Summary Reports of Motor Data of M/s. Reliance General Insurance Co. - 2007-08 Report MR1 - Vehicle Class wise - Number of Policies, Total Premium, Total Number of Claims, Total Claims Paid and Total Incurred Claims Amount in Rs (Crores) Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total
No of Policies 859139 1605037 178819 4222 23439 1802 31577 89641 0 0 0 50328 2844004
Total Premium 798.0727 132.3917 191.8117 4.0336 8.0116 0.5564 37.9538 52.4498 0.0000 0.0000 0.0000 42.0826 1267.3639
Amount in Rs (Crores) Total No of Claims 117994 51234 16896 0 1450 15 6721 1618 2324 0 0 3671 201923
Total Claims Paid
Total Incurred Claims
245.9693 26.8535 59.0997 0.0000 0.7616 0.0183 17.1540 0.7198 6.9960 0.0000 0.0000 2.2637 359.8358
108.0399 27.8011 28.0623 0.0000 8.8969 -0.0192 6.4737 6.5993 14.6401 0.0000 0.0000 43.6013 244.0954
Summary Reports of Motor Data of M/s. Reliance General Insurance Co. - 2007-08 Report MR2 - Vehicle Class wise - OD Premium, TP Premium, Total OD Claims Paid, Total TP Claims Paid, OD Incurred Claims and TP Incurred Claims Amount in Rs (Crores) Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total
OD Premium 637.3495 78.6257 111.1514 2.0002 3.9422 0.2621 25.9346 25.0575 0.0000 0.0000 0.0000 36.9195 921.2426
TP Premium 160.7232 53.7661 80.6603 2.0334 4.0694 0.2943 12.0192 27.3923 0.0000 0.0000 0.0000 5.1631 346.1213
Total OD Claims Paid Total TP Claims Paid 244.8228 26.3413 59.0888 0.0000 0.5861 0.0183 17.0571 0.6116 6.7314 0.0000 0.0000 1.1195 356.3769
OD Incurred Claims
1.1464 0.5122 0.0109 0.0000 0.1755 0.0000 0.0970 0.1082 0.2645 0.0000 0.0000 1.1441 3.4588
85.9826 11.4556 26.7188 0.0000 -1.4320 -0.0192 2.4889 -1.6322 4.7234 0.0000 0.0000 -0.9770 127.3090
TP Incurred Claims 22.0573 16.3455 1.3435 0.0000 10.3288 0.0000 3.9847 8.2315 9.9167 0.0000 0.0000 44.5783 116.7864
Summary Reports of Motor Data of M/s. Reliance General Insurance Co. - 2007-08 Report MR3 - Vehicle Class wise - OD Claims Paid Ratio ,OD Incurred Claims Ratio ,TP Claims Paid Ratio ,TP Incurred Claims Ratio ,Total Claims Paid Ratio and Total Incurred Claims Ratio Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total Source IRDA Data Repository
OD Claims Paid Ratio 38.41 33.50 53.16 0.00 14.87 7.00 65.77 2.44 0.00 0.00 0.00 3.03 38.68
OD Incurred Claims TP Incurred Claims TP Claims Paid Ratio Ratio Ratio 13.49 0.71 13.72 14.57 0.95 30.40 24.04 0.01 1.67 0.00 0.00 0.00 -36.32 4.31 253.82 -7.31 0.00 0.00 9.60 0.81 33.15 -6.51 0.40 30.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -2.65 22.16 863.40 13.82 1.00 33.74
Percentage Total Claims Paid Total Incurred Claims Ratio Ratio 30.82 13.54 20.28 21.00 30.81 14.63 0.00 0.00 9.51 111.05 3.30 -3.44 45.20 17.06 1.37 12.58 0.00 0.00 0.00 0.00 0.00 0.00 5.38 103.61 28.39 19.26
Note : 1 The figures are worked out on written premium basis. Note : 2 The following Class Codes having insignificant number of records are included in 'Others' (12 - Pvt. Car (only 3 wheelers with 750 - 1000 CC),13 - Pvt. Car (only 3 wheelers with less than 750 CC)15 - Two wheeler (with side car), 16-Three Wheeler invalid carriage with side car-treated as two wheeler,25 -Motor Trade (Road Transit Risk only),26-Motor Trade (Road Risk only,27 - Motor Trade (Internal Risk only))) Note : 3 The above statements reflect the summary of data received by TAC from respective companies. The summarised statements have been duly verified and validated by the company concerned.