Relianc e Inf eF und eliance Infrrastruc astructtur ure Fund
Key Information Memorandum Cum Application Form for
Relianc e Inf eF und eliance Infrrastruc astructtur ure Fund
An Open-ended Equity Scheme
An Open-ended Equity Scheme
APPL No :1896006677
Express Building, 4th Floor, 14 - ‘E’ - Road, Churchgate, Mumbai - 400 020.
1. DISTRIBUTOR / BROKER INFORMATION
FOR OFFICE USE ONLY
Name & Broker Code / ARN
Bank Serial No.
Sub Broker / Sub Agent Code
Registrar Serial No.
ARN-27460 2. EXISTING UNIT HOLDER INFORMATION For existing investors please fill in your Folio number, name & proceed to Investment & Payment Details. EXISTING FOLIO NO.
Name of Sole / 1st applicant
3. APPLICANT INFORMATION (Refer Instruction No. II ) MODE OF HOLDING
Single
Joint
Any one or survivor(s) Default Joint
Former or Survivor (In case of Minor with joint applicant)
OCCUPATION
Business
Professional
Service
Retired
Student
Housewife
Others _____________________________
STATUS
Individual
FIIs
Society
AOP/BOI
Banks
FIs
Company/Body Corporate
Partnership firm
HUF
Minor
NRI Repatriable
NRI Non-Repatriable
Trust
Others _____________________________
Mr Mr..
Name of First / Sole applicant
Ms.
1st holder PAN M
a
M/ s. M/s.
PAN Mandatory
n
d
a
t
o
r
y
[Are you KYC Compliant Please (9)
Mr Mr..
Name of Guardian (In case of Minor-Contact Person/Designation - In case of non-individual Investors) Guardian’s PAN M
a
PAN Mandatory
n
d
a
t
o
r
Mr Mr..
Name of Second applicant
Yes
or
No
D
]
D
M
M
Y
Y
Y
Y
Relation with Minor/Designation
Ms.
KYC Mandatory for investment of Rs. 50,000 & above
PAN Proof Enclosed
y
Date of Birth*
KYC Mandatory for investment of Rs. 50,000 & above
PAN Proof Enclosed
Ms.
[Are you KYC Compliant Please (9)
Yes
or
No
]
Relation with Minor/Designation
M/ s. M/s.
*Incase of minor as joint applicant
2nd holder PAN M
a
PAN Mandatory
n
d
a
t
o
r
Mr Mr..
Name of Third applicant
Ms.
3rd holder PAN M
a
[Are you KYC Compliant Please (9)
d
a
t
o
r
or
No
]
D
D
M
]
D
D
M
KYC Mandatory for investment of Rs. 50,000 & above [Are you KYC Compliant Please (9)
PAN Proof Enclosed
y
Yes
M
Y
Y
Y
Y
Y
Y
M/ s. M/s.
PAN Mandatory n
Date of Birth*
KYC Mandatory for investment of Rs. 50,000 & above
PAN Proof Enclosed
y
Yes
or
Date of Birth*
No
M
Y
Y
Mailing Addr ess of Sol e/F ir st Applic ant (P .O. Bo x Addr ess ma y no eas e pr ovide y our ccompl ompl et e Addr ess) Address Sole Fir irst Applicant (P.O. Box Address may nott be su suffficient. Pl Ple ase pro your omplet ete Address) M a n d a t o r y Add 1 Add 2 Add 3
M
City
District
a
n
d
a
t
o
y
M a n d a t o r y
PIN*
State
r
CONTACT DETAILS OF SOLE/FIRST APPLICANT Tel. NO. STD Code ________Office _______________Residence _______________________M Mobil e No. (F or R ec eiving SMS Al er t) _____________________________ obile (For Rec eceiving Aler ert) Please provide your email ID for email updates
Email ID
OVERSEAS C OR RE SPONDENCE ADDRE SS (MAND ATOR YF OR NRI / FII APPL IC ANT) ((Pl Pl eas e pr ovide y our ccompl ompl et e Addr ess P .O. BO X addr ess is no ent) COR ORRE RESPONDENCE ADDRES (MANDA ORY FOR APPLIC ICANT) Ple ase pro your omplet ete Address P.O. BOX address nott su sufff ic icent)
City
Country
PIN*
I WISH TO APPLY FOR TRANSACT ONLINE
I/W e wish tto o rrec ec eiv e Account St at ement / Annual R epor y St at ement via email inst ead of ph ysic al. I/We eceiv eive Stat atement Repor eportt / Quar Quartterl erly Stat atement inste phy sical.
4. BANK ACCOUNT DETAILS (Refer Instruction No. III) (MANDATORY FOR REDEMPTION / DIVIDEND AND REFUND PAYOUT) A/c. type Bank
SB M
Current a
n
d
NRO a
t
NRE o
r
FCNR
Account No. Branch Payable Location
y
Branch City 9 Digit MICR Code
PIN
M
a
n
d
a
t
o
r
M
a
n
d
a
t
M
a
n
d
a
t
o
r
y
M
a
n
d
a
t
o
r
y
r
y
For Credit via NEFT
IFSC Code
y
o
5. INVESTMENT & PAYMENT DETAILS (Separate Application Form is required for investment in each plan (Refer instruction no. iv & I.5) PAYMENT BY CASH IS NOT PERMITTED. Retail Plan Plan Growth Plan Dividend Plan
Institutional Plan Option
Gross Amount
DD Charges
Net Cheque / DD Amount Rs.
Cheque / DD No. & Date
Bank / Branch
Growth Option Bonus Option Reinvestment Option Payout Option
6. NOMINATION I/ We do hereby nominate the person(s) more particularly described hereunder in respect of the Units
Name of Nominee(s)
Date of Birth
Name of Guardian (to be furnished in case the Nominee is a minor)
Proportion (%) by which the units will be shared by each Nominee (should aggregate to 100%)
Nominee 1 Nominee 2 Nominee 3 7. DECLARATION
SIGNA TURE/S SIGNAT
I/We would like to invest in Reliance Infrastructure Fund subject to terms of the Scheme Information Document/statement of additional information and subsequent amendments thereto. I/We have read the instructions and the Scheme Information Document statement of additional information before filling the Application Form. I/We have understood the details of the scheme and I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the Reliance Capital Asset Managements Limited (RCAM) liability. I understand that the RCAM may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I authorize RCAM to debit from my folio for the service charges abl e tto o NRI y:- I/We confirm that I am/ NRIss onl only:as applicable from time to time. I confirm that I am resident of India. Applic Applicabl able We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/ our NRE/FCNR Account.
Sole / 1st Applicant / Guardian / Authorised Signatory
M
a
n
d
a
t
o
r
y
2nd Applicant / Authorised Signatory
M
a
n
d
a
t
o
r
y
3rd Applicant / Authorised Signatory
M
a
n
d
a
t
o
r
y
8. SIP AUTO DEBIT REGISTRATION MANDATE WITH HDFC/AXIS BANK ONLY (The first SIP installment should be later than 02nd Sept 09) SIP Date
SIGNATURE ((As As in Bank Record Record)) Sole / 1st Applicant / Guardian / Authorised Signatory
Sign
here
if
SIP
is
op te d
for
2nd Applicant / Authorised Signatory
Sign
here
if
SIP
is
op te d
for
Sign
here
if
SIP
is
op te d
for
10 0 9 0 9
18
28
(Select any one Date)
To:
Monthly
Quarterly
I/We, Mr./Ms./M/s. ___________________________________________________________________________ hereby authorise
3rd Applicant / Authorised Signatory
2
Enrolment Period From:
HDFC Bank
/
AXIS Bank
to
debit (as a Standing Instruction) from my/our Account No. ____________________________________________ for Rs._____________________ (In words)_________________________________________________________ and remit the same on account of Reliance Mutual Fund, as per declaration(s) mentioned overleaf.
Name of the Scheme : Reliance Infrastructure Fund
Received from ________________________________________________________________________________ an application for allotment of Units under Reliance Infrastructure Fund as per details below. Growth Option
Bonus Option
Dividend P ayout Op tion Pa Option
Cheque / DD No. ____________________ Dated ____________________ Rs. __________________________ drawn on __________________________________________________________________________________
Dividend Reinvestment option
APPL No.1896006677
Signature, Date & Stamp of receiving office
INSTRUCTIONS TO HELP YOU COMPLETE THE MAIN APPLICATION FORM I. 1.
2.
3.
4.
5. 6. 7.
8. 9. II. 1. 2.
3. 4.
5.
