Profile Of Informal Entrepreneurs In Iligan City

The Profile of Informal Entrepreneurs in Iligan City

Prepared by JULIUS S. HAGANAS MARIA CORAZON L. ARAY

Interviewer Julius S. Haganas Doreen L. Julia Maria Corazon L. Aray Dina S. Mabanog Mila N. Mahinay Sally P. Areola

Conducted by The Starter Center of Informal Enterprises Under Unlad Kabuhayan Program Laban sa Kahirapan in cooperation with the Department of Labor and Employment

Thru The Cooperative Development and Livelihood Office

Headed by ROY L. OPENIANO

Submitted for City Mayor’s Office (CMO) City Planning and Development Office (CPDO) Department of Labor and Employment (DOLE) Cooperative Development and Livelihood Office (CDLO) Capacity Building International (InWEnt), Germany Regionomica, Germany

November 10, 2008

Table of Contents

Table of Contents

2

I. Introduction

3

II. Objectives

3

III. Methodology

4

V. Scope and Limitations

4

VI. Results and Findings

4-9

VII. Conclusions and Recommendations

10

VIII. Annex

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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The Profile of Informal Entrepreneurs in Iligan City I. Introduction/Background: The project entitled “The Starter Center of Informal Enterprises” was proposed to establish in Iligan City to provide services for the development and integration of enterprises from the informal sector into the formal economy. At the national level, the Department of Labor and Employment has developed the Unlad Kabuhayan Program laban sa Kahirapan (A Livelihood Development Program against poverty) which beneficiaries are the enterprises or entrepreneurs under the informal sector. It is intended to bring about improved socio-economic well-being of the workers in the informal sector, termed as IS Worktreps (Informal Sector Worker-Entrepreneurs), who constitute about half of the poor. It aims to make the livelihood of the poor IS-Worker entrepreneurs grow into a viable and sustainable business.

With this similarity of program interventions and program beneficiaries, the City Government of Iligan and the Department of Labor and Employment (DOLE) have entered into a Memorandum of Agreement to synergize the effort of implementation for the informal enterprises. Now, the Starter Center has already been established vis-à-vis the implementation of the Unlad Kabuhayan Program Laban sa Kahirapan. It engages the following services and activities, namely: 1) profiling (personal, business and competence profile); 2) training; 3) competent consulting or business advisory; 4) social protection; 5) networking; and 6) facilitation of registration. This profile is a remarkable accomplishment of the Starter Center and the Unlad Kabuhayan Program. II. Objectives The objectives of the profiling are: 1. To know the characteristics and profile of informal enterprises in Iligan City in terms of: a. educational level; b. per capita income; c. years of residency; d. location; e. occupations; f. years in business; g. availability of recording system; h. social protection coverage; i. number of employees; j. gender; k. civil status; l. type of assistance needed; m. membership to organization. 2. To create a database and a directory of informal enterprises in Iligan City; 3. To identify the specific condition of informal enterprises and their respective needs; -------------------------------------------------------------------------------------------------------------------------------------- 3 Profile of Informal Entrepreneurs in Iligan City

Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

III. Methodology The profiling was conducted using the questionnaire and interviews. The Questionnaire (see Annex A) is consist of 19 questions in local dialect. It is used simultaneously with the interview. The respondents’ answers to the interview have been recorded in this questionnaire form by the interviewer. The schedule of profiling was done in coordination with the barangay council through its chairperson on the committee of livelihood. IV. Scope and Limitations The profiling was conducted only along the coastal barangays (villages) from April to August 2008. This is limited to 582 respondents who have been interviewed during that period. V. Results and Findings A. Results 1. Educational Level: o Elementary o High School o College o Vocational

Educational level

- 17% - 54% - 26% - 3%

Vocational 3% 0%

Elementary 17%

College 26%

High School 54%

2. Per Capita Income: o Php 0 – 2,000 - 83% o Php 2,001 – above - 27%

Per Capita Income

0 - 250 7%

2001- above 27%

251 - 750 26%

1,551 - 2,000 9%

1,081 - 1,550 16%

751 - 1,080 15%

Years of Residency

3. Years of Residency: o 0 – 5 years - 25% o 6 – above - 75%

0-5 25%

6 - above 75%

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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4. Location Barangay 1

