Policy Copy.pdf

Digit Private Car Liability Only Policy (AKA the paper you pull out when you get pulled over) This is one of the most important things in your car, along with your car freshener, loose change, and mobile holder. Carry it with you always. (Not on you, on your smartphone, ideally.)

UIN No.: IRDAN158P0002V01201718

Go Digit General Insurance Ltd.

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Let’s talk about you. VIJAY KUMAR Aadhar No.:

Mob:xxxxxx4743 Email:[email protected]

There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest insurance company working for you.

These are your policy details. It’s what the fine folks at traffic enforcement will want to see. Policy No. Period of Policy Coverages Opted

D000455318

Policy Issue Date

04-Jun-2018

From

05-Jun-2018

00:00:01

To

04-Jun-2019

23:59:59

Liability Only

Invoice No.

I0000461557

This is everything we know about your car. Other than how much you love it. Registration No.

DL07CL6162

RTO Location

Make

HYUNDAI

Model/Vehicle Variant (Sub-Type)

New Delhi DELHI

Seating Capacity SANTRO / GLS

5

Engine No.

NA

Chassis No.

NA

Cubic Capacity

Fuel Type

Petrol

Year of Regn.

2011

Odometer Reading (km)

999 CC

This is what you pay us to protect your car. Think of us as your car’s bodyguards. Liability Premium [B] (₹) Basic Third-Party Liability

₹ 1850

PA cover for Owner-Driver

₹ 100

Legal Liability for Operation / Maintenance

₹--

TP for Bi-fuel kit

₹--

PA cover for 5 passengers

₹ --

Legal Liability to Paid Driver

₹ --

Total Act Premium

₹ 1950

Net Premium

₹ 1950

IGST @ 18% = (₹ 351)

₹ 351

Final Premium

₹ 2301

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Follow these rules like you follow the rules of the road. Geographical Area

Any liability incurred within India shall be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.

Limitation as to use (Which roughly translates to: No crazy stunts with the car.)

The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.

Person or Class of persons entitled to drive (Or why you shouldn’t ask your 8-year-old to park your car.)

Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. 2) Provided also that the person holding a valid & effective Learner’s License may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent amendment as applicable.

Limits of Liability (How we will help you get back on the road to recovery.)

1) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ₹ 750000 4) P.A. Cover for Owner Driver under Section III (CSI) - ₹ 200000.00

More important details you don’t want to skim over Previous Insurer

National Insurance Co. Ltd.

Previous Policy No.

12548584854

IMT – Endorsements

IMT-15

GSTIN/UIN No. Premium Payment Details Financier Details

Receipt No.

Previous Policy Expiry Date

03-Jun-2018

Unregistered

State Code

7

R0000495732

Date

04-Jun-2018

Partner Phone Partner Email

[email protected]

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Other Details Nominee Details Partner Name & Code

Digit Website, 1000651

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Big Legal words. Policy Version

Digit Translation

Important Notice: Honesty is the best policy. The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in addition to Indian Motor Tariff. Cheque dishonor / Non-receipt of payment If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment.

Your policy goes through if and when your cheque goes through. You’ll agree it’s only fair.

Violation of Motor Vehicle Act Keep your promises and we This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, will keep ours. 1988 and any subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And Right Of Recovery) in the policy. Note: The “Digit Translation” is only to aid your understanding of the policy. The terms and conditions detailed in the policy document and policy schedule shall prevail in case of any dispute.

For & On Behalf of Go Digit General Insurance Ltd.

Authorized Signatory Printed, Signed, and Executed at Bengaluru

Consolidated Stamp Duty is Deposited with Department of Stamps, Bengaluru

Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW, HSN: 9971/General Insurance Services, GSTIN Address: Digit Website, Atlantis No 95 4th B Cross Road 5th Block Koramangala Industrial layout, Bangalore, Karnataka, PIN-560095 In case of claim or any other query, please contact our 24-hour Call Centre at 1800‑300‑34448, email us at [email protected], or visit our website www.godigit.com. This is the end of the document and the beginning of a wonderful relationship.

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