GENERAL INSTRUCTION: Please read the Key Information Memorandum and the Scheme Information Document /statement of additional information carefully before investing. All applicants are deemed to have read, understood and accepted the terms subject to which this offer is being made and bind themselves to the terms upon signing the Application Form and tendering payment. The application form must be filled in English in BLOCK letters using Black or Dark Blue colored ink. Incomplete applications are liable to be rejected. Please ensure that the requisite details and documents have been provided. This will help in avoiding processing delays and / or rejection of your Application scrip tion applic ation fforms orms should be submit y at designat e d br anches of the Form. Al Alll sub subscrip scription application submittte d onl only designate branches ting banks appoint ed b yR elianc eM ut ual F und. col ecting appointe by Relianc eliance Mut utual Fund. olllec The Applicant’s name and address must be given in full (P.O. Box No. alone is not sufficient). In case of multiple applicants, all communication and payments towards redemption will be made in the name of / favoring first applicant only. If the first applicant is a minor, the name of the Guardian who will sign on behalf of the minor should be filled in the space provided. Please fill in your date of birth as this may be required for validating your identity for certain transactions/communication. Also, please provide Telephone No./E-mail Id. of the first applicant, so as to facilitate faster and efficient communication. All applicants must sign the form, (quoting existing Folio no, if any). Thumb impressions must be attested by a Judicial Magistrate/Notary Public under his/her official seal. In case of HUF, the Karta should sign on behalf of the HUF. Authorised signatories, signing on behalf of a Co./Body Corp./Society/Trust etc should sign under their official seal, designation. A list of Authorised Signatories with their names & designations duty certified / attested by the bankers should be attached with the application form. Please note that if no Plan is ticked / indicated in the Application form, the units will, by default, be allotted under the Growth Plan of the Scheme. Similarly, Growth Option of the Growth Plan and Dividend Reinvestment Option of the Dividend Plan shall be the default sub-options. Incase of Mode of Holding is not mentioned for Joint Holder’s the default mode of holding would be Joint. Joint applicant with a Minor shall be permitted only where the Minor (represented by guardian) is the 1st named applicant / beneficiary and only natural parents shall be permitted as joint applicants with a minor and the Holding basis shall be ‘Former or survivor’ only. A Court-appointed Guardian shall not be permitted to apply as a joint applicant. Incase your PAN is KYC compliant. The address you have given in KYC will supercede the address provided in the form If the SIP Application is rejected, your main application with initial investment is subject to rejection if the minimum amount criteria is not satisified TI ON: APPL IC ANT’S INF ORMA ORMATI TION: APPLIC ICANT’S INFORMA In case the application is made under a Power of Attorney (PoA), a duly certified copy thereof, duly notarised should be submitted with the application. The POA document should contain the signatures of both the Applicant & the constituted Attorney. Application made by a limited company or by a body corporate or a registered society or a trust, should be accompanied by a copy of the relevant resolution or authority to make the application, as the case may be, alongwith a certified copy of the Memorandum and Articles of Association or Trust Deed / Bye Laws / Partnership Deed, whichever is applicable. In case of non-individual applicants, i.e. HUF / Companies / AOP / BOI / Trusts / Societies / FIIs etc. the name, email-ID and telephone number of the contact person to should be provided. Permanent Account Number (PAN) As per SEBI circular number MRD/DoP/Cir- 05/2007 dated April 27, 2007, PAN shall be the sole identification number for all participants transacting in the securities market, irrespective of the amount of transaction w.e.f. July 2, 2007. Accordingly, it is mandatory for investor’s to provide their PAN alongwith a self attested copy of PAN card. If the investment is being made on behalf of a minor, the PAN of the minor or father or mother or the guardian, who represents the minor, should be provided. Applications received without PAN/PAN card copy will be rejected. Pr evention of M one y Laundering & Kno w Your C ust omer (K Mone oney Know Cust ustomer (KY YC): In terms of the Prevention of Money Laundering Act, 2002, the Rules issued there under and the guidelines issued by SEBI regarding the Anti Money Laundering (AML), all intermediaries, including Mutual w Funds, have to formulate and implement a Client Identification Process, commonly referred to as Kno Know Your C ust omer or K YC P ess, verify and maintain the record of identity and address (es) of investors. Cust ustomer KY Prroc ocess, The investor’s must ensure that the amount invested in the scheme is derived only through legitimate sources and does not involve and is not designed for the purpose of any contravention or evasion of the provisions of all the applicable laws, rules and regulations, directions issued by the appropriate authority (the applicable laws) in force from time to time including the Prevention of Money Laundering Act, the Income Tax Act, 1961, or the Prevention of Corruption Act, 1988, etc. Pursuant to the above, the AMC may seek information or obtain and retain documentation used to establish Customers’ identity. It may re-verify identity and obtain any missing or additional information for this purpose. Reliance Mutual Fund / Reliance Capital Trustee Co. Limited / Reliance Capital Asset Management Limited reserve the right to take all steps and actions, including recording investor(s) / unitholder(s) telephonic calls, and / or obtain and retain documentation for establishing the identity of the investor, proof of residence, source of funds etc. in accordance with the applicable laws, from the investor(s) / unitholder(s), as may be required, to ensure the appropriate identification / verification / re-verification of the investor(s) / unitholder(s), the source of funds etc. under its KYC Policy. The AMC, under powers delegated by the Trustee, shall have absolute discretion to reject any application, prevent further transactions by a Unit Holder, delay processing redemption as per applicable laws or regulations if (i) after due diligence, the investor / Unit Holder / a person making the payment on behalf of the investor does not fulfil the requirements of the “Know Your Customer” as determined by the AMC or the AMC believes that the transaction is suspicious in nature as regards money laundering. (ii) the AMC determines in its sole discretion that the application does not or will not comply with any applicable laws or regulations. In this regard the AMC reserves the right to reject any application and effect a mandatory Redemption of Units allotted at any time prior to the expiry of 30 days from the date of the allotment. If the payment for Purchase of Units are made by a third party (e.g. a power of attorney holder, a financing agency, a relative, etc.), the investor / applicant may be required to give such details of such transaction so as to satisfy the AMC of the source and / or consideration underlying the transaction.
6. 7. III. 1.
2.
I V.
1.
2. 3.
V. 1 2 3 4 5 6 7 8 9 10 11
12
13 VI. 1.
In case of NRI/FII investors the Account Statements / Redemption Cheques / Other correspondence will be sent to the mailing address mentioned. All applications are accepted subject to detailed scrutiny and verification. Applications which are not complete in all respects are liable for rejection, either at the collection point itself or subsequently after detail scrutiny/verification at the back office of the registrars. BANK DETAILS: at or y ffor or in vest or o mention their bank ac count det ail As per the SEBI guidelines, it is mand mandat ator ory inv estor orss tto acc detail ailss in the ation fform. orm. In the absence of the bank details the application form will be rejected. Wherever application applic possible / availability of electronic credit service, RMF will give instruction to the investor’s bank for direct / electronic credit for dividend / redemption payments and such instructions will be adequate discharge of RMF towards the said payment. In case the credit is not affected by the unitholder’s banker for any reason RMF reserves the right to make the payment by a cheque / DD, in case it is not possible to make the payment through electronic credit. If the electronic credit is delayed or not affected or credited to a wrong account, on account of incomplete or incorrect information, RMF will not be held responsible. Please provide the 9 digit MICR Code/IFSC code on the right bottom of your Cheque for us to help you in future for ECS/NEFT credit of dividend and redemption payout. DIRECT CREDIT OF REDEMPTION / DIVIDEND PROCEEDS / REFUND - IF ANY Investor’s having bank accounts with ABN AMRO Bank NV, Citibank N.A, Deutsche Bank AG, HDFC Bank Limited, HSBC, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Standard Chartered Bank, Axis Bank Limited will receive their redemption / dividend / Refunds (if any) directly into their bank account. RMF will endeavour to provide payment of Dividend / Redemption / Refund(If any) through ECS,NEFT, Cheque, Demand Draft or Direct Credit into investors bank account wherever possible. AIL S: IN VE STMENT & P AYMENT DET DETAIL AILS: INVE VES PA Minimum In vestment Amount - For Retail Plan(Resident investors & non Resident invester) - Rs 5,000/ Inv - per plan per option and in multiples of Re. 1 thereafter. For Institutional Plan(Resident investors & non Resident invester) - Rs 5,00,00,000/- per plan per option and in multiples of Re. 1 thereafter. For customers giving switch instructions. Please submit the switch instruction using the prescribed switch transaction slip to the nearest Investor Service Centre of RMF. Payment should be made by crossed cheques, /Demand Draft/payorder, favouring Reliance Infrastructure Fund and marked “Account Payee” payable locally in the city where the application is submitted. Post dated or outstation cheques/draft are not permitted. Application received with outstation cheque/demand draft shall be rejected. The cheque/DD should be crossed, marked “Account payee” and drawn in favour of “Reliance Infrastructure Fund”. PA YMENT B YC ASH IS NO T PERMI TTED PAY BY CASH NOT PERMIT TED. Investors from such centers, who do not have a facility to pay by local cheque, as there are no Collection Centres of RMF, will be permitted to deduct the actual DD commission’s charges. Documentary proof, thereof is to be attached, if not attached the AMC reserves the right to call for the same at a later date. The amount of the DD commission charges will be limited to the actual charges paid or DD charges of State Bank of India, whichever is lower. (Separate application form is required for investment in each plan/option.) If the Scheme name on the Application Form and on the Cheque is different, then the units will be allotted as per the Scheme name mentioned in the Application Form. Please mention the application serial no. on the reverse of the cheque/demand draft tendered with the application. In case the payment is made through Indian Rupee draft purchased abroad or from FCNR or NRE A/c, an Account Debit Certificate from the Bank issuing the draft, confirming the debit should be submitted. For subscription made by NRE / FCNR Account cheques, the application forms must be accompanied with a photocopy of the cheque or Account Debit Letter / Certificate from the bankers. NOMINA TI ON: NOMINATI TION: Nomination facility is available to individuals applying on their own behalf i.e. singly or jointly. Multiple nominee (Resident, NRI, Including Minor) can be nominated. Nomination can also be in favour of the Central Government, State Government, a local authority, any person designated by virtue of his office or a religious or charitable trust. Nomination of an NRI is subject to requirements, if any, prescribed by RBI and SEBI from time to time. Nomination can be changed at any time during the currency of the investment by the same persons who have made the nominations. Unitholder being either parent or lawful guardian on behalf of a minor and an eligible institution, societies, bodies corporate, HUF, AoPs, BoIs and partnership firms shall have no right to make any nomination. The nominee shall not be a trust (other than a religious or charitable trust), society, body corporate, partnership firm, karta of HUF or power of attorney holder. On registration of nomination a suitable endorsement shall be made on the statement of account or in the form of a separate letter. The facility of nomination is available to a unitholder under SEBI (MFs) Regulations and guidelines issued by SEBI from time to time. Nomination in respect of units stands rescinded, upon the transfer of units. On cancellation of nominations, the nomination shall stand rescinded and RMF shall not be under any obligation to transfer the units in favour of the nominee Where a nomination in respect of any unit has been made, the units shall, on the death of the unitholder(s), vest in the nominee and on compliance of necessary formalities the nominee shall be issued a SOA in respect of the units so vested subject to any charge or encumbrance over the said units. Nominee would be able to hold the units provided he is otherwise eligible to become a unitholder of the scheme. Where there are two or more unitholders one of whom has expired the title to units shall vest in the surviving unitholder(s) who may retain the nomination or change or cancel the same. However, nonexpression of desire to change or substitute the nominee by surviving unitholder shall be deemed to be the consent of surviving unitholder for the existing nomination. Transmission made by the AMC as aforesaid, shall be a full discharge to the AMC from all liabilities in respect of the said units.. ON : E-MAIL C OMM UNIC ATI COMM OMMUNIC UNICA TION Investors desirous of receiving statements/Annual Report through email need to indicate their email id in the relevant box provided in the application form.
INSTRUCTIONS FOR SIP AUTO DEBIT 1. 2.
