Savings Maximiser
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- Words: 734
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Client Number: 3009166 BSB Number: 923 100
-00099
Miss Selena-Lani Williams 1 Bligh St KIRRIBILLI NSW 2061
Savings Maximiser Number: 11924099 Statement Number: 34 Statement From: 01/07/2009 to 30/09/2009
Introducing the everyday transaction account that pays you! Sick of all the fees on your current transaction account? Now you have a real alternative with Orange Everyday, our new transaction account that has no monthly account keeping fee. It includes a Visa Debit Card which you can use anywhere Visa is accepted worldwide or EFTPOS is available. If you withdraw more than $200 at an Australian ATM we'll rebate the ATM owner fee, and each time you withdraw $200 using EFTPOS, you'll receive a $0.50 bonus. Apply online today at ingdirect.com.au.
$8,239.54
$0.00
$0.00
$8,312.46
ACCOUNT NAME: savings plan Date
Details
31/07/2009
Money Out $
Money In $
Balance $
Interest Credit - Receipt 942316
24.49
8,264.03
31/08/2009
Interest Credit - Receipt 942316
24.57
8,288.60
30/09/2009
Interest Credit - Receipt 942364
23.84
8,312.44
30/09/2009
Credit Bonus Interest - Receipt 942364
0.02
8,312.46
Total Interest Financial Year to Date: $72.92 Total Interest for this statement: $72.92 Tax File Number / Exemption Provided: Yes
Statement Continued Over
Page 1 of 2
Keeping me safe and secure ING DIRECT takes the security of customers' transactions and information very seriously and are committed to protecting you against online fraud. If you use our Interactive Service (online or phone banking), please remember these security guidelines: 1. Ensure that your Access Code, Security Code and PIN are not disclosed to anyone. 2. Choose an Access Code that is difficult to guess. It should not be your date of birth, a part of your name, or consist of repeated, ascending or descending characters. 3. Avoid using computers that are shared with other unknown people for online banking, such as internet cafes and libraries. 4. ING DIRECT will never send you an email asking you to click on a link to access online banking, or to provide your Access Code, Security Code or PIN. 5. Please check all transactions carefully. If you think there's been an error or unauthorised transaction, call us as soon as possible on 133 464. This summary does not set out the circumstances in which you may be responsible for unauthorised electronic transactions. Your liability will be determined under the EFT Code of Conduct. For a full description of your responsibilities, please read your Terms and Conditions. Please check all transactions carefully. If you believe there is an error or unauthorised transaction, or if you have any queries, please call us as soon as possible on 133 464.
Important Information New customers (those who opened an account between 7 August 2009 and 30 September 2009) - A variable introductory rate applies from 7 August 2009 until 31 January 2010 for balances up to $1 million. Please note, the variable introductory rate increased on 11 September 2009. Existing customers - A variable promotional rate is applicable from 7 August 2009 until 31 January 2010 for all new deposits up to $1 million made above your Savings Maximiser balance as at 11.59pm AEST on 3 August 2009. Please note, the variable promotional rate increased on 11 September 2009. From 1 February 2010 the rate that applies will be the Savings Maximiser standard variable rate. Period
Standard Variable Rate
Bonus Margin
Variable Introductory / Promotional Rate
Applies to
1 July 2009 - 6 August 2009
3.50% p.a.
N/A
N/A
New Customers - N/A Existing Customers Total Balance
7 August 2009 - 10 September 2009
3.50% p.a.
1.00% p.a.
4.50% p.a.
New Customers Total Balance Existing Customers Balance Increase
11 September 2009 - 30 September 2009
3.50% p.a.
1.25% p.a.
4.75% p.a.
New Customers Total Balance Existing Customers Balance Increase
Any advice in this statement does not take into account your objectives, financial situation or needs. Before making any decision in relation to our savings products you should read the relevant Terms and Conditions booklet, available at ingdirect.com.au or by calling 133 464 and consider whether it and any information in this statement is appropriate for you given your situation. If you have a complaint, please call 133 464 at any time, as we have procedures in place to help resolve any issues you may have. ING DIRECT's savings products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292.
