÁÂȷ΋ √ÈÎÔÓÔÌ›· ∏ÏÈΛ· ∫ÙÈÚ›Ô˘

: : : : : : : : :

8.5 8.3 7.5 7.0 6.7 6.2 6.3 4.2 4.5

∞°√ƒ∞ ∏ ∂¡√π∫π∞™∏; ∆Ô ·ÈÒÓÈÔ ÂÚÒÙËÌ· ÛÙÔ Î·Ù¿ fiÛÔ Û˘ÌʤÚÂÈ Ó· ·ÁÔÚ¿ÛÂÈ ¤Ó·˜ ÂÂÓ‰˘Ù‹˜ ¤Ó· ·Î›ÓËÙÔ, ·Ú¿ Ó· ÙÔ ÂÓÔÈÎÈ¿˙ÂÈ, ‰ÂÓ Â›Ó·È Â‡ÎÔÏÔ Ó· ··ÓÙËı›. ∏ ·¿ÓÙËÛË ÂÍ·ÚÙ¿Ù·È ·fi ÔÏÏÔ‡˜ ·Ú¿ÁÔÓÙ˜, fiˆ˜ ÔÈ È‰È·ÈÙÂÚfiÙËÙ˜ ÁÈ· ÊÔÚÔÏÔÁÈΤ˜ ÂÎÙÒÛÂȘ, Ô˘ ‰˘Ó·ÙfiÓ Ó· ‰È·Ê¤ÚÔ˘Ó ·fi ¿ÙÔÌÔ Û ¿ÙÔÌÔ Î·È ·fi ÂÙ·ÈÚ›· Û ÂÙ·ÈÚ›·, ÂÓÒ ÔÈ ÏfiÁÔÈ ÂÈÏÔÁ‹˜ Ó· ‰È·ÊÔÚÔÔÈÔ‡ÓÙ·È Î·Ù¿ ηÈÚÔ‡˜, ·Ó·ÙÚ¤ÔÓÙ·˜ ÙËÓ ·Ú¯È΋ ηı’ fiÏ· ÔÚı‹ ·fiÊ·ÛË. ™Â ·Ï¿ ı¤Ì·Ù·, fiˆ˜ .¯. ‰È·ÌÂÚ›ÛÌ·Ù·, Ë ÙÈÌ‹ ·ÁÔÚ¿˜ ÂÓfi˜ ‰È·ÌÂÚ›ÛÌ·ÙÔ˜ ÙˆÓ 2 ˘ÓÔ‰ˆÌ·Ù›ˆÓ, ¤ÛÙˆ, Á‡Úˆ ÛÙ˜ í110.000, ϤÔÓ ÌÂÙ·‚È‚·ÛÙÈο, º.¶.∞. ÎÏ = Û˘ÓÔÏÈÎfi ÔÛfi í130.000. ∆Ô ÂÓÔ›ÎÈÔ Ô˘ ı· ÏËÚÒÓÂÙÔ ÁÈ· Ù¤ÙÔÈÔ ‰È·Ì¤ÚÈÛÌ· Â›Ó·È Á‡Úˆ ÛÙȘ í350/Ì‹Ó· Î·È Ë ·fi‰ÔÛË Â› Ù˘ Â¤Ó‰˘Û˘ Â›Ó·È +-2.70%. ∞fi ÙÔ ÔÛÔÛÙfi ·˘Ùfi, Â¿Ó ·Ê·ÈÚÂıÔ‡Ó ÔÈ ÎÙËÌ·ÙÈÎÔ› ÊfiÚÔÈ, ÙȘ ÎÂÓ¤˜ ÂÚÈfi‰Ô˘˜, ÂȉÈÔÚıÒÛÂȘ Î·È Èı·Ó‹ ÌË ÏËڈ̋ ÂÓÔÈΛԢ ·fi ÙÔÓ ¤ÓÔÈÎÔ, ÌÂÈÒÓÂÙ·È Û Â›‰· +-2.5%. ∞fi ÙËÓ ¿ÏÏË, Â¿Ó ÏËÊı› ˘fi„Ë ÌÈ· ̤ÛË ·‡ÍËÛË ÙˆÓ ÙÈÌÒÓ ÒÏËÛ˘ Ù¤ÙÔÈˆÓ ÌÔÓ¿‰ˆÓ Ù˘ Ù¿Í˘ ÙÔ˘ 6%-10% (·fi ÙÒÚ· Î·È ÛÙÔ Ì¤ÏÏÔÓ) ÙÔÓ ¯ÚfiÓÔ, Ë Û˘ÓÔÏÈ΋ ·fi‰ÔÛË Â› Ù˘ Â¤Ó‰˘Û˘ Â›Ó·È Á‡Úˆ ÛÙÔ +-8%-9%, ÔÛÔÛÙfi ÈηÓÔÔÈËÙÈÎfi Ì ٷ ÛËÌÂÚÈÓ¿ ‰Â‰Ô̤ӷ. ø˜ ÂÎ ÙÔ‡ÙÔ˘, Ë ·ÁÔÚ¿ ÙÔ˘ ‰È·ÌÂÚ›ÛÌ·ÙÔ˜ Û˘ÌʤÚÂÈ. ∆·˘Ùfi¯ÚÔÓ·, ı· Ú¤ÂÈ Ó· ÏËÊı› ˘fi„Ë fiÙÈ Û ÂÚ›ÙˆÛË ‰È¿ıÂÛ˘ ÂÓfi˜ ÎÙ‹Ì·ÙÔ˜, ˘¿Ú¯ÂÈ Ë ÂÈ‚¿Ú˘ÓÛË Ì ¤ÍÔ‰· ÒÏËÛ˘ (.¯. ÌÂÛÈÙÈο/‰È·ÊËÌ›ÛÂȘ) Î·È ÊÔÚÔÏÔÁ›· (20% Â› ÙÔ˘ ΤډԢ˜). ø˜ ÂÎ ÙÔ‡ÙÔ˘ Ë ¯ÚÔÓÈ·›· ·‡ÍËÛË ÙÔ˘ 6%-10% (¤ÛÙˆ Â·‡ÍËÛË Û 5 ¯ÚfiÓÈ·) Ó· ÌËÓ Â›Ó·È Â› ¯ÚÔÓÈ·›·˜ ‚¿Û˘ +-6%-10%, ·ÏÏ¿ Á‡Úˆ ÛÙÔ 5%-8%.

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™ÙÔ ı¤Ì· fï˜ Ù˘ Â·ÁÁÂÏÌ·ÙÈ΋˜ ÛÙ¤Á˘ (ηٷÛÙ‹Ì·Ù·/ÁÚ·Ê›·/·Ôı‹Î˜ ÎÏ) ÙÔ ı¤Ì· Â›Ó·È ‰È·ÊÔÚÂÙÈÎfi. ∂Λ Ô ÂÓÔÈÎÈ·ÛÙ‹˜ ı· Ú¤ÂÈ Ó· ·Ó·ÏÔÁÈÛÙ› ÏfiÁˆ Ù˘ Â¤Ó‰˘Û˘, ÙËÓ ‰¤ÛÌ¢ÛË ÙˆÓ ¯ÚËÌ¿ÙˆÓ ÙÔ˘ Û ·ÁÔÚ¿ ·ÎÈÓ‹ÙÔ˘, ·Ú¿ ÙËÓ ¯Ú‹ÛË ÙÔ˘˜ ÛÙȘ ÂȯÂÈÚ‹ÛÂȘ ÙÔ˘. °ÓˆÛÙfi˜ ȉÈÔÎÙ‹Ù˘ ÔÏ˘Î·Ù·ÛÙËÌ¿ÙˆÓ, Ì·˜ ‰‹ÏˆÛÂ: "….. ÂÁÒ ‰ÂÓ ı¤Ïˆ Ó· ¤¯ˆ ȉÈfiÎÙËÙ· ·Î›ÓËÙ·, ‰ÈfiÙÈ Â¿Ó ÌÔÚÔ‡Û· Ó· Ù· ˆÏÔ‡Û· Î·È Ó· ·Ú·Ì›ӈ ̤۷ ˆ˜ ÂÓÔÈÎÈ·ÛÙ‹˜, ı· ÂÈÛ¤Ú·ÙÙ· ÂηÙÔÌ̇ÚÈ· ϛژ, ÔÈ Ôԛ˜ Î·È ı· ÌÔ˘ ·¤ÊÂÚ·Ó ÔÏÏ·Ï¿ÛÈ· ·fi ÙȘ ÂÌÔÚÈΤ˜ ÌÔ˘ ‰Ú·ÛÙËÚÈfiÙËÙ˜ ….". ∞˘Ù‹ Ë ·ÓÙ›ÏË„Ë (sale and lease back - ‰ËÏ·‰‹ ԇϷ Î·È ÂÓÔÈΛ·Û ›Ûˆ) Â›Ó·È Û˘ÓËıÈṲ̂ÓÔ Ê·ÈÓfiÌÂÓÔ ÛÙÔ Â͈ÙÂÚÈÎfi. ™ÙËÓ ∫‡ÚÔ fï˜ ·ÚÔ˘ÛÈ¿˙ÔÓÙ·È ‰‡Ô ·ÚÈ· ÚÔ‚Ï‹Ì·Ù·. ¶ÚÒÙÔ, Ô ÂȯÂÈÚËÌ·Ù›·˜ ‰ÂÓ ‚Ú›ÛÎÂÈ ¿ÓÙÔÙ ÂΛÓÔ Ô˘ ı¤ÏÂÈ Ó· ÂÓÔÈÎÈ¿ÛÂÈ Î·È ·Ó·Áο˙ÂÙ·È Ó· ÙÔ ·ÓÂÁ›ÚÂÈ Ô ›‰ÈÔ˜ (·ÛÊ·ÏÒ˜ ÌÈ· ηϋ ÂÓ·ÏÏ·ÎÙÈ΋ χÛË Â›Ó·È Ù· µ.√.∆. - ¤ÚÁ· Ô˘ ˘ÈÔıÂÙ› ÙÔ ∫Ú¿ÙÔ˜) Î·È ÙÔ ‰Â‡ÙÂÚÔ, fiÙÈ ¯ÚËÛÈÌÔÔÈ› ÙÔ ·Î›ÓËÙÔ ˆ˜ ¯¤ÁÁ˘Ô ÁÈ· ‰¿ÓÂÈÔ ÁÈ· ÙËÓ Âȯ›ÚËÛË. ∂Âȉ‹ ÛÙËÓ ∫‡ÚÔ Â›Ó·È Ôχ Ï›Á˜ ÔÈ ÂȯÂÈÚ‹ÛÂȘ Ô˘ ÌÔÚÔ‡Ó ÔÈ ¯ÚËÌ·ÙÔ‰fiÙ˜ Ó· ‚·ÛÈÛıÔ‡Ó ‚¿ÛÂÈ ÙˆÓ ÂÏÂÁÌ¤ÓˆÓ ÏÔÁ·ÚÈ·ÛÌÒÓ, Ù¤ÙÔȘ ÂȯÂÈÚ‹ÛÂȘ Ô˘ ‰ÂÓ ¤¯Ô˘Ó ‰Èο ÙÔ˘˜ ·Î›ÓËÙ· ÚÔ˜ ˘Ôı‹Î¢ÛË, Èı·ÓÒ˜ Ó· ¤¯Ô˘Ó Î·È Úfi‚ÏËÌ· ‰·ÓÂÈÛÌÔ‡. ∂›Û˘, Û fiÙÈ ·ÊÔÚ¿ ÂȯÂÈÚ‹ÛÂȘ ÛÙËÓ ∫‡ÚÔ, Â›Ó·È Û‡ÓËı˜ Ê·ÈÓfiÌÂÓÔ ÌÈ· Âȯ›ÚËÛË Ó· ÂÂÎÙ·ı› ÛÙÔ Ì¤ÏÏÔÓ Î·È ¤ÙÛÈ Ë ·ÁÔÚ¿ Û ¤Ó· .¯. ÁÚ·Ê›Ô, ı· ‰˘ÛÎÔϤ„ÂÈ ÙËÓ ÌÂÏÏÔÓÙÈ΋ ÙÔ˘ Â¤ÎÙ·ÛË, ‰ÈfiÙÈ Ô ·ÁÔÚ·ÛÙ‹˜ ı· Â›Ó·È ·Ó·ÁηṲ̂ÓÔ˜, ›Ù ӷ ÏËÚÒÛÂÈ ÙÔÓ Á›ÙÔÓ· ÁÈ· ·ÁÔÚ¿ (Ì ÈÔ „ËÏfi ÎfiÛÙÔ˜) ›Ù ӷ ˆÏ‹ÛÂÈ ÙÔ ÁÚ·ÊÂ›Ô ·˘Ùfi Î·È Ó· ·ÁÔÚ¿ÛÂÈ Î¿ÙÈ ÌÂÁ·Ï‡ÙÂÚÔ (·ÏÏ¿ Ì ¿ÌÔÏÏ· ı¤Ì·Ù· Ô˘ Û˘Ó‰¤ÔÓÙ·È Ì ÊÔÚÔÏÔÁ›Â˜ Î·È Ì ÙÔ ÎfiÛÙÔ˜ ÛÙȘ ÌÂÙ·ÎÈÓ‹ÛÂȘ). ∞Ó fï˜ Û˘ÁÎÚ›ÓÔ˘Ì ÙËÓ ·ÁÔÚ¿ ÂÓfi˜ ÌÔÓÙ¤ÚÓÔ˘ ÁÚ·Ê›Ԣ ÚÔ˜ ¤ÛÙˆ í1.500/Ù.Ì. Î·È ÙÔ ÂÓÔ›ÎÈÔ ÙÔ˘ ÚÔ˜ í6.0/Ù.Ì./Ì‹Ó·, Ë ·fi‰ÔÛË Â›Ó·È +-5% ÙÔÓ ¯ÚfiÓÔ. §·Ì‚¿ÓÔÓÙ·˜ ˘fi„Ë ÙȘ ÎÂÓ¤˜ ÂÚÈfi‰Ô˘˜ ÎÏ, Ë ·fi‰ÔÛË ÌÂÈÒÓÂÙ·È Û +4%. ¶Ï¤ÔÓ ÌÈ· ¯ÚÔÓÈ·›· ·‡ÍËÛË Ù˘ Ù¿Í˘ ÙÔ˘ 10%, Ë Û˘ÓÔÏÈ΋ ·fi‰ÔÛË Â›Ó·È Á‡Úˆ ÛÙ· +-14% ÙÔÓ ¯ÚfiÓÔ Î·È ¿ÏÈÓ ÈηÓÔÔÈËÙÈ΋ ·fi‰ÔÛË Ô˘ Û˘ÓËÁÔÚ› ÛÙËÓ ·ÁÔÚ¿. ∞ÛÊ·ÏÒ˜ Ë Û˘ÓÔÏÈ΋ ·fi‰ÔÛË (ÂÓÔ›ÎÈÔ+˘ÂÚ·Í›·) ı· ‚ÔËı‹ÛÂÈ ÙËÓ Ù¿ÛË ÁÈ· ·ÁÔÚ¿ ·Ú¿ ÁÈ· ÂÓÔÈΛ·ÛË Î·È ı· ÌÂÈÒÛÂÈ ÙÔ˘˜ ·ÁÔÚ·ÛÙ¤˜ ÁÈ· ÂÓÔÈΛ·ÛË. ¶·ÚfiÏÔ ÙÔ‡ÙÔ˘ ‰ÂÓ ÌÔÚ› ηӤӷ˜ Ó· Â›Ó·È ·fiÏ˘ÙÔ˜ ÁÈ· ÔȘ ·fi ÙȘ ‰‡Ô ÂÈÏÔÁ¤˜ Ó· ÂÈϤÍÂÈ, ÚfiÛıÂÙ·, ·ÛÊ·ÏÒ˜, ÙÔ˘ ÚÔÛˆÈÎÔ‡ ·ÈÛı‹Ì·ÙÔ˜ "Ó· ¤¯ÂȘ οÙÈ ‰ÈÎfi ÛÔ˘".

"∫À¶ƒπ∞∫∂™ "∂¶∂¡¢À™∂π™/ ∂∫∆√™ ∫À¶ƒ√À ¢ÂÓ ·ÔÙÂÏ› ·ÓÙÈΛÌÂÓÔ Ù˘ ·ÚÔ‡Û˘ ÌÂϤÙ˘ ÙÔ ÎÂÊ¿Ï·ÈÔ ·˘Ùfi, ·ÏÏ¿ Â›Ó·È ‰Â‰Ô̤ÓÔ fiÙÈ ˘¿Ú¯ÂÈ ÌÈ· Ù¿ÛË ÁÈ· ÂÂÓ‰‡ÛÂȘ Û ·Î›ÓËÙ· ÂÎÙfi˜ ∫‡ÚÔ˘. ∞fi ÙÔ ·Ú·‰ÔÛÈ·Îfi §ÔÓ‰›ÓÔ, Ô ∫‡ÚÈÔ˜ ÂÂÓ‰˘Ù‹˜ ÌÂÙ·ÎÈÓ‹ıËΠ۠οÔÈÔ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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‚·ıÌfi Û ‰È·ÌÂÚ›ÛÌ·Ù· ÛÙËÓ ∞ı‹Ó· (Â›Ó·È Ì¿ÏÏÔÓ Ù˘ Ìfi‰·˜) Î·È ÙÒÚ· ÛÙË µÔ˘ÏÁ·Ú›· Î·È ƒÔ˘Ì·Ó›· (ÔÈÎfi‰·/ÁË/·Ï·È¿ ÎÙ›ÚÈ· ÚÔ˜ ·Ó·Î·-Ù·Û΢‹). ™›ÁÔ˘Ú· ÔÈ ÙÂÏÂ˘Ù·›Â˜ ‰‡Ô ¯ÒÚ˜ ¤‰ÂÈÍ·Ó ÌÈ· οıÂÙË ·‡ÍËÛË ÛÙπ˜ ÙÈ̤˜, ÂÓÒ Ë ¤ÓÙ·ÍË ÙÔ˘˜ ÛÙËÓ ∂˘Úˆ·˚΋ ã∂ÓˆÛË (1/2007) Î·È Ë Î·Ù’ Â¤ÎÙ·ÛË ÂÍ·ÛÊ¿ÏÈÛË ÙˆÓ ÂÂÓ‰‡ÛÂˆÓ ÚÔÛı¤ÙÂÈ ÛÙËÓ fiÏË ÂÏ΢ÛÙÈÎfiÙËÙ·. ∆· ÔÛÔÛÙ¿ Ù˘ ·fi‰ÔÛ˘ ÛÙ˜ ¯ÒÚ˜ ·˘Ù¤˜ ÙÔ˘ ÚÒËÓ ∞Ó·ÙÔÏÈÎÔ‡ ™˘Ó·ÛÈÛÌÔ‡, Â›Ó·È ÙÒÚ· Ù˘ Ù¿Í˘ ÙÔ˘ 20%-30% ÙÔÓ ¯ÚfiÓÔ ÛÙË ƒÔ˘Ì·Ó›· Î·È 30%-50% ÛÙË µÔ˘ÏÁ·Ú›·. ™›ÁÔ˘Ú·, fï˜, ¯ÚÂÈ¿˙ÂÙ·È Ë ··ÈÙÔ‡ÌÂÓË ·˘ÍË̤ÓË ÂÁÚ‹ÁÔÚÛË, Ë ÔÔ›· ı· Ú¤ÂÈ Ó· ıˆÚÂ›Ù·È ‰Â‰Ô̤ÓË, ‰ÈfiÙÈ "ÏËÚÔÊÔÚÔ‡ÌÂı·" Â‰Ò ÛÙËÓ ∫‡ÚÔ ÙȘ ‰È¿ÊÔÚ˜ ÈÛÙÔڛ˜ ÂÈÙ˘¯›·˜ ¯ˆÚ›˜ Î·Ó ÌÈ· ÂÚ›ÙˆÛË ·ÔÙ˘¯›·˜. À¿Ú¯Ô˘Ó Î·È ¿ÌÔÏϘ ·ÔÙ˘¯›Â˜, ÎÔÌ›Ó˜ Î·È Ï¿ıË Û ٛÙÏÔ˘˜, Ë ÂÎÙÂٷ̤ÓË ‰È·ÊıÔÚ¿ Î·È Ë ‡·ÚÍË Ù˘ "Ì·Ê›·˜" ÛÙË µÔ˘ÏÁ·Ú›·, ÂÓÒ Ë "·Î·Ù·ÓfiËÙË Î·Ù¿ÛÙ·ÛË Ù˘ ȉÈÔÎÙËÛ›·˜" (›‰Â Sunday Times) ‰ÂÓ Ú¤ÂÈ Ó· ·ÁÓÔËı›. ∂Ó ¿ÛÂÈ fï˜ ÂÚÈÙÒÛÂÈ, Ë Ù¿ÛË ·˘Ù‹ ÙˆÓ Í¤ÓˆÓ ÂÂÓ‰‡ÛÂˆÓ ‰ÂÓ ÂËÚ¿˙ÂÈ Î·È Ô‡Ù ·Ó·Ì¤ÓÂÙ·È Ó· ÂËÚ¿ÛÂÈ ÙȘ ∫˘ÚȷΤ˜ ÂÂÓ‰‡ÛÂȘ Û ÌÂÁ¿ÏÔ ‚·ıÌfi, ‰ÈfiÙÈ ·ÔÙÂÏÔ‡Ó Ôχ ÌÈÎÚfi ÔÛÔÛÙfi ÙˆÓ ‰Ú·ÛÙËÚÈÔÙ‹ÙˆÓ ÙˆÓ ∫‡ÚÈˆÓ ÂÂÓ‰˘ÙÒÓ.