This facility is offered only to the investors having bank accounts in HDFC Bank, Axis Bank, The Auto Debit Bank in the list for Reliance Infrastructure Fund may be modified/updated/changed/ removed at any time in future entirely at the discretion of Reliance Mutual Fund / Reliance Capital Asset Management Limited without assigning any reasons or prior notice. If any bank is removed, SIP instructions for investors in such Auto Debit route will be discontinued without prior notice. In such a case, the AMC at its sole discretion may accept post dated cheques (PDC’s) form the investors for the balance period. 3. SIP Auto debit facility is available only on specific dates of the month i.e. 2nd or 10th or 18th or 28th. 4. Investor will not hold Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor bank account is debited in advance or after the specific SIP date due to local holidays. 5. Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers shall not be responsible nor liable for any damages/compensation for any loss, damage etc. incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility. 6. Reliance Mutual Fund / Reliance Capital Asset Management Limited reserves the right to reject any application without assigning any reason thereof. 7. Please read the Key Information Memorandum and Scheme Information Document/Statement of additional information of respective Scheme for Applicable NAV, Risk Factors, Load and other information. 8. Allotment of units would be subject to realisation of credit. 9. An investor can opt for Monthly or Quarterly frequency. In case the frequency is not selected the default option would be monthly. 10. Minimum investment amount Monthly SIP Option - 60 installment of Rs. 100/- each or 12 installments of Rs. 500/- each or 6 installment Rs. 1,000/- each and in multiples of Re. 1/- thereafter. Quarterly SIP Option - 12 installments of Rs. 500/- each or 4 installment Rs. 1,500/- each and in multiples of Re. 1/- thereafter. The gap between the 1st installment & the 2nd installment should be atleast 21 working days. However, subsequent installment should have a gap of atleast a month depending upon the frequency chosen. 11. The Unit holders can choose to opt out from the SIP at any point of time by submitting a written request to the nearest DISC. Such request for discontinuation should be received at least 15 days prior to the next due date of the SIP. On receipt of such a request, the SIP will be discontinued for the folio.
DECLARATION This is to inform you that I/We have registered with Reliance Mutual Fund through their respective banks for Auto Debit Facility and that my payment towards my investment in Reliance Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorise the representative carrying this Auto Debit mandate to get it verified & execute. I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I would not hold the Mutual Fund or the Bank responsible. If the SIP debit date to my/ our account happens to be a non business day as per the Mutual Fund or a Bank holiday, execution of the SIP will happen on the next working day and allotment of units will happen as per the Terms and Conditions listed in the Scheme Information Document/statement of additional information of the Mutual Fund. The above mentioned Bank shall not be liable for, nor be in default by reason of, any failure or delay in completion of this service, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, mutiny, revolution, fire, flood, fog, war, lightening, earthquake, change of Government policies, Unavailability of Bank's computer system, force majeure events, or any other cause of peril which is beyond the above mentioned Banks reasonable control and which has the effect of preventing the performance this service by the above mentioned Bank.
- Acceptence of the Aplication is Subject to the application being complete in all respects and submission of the relevant required ducuments - for direct investment please mention “Direct” in the column “Name & Broker Code / ARN”
Key Information Memorandum cum Application Form
Reliance Infrastructure Fund (An Open-ended Equity Scheme) Offer of Units of Rs. 10/- per unit each for cash (subject to applicable load) during the New Fund Offer and Continuous offer for Units at NAV based prices. SPONSOR: Corporate Office: Reliance Capital Limited H Block, 1st Floor, Dhirubhai Ambani Knowledge City, Koparkhairne, Navi Mumbai - 400 710. Tel : 022 - 30327000, Fax. 022 - 30327202 INVESTMENT MANAGER Corporate Office: Reliance Capital Asset Management Limited Express Building, 4th Floor, 14 – ‘E’ – Road, Churchgate, Mumbai – 400 020 Tel : 022 – 30414800 Fax: 022 – 30414818 E-mail :
[email protected] MTNL/BSNL subscribers need to dial 022 - 3030 1111. Investors using mobile phones need to prefix STD Code of their respective city before 3030 1111. Overseas callers need to dial 91 - 22 - 3030 1111. Website: www.reliancemutual.com
TRUSTEE Corporate Office: Reliance Capital Trustee Co. Limited Express Building, 4th Floor, 14 – ‘E’ – Road, Churchgate, Mumbai – 400 020 Tel : 022 – 30414800 Fax: 022 – 30414818 REGISTRAR Karvy Computershare Pvt. Ltd. Karvy Plaza, 21, Road No.4, Street No.1, Banjara Hills, Hyderabad - 500 034 Tel. : 040 - 2331 2454, Fax : 040 - 2331 1968 CUSTODIAN Deutsche Bank A.G. - Kodak House, 222, Dr. D.N. Road, Mumbai - 400 001 AUDITORS TO THE SCHEME Haribhakti & Co. (Chartered Accountants) - 42, Free Press House, Nariman Point, Mumbai - 400 021
NFO Opens
NFO Closes
Scheme Re-opens for continuous sale and repurchase on or before
May 25, 2009
June 23, 2009
July 22, 2009
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the Scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations, etc., investors should before investment, refer to the Scheme Information Document/ Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the website: www.reliancemutual.com The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as ammended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. This KIM is dated May 19, 2009. INVSTMENT OBJECTIVE:
Minimum Application Amount
The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in infrastructure and infrastructure related sectors and which are incorporated or have their area of primary activity, in India and the secondary objective is to generate consistent returns by investing in debt and money market securities. ASSET ALLOCATION PATTERN: Under normal circumstances, the proposed asset allocation would be: Tax of Instruments
Normal asset allocation (% of total assets)
Risk Profile
Minimum
Maximum
Equities and equity related securities including derivatives engaged in infrastructure sectors and infrastructure related sectors #
65%
100%
Medium to High
Debt and Money market securities ** (including investments in securitised debt)
0%
35%
Low to Medium
Purchase
Redemption
Retail Plan: Rs. 5000 and in multiples Redemptions can be for any amount or any number of units. However, in order to keep the account in of Re.1 thereafter Institutional Plan: Rs. 5 crore and in operation, minimum balance equal to the minimum subscription amount under each of the plans, is multiples of Re.1 thereafter required to be maintained in the account. Minimum Additional Investment: RCAM reserves the right to close an investor’s account Retail Plan: Rs. 1,000 (plus in the if the value of the unit balance in the account falls multiple of Re.1) below the minimum subscription amount under each of Institutional Plan: Rs. 1, 00,000 the plans. In such an event, RCAM reserves the right to (plus in the multiple of Re.1) compulsorily redeem the balance units in the account completely at the applicable redemption price. Despatch of Repurchase (Redemption) Request : Within 10 working days of the receipt of the redemption request at the authorised centre of Reliance Mutual Fund. Benchmark Index : BSE 100.
** including securitised debt upto 30%
Dividend Policy: Dividend will be distributed from the available distributable surplus after the deduction of the dividend distribution tax and the applicable surcharge, if any. The Mutual Fund is not guaranteeing or assuring any dividend. Please read the SID and SAI, for details. Further payment of all the dividends shall be in compliance with SEBI CircularNo. SEBI/IMD/CIR No. 1/64057/06 dated 4/4/06.
Atleast 65% of investment would be made in equity /equity related securities of companies engaged in infrastructure sectors and infrastructure related sectors.
Name of the Fund Manager : Sunil Singhania.
If the Fund Manager decides to invest in ADRs / GDRs issued by Indian / foreign companies and in foreign Securities in accordance with SEBI Regulations in the Scheme, it is the intention of the Fund Manager that such investments will not normally exceed 20% of the net assets of the Scheme.
Performance of the Scheme : This scheme does not have any performance track record.
#An overall limit of 100% of the portfolio value has been introduced for the purpose of equity derivatives in the scheme. The margin money requirement for the purpose of derivative exposure will be as per the SEBI Regulations. The derivate exposure will be restricted to such limit so that the scheme does not leverage upon margin requirements.” The Scheme may take derivatives position based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the overall investment objective of the Scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy as permitted under the SEBI Regulations. The fund will also invest in Pre IPO Placement, lock-in non transferable securities and upto 5% or max permissible limit in Unlisted Securities. The above Asset Allocation Pattern is only indicative. The investment manager in line with the investment objective may alter the above pattern for short term and on defensive consideration.
Name of the Trustee Company : Reliance Capital Trustee Co. Limited Load Structure : The following Load Structure is applicable during the new fund offer and continuous offer including SIP installments in the scheme till further notice. For Retail Plan Entry Load • For subscription below Rs. 2 Crs - 2.25% • For subscription of Rs 2 Crs & above and below Rs 5 Crs - 1.25% • For subscription of Rs 5 Crs and above- Nil Exit Load: For subscriptions of less than Rs 5 Crs per purchase transactions • 1% if redeemed/switched on or before completion of 1 year from the date of allotment • nil if redeemed/switched after completion of 1 year from the date of allotment For subscriptions of more than Rs 5 Crs - nil For Institutional Plan
RISK PROFILE
• Entry Load: Nil
Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully for details on risk factors before investment. Scheme specific Risk Factors are summarized below:
• Exit Load: Nil
Scheme specific Risk : The scheme carries risk associated with investing in equities, bonds, foreign securities, derivatives, securitized debt, short selling and securities lending.Trading volumes and settlement periods may restrict liquidity in equity and debt investments. Investment in Debt is subject to price, credit, and interest rate risk. The NAV of the Scheme may be affected, inter alia, by changes in the market conditions, interest rates, trading volumes, settlement periods and transfer procedures. The NAV may also be subjected to risk associated with investment in derivatives, foreign securities or script lending as may be permissible by the Scheme Information Document. Please refer Scheme Information Document for details. Plans and Options: The Scheme offers two Plans, Retail Plan and Institutional Plan. Each Plan has the following: Growth Plan • Growth Option • Bonus Option Dividend Plan • Dividend Payout Option • Dividend Reinvestment Option Applicable NAV (after the scheme opens for repurchase and sale) i) Subscriptions/Purchases including switch - ins: In respect of valid applications received upto 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par at the place where the application is received, the closing NAV of the day on which application is received shall be applicable. In respect of valid applications received after 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par at the place where the application is received, the closing NAV of the next business day shall be applicable. ii) Redemptions including switch - outs:
Contingent Deferred Sales Charge (CDSC): 0% Recurring Expenses of the Scheme : Expenses on an ongoing basis will not exceed the following percentage of the weekly average net assets or such maximum limits as may be specified by SEBI Regulations from time to time. Net Assets
Maximum Expenses %
Upto Rs. 100 crores
2.50%
Next Rs. 300 crores
2.25%
Next Rs. 300 crores
2.00%
Balance
1.75%
Waiver of Load for Direct Applications : As per SEBI Circular no. SEBI/MD/CIR no. 10/112153/07 dated December 31, 2007, no entry load shall be charged for direct applications received by the Asset Management Company (AMC) i.e. applications received through internet, submitted to AMC or collection centre/Investor Service Centre that are not routed through any distributor/ agent/broker. Tax treatment for the Investors (Unit holders) : Investors will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor. Daily Net Asset Value (NAV) Publication : The NAV will be declared on all working days and will be published in 2 newspaper. NAV can also be viewed on www.reliancemutual.com and www. amfiindia.com For Investor Grievances Please Contact : Name and Address of Registrar : Karvy Computershare Private Limited (Formerly known as Karvy Consultants Limited) Karvy Plaza, 21, Road No. 4, Street No. 1, Banjara Hills, Hyderabad - 50003. Tel.: 040-2331 2454, Fax: 040-2339 4828 Reliance Mutual Fund, Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020. Tel.: 3041 4800, Fax: 3041 4899 Customer Care 1800-300-11111 (Toll free) / 30301111 Email :
[email protected]
In respect of valid applications received upto 3 p.m. by the Mutual Fund, closing NAV of the day of receipt of application, shall be applicable.
