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Dated: February 1, 2008 The Manager National Savings Centre Phase V, DHA Karachi

Subject: Opening / Operation of Regular Income Certificate A/C Dear Sir, The Executive Committee of Friends of Literacy and Mass Education (FLAME) has decided to invest the endowment fund amounting to Rs. 6,100,000 (Rupees six million only) in the Regular Income Certificate of National Savings Scheme.

This is to further advise that FLAME is a Tax Exempted NGO as per FBR Letter attached. You are therefore requested not to deduct withholding tax and pay us the total profit on the regular income certificates. As per the prescribed rates.

This Account will be operated jointly by Ambassador ® Mansoor Alam, Chairman and Mr. Syed Abu Khalid, Member, Executive Committee (Finance & Administration). Mr. Abdul Ghani, Finance Manager will also be a signatory who will sign the documents in case of unavailability of any of the two signatories, mentioned above. Specimen signatures of all the three signatories are appended below. Continued on page 2

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1. Ambassador ® Mansoor Alam Chairman

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2. Mr. Syed Abu Khalid __________________________________ Member Executive Committee (Finance & Administration)

3. Mr. Abdul Ghani Manager Finance

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Thanking You Yours truly,

___________________________ Ambassador ® Mansoor Alam Chairman Enclosed: Following FLAME documents: 1. Cheque No. 3309116 Dated: 01-02-2008 for Rs. 6,142,500, D/o: Citibank 2. National Tax Number Certificate 3. Registration Certificate 4. Tax Exemption Certificate 5. Memorandum and Articles of Association.