∂¶π∫ƒ∞∆√À™∂™ ∆πª∂™ 2005+2006+2007 ™·˜ ·Ú·ı¤ÙÔ˘Ì ÙȘ ÈÔ Î¿Ùˆ ÂÓ‰ÂÈÎÙÈΤ˜ ÙÈ̤˜ ·Ó¿ ÂÚÈÔ¯‹ Ô˘ Û›ÁÔ˘Ú· ‰›‰ÔÓÙ·È ˆ˜ Ù¤ÙÔȘ. À¿Ú¯Ô˘Ó ÌÂÁ¿Ï˜ ‰È·ÊÔÚÔÔÈ‹ÛÂȘ ÌÂٷ͇ ηÈÓÔ‡ÚÁÈˆÓ Î·È ·ÏÈÒÓ ÌÔÓ¿‰ˆÓ, ‰È·ÊÔÚÔÔÈ‹ÛÂȘ ·Ó¿ÏÔÁ· Ù˘ ÙÔÔıÂÛ›·˜, Ù˘ËÏÂÎÙÚÔÌ˯·ÓÔÏÔÁÈ΋˜ ÔÈfiÙËÙ·˜, ÙÔ˘ ÌÂÁ¤ıÔ˘˜ Î·È ÔÈfiÙËÙ·˜ ηٷÛ΢‹˜ Ù˘ ÔÈÎÔ‰ÔÌ‹˜, Ù˘ ‡·Ú͢ ‹ ÌË Ù›ÙÏÔ˘, Ù˘ ÔÈfiÙËÙ·˜ ÙÔ˘ ¿ÌÂÛÔ˘ ÂÚÈ‚¿ÏÏÔÓÙÔ˜ ÎÏ. ¡· ÛËÌÂȈı› Â‰Ò fiÙÈ ÔÈ ÈÔ Î¿Ùˆ ÙÈ̤˜ ·Ó·Ê¤ÚÔÓÙ·È Û ηÈÓÔ‡ÚÁȘ ÌÔÓ¿‰Â˜ (ηÙÔÈ˘/‰È·ÌÂÚ›ÛÌ·Ù·). °È· ·Ï·ÈfiÙÂÚ˜ ÌÔÓ¿‰Â˜ ˘¿Ú¯ÂÈ ÌÈ· Ì›ˆÛË Ù˘ Ù¿Í˘ ÙÔ˘ 15%-25% ÂÍ·ÚÙÒÌÂÓÔ ·fi ÙËÓ ËÏÈΛ·, ηٿÛÙ·ÛË Î·È ÙÔÔıÂÛ›· ÙÔ˘ ·ÎÈÓ‹ÙÔ˘. ∂›Ó·È fï˜ ‰Â‰Ô̤ÓÔ (ÂÎÙfi˜ ·fi ÔÚÈṲ̂Ó˜ ÂÍ·ÈÚ¤ÛÂȘ) fiÙÈ "ÌÂÙ·¯ÂÈÚÈṲ̂Ó˜" ÌÔÓ¿‰Â˜ ¤¯Ô˘Ó ÌÈ· ÌÂȈ̤ÓË ·Í›· Ì ÂΛӘ ÙˆÓ Î·ÈÓÔ‡ÚÁÈˆÓ ÌÔÓ¿‰ˆÓ. ∏ ‰È·ÊÔÚ¿ ·˘Ù‹ ÛÙ˜ ÙÈ̤˜ ‚Ú›ÛÎÂÙ·È ˘fi Ù¿ÛË ÛÌ›ÎÚ˘ÓÛ˘ (Î·È ÏfiÁˆ ·ÏÏ·Á‹˜ ÓÔÔÙÚÔ›·˜ Î·È ÏfiÁˆ ÙˆÓ Ôχ ÈÔ „ËÏÒÓ ÙÈÌÒÓ Î·È ·Ó˘·ÚÍ›·˜ Ù›ÙÏˆÓ ÁÈ· ηÈÓÔ‡ÚÁȘ ÌÔÓ¿‰Â˜). ™ÙÔ ı¤Ì· ηÈÓÔ‡ÚÁÈ·˜ Î·È ·Ï·È¿˜ ÌÔÓ¿‰·˜, Û Ôχ ÁÂÓÈΤ˜ ÁÚ·Ì̤˜ Û·˜ ·Ú·ı¤ÙÔ˘Ì ٷ ÈÔ Î¿Ùˆ:

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∫∞π¡√Àƒ°π√ ¢È·Ì¤ÚÈÛÌ· ∫·ÙÔÈΛ· ∂ÍÔ¯ÈÎfi °Ú·Ê›· ∫·Ù·ÛÙ‹Ì·Ù· •ÂÓԉԯ›· ∂ÚÁÔÛÙ¿ÛÈ·

¶∞§∞π√/ª∂∆∞Ã∂πƒπ™ªŒ¡√ -25%-30% -15%-25% -15%-20% -10%-15% -5% -15% -5%-10%

§∂À∫ø™π∞ √π∫√¶∂¢∞ ∫¤ÓÙÚÔ ∞ÎÚfiÔÏË/ÛÏÙÔÓ ¢·ÛÔ‡ÔÏË ™ÙÚfi‚ÔÏÔ˜ ∞ÁÏ·ÓÙ˙È¿ §·ÙÛÈ¿ ƒπ∫ °.™.¶. ∞Ú¯¿ÁÁÂÏÔ˜ ã∂ÁΈÌË ª·Î‰ÔÓ›ÙÈÛÛ· ¡‹ÛÔ˘ ¢¿ÏÈ ∞Á›· µ·Ú‚¿Ú· ∏ÏÈÔ‡ÔÏË ∆Û¤ÚÈ °¤ÚÈ æËÌÔÏfiÊÔ˘ §·Î·Ù¿ÌÈ· ¢Â˘ÙÂÚ¿ ∞ÓıÔ‡ÔÏË ã∞ÁÈÔ˜ ¢Ô̤ÙÈÔ˜ ∫·˚Ì·ÎÏ› ã∞ÁÈÔ˜ ¶·‡ÏÔ˜ ã∞ÁÈÔ˜ ∞Ó‰Ú¤·˜ ¶·ÏÏÔ˘ÚÈÒÙÈÛÛ· ¶·ÓÂÈÛÙ‹ÌÈÔ ∫ÔÎÎÈÓÔÙÚÈÌÈıÈ¿ ∂ÚÁ¿Ù˜ ¶¤Ú· ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

2005 ∆πª∏ í/∆.ª. 650-1000 430-480 360-390 320-330 190-200 135-160 360-380 245-270 190-210 270-280 160-200 85-90 85-90 --125-130 85-90 90-95 85-90 215-220 100-100 130-135 ----------------------------

2006 ∆πª∏ í/∆.ª. 2007 ∆πª∏ í/∆.ª. 800-1300 480-600 430-450 330-380 230-320 180-210 450-480 250-270 270-300 380-430 240-280 95-110 95-110 90-110 165-185 100-110 115-130 110-115 290-310 115-125 160-170 160-200 150-170 160-200 430-480 250-300 230-260 130-150 100-110 80-90

1000-1500 600-650 490-515 380-400 380-410 290-310 550-650 350-400 310-320 450-485 300-330 180-190 180-190 130-140 300-315 250-300 250-300 180-200 300-315 250-270 290-310 350-400 300-320 350-400 500-520 300-340 330-360 190-200 125-135 110-120

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∫∞π¡√Àƒ°π∞ ¢π∞ª∂ƒπ™ª∞∆∞

∫¤ÓÙÚÔ ∞ÎÚfiÔÏË ™ÙÚfi‚ÔÏÔ˜ §·Î·Ù¿ÌÈ· ã∂ÁΈÌË ∞ÁÏ·ÓÙ˙È¿ §·ÙÛÈ¿ °¤ÚÈ

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í/∆.ª.*

∫∞∆√π∫π∂™ í/∆.ª.*

2005

2006

2007

2005

2006

2007

1000 950 900 850 850 900 850 ------

1200 1050 1000 950 1000 1000 950 900

1500 1.150 1.100 1.050 1.100 1.100 1.050 950

1200 1200-1500 900-1100 700-900 700-800 700-800 700-800 ----

1500 1500-1800 1300-1400 1000-1100 1000-1100 1000-1100 1000-1100 900

2.000 1.800-2.000 1.500-1.600 1.150-1.200 1.150-1.200 1.150-1.200 1.150-1.200 1.000-1.100

* ∆· Ù.Ì. ÂÚÈÏ·Ì‚¿ÓÔ˘Ó Î·Ï˘Ì̤Ó˜ ‚ÂÚ¿ÓÙ˜ Î·È ·Ó·ÏÔÁ›· ÎÔÈÓÔ¯Ú‹ÛÙˆÓ ·Ó¿ fiÚÔÊÔ. ∆Ô º.¶.∞. ‰ÂÓ ÂÚÈÏ·Ì‚¿ÓÂÙ·È. °ƒ∞º∂π∞ (HIGH TECH) ∫¤ÓÙÚÔ ∂ÎÙfi˜

∫∞∆∞™∆∏ª∞∆∞ ∫¤ÓÙÚÔ ¶ÂÚÈʤÚÂÈ· ∫¤ÓÙÚÔ˘ ¶ÂÚÈʤÚÂÈ· ¶ÂÚ›¯ˆÚ·

í/∆.ª. 2005 1200 1200

í/∆.ª. 2005 4500-5000 2500-3000 1500-2000 800

í/∆.ª. 2006 1500 1300

í/∆.ª. 2007 1800 1500

í/∆.ª. 2006 4500-5000 3000-4000 1500-2000 800-1000

í/∆.ª. 2007 4500-6000 ›‰ÈÔ ›‰ÈÔ ›‰ÈÔ

¶ÈÔ ·Ó·Ï˘ÙÈο ·Ú·ı¤ÙÔ˘Ì ٷ ·ÎfiÏÔ˘ı·: (›‰È· Â›‰· 2006+2007) §‹‰Ú· ª·Î·Ú›Ô˘ ™Ù·ÛÈÎÚ¿ÙÔ˘˜ °Ú. ¢ÈÁÂÓ‹ ∂˘·ÁfiÚÔ˘ ∫¤ÓÓÂÙ˘ §ÂˆÊ. ¡›Î˘ §ÂˆÊ. ∫ÂÚ‡ÓÂÈ·˜ ∆ÛÂÚ›Ô˘ ™Ù·Û›ÓÔ˘ ∞ı·Ï¿ÛÛ˘

34

í2.500-í3.700/Ù.Ì. í4.500-í6.000/Ù.Ì. í3.000-í3.500 í2.000-í3.000 í2.000-í3.000 í2.000-í2.500 í2.000-í2.500 í1.200-í1.500 í1.000-í1.200 í2.000-í2.500 í2.800-í3.200

í15-í20 ÂÓÔ›ÎÈÔ Ù.Ì./Ì‹Ó· í30-í40/Ù.Ì. í22-í25/Ù.Ì. í15-í20 í15-í20 í12-í15 í12-í15 í10-í12 í7-í8 í10-í15 í12-í15

a.loizou booklet 2008MEL

23/07/2008

Ãøƒ∞ºπ∞

11:36

Page 35

í/∆.ª. 2005

í/∆.ª. 2006

í/∆.ª. 2007

¶ÂÚÈʤÚÂÈ· ÂÚÈÔ¯ÒÓ ·Ó¿Ù˘Í˘. °ÂˆÚÁÈο Ì οÔȘ ÚÔÔÙÈΤ˜

35-40

55-75

∫·ı·Ú¿ ÁˆÚÁÈο µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù· √ÈÎÈÛÙÈο ÎÙ‹Ì·Ù· ∂ÌÔÚÈο ÎÙ‹Ì·Ù·

12-20 40-115 75-100 150-200

35-45 (ÙÔÈο Û¯¤‰È·) 15-25 50-150 90-130 200-250

30-40 90-300 150-220 300-400

í/∆.ª. 2005 500-600

í/∆.ª. 2006 550-650

í/∆.ª. 2007 600-650

400-500

430-520

480-570

∆πª∏ í/∆.ª. 2005

∆πª∏ í/∆.ª. 2006

∆πª∏ í/∆.ª. 2007

250-300. 180-230 160-180 140-160 100-130 200-250 90-110 130-150 130-150 140-160 170-200

300-400 250-350 200-250 150-180 130-160 250-350 120-140 130-160 150-180 180-220 180-220

450-600 400-600 350-450 200-320 180-250 350-450 170-250 200-300 200-300 250-350 200-400

1000 -------------

1200-1300 120-220 110-130 110-150 110-150

1.300-1.600 200-350 120-150 120-150 150-250

180-250 250-330 120-150 190-200

250-450 350-500 200-250 220-300

∞¶√£∏∫∂™/ ∂ƒ°√™∆∞™π∞ ¶ÏËÛ›ÔÓ §Â˘ÎˆÛ›·˜ ª·ÎÚÈÓ¤˜ ·ÔÛÙ¿ÛÂȘ (10 ¯ÏÌ.)

§∂ª∂™√™ √π∫√¶∂¢∞ ∫¤ÓÙÚÔ ¡Â¿ÔÏȘ ª¤Û· °ÂÈÙÔÓÈ¿ ∞Á. ∞ı·Ó¿ÛÈÔ˜ ãÀ„ˆÓ·˜ °ÂÚÌ·ÛfiÁÂÈ· ∫ÔÏfiÛÛÈ ∞Á. º‡Ï· ¶ÔÏÂÌ›‰È· §Â˘ÎÔı¤· ¶·Óı¤· ¶·Ú·ÏÈ·Îfi ª¤ÙˆÔ (Ô‰fi˜ ∞Ú·Ô‡˙Ô˘) ã∞ÁÈÔ˜ ∆‡¯ˆÓ·˜ ¶‡ÚÁÔ˜ ¶·ÚÂÎÏËÛÈ¿ ªÔ˘ÙÙ·Áȿη

∂οÏË ∫ÔÏÔ‡ÌÈ· ¶·Ï҉ȷ ∑·Î¿ÎÈ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

-------------

35

a.loizou booklet 2008MEL

23/07/2008

11:36

2005 750-850

í/∆.ª. 2006 850-1000

2007 1200

800-900 750-850 750-850 800-850 800-850 750-850 800-1000 1000-2000 1300-1600 1000-1100 800-900 1200-1400

900-1100 900-1000 850-1000 900-1100 900-1000 850-1000 1000-1200 1200-2000 1300-1800 1100-1200 900-1000 1300-1800

1200-1500 1200 1200 1500 1200-1300 1100 1500 1500-2300 1500-2500 1500-2300 1200 1500-2000

2005 ∫ÂÓÙÚÈΤ˜ ¶ÂÚÈÔ¯¤˜ -----900-1000 900-1000 1000-1200 900-1000 800-900 1000-1200 1200-1500 1300-1500 1000-1100 900-1000 1200-1500

2000-2700

2.500-3.500

3500-5000

2500-3500

¢π∞ª∂ƒπ™ª∞∆∞ ∫¤ÓÙÚÔ ¡Â¿ÔÏȘ ª. °ÂÈÙÔÓÈ¿ ∞Á. ∞ı·Ó¿ÛÈÔ˜ ¶·Óı¤· ∆Û›ÚÂÈÔ ∞Á. º‡Ï· °ÂÚÌ·ÛfiÁÂÈ· ∆Ô˘ÚÈÛÙÈο ∞Á. ∆‡¯ˆÓ·˜ ∞Á. ∞ı·Ó¿ÛÈÔ˜ ªÔÓ‹ ªÔ˘ÙÙ·Áȿη ∂› Ù˘ ¶·Ú·Ï›·˜

∫∞∆√π∫π∂™ í/∆.ª. 2006

2007

------

------

1000-1200 1000-1200 1100-1250 1000-1200 900-1000 1100-1300 1300-1600 1400-1600 1100-1200 1000-1200 1300-1600

1200-1500 1200-1500 1200-1500 1200-1500 1000-1300 1200-1600 2000-3500 2000-3500 1300-1600 1200-1400 1500-2000

5.000

6.000-7.000

°ƒ∞º∂π∞

∆πª∏ í/∆.ª. 2005

∆πª∏ í/∆.ª. 2006

∆πª∏ í/∆.ª. 2007

¶·ÏÈ¿ fiÏË ¢ÈηÛÙ‹ÚÈ· ¡Â¿ÔÏȘ ¶·Ú·ÏÈ·Îfi˜ ‰ÚfiÌÔ˜

600-700 1000-1100 700-800 1100-1300

700-800 1100-1300 850-1100 1200-1500

1000-1100 1500-1700 1200-1500 1800-2200

∫∞∆∞™∆∏ª∞∆∞

36

Page 36

∆πª∏ í/∆.ª.2005 ∆πª∏ í/∆.ª.2006 ∆πª∏ í/∆.ª.2007

∫¤ÓÙÚÔ ¶ÂÚÈʤÚÂÈ· ∫¤ÓÙÚÔ˘ ¶ÂÚÈʤÚÂÈ· ¶·Ú·ÏÈ·Îfi˜ ‰ÚfiÌÔ˜ ∆Ô˘ÚÈÛÙÈΤ˜ ÂÚÈÔ¯¤˜ §ÈÓfiÂÙÚ· ª·Î·Ú›Ô˘ ¶¿ÊÔ˘ ∫ÔÏˆÓ·Î›Ô˘

2000-3000 800-1200 600-850 2000-2500 1500-2300 -----------------

ƒ‹Á· ºÂÚ·›Ô˘ 28˘ √ÎÙˆ‚Ú›Ô˘ ∞ÓÂÍ·ÚÙËÛ›·˜ °ÂÚÌ·ÛfiÁÂÈ·/Galatex

-----------------

2300-3300 900-1300 700-900 2200-2500 1700-2500 1500-2500 1200-2500 1000-1200 1500-2500

3300-4000 1500-2000 1100-1300 2500-3000 2500-4000 3000-4000 2500-3500 1500-2000 3000-4000

1300-1500 2200-2800 3000-3300 2000-2500

1500-2000 2500-3200 3300-4000 2500-3000

a.loizou booklet 2008MEL

23/07/2008

11:36

Ãøƒ∞ºπ∞

í/∆.ª.2005

í/∆.ª.2006

í/∆.ª.2007

40-í60

50-80

60-90

12-20 6-í10 50-120 50-80 100-160

15-22 8-15 60-150 60-120 120-200

20-30 8-20 100-250 70-150 200-350

¶ÂÚÈʤÚÂÈ· ÂÚÈÔ¯ÒÓ ·Ó¿Ù˘Í˘ °ÂˆÚÁÈο Ì οÔȘ ÚÔÔÙÈΤ˜ ∫·ı·Ú¿ ÁˆÚÁÈο µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù· √ÈÎÈÛÙÈο ÎÙ‹Ì·Ù· ∂ÌÔÚÈο ÎÙ‹Ì·Ù· ∞¶√£∏∫∂™ ∂ƒ°√™∆∞™π∞ ¶ÏËÛ›ÔÓ §ÂÌÂÛÔ‡ ª·ÎÚÈÓ¤˜ ·ÔÛÙ¿ÛÂȘ (10 ¯ÏÌ.)

Page 37

í/∆.ª.2005 400-500

í/∆.ª.2006 450-600

350-450

400-450

í/∆.ª.2007 600-750 500-550

§∞ƒ¡∞∫∞ √π∫√¶∂¢∞ í/Ù.Ì.

√π∫π™∆π∫∞ í/Ù.Ì.

∆√Àƒπ™∆π∫∞ í/Ù.Ì.

¢π∞ª∂ƒπ™ª∞∆∞ í/Ù.Ì.

∫∞∆√π∫π∂™ í/Ù.Ì.

°ƒ∞º∂π∞ í/Ù.Ì.

2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 ∫¤ÓÙÚÔ

300 - 350 500

650

750-

----

----

----

1000

700 - 700- 1250- 1200- 1200- 15001000 1000 1750 ----

----

---- 2000

750

950- 1200

850 1200 1500

1500 1500

1400 1750 ºÔÈÓÈÎÔ‡‰Â˜

----

----

2000 2250 3500 2500- 3500 2500- 3500----

----

----

----

----

950- 1250 1000 1000 1200

800

----

----

---- 4500

3500 3500 ---4000 º·ÓÂڈ̤ÓË

300

400

675

----

----

----

750-

1000- 1250 1500-

----

900 1000

---- 1500 1000 1200 1250

1200 1400 ¢ÚÔÛÈ¿ ¡ÔÛÔÎÔÌ›Ô

230

300

500

230

300 -

350

600

500

135

155 -

300-

230

350

230 -

300-

280

385

-------

-------

-------

650-

850- 1000

850-

850- 1250- 700-

750-

900-

750 1000 1350 1000 1250 1350

800

750- 850- 1000 1000 1000 1250

----

----

----

----

----

----

----

----

----

850 1000 1350

----

850 1000

---- 1350

1200 1300 °.™.∑./ µÂÚÁ›Ó· µÂÚÁ›Ó· ∫·Ì¿Ú˜

195

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

----

----

----

650 - 750800

----

----

----

950

950- 1000

750-

750- 850 1000- 800850

850- 1000-

900 1200 1250 950- 1250

950 1250 1000 1250 1350

37

a.loizou booklet 2008MEL

√π∫√¶∂¢∞ í/Ù.Ì.

23/07/2008

√π∫π™∆π∫∞ í/Ù.Ì.

11:36

∆√Àƒπ™∆π∫∞ í/Ù.Ì.

Page 38

¢π∞ª∂ƒπ™ª∞∆∞ í/Ù.Ì.

∫∞∆√π∫π∂™ í/Ù.Ì.

°ƒ∞º∂π∞ í/Ù.Ì.