Unitholders’ Information : Accounts statement (on each transaction), Annual financial results and Half yearly portfolio disclosure shall be provided to investors by post or published as per SEBI regulations.
In respect of valid applications received after 3 p.m. by the Mutual Fund, the closing NAV of the next business day shall be applicable.
Date : May 19, 2009
DESIGNATED BRANCHES FOR COLLECTION OF APPLICATION FORM ONLY DURING NEW FUND OFFER HDFC BANK:-
ALIGARH: 3-316 Ramghat Road. AGRA: Shop No F3,f3-A. AHMEDABAD: Astral Building, Next To HDFC House. AHMEDNAGAR: Amber Plaza, station Road. AJMER: Amc No - 13/10 & 14/10. AKOLA: Sethi Heights, Opp To Collector Office. ALLAHABAD: 2nd Floor, Above Honda Showroom. ALWAR: Bhagat Singh Circle. AMBALA: Shingar Palace Complex. AMRAVATI: C/o Rasik Plaza, Jaistambh Chowk. AMRELI: 2 Manekpura. AMRITSAR: 1st Floor, 26 Kennedy Avenue. ANAND: 1st Floor, Sanket Towers. ANKLESHWAR: Commercial Plot - 73 / P. ASANSOL: CMS Dept. AURANGABAD: Shivani Chambers. BAGALKOT: Cts No 121, B.s No 39. BALASORE: C/o Bharat Motors. BANGALORE: No 8 / 24 Salco Centre. BARDOLI: Shree Ambika Niketan Temple. BARIELLY: 154, Krishna Palace. BARODA: 5th Floor, Midway Heights. BATALA: Scf 173-174 Jalandhar Road Batala. BEGUSARAI: Kachari Chowk. BELGAUM: 3 Rd Floor, Khimjibhai Complex. BHAGALPUR: Khalifa Bagh Chowk. BHARUCH: Near Octroi Naka Link Road. BHATINDA: 3027 - B Guru Kanshi Marg. BHAVNAGAR: 1st Floor, Gopi Arcade. BHILAI: Chauhan Estate. BHILWARA: 2-3-4, S.k Plaza Complex. BHIWADI: Sp 54 Ashiana Arcade. BHIWANI: S 175 D Meham Chowk. BHOPAL: Service Branch, 1st Floor, Z-1, Zone 1. BHUBANESHWAR: Junction Of Janpath & Gandhi Marg. BHUJ: 101 & 102 Sunrise Tower. BHUSAVAL: Mansingh Complex, C.t.s No 3294. BIKANER: Roshan Plaza. BILASPUR: A - 99 Link Road. BOKARO: B-9 City Centre, Sector Iv. BURDWAN: 45 G.t Road. CALICUT: 3rd Floor, Simax Tower. CHANDIGARH: Sco 371 / 372. CHANGANACHERRY: Cms Dept, Golden Tower. CHENGANNUR: Govt Hospital Junction. CHENNAI: Mariam Centre, Ground Floor. COCHIN: 1st Floor, Sl Plaza. COIMBATORE: 1635 Classic Tower. CUDDAPAH: 72 - 1a, Dwarka Nagar. CURCHOREM: Cms Dept. CUTTACK: Bajrakbati Road. DAHANU: Matruashish Building . DAMAN: Arc Shopping Mall, Dilip Nagar. DARBHANGA: Natraj Bhawan. DAVANGERE: No 621, Bhm Enclave. DEHRADUN: 56, Rajpur Road. DELHI: Figops, Ist Floor. DEOGARH: Assam Access Road. DHANBAD: Sri Ram Plaza, 1st Floor. DHARAMSALA: 363 / 6 Centre Point. DHULE: Lane No 6, Mundada Arcade. DURGAPUR: A102 & 103, City Centre. ERODE: 456 Brough Road. FAZILKA: Mc 594, Gaushala Road. FEROZEPUR: Cms Dept. GANDHIDHAM: Plot No 1, Sector 8. GAYA: Near Ganta Ghar. GONDAL: Ground And First Floor. GORAKHPUR: Cms Dept, Prahlad Rai Trade Centre. GUNTUR: 87-90, Main Road. GURDASPUR: Cms Dept, Scf-1& 2 Shopping Complex,. GUWAHATI: Fancy Bazar Branch - Wbo. GWALIOR: Block G1, Plot No. 43. HAJIPUR: Vimal Complex, Dak Banglow Complex . HALDWANI: 8/6, Nainital Road. HAMIRPUR: Hotel Paradise New Road National Highway - 88. HAZARIBAGH: Annada Chowk. HIMMATNAGAR: G.f Shop No 5-8 & First Floor 4 - 9. HISAR: Plot No 3 - 4. HOSHIRAPUR: Sco 1-2-3, Scheme No 11 . HOSUR: No. 24 & 25, Maruthi Nagar. HUBLI: T B Revankar Complex. HYDERABAD: 6-1-73 3rd Floor Saeed Plaza. ICHALKARANJI: House No 7 - 55 . INDORE: 3 Rd Floor, 9/1a, U.v.house. JABALPUR: 1702, Naiper Town . JAGADHRI: First Floor, Plot No 1. JAGRAON: 368 B, Kapoor Building. JAIPUR: 1st Floor, o - 10, Ashok Marg. JALANDHAR: 911 , Near Narinder Cinema. JALGAON: Plot No 134 / 135, Dsp Chowk . JAMMU: Cb 13, Railhead Complex. JAMNAGAR: Plot No 6, Park Colony. JAMSHEDPUR: C/o Mithila Motors Ltd. JHANSI: Damroo Cinema Complex. JIND: Scf - 5 Near Rani Talab . JODHPUR: Plot No 57 / B . JUNAGADH: Moti Palace, Ground Floor. KADI: Radhaswami Complex , r.s No 242, . KAITHAL: 1450-1451-a/4 Ambala Road. KANGRA: Opp Government Polytechnic. KANNUR: Cms Dept. KANPUR: Navin Market Branch. KAPURTHALA: Mgn School. KARAD: Near Hotel Sangam. KARNAL: Sco 778-779. KARUR: 126 / D / E, Anna Plaza . KHANNA: Opp Bus Stand. KOLHAPUR: Gem Stone, Raosaheb Vichare Complex. KOLKATA: Abhilasha Ii, 6. KOTA: Show Room No 13 - 14. KOTKAPURA: B -x/740 Faridkot Road, . KOTTAYAM: 3rd Floor, Unity Building, Opp Mdc Centre. KURUKSHETRA: Cms Dept, Shop No 1 To 5, Kalawati Market. LATUR: Shri Prabha Arcade, Shop No 3-6. LUCKNOW: Pranay Tower,darbari Lal Sharma Marg. LUDHIANA: Cms Dept, 5th Floor. MADURAI: Nithtya Kalyani Towers, No 34, Krishnayar Tank Street. MANDI GOBINDGARH: Hukum Chand Bansal Building. MANGALORE: M.n Towers. MANJERI: Cms Dept, kurikal Plaza, Bldg #20/1245 Kacheripady. MAPUCA: S 1 / 2 Ground Floor, Cosmos Towers. MARGOA: Ranghavi Building, opp Municipality Garden. MATHURA: Cms Dept, Ops Bsa College. MEERUT: 1st Floor, 381 Western Kutchery Road. MEHSANA: Prabhu Complex, Near Raj Kamal Petrol Pump. MOGA: G.t Road. MORADABAD: Chaddha Shopping Complex. MORVI: Om Shopping Center. MUMBAI: Maneckjiwadia Building. MUZZAFARNAGAR: 53/4 -a Bhag Kambal Wala. MUZZAFARPUR: Above Maruti Showroom. MYSORE: Mythiri Arcade. NABHA: Sco 14-15. NADIAD: Shoot Out Building, Nadiad Ice Factory Compound. NAGPUR: 303 & 304 3rdfloor, Wardh Road. NARNAUL: Opp S P Residence Mahinder Garh Road. NASIK: Archit Centre, 3rd Floor, Chandak Circle Link Road. NAVSARI: Nandini Complex, Ground Floor. NAWANSHAHAR: B 1 / 48. NELLORE: G.t Road. PALAKKAD: 8 / 246. PALANPUR: Parth Complex, Near Cozy Tower. PANIPAT: 801 / 4, G.t Road. PANJIM: Swami Vivekanand Road. PATHANAMTHITTA: Cms Dept, Aban Arcade Ward # 9/1128. PATIALA: S.c.o 1150, First Floor . PATNA: Rajendra Ram Plaza. PERINTHALMANNA: Calicut Road. PHAGWARA: Kalra Road, Opp Hanuman Garhi Mandir. PONDA: Royal Chambers, Gd1 -gd4. PONDICHERRY: Ts No 6, 100 Feet Road. PORBANDAR: Om Shiv Sakthi. PUNE: Fortune Square. QUILON: Vgp Buildings, Door No Xvi / 1539 (1320a). RAIPUR: Chawla Tower, Near Bottle House. RAJAMUNDRY: H.no: 46-17-20. RAJAPALAYAM: No 251, Thenkasi Road. RAJKOT: Opp Alfred High School. RAJPURA: 11 - 12 Block B. RAMGANJMANDI: Shanti Sadan, Opposite Sbbj, Bazar No - 1. RAMGARH: Nh - 33, Main Road. RANCHI: Rohini 1st Floor . RANIGANJ: Nsb Road . RATLAM: 90, Station Road. REWARI: L-203. Old Court Road. RISHIKESH: M No 53, M J Mall . ROHATAK: Jawahar Market, Opposite D Park. ROORKEE: 313 / 8, Civil Lines . ROPAR: Sohana Chandigarh Rd . ROURKELA: Bisra Road, Dwivedi Bhawan. RUDRAPUR: Plot No1&2,nanital Road . SAHARANPUR: Mission Compound. SALEM: 5 / 241 - F, Rathna Arcade. SAMBALPUR: Nayapara. SANGAMNER: Shop No 1, Janak Plaza. SANGLI: 640, Venkatesh Senate. SANGRUR: Shop No. 1-2-3 Kaula Park Market. SHILLONG: Police Bazar. SHIMLA: Jankidas Building,. SHIMOGA: No 447, Sharavathi Complex. SILIGURI: 3 No, Ramkrishna Samity Building. SILVASSA: 1-16 Jaypee House, Opp Patel Petrol Pump. SINDHANUR: R.k Complex . SOLAN: Anand Bhavan. SOLAPUR: Sun Plaza, 1st Floor . SRINAGAR: M.s Shopping Mall, . SURAT: 7th Floor, Kashi Plaza. SURENDRANAGAR: Middle Point . THALASSERY: Avk Nair Road. THENI: No 422 - A, Periyakulam Road. THIRUVALLA: Illampallil Buildings. TIRUNELVELI: 12, 13 Trivandrum High Road. TIRUPATHI: H.no 10 - 14 - 575 / A3. TIRUPUR: 2nd Floor, 169, chidambaram Complex. TIRUR: Kms Tower, Thazepalam. TRICHUR: Global Centre. TRICHY: A - 10, Lakshmi Arcade. TRIVANDRUM: Kenton Towers. UDAIPUR: 358 Post Office Road. UDUPI: Panduran Towers . UNJHA: Suvidhi Complex, 1 St Floor, Nr. Radha Krishna Temple,. VALSAD: 1st Floor, ekta Appt, Near R J J High School. VAPI: 1st Floor, Kanta Trade Centre. VARANASI: D 58 / 2 Kuber Complex. VASCO: Ground Floor, Damodar Building. VELLORE: No 73, Officers Line. VERAVAL: Amrutdeep, Opp Public Garden. VIJAYWADA: 40 - 1 -48 / 2, M.g Road. VISHAKAPATNAM: 1st Floor, Poduri Castle. WARANGAL: No 1-8-605 / 1 Nakkalgutta.
