Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co. - 2007-08 Report MR1 - Vehicle Class wise - Number of Policies, Total Premium, Total Number of Claims, Total Claims Paid and Total Incurred Claims Amount in Rs (Crores) Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total
No of Policies 119404 8378 0 8 0 0 34 0 81 0 0 87515 215420
Total Premium 167.7115 0.6753 0.0000 0.0000 0.0000 0.0000 -0.0025 0.0000 -0.0067 0.0000 0.0000 92.9808 261.3584
Amount in Rs (Crores) Total No of Claims 27390 291 0 32 0 0 257 0 58 0 0 4098 32126
Total Claims Paid
Total Incurred Claims
43.6490 0.0898 0.0000 0.0337 0.0000 0.0000 0.8893 0.0000 0.0978 0.0000 0.0000 6.0166 50.7762
59.6833 -0.1200 0.0000 -0.0220 0.0000 0.0000 0.9860 0.0000 0.1429 0.0000 0.0000 16.5124 77.1827
Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co. - 2007-08 Report MR2 - Vehicle Class wise - OD Premium, TP Premium, Total OD Claims Paid, Total TP Claims Paid, OD Incurred Claims and TP Incurred Claims Amount in Rs (Crores) Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total
OD Premium 151.7083 0.3872 0.0000 0.0000 0.0000 0.0000 -0.0017 0.0000 -0.0042 0.0000 0.0000 61.8048 213.8943
TP Premium 16.0032 0.2881 0.0000 0.0000 0.0000 0.0000 -0.0008 0.0000 -0.0024 0.0000 0.0000 31.1760 47.4641
Total OD Claims Paid Total TP Claims Paid 43.5562 0.0813 0.0000 0.0307 0.0000 0.0000 0.8888 0.0000 0.0971 0.0000 0.0000 5.9845 50.6385
0.0929 0.0085 0.0000 0.0031 0.0000 0.0000 0.0005 0.0000 0.0007 0.0000 0.0000 0.0321 0.1377
OD Incurred Claims 59.1640 0.1526 0.0000 0.0407 0.0000 0.0000 1.2125 0.0000 0.2404 0.0000 0.0000 11.4903 72.3005
TP Incurred Claims 0.5193 -0.2726 0.0000 -0.0626 0.0000 0.0000 -0.2265 0.0000 -0.0976 0.0000 0.0000 5.0222 4.8822
Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co. - 2007-08 Report MR3 - Vehicle Class wise - OD Claims Paid Ratio ,OD Incurred Claims Ratio ,TP Claims Paid Ratio ,TP Incurred Claims Ratio ,Total Claims Paid Ratio and Total Incurred Claims Ratio Class Class Description Code 11 Private Car 14 Two wheeler 17 Goods Carrying Public (other than 3 wheelers) 18 Goods Carrying Private (other than 3 wheelers) 19 Goods Carrying Public (3 wheelers) 20 Goods Carrying Private (3 wheelers) 21 Passengers Carrying 4 wheeler 22 Passengers Carrying 3 wheeler 23 Special Type of Vehicle 24 Two Wheeler (hire or reward) 28 Standalone Trailor 99 Others Total Source IRDA Data Repository
OD Claims Paid Ratio 28.71 21.00 0.00 0.00 0.00 0.00 -51377.35 0.00 -2290.67 0.00 0.00 9.68 23.67
OD Incurred Claims TP Incurred Claims TP Claims Paid Ratio Ratio Ratio 39.00 0.58 3.25 39.42 2.93 -94.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -70090.25 -68.39 28585.29 0.00 0.00 0.00 -5673.16 -29.23 4005.01 0.00 0.00 0.00 0.00 0.00 0.00 18.59 0.10 16.11 33.80 0.29 10.29
Percentage Total Claims Paid Total Incurred Claims Ratio Ratio 26.03 35.59 13.29 -17.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -35256.85 -39087.88 0.00 0.00 -1465.31 -2140.92 0.00 0.00 0.00 0.00 6.47 17.76 19.43 29.53
Note : 1 The figures are worked out on written premium basis. Note : 2 The following Class Codes having insignificant number of records are included in 'Others' (12 - Pvt. Car (only 3 wheelers with 750 - 1000 CC),13 - Pvt. Car (only 3 wheelers with less than 750 CC)15 - Two wheeler (with side car), 16-Three Wheeler invalid carriage with side car-treated as two wheeler,25 -Motor Trade (Road Transit Risk only),26-Motor Trade (Road Risk only,27 - Motor Trade (Internal Risk only))) Note : 3 The above statements reflect the summary of data received by TAC from respective companies. The summarised statements have been duly verified and validated by the company concerned.