2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 ∆ÛÈ·ÎÎÈÏÂÚfi ∞Ú·‰›Ô˘

135 155

195 195

300 300-

-------

-------

-------

350 ¢ÚÔÌÔÏ·ÍÈ¿ ∞ÏÂıÚÈÎfi ª·˙ˆÙfi˜

96 86 86

135 135 125

230 250

-------

175- 250

∫›ÙÈ ¶ÂÚ‚fiÏÈ·

135 - 135 -

300-

250

250

350

115

135

300

135

155

-------

750-

750- 850-

850

950 1000

----

----

750 - 750-

300- 250

135 - 155 -

300- 300

299

350

750- 750-

750- 850

600

850

900

950 900

115

135 -

250- 300

650

850

550

750- 700-

750

850

800

900- 1000

290 385-

650-

700-

950-

750-

850- 1250-

450

850

900 1000 1200 1250 1500

----

650 - 650-

----290

----

950- 700-

650 - 650- 900-

750-

850- 900-

750

900

950 1000

385 - 750 - 750- 1000- 750-

950- 1000-

350 400-

850 1000

135-

350

750 - 750-

400 - 750- 850-

∑‡ÁÈ

76 86

∞ıˤÓÔ˘

86

115 150 135-

----

----

----

300 250 ----

155 ª·Î¤Ó˙˘

300

450500

38

650- 700- 1000 850

900 1250

----

----

----

----

----

----

----

----

----

----

----

----

----

----

----

----

----

----

900- 800- 1000- 1250-

----

----

----

----

----

----

----

----

----

2000 3000

900- 850-

850- 1000-

450 1000 1200 1350- 1200 1200 1500 ---

175 ã∞ÁÈÔ˜ £Âfi‰ˆÚÔ˜

----

950 1000 1250 1000 1250 1350

1500 86

----

450 1000 1000 1350 1200 1200 2000-

350 √ÚÌ‹‰ÂÈ·

850- 950-

----

900 1250 1000 1250 1350

1200 1500 ¶‡Ï·

950-

700

450

165

900-

500 - 550-

800 ----

900- 850-

950 1000 1000 1200 1250

650

----

----

850

500-

350 √ÚfiÎÏÈÓË

850 950

850

200 §ÂÈ‚¿‰È·

600 - 650 650

400

700

800

700

800

850 1000

----

350 ----

----

750

900

900

950-

1250-

1000

1500

950-

1250-

1000

1500

----

800900

----

2000 3000

650 - 650- 800

850- 10001000 1500

----

----

900 1000

----------

----

----

a.loizou booklet 2008MEL

23/07/2008

11:36

∫∞∆∞™∆∏ª∞∆∞ °Ú. ∞˘ÍÂÓÙ›Ô˘ ª·Î·Ú›Ô˘ ∂ÚÌÔ‡ ∫·ÏÔÁÂÚ¿ ∑. ∫ÈÙȤˆ˜ ºÔÈÓÈÎÔ‡‰Â˜ ¢ÚfiÌÔ˜ ¢ÂΤÏÂÈ·˜ ™ÙÚ. ∆ÈÌ¿ÁÈ·

Page 39

∞•π∞/∆.ª.

∂¡√π∫π√ ∆.ª./ª∏¡∞

2006

2007

2006

í2.000 í2.500 í2.500 í1.800 í2.500 í5.000 í1.500 í2.000

2.000 í2.800 í2.800 í1.800 í2.800 í5.000 í1.500 í2.500

í12 í15 í15 í12 í15 í20 í12 í12-í15

Ãøƒ∞ºπ∞

2007 ÿ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ ãπ‰ÈÔ

í/∆.ª.

í/∆.ª.

°ÂˆÚÁÈο Ì οÔȘ ÚÔÔÙÈΤ˜ ∫·ı·Ú¿ ÁˆÚÁÈο µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù· √ÈÎÈÛÙÈο ÎÙ‹Ì·Ù· ∂ÌÔÚÈο ÎÙ‹Ì·Ù·

2005 20 8-10 30-45 45-110 200+

2006 25 11-í12 45-60 60-135 400-500

2007 35 í15-18 í75-95 125-200 450-650

∞¶√£∏∫∂™/∂ƒ°√™∆∞™π∞

í/∆.ª.

í/∆.ª.

í/∆.ª.

¶ÏËÛ›ÔÓ §¿Úӷη˜ ª·ÎÚÈÓ¤˜ ·ÔÛÙ¿ÛÂȘ

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

í/∆.ª.

2005

2006

2007

400-500 300-400

500-600 400-500

550-650 450-550

39

a.loizou booklet 2008MEL

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11:36

Page 40

¶∞º√™ √π∫√¶∂¢∞ í/Ù.Ì.

í/Ù.Ì.

°ƒ∞º∂π∞ í/Ù.Ì.

∫∞∆√π∫π∂™ í/Ù.Ì.

¢π∞ª∂ƒπ™ª∞∆∞ í/Ù.Ì.

2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 ∫¤ÓÙÚÔ

300-

350- 500- 1500 1.500 1800 1200 1.400 1500

400

450

600

1.600

850 1.000 1500 1000 1.100

°‡Úˆ ÙÔ˘ ∫¤ÓÙÚÔ˘

250

250- 300

1300 1.300- 1500 1200 1.400 1500

270 ¶ÂÚÈʤÚÂÈ·

200

220

900 1.000 1200

1.400 250

1100 1.200- 1300 1100 1.300 1400

900 1.000 1200

1.300 ∫. ¶¿ÊÔ˜ (ÂÚÈÔ¯‹) 200

220

280

1100 1.200- 1.300 1100- 1.200- 1400- 1000- 1.200- 1500 1.300

--- 1.500 1600 1200 1.400 1300

¶¤ÁÂÈ· ÃÏÒڷη

160-

180- 200

180

200

150

150- 180

---

---

1300 1.400- 1500- 1100- 1.200- 1500

---

1100 1.200- 1300- 1150 1.200 1300

--- 1.600 2000 1250 1.300 ---

180

--- 1.400 1600 1300

ªÂÛfiÁË ∫ÔÓÈ¿

150

150- 180

---

180

---

160-

180

180

200

250

---

---

950- 1.100- 1200 900 1.000 1200 1150 1.200

---

1150 1.300- 1500 1000- 1.200- 1400 --- 1.500

1100 1.300

1350 ¶fiÏȘ

140

150

160

---

§·ÙÛ›

---

---

---

---

∆¿Ï·

160

160- 200

---

---

1200 1.300- 1500 950- 1.000- 1400 1.500

1150 1.200

1300 1.500- 1800- 1000- 1.200- 1500 1.600 2.000 1200 1.500 ---

180

1250- 1.300- 1500 1000- 1.200- 1400 --- 1.500

1100 1.300

1400 ã∂Ì·

150

170- 200

---

---

180 °ÂÚÔÛ΋Ô˘

160

200

950- 1.100- 1.300 900- 1.000- 1200 1200 1.300

220

---

---

150- 180

---

---

1200 1.300 ∞Ó·Ú›Ù·

---

160 ∆Û¿‰·

---

150- 170

∫ÈÛÛfiÓÂÚÁ·

---

150- 200

40

--- 1.100- 1300 1.300

1100 1.000 --- 1.000- 11001.100 1.200

---

---

--- 1.200- 1300-

---

---

--- 1.200- 1300-

--- 1.200- 1300-

1.500 1500

1.300 1400

160 180

1000 1.100

900- 1.100- 1300 850- 1.000- 1200

1.500 1500

--- 1.100- 12001.200

a.loizou booklet 2008MEL

23/07/2008

11:36

°ƒ∞º∂π∞ (HIGH TECH)

Page 41

∆πª∏ í/∆.ª. 2005

∆πª∏ í/∆.ª. 2006

∆πª∏ í/∆.ª. 2007

∫¤ÓÙÚÔ

1500

1.600-1.700

1.800-2.000

∂ÎÙfi˜

1100

1.300-1.400

1.500-1.600

∫∞∆∞™∆∏ª∞∆∞

∆πª∏ í/∆.ª.2005 ∆πª∏ í/∆.ª.2006 ∆πª∏ í/∆.ª.2007

∫¤ÓÙÚÔ ¶ÂÚÈʤÚÂÈ· ∫¤ÓÙÚÔ˘ ¶ÂÚÈʤÚÂÈ· ¶ÂÚ›¯ˆÚ·

2500 2200 1800 1500

∫∞∆∞™∆∏ª∞∆∞ /√¢√™ ∞ÔÛÙ. ¶·‡ÏÔ˘ ª·Î·Ú›Ô˘ ¶ÔÛÂȉÒÓÔ˜ ∆¿ÊÔÈ µ·ÛÈϤˆÓ §ÂˆÊfiÚÔ˜ ªÂÛfiÁ˘ ¡ÈÎÔ‰‹ÌÔ˘ ª˘ÏˆÓ¿ §ÂˆÊfiÚÔ˜ ∂ÏÏ¿‰Ô˜

2.800-3.500 2.500 2.000 1.600

∞•π∞/∆.ª.

3.000-í3.500 2.600 2.100 1.700

∂¡√π∫π√ ∆.ª./ª∏¡∞

2006

2007

2006

í2.500 í3.500 í3.500 í3.000 í1.500í1.600 í3.000 í2.000

í2.600 í3.500 í3.600 í3.100 í1.600í1.700 í3.300 í2.500

í12-í15 í20-í25 í20-í30 í15-í20 í7-í8

í16 í22-í27 í20-í30 í18-í22 í8-í9

í20-í22 í10-í12

í20-í25 í12-í13

Ãøƒ∞ºπ∞

í/∆.ª. 2005

í/∆.ª.2006

2007

í/∆.ª.2007

¶ÂÚÈʤÚÂÈ· ÂÚÈÔ¯ÒÓ ·Ó¿Ù˘Í˘.

20

30-40

30-40

°ÂˆÚÁÈο Ì οÔȘ ÚÔÔÙÈΤ˜ ∫·ı·Ú¿ ÁˆÚÁÈο

5

8-10

10

µÈÔÌ˯·ÓÈο ÎÙ‹Ì·Ù·

40

60-80

60-80

(Û ¯ˆÚÈ¿ 40-60)

(Û ¯ˆÚÈ¿ 100-120)

120-150

200

250

300

√ÈÎÈÛÙÈο ÎÙ‹Ì·Ù· (ÂÓÙfi˜ ÙÔÈÎÔ‡ ۯ‰›Ô˘) ∂ÌÔÚÈο ÎÙ‹Ì·Ù· ∞¶√£∏∫∂™/∂ƒ°√™∆∞™π∞ ¶ÏËÛ›ÔÓ ¶¿ÊÔ˘

100

í/∆.ª. 2005

í/∆.ª.2006

í/∆.ª.2007

400

450

480

350

400

420

ª·ÎÚÈÓ¤˜ ·ÔÛÙ¿ÛÂȘ (10 ¯ÏÌ.)

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

41

a.loizou booklet 2008MEL

23/07/2008

11:36

Page 42

∂§∂À£∂ƒ∏ ∞ªª√Ãø™∆√™ / ∆È̤˜ ∞Ó¿ í Ù.Ì. √π∫π∂™

¢π∞ª∂ƒπ™ª∞∆∞

√π∫√¶∂¢∞

Ãøƒ∞ºπ∞

2005 2006 2007 2005 2006 2007 2005 2006 2007 2005 2006 2007 ¶·Ú·ı·Ï¿ÛÛÈ· ∞Á›· ¡¿·

¶ÚˆÙ·Ú¿˜

∞Á. £¤ÎÏ·

1000- 1450 1500- 550-

850

----

----

----

60-

80-

80-

2000 2000 6000 1400 1600 1700

----

----

----

185

190

220

1000- 1300- 1850- 850- 1050- 1350-

----

----

----

60-

90-

90-

2500 3750 6.00 1150 1400 6000

----

----

----

185

220

300

1000- 1000- 1800-

----

----

----

----

750-

----

2000 2500 5500 ¢ÂÚ‡ÓÂÈ·

900 1050 1050 1050

¶ÂÚÓ¤Ú·

∞Á. ∆ÚÈ¿‰·

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750

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80

80

190

220

800

55

70

125-

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∞fi

100

150

30

45

75

1000- 1300- 1650- 850- 1100- 1500

----

40-

90-

90-

2000 3650 4000 1150 3000 3700

----

150

220

300

1000- 1450- 1700-

---- 2500-

----

40

90-

90-

4000

----

185

220

300

1000-

1250 ∫¿·ÚÈ*

35 120

1600 1700 1200 1300 1450

----

2000 2000 5000 ¶·Ú·Ï›ÌÓÈ*

----

900- 1250- 750-

800-

850-

1400 1750 1300 1600 1750

90-

140- 200-

∞fi

∞fi

80

110

125

195

350

850-

50-

----

----

90-

90-

2000 2000 2200 1300 1500 1900

150

----

220

300

1000- 1500- 1900- 750- 1000-

----

----

300

---- 1000-

∞fi

∞fi

∞fi

----

1400

155

195

350

---

----

----

----

----

∞Á›· ¡¿· ¶ÂÚÈʤÚÂÈ·

900-

900- 1000-

----

----

1400 1400 2000 ºÚ¤Ó·ÚÔ˜

600-

900- 950-

----

1000 1300 1300 µÚ˘ÛÔ‡ÏϘ

750-

850-

900- 700-

900 1100 1750 ™ˆÙ‹Ú·

950-

900- 900- 550-

1050 1300 1300 ∞˘ÁfiÚÔ˘

600-

800

900- 900-

800 ----

900-

125-

75

225

∞fi

∞fi

∞fi

∞fi

∞fi

∞fi

1100 1200

48

60

115

20

30

60

38

55

∞fi

18

30

∞fi

30

40

∞fi

750-

800-

950 1000 750-

800-

95 50

65

950 1150 ----

800 1000

∞fi

45

115 30

55

∞fi

60 15

30

∞fi

115

60

1000-

800-

∞fi

∞fi

1700

1100

115

60

* ™Â ·fiÛÙ·ÛË ·fi ÙËÓ ·Ú·Ï›·

42

∞fi

60 900

900 1100 1850 §ÈÔ¤ÙÚÈ

∞fi

a.loizou booklet 2008MEL

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Page 43

∫∞∆∞™∆∏ª∞∆∞

∞°√ƒ∞π∞ ∞•π∞

¶ÂÚÓ¤Ú·

∞fi í1750/Ù.Ì.

∞fi í10/Ù.Ì.-í15/Ù.Ì.

∂¡√π∫π√ ∆.ª./ª∏¡∞

¢ÚfiÌÔ˜ ∫¿‚Ô °ÎÚ¤ÎÔ

∞fi í1250/Ù.Ì.

∞fi í5/Ù.Ì.

¢ÚfiÌÔ˜ •ÂÓԉԯ›ˆÓ

∞fi í3750/Ù.Ì.

∞fi í10/Ù.Ì.-í20/Ù.Ì.

∫¤ÓÙÚÔ ¶·Ú·ÏÈÌÓ›Ô˘

∞fi í1500/Ù.Ì.

∞fi í5/Ù.Ì.-í10/Ù.Ì.

1˘ ∞ÚÈÏ›Ô˘

∞fi í1750/Ù.Ì.

∞fi í10/Ù.Ì.-í15/Ù.Ì.

§ÂˆÊ. ¡ËÛ›

∞fi í1750/Ù.Ì.

∞fi í10/Ù.Ì.-í15/Ù.Ì.

§ÈÌ·Ó¿ÎÈ

∞fi í1250/Ù.Ì.

∞fi í8/Ù.Ì.-í12/Ù.Ì.

¶Ï·Ù›·

∞fi í2500/Ù.Ì.

∞fi í10/Ù.Ì.-í20/Ù.Ì.

¶∞ƒ∞£∞§∞™™π∂™ ∫∞∆√π∫π∂™, ¢π∞ª∂ƒπ™ª∞∆∞ (∫∞π¡√Àƒ°π∞)

∆√¶√£∂™π∞

∞°√ƒ∞π∞ ∞•π∞/∆.ª.

∞°√ƒ∞π∞ ∞•π∞/∆.ª.

¢π∞ª∂ƒπ™ª∞∆∞

∫∞∆√π∫π∂™

í3.000/Ù.Ì.

í4.000-í4.500/Ù.Ì.

§ÂÌÂÛfi˜

í4.500/Ù.Ì.-í5.000

í7.000/Ù.Ì.

§¿Úӷη

í3.500/Ù.Ì. (fiÏ˘)

í4.000/Ù.Ì.

¶¿ÊÔ˜

(¢Ú. ¢ÂΤÏÂÈ·˜)

™ˆÙ‹Ú· (∞ÌÌfi¯ˆÛÙÔ˜) ¶ÚˆÙ·Ú¿˜

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

í2.000/Ù.Ì.

í3.500/Ù.Ì.

¶ÂÚ‚fiÏÈ·/ª·˙ˆÙfi˜

¶ÂÚ‚fiÏÈ·/ª·˙ˆÙfi˜

-----í2.500/Ù.Ì.- í3.000/Ù.Ì.

í3.000/Ù.Ì.-í5.000/Ù.Ì. í3.000/Ù.Ì.- í4.000/Ù.Ì.

43

a.loizou booklet 2008MEL

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ENOIKIA ¶·Ú·ı¤ÙÔ˘Ì ̤۷ ÌËÓÈ·›· ÂÓÔ›ÎÈ· Û ̤Û˜ ÂÚÈÔ¯¤˜ ÛÙËÓ ∫‡ÚÔ §∂À∫ø™π∞

§∂ª∂™√™

§∞ƒ¡∞∫∞

√ÈÎfi‰· % ÙÔÓ ¯ÚfiÓÔ Â› Ù˘ ·Í›·˜ 7%-10%

›‰ÈÔ

2006

2007

2006

2007

2006

í250 í350 í450

í270 í350 í450

í180 í250 í350

í250 í350 í450

í200 í250 í350

í550

í550

í500

í550

í800

í850

í800

í7í10 /Ù.Ì.

¢È·ÌÂÚ›ÛÌ·Ù· 1 ˘ÓÔ‰ˆÌ¿ÙÈÔ 2 ˘ÓÔ‰ˆÌ¿ÙÈ· 3 ˘ÓÔ‰ˆÌ¿ÙÈ· ∂ÓÔ›ÎÈÔ ·Ó¿ ª‹Ó·

∫·ÙÔÈ˘ ∂ÌÔÚÈΤ˜ 3 ˘ÓÔ‰ˆÌ¿ÙÈ· I‰ÈˆÙÈΤ˜ 4 ˘ÓÔ‰ˆÌ¿ÙÈ· ∂ÓÔ›ÎÈÔ ·Ó¿ Ì‹Ó·

7%-10% 10%-12% 7%-10% 10%-12%

°Ú·Ê›· High tech

í7.0/Ù.Ì. í7.0/Ù.Ì.

™˘Ó‹ıË ∞Ó¿ Ù.Ì./Ì‹Ó· (Ì a.c)

í5.0/Ù.Ì. í5.0/Ù.Ì. í5.0/Ù.Ì.

¶∞º√™

∞ªª√Ãø™∆√™

7%-10% 7%-10% 7%-10%

›‰ÈÔ

2006

2007

2006

2007

í250 í300 í400

í200 í280 í350

í220 í300 í350

í120 í150 í150 í200 í200-

í125 í175 í150 í250 í200 -

í300

í350

í400

í450

í800 ÌÂ ÈÛ›Ó·

í800

í1000

í600

í650

í1000

í1000

í12 í6.50

í7í10 /Ù.Ì.

í12

í14

2007

í10 í12 í6-í7

í300í400 ¶·Ú·Ï›ÌÓÈ í4

í300í400 í4

í7

í8

í2.5

í2.5

ÈڿÊÈ· °ÂˆÚÁÈο

2%

2%

2%

3.50%

2%

3%

2%

2%

1%-2%

1%-2%

∞Ó·Ù˘Íȷο ¶ÔÛÔÛÙfi Â› Ù˘ ·Í›·˜/¯ÚfiÓÔ

5%

5%

5%

6.50%

5%

6%

5%

5%

5%

5%

í1.70í2.50

í1.70í2.50

í1.70í2.5

í4.00í2.75

í1.70í2.50

í2.0

í2

í1-í2

í1-í2

í1.85í2.50

í1.85 í2.50 í10í15

í17í20

í8í10

›‰È·

í5-í10

í15 í20

í20 í25

í12í15

í25

í10í25

í10í25

í12-

í17-

í12

í15-

í10-

í10-

í17

í22

í15

í20

í20

í20

∂ÚÁÔÛÙ¿ÛÈ·/ ∞Ôı‹Î˜ ∞Ó¿ Ù.Ì. ∫·Ù·ÛÙ‹Ì·Ù· ¶∞ƒ∞¡√ª√π ∞Ó¿ Ù.Ì./Ì‹Ó· ™Ù˜ ÈÔ ∫ÂÓÙÚÈΤ˜ ÂÚÈÔ¯¤˜ ∆Ô˘ÚÈÛÙÈΤ˜ ÂÚÈÔ¯¤˜

44

∫∆∏ª∞∆√ª∂™π∆∂™

í5.0/Ù.Ì.

í500í500í1000 í1000 ÌÂ ÈÛ›Ó·

í2.50 í3.50

›‰È·

í15 í20

í5-í10

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A¡∏™ÀÃπ∂™ °π∞ ∆√ ª∂§§√¡ √È ÂÍÂÏ›ÍÂȘ ÛÙËÓ ÔÈÎÔ‰ÔÌÈ΋ ‚ÈÔÌ˯·Ó›· ÙˆÓ ·ÎÈÓ‹ÙˆÓ Â›Ó·È Ú·Á‰·›Â˜ Î·È Ì·˜ ÚÔηÏÔ‡Ó Î¿ÔÈÔ˘˜ ÚÔ‚ÏËÌ·ÙÈÛÌÔ‡˜ Ô˘ ·ÊÔÚÔ‡Ó ÙÔ Ì¤ÏÏÔÓ.