AXIS BANK:-
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Main Locations AGARTALA : Banik Tower, Hg Basak Road. AGRA : Ground Floor, Block No.41/4A. AHMEDABAD : ‘Trishul’, Opposite Samartheshwar Temple. AHMEDNAGAR : Hotel Sanket Complex. AIZAWL : House No. A/69/A, Chanmari. AJMER : AMC No.481-485/10,Kutchery Road. ALIGARH : Omji Complex, Ramghat Road . ALLAHABAD : 28B, Civil Station. AMBALA : Lic Office, Ambala Cantonment. AMRAVATI : Ground Floor, Gulshan Tower. AMRELI : Om Nagnath Complex. AMRITSAR : 29, Kennedy Avenue, Court Road. ANANTAPUR : No.1946, Nithin Complex . ASANSOL : Purbasha Banquet Hall, Apurba Complex, Apcar. ATUL : Quarter No. Ao/5. AURANGABAD : ‘Sakar Building’. BALLABGARH : Plot No.40,Sco, Sector 7. BANGALORE : No. 9, M. G. Road. BARAMATI : Plot No.485,’Guddi’ Building. BAREILLY : 148, Civil Lines,. BELGAUM : Cts No. 5854, Congress Road. BERHAMPUR (GANJAM) : Time World, Plot No. 1195. BHAGALPUR : 34, Patal Babu Road. BHARUCH : Shri S’Ad Vidya Mandal Institute Of Technology. BHAVNAGAR : Plot No.6 B Opposite Dakshinamurthy School. BHILAI : Block A, Plot No. 5 Utttar Gangotri. BHILWARA : Ganpati Enclave, Heera Panna Campus. BHOPAL : Star Arcade, Plot No.165 A & 166. BHUBANESHWAR : C/O. Archbishop’S House. BIKANER : Shree Gaurav Complex, Daga Maidan. BILASPUR : Rama Trade Centre. BOKARO : Hotel Blue Diamond, Ground Floor. CALICUT (KOZHIKODE) : “Karupalli Arcade”. CHANDIGARH : SCO 343-344,. CHENNAI : 82, Dr.Radhakrishnan Salai. COCHIN (KOCHI) : 41/419, Ground Floor, . COIMBATORE : Vigneswar Cresta, No.1095, Avinashi Road. CUTTACK : Jayashree Plaza,. DARJEELING : Maryland Resorts Ltd., Rink Mall. DAVANAGERE : No. 821, Renuka Extension. DEHRADUN : 56, Raipur Road. DEWAS : Lic Of India, Dewas. DHANBAD : Shri Ram Plaza, . DIMAPUR : Circular Road, Near City Tower . DURGAPUR : No. 101/N, Sahid Khudiram Sarani. ERODE : R.S. No. 418/2, Adjoining Sudha Nursing Home. FAIZABAD : Plot No. 2/1/6, Opposite Circuit House . FARIDKOT : B-VI/65, Circular Road. FEROZEPUR : ES-30/3, Harji Niwas. GANDHIDHAM : Plot No.349, Sector 12/B. GANGTOK : New Market, M.G. Road, Opp. Hotel Tashe Delek. GHAZIABAD : Plot No. Iii, N/30. GORAKHPUR : Plot No. 560, Mohalla Purdilpur. GUNTUR : 1St Floor, P. R. Raju Plaza, 11-1-1. GURGAON : SCO-29, Sector-14,Near HUDA Office. GUWAHATI : Ground Floor, Chibber House. GWALIOR : Ground Floor, Kanwal Complex, Shrimant Madhavrao. HARIDWAR : 6, Hari Nagar, Opposite Hotel Classic Residency. HISSAR : Sco No. 177. HUBLI : Kalburgi Plaza. HYDERABAD : 6-3-879/B, G. Pulla Reddy Bldg.. INDORE : Kamal Palace. ITANAGAR : Teli Plaza, Near MLA Cottage. JABALPUR : 124, Napier Town. JAIPUR : O-15, Green House. JALGAON : Patel Plaza,. JALLANDAR (JALANDHAR) : 50, Badri Dass Colony, Mahavir Marg. JALNA : Head Post Office Road. JALPAIGURI : A C College Of Commerce, Jalpaiguri. JAMMU : Ground Floor, Highland Tower. JAMNAGAR : Matru Ashish. JAMSHEDPUR : Voltas House. JHANSI : City Plaza Building. JODHPUR : Showroom No.4. KANNUR (CANNANORE) : Peekay Commercial Complex, Nr. Pothery Nursing Home. KANPUR : 18/179, The Mall,, Opp Phool Bagh. KAPURTHALA : 1St Floor, Nanha Complex, Mall Road. KARIMNAGAR : Business Towers, Mukarrumpura. KOLHAPUR : Ground Floor. KOLKATA : Ground & First Floors. KOLLAM (QUILON) : Vaidya Commercial Arcade. KOTA : 414, Shopping Centre. KOTTAYAM : No.Ix - 311, A/ 2. KRISHNANAGAR (WB) : 12, M.M. Ghosh Street. KURNOOL : 40/581, S.V. Complex. LUCKNOW : Halwasiya House. LUDHIANA : Shop No.3, Lgf. MADURAI : Door No. 4. MALDA : Malda Muslim Institute . MALOUT : Khasra No.1792, Khatouni No.960. MANGALORE : Essel Towers, Bunts Hostel Circle. MAPUSA : Edean Center . MARGAO : Shop No. 1, 2,3. MEERUT : Hotel Crystal Plaza. MEHSANA : Shop No. 1 To 5 (Ground Floor). MOHALI : SCF 113 & SCF 114. MORADABAD : No.8/10/6, Sarai Khalsa. MUMBAI : Universal Insurance Bldg.. MUSSOORIE : Garhwal Mandal Vihas Nigam Ltd (Gmvn). MUZAFFARPUR : RD Complex, Club Road. MYSORE : Haripriya Complex, Temple Road. NADIAD : Sheth Mahagujarat Hospital. NAGERCOIL : Thayammal Harris Towers. NAGPUR : 1St Floor, Sanskrutik Sankul. NANDED : “Nikhil Heights”. NASIK : Malpani Pride, Behind Raymond Retail Shop. NAVSARI : Building ‘A’, Prem Anand Co-op Housing Society Ltd.. NELLORE : Door No.22/1223/A-1, G T Road, Near Rtc Depot. NEW DELHI : “Statesman House”. NOIDA : B2-B3, Sector 16. PANIPAT : 515-515B, Ward No. 8. PANJIM : Atmaram Commercial Complex, Dr. Atmaram. PANVEL : Rajje Complex, Plot No 198 A. PATAN : Shridev Complex. PATHANAMTHITTA : Kunnithottathil Plaza. PATIALA : 4464/5, Rajwara Road. PATNA : Saket Towers, S.P. Verma Road. PONDICHERRY : No.164. PORBANDAR : Building Of P H Wadia & Sons. PUNE : Sterling Plaza, Plot No.1262/B. RAIPUR : Opp. New Bus Stand, Jeevan Bima Marg. RAJAHMUNDRY : D. No. 7-27-8. RAJKOT : Aradhana, Nr. Bank Of Baroda, . RANCHI : No. 4, 5 A, 5B, Ward No. 15, Ground Floor . RATNAGIRI : Ground Floor, Hotel Vihar Deluxe. RISHIKESH : Bharat Bazaar, 16, Adarsh Gram. ROHTAK : Shop No. 1,. ROORKEE : 343/29, Civil Lines. ROURKELA : Ground Floor, Mangal Kunj. SALEM : Door No. 115-1A, Sharptronics Shopping Complex. SANGLI : City Survey No. 32/A. SATARA : Abanjani, S No. 257. SATNA : Upper Ground Floor. SHILLONG : O.B. Shopping Mallm, Police Bazar Junction. SHIMLA : Gf/Ff, Durga Cottage. SHIMOGA : G.R. Prabhu Arcade. SILCHAR : “Chowchakra Complex”. SILIGURI : Spectrum House. SIVAKASI : # 64, N R K R, Rajarathnam Street. SOLAPUR : Ground Floor, Kanale Kalyan Mandap, Dufferin Chowk. SURAT : Digvijay Towers. SURENDRANAGAR : Ajmera Chambers, S. T. Road. THIRUVANANTHAPURAM (TRIVANDRUM) : 2/2421, Condor Plaza. THRISSUR (TRICHUR) : City Centre. TIRUNELVELI : 12, East Car Street. TIRUPUR : 3, Court Street. TIRUVALLA : 1St Floor, Mar Thoma Building. TRICHY (TIRUCHIRAPALLI) : No.75 E/1, Salai Road. TUTICORIN : “V.V.D. Mahaal”, 181. UDAIPUR : 151-152, Ground Floor. UJJAIN : Ground Floor, Hotel Ashray. VADODARA : Vardhaman Complex. VALLABH VIDYANAGAR (ANAND) : Shiv Shalin Complex. VALSAD : Shop Nos. 1, 2 & 4, Halar Road. VAPI : Hotel Fortune Galaxy Complex. VARANASI : C-19/134, M-B, Ground & First Floor. VASCO : Heritage, Ground Floor. VIJAYWADA : Ground Floor, D No. 59A 1-7. VISHAKHAPATNAM (GAJUWAKA) : Arjun Arcade, Nh-5, Old Gajuwaka. YAVATMAL : Ground Floor,Nagar Parishad Commercial Complex .
