No Hr 3915 Enough House Committee On Financial Services

The ‘Perfect Man Made Storm’ and Americans Demand Immediate Man Made Reform November 13th, 2007 | Mortgage News

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Please take this email seriously, for your job and reputation are on the line. There is a very serious problem in America today and we are calling for proper and immediate actions. This economic disaster is the ‘Perfect man made Storm’ and Americans Demand an Immediate man made Reform. Those political leaders that do not address this credit/financial situation properly will be held accountable and we will vote you out. Americans will no longer let the financial special interest groups come between political financial contributions and the American Dream. I write to today with concern of BOTH House Bill HR 3915 and any involvement you may have in endorsing it in any way as it stands. This current situation can lead to a recession or even worse a DEPRESSION. HR 3915 both over simplifies the problems and has not addressed the direct causes or core issues. We as Americans insist that all the influencing factors below be addressed. Obviously, this problem is a ‘Top Down Problem and NOT Bottom Up’. Wall Street, Federal Reserve, State/Federal Banking Laws, Mortgage Backed Security and Collateralized Debt Obligations Regulations, Rating Agencies, Banking Underwriting, real estate professional responsibilities and mortgage loan officers are all to blame. Let’s start with; we do agree with capitalism and democracy, however, we do not

agree with corruption and manipulation. 1) Wall Street Americans have grown tired of bubble after bubble and the deterioration of American influence. If Wall Street makes the problems, Wall Street should both pay for these problems and better regulation should sweep over what they can offer us as Americans. Wall Street opened up aggressive subprime mortgage financing which allowed people to buy a home that had no business buying a home because they could not truly afford it, they increased investor speculation with absurd business models and these variables allowed people to get more home than they could afford. a) Wall Street hedge funds, mortgage backed securities and collateralized debt obligations profited incredibly from the FALSE market. b) These aggressive aforementioned programs added 8% to 10% of new buyers to the home buying market that should not have been there. These added ”buyers” artificially inflated home values based upon supply and demand. We support better regulation of these markets and financial responsibility to these firms. They should not be allowed to hide behind a bankruptcy, like Bear Stearns is attempting to do and they should not be allowed to hide behind the laws of other countries. 2) Moody’s, Standard and Poor and Fitch - The Rating Agencies. Where were they? All the MBS’s and CDO’s, they all had a AA or AAA rating until recently. OBVIOUSLY, their current system failed miserably and the governmental departments that regulate their existence need to be both questioned and changed. We support that the rating companies be not for profit organizations. This will prohibit them from be “steered” OR as an alternative, we may need government regulations and securitizations. 3) Federal Reserve. a) The Federal Reserve has also failed miserably. Alan Greenspan both lowered rates too long and then after the mess was made he increased them too quickly, for 17 consecutive sessions. Rates went from 4% to 8.5%. This prohibited the market, especially the mortgage market, from adjusting in a timely fashion. Somehow, the volume of adjustable rate mortgages should have been taken into consideration because the adjustable rate mortgage resets has put a tremendous stress on our credit markets. But instead rates increased too fast and now make these mortgages not affordable to those with adjustable resets.