∂°∫§∏ª∞∆π∫√∆∏∆∞ / √ç∏ƒπ∞ + ∆πª∂™ ∞∫π¡∏∆ø¡ ã∞Ó Î·È Ë ∫‡ÚÔ˜ ¤¯ÂÈ Ôχ ¯·ÌËÏ‹ ÂÁÎÏËÌ·ÙÈÎfiÙËÙ· (Ë ÈÔ ¯·ÌËÏ‹ Û fiÏË ÙËÓ ∂. ã∂ÓˆÛË Ì·˙› Ì ÙËÓ ª¿ÏÙ·) Î·È ¤¯ÂÈ ÌfiÓÔ ÙÔ 6% Ù˘ ÂÁÎÏËÌ·ÙÈÎfiÙËÙ·˜ ÙÔ˘ ∏. µ·ÛÈÏ›Ԣ, ÂÓÙÔ‡ÙÔȘ ÂÚÈÔ¯¤˜ ÛÙËÓ ∫‡ÚÔ Ô˘ ¤¯Ô˘Ó ·˘ÍË̤ÓË ÂÁÎÏËÌ·ÙÈÎfiÙËÙ·/Ô¯ÏËÚ›·, ‰Â›¯ÓÔ˘Ó ÌÈ· οıÂÙË Ì›ˆÛË ÛÙ˜ ÙÈ̤˜ ÙˆÓ ·ÎÈÓ‹ÙˆÓ. ¶ÂÚÈÔ¯‹ Ù˘ ∫¿Ùˆ ¶¿ÊÔ˘ (ÂÚÈÔ¯‹ ¶ÔÓÙ›ˆÓ) Û ۯ¤ÛË Ì ÙËÓ Â˘Ú‡ÙÂÚË ÂÚÈÔ¯‹, ‰Â›¯ÓÂÈ ÌÈ· Ì›ˆÛË Û ·Í›Â˜ Ù˘ Ù¿Í˘ ÙÔ˘ 60% Û ۯ¤ÛË Ì ¿ÏϘ ·Ú·Ï‹ÛȘ ÂÚÈÔ¯¤˜. ∏ ÂÚÈÔ¯‹ °ÂÚÌ·ÛfiÁÂÈ·˜ (¶ÔÙ·Ìfi˜) ‰Â›¯ÓÂÈ ÌÈ· Ì›ˆÛË ÁÈ· ÔÈÎÈÛÙÈΤ˜ ÌÔÓ¿‰Â˜ ηٿ 50%, ÂÓÒ ‰È·ÌÂÚ›ÛÌ·Ù· ÛÙÔ ¯ˆÚÈfi ∞Á›·˜ ¡¿·˜, Û ۯ¤ÛË Ì ÂΛӷ ÙÔ˘ ¶·Ú·ÏÈÌÓ›Ô˘, ‰Â›¯ÓÔ˘Ó ÌÈ· Ì›ˆÛË ¤Ú·Ó ÙÔ˘ 50%. ∆Ô Ì¤ÛÔ ·˘Ùfi ÔÛÔÛÙfi Ù˘ Ì›ˆÛ˘ Â›Ó·È „ËÏfi Î·È ‰Â›¯ÓÂÈ ÙËÓ ·˘ÍË̤ÓË Â˘·ÈÛıËÛ›· ÙÔ˘ ÎÔÈÓÔ‡. ¡· ÛËÌÂȈı› Â‰Ò fiÙÈ Û‡Ìʈӷ Ì ‰ËÌÔÛÎfiËÛË ÛÙÔ ∏.µ., ÂÚ› ÙÔ 36% ÙˆÓ Î·ÙÔ›ÎˆÓ ·Ó·Áο˙ÔÓÙ·È Ó· ÌÂÙ·ÎÔÌ›ÛÔ˘Ó ÏfiÁˆ Ô¯ÏËÚ›·˜ ÙˆÓ ÁÂÈÙfiÓˆÓ. ∆·˘Ùfi¯ÚÔÓ·, ˘¿Ú¯ÂÈ ÌÈ· ·˘ÍË̤ÓË Â˘·ÈÛıËÛ›· ÛÙËÓ Ô¯ÏËÚ›·/Ù·Ï·ÈˆÚ›·, ›ÙÂ Î·È ·Ó ·˘Ù‹ ·Ó·Ê¤ÚÂÙ·È Û ˯ÔÚ‡·ÓÛË Â›Ù ¿Ïψ˜ ˆ˜.ã∂ÙÛÈ ‰È·ÌÂÚ›ÛÌ·Ù· Â› ·ÚÈˆÓ ‰ÚfïÓ, ‰˘ÛÎÔÏ›· Û ÚfiÛ‚·ÛË, ÌÔÓÔ‰ÚfiÌËÛË ÎÏ ÂËÚ¿˙ÔÓÙ·È ·ÚÓËÙÈο ÛÙȘ ·Í›Â˜ ÙÔ˘˜ (Û ·ÓÙ›ıÂÛË Ì ÚÈÓ ·fi 10 ¯ÚfiÓÈ· Ô˘ Ë Î·ÙÔÈΛ· Â› ÙÔ˘ ·ÚÈÔ˘ ‰ÚfiÌÔ˘ ÂıˆÚ›ÙÔ ÚÔÛfiÓ). ∞fi ÙËÓ ¿ÏÏË, Ê·›ÓÂÙ·È fiÙÈ Î·ÙÔÈ˘ „ËÏÔ‡ ÎfiÛÙÔ˘˜ Î·È ÔÈÎfi‰· ÁÈ· ·˘Ù¤˜, Â› Ô¯ÏËÚÒÓ ‰ÚfïÓ, ‰Â›¯ÓÔ˘Ó ÈÔ „ËϤ˜ ÙÈ̤˜ Û ۯ¤ÛË Ì ٷ ÈÔ ›Ûˆ (›‰Â ·Ú¿‰ÂÈÁÌ· ∫·ÏfiÁËÚÔÈ §ÂÌÂÛÔ‡ ηٿ Ì‹ÎÔ˜ ÙÔ˘ ·˘ÙÔÎÈÓËÙfi‰ÚÔÌÔ˘). ∂‰Ò, ›Ûˆ˜, Ô ·Ú¿ÁÔÓÙ·˜ "Â›‰ÂÈ͢" Î·È Î·Ï‡ÙÂÚ˘ ı¤·˜ Ó· ÂËÚ¿˙ÂÈ ÛÙÔ ·ÓÙ›ÛÙÚÔÊÔ.

∂§∞Ãπ™∆∞ ∂ªµ∞¢∞ §fiÁˆ Ù˘ Û˘Ó¯ԇ˜ ·‡ÍËÛ˘ ÙÔ˘ ηٷÛ΢·ÛÙÈÎÔ‡ ÎfiÛÙÔ˘˜/ÙÈÌ‹˜ ‰È¿ıÂÛ˘ ÙˆÓ ·ÎÈÓ‹ÙˆÓ, ȉȷ›ÙÂÚ· fiÛÔÓ ·ÊÔÚ¿ ‰È·ÌÂÚ›ÛÌ·Ù·, Ô Î·ıÔÚÈÛÌfi˜ ÂÏ¿¯ÈÛÙÔ˘ ÌÂÁ¤ıÔ˘˜ ÙˆÓ ÌÔÓ¿‰ˆÓ ·fi ÙÔ˘˜ ÔÏÂÔ‰ÔÌÈÎÔ‡˜ ηÓÔÓÈÛÌÔ‡˜, ¤¯ÂÈ ÚÔηϤÛÂÈ ÛÔ‚·Ú¤˜ ·ÚÓËÙÈΤ˜ ÂÈÙÒÛÂȘ ÛÙËÓ ·ÁÔÚ¿ Î·È ÛÙËÓ ‰˘Ó·ÙfiÙËÙ· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Ó· ÂÍ·ÛÊ·Ï›ÛÔ˘Ó ÛÙ¤ÁË. ã∂ÙÛÈ, ÂÓÒ ‰È·ÌÂÚ›ÛÌ·Ù· ÙˆÓ ‰‡Ô ˘ÓÔ‰ˆÌ·Ù›ˆÓ ı· ÌÔÚÔ‡Û·Ó Ó· ¤¯Ô˘Ó ¤Ó· ÂÌ‚·‰fiÓ .¯. 70 Ù.Ì., ÔÈ ÔÏÂÔ‰ÔÌÈÎÔ› ηÓÔÓÈÛÌÔ› ÙÔ Î·ıÔÚ›˙Ô˘Ó ˆ˜ 100 Ù.Ì. ÙÔ ÂÏ¿¯ÈÛÙÔ. ∞˘Ùfi ÚÔηÏ› ÌÈ· ‰È·ÊÔÚÔÔ›ËÛË Ù˘ ÙÈÌ‹˜ ‰È¿ıÂÛ˘ (ÁÈ· Ù· 30 Ù.Ì.) Ì ÙȘ ÛËÌÂÚÈÓ¤˜ ÙÈ̤˜ Á‡Úˆ ÛÙ˜ í33.000. °È· ÙÔÓ ÏfiÁÔ ·˘Ùfi ‰È¿ÊÔÚÔÈ ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ ˘ÈÔıÂÙÔ‡Ó ‰È¿ÊÔÚÔ˘˜ ÙÚfiÔ˘˜ (ÌË È‰È·›ÙÂÚ·-·˘ÛÙËÚ¿ ÓÔÌfiÙ˘Ô˘˜) ÁÈ· ÙËÓ Ì›ˆÛË ÙˆÓ ÂÌ‚·‰ÒÓ. ã∂ÙÛÈ ·Ú·ÙËÚԇ̠fiÙÈ Û˘ÁÎÚÈÙÈο Ì ÙËÓ ÂÚ›Ô‰Ô ÙÔ˘ 2004, ÙÔ Ì¤ÛÔ ÂÌ‚·‰fiÓ ÙˆÓ ‰È·ÌÂÚÈÛÌ¿ÙˆÓ ÙÔ˘ 2005 ÌÂÈÒıËΠηٿ 9% ÂÚ›Ô˘ Î·È ÙÔ 2006 ηٿ 7% Î·È ÙÔ ¤ÙÔ˜ 2007 ηٿ 5%. ∏ Ù¿ÛË ·˘Ù‹ ·Ó·Ì¤ÓÂÙ·È fiÙÈ ı· Û˘Ó¯ÈÛı›. ∆Ô Úfi‚ÏËÌ· fï˜ ÙˆÓ ÂÏ¿¯ÈÛÙˆÓ ÂÌ‚·‰ÒÓ ·Ú·Ì¤ÓÂÈ. ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

45

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•∂¡√π ∫∆∏ª∞∆√ª∂™π∆∂™ ã∂¯Ô˘Ó ‰Ú·ÛÙËÚÈÔÔÈËı› ÛÙËÓ ∫‡ÚÔ µÚÂÙ·ÓÈÎÔ› Ô›ÎÔÈ ÎÙËÌ·ÙÔÌÂÛÈÙÒÓ Ô˘ ‰È·ı¤ÙÔ˘Ó ·Î›ÓËÙ· Û ÌÂÁ¿ÏÔ˘˜ ·ÚÈıÌÔ‡˜, ¯ÚËÛÈÌÔÔÈÒÓÙ·˜ ‰È¿ÊÔÚ˜ ÌÂıfi‰Ô˘˜ Î·È Ì ÚÔÌ‹ıÂÈ· Ô˘ Î˘Ì·›ÓÂÙ·È ·fi 12%-16%. ∂ÈϤÁÔ˘Ó 2-3 ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘, fiÔ˘ ÔÈ ÙÂÏÂ˘Ù·›ÔÈ Â›Ó·È Ï‹Úˆ˜ ÂÍ·ÚÙË̤ÓÔÈ ·fi ·˘ÙÔ‡˜ ÙÔ˘˜ ͤÓÔ˘˜ ∫ÙËÌ·ÙÔÌÂÛ›Ù˜. ø˜ ÂÎ ÙÔ‡ÙÔ˘, Ù˘¯fiÓ ÛÙÚÔÊ‹ ÂӉȷʤÚÔÓÙÔ˜ ·˘ÙÒÓ ÙˆÓ ∫ÙËÌ·ÙÔÌÂÛÈÙÒÓ Û ¿ÏϘ ·ÁÔÚ¤˜, ‹, Ë Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ ÁÈ· ÙËÓ ∫‡ÚÔ, ı· ÚÔηϤÛÔ˘Ó ÛÔ‚·Ú¿ ÔÈÎÔÓÔÌÈο ÚÔ‚Ï‹Ì·Ù· Û ·˘ÙÔ‡˜ ÙÔ˘˜ ÂÍ·ÚÙË̤ÓÔ˘˜ ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ Î·È Û ¿ÏÏÔ˘˜ Ô˘ ı· ÙÔ˘˜ ·Ú·Û‡ÚÂÈ ·˘Ù‹ Ë Î·Ù¿ÛÙ·ÛË. ã∞ÓÎ·È ‰ÂÓ ‰È·‚ϤÔ˘Ì ¿ÌÂÛÔ Î›Ó‰˘ÓÔ, ÂÓÙÔ‡ÙÔȘ ÙÔ ·Ú¿‰ÂÈÁÌ· Ù˘ πÛ·Ó›·˜ Â›Ó·È ¿ÍÈÔÓ ÚÔÛÔ¯‹˜ Î·È ¯Ú‹˙ÂÈ ÂÁÚ‹ÁÔÚÛ˘ (Â›Ó·È Î¿ÙÈ ·ÚfiÌÔÈÔ Ì ÙËÓ ÂÍ¿ÚÙËÛË ·ÚÎÂÙÒÓ ÍÂÓÔ‰fi¯ˆÓ ·fi ÔÚÈṲ̂ÓÔ˘˜ tour operators).

¶√π√∆∏∆∞ •∂¡ø¡ ∞°√ƒ∞™∆ø¡ √È Ì·˙ÈΤ˜ ·˘Ù¤˜ ·ÁÔÚ¤˜ ¤¯Ô˘Ó ÌÂÈÒÛÂÈ Î·È ÙËÓ ÔÈfiÙËÙ· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Î·È ¤ÙÛÈ ‰˘Ó·ÙfiÓ Ë Î·Ù¿ÛÙ·ÛË ·˘Ù‹ Ó· ʤÚÂÈ Ì›ˆÛË Ù˘ ÔÈfiÙËÙ·˜, ·fi ÌÈ· ̤Û˘/·ÓÒÙÂÚ˘ ÂÈÛÔ‰ËÌ·ÙÈ΋˜ Ù¿Í˘ ÂӉȷʤÚÔÓÙÔ˜ ·fi ÏÂ˘Ú¿˜ ͤӈÓ, Û ¯·ÌËÏÔ‡ ÎfiÛÙÔ˘˜ ·ÁÔÚ¿, Ì ٷ ·Ó¿ÏÔÁ· ·ÔÙÂϤÛÌ·Ù·. ∆·˘Ùfi¯ÚÔÓ· Ë ËÏÈΛ· ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ ¤¯ÂÈ ÌÂȈı› ·fi 50-65 ¯ÚÔÓÒÓ Û 45-60 ¯ÚÔÓÒÓ. ∆·˘Ùfi¯ÚÔÓ· Ô ÏfiÁÔ˜ Ù˘ ·ÁÔÚ¿˜ ÙˆÓ Í¤ÓˆÓ ¤¯ÂÈ ‰È·ÊÔÚÔÔÈËı› ·fi ÙËÓ ·ÁÔÚ¿ ÁÈ· ȉ›· ηÙÔ›ÎËÛË ÁÈ· ÛÎÔÔ‡˜ ‰È·ÎÔÒÓ/·Ê˘ËÚ¤ÙËÛ˘, Û ·ÁÔÚ¿ ÁÈ· ÂÈÛfi‰ËÌ· (ÂÓÔÈΛ·ÛË) ηÈ/‹ ÁÈ· ÛÎÔÔ‡˜ ÌÂÙ·ÒÏËÛ˘. ¶ÂÚ›Ô˘ ÙÔ 30%-40% ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ (‰È·ÊÔÚÔÔ›ËÛË ·fi ÙÔ ¤ÙÔ˜ 2005 Ì 20%-25%) ÂÌ›ÙÂÈ Û ·˘Ù‹Ó ÙËÓ Î·ÙËÁÔÚ›·, Ô˘ ›ıÔÓÙ·È, fiÙÈ Ë ∫‡ÚÔ˜ Â›Ó·È ÌÈ· ηϋ ¢ηÈÚ›· ·fi ÙÔ˘˜ ͤÓÔ˘˜ ∫ÙËÌ·ÙÔÌÂÛ›Ù˜ ΢ڛˆ˜. ∂Âȉ‹ ÔÈ ‰ÈÂıÓ›˜ Ù¿ÛÂȘ ÙˆÓ ÂÍÔ¯ÈÎÒÓ/ ÂÂÓ‰‡ÛÂˆÓ Û ·Î›ÓËÙ· ‰È·ÊÔÚÔÔÈÔ‡ÓÙ·È, ·˘Ù‹ Ë Î·ÙËÁÔÚ›· ÙˆÓ ·ÁÔÚ·ÛÙÒÓ Ô˘ ‰ÂÓ ÙÔ˘˜ Û˘Ó‰¤ÂÈ Ù›ÔÙ· Ì ÙËÓ ∫‡ÚÔ, ÂÎÙfi˜ ÙÔ ÔÈÎÔÓÔÌÈÎfi ̤ÚÔ˜, Ôχ ‡ÎÔÏ· ‰È·ı¤ÙÔ˘Ó ÙÔ Â‰Ò ·Î›ÓËÙÔ ÙÔ˘˜ ÁÈ· ¿ÏÏÔ˘˜ ÚÔÔÚÈÛÌÔ‡˜. ∞˘Ùfi ı· ÚÔηϤÛÂÈ ·Ó·ÛٿوÛË ÛÙËÓ ·ÁÔÚ¿ Ì ·‡ÍËÛË Ù˘ ÚÔÛÊÔÚ¿˜ Ì Ì›ˆÛË ÙˆÓ ÙÈÌÒÓ ÛÙ˜ ÂÚÈÔ¯¤˜ Ô˘ Û˘ÁÎÂÓÙÚÒÓÔÓÙ·È Í¤ÓÔÈ ·ÁÔÚ·ÛÙ¤˜ (΢ڛˆ˜ µÚÂÙ·ÓÔ›). ∆Ô ·Ú¿‰ÂÈÁÌ· Ù˘ ∞Ú·‚È΋˜ ·ÁÔÚ¿˜ ÛÙËÓ §ÂÌÂÛfi ‰ÂÓ Â›Ó·È Ì·ÎÚÈ¿ Ì·˜. ™Â ·˘Ù‹Ó ÙËÓ Î·Ù‡ı˘ÓÛË Ô ÚfiÏÔ˜ ÙˆÓ ¯·ÌËÏÒÓ Ó·‡ÏˆÓ ·ÂÚÔÁÚ·ÌÌÒÓ ÛÙËÓ ∫‡ÚÔ, ı· ¤¯ÂÈ Î·È ÙÔÓ ·Ó¿ÏÔÁÔ ÙÔ˘ ·ÓÙ›ÎÙ˘Ô. ªÂ ÙÔ˘˜ Ó¤Ô˘˜ ÂÚÈÔÚÈÛÌÔ‡˜ Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ÁÈ· ÙÔ 40% Û˘ÌÌÂÙÔ¯‹˜ ·Ó·Ì¤ÓÂÙ·È fiÙÈ ı· ÌÂȈı› Ô ·ÚÈıÌfi˜ ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ/ÂÂÓ‰˘ÙÒÓ (ÁÈ· ÂÓÔ›ÎÈÔ) ÈÔ ÁÓˆÛÙÔ› ˆ˜ ·ÁÔÚ·ÛÙ¤˜ "Buy to Let" Î·È ·Ú¿ ÙÔÓ ·ÚÓËÙÈÎfi ·ÓÙ›ÎÙ˘Ô, ı· ·Ó·‚·ıÌ›ÛÂÈ ‹ Ó· ·˘Í‹ÛÂÈ ÙÔ ÔÛÔÛÙfi ÙˆÓ ÈÔ ÛÔ‚·ÚÒÓ/ÌfiÓÈÌˆÓ ·ÁÔÚ·ÛÙÒÓ (retirement/holiday home market).

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¶√π√∆∏∆∞ ∫∆πƒπø¡ ∫∞π °∫∂∆√ ∆fiÛÔ Ë ¤Í·ÚÛË Ù˘ ˙‹ÙËÛ˘ ÛÙËÓ ÔÈÎÔ‰ÔÌÈ΋ ‚ÈÔÌ˯·Ó›·, fiÛÔ Î·È ÔÈ ÈÔ ¿Óˆ ·ÁÔÚ¤˜ Îϛ̷η˜, ¤¯Ô˘Ó ÌÂÈÒÛÂÈ ÙËÓ ·Ú¯ÈÙÂÎÙÔÓÈ΋ ÔÈfiÙËÙ·, fiÛÔ Î·È ÙËÓ ÔÈfiÙËÙ· ηٷÛ΢‹˜ (·Ú¿‰ÂÈÁÌ· ¶¿ÊÔ˘ Î·È √ÚfiÎÏÈÓ˘), ÂÓÒ ‰Â›ÁÌ·Ù· η΋˜ Û˘ÓÙ‹ÚËÛ˘ Î·È ‰ËÌÈÔ˘ÚÁ›·˜ ÁΤÙÔ Í¤ÓˆÓ Â›Ó·È ϤÔÓ ÂÌÊ·Ó‹.

