Total Salary Tax Rate After tax yr After Tax mo After tax bi-mo
$60,000 38.00% $37,200 $3,100 $1,550.00
After non-Fd exp. $1,316
Signing Bonus
Type Shoes Suits Socks Coat Ties Sweaters Shirts
Expenses Rent Electric Water Insurance Gas Cable Cell Loans Transportation Incidental Total
Food 175
$3,367.50
Per Month 1100 35 30 100 32 23 50 264 50 100 $1,784
Eating Out Lunch # of times/wk Avg cost Monthly Cost Eating Out Dinner # of times/wk Avg cost Monthly Cost Going Out # of times/wk Avg cost Monthly Cost
Net income left entertainment savings/mo $1,141 $795.50 $345.50
savings/yr $4,146.04
After clothing $1,251.50
Clothing Expenses Number Avg Cost Per 2 $175.00 3 $268.67 5 $12.00 1 $300.00 5 $50.00 2 $75.00 5 $70.00
Total $350.00 $806.00 $60.00 $300.00 $250.00 $150.00 $350.00 $2,266
Other Payroll Deductions Health Ins Dental FSA-health Trans. Total
Full Paycheck 401k Other After Deductions Post tax adv.
13 3 30 40 86
$1,731.63 150 86 $1,495.63 $1,554.63
Summer Start $2,116.00
Annually: 720
Eating Out Lunch 5 9 193.5 Eating Out Dinner 3 20 258 Going Out 2 40 344
Shoes, Suits, Socks, Ties, Coat, and Shirts
Total Bill Electric Gas Cable Total
January 60 170 70 300
February 60 170 70 300
March 60 100 70 230
April 80 60 70 210
May 160 40 70 270
June 180 40 70 290
July 190 40 70 300
August 180 40 70 290
My Share Electric Gas Cable Total
January 20 57 23 100
February 20 57 23 100
March 20 33 23 77
April 27 20 23 70
May 53 13 23 90
June 60 13 23 97
July 63 13 23 100
August 60 13 23 97
# of Roomates
3
200
100
180
90
160
80
140
70
120
60 40
60
Cable
30
120 110 100 90 80 70 60 50 40 30 20 10 0 A ve ag r e
N ve o m er b
S ep m te er b
ly un e Ju
J
M ay
Total
M ar ch
J an ar u y
C lu o m B n
N ov e m r be
Ju
ne Ju
M
Ap r
S em ept be r
0 ly
0 ay
10
il
20
M h arc
20
J ar a nu y
40
C lu o m F n
80
Electric Gas
C lu o m D n
50
100
September October November December Average 100 60 60 60 104 60 100 170 170 97 70 70 70 70 70 230 230 300 300 271 September October November December Average 33 20 20 20 35 20 33 57 57 32 23 23 23 23 23 77 77 100 100 90
Avg + 49 45 23 117
30% 40%
0
0
0
0
0
0
Gas Electric Cable
0
0
0
0
C lu o m L n
C lu o m J n
C lu o m H n
C lu o m F n
C lu o m D n
C lu o m B n
0
Percent 26.9% 3.8% 5.6% 14.5% 22.8% 17.3% 9.0%
Loan Type Date Issued Perkins 8/31/2005 Stafford Unsub 9/30/2005 Stafford Sub 9/30/2005 Stafford Sub 8/21/2006 Stafford Sub 8/20/2007 Stafford Unsub 8/18/2008 Perkins 9/25/2008
Scenario 1 Payoff Amt Balance $0.00 $23,913.21 Principal Years Periods Total Periods Int. Rate Int. Rate (mo) Monthly Pmt Leftover Assets
$23,913 10 12 120 5.85% 0.488% 264 19,760.89
Amount $6,425.00 $908.00 $1,349.81 $3,476.50 $5,463.07 $4,130.83 $2,160.00
Int. Rate Auto D reduction Net Interest (yr) 5.00% 0.00% 5.00% 3.61% 3.00% 0.61% 3.61% 3.00% 0.61% 6.80% 3.00% 3.80% 6.80% 3.00% 3.80% 6.80% 0.25% 6.55% 5.00% 0.00% 5.00% 5.85% 4.40%
Scenario 2 Payoff Amt Balance $6,290.83 $17,622.38 Principal Years Periods Total Periods Int. Rate Int. Rate (mo) Monthly Pmt Leftover Assets
