Rivercrest - Insurance Del Carat Ion Pages

ACORDW EVIDENCE OF PROPERTY INSURANCE THIS IS EVIDENCE THAT INSURANCE AS IDENTIFIED BELOW HAS BEEN ISSUED, IS IN FORCE, AND CONVEYS ALL THE RIGHTS AND PRIVILEGES AFFORDED UNDER THE POLICY.

813—920—1016

PRODUCER

COMPANY

I

Duff Capital Corporation 8333 Gunn Highway

ICAT/Lloyds Everest Indemnity Insurance Company .

Tampa, Fl 33626

813—920—8288 fax conE:

CODE:

I

AGENCY

CuSTOMER D#: INSURED

Rivercrest

Conmimunity Association, Inc.

4131 Gunn Highway

LOAN NUMBER

POLICY NUMBER

see below

097590007842L00

EFPEC11VEDATE

Tampa, Fl 33618 (Townhomes)

12—05—07

E:CPIRA11DNDAIE

COWI1NLJEDUNTIL

12—05—08

[1 TERMINATED IFCHECKED

11115 REPLACES PRIDREVIDENCEOATEO:

PROPERTY INFORMATION LOCAI1ONIDESCRIP11ON

Buildings

#1—20

Location on file Townhome Association

COVERAGE INFORMATION CDVERABEJPERILS$FDRMS

AMDUMTOF INSURANCE

Buildings #1—20 Buildings! Special Form / Repalcement Cost Valuation Deductibles: Wind/Hail 3% per building;subject to a minimum deductible of $75,000. All Other Perils:$5,000 Coinsurance 80%

DEDUC11ELE

$11,861,000

REMARKS (Inoluding SpeCial Conditions)

ANCELLATION

THE POLICY IS SUBJECT TO THE PREMIUMS, FORMS, AND RULES IN EFFECT FOR EACH POLICY PERIOD. SHOULD THE POLICY BE TERMINATED, THE COMPANY WILL GIVE THE ADDITIONAL INTEREST IDENTIFIED BELOW 30 DAYS WRITrEN NOTICE, AND WILL SEND NOTIFICATION OF ANY CHANGES TO THE POLICY THAT WOULD AFFECT THAT INTEREST, IN ACCORDANCE WITH THE POLICY PROVISIONS OR AS REQUIRED BY LAW. \DDITIONAL INTEREST IAMEMID ADDRESS

MORTGAGEE

INSURED

I Loss PAYEE LOAN#

AUThORIZED REPRESENTA11VE

Daniel

Duff

L_J7tt...>4'

I

¼CORD 27 (3193)

c ACORWCORPORATION 1993

ACORDm EVIDENCE OF PROPERTY INSURANCE THIS IS EVIDENCE THAT INSURANCE AS IDENTIFIED BELOW HAS BEEN ISSUED, IS IN FORCE, AND CONVEYS ALL THE RIGHTS AND PRIVILEGES AFFORDED UNDER THE POLICY.

813—920—1016

PROUUCER

Duff Capital Corporation

COMPANY

ICAT/Lloyds Everest Indemnity Insurance Company

8333 Gunn Hwy

.

Tampa, Fl 33626

813—920—8288 fax SUE CCDE

CODE:

AGENCY CUSTOMER ID #: INSURED

LDA.NNUMEER

POUCYNUMSER

Rivercrest Community Association, Inc.

see below

097590007845L00

4131 Gunn Highway Tampa, Fl 33618

EFFEC11VEDATh

12—02—07

(Villas)

EXPIRAI1ONDATh

12—05—08

CONTINUEDUN11L

TERMINATEDIECIIECKED

THIS REPLACES PRIDREVIDENCEDA1tO:

PROPERTY INFORMATION La CAUONID ES CR IPTID N

Buildings

#1—73

Location on file Villas COVERAGE INFORMATION

Buildings

COVERAGEIPERILSIFDRMS

#1—73 Buildings / Special Form / Replacement Cost Valuation Deductibles:Wind/Hail 3% per building;subect to a minimum deductible of $75,000. All Other Perils: $5,000 Coinsurance 80%

