Our fees and frees.
This is a list of most fees applicable to your consumer account. For a complete list of fees, contact your financial center or call us. Ask us for any announced up-coming changes.
Checking WaMu Free Checking
ATM & Debit Card ™
Account & Other Service Fees
WaMu ATM
Account Abuse Fee .......................................................................... $ 10
Monthly Service Charge ................................................................ Free
Transactions & Mini-Statements ................................................ Free
Account History Report .................................................................... $ 5
Platinum Checking
Non-WaMu ATMs
Consul Letter ............................................................................ $ 30 / each
Monthly Service Charge ................................................................ $ 20
Domestic & International Transactions ............................. $ 2 / each
Counter Checks ................................................................................ Free
With a daily ending balance of $ 10,000 each day .................. Free
— Withdrawals, Transfers and Inquiries
— 12 checks per year to ch ecking account customers.
Legal Processing Fee....................................................... $ 100 / request
— See the Account Disclosures for other ways to avoid the fee.
Foreign Transaction Fee
Plus Package
ATM transactions ................................................ 1% of total
Monthly Fee .......................................................................................... $ 6
Other transactions ............................................... 3% of total
Early Closure Fee............................................................................... $ 10 — If closed within 120 days after enrolling.
Savings & Money Market Statement Savings Monthly Service Charge ................................................................... $ 5 With a daily ending balance of $ 300 each day ........................ Free If you’re 18 years or younger (on request) ............................... Free
Online Savings Monthly Service Charge .................................................................. $ 4 With a daily ending balance of $ 300 each day ........................ Free — See the Account Disclosures (Online Version) for other ways to avoid the fee.
School Savings® Quarterly Service Charge ............................................................... $ 12 With a daily ending balance of $ 300 each day ........................ Free If you’re 18 years or younger ......................................................... Free
Guaranteed Great Rate Money Market Account Monthly Service Charge ................................................................. $ 12 With a daily ending balance of $ 2,500 each day .................... Free
Money Market Savings Monthly Service Charge ................................................................. $ 15 With a daily ending balance of $ 25,000 each day .................. Free
Excess Activity Fee Excess Savings / Money Market Transactions ............... $ 10 / each — You can avoid this fee if you make your transactions in person at one of our branches, or at a WaMu ATM.
Research .................................................................................... $ 30 / hour — Minimum of 1 hour per request.
Return Deposited Item Fee .................................................. $ 12 / item Stop Payment Fee ................................................................... $ 30 / each
ID Theft Services
Online Stop Payment Fee ..................................................... $ 15 / each
Available with eligible accounts, ask us how to enroll.
Verification of Deposit .......................................................... $ 10 / each
ID Theft Inspect™ .................................................................. $ 10 / month
Collections
Free ID Theft Services .................................................................... Free
Domestic & Foreign ............................................................... $ 30 / each
Overdraft & Non-Sufficient Funds (NSF)
— Or courier charge,whichever is higher.
When the Available Balance in your account is not enough to cover a transaction, we charge a fee. This is called a Non-Sufficient Funds transaction. When this happens, we do one of two things: either, we pay it and assess
Additional Rush Charge ................................................................... $20
Copy Fees — You may also be charged a research fee.
Bank Checks, Drafts, & Money Orders ........................... $ 10 / each Checks & Other Items ............................................................. $ 5 / each Statements .................................................................................. $ 5 / each
an Overdraft charge or, we don’t pay it and assess a NSF charge.
— You may be charged a check copy fee.
For TX and OR accounts: the amount depends on how many
Wire Transfers
NSF transactions you’ve had during the last 12 months.
Domestic & Foreign Incoming ............................................ $ 10 / each
$ 27 / each
Domestic & Foreign Outgoing ........................................... $ 20 / each
5 or more NSF transactions ................................................... $ 35 / each
Tracer ......................................................................................... $ 30 / each
1 to 4 NSF transactions .......................................................... For AK, CA, HI, MT, ND and WY accounts:
Overdraft/NSF Charges ........................................................ $ 33/ each For accounts in all other pricing regions: Overdraft/NSF Charges ...................................................... $ 34 / each — We won’t charge more than 7 Overdraft or NSF charges (combined) in a day. (Waived or refunded fees do not count toward daily limit, but, for TX and OR, will be included when we determine the amount of the fee,)
Overdraft Transfer Service (you need to enroll) From an account with a balance of under $ 10,000 ............ $ 12 From an account with a balance of at least $ 10,000 .......... Free When protecting your Platinum Checking....................... Free
Statement of Fees for Consumer Accounts The Details Version (6/08 ) Page 1 of 2
More fees and frees. Additional Service Fees
Definitions
These fees are accurate at the time of going to print.
Daily Ending Balance
these (“Account Disclosures”), and for Online Savings, the
Please ask us if these fees are still good because
The amount of money in your account at the end of a business
online version of the Account Disclosures. Not all accounts and
sometimes we have to change them without notice.
day.
services are available at all times in all locations. Please ask us about any changes to the current fees and available services.
American Express® Travelers Cheques
Domestic/International/Foreign
Traditional .......................................................................................... Free
“Domestic” refers to the 50 U.S. states. “International" and
about accounts, fees and services please refer to the Account
Cheques for Two .............................................................................. Free
"Foreign” refer to foreign countries and parts of the U.S. not
Disclosures.
Gift Cheques ...................................................................................... Free
considered part of the 50 states. Please note: an ATM run by a
Bank Checks .................................................................................... Free
non-U.S. operator in the 50 states is considered International.
Box Rental Fees Box Rental .............................................................. varies by size and location Set-Up.................................................................................................. Free Lost Key Replacement .................................................................... Free Late Payment Fee ................................................................. $ 10 / month — If more than 30 days late.
Fee to Drill Open Box ..................................................................... $ 175
Money Orders ................................................................................ Free Notary (Certain documents. Ask us for details.)
Local sales tax may apply to the fees. For more information
This document is sometimes called “Our Fees and Frees” form or “Statement of Fees”.
WaMu ATM
The Frees in this document are because we rather
Refers to any ATM owned or operated by the Bank and having
like our customers and want to make them smile.
the WaMu or Washington Mutual name. This kind of ATM may also be referred to as a “proprietary ATM.”
Non-WaMu ATM Refers to any ATM that is not a WaMu ATM. This kind of ATM may also be referred to as a “non-proprietary ATM.” The Fees in this document are subject to the terms described in your Washington Mutual Master Agreement and Our Account Disclosures and Regulations booklet, or any amendments to
Call us anytime at: 1-800-788-7000 Or write us at: Washington Mutual P.O. Box 1165 Northridge, CA 91328-1165 Deposits at Washington Mutual Bank and Washington Mutual Bank fsb are FDIC insured.
Statement of Fees for Consumer Accounts The Details Version (6/08 ) Page 2 of 2