b) How do we know the Federal Reserve, a privately held corporation, has the best interest of the American public in mind? How can a privately held corporation control the monetary policies of this great country? We support COMPLETE transparency with the Federal Reserve and their relationship the US Government or We need to go back to the United States Note, just like John F Kennedy did before he was assassinated. 4) US and Federal Banking Laws a) Did banks underwrite all these mortgages…yes? Why are banks complaining? They saw everything that was approved! In fact, they did the underwriting! They could have turned down mortgages but please do not tell us that they were donating money for homeownership. b) How come, under the current banking laws, do banks not have regulated loan officers? Does HR 3915 properly address this? Should all mortgage professionals be licensed, regulated and bonded - we say yes! b) How come Federally and State Charted banks do not disclose their Yield Spread Premium (YSP)? Yield Spread Premium is merely a profit the bank makes. When a mortgage is consummated by a mortgage professional, such as a broker, the bank just pays them that portion of their profit that the broker earned, and helps keep the costs of the loan to the borrower down. The problem is, the Federally Chartered and State regulated Banks do NOT disclose their same profit nor their Service Release Premium that is an additional income they earn as a bribe from Wall Street. This must be disclosed as well. We support that banks and brokers offer consumers transparency as well as equal licensing standards. 5) Real Estate Professionals created FALSE appreciation. Obviously we need professionals to sell a home, however, their commitments and responsibilities need to be with both the homeowner AND a “make sense model”. All too often we have heard of people buying a home for $500,000 and with all these additional false buyers in the market from the aggressive mortgage programs Wall Street offered, they ended up buying that same home for $600,000 just 3 days later. Today, take a look at the housing markets in California, Nevada and Florida as well as many other areas in the US. That same $600,000 home is now worth $450,000. Too many people bought homes at artificially influenced prices.

We support a “Purchase Cap” that limits how much above a listing price a home could be sold for. This has created Too MUCH FALSE APPRECIATION. 6) Mortgage Brokers a) All loan officers, both in the banking industry, such as Bank of America or an independent mortgage broker should have the SAME EXACT STANDARDS. There needs to be one standard, regardless of the state they do business in, regardless if they are a mortgage broker, a Federally Chartered Bank or a State Chartered Bank. These individuals ALL need to be trained like a stock broker and live under one common National standard. Bank loan officers and mortgage brokers are to serve the people and homer owners of America. b) We support licensing and improved standards for all originators - both banks and brokers ALIKE. c) We oppose the elimination of indirect compensation and urge that it will be allowed as part of the interest rate. Consumers should be able to finance fees, costs and creditors. Investors should be able to pay such fees and costs to mortgage brokers as is currently industry practice today. d) We do not support Title III. The standards are so strict and the liability so great that it will prohibit loans being made in the subprime market. It will act as a federal usury statute denying access to credit for deserving borrowers. All in all this was the ‘Perfect Storm’ due to many ignorance’s from the public, political and private sectors. All of the aforementioned NEED to be addressed to preserve our economy! Despite who is to blame, it is now in your hands. All eyes are you now. We demand that you hear our wants and desires. Your political careers will be influenced by your decisions, actions or lack of actions.

We will see you at the polls.

Step 2

Please below click on each and every member of the House Committee on Financial Services. Let them know you oppose their current positioning! Cut and paste the above article as is, any portion of it or your version of it. Some may have to be faxed, sorry. Chairman Barney Frank represents Massachusetts’ Fourth Congressional District. The other Democratic members of the Committee are: Republican Members Rep. Paul E. Kanjorski, PA