AMOUNT OF INSURANCE

DEDUC1WLE

$14,836,000

REMARKS (Including Special ConditIons)

CANCELLATION

THE POLICY IS SUBJECT TO THE PREMIUMS, FORMS, AND RULES IN EFFECT FOR EACH POLICY PERIOD. SHOULD THE PQLICY BE TERMINATED, THE COMPANY WILL GIVE THE ADDITIONAL INTEREST IDENTIFIED BELOW 30 DAYS WRIrrEN NOTICE, AND WILL SEND NOTIFICATION OF ANY CHANGES TO THE POLICY THAT WOULD AFFECT THAT INTEREST, IN ACCORDANCE WITH THE POLICY PROVISIONS OR AS REQUIRED BY LAW. ADDITIONAL INTEREST NAME MID ADDRESS

MORTGAGEE LOSS PAYEE

ACORD 27(3/93)

cACORD CORPORATION 1993

EOFLOSS

Policy Number

DECLARATIONS PAGE

59-7560007E42-L-00

TerS

Policy period To: 12105/2008 From: 12105l2007 12:01 am Lacalllme* *At the Named Insured Mailing Address shown below. 5463190

MORSTAN GENERAL AGENCY OF FL 126 LITHIA PINECREST ROAD SUITE 201

12:01 am Local llme*

12

12/05/2007

months

IILEMEQJNSUEEQ.

RIVERCREST COMMU N/i'? ASSOCIATON, INC. (TOWNHOMES/ 4131 DUNN HIGHWAY

TAMPA FL 33E10

ERANOON, FL 33511

(813/ 643-0707

COMMON POLICY CONDITIONS In mlam ter the payment at the premium and tees, and subject to all the terms at this We agree with You to provide the Insurance as stated In this Policy.

Farms aed Eedersemests

This Patic is cam nised of the teltewle /00 001

SLC-3 /IISA/ NM6

CF 0017 0402/20011

CF 10300402/2001/

Policy,

ICAT SCOL 50/hI /10 cal

SCDL so SCH 110071

ICAT 50 SOV /07 57/

CF 00000700 lien/I CF 12111000 /reee/

CF 01 25 01 06 12005/

CF 0101 0104120031

CF l2l0065s/1e641

CAT SCOL 110101 07/

CAT 5COL 410100 07/

ICAT SCOL 200 /10 001

CAT 5CDL 400 /10 06/

CAT SCCL 600FL /10 00/

ICAT SCDL 002/al /00 07/

ICAT SCOL eoa 101 071

CAT SCCL LMA5OS3 /10 06/

ICAT SCDL 6MA2520 /10 06/

IL 00030002 120021

CAT SCOL 000 /01 07/

ILOI 750702/20011

106350702/2001/

ICAT SCOL 120 101 071

CAT SCDL 505

cal

Deductibles and Limits of Insurance. See Schedule A attached to this Declarations Page for Coverages, been placed wi/h certain UNDERWRITERS AT LLOYD'S This np/dances that insurance has

OR CALL

TO FILE A CLAIM 24 HOURS/DAY, PLEASE FAX TO Your Annual Premium and Peas am: 0

Annual Premium

40,270.00 $2,230.00

Slnhhale Premium

Pmmium for Tenadsm Coverage as/Ire/ales te an otherwise covered cause cf/ass

N / Se

0/

51,225.00

.