AXIS BANK:-
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Remote Locations ABOHAR : Khasra No. 1275 Circular Road, Abohar 152 116. ADDA DHAKA : Khata No. 601/671, Khasra No. 72/14/2 Village Dakha-Ii, Ferozpur Road. ADILABAD : H. No. 4-3-60/10,11, Opp. Bus Stand, N H No. 7 Adilabad 50400, Andhra Pradesh . AKOLA : ‘Khatri House’ Amankha Plot Road. ALAMURU : S. No. 232/1,Mandapeta to Alamuru Road Alamuru 533 233,East Godavari District. ALAPPUZHA : S. No. 820/30/A1/1, Danis Arcade, Cullen Road, Mullackal Junction. ALWAR : 1, Jai Complex, Road No.2 Alwar 301 001. AMBIKAPUR : Benaras Chowk, Opp. PG College, NH 78 Ambikapur, Dist. Surguja 497 001. AMLOH : Khata No. 24/41- 44 & 24/1/45 – 51, Khasra no. 65//4/2/3, 4/2/1, 4/2/2, 4/1 154, 65/3, 235/1, 65/1, 64, 65/2, 235/2,By-Pass Road, Amloh 147203. ANGUL : Shreeram Market Complex Main Road, Angul 759 122. ANKLESHWAR : Ankleshwar Industrial Association Plot No. 618, Gujarat Indl Development Corpn. ARAMBAGH : Link Road, Arambagh Dist. Hooghly, PIN 712 601. ARNI : No. 42/1 Thatchur Road, Arni 632 301. ATHNI : “Sidheshwara Complex”, No. 1196 Inamdarpet, Athni 591 304. ATTUR : 910, Niresh Complex Cuddalore Main Road. AZAMGARH : No. 296, Ward No. 19 Civil Lines, Near LIC Branch II. BADDI : Show Room No. 45,46,47 Fauji Complex, Sai Road. BAGALKOT : Nagappana Katte, Opp. Kerudi Hospital Extension Area Road. BAGHA PURANA : Khasra No. 1487/2-13 Mudki Road, Bagha Purana 142 038. BAHRAICH : Ground Floor & Basement 120/3, R.K. Tower, Digiha Tiraha . BALASORE (BALESHWAR) : Subhra Plaza, O T Road Padhuan Pada (Near Police Lines Square). BALURGHAT : Chakbhabani (Rathtala) PO + PS Balurghat, Dist. Dakshin Dinajpur. BANGA : Khasra No. 70/18Phagwara-Banga Main RoadBanga 144 505 Dist. Nawanshahr. BANKURA : 240/A, Nutan Chati PO and District Bankura. BANSWARA : Ground floor, Shop No.1-13, Plot No.4,5,6 Paras Enclave, Mohan Colony Circle. BAPATLA : D. No. 501/3, Radam Bazar, Car Street Bapatla 522 101, District Guntur. BARABANKI : Lower Ground Floor, 507& 508 Gram-Obri, Lucknow-Faizabad Road. BARBIL : Hotel Prachi, Opposite Barbil Bus Stand PO Barbil, District Keonjhar. BARDOLI : Manchhaba Sankskruti Bhavan Sardar Baug, Bardoli 394 601. BARGARH : Chanda Market Complex NH 6, Bargarh 768 028. BARIPADA : K.C. Circle, Baripada Dist. Mayurbhanj, Pin 757001. BARNALA : No.B/12/443 “Meghraj & Son’s Building”. BARPETA ROAD : Ward No.5, Barpeta Road Dist. Barpeta, Pin: 781315. BATHINDA (BHATINDA) : Pocket No. 6, Mc Building No. 2089 Tp Scheme, The Mall. BAZPUR : Khasra No. 200-MI, Khatoni No.92 Main Doraha Road (Rampur Road),Bazpur 262 401. BEGOWAL : Khewat No. 812/987, 812/988 Begowal-Tanda Road, Begowal. BEGUSARAI : Radhakrishna Market, Patel Chowk Main Road, Begusarai 851 101. BEHARAMPUR : 3/20, K K Banerjee Road, Lal Dighi Beharampur 742 101,West Bengal . BELLARY : Door/S.No.8, Main Road Siddartha Complex, Parvathi Nagar. BETTIAH : Supriya Road Opp. Kishan Hotel. BHADRAK : R. C. Behera Market Complex Salandi By Pass. BHARATPUR : Khasra No. 1067, Near Nasyaji Temple Circular Road (Khumber Circular-Station Road). BHIWADI : B-294-295 (A), Aggarwal Enterprises Building RIICO Chowk, Bhiwadi 301 019. BHIWANI : Khasra No. 723/2, Circular Road, Baba Nagar Bhiwani 127 021. BIDAR : No. 9-9-3 (Old No. 9-9-2), Seenu Complex B.V.B. College Road, Gandhi Gunj. BIJAPUR : 1st Floor, V.K.G. Complex M.G. Road, Bijapur 586 101. BOLANGIR : Tara Complex, Bhagarthi Chowk. BOLPUR (BOLPAR) : Municipal Super Market Shantiniketan Road. BONGAIGAON : Corporate Tower Chapaguri Road . BONGAON : Jessore Road, Gandhipally Bongaon, Dist. North 24 Parganas. BULANDSHAHR : 356, Ward No. 18 Opp. Hotel Raj Darbar, D.M. Colony Road. BUNDI : Plot No. 1, New Dhan Mandi Road Lanka Gate Commercial Scheme. BURDWAN : 37, G. T. Road, Burdwan 713101. CHALISGAON : Upper & Lower Ground Floor Major Corner, CTS No.3558, Ghat Road, Chalisgaon 424101. CHAMPA : Anupam Plaza, Station Road Champa, Dist. Janjgir-Champa. CHANDRAPUR : Plot No. 22 B, Civil Lines Chandrapur- Nagpur Highway, Next to DCC,Chandrapur 442 402. CHICKMAGALUR : Basavanahalli Main Road, Opp. Rangana Choultry Next to Taluk Office. CHILLAKALLU : Survey No. RS 47, Main Bazaar Jaggayyapeta Road, Chillakallu 521 178. CHINDWARA : Nazul Block No. 46, Plot No. 7/2 Sharma Complex, Satkar Choraha,. CHINNAMIRAM : 7-132, J P Road, Venkatrajunagar Chinnamiram 534 204. CHIPLUN : Ground Floor, Hotel Atithi Mumbai Goa Highway,Chiplun, Dist. . CHITTOOR : 18-1024, ‘Sindhu Towers’ Prakasam High Road. CONTAI : Plot No. 232, Ward No. II, Serpur Etwaribar PO + PS Contai, District Purba Medinipur. DAHOD : Ground Floor, Vrundavan Hotel Station Road, Dahod 389 151, Gujarat . DALKHOLA : Opp. Dalkhola Police Outpost National Highway 34,PO: Dalkhola, PS: Karandighi. DAMAN : Sagar, Teen Batti Daman 396 210. DAMOH : Ground Floor, Hotel Rambhog Station Road, Dist. Damoh. DARBHANGA : Govindlal Jajodia Path Mirzapur Road, Darbhanga 846 004. DAUSA : Khasra No.1570 & 1571, Ground Floor Shop Nos.24-27 and 32-35 First Floor Shop Nos.28-32 and 39-43, First Tower, Agra Road. DEESA : Ground Floor, Panchal Complex Railway Station Road. DEOGHAR : Plot No. 80, Seth Surajmall Jalan Road Caster Town, Dist. Deoghar. DHAMTARI : Jagdalpur Road, Near Kothari Park. DHARMANAGAR : DNV Road, Dharmanagar Dist. North Tripura 799250. DHENKANAL : Plot No. 2868, Mahabirbazar Dhenkanal 759 001, Orissa. DHULE : Ground Floor. Lane No. 2 Main Market, Lalbaug. DIBRUGARH : RKB PathOpp. Head Post Office Dibrugarh 786 001, Assam . DINDIGUL : ‘Spencer’s Compound’ Salai Road, Dindigul 624 001. DINDORI : Charoskar Building, Near Manbhari Cloth Centre Nashik- Kalwan Road, Dindori. DUMKA : Bhagalpur Road At & PO: Dumka. DURG : Jeevan Plaza Commercial Complex G.E. Road, NH6, Ganjpara. EDARAPALLI : S. No. 525/4, Near RTC Complex Edarapalli 533 201, East Godavari District. ERAIYUR : Eraiyur Village, Pennadam R.S & PO Opp. Ambica Sugars, Eraiyur. FARRUKHABAD : Khasra No. 437, 438, 439, Municipal No. 74 B ITI Chauraha, Shyam Nagar, Thandi Sarak. FATEHABAD : Khasra No. 170/5/1, 5/2, 6/1 & 6/2 Mauz Basti Bhivan, Karan Plaza, Near Mini Secretariat, N.H.