k|]; lj1lKt d'n'ssf] s[lif If]q tyf u|fdL0f e]usf s[ifs tyf pBdLnfO{ cfjZos shf{ k|jfx u/L u|fdL0f cy{tGqsf] lasf;df 6]jf k'¥ofpg] p2]Zosf ;fy rf/ bzs cufl8 :yfkgf ePsf] j[mlif ljsf; a}+s xfn g]kfn /fi6« a}+saf6 æsÆ ju{sf] O{hfht k|fKt ljQLo ;+:yfsf] ?kdf ;~rflnt 5 . s[lif lasf; a}+s ln= n] cfkm\gf @$! sfof{nox?sf] sfo{ ;+hfn dfkm{t\ k"j{ d]rL b]lv lnP/ klZrd dxfsfnL / t/fO{ b]lv lxdfn ;Ddsf u|fld0f tyf zx/L If]qsf ;Dk'0f{ If]q tyf ju{sf u|fxsju{nfO{ e/kbf]{ tyf ljZj;lgo a}+lsË ;]jf k'¥ofpFb} cfPsf] 5 . k|lt:kwf{Tds a}+ls+u jhf/df zx/ b]lv u|fdL0f If]qsf b'u{d :yfg;Dd a}+ls+u ;]jf k'¥ofpg] sfo{ r'gf}tLk"0f{ /x]sf] 5 . t}klg s[lif ljsf; a}+s ln=n] cfk\mgf] k/Dk/fut sfo{z}nLdf kl/jt{g ub}{ cfw'lgs a}+ls+u ;]jf k|bfg ug]{ qmddf cfkm\gf] sfo{ ;+hfnnfO{ lj:tf/ ub}{ uPsf] 5 . a}+sn] a}+ls+u sf/f]af/tk{m laleGg k|sf/sf lgIf]k ;+sng, shf{ k|jfx, a}+s Uof/]06L ;]jf, ljk]|if0f ;]jfsf ;fy} g]kfn leqsf a}+sx?sf] cfGtl/s r]s÷ ljn sn]S;g tyf r]s÷ljn vl/b, cGt{/fli6«o a}+s tyf ljlQo ;+:yfsf] r]s÷ljn sn]S;g, ns/ ;]jf h:tf cGo ;]jfx? k|bfg ub}{cfO{/x]sf] 5 . a}+sn] Core Banking System nfu' ug]{ k|lqmofdf cGt/f{li6«o:t/sf] e/kbf]{ Banking Software vl/bug]{ k|s[of cl3a9fO{;s]sf] 5 . o;;+u} a}+sn]] FOREX sf/f]af/, L/C sf/f]jf/, Online Banking, ATM cflb ;]jfx? k|bfgug]{ tof/L ul//x]sf] 5 . ?kfGt/0f Pj+ ;'wf/ k|lqmofdf /x]sf] a}+sn] cfkm\gf a}+ls+u ;]jfx?sf] af/]df u|fxsju{nfO{ ;'–;'lrt ug{ ahf/Ls/0fsf ljleGg ultljlwx? klg ;+rfng ub}{ cfPsf] 5 . ;'wf/ Pa+ k'g{;+/rgfsf] k|lqmofdf /x]sf] æsÆ ju{sf] ljlQo ;+:yfsf] ?kdf a}+snfO{ Jofj;flos ?kdf cl3 a9fpg] lbzfd} xfd|f ;Dk"0f{ sfo{x? s]lGb|t ePsf 5g\ . xfd|f] ;fd'lxs k|of;jf6 e/v/} ;dfKt ePsf] cfly{s aif{ @)^%.^^ sf] ;dofjlw a}+ssf] nflu Hofb} g} pT;fxjw{s /Xof] . s[lif ljsf; a}+s ln= 5f]6f] cjlwd} ljlQo ahf/df dxTjk"0f{ Aofj;flos pkl:ylt hgfpg ;kmn ePsf] 5 . cfly{s aif{ @)^%.^^ df a}+sn] u/]sf] pknJwLnfO{ xfdLn] a}+ss} O{ltxf;df pNn]vgLo /x]sf] dx;'; u/]sf 5f} . cfly{s aif{ @)^%.^^ sf] a}+ssf] ;du| sfo{ ;Dkfbg x]bf{ o;aif{ ;Dddf a}+ssf] lgIf]k ;+sng ?= #%=)$ ca{ k'u]sf] 5 eg] shf{ nufgL ?= #*=@@ ca{ /x]sf] 5 . o; aif{ a}+sn] pNn]vlgo?kdf ? !=^& ca{ v'b d'gfkmf cfh{g ug{ ;kmn ePsf] 5 . cfly{s aif{ @)^%.^^ df g]kfn ;/sf/af6 3f]if0ff ul/Psf] C0f ldGxf sfo{s|dnfO{ ;kmntfk"a{s sfof{Gjog u/L ldGxf ePsf] ;f+jf / Aofh afkt zf]wegf{ ?= $=!& ca{ g]kfn ;/sf/af6 k|fKt ug{ a}+s 1