Inspection Fee Pc/icy Fee $

Total

$0.00 52,725.00 LOSS

THIS DECLARATIONS PAGE TOGETHER WITH THE SPECIAL CAUSE OF COMMERCIAL PROPERTY POL/CY FORM CP 10300402/2001/ AND ENDORSEMENTS, COMPLETE TH/S CONTRACT OP INSURANCE. IP ANY, ATTACHED HERETO has LLC /ICAT) is authorized to conduct ban/ness in the S/ale at FL. Such insurance internal/oval Catastrophe Insurance Managers, Landan, whose syndicate ICAT by certain Underwriters at Lloyd's, been placed in accordance wi/h the limited aulhai/za/loe granted to in the CAT 50 SCH form immediately /al/ow/ng the Declaration nambers and the prepodiocs uoderwdhen by them can be ascertained have agreed to bind themselues severally and no/jointly Page, and In consideration of the premium spec/fed herein, Undarwritem another, their Eoeca/om and Administrators. each ten his own part and not one far

Do/ed at

Colorado This 10 Day of December, 2007 by

Correspondent

I of3 Adds/coal lntewst

•

(

'

3665 Discovery Drive Third Floor Boulder, Colorado 80303

€1

This Declaration Page is attached to and forms part of Certificate provisions (SLC-3 USA NMA 2868) .

SPECIAL CAUSE OF LOSS POLICY

ICAT SCOL 50(b) (1006)

DECLARAT IONS PAGE

December 10, 2007

09-7590007842-L-00

Included

Building

Not Included

Business Personal Property Business Income with Extra Expense including Rental Value

Not Included Not Included

Additional Property Coverage

Optional/Additional Coverages or Causes of Loss Yes

Replacement Cost (Building, Personal Property, Stock) Coinsurance (Percentage or Waived) Monthly Limit of Indemnity (1112, 1/5, 1/4, 1/2, Waived)

Waived Waived

Debris Removal Preservation of Property Fire Department Service Charge Pollutant Clean up and Removal Increased Cost of Construction Electronic Data Newly Acquired or Constructed Property (Annual Aggregate)

$10,000 30 Days

$1000 510000 $10000 $2,500 $250,000

Personal Effects and Property of Others

$2,500

Valuable Papers and Records Property Off Premises

$10,000

$2,500

$1,000 Limited to $250 per Tree! Plant or Shrub

Outdoor Property

$5,000

Non-Owned Detached Trailers Ordinance and Law part A

Not Included

Ordinance and Law parts B & C

Not Included

2 of 3

Additional Interest

iØat Policy

SPECIAL CAUSE OF LOSS POLICY

ICAT SCOL 50(b) (1005)

DECLARATIONS PAGE

December 10! 2007

Og-75a5007842-L-00

The Limit of Liability or Amount of lnoursnce shown in the Declsratione, or endorsed onto this policy, is the total limit ot the Company's liability applicsble to eech occurrence, as hereafter defined. Notwithetending any other terms end conditions of this policy to the contrery, in no event shell the liebility of the Compeny eeceed this limit or amount irrespective of the number of locotions involved. This policy mill not pay more then the limit of Insurance listed belom in any one occurrence, whether from a single or multiple covered Cause(s) of Loss. 010,000,000

Limit of Liability, Any One Occurrence:

F

:,.,.r':,

:

,...:

i'.

3%

As respects Nsmed Windstorm:

,:,:

!,

Each Occurrence! By Building

In the application of the deductible for the peril end the amount listed above please refer to the deductible forms which are part of this policy form, eli of which may be subject to any minimum or maximum deductible listed below.

575,000

Minimum Deductible, so respects Named Windstorm:

By Pelicy

This policy includes a minimum deductible equal to the amount listed for the peril listed.

$75,000

As respects Windstorm or Hell:

By Pulicy

In the application of the deductible for the peril and the amount listed above pleaau refer to the deductible forms which are part of this policy form, all of which may be subject to any minimum or manimum deductible listed below, NIA

Minimum Deductible, as respects Wiedstorm ar Hall:

Not Applicable

This policy includes a minimum deductible equal to the amount listed above for the pedl hated.

$5,000

As respects All other Causes of Lass:

By Policy

In the application of the deductible for the peril and the amount listed above pieaoe refer to the dadactible forms which are part of this policy form, all of which maybe sub)ect to any minimum or macimum deducfible listed below.

3 sf3 Additional Intemut