-10. FIROZABAD : Building No. 68, Vimala Tower, Opp. Bus Stand Agra Road, Firozabad 283 203. FULIA : 1 No. Natun Fulia, NH 34, Chatkatola PO 2 No. Natun Fulia, PS Santipur. GADAG : CEEKAY Towers, J. T. Mutt Road Near General Hospital. GANGANAGAR (SRIGANGANAGAR) : 4-B-22, Jawahar Nagar Adjacent To Gupta Nursing Home. GANGAWATI : Ground Floor, “Sri Rama Complex” D. No. 2-4-43 & 2-3-188, LG Road,. GARHSHANKAR : Ground Floor, Khasra No. 368/3/1, 369/1 Garhshankar-Chandigarh Road. GAWLI PALASIA : Agra Bombay Road Village Gawli Palasia, Tehsil Mhow. GAYA : North Church Road Near Gandhi Maidan. GIRIDIH : Raja Bangla, Main Road, Giridih 815 301. GOBINDGARH : Khewat no.143/206, 145/208, Khasra no. 17/5 (7-4), 6/25 (6-14) Plot No.436 & 436A, Ward no. 16, Vikas Nagar, Sec no. 1C, Near G.P.S. College & School. GODHRA : 20, Bhagwat Nagar Prabha Road, Godhra-Dahod Highway. GOKAK : CTS No. 3200/A-1/A & B,Matru Chaya Building Bus Stand Road, Gokak 591 307. GONDA : Khasra No.3089/051, Chauhan Complex Opp. Thompson College, Lucknow Road. GUDIVADA : D.No.10/156, Eluru Road Gudivada 521 301, District Krishna. GULBARGA : Jawali Complex Super Market. GUNA : Shri Maheshwari Mills Compound Shri Maheshwari Mills Compound. GURDASPUR : Khasra No. 292-298 A.P. Palace, Tibri Road. HABRA : Holding No. 92, Ward No. 4 Habra Bazar, Jessore Road, Habra 743 263. HALDIA : Akash Ganga Commercial Complex Basudevpur, P.O. Haldia. HALOL : Ground & First Floors, Opp. Telephone Exchange Halol Godhra Road,Halol, Dist. Panch Mahals. HANUMANGARH : Baba Shyam Singh Complex Sriganganagar Road, Near Bus Stand, Hanumangarh Junction, . HARDOI : Building No.636 and 636/1 Mohalla Behra Saudagar, Central Lucknow Road. HASSAN : Ground Floor Lalitha Krupa, B M Road. HAZARIBAGH : Plot No.509, Opp. Civil Court NH 33, Hazaribag 825 301. HIMATNAGAR : Ashoka House, Ground Floor Opp. Civil Hospital. HOSHANGABAD : Meenakshi Chowk, Sadar Bazar, Hoshangabad 461 001. HOSHIARPUR : B-XX/214 Main Court Road. HOSPET : D.No.167 & 168, College Road Opp. Jayaram Hospital, Hospet 583 201. HOSUR : Palaniappa Building 10-77-28, Bye Pass Road . ICHALKARANJI : Ward No.9, Building No. 120 Plot No.78, Ichalkaranji Co-op Estate. ILANJI : Plot No.20 & 21, Meenatchi Nagar Kurtalam Madurai Road. IMPHAL : 47, Thangal BazarImphal 795 001 Manipur. ISLAMPUR : N.D. Patil Building Near Asta Naka, District Sangli. ITARSI : Meghdoot Hotel, Opp. Rest HouseItarsi 461 111 Dist. Hoshangabad. JAGDALPUR : Akashwani Road, Nayapara P.S. Parpa, Jagdalpur 494001. JAGRAON : Khasra No.937, Property No.364/7 Darshan Tractors Building, Tehsil Road. JAJPUR ROAD : Bank Street, Jajpur Road District Jajpur. JAMKHANDI : No. 101, Kudachi Road Opposite Tennis Court. JANGAREDDIGUDEM : Door No.9-36, Sathi Pandu Complex Eluru Road, Jangareddigudem 534 447. JATNI : Nangalia Complex, Jatni Dist. Khurda, Orissa 752050. JAUNPUR : Khasra No 87/1 and 87/2, Old Municipal No. 339 Sarai Kaji Kadam Miyapur, Kutchery Road. JEYPORE : NH 43, Near Inspection Bungalow, Jeypore 764 001 Dist. Koraput, Orissa. JHAJJAR : Rajan Complex, Ward No.17,Main Market Road, Arya Nagar Near Bus Stand & Stadium, Jhajjar124102, Haryana. JHARSUGUDA : Opp. Hotel Aryan, By Pass Road PO and Dist. Jharsuguda . JIND : S.C.O.No. 195 & 196 District Shopping Center, Urban Estate. JORHAT : A.T. Road, Chowkbazar Jorhat 785 001. JUNAGADH : Shop No. 1,2,3 (Ground Floor And First Floor) Raiji Nagar Shopping Centre. KAITHAL : Khasra no. 500/1/1, Near Khurania Palace Opp. R.K.S.D College, Ambala Road . KAKINADA : 1St Floor, G R R Buildings, 13-1-15, Subhash Road. KALIMPONG : D S Gurung Road, Near Damber Chowk PO/PS Kalimpong. KALNA : Saptagram Kalna Katwa Road Near new Bus Terminus, Ambika Kalna. KALOL : Kalol Taluka Kelavani Mandal Vakharia P J High School. KALYANI : B-9/276 (CA), PO & PS Kalyani Dist. Nadia, PIN 741 235, West Bengal. KANCHEEPURAM : S. No. 60A, Gandhi Road Kancheepuram 631 501. KARAD : Upper & Lower Ground Floors Deepak Pride, Near Tathe Hospital, Super Market Road, Shanivar Peth. KARIMGANJ : Tarunima Building. . Opp. Fire Service Station. . KARNAL : 3/250, 1-Shakti Colony Mall Road, Karnal 132 001. KARUR : No. 5, Dindigul Road Karur 639 001, Tamil Nadu. KARWAR : Shaan Complex 453, Green Street. KASARGOD : D. No. 442-AAramana Arcade, Bank Road Kasargod 671 121, Kerala . KASHIPUR : 407, City Centre, Station Road Kashipur 244 713. KATIHAR : Basement & Ground Floor Ganga Ventures Pvt. Ltd., Shaheed Chowk, Katihar. KATNI : Ground Floor, Nagpur Golden Building Opposite Old Collectorate. KATWA : Mira Plaza, Najrul Sarani Circus Maidan, Katwa 713 130. KEONJHAR : Pattnaik Estate, College Square Keonjhar 758001, Orissa . KHAMMAM : 11-4-16 & 17 Sri Harsha Complex, Vyra Road. KHANDWA : 1, Shrinagar Main Road Indore-Khandwa Road, Khandwa 450 001. KHANNA : Khasra No. 3145 & 3146, H.No.267,268,269/20 Near Kalgidhar Gurudwara. KHARAGPUR : 180/1, Malancha Road Kharagpur 721 304. KOCH BIHAR : Sunity Road, Opp. UBI P.O.& Dist. Koch Bihar,PIN 736 101. KOHIMA : UT Complex Opp. UBC Church, . KORBA : Hindustan Hosiery Power House Road. KOTKAPURA : B-1/359, Faridkot Road Kotkapura 151 204. KUMBAKONAM : Raman & Raman Building No.87/48, Nageshwaran North Street. KURUKSHETRA : House No.577/8 Opp.State Bank of Patiala,. LAKHIMPUR-KHERI : Ground Floor & First Floor, Guru Kripa Building, Hospital Road,. LASALGAON : Dayram Complex, Sr. No. 137, Plot No. 2 House No.2581, Lasalgaon-Vinchur Road. LATUR : Sabde Towers, CTS No. 9906 Ausa Road, Latur 413 531. MACHILIPATNAM : No.25/305, Kennady Road, Besides Durga Mahal Jagannadhapuram, Machilipatnam 521 001. MADHAPAR : Navo Vas, Near Panchayat Office, Madhapar 370 020. MAHASAMUND : Raipur Road Mahasamund 493 445. MALAPPURAM : Malappuram – Peekay’S Arcade Down Hill, Malappuram. MALERKOTLA : Khasra No. 1949, Opp. Bus Stand Satta Bazar Road, Malerkotla 148 023. MANDSAUR : Ground Floor, Greater Kailash Hospital Road Mandsaur 458 002, Madhya Pradesh . MANSA : Quila No. 1088, Kewat No. 1507 Water Works Road, Mansa 151 505. MANVI : Municipal No.131-66/1/2 Sindhanur Road, Manvi 584123, Dist. Raichur. MATHURA : OJAL MALL, Opposite Hotel Mukund Palace Junction Road, Mathura 281 001. MAYILADUTHURAI : New Door No.144 (Old No. 75) T S No. 300/Ward No. 2 ,Mahadhana Street. MIDNAPUR : 37/3, Station Road Midnapur 721 101. MIRAJ : Ground Floor, Rupa Apartments 3884, Malekar Wada, Near Laxmi Market. MIRYALGUDA : Opp. APSRTC Bus Stand Sagar Road, Miryalguda 508 207. MIRZAPUR : No. 480, Ward No. 8 Badali Katara (Beltar). MOGA : S.C.F. No. 26 and 27 G.T. Road. MORBI : Scientific Clock Mfg. Co., Dr. Takhatsinghji Main Road, Near Old Mahajan Chowk,. MUZAFFARNAGAR : Dr. S Prakash Business Complex 171 Civil Lines (South), Court Road . NABHA : Shop No. 12, Ground Floor And First Floor Dr. Ambedkar Market, Near Nabha Improvement Trust. NAGAON : A T Road, Haibargaon Nagaon 782 002. NAKODAR : Unit No. 205D, Ladhar Complex Noor Mahal Road, Nakodar 144 040 . NANDYAL : D.No: 25-417-C2 R S Road, Nandyal 518 501. NARASARAOPET : D. No. 9-9-9 & 9-9-10, Bank Street Arundelpet, Narasaraopet 522 601. NARNAUL : Khasra No.1254, A/1, Shiv Colony Opp. Panchayat Bhawan. NAWANSHAHR : Khasra No. 3631/1998, 3631/1999 Mohalla Hira Jattan, Banga Road Nawanshahr 144 514. NEEMUCH : Vijay Talkies Compound Neemuch - 458 441. NIZAMABAD : 5-6570/3C, C/o. Sham Agencies Hyderabad Road, Nizamabad 503 003. NUAPADA : National Highway 217 At/PO, Dist. Nuapada (Nawapara). OMALUR : Andavar Complex, Survey No.79/1, 79/1A-3 5th Ward, Omalur 636 455. ONGOLE : Door No.37-1-406/10 Trunk Road, (Opp. LIC of India). OOTY : Lingadevi Complex, 421, Ettines Road Ooty (Ootacamund) 643 001, Tamil Nadu. P L PURAM : S.No.95/7 & 