¢π∂∫¢π∫∏™∂π™ •∂¡ø¡ ∏ Û˘Ó¿ıÚÔÈÛË Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ ÛÂ Û˘ÁÎÂÎÚÈ̤Ó˜ ÂÚÈÔ¯¤˜, ¤¯ÂÈ ÚÔηϤÛÂÈ Î·È ÙËÓ ··›ÙËÛË ÙÔ˘˜ ÁÈ· ÙËÓ ÔÚÁ·ÓˆÌ¤ÓË ÙÔ˘˜ ϤÔÓ ÂÎÚÔÛÒËÛË ÛÙȘ ÙÔÈΤ˜ ·Ú¯¤˜. ∆Ô ÙÂÏÂ˘Ù·›Ô ·Ú¿‰ÂÈÁÌ· ‰ÈÂΉ›ÎËÛ˘ ı¤ÛÂˆÓ ÙÔÈÎÒÓ ·Ú¯ÒÓ ÛÙËÓ ¶¤ÁÂÈ· ·fi ͤÓÔ˘˜, Â›Ó·È Ë ÚÒÙË ¤Ó‰ÂÈÍË ·˘Ù‹˜ Ù˘ Ù¿Û˘. ™ÙÔ ¿ÌÂÛÔ Ì¤ÏÏÔÓ, 3-5 ¯ÚfiÓÈ·, ÔÈ Í¤ÓÔÈ ı· ÌÔÚÔ‡Ó Ó· ‰ÈÂΉÈÎÔ‡Ó ϤÔÓ ·ÍÈÒÌ·Ù· Û ÙÔÈΤ˜ ·Ú¯¤˜ Î·È ¿ÏÏ· ÔÏÈÙÂȷο ·ÍÈÒÌ·Ù·, Ô˘ Èı·ÓÒ˜ Ó· Ô‰ËÁÔ‡Ó ÙȘ ·Ú¯¤˜ ·˘Ù¤˜ Û ¿ÏϘ ηÙ¢ı‡ÓÂȘ ·fi ÂΛӘ ÙȘ ÂÈı˘Ì›Â˜ ÙˆÓ ÓÙfiȈÓ. ã∏‰Ë ÔÚÈṲ̂ӷ ¯ˆÚÈ¿ fiˆ˜ ¶¤ÁÂÈ·, √ÚfiÎÏÈÓË, ™ˆÙ‹Ú·, ¶fiÏȘ ÎÏ, ¤¯Ô˘Ó ͤÓÔ˘˜ Èı·ÓÔ‡˜ „ËÊÔÊfiÚÔ˘˜ Ô˘ ÍÂÂÚÓÔ‡Ó ÙÔ 50% Û ÔÛÔÛÙfi ÙÔ˘ Û˘ÓfiÏÔ˘ ÙˆÓ „ËÊÔÊfiÚˆÓ. ãπÛˆ˜ Î·È Ô ¢‹ÌÔ˜ ¶¿ÊÔ˘/ °ÂÚÔÛ΋Ô˘ Ó· ‚ÚÂı› ÛÙÔ Ì¤ÏÏÔÓ Û ·˘Ù‹Ó ÙËÓ Î·Ù¿ÛÙ·ÛË, fiˆ˜ Î·È ¿ÏϘ ÂÚÈÔ¯¤˜, Ì ٷ ·Ó¿ÏÔÁ· ÎÔÈÓˆÓÈο Î·È ¿ÏÏ· ÚÔ‚Ï‹Ì·Ù·.

À¶∂ƒ-¶ƒ√™º√ƒ∞ ª√¡∞¢ø¡ ∂›Ó·È ÔÚ·Ùfi˜ Î·È ÚԂϤ„ÈÌÔ˜ Ô Î›Ó‰˘ÓÔ˜ ˘ÂÚ-ÚÔÛÊÔÚ¿˜ ÌÔÓ¿‰ˆÓ, Ì ٷ Ó¤· ·Ó·ÌÂÓfiÌÂÓ· Á‹‰· ÁÎÔÏÊ (¤ÛÙˆ ·fi Ù· 11 ·ÈÙËı¤ÓÙ· Á‹‰· ı· ·Ó·Ù˘¯ıÔ‡Ó ÌfiÓÔ 4-6 Á‹‰·), Ô˘ ÛÙÔ Û‡ÓÔÏÔ ÙÔ˘˜ ı· ÚÔÛʤÚÔ˘Ó ÚfiÛıÂÙË ÚÔÛÊÔÚ¿ ÌÔÓ¿‰ˆÓ, Á‡Úˆ ÛÙ˜ 3.000-4.000 ηÙÔÈ˘ Î·È Ì·˙› Ì ÙȘ ηÙÔÈ˘ Ô˘ ÚԂϤÔÓÙ·È ÁÈ· ÙȘ Ì·Ú›Ó˜, Ó· ·˘Í‹ÛÂÈ ÙÔÓ ·ÚÈıÌfi ·˘Ùfi Ì ÚfiÛıÂÙ˜ 800 ÌÔÓ¿‰Â˜, ϤÔÓ Á‡Úˆ ÛÙȘ 1.500 ÌÔÓ¿‰Â˜ ·fi ÙËÓ ·Ó·Î·Ù·Û΢‹ ÙÔ˘ §È̤ÓÔ˜ §¿ÚÓ·ÎÔ˜. ∆· ¤ÚÁ· ·˘Ù¿ (Ì·˙› Ì ÙÔ Ó¤Ô ¤ÚÁÔ ¡Â¿ÔÏ˘ ÛÙËÓ ¶¿ÊÔ Ì 480.000 Ù.Ì. ·Ó¿Ù˘Í˘), ı· ÂÈÛ¿ÍÔ˘Ó ÛÙËÓ ·ÁÔÚ¿ ÙÔÓ ·ÚÈıÌfi ·˘Ùfi ۯ‰fiÓ Ù·˘Ùfi¯ÚÔÓ·, ÂËÚ¿˙ÔÓÙ·˜ fi¯È ÌfiÓÔ Ù· ›‰È· ·˘Ù¿ ¤ÚÁ· Î·È ÙÔ˘˜ ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘, ·ÏÏ¿ Î·È ÙÔ˘˜ ˘fiÏÔÈÔ˘˜, ÏfiÁˆ ·˘ÍË̤Ó˘ ÚÔÛÊÔÚ¿˜ - Ì ·ÔÙ¤ÏÂÛÌ· ÙfiÛÔ ÙËÓ Ì›ˆÛË ÙˆÓ ÙÈÌÒÓ, fiÛÔ Î·È ÙËÓ ÔÈfiÙËÙ· ÙˆÓ Î·Ù·Û΢ÒÓ. ã∂¯ÔÓÙ·˜ ˘fi„Ë fiÙÈ Ô ·ÚÈıÌfi˜ ÙˆÓ ÌÔÓ¿‰ˆÓ Ô˘ ‰È·Ù›ıÂÙ·È ·Ó¿ ¤ÙÔ˜ ÛÙȘ ÂχıÂÚ˜ ÂÚÈÔ¯¤˜ Û ͤÓÔ˘˜ Â›Ó·È Á‡Úˆ ÛÙ˜ 5.000 ÙÔÓ ¯ÚfiÓÔ, ÔÈ ÚÔ·Ó·ÊÂÚı›Û˜ "ÚÔÛÊÔÚ¤˜" ı· ¤¯Ô˘Ó ÙÔÓ ·Ó¿ÏÔÁÔ ·ÓÙ›ÎÙ˘Ô.

AY™∆∏ƒ√∆∏∆∞ ∆ƒ∞¶∂∑ø¡ ∏ ÂÊ·ÚÌÔÁ‹ Ó¤ˆÓ ·˘ÛÙËÚÒÓ Ì¤ÙÚˆÓ ·fi ÙËÓ 1.1.2006, fiÛÔÓ ·ÊÔÚ¿ ÙËÓ ÏËڈ̋ ¯ÚÂÒÓ, ÙËÓ ˘¤Ú‚·ÛË ÔÚ›ˆÓ, ÙËÓ ¯Ú¤ˆÛË ÚfiÛıÂÙˆÓ ÙfiÎˆÓ ÂÓÙfi˜ Ù˘ ÂÚÈfi‰Ô˘ ˘¤Ú‚·Û˘, ÙÔ ÂχıÂÚÔ ÂÈÙfiÎÈÔ, Ô˘ Û ÂÚ›ÙˆÛË "nonperforming loans" Êı¿ÓÂÈ Î·È ÙÔ 11%, ˆ˜ Â›Û˘ Î·È Ë Ù˘¯fiÓ ÂÊ·ÚÌÔÁ‹ Ù˘ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ÚfiÙ·Û˘ ÁÈ· ‰È¿ıÂÛË ˘ÔıËÎÂ˘Ì¤ÓˆÓ ·ÎÈÓ‹ÙˆÓ Û 3-4 Ì‹Ó˜ ·ÓÙ› ÙˆÓ 5-8 ¯ÚfiÓˆÓ Î·È È‰È·›ÙÂÚ· Ë Ó¤· Ô‰ËÁ›· Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ÁÈ· ÙÔ 40% (Ô˘ ›Ûˆ˜ Ó· ·˘ÍËı› Û ÌÂÁ·Ï‡ÙÂÚÔ ÔÛÔÛÙfi) ·ÏÏ¿ Î·È Ë ÈÔ ·˘ÛÙËÚ‹ ÂÈÙ‹ÚËÛË Ù˘ ÚÔ˜ ÙȘ ÂÌÔÚÈΤ˜ ÙÚ¿Â˙˜, Â›Ó·È ÂÈϤÔÓ ·Ú¿ÁÔÓÙ˜ Ô˘ ı· ÂËÚ¿ÛÔ˘Ó ÙËÓ ·ÁÔÚ¿ ·Ú¯Èο ·ÚÓËÙÈο, ·ÏÏ¿ ÌÂÛÔ-Ì·ÎÚÔ¯ÚfiÓÈ· ıÂÙÈο.

A¡∞¶∆À•∂π™ Ãøƒπ™ ∞¢∂π∂™ ∏ ¤Í·ÚÛË Ù˘ ˙‹ÙËÛ˘ ÛÂ Û˘Ó‰˘·ÛÌfi Ì ÙȘ ηı˘ÛÙÂÚ‹ÛÂȘ ÛÙËÓ ¤Î‰ÔÛË ¿‰ÂÈ·˜ ÔÈÎÔ‰ÔÌ‹˜, ¤¯ÂÈ ‰ËÌÈÔ˘ÚÁ‹ÛÂÈ ·Ó·Ù‡ÍÂȘ Ô˘ ›Ù ‚Ú›ÛÎÔÓÙ·È ÛÙ· ¯·ÚÙÈ¿, ‹ ¿Ïψ˜ ˆ˜, ¯ˆÚ›˜ ¿‰ÂȘ. ã∏‰Ë ÚfiÛÊ·Ù˜ ˆÏ‹ÛÂȘ ηÙÔÈÎÈÒÓ Û ·Ó‡·ÚÎÙ· Á‹‰· ÁÎÔÏÊ Î·È Û ÌÂÙ·ÙÚÂfiÌÂÓ· ÍÂÓԉԯ›· ÛÙÔ ·Ú·ÏÈ·Îfi ̤وÔ, ÁÈ· ÙȘ Ôԛ˜ Ô‡ÙÂ Î·Ó ÔÈ ·ÈÙ‹ÛÂȘ ÁÈ· ηٿٷÍË/ ÌÂÙ·ÙÚÔ‹ ÙÔ˘˜ ˆ˜ Ù¤ÙÔÈ· ‰ÂÓ ¤¯Ô˘Ó Î·Ó ˘Ô‚ÏËı› Î·È ÁÈ· ÚÒÙË ÊÔÚ¿ Ó· ÂÌÊ·Ó›˙ÔÓÙ·È ÔÏfiÎÏËÚ· ¤ÚÁ· ¯ˆÚ›˜ ·ÚÔ¯‹ Ú‡̷ÙÔ˜ (‰ÈfiÙÈ Ë ∞∏∫ ‰ÂÓ ÙÔ˘˜ ·Ú¤¯ÂÈ Ú‡̷ ÏfiÁˆ ·Ó˘·ÚÍ›·˜ ·‰ÂÈÒÓ), Â›Ó·È ·Ú¿‰ÂÈÁÌ· Û‹Ì·ÓÛ˘ ÎÈÓ‰‡ÓÔ˘.

∆√Àƒ∫√∫ƒ∞∆√Àª∂¡∞ √È ÚfiÛÊ·Ù˜ ÂÍÂÏ›ÍÂȘ Î·È Ë ÌË ÔÚ·Ù‹ Â›Ù¢ÍË Ï‡Û˘ ÙÔ˘ ∫˘ÚÈ·ÎÔ‡, ¤¯Ô˘Ó ÂÓı·ÚÚ‡ÓÂÈ ÙȘ ˆÏ‹ÛÂȘ ÛÙ· ∆/∫Ú·ÙÔ‡ÌÂÓ·, Ô˘ ı· ηıÈÂÚˆıÔ‡Ó ϤÔÓ ˆ˜ ¤Ó·˜ ÛÔ‚·Úfi˜ ·ÓÙ·ÁˆÓÈÛÙÈÎfi˜ ÚÔÔÚÈÛÌfi˜ ÙˆÓ ÂχıÂÚˆÓ ÂÚÈÔ¯ÒÓ. ∏ ÙÂÏÈ΋ ·fiÊ·ÛË ÛÙ· µÚÂÙ·ÓÈο ¢ÈηÛÙ‹ÚÈ· ÁÈ· ÙËÓ ˘fiıÂÛË Orams-∞ÔÛÙÔÏ›‰Ë, ı· Â›Ó·È Î·ıÔÚÈÛÙÈ΋, ˆ˜ Â›Û˘ Î·È Ë ·Ô‰Ô¯‹ ‹ fi¯È ·fi ÙÔ ∂˘Úˆ·˚Îfi ¢ÈηÛÙ‹ÚÈÔ ÙÔ˘ ı¤Ì·ÙÔ˜ Ù˘ ÓÔÌÈÌfiÙËÙ·˜ ÙˆÓ ·Ô˙ËÌÈÒÛÂˆÓ ÛÙ· ∆/∫Ú·ÙÔ‡ÌÂÓ· (ÙÔ˘ ÔÏÈÙÈÎÔ‡ ÚÔ‚Ï‹Ì·ÙÔ˜ ÂÎÙfi˜). ∏ ÂӉȿÌÂÛË ·fiÊ·ÛË Orams ¤¯ÂÈ ÂÓı·ÚÚ‡ÓÂÈ Í¤ÓÔ˘˜ ÂÂÓ‰˘Ù¤˜, ÂÓÒ Ë Í·ÊÓÈ΋ ·‡ÍËÛË ÂϤÁ¯Ô˘ ÂΠ̤ÚÔ˘˜ Ù˘ ¢ËÌÔÎÚ·Ù›·˜ Û ͤÓÔ˘˜ Î·È ÙËÓ Û‡ÏÏË„Ë ÙÔ˘ ˙‡ÁÔ˘˜ ƒÒÛˆÓ, ÁÈ· ·ÁÔÚ¿ ηÙÔÈΛ·˜ ÛÙ· ∆/∫Ú·ÙÔ‡ÌÂÓ·, Â›Ó·È ¤Ó· ıÂÙÈÎfi ÛÙÔÈ¯Â›Ô ÂÚÈÔÚÈÛÌÔ‡. ∏ ÚÔÛ¿ıÂÈ· ÂÚÈÔÚÈÛÌÔ‡ Ù˘ ˙‹ÙËÛ˘ ·fi ͤÓÔ˘˜ ÁÈ· Ù· ∆/∫Ú·ÙÔ‡ÌÂÓ· Â›Ó·È Û¯ÂÙÈο ‡ÎÔÏË Î·È ·Ó·ÊÂÚfiÌÂı· Â‰Ò ÛÙËÓ ·‰Ú¿ÓÂÈ· ÙÔ˘ ∫Ú¿ÙÔ˘˜, ·Ú’ fiÏ˘ Ù˘ ˘Ô‚ÔÏ‹˜ ÂΠ̤ÚÔ˘˜ Ì·˜ ÂÓfi˜ Ï¿ÓÔ˘ Ú·ÎÙÈÎÒÓ Ì¤ÙÚˆÓ (¯ˆÚ›˜ „ËÏfi ÎfiÛÙÔ˜), ÙÔ ÔÔ›Ô ·Ó·Ì¤ÓÂÈ ÙËÓ ÂÎÙ¤ÏÂÛ‹ ÙÔ˘. ∂›Ó·È ÚÔÛÂÎÙfi fiÙÈ ÙÔ Î‡ÚÈÔ ÂÈÛfi‰ËÌ· ÙˆÓ ∆/∫ Â›Ó·È ÔÈ ˆÏ‹ÛÂȘ ·ÎÈÓ‹ÙÔ˘ Û ͤÓÔ˘˜. ™‡Ìʈӷ Ì ÙÔÓ Economist, ÔÈ ∆/∫‡ÚÈÔÈ ÙÒÚ· ¤¯Ô˘Ó ηٿ ÎÂÊ·Ï‹ ÂÈÛfi‰ËÌ· ÂÚ› ÙÔ 50% ÙÔ˘ ÂÈÛÔ‰‹Ì·ÙÔ˜ ÙˆÓ ÂχıÂÚˆÓ ÂÚÈÔ¯ÒÓ Î·È ·Ó·Ì¤ÓÂÈ ÌÈ· Â͛ۈÛË ÙˆÓ ÂÈÛÔ‰ËÌ¿ÙˆÓ ÙˆÓ ‰‡Ô ÛÙÔ ¤ÙÔ˜ 2014. ∏ ˙‹ÙËÛË ÁÈ· Ù· ηÙ¯fiÌÂÓ· ÂÍ·ÚÙ¿Ù·È Î·È ·fi ÙËÓ ‰È·ÊÔÚ¿ ÛÙȘ ÙÈ̤˜ ÙˆÓ ÂχıÂÚˆÓ ÂÚÈÔ¯ÒÓ Û ۯ¤ÛË Ì ٷ ∆/∫Ú·ÙÔ‡ÌÂÓ·. ∞fi Ù· ‰È¿ÊÔÚ· ‰ËÌÔÛȇ̷ٷ Ê·›ÓÂÙ·È fiÙÈ Ë ·Ú¯È΋ ‰È·ÊÔÚ¿ Ô˘ ˘‹Ú¯Â ÌÂٷ͇ ÙˆÓ ‰‡Ô Á‡Úˆ ÛÙÔ 50% (2004/5), Ë ‰È·ÊÔÚ¿ ·˘Ù‹ ¤¯ÂÈ ÌÂȈı› Û Â›‰· ÙÔ˘ 30% (ÈÔ ·ÎÚÈ‚¿ ÛÙ˜ ÂχıÂÚ˜ ÂÚÈÔ¯¤˜). ∞˘Ùfi ı· ‚ÔËı‹ÛÂÈ ÌÂÓ ÛÙËÓ Ì›ˆÛË Ù˘ ˙‹ÙËÛ˘ ÁÈ· Ù· ∆/∫Ú·ÙÔ‡ÌÂÓ·, fiˆ˜ ¤¯ÂÈ ‚ÔËı‹ÛÂÈ Î·È Ë ÌË ‰˘Ó·ÙfiÙËÙ· ‰·ÓÂÈÔ‰fiÙËÛ˘ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ Â›Ù ·fi ͤÓ˜, ›Ù ·fi ∆Ô˘ÚÎÈΤ˜

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ÙÚ¿Â˙˜ ÁÈ· Ù¤ÙÔȘ ·ÁÔÚ¤˜, (ÂÓÒ ÙÒÚ· Á›ÓÔÓÙ·È ÚÔÛ¿ıÂȘ ÂΠ̤ÚÔ˘˜ ÙÔ˘ "∫Ú¿ÙÔ˘˜" Ó· ÚÔÛÂÏ΢ÛıÔ‡Ó ¯ÚËÌ·ÙÔ‰fiÙ˜ ÁÈ· Ó· Î·Ï˘Êı› ·˘Ùfi ÙÔ ÎÂÓfi). ∂›Ó·È ÚÔÛÂÎÙfi fiÙÈ ÙÔ ∆.∫. «∫Ú¿ÙÔ˜» ÎÂÚ‰›˙ÂÈ Û˘Ó¯Ҙ ·Ó·ÁÓÒÚÈÛË ·fi ÙËÓ ‰ÈÂıÓ‹ ·ÁÔÚ¿ (·ÎÈÓ‹ÙˆÓ) Î·È Â¿Ó Á›ÓÂÈ Î·ÙÔÚıˆÙ‹ Ë Û‡Ó‰ÂÛË ÙÔ˘ ·¢ı›·˜ Ì ÙÔ Â͈ÙÂÚÈÎfi, ÙfiÙ ٷ Ú¿ÁÌ·Ù· ı· Â›Ó·È ÁÈ· Ù· ∆/∫Ú·ÙÔ‡ÌÂÓ· Ôχ ıÂÙÈο, Ì ÙÔÓ ·Ó¿ÏÔÁÔ ·ÓÙ›ÎÙ˘Ô ÛÙ· ·Î›ÓËÙ· ÛÙ˜ ÂχıÂÚ˜ ÂÚÈÔ¯¤˜ (ÔÈ ÔÏÈÙÈΤ˜ ÚÔÂÎÙ¿ÛÂȘ ÂÈϤÔÓ). ¢ËÌÔÛÈÔÁÚ·ÊÈΤ˜ ÏËÚÔÊÔڛ˜ ·Ó·Ê¤ÚÔ˘Ó fiÙÈ ÛÙËÓ ∆/∫Ú·ÙÔ‡ÌÂÓË ÂÚÈÔ¯‹ ˘¿Ú¯Ô˘Ó Á‡Úˆ ÛÙÔ˘˜ 8.700 ͤÓÔ˘˜ ·ÁÔÚ·ÛÙ¤˜ ·fi ÙÔ˘˜ ÔÔ›Ô˘˜ ÙÔ 92% ·ÔÙÂÏÔ‡Ó µÚÂÙ·ÓÔ› Î·È Â›Ó·È ÚÔÛÂÎÙfi fiÙÈ Ì¤¯ÚÈ ÙÔ ¤ÙÔ˜ 2006 ‰fiıËÎ·Ó ¿‰ÂȘ ·fi ÙÔ «∫Ú¿ÙÔ˜» Ó· ·ÁÔÚ¿ÛÔ˘Ó 2.560 ͤÓÔÈ, ÂÓÒ ÌÂÙ¿ ÂÎÎÚÂÌÔ‡Ó (̤¯ÚÈ Û‹ÌÂÚ·) ·ÎfiÌË 4.590 ¿‰ÂȘ, ‰ËÏ·‰‹ ÛÙ· ÙÂÏÂ˘Ù·›· ‰‡Ô ¯ÚfiÓÈ· ˘¿Ú¯Ô˘Ó ‰ÈÏ¿ÛȘ ˆÏ‹ÛÂȘ ·ÎÈÓ‹ÙˆÓ ÛÙ· ∆/∫Ú·ÙÔ‡ÌÂÓ· ÁÈ· fiÏ· Ù· ¯ÚfiÓÈ· Ù˘ ηÙÔ¯‹˜.