Rep. Spencer Bachus, AL

Rep. Maxine Waters, CA

Rep. Richard H. Baker, LA

Rep. Carolyn B. Maloney, NY

Rep. Deborah Pryce, OH

Rep. Luis V. Gutierrez, IL

Rep. Michael N. Castle, DE

Rep. Nydia M. Velázquez, NY

Rep. Peter King, NY

Rep. Melvin L. Watt, NC

Rep. Edward R. Royce, CA

Rep. Gary L. Ackerman, NY

Rep. Frank D. Lucas, OK

Rep. Julia Carson, IN

Rep. Ron Paul, TX

Rep. Brad Sherman, CA

Rep. Steven C. LaTourette, OH

Rep. Gregory W. Meeks, NY

Rep. Donald A. Manzullo, IL

Rep. Dennis Moore, KS

Rep. Walter B. Jones , NC

Rep. Michael E. Capuano, MA

Rep. Judy Biggert, IL

Rep. Rubén Hinojosa, TX

Rep. Christopher Shays, CT

Rep. William Lacy Clay, MO

Rep. Gary G. Miller, CA

Rep. Carolyn McCarthy, NY

Rep. Shelley Moore Capito, WV

Rep. Joe Baca, CA

Rep. Tom Feeney, FL

Rep. Stephen F. Lynch, MA

Rep. Jeb Hensarling, TX

Rep. Brad Miller, NC

Rep. Brad Miller, NC

Rep. Scott Garrett, NJ

Rep. David Scott, GA

Rep. Ginny Brown-Waite, FL

Rep. Al Green, TX

Rep. J. Gresham Barrett, SC

Rep. Emanuel Cleaver, MO

Rep. Jim Gerlach, PA

Rep. Melissa L. Bean, IL

Rep. Stevan Pearce, NM

Rep. Gwen Moore, WI

Rep. Randy Neugebauer, TX

Rep. Lincoln Davis, TN

Rep. Tom Price, GA

Rep. Albio Sires, NJ

Rep. Geoff Davis, KY

Rep. Paul W. Hodes, NH

Rep. Patrick T. McHenry, NC

Rep. Keith Ellison, MN

Rep. John Campbell, CA

Rep. Ron Klein, FL

Rep. Adam Putnam, FL

Rep. Tim Mahoney, FL

Rep. Michele Bachmann, MN

Rep. Charles Wilson, OH

Rep. Peter J. Roskam, IL

Rep. Ed Perlmutter, CO Rep. Kenny Marchant, TX Rep. Christopher S. Murphy, CT Rep. Joe Donnelly, IN

Rep. Thaddeus McCotter, MI

Rep. Robert Wexler, (FL) Rep. Kevin McCarthy, CA Rep. Jim Marshall, GA Rep. Dan Boren, OK

Step 3 Please below click on each and every member of the your States Governor, Senate and Congress. Let them know you oppose their current positioning! Cut and paste the above article as is, any portion of it or your version of it. Alabama

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Rep. Lynn Westmoreland (R-3) Fax: 202-225-3013

Sen. Robert Casey, Jr. (D) Fax: 202-228-0604 Sen.

Rep. Lynn Westmoreland (R-3) Fax: 202-225-3013 Arlen Specter (R) Fax: 202-228-1229 Rep. Hank Johnson (D-4) Fax: 202-226-0691 Rep. John Lewis (D-5) Fax: 202-225-0351 Rep. Thomas Price (R-6) Fax: 202-225-4656 Rep. John Linder (R-7) Fax: 202-225-4696

Rep. Robert Brady (D-1) Fax: 202-225-0088 Rep. Chaka Fattah (D-2) Fax: 202-225-5392 Rep. Phil English (R-3) Fax: 202-225-3103

Rep. Jason Altmire (D-4) Fax: 202-226-2274 Rep. Jim Marshall (D-8) Fax: 202-225-2515 Rep. Nathan Deal (R-9) Fax: 202-225-5995

Rep. John Peterson (R-5) Fax: 202-225-5796 Rep. Jim Gerlach (R-6) Fax: 202-225-8440

Rep Paul Broun (R-10) Fax: 202-225-8272 Rep. Phil Gingrey (R-11) Fax: 202-225-2944

Rep. John Barrow (D-12) Fax: 202-225-3377 Rep. David Scott (D-13) Fax: 202-225-4628

Rep. Joe Sestak (D-7) Fax: 202-225-8137

Rep. Patrick Murphy (D-8) Fax: 202-225-9511 Rep. Bill Shuster (R-9) Fax: 202-225-2486

Hawaii

Rep. Chris Carney (D-10) Fax: 202-225-9594

Gov. Linda Lingle (R) 808-586-0034

Rep. Paul Kanjorski (D-11) Fax: 202-225-0764

State Legislature Links

Rep. John Murtha (D-12) Fax: 202-225-5709

Sen. Daniel K. Akaka (D) Fax: 202-224-2126

Rep. Allyson Schwartz (D-13) Fax: 202-226-0611

Sen. Daniel K. Inouye (D) Fax: 202-224-6747

Rep. Michael Doyle (D-14) Fax: 202-225-3084

Rep. Neil Abercrombie (D-1) Fax: 202-225-4580

Rep. Charlie Dent (R-15) Fax: 202-226-0778

Rep. Mazie Hirono (D-2) Fax: 202-225-4987

Idaho Gov. Butch Otter (R) 208-334-2100 State Legislature Links Sen. Larry Craig (R) Fax: 202-228-1067