$17,622 10 12 120 5.85% 0.488% 194 $13,470.06
Net Interest (mo) 0.42% 0.05% 0.05% 0.32% 0.32% 0.55% 0.42% 0.367%
Perkins Total Stafford U Total Stafford S Total TOTAL
Scenario 3 Payoff Amt Balance $11,753.90 $12,159.31 Principal Years Periods Total Periods Int. Rate Int. Rate (mo) Monthly Pmt Leftover Assets
$12,159 10 12 120 5.85% 0.488% 134 $8,006.99
Err:504 Err:504 Err:504 $23,913.21
Assets Bank Balances ING Morgan Bank of America Total
Stock Allstate McDonalds VTI
# of shares to sell for: Allstate Mcdonalds VTI
Now $6,300.00 $1,600.00 $500.00 $8,400.00
Shares 220 50 51
$500 18.27 9.07 9.86
Price $27.36 $55.13 $50.69 Total
$1,000 36.55 18.14 19.73
Value $6,019.20 $2,756.50 $2,585.19 $11,360.89
$1,500 54.82 27.21 29.59
Page 7
Total Assets Now
$2,000 73.10 36.28 39.46
$2,500 91.37 45.35 49.32
Assets
$19,760.89
$3,000 109.65 -
Page 8
Realtime Stock Allstate Last Trade: 27.36 Trade Time: 4:00pm ET Change: Up 0.45 (1.67%) Prev Close: 26.91 Open: 27.37 Bid: N/A Ask: N/A 1y Target Est: 30.13
McDonalds Last Trade: 55.13 Trade Time: 4:00pm ET Change: Up 0.07 (0.13%) Prev Close: 55.06 Open: 55.11 Bid: N/A Ask: N/A 1y Target Est: 65.31
Page 9
Realtime Stock VTI Last Trade: Trade Time: Change: Prev Close: Open: Bid: Ask: NAVĀ¹:
50.69 4:00pm ET Up 0.84 (1.69%) 49.85 50.28 50.27 x 400 51.15 x 1500 49.82
Page 10
Avascent Comps Perficient Navigant Accenture 1,056 1,427 2,539 186,000 $335,000,000.00 $218,150,000.00 $776,060,000.00 $25,313,000,000.00 $317,234.85 $152,873.16 $305,655.77 $136,091.40 Overall Avg Rev/emp $273,449.59 Best Strat Comps $355,783.95 Midpoint $314,616.77 LECG
Employees Revenues Rev/emp
# Analyst Senior Analyst Consultant Sr Consultant Engmt mgr Partner Support Total Emp. Other Costs Fringe/emp Total
16 8 13 5 5 9 4 60
Pay $65,000.00 $80,000.00 $95,000.00 $110,000.00 $150,000.00 $400,000.00 $80,000.00
$75,000.00
Page 11
Total $1,040,000.00 $640,000.00 $1,235,000.00 $550,000.00 $750,000.00 $3,600,000.00 $320,000.00 $8,135,000.00 2,000,000.00 $4,500,000.00 $14,635,000.00
Avascent Bearingpoint CRA Huron 17,100 823 1,600 $3,455,000,000.00 $376,750,000.00 $547,950,000.00 $202,046.78 $457,776.43 $342,468.75
Tax Rate
Revenue COGS + SG&A Pretax Income Tax Net Income Per Partner Bonus
All-in Partner pay
38.00% Low $16,406,975.47 $14,635,000.00 $1,771,975.47 $673,350.68 $1,098,624.79 $122,069.42
$522,069.42
Mid High $18,877,006.21 $21,347,036.94 $14,635,000.00 $14,635,000.00 $4,242,006.21 $6,712,036.94 $1,611,962.36 $2,550,574.04 $2,630,043.85 $4,161,462.90 $292,227.09 $462,384.77
$692,227.09
Page 12
$862,384.77
Total Salary Tax Rate After tax yr After Tax mo After Tax wk After Tax hr After tax bi-mo
$30,000 28.00% $21,600 $1,800 $415.38 $10.38 $900.00
After non-Fd exp. $543
Food 200
Expenses Rent Electric Water Insurance Gas Cable Cell Loans Transportation Incidental Total Net income left $343
entertainment $320.00
Per Month 950 49 20 45 23 50 0 80 40 $1,257 savings/mo $22.94
savings/yr $275.33
Eating Out # of times/wk Avg cost Monthly Cost
2 10 80 Going Out
# of times/wk Avg cost Monthly Cost
3 20 240