¶∞ƒ∞¡√ª√π ∫∆∏ª∞∆√ª∂™π∆∂™ •¤ÓÔÈ ·Ú¿ÓÔÌÔÈ ∫ÙËÌ·ÙÔÌÂÛ›Ù˜ Î·È ¿ÏÏÔÈ Ì ÔÏÈÙÈΤ˜ ‰È·Û˘Ó‰¤ÛÂȘ (›‰Â ÚfiÛÊ·ÙË ÚÔÛ¿ıÂÈ· Ù˘ µÔ˘Ï‹˜ ÁÈ· ¤ÁÎÚÈÛË ‰È·ÊÔÚÔÔ›ËÛ˘ ÙÔ˘ ÓfiÌÔ˘ ÂÚ› ∫ÙËÌ·ÙÔÌÂÛÈÙÒÓ, ÁÈ· Ó· ‚ÔϤ„ÂÈ ÔÚÈṲ̂ÓÔ˘˜ ͤÓÔ˘˜ ∫ÙËÌ·ÙÔÌÂÛ›Ù˜), Â›Ó·È ·Ú¿‰ÂÈÁÌ· ·ÓËÛ˘¯›·˜. ∏ ı¤ÛË Ù˘ ∂.∂., Â›Ó·È ·ÓÂÍ¿ÚÙËÙ· ÁÓÒÛˆÓ, ͤÓÔ˜ ÎÙËÌ·ÙÔÌÂÛ›Ù˘ Ù˘ ∂.∂. Ó· ÌÔÚ› Ó· ÂÚÁ·Ûı› ˆ˜ Ù¤ÙÔÈÔ˜ ÛÙËÓ ∫‡ÚÔ. ∆Ô Ì¤ÙÚÔ ·˘Ùfi ¤¯ÂÈ ‹‰Ë ˘ÈÔıÂÙËı› Ì ÙËÓ ÙÚÔÔÔ›ËÛË ÙÔ˘ ÓfiÌÔ˘ Û οÔÈÔ ‚·ıÌfi, ·ÏÏ¿ Ë ·‰˘Ó·Ì›· ÙÔ˘ ÓfiÌÔ˘ Î·È Ë ·‰Ú¿ÓÂÈ· Ù˘ ·ÛÙ˘ÓÔÌ›·˜ Ó· ΢ÓËÁ‹ÛÂÈ ÙÔ˘˜ ·Ú¿ÓÔÌÔ˘˜ ÎÙËÌ·ÙÔÌÂÛ›Ù˜ Â›Ó·È ¤Î‰ËÏË, ÂÊfiÛÔÓ ÔÈ ÙÂÏÂ˘Ù·›ÔÈ ‰È·ÊËÌ›˙Ô˘Ó ·Î›ÓËÙ· ÛÙ· ª.ª.∂. ø˜ ÂÎ ÙÔ‡ÙÔ˘ Ë ÚÔÛÙ·Û›· ÙÔ˘ ÎÔÈÓÔ‡ ÂÚÈÔÚ›˙ÂÙ·È Û ÂÈΛӉ˘Ó· Â›‰·.

¡∂√π ∂π¢√À™ "∆π∆§√π" √È ¯ÚÔÓÔ‚fiÚ˜ ‰È·‰Èηۛ˜ ÛÙËÓ ÂÍ·ÛÊ¿ÏÈÛË ¿‰ÂÈ·˜/¤Î‰ÔÛ˘ Ù›ÙÏˆÓ È‰ÈÔÎÙËÛ›·˜ Î·È Ë ÌË ÂÈÙ˘¯›· Ù˘ ÔÈÎÔ‰ÔÌÈ΋˜ ·ÌÓËÛÙ›·˜, ¤¯ÂÈ ÚÔηϤÛÂÈ ÙÔ Ó¤Ô Ê·ÈÓfiÌÂÓÔ ÌÂÙ·‚›‚·Û˘ ÌÔÓ¿‰ˆÓ ˘fi ÌÔÚÊ‹ ÌÂÚȉ›ˆÓ (ȉȷ›ÙÂÚ· ÛÙËÓ ÂÚÈÔ¯‹ ∞ÌÌÔ¯ÒÛÙÔ˘) Ô˘ ı· ÂÍÂÏȯı› Ì ̷ıËÌ·ÙÈ΋ ·ÎÚ›‚ÂÈ·, Û 3-5 ¯ÚfiÓÈ·, Û ¤Ó· ÙÂÚ¿ÛÙÈÔ È‰ÈÔÎÙËÛÈ·Îfi Î·È ÎÔÈÓˆÓÈÎfi Úfi‚ÏËÌ·.

∞¶√™Àƒ™∏ •∂¡√¢√Ã∂π∞∫ø¡ ∫§π¡ø¡ MÂÙ¿ ·fi 3 ‰È·ÊÔÚÂÙÈΤ˜ ·ÔÊ¿ÛÂȘ ÙÔ˘ ÀÔ˘ÚÁÈÎÔ‡ ™˘Ì‚Ô˘Ï›Ô˘, Ë ÙÂÏÂ˘Ù·›· ÚfiÙ·ÛË ÁÈ· ·ÓÂͤÏÂÁÎÙË ·fiÛ˘ÚÛË ÍÂÓÔ‰Ô¯ÂÈ·ÎÒÓ ÎÏÈÓÒÓ Î·È Ë ¯Ú‹ÛË ÙÔ˘ÚÈÛÙÈÎÒÓ ¤ÚÁˆÓ ÁÈ· ÔÈÎÈÛÙÈΤ˜ Î·È ¿ÏϘ ¯Ú‹ÛÂȘ, ı· ÚÔÛÂÏ·ÛÂÈ Î˘Ú›ˆ˜ ÙȘ ηχÙÂÚ˜ ÌÔÓ¿‰Â˜, ÂÓÒ ÔÈ ÌÈÎÚ¤˜ ÔÈÎÔÁÂÓÂȷΤ˜ ÂȯÂÈÚ‹ÛÂȘ ¯·ÌËÏ‹˜ ÔÈfiÙËÙ·˜ (Ô˘ ÙÔ Ì¤ÙÚÔ ·˘Ùfi ¤¯ÂÈ ˆ˜ ÛÙfi¯Ô) ‰ÂÓ ı· ÙÔ ˘ÈÔıÂÙ‹ÛÔ˘Ó, ÚÔηÏÒÓÙ·˜ Î·È Â‰Ò ·‡ÍËÛË Ù˘ ÚÔÛÊÔÚ¿˜ Î·È Ì›ˆÛË Ù˘ ÔÈfiÙËÙ·˜ ÙˆÓ ÙÔ˘ÚÈÛÙÈÎÒÓ ¤ÚÁˆÓ (Ì ٷ ·Ó¿ÏÔÁ· ·ÔÙÂϤÛÌ·Ù·). ∆· ÚfiÛÊ·Ù· ·Ú·‰Â›ÁÌ·Ù· Ù¤ÙÔÈˆÓ ÌÂÙ·ÙÚÔÒÓ ÛÙËÓ §ÂÌÂÛfi Î·È ¶·Ú·Ï›ÌÓÈ, Â›Ó·È ·Ú·‰Â›ÁÌ·Ù· ÚÔ˜ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ÚÔ‚ÏËÌ·ÙÈÛÌfi. ∂ΛÓÔ Ô˘ ı· ı¤Ï·Ì ӷ ÙÔÓ›ÛÔ˘ÌÂ Â›Ó·È fiÙÈ ˆ˜ ÌÚÔÛÙ¿ ÛÙ· Ì¿ÙÈ· ÙˆÓ ∞Ú¯ÒÓ ·Ê¤ıËÛ·Ó Ó· ÌÂÙ·ÙÚ·Ô‡Ó Á‡Úˆ ÛÙ˜ 38 ÙÔ˘ÚÈÛÙÈΤ˜ ÌÔÓ¿‰Â˜ ¯ˆÚ›˜ η̛· ¿‰ÂÈ· (ÔÈ Ï›ÛÙ˜) Î·È ·ÊÔ‡ ÔÈ ·Ú¿ÓÔÌÔÈ ·˘ÙÔ› ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ ‰È·Ê‹ÌÈ˙·Ó ηٿ ÎfiÚÔÓ ÛÙ· ª.ª.∂. Î·È Â› ÙfiÔ˘!

°∏¶∂¢∞ °∫√§º ∆Ș ÂÈÊ˘Ï¿ÍÂȘ Ì·˜ ÁÈ· Ù· ΛÓËÙÚ· ÁÈ· Ù· Á‹‰· ÁÎÔÏÊ ÙȘ ¤¯Ô˘Ì ˘Ô‚¿ÏÂÈ ÛÙÔ ÚÒÙÔ Ù‡¯Ô˜ ÙÔ˘ ‰Â›ÎÙË. ∂Ï›˙Ô˘Ì fiÙÈ Ù· ΛÓËÙÚ· ·˘Ù¿ Ó· ·Ó·ıˆÚËıÔ‡Ó Î·È ‚¿ÛÂÈ ÙˆÓ ÂÈÛËÁ‹ÛÂˆÓ Ì·˜. ∆Ô ∫Ú¿ÙÔ˜ Ì ٷ ΛÓËÙÚ· Ô˘ ˘¿Ú¯Ô˘Ó, ‰ÂÓ ı· ÂÙ‡¯ÂÈ ÙÔ˘˜ ÛÙfi¯Ô˘˜ ÙÔ˘ ÔÈÔÙÈÎÔ‡ ÙÔ˘ÚÈÛÌÔ‡, ·Ú¿ ÌfiÓÔ ÙËÓ ‰ËÌÈÔ˘ÚÁ›· ÌÈ·˜ Ó¤·˜ ÁÂÓ¿˜ ÂηÙÔÌÌ˘ÚÈÔ‡¯ˆÓ ÂȯÂÈÚËÌ·ÙÈÒÓ ·Ó¿Ù˘Í˘ ·ÎÈÓ‹ÙˆÓ. ∆·˘Ùfi¯ÚÔÓ· ı· ÚÔηϤÛÂÈ ·ı¤ÌÈÙÔ ·ÓÙ·ÁˆÓÈÛÌfi ÙˆÓ ˘ÊÈÛÙ¿ÌÂÓˆÓ ‰˘ÛÚ·ÁÔ‡ÓÙˆÓ ÍÂÓԉԯ›ˆÓ Ì·˜ Î·È ·ÛÊ·ÏÒ˜ ÙÔÓ ¿‰ÈÎÔ ·ÓÙ·ÁˆÓÈÛÌfi ÂȘ ‚¿ÚÔ˜ ÙˆÓ ÂηÙÔÓÙ¿‰ˆÓ ˘fiÏÔÈˆÓ ÂȯÂÈÚËÌ·ÙÈÒÓ ·Ó¿Ù˘Í˘, Ô˘ ‰ÂÓ ¤Ù˘¯·Ó ·˘ÙÔ‡ ÙÔ˘ ¢ÂÚÁÂÙ‹Ì·ÙÔ˜. ∞ÔÙ¤ÏÂÛÌ· ·˘ÙÒÓ Î·È ÙˆÓ ¿ÏÏˆÓ ·ÓËÛ˘¯ÈÒÓ Ì·˜, ı· Â›Ó·È Ë Èı·Ó‹ ·fiÎÙËÛË Ù˘ ∫‡ÚÔ˘ ηÎÔ‡ ÔÓfiÌ·ÙÔ˜, ˆ˜ ÌÈ· ÂÈΛӉ˘ÓË ·ÁÔÚ¿ ÛÙÔ ‰ÈÂıÓ¤˜ ÂÌfiÚÈÔ Ù˘ ÂÍÔ¯È΋˜ ηÙÔÈΛ·˜, Ì ٷ ·Ó¿ÏÔÁ· ·ÚÓËÙÈο ·ÔÙÂϤÛÌ·Ù·.

º.¶.∞ ∏ ÂÈ‚ÔÏ‹ ÙÔ˘ º.¶.∞. ÛÙȘ Ӥ˜ ÔÈÎÔ‰Ô̤˜ ›¯Â ˆ˜ ·ÔÙ¤ÏÂÛÌ· ÙËÓ ·‡ÍËÛË ÙÔ˘ ÎfiÛÙÔ˜ ·ÁÔÚ¿˜ ηٿ 7%-8% ÂÚ›Ô˘, Û ۯ¤ÛË Ì ÙȘ ÚÔ ÙÔ º.¶.∞. ÙÈ̤˜. ∞˘Ùfi ¤¯ÂÈ ‰˘ÛÎÔϤ„ÂÈ ·ÎfiÌË ÂÚÈÛÛfiÙÂÚÔ ÙÔ˘˜ ·ÁÔÚ·ÛÙ¤˜/ ÂÂÓ‰˘Ù¤˜, ¿ÓÎ·È Û ÂÚÈÙÒÛÂȘ ·ÁÔÚ¿˜/·Ó¤ÁÂÚÛ˘ Ù˘ ÚÒÙ˘ ηÙÔÈΛ·˜ (Ì ÙËÓ ·Ó¿ÏÔÁË ÂȯÔÚ‹ÁËÛË) ÙÔ ÎfiÛÙÔ˜ Û ٤ÙÔȘ ÂÚÈÙÒÛÂȘ ı· Â›Ó·È ÈÔ Î¿Ùˆ ·fi ÙËÓ ÚÔ º.¶.∞. ÂÔ¯‹. ∆Ô º.¶.∞. ÛÙ· ÔÈÎfi‰·/¯ˆÚ¿ÊÈ· ÌÂÙ¿ ÙÔÓ 7/2008 fï˜ ı· ¤¯ÂÈ ÛÔ‚·Úfi ·ÓÙ›ÎÙ˘Ô Ì ٷ ·Ó¿ÏÔÁ· ·ÚÓËÙÈο ·ÔÙÂϤÛÌ·Ù·, Ì ·Ó·ÌÂÓfiÌÂÓË ·‡ÍËÛË Ù˘ ˙‹ÙËÛ˘ ÁÈ· ÎÙ‹Ì·Ù· ·fi ·ÁÔÚ·ÛÙ¤˜, ȉȷ›ÙÂÚ· ·fi ÂȯÂÈÚË̷ٛ˜ ·Ó¿Ù˘Í˘ ηٿ ÙËÓ ÂÚ›Ô‰Ô Ì¤¯ÚÈ ÙÔÓ 6/2008. ¡· ÛËÌÂȈı› Â‰Ò fiÙÈ ‰ÂÓ ¤¯ÂÈ ÍÂηı·Ú›ÛÂÈ ·ÎfiÌË Ô˘ ı· ÂÈ‚ÏËı› ÙÔ º.¶.∞. Î·È ÁÈ· ÔÈÔ˘˜. ∞˘Ùfi Â›Ó·È Ôχ ÂÚ›ÂÚÁÔ ‰ÈfiÙÈ Ë ·ÁÔÚ¿ ÙÒÚ· ‚Ú›ÛÎÂÙ·È ÛÙÔ ÛÎÔÙ¿‰È ÁÈ· ¤Ó· ̤ÙÚÔ Ô˘ ı· ÂÊ·ÚÌÔÛı› Û 6 Ì‹Ó˜ ÂÚ›Ô˘.

Ã∏ª∞∆√¢√∆∏™∂π™ ã∞ÓÎ·È ˘¿Ú¯Ô˘Ó Ù· ‰Â‰Ô̤ӷ ÁÈ· ÂÈ‚Ú¿‰˘ÓÛË Ù˘ ˙‹ÙËÛ˘, Ù·˘Ùfi¯ÚÔÓ· ÔÈ ¯ÚËÌ·ÙÔ‰ÔÙÈÎÔ› ÔÚÁ·ÓÈÛÌÔ› ¤¯Ô˘Ó ÚÔÛʤÚÂÈ ÈÔ ÂÏ΢ÛÙÈÎÔ‡˜ fiÚÔ˘˜ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘ ÁÈ· ·ÁÔÚ¿ ÛÙ¤Á˘/ÂÂÓ‰‡ÛÂȘ Û ·Î›ÓËÙ· (Ì ÂÚ›Ô‰Ô ¯¿ÚÈÙÔ˜ ÁÈ· ۯ‰fiÓ ÔÏfiÎÏËÚË ÙËÓ ÂÚ›Ô‰Ô ·ÔÏËڈ̋˜, Ì ÏËڈ̋ ÌfiÓÔ ÙˆÓ ÙfiΈÓ, ÂÓÒ Ë ·ÛÊ·ÏÈÛÙÈ΋ Î¿Ï˘„Ë ˙ˆ‹˜ ‰ÂÓ Â›Ó·È ϤÔÓ 100% ··Ú·›ÙËÙË). ∞˘Ùfi ı· ÂÓı·ÚÚ‡ÓÂÈ ÙËÓ ·ÁÔÚ¿ ÙˆÓ ·ÎÈÓ‹ÙˆÓ. √È ¯ÚËÌ·ÙÔ‰ÔÙ‹ÛÂȘ ı· ÂÍ·ÚÙËıÔ‡Ó Î·È ·fi ÙÔ Â›Â‰Ô Ù˘ Ú¢ÛÙfiÙËÙ·˜ Ù˘ ·ÁÔÚ¿˜/ÙÚ·Â˙ÒÓ.

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ªÂ ÙËÓ ¤ÓÙ·ÍË Ù˘ ∫‡ÚÔ˘ ÛÙËÓ √.¡.∂. ·Ó·Ì¤ÓÂÙ·È fiÙÈ Ù· ÂηÙÔÌ̇ÚÈ· ηٷı¤ÛÂˆÓ Û ͤÓÔ˘˜ ÏÔÁ·ÚÈ·ÛÌÔ‡˜ ÛÙ˜ ∫˘ÚȷΤ˜ ÙÚ¿Â˙˜, ı· ÌÔÚÔ‡Ó ÔÈ ÙÚ¿Â˙˜ Ó· Ù· ·Ú·¯ˆÚÔ‡Ó ˆ˜ ‰¿ÓÂÈ· (οÙÈ ÙÔ ÔÔ›Ô ··ÁÔÚ¢fiÙ·Ó ÚÈÓ) Î·È ·˘Ùfi ı· ‚ÔËı‹ÛÂÈ. ∆·˘Ùfi¯ÚÔÓ· Ë ÈÔ Â‡ÎÔÏË ¯ÚËÌ·ÙÔ‰fiÙËÛË ·fi ÙÔ Â͈ÙÂÚÈÎfi, ı· ·˘Í‹ÛÂÈ ÙËÓ ·ÓÙ·ÁˆÓÈÛÙÈÎfiÙËÙ· Î·È ›Ûˆ˜ ÙËÓ ¯ÔÚ‹ÁËÛË ÙˆÓ ¯ÚËÌ·ÙÔ‰ÔÙ‹ÛˆÓ. √È Ó¤ÔÈ ÂÚÈÔÚÈÛÌÔ› Ù˘ ∫ÂÓÙÚÈ΋˜ ∆Ú¿Â˙·˜ ·Ó¤ÙÚ„·Ó ÙËÓ ÂÏ΢ÛÙÈÎfiÙËÙ· Ù˘ ¯ÚËÌ·ÙÔ‰fiÙËÛ˘, ȉȷ›ÙÂÚ· ÁÈ· ÙËÓ ·ÁÔÚ¿ ÂÍÔ¯È΋˜ ηÙÔÈΛ·˜ Ì ȉȷ›ÙÂÚË ÚÔÛÔ¯‹ ÁÈ· ÙÔ˘˜ ͤÓÔ˘˜. √È Ó¤ÔÈ ÂÚÈÔÚÈÛÌÔ› ¤‰ÂÈÍ·Ó Ù· ·ÔÙÂϤÛÌ·Ù· ÌÂÙ¿ ÙËÓ 31.12.07 fiÔ˘ ·Ú·ÙËÚ‹ıËΠοıÂÙË Ì›ˆÛË ·fi ͤÓÔ˘˜ ÏfiÁˆ ·˘ÙÔ‡ ÙÔ˘ ÂÚÈÔÚÈÛÌÔ‡.

∫ƒÀº∞ ∫∂º∞§∞π∞ ∆· ÎÚ˘Ê¿ ÎÂÊ¿Ï·È· Ù· ÔÔ›· ÙÒÚ· ¤¯Ô˘Ó ÂÈÛ¤ÏıÂÈ ÛÙËÓ ·ÁÔÚ¿, ·‡ÍËÛ·Ó ÙË ˙‹ÙËÛË ·fi ÂÂÓ‰˘Ù¤˜, ΢ڛˆ˜ fï˜ ÁÈ· ¯ˆÚ¿ÊÈ· Î·È ·Î›ÓËÙ· Ì ÂÈÛfi‰ËÌ· (Ì ·Ó·ÌÂÓfiÌÂÓË ·fi‰ÔÛË Á‡Úˆ ÛÙÔ 6%-7% Â› Ù˘ Â¤Ó‰˘Û˘). π‰ÈˆÙÈο Î·È ¿ÏÏ· ÎÂÊ¿Ï·È· Ù·Ì›ˆÓ ÚÔÓÔ›·˜ ÎÏ, ¤¯Ô˘Ó ÛÙÚ¤„ÂÈ ÙËÓ ÚÔÛÔ¯‹ ÙÔ˘˜ ÛÙËÓ ∞ÁÔÚ¿ Î·È ·˘Ùfi, Ì·˙› Ì ÙÔ˘˜ ηχÙÂÚÔ˘˜ ¯ÚËÌ·ÙÔ‰ÔÙÈÎÔ‡˜ fiÚÔ˘˜, ı· ·ÓÙÈÛÙ·ıÌ›ÛÔ˘Ó Û οÔÈÔ ‚·ıÌfi ÙËÓ ÂÈ‚Ú¿‰˘ÓÛË ÛÙË ˙‹ÙËÛË.

