Fssi Mass Specc Ga Presentation April 2009 [compatibili

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Adopting Environmental Agenda Ensuring Coop Relevance

Outline  Presentation objectives

MASS-SPECC General Assembly

CHANGING LANDSCAPE

02 May 2009 General Santos City

 Why should environment be in the coop agenda?  Micro-Enterprises and the Environment  Environment: The Missing 3rd Bottom-Line  The FSSI Environmental Advocacy  Integrating the Environmental Agenda: Action

Points

 Concluding Remarks/Challenges

Presentation Objectives  cooperators of MASS-SPECC will realize and

better understand the value of integrating environment as a business concern

Why should

environment be in the coop agenda?

 to provide you with the practical and

strategic steps on how environment can be adopted as a cooperative agenda

FACT worsens, so too its impacts. As global warming

Source: UNEP

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FACT The world already lost

80% of its original forest

70% forest cover

FACT 18.3% forest cover

5 - 10% of tropical forest species w ill become extinct every decade

The world lost half of its coastal wetlands, mangroves & marshes

1/5 of all species alive today will become

extinct in the next 30 years

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75 billion tons of top soil are eroded every year equivalent to at least 9 million hectares of

productive land lost

Negative Factors affecting the Environment

High population

Industriali zation

Absence of political will

Low conscious ness

40% of the country’s solid waste

remains uncollected

58% of ground water supply is

contaminated

Metro Manila has been ranked by WHO as one of the

five most polluted cities in the world 70% of people live in poverty

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Ecosystem pressure

Environmental

as poor derives income and sustenance

worsens

degradation the poverty cycle

The poor are victims as much as

contributors to environmental degradation

COOPS as selfself-help

The idea of

organizations can be effective in adopting

planet stewardship

environment

is a strong incentive

as a business agenda

Coops support only small businesses and livelihood activities…

94 million microfinance clients globally are accounted for as of end of 2004 at an average

annual growth rate of 12%

… these will not have significant negative impact to the environment

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Unsustainable use of natural resources

Microenterprises have

Examples of enterprises with negative impacts  Brick and tile

Pollution

negative impacts

(air, water & solid waste)

to the environment

manufacturing  Agriculture  Aquaculture  Metal working and

electroplating

Occupational health & safety

Some business considerations

 Small-scale mining  Painting and printing

 Automobile and motor

repair  Wood processing and

metal finishing  Charcoal making  Food processing  Animal slaughtering  Trade of exotic rare

plants and animals

To the extent cooperatives are able to scale scale--up and facilitate the widespread

RISKS

growth of

microenterprises, the potential environmental

impacts looms even larger over the horizon….

REGULATION ACCESS TO FUNDING COMPETITION

….the

environment therefore is a serious business agenda.

ETHICAL CONSIDERATION

Relevance of

COOPS as agents of social change

relies…. not only in ensuring financial discipline, quality service to members…..

but also in facilitating interface between

microenterprises and the missing 3rd bottom-line:

$

Environmental sustainability and economic growth need

not be a choice of one over the other

environment

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FACT

“There is no business to be done on a

dead

The threats of climate change is the greatest and widest ranging

planet”.

market failures

David Brower, Executive DirectorSierra Club

ever seen Stern Report

“Banks have the powerful

decision on where to

put funding. They have the power to directly fund projects that support environmental and social initiatives, and they have the power to avoid

”Banks are not just caretakers of the nation’s wealth, they must also be

financing projects that have a negative impact on the environment “.

caretakers of the Earth.” Ambassador Alistair MacDonald Representative, EU Delegation to the Philippines Reynaldo Go DBP President & CEO

Business Case for Environmental Finance

Direct Financial Gains • Cost savings in energy, water and paper use • Cost consciousness among employees • Lower future risks due environmental problems

Reputation/Image • Attracting & retaining customers • Attracting & retaining good employees • Better recognition in society & public in general

Workplace Benefits

GREEN is the new

BLACK

• Proper facility management • Accident-free and healthier workplace environment

Environmental/Ecological Gains • Clean environmental services • Access to natural resources

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Negative list considerations in financial investments

Our bottom-lines Economically Viable

Ecologically Sound

Socially Equitable

Adoption of FSSI environmental policy

Formation of an EMS Team

Implementation of EMS in office operation

3 BL

Adoption of environment-related issues in FSSI’s advocacy framework

Integration of Environmental Agenda in FSSI

Integration of environmental criteria in project appraisal & monitoring

“Integrating EMA in Manufacturing Operation”

GREENING the Micro Finance Sector

“Integrating Environmental Management in MFI Operation”

Broad approaches to mitigate environmental impacts in microenterprises

COMMAND & CONTROL

INCREASED LENDER LIABILITY

ECONOMIC INCENTIVES

Environmental Management Accounting (EMA)

Some Actions Points…. Reduction of Ecological Footprints in Office Operation

• Development of environmental policy • Formation of EM champions • Conduct of environmental impact assessment

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Some Actions Points…. Greening the Savings & Credit Operation

• Baseline study of microenterprises supported • Clustering of projects in same sector with similar environmental concerns • Developing & integrating environmental criteria & parameters in loan application and appraisal process • Develop new & innovative product mix as market incentives

Some Actions Points….

Partnership & networking

• On environmental education & management or policy reforms • Involvement in environmentrelated community projects • Sharing of expertise & resources

FACT 24 hours we consume air for breathing, water to drink and food to eat

Some Actions Points….

Environmental information, education & research

• IEC materials development • Environmental education campaigns integrated in PMS, ownership meetings, GA meetings • Mandated environmental trainings & seminars

Some Actions Points….

Sustainability Reporting

• Signals transparency & increased public accountability on social & environmental performance • Improve stakeholder engagement • Sharing of best practices

Every individual action reveals how much we

care for our world…..

….Every individual action can make a

difference

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FACT

better world is

A

COOPERATIVES are a potent force to make that collective action and impact….

“We did not inherit the earth from our parents, but we

borrowed it from our

children” an Indian Chief

possible, and that is all up to us to make it

happen!

Contact us # 46 E., Samar Avenue corner Eugenio Lopez St, South Triangle Quezon City 1103 Tel No: [632] 928-8671 [632] 9288422 [632] 4114702-03

www.fssi.com.ph [email protected]

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