95/3, Ground Floor Main Road, Payakaraopet Mandal. PAIDIPARRU : Rs No. 12/5, V. Somasundararao Mansion Opposite Hero Honda Showroom. PALAI : Puthumana Arcade, Near Municipal Bus Stand Palai 686 575, Dist. Kottayam, Kerala . PALAKKAD : City Centre, English Church Road Palakkad 678 014, Kerala . PALANPUR : Movie World Building College Road, Palanpur 385 002. PALI : Plot No. 02, Near Mastan Baba Sumerpur Road, Pali 306401. PALWAL : Municipal No. 4043/1, Near Rasulpur Chowk Delhi-Agra Bye Pass Road. PANCHKULA : SCO 10, Sector 10 Panchkula 134 109. PANDRI : Khasra No. 151/1 (Khata No 230) Sitarganj Road, Pandri 262 405. PARADIP : HIG-35, Housing Board Colony At-Madhuban, PO/PS: Paradip. PATTI : Khasra No. 116/26/2/50 Ward No. 16, Patti 143 416 . PEN : Ground Floor, Centre Point Chinchpada, Pen. PERAMBALUR : S.No.430/2, Trichy-Perambalur Road Madanagopalapuram, Sangupet. PHAGWARA : Municipal No. Xxxi/73, G. T. Road Phagwara, Punjab 144 401. PHULLANWALA : Khasra No. 8/26, Khata No. 166/180 Village Phullanwala, Pakhowal Road . PILIBHIT : Plot No.904/1, 903/1, 903/2, 902/2, 901 (Part) Opposite Gupta Bhawan, Chhatari ChourahaTanakpur- Bye Pass Road, . PIMPALGAON : “Sudesh Chambers”, Opp. S.T. Bus Depot Mumbai-Agra Road, Pimpalgaon (Baswant). POLLACHI : 39, Kovai Road Pollachi 642 001, Tamil Nadu. POOLAPALLE : 1-103, Palakole-Bhimavaram Road Near Palakole, Poolapalle 534 261. PORT BLAIR : 5, Middle Point Port Blair 744 101. PRODDATUR : D. No. 22/473,B.S. Complex Sundaracharlu Street. PUDUKKOTTAI : Prema Complex, 2737 East Main Street, Pudukkottai 622 001. PURI : Trimurti Heights, Badasankha Grand Road, Puri 752 002. PURNIA : Kali Bari Chowk, Bhatta Bazar Purnia 854 301, Bihar. PURULIYA : Ranchi Road, Near Puruliya Club Puruliya723101. RAHURI KHURD : Ground Floor, Nagar Manmad Highway Rahuri Khurd, Taluka Rahuri,Dist. Ahmednagar, PIN 413 705. RAIBARELI : Kachwaha Complex, Plot No. 29M Opp. Acharya Diwedi Inter College. RAICHUR : MPL No. 1-10-151 & 152/1 Kubera Palace, Station Road. RAIGANJ : Mohanbati, N. S. Road Raiganj, Uttar Dinajpur. RAIGARH : Near Bajaj Showroom Jagatpur, Raigarh 496 001. RAJAPALAYAM : Door No. 662, Ward No. 33, Ts No. 74, Block 12, Ward D, Tenkasi Road. RAJNANDGAON : Kourin Bhata, Stadium Chowk Sahdeo Nagar, G.E. Road. RAJPIPLA : “Jeevan Sadhna”, Station Road Rajpipla – 393 145. RAJPURA : 1-2, Caliber Market Rajpura 140 401. RAMGARH : Narayani Complex Main Road, Ramgarh Cantt.. RAMPUR : Ground Floor, Shah Palace Rahe Murtaza, Civil Lines. RASIPURAM : Door No.47, 48, 48A Aaringar Anna Salai,Attur Road,. RATLAM : Anklesaria Complex, Ground Floor Opposite DRM Office. RAWATBHATA : Rajasthan Atomic Power Station Complex Anukiran Colony, P.O. Bhabhanagar. RAYAGADA : Plot No. 1568, New Colony Rayagada Nagar Mouza. RAYYA : Khasra No. 203/1, Municipal No. 474, G.T. Road,. REPALLE : Door No. 10-14-126/1, 2 & 3 Municipal Office Road, Railpet, Repalle. REWA : Block B, Shilpi Plaza Pili Kothi Road, Rewa 486 001. REWARI : Plot No. 6530/Y/1 & E Bawal Chowk, Circular Road. RUDRAPUR : Plot No. 20, Awas Vikas Colony Nainital Road, Uddam Singh Nagar District. RUPNAGAR : Khasra No. 49/1, Dashmesh Nagar Near Bela Chowk. SADAURA : Khasra Nos.40/18/5, 40/18/4 & 40/18/3 Ward No.7, Opposite DAV Public School. SAGAR : Ground Floor, 10, Civil Lines Near V C Bungalow. SAHARANPUR : A-5, Model Town Mission Compound, Court Road. SAMANA : Khasra No. 135/28/3/2 Main Road, Samana. SAMBALPUR : Rr Mall, Ashok Talkies Road V.S.S. Marg. SANGRUR : SCF No. 17 & 18 (Ground Floor & Basement) SCF No. 19 (Ground Floor), Kaula Park Market . SATYAMANGALAM : Old No.252, New No. 66, Mysore Trunk Road (Adjacent to Gobaldu Theatre). SEHORE : Near New Bus Stand Indore Bhopal Road , Arya Building Material. SHIRDI : Sai Sawli, Nagar-Manmad Road, Near Bhakta Niwas At Post Shirdi, Taluka Rahata, Dist. Ahmednagar. SIDHI : Ground Floor, Jagsheel ComplexOpp. Dist. Hospital Sidhi 486 661. SIKAR : Ground & First Floors S.R.V. Mall, Ward No. 16, Devipura Road. SILVASSA : Jigar Complex, Naroli Road Survey No.352/3/4/2/1, Silvassa, Dist. Dadra & Nagar Haveli 396230. SINDHNUR : Venkatesh Nagar, Gangavathi Road, Sindhnur 584 128. SIRSA : Plot No 17/339 & Plot No. 17/340 Sangwan Nursing Home Complex. SIRSI : Ground Floor, Kamat Chambers Hubli Road, Sirsi 581401. SIRUGUPPA : S E S V K J Pre–University College Compound Siruguppa 583121. SITAPUR : S. No.147 (Futkarsthan 4 & 1) Raj-Sudha’, Eye Hospital Road . SOLAN : Khasra No. 76-85, Ward No. 2 Mauza Kathar, Kapoor Complex The Mall, Solan 173 212. SRIKAKULAM : No. 91/P, Palakonda Road Near Krishna Park. SUDHAR : Khasra No.48/18, Raikot Road Opp. G.H.G., Khalsa College. SULTANPUR : Plot No.253, 254, 255, 256, 257, 258 Mohalla Civil Lines, Chawni Sadar. SURI : Hero Honda Showroom, Post Office More PO Suri, Dist: Birbhum. TALCHER : Sharma Chhak, PO: Hatatota Talcher 759100, Dist. Angul. TALLI HALDWANI : Khata No 3, Khasra No 258 Min Opp. Commercial Motors Talli Haldwani, Bareilly Road. TAMLUK : Plot No.68, Bhimar Bazar Main Road, Purba Midnapore. TANDA : Khasra No.100/8/3 (0-4) 9/1/1 (3-0) Sh. R D Complex, Jaja Chowk, Tanda-Sri Hargobindpur Road. TARN TARAN : MC No. 5/253 & 254 Near Partap Talkies, Amritsar Road. TASGAON : Sonba Complex, Near Ganpati Mandir, Opposite Ajantha Stores, Guruwar Peth. TENALI : Annabathuni Satyanarayana Degree College Prakasam Road, Tenali 522 201. TEZPUR : Puja Plaza, SC Road Tezpur 784 001. THANJAVUR : C/O. Life Insurance Corporation Of India Thanjavur Main Branch,Jeevan Chola Building. THENI : No.229/134 Madurai Road, Theni 625 531. THODUPUZHA : Survey No. 195/5, Door No. X/72, A & B Rubber Marketing Society Building, Opposite Mini Civil Station. THREEKE : Building Opposite Godawri Motors Near Indian Overseas Bank, Threeke Village. TINSUKIA : Shree Shyam Kunj Chirwapatty Road. TIRUCHENGODE : 100/10, S.S.D Road, Near State Bank of India , Tiruchengode 637 211. TIRUVANNAMALAI : No. 15, Polur Road Tiruvannamalai, Tamil Nadu, Pin 606601. TUMKUR : Ground Floor, Siddhaganga Office Complex B.H. Road, Tumkur 572 104. TURA : Hawakhana Dist. West Garo Hills, Tura 794 001. UDUPI : Simaz Commercil Complex Near Diana Circle. VELLORE : No.15/2, New Door No.30 Officers Line, Vellore 632 001. VERAVAL : Satguru Arcade, Plot No. 54 Near Tower Chowk, Rajmahal Road. VIDISHA : 33, Subhash Road Near Gaurav Traders, Vidisha 464 001. VILLUPURAM : Ravindran Arcade, Trichy Road Opposite to New Bus Stand. VISNAGAR : Ground Floor, Shri Kadva Patidar Kelavani Uttejak Mandal Nootan Sarva Vidyalaya Campus. VIZIANAGARAM : ‘Sitarama Complex’ D.No: 5-1-11A, M G Road. VRINDAVAN : Chatikara Road, Near Nandan Van Colony Opp. Kripalu Hospital & Kripalu Temple. WARANGAL : 8-9-33-33/1 & 8-9-32-32/1 Chowrastra, Station Road. WARDHA : Ground & First Floor Plot No.2560 to 2562, Indira Market Road. YAMUNA NAGAR : Municipal No. B-V/282, Model Town Mela Singh Chowk, Sardar Mela Singh Ke Kothi