√π∫√¢√ªπ∫∏ ∞ª¡∏™∆π∞ ¢˘ÛÙ˘¯Ò˜ ·˘Ùfi ÙÔ oÚıfi ̤ÙÚÔ ‰ÂÓ ¤Ù˘¯Â Î·È Ë ¿Ô„Ë Ì·˜ ÁÈ· ÙËÓ ·ÔÙ˘¯›· Â›Ó·È fiÙÈ Ë ·ÌÓËÛÙ›· ·˘Ù‹ ¤Ï˘Â ÌfiÓÔ Û οÔÈÔ ‚·ıÌfi ÌfiÓÔ ÙȘ ÔÚÈṲ̂Ó˜ ·Ú·Ù˘›Â˜ Î·È ‰ÂÓ ¤‰È‰Â χÛÂȘ ÛÙËÓ ¤Î‰ÔÛË ÙÔ˘ ÈÛÙÔÔÈËÙÈÎÔ‡ ÙÂÏÈ΋˜ ¤ÁÎÚÈÛ˘ ÚÔ˜ ηٿıÂÛË ÛÙÔ ∫ÙËÌ·ÙÔÏfiÁÈÔ ÁÈ· ¤Î‰ÔÛË Ù›ÙÏˆÓ È‰ÈÔÎÙËÛ›·˜. ∏ ÌË Û‡Ó‰ÂÛË ÙˆÓ ‰‡Ô (·Ú·Ù˘›·/ ¤Î‰ÔÛË ÈÛÙÔÔÈËÙÈÎÔ‡ ÙÂÏÈ΋˜ ¤ÁÎÚÈÛ˘) ¤ÊÂÚ ÙÔ ·ÚÓËÙÈÎfi ·ÔÙ¤ÏÂÛÌ·. ∆Ô ı¤Ì· ı· Ú¤ÂÈ, ηٿ ÙËÓ ¿Ô„Ë Ì·˜, Ó· Â·Ó·ÌÂÏÂÙËı› Ì ÛÙfi¯Ô ÙËÓ Ù·˘Ùfi¯ÚÔÓË Î¿Ï˘„Ë ÙˆÓ ·Ú·Ù˘ÈÒÓ Î·È Ù˘ ¤Î‰ÔÛ˘ ÙÔ˘ ÈÛÙÔÔÈËÙÈÎÔ‡ ÙÂÏÈ΋˜ ¤ÁÎÚÈÛ˘/¿‰ÂÈ·˜ ‰È·›ÚÂÛ˘ ·fi ÙËÓ ∞ÚÌfi‰È· ∞Ú¯‹, ‰ÈfiÙÈ Â‰Ò Â›Ó·È ÙÔ Úfi‚ÏËÌ·, ÂÓÒ Ë ÌË Â›ÛÚ·ÍË ÙˆÓ ·Ó·ÌÂÓfiÌÂÓˆÓ í50 ÂÎ. ·fi ÙȘ ÌÂÙ·‚È‚¿ÛÂȘ Â›Ó·È ÚÔÛÂÎÙ‹, fiˆ˜ Â›Ó·È Ù· ÎÔÈÓˆÓÈο/·ÓıÚÒÈÓ· ÚÔ‚Ï‹Ì·Ù· Ô˘ ‰ËÌÈÔ˘ÚÁÔ‡Ó, ϤÔÓ Ë ·‡ÍËÛË ÙÔ˘ ÎÈÓ‰‡ÓÔ˘ ÁÈ· ÙÔ˘˜ ¯ÚËÌ·ÙÔ‰fiÙ˜. ∏ ÔÈÎÔ‰ÔÌÈ΋ ·ÌÓËÛÙ›· ı· Ú¤ÂÈ Ó· Â›Ó·È Û˘Ó¯‹˜, Ô‡Ùˆ˜ ÒÛÙÂ Î·È ÛÙÔ Ì¤ÏÏÔÓ Ù˘¯fiÓ ÌÈÎÚÔ·Ú·ÓƠ̂˜/·Ú·Ù˘›Â˜, Ó· ¤¯Ô˘Ó ‰È¤ÍÔ‰Ô Î¿Ï˘„˘ ÚÔ˜ fiÊÂÏÔ˜ ÙˆÓ ÔÏÈÙÒÓ/·ÁÔÚ·ÛÙÒÓ.

√π∫√¡√ªπ∫∞ ∂π™π∆∏ƒπ∞ ∞∂ƒ√°ƒ∞ªªø¡ ∏ ˙‹ÙËÛË ÁÈ· ͤÓÔ˘˜ ı· ÂÍ·ÚÙËı› Î·È Û ·ÚÎÂÙfi ‚·ıÌfi ·fi ÙËÓ ˘ÈÔı¤ÙËÛË Û‡Ó‰ÂÛ˘ ÌÂٷ͇ ÙˆÓ ∂˘Úˆ·˚ÎÒÓ ¯ˆÚÒÓ Ì ÙËÓ ∫‡ÚÔ, Ì ·ÂÚÔÔÚÈΤ˜ ·ÂÚÔÁÚ·Ì̤˜ ¯·ÌËÏÔ‡ ÎfiÛÙÔ˘˜ fiˆ˜ Easyjet, Monarc ÎÏ. ∏ ÚfiÛÊ·ÙË ·Ó·ÎÔ›ÓˆÛË Ù˘ ÂÙ·ÈÚ›·˜ Monarc Î·È Easyjet Î·È ¿ÏÏˆÓ Ô˘ ı· ÂÚÈÏ¿‚ÂÈ ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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ÙËÓ ∫‡ÚÔ ÛÙ· ÚÔÁÚ¿ÌÌ·Ù· Ù˘ ÙÔ ¤ÙÔ˜ 2007/2008, ı· Ú¤ÂÈ Ó· ÚÔÛ¯ı›. √È ÂÌÂÈڛ˜ ·ÚfiÌÔÈˆÓ ÎÚ·ÙÒÓ, ‹ÙÔ fiÙÈ ·˘Í‹ıËÎÂ Ë ˙‹ÙËÛË ·ÎÈÓ‹ÙˆÓ ·fi ͤÓÔ˘˜ (Ô˘ ÔÈ ÛÙ·ÙÈÛÙÈΤ˜ ‰Â›¯ÓÔ˘Ó ÌÈ· ÈÛÔ‰‡Ó·ÌË ·‡ÍËÛË Ù˘ ·Í›·˜ ·ÎÈÓ‹ÙˆÓ Á‡Úˆ ÛÙÔ 30%) ÏfiÁˆ ÙÔ˘ ÈÔ ÚÔÛÈÙÔ‡ ÎfiÛÙÔ˘˜ ÂÈÛÈÙËÚ›ˆÓ, ·ÏÏ¿ Ë ÔÈfiÙËÙ· ÙˆÓ Í¤ÓˆÓ ·ÁÔÚ·ÛÙÒÓ Î·È ÙÔ˘ÚÈÛÙÒÓ ¤¯ÂÈ ÌÂȈı›. ∞Ó ·˘Ùfi Â·ÏÂÈÊı› ÛÙËÓ ∫‡ÚÔ, ı· ˘¿Ú¯Ô˘Ó ÚfiÛıÂÙ˜ ·ÚÓËÙÈΤ˜ ÂÈÙÒÛÂȘ ·fi ÙÔ˘˜ ÈÔ Â‡ÔÚÔ˘˜ Î·È Û ÌÂÁ·Ï‡ÙÂÚË ËÏÈΛ· ÂÈÛΤÙ˜, Ô˘ Èı·ÓÒ˜ Ó· ÌÂÈÒÛÔ˘Ó ÙȘ ÂÈÛΤ„ÂȘ ÙÔ˘˜ ÏfiÁˆ Ù˘ ÌÂȈ̤Ó˘ ÔÈfiÙËÙ·˜ ÙˆÓ ¿ÏÏˆÓ ÂÈÛÎÂÙÒÓ, Ì ÙȘ ·Ó¿ÏÔÁ˜ ·Ó·Î·Ù·Ù¿ÍÂȘ ÛÙËÓ ·ÁÔÚ¿ ÙˆÓ ·ÎÈÓ‹ÙˆÓ (ÂÚÈÛÛfiÙÂÚË ˙‹ÙËÛË ÁÈ· ÊıËÓ¤˜ ÌÔÓ¿‰Â˜ Î·È ÏÈÁfiÙÂÚÔ ÁÈ· ÙȘ ÈÔ ·ÎÚÈ‚¤˜). ™Â ÚfiÛÊ·ÙË ¤Ú¢ӷ ÛÙÔ ∏.µ., ÙÔ 37%-40% ‰‹ÏˆÛ fiÙÈ ·ÁÔÚ¿˙Ô˘Ó Û ͤÓ˜ ¯ÒÚ˜ ÁÈ· ÛÎÔÔ‡˜ Â¤Ó‰˘Û˘, ÂÓÒ Ù· ÙÂÏÂ˘Ù·›· 3 ¯ÚfiÓÈ· ·fi ÙÔ˘˜ 250.000 µÚÂÙ·ÓÔ‡˜ Ô˘ ‰‹ÏˆÛ·Ó fiÙÈ Â›¯·Ó ÂÍÔ¯È΋ ηÙÔÈΛ· ÂÎÙfi˜ ÙÔ˘ ∏.µ., Ô ·ÚÈıÌfi˜ ·˘Ùfi˜ ·˘Í‹ıËΠ۠800.000. ∂ΛÓÔ Ô˘ Â›Ó·È Û‹ÌÂÚ· ÂÓı·ÚÚ˘ÓÙÈÎfi ÁÈ· ÙËÓ ∫‡ÚÔ Â›Ó·È fiÙÈ, ÂÓÒ Ô ·ÚÈıÌfi˜ ÙˆÓ ÙÔ˘ÚÈÛÙÒÓ ¤¯ÂÈ ·Ú·Ì›ÓÂÈ ·ÚfiÌÔÈÔ˜, Ù· ¤ÛÔ‰· ·˘Í‹ıËÎ·Ó Î·Ù¿ ÂÚ›Ô˘ 3%. ∞˘Ùfi ‰Â›¯ÓÂÈ ÌÈ· ·˘ÍËÙÈ΋ ÔÈÔÙÈ΋ ÔÚ›·, Ô˘ Ì ٷ ·Ó·ÌÂÓfiÌÂÓ· ¤ÚÁ· ˘Ô‰ÔÌ‹˜ (ª·Ú›Ó˜, Á‹‰· ÁÎÔÏÊ, Ó¤· ·ÂÚÔ‰ÚfiÌÈ· ÎÏ) ·Ó·Ì¤ÓÔ˘Ì fiÙÈ ı· Û˘Ó¯›ÛÂÈ, ·ÓÂÍ¿ÚÙËÙ· ÙˆÓ ÈÔ ¿Óˆ Ì·˜ ÂÈÊ˘Ï¿ÍˆÓ.

∂¡∂ƒ°∂π∞∫∏ ∞¶√¢√™∏ ∫∆πƒπø¡ ª¤Û· ÛÙ· ÚfiÛıÂÙ· ÎfiÛÙ· ·ÁÔÚ¿˜/·fiÎÙËÛ˘ ÛÙ¤Á˘, ı· Ú¤ÂÈ Ó· ÏËÊı› ˘fi„Ë Î·È Ë ·‡ÍËÛË ÙÔ˘ ÎfiÛÙÔ˘˜ Ô˘ ı· ÚÔ¤ÏıÂÈ ·fi ÙËÓ Ó¤· Ô‰ËÁ›· Ù˘ ∂. ã∂ÓˆÛ˘ ÁÈ· ÎÙ›ÚÈ· Ô˘ ı· Ú¤ÂÈ Ó· Û˘Ó¿‰Ô˘Ó Ì ÂÏ¿¯ÈÛÙË ÂÓÂÚÁÂȷ΋ ·fi‰ÔÛË ÂÓfi˜ ÎÙÈÚ›Ô˘. ã√ˆ˜ ÏËÚÔÊÔÚËı‹Î·Ì ÙȘ ·fi„ÂȘ ‰È¿ÊÔÚˆÓ ÂȉÈÎÒÓ, fiˆ˜ ·˘Ù¤˜ ‰ËÌÔÛȇıËÎ·Ó ÛÙÔÓ Ù‡Ô, fiÙÈ Ù· Ó¤· ·˘Ù¿ ÎÙ›ÚÈ· ı· ¤¯Ô˘Ó ÌÈ· ÂÏ¿¯ÈÛÙË ··›ÙËÛË ÂÓ¤ÚÁÂÈ·˜ Î·È ·˘Ùfi ·ÛÊ·ÏÒ˜ Î·È ı· ÌÂÈÒÛÂÈ ÙÔ ÎfiÛÙÔ˜ Û˘ÓÙ‹ÚËÛ˘/ÏÂÈÙÔ˘ÚÁ›·˜, ·ÏÏ¿ ı· ·˘Í‹ÛÂÈ ÙÔ ÎfiÛÙÔ˜ ηٷÛ΢‹˜/·ÁÔÚ¿˜ Û Â›‰· Á‡Úˆ ÛÙÔ 5%-7%. ã∂ÙÛÈ, ÛÙËÓ ·Ï‹ ÂÚ›ÙˆÛË ÂÓfi˜ ‰È·ÌÂÚ›ÛÌ·ÙÔ˜ ÙˆÓ 2 ˘ÓÔ‰ˆÌ·Ù›ˆÓ, ÙÔ ÚfiÛıÂÙÔ ÎfiÛÙÔ˜ ·Ó·Ì¤ÓÂÙ·È Ó· ·Ó¤ÏıÂÈ Û +-í35/Ù.Ì. ‹ Á‡Úˆ ÛÙȘ í3.500 ϤÔÓ º.¶.∞. Î·È ¿ÏÏ· = +-í4.200/‰È·Ì¤ÚÈÛÌ·. ã∞ÓÎ·È Ô ÓfiÌÔ˜ ·Ó·Ê¤ÚÂÙ·È Û ÎÙ›ÚÈ· ÌÂÁ¤ıÔ˘˜ ¤Ú·Ó ÙˆÓ 1.000 Ù.Ì., ‰È¢ÎÚÈÓ›˙ÂÙ·È fiÙÈ ·ÊÔÚ¿ Î·È ÂÈ̤ÚÔ˘˜ ÌÔÓ¿‰Â˜ Ô˘ ÛÙÔ Û‡ÓÔÏÔ ÙÔ˘˜ ÍÂÂÚÓÔ‡Ó Ù· 1.000 Ù.Ì. (.¯. ÌÈ· ÔÏ˘Î·ÙÔÈΛ·). ¶ÚfiÛıÂÙ· ÙÔ Ó¤Ô ·˘Ùfi ̤ÙÚÔ ı· ·˘Í‹ÛÂÈ ÙËÓ Î·ı˘ÛÙ¤ÚËÛË ÛÙËÓ ¤Î‰ÔÛË ·‰ÂÈÒÓ ÔÈÎÔ‰ÔÌ‹˜, ‰ÈfiÙÈ ı· ˘¿Ú¯ÂÈ ÙÒÚ· ÌÈ· ÚfiÛıÂÙË ∞Ú¯‹ Ô˘ ı· ÌÂÏÂÙ¿ ÙËÓ ·›ÙËÛË Î·È ÌÂÙ¿ ÙÔÓ ¤ÏÂÁ¯Ô ÛÙÔ ÛÙ¿‰ÈÔ Ù˘ ¤Î‰ÔÛ˘ ÙÔ˘ ÙÂÏÈÎÔ‡ ÈÛÙÔÔÈËÙÈÎÔ‡ ÙÂÏÈ΋˜ ¤ÁÎÚÈÛ˘. ∆Ô Ì¤ÙÚÔ ·˘Ùfi ÈÛ¯‡ÂÈ ÁÈ· ÎÙ›ÚÈ· ÁÈ· Ù· ÔÔ›· ¤ÁÈÓ ˘Ô‚ÔÏ‹ ÁÈ· ÂÍ·ÛÊ¿ÏÈÛË ÔÏÂÔ‰ÔÌÈ΋˜ ¿‰ÂÈ·˜ ÌÂÙ¿ ÙËÓ 21.12.07.

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¢π∂£¡∂π™ ∆∞™∂π™ ∫∞π ∏ ∫À¶ƒ√™ ∏ ∫‡ÚÔ˜ ‰ÂÓ Â›Ó·È ÌfiÓË Ù˘ ÛÙÔÓ ÙÔ̤· ÙˆÓ Ú·Á‰·›ˆÓ ·˘Í‹ÛÂˆÓ ÙˆÓ ÙÈÌÒÓ ÙˆÓ ·ÎÈÓ‹ÙˆÓ. ∆Ô‡ÙÔ Â›Ó·È ÏÔÁÈÎfi, ‰ÈfiÙÈ ÔÈ ÏfiÁÔÈ Ù˘ ÛÙÚÔÊ‹˜ ÙˆÓ ÂÂÓ‰˘ÙÒÓ Û ÚÒÙÔ ‚·ıÌfi ÛÙ· ·Î›ÓËÙ·, Â›Ó·È ÔÈ ›‰ÈÔÈ, ‰ËÏ·‰‹ ÔÈ ¯·ÌËÏÔ› ÙfiÎÔÈ Î·Ù¿ıÂÛ˘ Î·È Ë fi¯È Ôχ ηϋ ·fi‰ÔÛË ÙÔ˘ ¯ÚËÌ·ÙÈÛÙËÚ›Ô˘. √È ·˘Í‹ÛÂȘ ÙˆÓ ÙÈÌÒÓ Î·Ù¿ ÙËÓ ÂÚ›Ô‰Ô 2000-2006 ÛÙËÓ ∫‡ÚÔ, Â›Ó·È ·ÚfiÌÔȘ Ì ÙȘ Ï›ÛÙ˜ fiÛ˜ ∂˘Úˆ·˚Τ˜ ¯ÒÚ˜, ÂÓÒ ·fi ÙÔ 2007 Ô ÙÔ̤·, ÙˆÓ ÙÈÌÒÓ ÛÙËÓ ∫‡ÚÔ ˘‹Ú¯·Ó ·‡ÍËÛË Û ۇÁÎÚÈÛË Ì ¿ÏϘ ∂˘Úˆ·˚Τ˜ ¯ÒÚ˜, ÂȉÈο ÙˆÓ ÂÍÔ¯ÈÎÒÓ Î·ÙÔÈÎÈÒÓ ÁÈ· ÙÔ˘˜ ͤÓÔ˘˜ ·ÁÔÚ·ÛÙ¤˜.

Cyprus Although there is no official house price index, indications are that house prices rebounded strongly from a dip in growth in winter 2005/6 to surge into double figures in the autumn of 2007, one of the highest rates of increase in Europe. Domestic demand is strong on the back of a surging economy and inward migration. Another key driver is heightened interest in second homes from outside the traditional source of demand in the UK. Russian and other purchasers are said to be becoming more prevalent and are currently less affected by borrowing constraints than western Europeans. Housebuilding is booming with the country now having the highest housebuilding rate per 1,000 population in the EU. Market prospects look good but overseas’ interest in second home purchase may prove fickle and any slowing of the UK economy, in particular, will affect demand. There is also a surge of new supply coming on stream, which may dampen prices.

Overview The housing market has enjoyed the same buoyant conditions as other Mediterranean locations reliant on tourism. When Cyprus joined the EU a few years ago, a further boost was given to both the economy and the housing market. Although there is no house price index, indications are that house prices have been rising in double digits annually and have doubled over the past five years and housebuilding has been strong. In fact, the country has one of the highest housebuilding rates in the EU. Much of the growth has been stimulated by high inward migration, especially of people from the UK attracted by the climate, cheap lifestyle, good public facilities and widespread use of English. With a good economic growth forecast to continue, continued population growth and accession to the eurozone on-stream for 2008, prospects for the housing market remain buoyant. However, the new supply coming on stream is helping to moderate price growth. ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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Housing system General housing standards are high. Space standards are some of the best in the EU and much of the stock is modern and well-provisioned. Over half of all dwellings have been built since 1980. Owner occupation is high at 68% and many houses are owned outright. Another 14% are conventionally rented in the private sector. However, the tenure structure is complicated by the aftermath of the division of the island into the Greek and Turkish areas, which has led to a variety of other atypical categories, such as refugee estate, a Turkish Cypriot house, and self-help schemes aimed at refugees. These other categories depress the percentage shares of the more conventional tenures. * This chapter refers only to the Government Controlled part of the island.

Note: Five year old properties usually sell at a 12% discount to new ones and 15 year old ones a 30% discount. Source: CP Pavlides New 2-bed flats, Nicosia

Stamp duty and transfer taxes are levied on purchases, capital gains are taxed at the time of sale and there is also an annual property tax. There is a policy emphasis on promoting owner occupation amongst the Cypriot population. To this end the government offers a variety of schemes aimed at low to middle income families. They provide tax benefits, subsidised prices and low interest loans. There are also programmes to improve the housing conditions of those 12,000 or so households still living on refugee estates.

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Housebuilding The country has one of the highest housebuilding rates in the EU. Over 6% of GDP is devoted to housing investment annually, significantly more than the EU average. The rate of housebuilding dipped in the late 1990s and early 2000s but then rapidly accelerated to almost 11,000 units in 2004, over two and a quarter times the 2000 level. Properties are being sold off plan and new developers are entering the buoyant market. Housing investment - which includes renovations and extensions as well as new build - dipped in 2005. Building permits were up 4% in the first 10 months of 2006, indicating that housing output will again be strong in 2007. The high rate of building has put pressure on construction costs for a number of years. For example, they rose by 15% altogether in the three years up to the autumn of 2006.