Tipanoy

2

Villaverde

1

Luinab

41

Tambacan

7

Poblacion

19

Upper Hinaplanon

10

Mahayahay

162

Bagong Silang

24

Ubaldo Laya

2

Pala-o

11

Tubod

3

Buru-un

51

Dalipuga

37

Proper Hinaplanon

52

Saray

47

Ma. Cristina

36

Tomas Cabili

29

Santiago

47

Tibanga

0

20

40

60

80

5. Occupation Sari-Sari Store Owner – 18% Driver - 5% Fish Vendor - 14% Repairmen - 3% Ice Cream Vendor - 4% Firewood Vendor - 4% Food - 36% Non-Food - 8% Scrapper - 8%

100

120

140

160

180

Occupation

Non-Food 8%

Driver (Trisicad & Rig ) 5% Fish Vendor 14%

Food 36% Sari-Sari Store 18%

Repairmen Scrapper 8%

Ice Cream3% Vendor Firewood Vendor 4% 4%

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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6. Years in Business 0 – 5 years - 32% 6 – above - 68%

Number of Years in Business

0%

0-5 32%

6 - above 68%

7. Availability of Records Have - 26% None - 74%

Available Records

Have 26%

None 74%

8. SSS Coverage Have - 14% None - 86%

SSS Coverage

Have 14%

None 86%

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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9. Philhealth Coverage Have - 46% None - 54%

Philhealth Coverage

Have 46% None 54%

10. Number of employees Have - 0% None - 100%

Number of Employees

Have 0%

None 100%

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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11. Assistance Needed Technical/Training - 6% Financial - 70% Training - 24%

Assistance Needed

Technical/Training 6%

Material 24%

Financial 70%

12. Gender Female- 74% Male - 26%

Gender

Male 26%

Female 74%

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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13. Civil Status Single - 10% Married - 79% Separated - 2% Widow - 9%

Status

Separated 2%

Widow 9%

Single 10%

Married 79%

14. Membership to Organization With membership - 26% With no membership - 74% Membership to Organization 430

None SATRA Hillside Association IKABUHI Plan KASAKIT Landless Nickel Lending Fish Vendor Association Senior Citizen Dalipuga Town Site Home Owner's Ass. FICUVA Sea-K Association Techton Bagsakan (Metro Iligan Vendors Association IDEAL Unlad Brgy.Saray Livelihood Association CLP HIPABAMA Tuburan Associaton Central Agricultural Rural Bank The Farm Sea Association TAHIDLA Bayu Prime Movers Women's BSAN BABASIHAI ELWOBAMA Coop AIM COOP Talamnon sa Pailig FICCO MSU-IIT Coop Serviamus Coop's for Christ Women's

1 1 1 1 1 1 10 2 2 2 1 1 1 1 31 1 1 1 1 1 1 2 1 1 1 1 1 2 8 20 7 45 0

50

100

150

200

250

300

350

400

450

500

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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B. Findings Based on the results, it was found out that: o 71% of the respondents have not reached college; o 54% do not have Philhealth coverage; o 68% are in their business for more than 5 years; o 74% are female; o 73% have per capita income per month of Php 2,000 and below; o 74% do not have recording system; o 70% need financial assistance; o 79% are married; o 86% do not have SSS coverage; o 75% have resided more than 5 years in their community; o 74% do not have membership to any organization; o 100% do not have employees; VI. Conclusions and Recommendations A. Conclusion: The majority of entrepreneurs in the informal sector in Iligan City are: o Women; o Married; o Those who do not attend college; o Those who do not have social protection; o Those who are already 5 years in business; o Those who have a per capita income below Php 2,000.00; o Those who do not have recording system; o Those who have resided more than 5 years in the community; o Those whose need is financial assistance; o Those who do not have membership to an organization. o Those who do not employ other people. B. Recommendation o Continue the capability building interventions to the informal entrepreneurs to improve business management and recording system; o Allocate funds to address the lack of social protection. o Encourage big cooperatives to cater this particular sector. o Legislation is needed to pave the way of formalization and to institute developmental support.