Rep. Joseph Pitts (R-16) Fax: 202-225-2013 Rep. Tim Holden (D-17) Fax: 202-226-0996 Rep. Tim Murphy (R-18) Fax: 202-225-1844 Rep. Todd Platts (R-19) Fax: 202-226-1000

Rhode Island

Sen. Michael Crapo (R) Fax: 202-228-1375

Gov. Don Carcieri (R) 401-222-2080

Rep. William Sali (R-1) Fax: 202-225-3029

State Legislature Links

Rep. Michael Simpson (R-2) Fax: 202-225-8216

Sen. Sheldon Whitehouse (D) Fax: 202-228-2853

Illinois

Sen. Jack Reed (D) Fax: 202-224-4680

Gov. Rod Blagojevich (D) 217-782-0244 State Legislature Links

Rep. Patrick Kennedy (D-1) Fax: 202-225-3290 Rep. James Langevin (D-2) Fax: 202-225-5976

Sen. Dick Durbin (D) Fax: 202-228-0400 Sen. Barack Obama (D) Fax: 202-228-5417 Rep. Bobby Rush (D-1) Fax: 202-226-0333

South Carolina Gov. Mark Sanford (R) 803-734-2100 State Legislature Links

Rep. Jesse Jackson, Jr. (D-2) Fax: 202-225-0899 Rep. Daniel Lipinski (D-3) Fax: 202-225-1012 Rep. Luis Gutirrez (D-4) Fax: 202-225-7810 Rep. Rahm Emanuel (D-5) Fax: 202-225-5603

Rep. Peter Roskam (R-6) Fax: 202-225-1166

Sen. Jim DeMint (R) Fax: 202-228-5143 Sen. Lindsey Graham (R) Fax: 202-224-3808 Rep. Henry Brown (R-1) Fax: 202-225-3407 Rep. Joe Wilson (R-2) Fax: 202-225-2455

Rep. Danny Davis (D-7) Fax: 202-225-5641

Rep. Gresham Barrett (R-3) Fax: 202-225-3216

Rep. Melissa Bean (D-8) Fax: 202-225-7830

Rep. Bob Inglis (R-4) Fax: 202-226-1177

Rep. Janice Schakowsky (D-9) Fax: 202-226-6890

Rep. John Spratt (D-5) Fax: 202-225-0464

Rep. Mark Kirk (R-10) Fax: 202-225-0837 Rep. Jerry Weller (R-11) Fax: 202-225-3521 Rep. Jerry Costello (D-12) Fax: 202-225-0285 Rep. Judy Biggert (R-13) Fax: 202-225-9420

Rep. James Clyburn (D-6) Fax: 202-225-2313

South Dakota Gov. Mike Rounds (R) 605-773-3212 State Legislature Links

Rep. Dennis Hastert (R-14) Fax: 202-225-0697 Rep. Timothy Johnson (R-15) Fax: 202-226-0791 Rep. Donald Manzullo (R-16) Fax: 202-225-5284

Sen. John Thune (R) Fax: 202-228-5429 Sen. Tim Johnson (D) Fax: 202-228-5765 Rep.Stephanie Herseth (D-At Large) Fax: 202-225-5823

Rep. Philip Hare (D-17) Fax: 202-225-5396 Rep. Ray LaHood (R-18) Fax: 202-225-9249

