Treasury Recruitement Program 2006

Financial Markets (Treasury)

ING Group

ING in a Nutshell • Created from a merger in 1991 • Dutch roots date back to 19th century • Pioneer in combining – Banking – Insurance – Asset management • 50 countries; 113,000 employees • 50 million clients • Financial strength • Stakeholder value • Strong brand image

Overview of ING: ING Group History A global leader in banking, insurance and asset management

US$136bn*

1989

* Assets

EUR 135bn

EUR 180bn

EUR 395bn

EUR 493bn

EUR 650bn

EUR 705bn

EUR 716bn

EUR 779bn

EUR 866bn

1991

1995

1998

1999

2000

2001

2002

2003

2004

NMB Postbank merged with Nationale Nederlanden A leading global insurance company, to form ING Group

Acquired Barings plc Creating a leading global investment bank

Acquired Banque Bruxelles Lambert Creating the largest commercial bank in the Benelux

Acquired BHF-Bank One of the largest publiclytraded German commercial banks

Acquired Charterhouse A leading institutional agency of stockbrokers in the UK

Acquired Bank Slaski Creating the largest foreign commercial bank in Poland

Joint venture with ANZ To form ING Australia Ltd, a leading Australian funds and life insurance group

Acquired full ownership of Allgemeine Deutsche Direktbank AG

ING Group A global financial institution

Also acquired Aetna and Reliastar To become a leading insurer in the Americas and Asia

Increase of stake in Vysya Bank to 43.99%

ING’s Core Activities

Retail & Commercial Banking

Insurance

Market capitalisation¹

€

Total assets

€ 1,037.0bn

Shareholders’ equity

€

31.0bn

Assets under management

€

470.0bn

Total Revenues for 2004

€

67.8bn

Net Profit for first half 2005

€

3.49bn

Senior Debt Rating

Asset Management

Wholesale Banking

About 113,000 employees 50 countries

Note: (1) As at 21/11/05 Source: ING financial as of first half 2005

60.4bn

Aa3/AA-

ING Group

Insurance Americas

Insurance Europe

Net Profits for CY 2004 €5.97bn •Insurance •Asia / Pacific •10%

Insurance Asia-Pacific

Wholesale Banking

Retail Banking

ING Direct

• 13th largest financial institution worldwide by market capitalisation • 5th largest financial institution in Europe by market capitalisation

•Wholesale •Banking •25%

•Insurance •Americas •22%

• 9th on Forbes Magazine’s “Global 2000” listing in 2005 • €60.4bn market capitalisation

•Insurance •Europe •22%

•Retail •Banking •15% •ING Direct •6%

• 113,000* + employees • 50 million + corporate and institutional clients in over 50 countries As at 21/11/05 * Source: ING financial as of 30 June 2005

ING Wholesale Banking - Financial Markets

Europe

Americas Argentina Brazil Chile México Peru United States Others Cuba Iran Netherlands Antilles (Curacao) United Arab Emirates

Austria Belgium Bulgaria Czech Republic France Germany

Hungary Ireland Italy Kazakhstan Luxembourg Netherlands

Poland Portugal Romania Russia Serbia & Montenegro

Slovak Republic Spain Switzerland Turkey Ukraine United Kingdom

ING Wholesale Banking Network covers five continents and has offices in over 40 countries worldwide. This gives us a comprehensive reach and enables us to act as the committed global partner for our clients’ international business. Our Financial Markets product suite combines a deep understanding of markets and specialized product skills.

Asia China (incl. Hong Kong and Taiwan) India Indonesia Japan Malaysia Philippines Singapore South Korea Thailand

Asian Special Investments

Derivatives Trading & Sales

Forex Trading / Sales

Merchant Bank & Asset Lending

Credit Derivatives

Cash Management

Foreign Exchange Derivatives

Trade & Commodity Finance

Project Finance

Fixed Income Derivatives

M&A / Advisory

Equity Derivatives

Debt Capital Markets

Securitisation

Structured Products

ING Group in India

Broad Based Financial Services Provider in India Life Insurance

A broad based presence across all segments of the financial markets unmatched by any other international bank in India

•

Over US$90m invested

•

Operates through 43 branches in 25 cities and distributes products through 400+ bank branch network

Retail & SME Banking

Entire spectrum of corporate, SME and individual clients addressed

•

Unmatched SME capabilities

•

1.8 million customers

•

Corporate & Investment Banking

• Nineteen funds targeting different sectors with varied growth profile

Combination of ING’s global network with ING Vysya Bank’s domestic reach and balance sheet •

Complete range of products & Services

• Over US$700m of assets

•

Focus on high net worth individuals

Private Banking

•

Forex Products

•

Foreign Exchange and Interest rate Derivatives

•

Hedging and Structured Products Financial Markets

Financial Markets • Active Market Maker in Rupee Spot & Forwards & G-Secs • Trading in most INR interest rate benchmarks & major currencies Product Offering includes a comprehensive range of Rupee and Foreign Currency ING Vysya Bank Financial Markets will be a full service provider of Financial Markets products to our selected markets & segments by building a customer focused knowledge driven Franchise

• Interest rate Swaps & Options • Currency Options • Structured products for specific counterparty needs • A leading player in the domestic markets • Knowledge driven team to implement local strategy on trading, sales & ALM • Leverage on ING Group strength for products, process, systems development as well as research • Closely interact with the ING Group to be involved with product and system development so as to be at the forefront of products & capabilities

Financial Markets - Functional Roles Country Head: Financial Markets Sales

Structuring

ALM

Manage relationships with key Corporate and Institutional Clients

Structure products to meet specific market views and client needs

Manage liquidity, interest rate risk and statutory portfolio for the balance sheet

Structure products & solutions for specific flows and risk management needs

Manage the products including delivery, hedging and risk management

Inputs to ALCO for decisions, execution and monitoring

Trading Responsible for market making and proprietary trading in approved currencies, equities and interest rate benchmarks

Area Manager

Head of Structuring

Head of ALM

Head of a Trading Desk

Team lead

Senior Structurer

Team lead

Team lead

Team Member

Team Member

Team Member

Team Member

Credit Support

Economist

IT

Recruitment & Training Candidates with • Consistently good academic record • A passion to be in Financial Markets and make a career in it • An understanding of basic concepts of financial markets and products • Ability and willingness to think independently, work hard and learn • Candidates for the Rising Lions program should ideally have around 1 year work experience post professional qualification not necessarily in Financial Markets. However those passing out this academic year may also apply.

Training Program – RISING LIONS • A Financial Markets training program • A structured program designed to hone concepts in Financial Markets, Product Knowledge and Sales & Trading Skills • Spread over nearly 12 weeks and conducted by leading market practitioners, senior people from ING Group in India and other major locations and includes a stint in ING Singapore. • Learning tools including reading material, classroom sessions, attachments to various desks and net based learning modules specifically developed for ING

On Job • Will involve gradual scaling up of responsibilities. Emphasis on individual initiative and delivery against set objectives & milestones • Career prospects include greater responsibilities and movement to other desks within ING Group in India or overseas. • Growth is completely a function of individual performance and consistency

For applying, please mail your resumé to [email protected] or [email protected]