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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Annex A INFORMAL ENTERPRISES PROFILING INTERVIEW QUESTIONNAIRE Pasiuna: Ang Pangagamhanan sa Iligan nagpahigayon ani nga survey/pagsusi para mahibal-an ang kahimtang sa mga lumulupyo sa Ciudad nga nag negosyo og kinaugalingon, para makita sa Gobyerno ang problema ug mahibalan kung sa unsang paagi makatabang ang Pangagamhanan para molambo ang mga gagmay’ng negosyante. Makasalig mo nga ang inyong mga tubag sa among mga pangutana, paga-ampingan namo ug dili namo gamiton para makadaut sa inyo. I. PERSONAL NGA IMPORMASYON: Ngalan: ___________________________________Edad:__________ Pagkatawo (babae o lalake) ____ Petsa sa natawhan: ________________ Lugar nga natawhan: ____________________Estado _________ Trabaho: ____________________________Binulang kita:___________________Educ.: ______________ Address: ____________________________________Tuig sa pagpuyo (Years of residency): ___________ Ngalan sa bana/asawa: _______________________Trabaho:_______________Binulang kita: P_______ Pila ka Anak:________________Edad sa mga Anak:__________________________________________ II. PANGINABUHI-AN NGA IMPORMASYON: 1. Klase sa negosyo: ___________________________________________________ Other information: 2. Kanus-a nagsugod?_______________________ Pila ang kapital sa pagsugod: ________________________ 3. Kinaugalingon ba ang kapital nga gigamit? ___ Oo ____Dili kung dili, asa gikan ang puhunan?________________________________________ 4. Kung hinulman, nabayaran na ba? _______________________________________ 5. Sa pagkakaron, pila na ang puhunan sa negosyo? ____________________________ 6. Pila ang igo-igo (average) nga kita kada bulan? _____________________________ 7. Unsay hinungdan nga kini ang matang sa negosyo nga imong gipili?________ _______________________________________________________________ 8. Naa ba’y mga negosyo nga susama niini sa duol?________Daghan ba? __________ 9. Unsa ang pinakadaku nga tinuig na gastuhanan ang inyong gipangandaman na may kalambigitan sa inyong negosyo? ________________________________________ 10. Giunsa nimo pagkahibalo kung pila ang matag bulan nga kita sa inyong negosyo?____________________________________________________________ 11. May lista ba mo sa binulan na gasto ug kita sa inyong negosyo? ________________ 12. Unsa ang imong plano ugma damlag para sa kalambuan sa imong negosyo? ___________________________________________________________________ 13. Kung mahatagan ug higayon, unsa nga matang sa negosyo ang imong gusto sudlan? _____________________________________ Ngano man? ___________________ 14. Unsa ang nahimong babag mao nga dili kato nga matang sa negosyo ang imong gipatigayon? ________________________________________________________ 15. Sa imong panglantaw, sa unsang paagi makatabang ang Gobyerno sa mga gagmay’ng negosyante? _______________________________________________ 16. Sa pagkakaron, naa ba kay mga empleyado? ___ Oo ____Wala Kung Oo, pila ka book? _____ Ug unsa nga mga benepisyo ang imong gihatag? ____ ____________________________________________________________________ 17. Sa imong kaugalingon, naa ba kay mga benepisyo sama sa SSS, Philhealth ug uban pa? SSS? naa____ wala ____ Philhealth? naa____ wala ____ 18. Membro ka ba sa mga Asosasyon o Kooperatiba? ___ Oo ____Wala Kung Oo, Unsay ngalan sa organisasyon? __________________________________ 19. Unsay assistance gikan sa Gobyerno nga imong nadawat kaniadto? ___________________ Komentaryo:__________________________________________________________________________________ ______________________________________________________________________________________ Sugyot: ______________________________________________________________________________________ ______________________________________________________________________________________ Ngalan ug Pirma sa Negosyante: ________________________ Petsa: _________________ Barangay: ______________________ Tigpangutana (Interviewer): ________________

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Conducted by the Starter Center of Informal Enterprise Cooperative Development and Livelihood Office

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