Tennessee

Rep. John Shimkus (R-19) Fax: 202-225-5880

Gov. Phil Bredesen (D) 615-741-2001

Indiana

State Legislature Links

Gov. Mitch Daniels (R) 317-232-4567

Sen. Bob Corker (R) Fax: 202-228-1264

State Legislature Links

Sen. Lamar Alexander (R) Fax: 202-228-3398

Sen. Evan Bayh (D) Fax: 202-228-1377

Rep. William Jenkins (R-1) Fax: 202-225-5714

Sen. Richard G. Lugar (R) Fax: 202-228-0360 Rep. Peter Visclosky (D-1) Fax: 202-225-2493

Rep. John Duncan, Jr. (R-2) Fax: 202-225-6440 Rep. Zach Wamp (R-3) Fax: 202-225-3494

Rep. Joe Donnelly (D-2) Fax: 202-225-6798 Rep. Mark Souder (R-3) Fax: 202-225-3479

Rep. Lincoln Davis (D-4) Fax: 202-226-5172

Rep. Stephen Buyer (R-4) Fax: 202-225-2267

Rep. Jim Cooper (D-5) Fax: 202-226-1035

Rep. Dan Burton (R-5) Fax: 202-225-0016

Rep. Bart Gordon (D-6) Fax: 202-225-6887

Rep. Mike Pence (R-6) Fax: 202-225-3382

Rep. Marsha Blackburn (R-7) Fax: 202-223004

Rep. Julia Carson (D-7) Fax: 202-225-5633

Rep. John Tanner (D-8) Fax: 202-225-1765

Rep. Brad Ellsworth (D-8) Fax: 202-225-3284

Rep. Baron Hill (D-9) Fax: 202-226-6866

Iowa

Rep. Steve Cohen (D-9) Fax: 202-225-5663

Texas Gov. Rick Perry (R) 512-463-2000 State Legislature Links

Gov. Chet Culver (D) 515-281-5211

Sen. John Cornyn (R) Fax: 202-228-2856

State Legislature Links Sen. Chuck Grassley (R) Fax: 202-224-6020 Sen. Tom Harkin (D) Fax: 202-224-9369

Fax: 202-228-2856 Sen. Kay Bailey Hutchison (R) Fax: 202-224-0776 Rep. Louis Gohmert (R-1) Fax: 202-225-5866 Rep. Ted Poe (R-2) Fax: 202-225-5547

Rep. Bruce Braley (D-1) Fax: 202-225-9129

Rep. David Loebsack (D-2) Fax: 202-226-1278

Rep. Sam Johnson (R-3) Fax: 202-225-1485

Rep. Leonard Boswell (D-3) Fax: 202-225-5608

Rep. Ralph Hall (D-4) Fax: 202-225-3332

Rep. Tom Latham (R-4) Fax: 202-225-3301

Rep. Jeb Hensarling (R-5) Fax: 202-226-4888

Rep. Steve King (R-5) Fax: 202-225-3193

Rep. Joe Barton (R-6) Fax: 202-225-3052

Kansas Gov. Kathleen Sebelius (D) 785-296-3232

Rep. John Culberson (R-7) Fax: 202-225-4381 Rep. Kevin Brady (R-8) Fax: 202-225-5524

State Legislature Links Rep. Al Green (D-9) Fax: 202-225-2947 Sen. Sam Brownback (R) Fax: 202-228-1265 Sen. Pat Roberts (R) Fax: 202-224-3514 Rep. Jerry Moran (R-1) Fax: 202-225-5124

Rep. Michael McCaul (R-10) Fax: 202-225-5955 Rep. Mike Conaway (R-11) Fax: 202-225-1783 Rep. Kay Granger (R-12) Fax: 202-225-5683

Rep. Nancy Boyda (D-2) Fax: 202-225-7986 Rep. Dennis Moore (R-3) Fax: 202-225-2807 Rep. Todd Tiahrt (R-4) Fax: 202-225-3489

Rep. “Mac” Thornberry (R-13) Fax: 202-225-3486 Rep. Ron Paul (R-14) Fax: 202-226-6288

