Comparison Attributes Hospitalisation Domiciliary Hospitalisation Pre Hospitalisation Post Hospitalisation Pre-Existing Diseases Coverage Critical Illness Daily Hospitalisation Allowance Nursing Allowance (per day amount) Ambulance Service Free Health Check up (No. of claim free yrs.) Organ Donor Commulative Bonus Day Care Treatment
[ SILVER ] Covered Covered 60 days 90 days After 2 claim free yrs. Not covered Not covered Rs. 250/upto 750/upto 1.25% of S I every 4th year Covered 5% of S I Covered
[ STANDARD ] Covered Covered 30 days 60 days After 4 claim free yrs. Not covered Not covered Not covered upto 500/upto 1.25% of S I every 4th year Not covered 5% of S I Covered