;kmn ePsf] 5 eg]+ o;af6 a}+ssf] hu]8fsf]ifdf s/La ?= #=*( ca{ a/fa/ yk of]ubfg k'u]sf] 5 t/ of] /sd pk/f]Qm v'b d'gfkmfdf ;dfj]; ul/Psf] 5}g . o;af6 a}+ssf] lalQo ;jntfdf yk of]ubfg k'u]sf] 5 . a}+ssf] lgl:s[o shf{ !!=^( k|ltzt af6 Ps c+sdf emg{uO{ *=^^ k|ltzt k'u]sf] 5 . c;'nLdf ePsf] ;'wf/sf kmn:j?k u}X\ a}lsË ;DklQ / ckn]lvt shf{ af+sL /sddf ;d]t pNn]vlgo ;'wf/ cfPsf] 5 . a}+lsË ;]jf la:tf/ug]{ xfd|f] lglt cg'?k a}+sn] cfkm\gf @$! sfofn{odWo] yk a}+lsË zfvfx?sf] la:tf/u/L s'n a}+lsË zfvfx?sf] ;+Vof ** j6f k'¥ofpg ;kmn ePsf] 5 eg] la:yflkt sfof{nodWo] !* j6f zfvfx? k'g:yf{kg ePsf 5g\ . tTsflng cj:yfdf @)^% ;fn d+l;/ dlxgfdf a}+ssf] Aoj:yfkgdf kl/jt{g ePkl5 a}+ssf] k|d'v sfo{sf/L clws[tsf] ?kdf d}n] lhDd]jf/L ;Dxfn]kl5 5f]6} cjlwdf a}+snfO{ Jofj;foLs ?kdf cl3 a9fpg] lbzfd} xfd|f ;Dk"0f{ sfo{x? s]lGb|t eP . o; cjlwdf a}+sleq Jofj;flostf, Aofj:fflos ;+:s[lt / k|0ffnLsf] ljsf; ug]{ lbzftkm{ g} xfdL pGd'v /Xof}+ . h; cGt/ut\ vfzu/L hgzlQm Joj:yfkg, shf{ Joj:yfkg, hf]lvd Joj:yfkg tyf k'/fgf] shf{ c;'nL, zfvf Joj:yfkg tyf Joj;fo lj:tf/, n]vf, ;DklQ tyf bfloTj Joj:yfkg, 6«]h/L sf/f]af/ tyf Joj:yfkg, cfGtl/s n]vf k/LIf0f tyf lgoGq0f, sfg"gL sfo{ Joj:yf, tfnLd Joj:yfkg, of]hgf th'{df tyf sfof{Gjog, ;'rgf, k|ljlw tyf CBS, ;fgf tyf n3' pBd lasf;, cjsfz sf]if Aoj:yfkg, ;+:yfut ;'zf;g, Rural Finance Sector Development Cluster Program (RFSDCP) cGt/ut\ a}+ssf] ;'wf/ sfo{qmd, Logistic Support tyf Aoj:yfkg ;]jf, elugL ;+:yfx?sf] plrt Aoj:yfkg cflb If]qdf a}sn] pNn]vlgo sfo{x? ;DkGg u/]sf] 5 . ;du|df x]bf{ o; cjlwdf a}+ssf] ljQLo l:ylt Pj+ ;du| sfo{ ;Dkfbg ;sf/fTds /xg'sf ;fy} d'gfkmfdf ePsf] pNn]vlgo pknAwLn] a}+ssf] ljQLo l:ylt ;jntftkm{ pGd'v ePsf] 5 . cfufdL lbgx?df o; pknlAwnfO{ sfod /fVb} cl3 a9\g] k|lta4tf AoQm ub{5f+} . cGTodf, cfufdL lbgdf klg ;Dk'0f{ g]kfnLsf] 3/ b}nf]df u'0f:t/Lo cfw'lgs a}+ls+u ;]jfx? k'¥ofpb} s[lif lasf; a}+s ln= nfO{ ætkfO{ xfd|f] 3/ cf+ugsf] a}+sÆ sf] ?kdf :yflkt u/fpg k|ltj4 /xg]5f}+ . laleGg kl/l:yltsf jfjh'b a}+snfO{ o; cj:yf;Dd NofO k'¥ofpg ;xof]u k'¥ofpg] laleGg ;Da¢ kIf, a}+ssf ;Dk"0f{ cfb/0fLo u|fxsju{ Pj+ ;"rgf ;+jfxs ;+rf/sdL{ ldqx? k|lt xflb{s cfef/ AoQm ub{5f}+ . cfufdL lbgx?df klg ;bf em} ;a}sf] lg/Gt/ ;xof]usf] ck]Iff ub{5f}+ . wGojfb ! -hgs/fh zfx_ k|d'v sfo{sf/L clws[t s[lif ljsf; a}+s ln= ldltM @)^^÷$÷!^ sf7df08f}+ .
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