Macroeconomic influences GDP per capita is 10% less than the EU average but consistently good growth rates mean that the standard of living is gradually catching up with the EU average. Since 2004, growth has been around 4% a year. It had slowed in the couple of years prior to that, following a slow down in the tourist industry, but clearly recovered quickly.After a brief surge in 2003, inflation has been back on track over the past few years. This, combined with the health of the economy and public finances, means that the country is expected to join the euro zone in 2008. It will be interesting to see whether the advent of the euro changes the profile of foreign residents and investors in the housing market away from the current emphasis on the British. The level of participation in the labour market is quite high and employment growth strong, meaning that households can generally afford to buy a home and possibly invest in housing to rent as well 40% of the 300,000 dwellings are detached, another 30% are semis, 20% are flats and a further 10% are in mixed-used buildings. The stock of housing has been growing fast with a 26% increase between 1992 and 2001. 16% of households are 1 person, 27% are 2 person and the other 57% are 3 or more persons.2 So, household sizes are typically much higher than in northern Europe. Average recorded housing costs as a percentage of household income are the second lowest in the EU after Malta. They are only 13% of household consumption, compared to the highest cost country, Denmark, where they are 30%. (These estimates include imputed rental income for owner occupied dwellings.) Rental levels have been rising at 3-4% in recent years, roughly at the general rate of price inflation. Rental dwellings are quite ¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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spacious at 116 sq. m. on average with an annual rent of x6,800.3 New 2 bedroom apartments could be rented for x6,500, on average, in 2005.4 Roughly, 10% of the population are non-Cypriot residents, according to the 2001 census, and the share has risen somewhat since then. A quarter of them are Greek nationals. British people make up almost of fifth of the foreign residents, followed by smaller numbers of Russians and people from Sri Lanka and handfuls of other nationalities. Foreign residents enjoy a special low tax rate. The British are the stalwarts of the retirement and second-home markets. Apartments used primarily as tourist accommodation has been on the decline. They fell by 10% in the decade prior to 2001, as holiday makers increasingly prefer full-service hotel accommodation or to own their own second home, which they, of course, may rent out for all or part of the season. Second homes numbered around 40,000 in 2001, after major expansion in the 1990s. TENURES

Owner occupied Rented Free Refugee estate Self-help housing scheme on government plot Turkish Cypriot house

% 68 14 6 6 4 2

Source: 2001 Census 2 2001 Census. 3 Housing Statistics of the EU 2005/6. 4 Pavlides Chartered Surveyors Research Report. [email protected]

The mortgage market should get a considerable boost after the country joins the euro. Interest rates have fallen over the past five years but they generally remain higher than in the euro area. There is also likely tobe more competition from foreign banks as has been seen in other euro zone countries, like Italy.

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The current low level of mortgage use will attract firms skilled at providing mortgages and a variety of sophisticated financial packages. The prognosis is therefore for lower interest rates and a wider variety of mortgage products after the expected adoption of the euro at the beginning of 2008. Programmes are underway under the EU Lisbon Strategy to modernise the economy and further liberalise its market orientation. These measures should help to ensure sustained growth in the future. With such a high level of foreign interest in housing in Cyprus, the housing market is not only affected by the performance of the local economy but also by that of the countries where most investors come from.

Source: European Housing review-2008 -Rics

Source: IQS/Paris

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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2007 CURRENT MARKET RENTS Average rent per month given in the local currency of each place Country

City

Flats 3-bedroom 2-bedroom 1-bedroom

Nondetached house

Detached

Currency

house

European Union Austria Belgium Bulgaria Cyprus Czech Rep. Denmark Estonia Finland France Germany

Greece Hungary Ireland Italy Latvia Lithuania Malta Netherlands Poland Portugal Romania

58

Vienna Belgium Sofia

1,450 1,150 2,150 1,100 Nicosia 400 690 Prague 40,400 1,400 Copenhagen 14,300 1,900 Tallinn 16,900 1,100 Helsinki 1,450 Paris 2,200 Lyon 1,050 Berlin 1,150 Bonn 1,030 Hamburg 1,400 Karlsruhe 890 Munich 1,400 Athens 1,650 Budapest 420,000 1,700 Dublin 1,800 Rome 2,200 Varese 910 Riga 1,000 1,450 Vilnius 3,400 990 Valetta 340 790 The Hague 1,900 Warsaw 6,000 1,600 Lisbon 1,050 Bucharest 4,500

1,050 920 1,300 660 340 580 29,200 1,000 9,600 1,300 12,500 800 1,080 1,650 850 840 750 1,050 700 1,000 1,000 252,000 1,050 1,450 1,600 730 750 1,100 2,550 740 230 540 1,400 4,350 1,150 820 3,600

820 680 840 430 270 460 20,000 700 6,400 860 8,550 550 840 960 560 640 580 750 550 790 760 140,000 570 1,120 1,250 580 550 790 1,750 510 150 350 1,000 2,350 630 610 2,000

1,700 1,230 590 1,000 41,100 1,450 16,500 2,200 19,700 1,250 1,850 2,100 1,100 1,250 1,100 1,450 1,080 1,500 1,900 421,500 1,700 1,700 1,900 1,300 1,250 1,800 4,550 1,300 440 1,050 1,950 6,900 1,850 1,350 -

2,800 1,800 2,950 1,500 950 1,650 63,800 2,200 20,800 2,800 26,200 1,650 2,300 2,900 1,550 1,850 1,600 2,000 1,550 2,150 2,800 697,000 2,850 2,100 2,500 1,950 1,900 2,750 7,300 2,100 740 1,700 2,650 10,200 2,700 1,900 8,250

EUR EUR BGN EUR CYP EUR CZK EUR DKK EUR EEK EUR EUR EUR EUR EUR EUR EUR EUR EUR EUR HUF EUR EUR EUR EUR LVL EUR LTL EUR MTL EUR EUR PLN EUR EUR RON

1,450

1,150

640

-

2,650

EUR

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Flats 3-bedroom 2-bedroom 1-bedroom

Nondetached house

Detached

Currency

house

Europe (other) Iceland

Reykjavik

127,500

105,000

77,800

150,000

185,000

ISK

1,500

1,250

930

1,800

2,200

EUR

16,300

12,900

9,550

17,100

23,900

NOK

2,050

1,600

1,200

2,150

3,000

EUR

2,400

1,950

1,500

3,200

3,700

CHF

1,450

1,200

910

1,950

2,250

EUR

Ottava

2,300

1,550

1,200

2,200

2,900

CAD

Montreal

2,800

1,750

1,200

3,350

4,900

CAD

Norway

Oslo

Switzerland

Bern

America Canada Mexico

Mexico

19,000

13,200

9,950

21,700

24,900

MXN

USA

Washington

2,800

2,200

1,650

3,000

3,500

USD

New York

6,300

4,050

2,900

3,050

4,250

USD

Tokyo

874,500

627,000

451,000

South Korea Seoul

4,450

2,850

1,950

Asia Japan

875,000 1,240,000 4,900

8,850

JPY KRW (/100)

NOTES: The above figures have been rounded. Dwelling size per category varies slightly by country (see table on surface of dwellings).

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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COMPARISON OF AVERAGE RENT LEVELS FOR FLATS (Brussels=100)

European Union

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422

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400

Europe (other)

America

Asia

Note: Exchange rates of 1/7/2007

¢Â›ÎÙ˘ ∆ÈÌÒÓ ∞ÁÔÚ¿˜ ∞ÎÈÓ‹ÙˆÓ

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European Union

TREND OF RENTS 2006/2005 Country

City

Austria Belgium Bulgaria Cyprus Czech Rep. Denmark Estonia Finland France

Vienna Belgium Sofia Nicosia Prague Copenhagen Tallinn Helsinki Paris Lyon Berlin Bonn Hamburg Karlsruhe Munich Athens Budapest Dublin Rome

Germany

Asia

America

Europe (other)

Greece Hungary Ireland Italy Varese Latvia Lithuania Malta Netherlands Poland Portugal Romania Slovakia Slovenia Spain Sweden UK

Iceland Norway Switzerland Turkey Canada Mexico USA Japan South Korea

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Average development of rents for flats and houses Flats (annual trend) ▲ ▲ ▼ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▼ ▲ ▲

Riga Vilnius Valetta The Hague Warsaw Lisbon Bucharest Bratislava Ljublijana Madrid Stockholm London Oxford Reading

▲

Reykjavik Oslo Bern Geneva Ankara

▲

Ottava Montreal Mexico Washington New York

▲

Tokyo Seoul

▲

▲ ▲ ▼ ▲ ▼ ▲ ▼ ▲ ▲ ▲ ▲ ▲

▲ ▲ ▼

▼ ▲ ▲ ▲

Houses (annual trend)

+1% +2% -1% +4% +14% +5% +14% +5% +4% +2% +2% 0% +7% +4% +8% +7% -7% +11% 0% +1% +12% +12% +11% -2% +7% -3% +21% 0% -1% +6% +6% +12% +2% +4%

▲

+8% +5% 0% +3% -6%

▲

+3% -3% 0% +12% +9%

▲

+7% 0%

▲

▼ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▼ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▲ ▼ ▲ ▲ ▼ ▲ ▲ ▲ ▲ ▲

▲ ▼ ▼ ▼

▲ ▲ ▲ ▼

▲

+7% 0% -10% +2% +15% +6% +9% +2% -2% +3% +7% +2% +4% +6% +1% +6% -21% +12% +1% +2% +11% +10% +5% +4% +8% -1% +33% +2% -3% +8% -3% +17% +1% +2% +8% +9% -2% -1% -14% +6% +3% +1% +7% -1% +5% +13%

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SURFACE OF DWELLINGS Typical dwelling sizes by category in each surveyed city (in m2) Country

City

Flats

Austria Belgium Bulgaria Cyprus Czech Rep. Denmark Estonia Finland France

Vienna Brussels Sofia Nicosia Prague Copenhagen Tallinn Helsinki Paris Lyon Germany Berlin Bonn Hamburg Karlsruhe Munich Greece Athens Hungary Budapest Ireland Dublin Italy Rome Varese Latvia Riga Lithuania Vilnius Malta Valetta Netherlands The Hagua Poland Warsaw Portugal Lisdon Romania Bucharest Slovakia Bratislava Slovakia Ljubljana Spain Madrid Sweden Stockholm UK London Oxford Reading

110-130 110-130 140-160 110-130 110-130 110-130 80-100 80-100 110-130 110-130 110-130 110-130 110-130 110-130 110-130 140-160 110-130 110-130 110-130 110-130 110-130 80-100 110-130 110-130 110-130 140-160 110-130 110-130 110-130 110-130 110-130 80-100 80-100 80-100

80-100 80-100 80-100 80-100 80-100 60-80 60-80 60-80 80-100 80-100 80-100 80-100 80-100 80-100 80-100 80-100 60-80 60-80 80-100 80-100 80-100 60-80 80-100 80-100 80-100 80-100 80-100 80-100 80-100 60-80 80-100 60-80 60-80 60-80

60-80 60-80 60-80 60-80 60-80 40-60 40-60 40-60 40-60 40-60 60-80 60-80 60-80 60-80 60-80 60-80 40-60 40-60 60-80 60-80 60-80 40-60 40-60 60-80 40-60 60-80 40-60 60-80 40-60 40-60 60-80 40-60 40-60 40-60

110-130 110-130 140-160 110-130 110-130 110-130 110-130 110-130 110-130 110-130 110-130 110-130 110-130 110-130 140-160 140-160 80-100 110-130 110-130 140-160 110-130 110-130 110-130 110-130 140-160 110-130 110-130 140-160 110-130 80-100 80-100 80-100

150-180 150-180 190-220 190-220 150-180 150-180 150-180 150-180 150-180 150-180 150-180 150-180 150-180 150-180 150-180 190-220 190-220 110-140 190-220 190-220 190-220 150-180 190-220 190-220 150-180 150-180 150-180 150-180 190-220 150-180 110-140 110-140 110-140

Iceland Reykjavik Norway Oslo Switzerland Bern Geneva Turkey Ankara

80-100 110-130 110-130 110-130 140-160

60-80 80-100 80-100 80-100 80-100

40-60 60-80 60-80 60-80 60-80

140-160 140-160 110-130 110-130 140-160

190-220 190-220 150-180 150-180 190-220

Canada

140-160 140-160 140-160 110-130 140-160

80-100 80-100 80-100 80-100 80-100

60-80 60-80 60-80 60-80 60-80

140-160 140-160 140-160 110-130 140-160

190-220 190-220 190-220 190-220 190-220

110-130 110-130

80-100 80-100

60-80 60-80

110-130 110-130

150-180 190-220

Asia

America

European Union

2-bedroom 1-bedroom

Detached house

Europe (other)

3-bedroom

Nondetached house

Mexico USA

Ottawa Montreal Mexico Washington New York

Japan Tokyo South Korea Seoul

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European Development Market

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European City Risk

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European Investment Market Prospects

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Industrial Distribution propertybuy/hold/sell Recommendations by City City

Buy

Hold

Sell

Istanbul

76.90

20.50

2.60

Moscow

64.30

26.20

9.50

Warsaw

52.60

31.60

15.80

Hamburg

51.00

38.80

10.20

Prague

47.20

33.30

19.40

Budapest

45.50

42.40

12.10

Munich

44.00

44.00

12.00

Frankfurt

39.60

43.40

17.00

Lyon

39.50

53.50

7.00

Milan

39.50

46.50

14.00

Helsinki

38.70

54.80

6.50

Madrid

38.00

50.70

11.30

Athens

37.00

37.00

25.90

Barcelona

36.60

46.50

16.90

Lisbon

33.30

50.00

16.70

Berlin

31.60

49.10

19.30

Paris

28.60

46.00

25.40

Vienna

27.60

58.60

13.80

Copenhagen

27.60

62.10

10.30

Zurich

27.60

62.10

10.30

Amsterdam

26.70

56.70

16.70

Stockholm

25.00

63.90

11.10

London

22.60

58.10

19.40

Edinburgh

15.60

62.50

21.90

Dublin

11.50

65.40

23.10

Rome

10.30

61.50

28.20

Brussels

9.10

69.70

21.20

The above shows the tendency among buyers to either buy Industrial assets or sell or hold onto, as a % of 100% Source: Emerging Trends in Real Estate Europe-2008-Pwc

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Property Yields City

Moscow

2007 Q3 - %

2006 Q3 - %

Year-over-Year Change - %

8.00

10.00

-2.00

Istanbul

8.00

9.50

-1.50

Athens

6.80

7.00

-0.20

Budapest

6.00

6.25

-0.25

Lyon

6.00

6.10

-0.10

Lisbon

5.75

6.00

-0.25

Warsaw

5.50

5.50

–

Oslo

5.25

5.00

0.25

Milan

5.25

5.25

–

Rome

5.25

5.25

–

Prague

5.25

5.70

-0.45

Brussels

5.25

6.00

-0.75

Dusseldorf

5.00

5.25

-0.25

Geneva

5.00

5.00

–

Copenhagen

5.00

5.00

–

Frankfurt

5.00

5.10

-0.10

Helsinki

5.00

5.30

-0.30

Amsterdam

5.00

5.75

-0.75

Berlin

4.90

5.10

-0.20

Hamburg

4.90

5.10

-0.20

Munich

4.80

5.00

-0.20

Vienna

4.75

4.80

-0.05

Edinburgh

4.75

4.75

–

Zurich

4.70

5.50

-0.80

London (City)

4.50

4.35

0.15

Madrid

4.25

4.25

–

Barcelona

4.25

4.50

-0.25

Stockholm

4.25

4.80

-0.55

Dublin

3.75

3.75

–

London (West End)

3.75

3.90

-0.15

Paris Centre West

3.60

4.25

-0.65

Source: Emerging Trends in Real Estate Europe-2008

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Table 1 - Knight Frank Prime International Index, Q4 2007 Location

London

Average purchase price (Q/m2)

36,825

% price change over last 12 months

30.8%

Average gross rental yield (%)

Mortgage rate (%)

4.1%

5.5%

% currency movement in last 12 months against í

Q

$

n/a

-6.12

4.61

Cost of Living (London = 100)

100

Courhevel, France

35,000

5.0%

n/a

3.0%

6.52

n/a

11.44

89

Monaco

32,500

25.0%

2.5%

4.5%

6.52

n/a

11.44

120

Paris

15,500

10.4%

3.0%

3.0%

6.52

n/a

11.44

89

Moscow

13,250

35.0%

5.4%

10.0%

2.9

-3.4

7.65

81

Valais, Switzarland

10,200

6.4%

n/a

3.2%

7.96

1.35

12.94

87

Florence

9,750

3.5%

2.0%

3.7%

6.52

n/a

11.44

75

Dublin

9,250

-17.5%

4.2%

5.2%

6.52

n/a

11.44

92

Barbados

7,900

12.0%

3.0%

8.4%

-4.89

-10.71

-0.5

107

Cote d'Azur

7,763

5.0%

3.5%

3.0%

6.52

n/a

11.44

115

Madrid

7,350

4.8%

2.5%

5.4%

6.52

n/a

11.44

82

Mallorca

6,325

0.0%

3.3%

5.4%

6.52

n/a

11.44

113

Tuscany

5,500

2.0%

2.0%

3.7%

6.52

n/a

11.44

75

Sydney

5,335

9.5%

3.8%

7.9%

5.8

0.76

11.8

71

Dordogne

4,500

7.1%

4.5%

3.0%

6.52

n/a

11.44

94

New Zealand

4,300

12.0%

4.0%

10.3%

7.96

1.35

12.94

98

Cyprus

4,250

5.0%

5.0%

5.9%

4.86

-1.56

9.7

n/a

Silver Coast, Portugal

4,150

5.5%

3.8%

5.4%

6.52

n/a

11.44

75

Marrakech

2,710

12.0%

n/a

n/a

4.74

-1.67

9.58

n/a

Croatia

2,555

10.0%

n/a

7.0%

6.55

0.02

11.46

74

Phuket

2,265

11.0%

6.8%

n/a

11.79

4.94

16.94

85

Cape Town

1,780

14.0%

5.0%

12.0%

1.17

-5.03

5.84

61

1,350

21.0%

5.0%

7.5%

6.2

-0.3

11.1

73

Black Sea, Bulgaria

Assumptions: Price and yield data relate to “average prime” and exclude exceptions deals. The annual rental yield is a gross figure based on the annual gross income divided by the purchase price the currency movement is the % movement over the last twelve months. The Cost of Living figures are based on the price of a shopping basket containing identical goods in each location valued on 19th December 2007. Source Knight Frank.

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House price gaps 1997-2007-% Ireland Netherlands Britain Australia France Norway Denmark Belgium Spain

Sweden

31,5 29,5 28 24,5 21,5 20,5 18 17 17

16

Italy

11,5

Japan

11

USA

10,5

Finland

2,5

Germany

1

Canada

-2,5

Austria

-6

House prices increases 1997-2007 35 30

% increase

25 20 15 10 5

ria st

Au

y

da

an

na

rm Ge

Ca

A

d lan

Fin

n pa

ly

US

Ja

en

Ita

ain

ed

Sp

sw

k

ium

Be

lg

ar

ay

nm De

lia

ce

rw No

an Fr

in

ra

ita

st

Br

Au

d lan

lan er

Ne

th

Ire

-5 -10

ds

0

country

Bearing in mind the American property bubble with all its repercussions it seems that markets with higher increases, such as Ireland/Netherlands although some problems are experienced, the property market is holding its own. Therefore it seems that these countries have possibly more safety features in the property m,arket than the USA. Cyprus with an average annual increase of about 4-6%, in real terms, per year and In the last 10 year 40% increase in property prices, although there is slowing down the market is holding out.

70

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71

Moldova

Macedonia

Turkey

Slovak Rep.

Bulgaria

Hungary

Belgium

Cyprus

Croatia

Greece

Romania

Czech Rep.

Estonia

Germany

Slovenia

Portugal

x1.792 x1.487 x1.292 x1.202 x1.133 x 902

x24.900

11:36

Andorra

Ukraine

Malta

Austria

x3.792 x3.333 x3.292 x3.167 x3.020 x3.000 x2.814 x2.807 x2.583 x2.517 x2.467 x 2.462 x2.383 x2.367 x2.350 x2.244 x 2.215 x2.167 x2.150

x5.534 x5.160 x5.117 x5.000 x4.745 x4.620

x6.667 x6.333 x6.083

x11.501 x10.014

x18.108

23/07/2008

Latvia

Sweden

Poland

Finland

Lithuania

Denmark

Luxembourg

Ireland

Norway

Spain

Switzerland

Italy

Liechtenstein

Netherlands

France

Russia

UK

Monaco

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EUROPE: SQUARE METRE PRICES, PREMIER CITY CENTRE US$ Average per square metre (sq.m.) prices in US$/Sof 120-sq.m. apartments located in the centre of the most important city of each country.

Source: Global Property Guide

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Europe: Gross rental yields (%). The gross annual rental income, expressed as a percentage of property purchase price. This is what a landlord can expect as return on his investment before taxes, maintenance fees and other costs. The properties are 120-sq.m. apartments located in premier city centres.

Source: Global Property Guide

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Europe - Rents (U/month) The gross monthly rent in Euros. The properties are 120-sq.m. apartments located in premier city centres.

Source: Global Property Guide

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Europe: Price/rent ratio This ratio is typically used for measuring undervaluation/overvaluation of real estate prices, calculated by dividing the gross rental yield by 100 - so the higher the yield, the lower the price/rent ratio.

Source: Global Property Guide

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Europe: Round trip transaction costs (%). The total cost of buying and then re-selling a residential property, including all costs (except the sale price itself), expressed as percentage of the property value.

Source: Global Property Guide

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Europe: Rental income taxes (%). The tax levied on the average annual income on a rental apartment/property in the country.

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Europe: Capital gains taxes (%). In arriving at effective capital gains tax rates, the Global Property Guide makes certain assumptions. However different countries have different criteria. Please check

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Europe: Price changes, 1 year (%) The annual (year-on-year) percentage change in house prices, not adjusted for inflation.

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Europe: Economic freedom rating Scores are from 0 to 100, higher scores are more desirable i.e. more conducive to economic growth. Source: Global Property Guide

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Europe: Economic growth competiveness index The Growth Competitiveness Index (GCI), aims to quantify the quality of the macroeconomic environment. Higher competitiveness scores are more desirable.

Source: World Economic Forum

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Europe: Property rights index A subcomponent of the Index of Economic Freedom, the property rights index measures the degree to which a country’s laws protect private property rights, and the degree to which its government enforces those laws. Higher scores are more desirable, i.e. property rights are better protected. Scores are from 0 to 100.

Source: Heritage Foundation & Wall Street Journal

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Europe: Currency +/- valuation index This is a cost of living indicator. The figure shows how much how much a bundle of goods and services costing US$1 in the US would cost in other countries.

Source: IMF

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Europe: Taxes on residents The percentage of gross earnings given up in tax, including any social security contributions. Calculated for a single worker without children, earning 100 % of the average wage, for selected OECD countries.

Source: OECD Tax Database * Cyprus tax on gross earnings, single worker without children, earning about x22.000 per year is approximately 3%

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