Harrison Lazarus Advisors Investing Approach

We build and coordinate wealth management solutions

Intentions

•Learn from the past •Live in the present •Plan for the future

Learn from the past • Short term swings don’t necessarily equal • Long term results

Short term results

Historical long term results

Live in the Present

•Understand asset allocation •Balance Risk vs. Return •Verify a comfortable asset mix for you

Asset Allocation Research has shown that allocation of assets among stocks, bonds and cash equivalents is the primary determinant of long-term investment results. Market Timing 1.8%

Other Factors 2.1%

The Brinson, Hood & Beebower Study, conducted in 1987 and updated in 1991 found that nearly 92% if the variation in pension funds’ Returns over the prior 10-year period were attestable to the asset allocation decision

Security Selection 4.6%

Asset Allocation Policy 91.5%

Source: Ibbotson Associates/ Study based on 10 years of quarterly data.

Balance Risk vs. Return

Verify comfortable asset mix

Plan for the future • Carpe Diem • Know there are no shortcuts. • Time in the market, not market timing • Take advice from experieced professionals

1. Carpe Diem

2. There are no shortcuts

3. Time in the market

4 Experienced advice

We create more time for our clients by coordinating the management, preservation, and transfer of their wealth.