Page 2 of 2 -00099
Client Number: 3009166 BSB Number: 923 100
-00099
Miss Selena-Lani Williams 1 Bligh St KIRRIBILLI NSW 2061
Savings Maximiser Number: 11924099 Statement Number: 34 Statement From: 01/07/2009 to 30/09/2009
Introducing the everyday transaction account that pays you! Sick of all the fees on your current transaction account? Now you have a real alternative with Orange Everyday, our new transaction account that has no monthly account keeping fee. It includes a Visa Debit Card which you can use anywhere Visa is accepted worldwide or EFTPOS is available. If you withdraw more than $200 at an Australian ATM we'll rebate the ATM owner fee, and each time you withdraw $200 using EFTPOS, you'll receive a $0.50 bonus. Apply online today at ingdirect.com.au.
$8,239.54
$0.00
$0.00
$8,312.46
ACCOUNT NAME: savings plan Date
Details
31/07/2009
Money Out $
Money In $
Balance $
Interest Credit - Receipt 942316
24.49
8,264.03
31/08/2009
Interest Credit - Receipt 942316
24.57
8,288.60
30/09/2009
Interest Credit - Receipt 942364
23.84
8,312.44
30/09/2009
Credit Bonus Interest - Receipt 942364
0.02
8,312.46
Total Interest Financial Year to Date: $72.92 Total Interest for this statement: $72.92 Tax File Number / Exemption Provided: Yes
Statement Continued Over
Page 1 of 2
Keeping me safe and secure ING DIRECT takes the security of customers' transactions and information very seriously and are committed to protecting you against online fraud. If you use our Interactive Service (online or phone banking), please remember these security guidelines: 1. Ensure that your Access Code, Security Code and PIN are not disclosed to anyone. 2. Choose an Access Code that is difficult to guess. It should not be your date of birth, a part of your name, or consist of repeated, ascending or descending characters. 3. Avoid using computers that are shared with other unknown people for online banking, such as internet cafes and libraries. 4. ING DIRECT will never send you an email asking you to click on a link to access online banking, or to provide your Access Code, Security Code or PIN. 5. Please check all transactions carefully. If you think there's been an error or unauthorised transaction, call us as soon as possible on 133 464. This summary does not set out the circumstances in which you may be responsible for unauthorised electronic transactions. Your liability will be determined under the EFT Code of Conduct. For a full description of your responsibilities, please read your Terms and Conditions. Please check all transactions carefully. If you believe there is an error or unauthorised transaction, or if you have any queries, please call us as soon as possible on 133 464.
Important Information New customers (those who opened an account between 7 August 2009 and 30 September 2009) - A variable introductory rate applies from 7 August 2009 until 31 January 2010 for balances up to $1 million. Please note, the variable introductory rate increased on 11 September 2009. Existing customers - A variable promotional rate is applicable from 7 August 2009 until 31 January 2010 for all new deposits up to $1 million made above your Savings Maximiser balance as at 11.59pm AEST on 3 August 2009. Please note, the variable promotional rate increased on 11 September 2009. From 1 February 2010 the rate that applies will be the Savings Maximiser standard variable rate. Period
Standard Variable Rate
Bonus Margin
Variable Introductory / Promotional Rate
Applies to
1 July 2009 - 6 August 2009
3.50% p.a.
N/A
N/A
New Customers - N/A Existing Customers Total Balance
7 August 2009 - 10 September 2009
3.50% p.a.
1.00% p.a.
4.50% p.a.
New Customers Total Balance Existing Customers Balance Increase
11 September 2009 - 30 September 2009
3.50% p.a.
1.25% p.a.
4.75% p.a.
New Customers Total Balance Existing Customers Balance Increase
Any advice in this statement does not take into account your objectives, financial situation or needs. Before making any decision in relation to our savings products you should read the relevant Terms and Conditions booklet, available at ingdirect.com.au or by calling 133 464 and consider whether it and any information in this statement is appropriate for you given your situation. If you have a complaint, please call 133 464 at any time, as we have procedures in place to help resolve any issues you may have. ING DIRECT's savings products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292.
Page 2 of 2 -00099
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