Wachovia Bank/wachovia Securities Fraud Division Dottie Wix

May 10, 2004 RE: Conversation w/James Stegeman on CAP and Brokerage Account Fraud Ms Dottie Wix Wachovia Bank 2400 East Atlantic Blvd Pompano Beach, FA 33062 Dear Ms Wix: In order to prevent any problems with a Fax and to make sure that you get all of the info, I am sending you the info you requested via Overnight Delivery. I appreciate your time and hope that you can be of assistance in taking care of the problems that have occurred within your Bank and Securities Divisions. Please do not hesitate to call me if I can help in any way, I am always available and more than happy to help resolve this matter. Sincerely,

James B. Stegeman