Kentucky

Rep. Ruben Hinojosa (D-15) Fax: 202-225-5688

Gov. Ernie Fletcher (R) 502-564-2611

Rep. Silvestre Reyes (D-16) Fax: 202-225-2016

State Legislature Links

Rep. Chet Edwards (D-17) Fax: 202-225-2234

Sen. Jim Bunning (R) Fax: 202-228-1373 Sen. Mitch McConnell (R) Fax: 202-224-2499

Rep. Sheila Jackson-Lee (D-18) Fax: 202-225-3317

(R) Fax: 202-224-2499 Rep. Ed Whitfield (R-1) Fax: 202-225-3547 Rep. Ron Lewis (R-2) Fax: 202-226-2019

Rep. Randy Neugebauer (R-19) Fax: 202-225-9615 Rep. Charles Gonzalez (D-20) Fax: 202-225-1915 Rep. Lamar Smith (R-21) Fax: 202-225-8628

Rep. John Yarmuth (D-3) Fax: 202-225-5776 Rep. Nick Lampson (D-22) Fax: 202-225-5241 Rep. Geoff Davis (R-4) Fax: 202-225-0003 Rep. Ciro Rodriguez (D-23) Fax: 202-225-2237 Rep. Harold Rogers (R-5) Fax: 202-225-0940

Rep. Kenny Marchant (R-24) Fax: 202-225-0074

Rep. Ben Chandler (D-6) Fax: 202-225-2122 Rep. Lloyd Doggett (D-25) Fax: 202-225-2947

Louisiana Gov. Kathleen Blanco (D) 225-342-0991 State Legislature Links Sen. Mary Landrieu (D) Fax: 202-224-9735 Sen. David Vitter (R) Fax: 202-228-2577 Rep. Bobby Jindal (R-1) Fax: 202-225-0739 Rep. William Jefferson (D-2) Fax: 202-225-1988

Rep. Michael Burgess (R-26) Fax: 202-225-2919 Rep. Solomon Ortiz (D-27) Fax: 202-226-1134 Rep. Enrique Cuellar (D-28) Fax: 202-225-1641 Rep. Gene Green (D-29) Fax: 202-225-9903 Rep. Eddie Bernice Johnson (D-30) Fax: 202-226-1477 Rep. John Carter (R-31) Fax: 202-225-5886

Rep. Charlie Melancon (D-3) Fax: 202-225-0563

Rep. Pete Sessions (R-32) Fax: 202-225-5878

Rep. Jim McCrery (R-4) Fax: 202-225-8039

Utah

Rep. Rodney Alexander (D-5) Fax: 202-225-5639

Gov. Jon Huntsman, Jr. (R) 801-538-1000

Rep. Richard Baker (R-6) Fax: 202-225-7313

State Legislature Links

Rep. Charles Boustany (R-7) Fax: 202-225-5724

Maine Gov. John Baldacci (D) 207-287-3531 State Legislature Links

Sen. Robert F. Bennett (R) Fax: 202-228-1168 Sen. Orrin G. Hatch (R) Fax: 202-224-6331 Rep. Rob Bishop (R-1) Fax: 202-225-5857

State Legislature Links Rep. Jim Matheson (D-2) Fax: 202-225-5638 Sen. Susan Collins (R) Fax: 202-224-2693 Sen. Olympia J. Snowe (R) Fax: 202-224-1946 Rep. Tom Allen (D-1) Fax: 202-225-5590 Rep. Michael Michaud (D-2) Fax: 202-225-2943

Maryland Gov. Martin O’Malley (D) 800-811-8336

Rep. Chris Cannon (R-3) Fax: 202-225-5629

Vermont Gov. Jim Douglas (R) 802-828-3333 Sen. Bernie Sanders (I) Fax: 202-228-0776 Sen. Patrick J. Leahy (D) Fax: 202-224-3479

Rep. Peter Welch (D-At Large) Fax: 202-225-6790 State Legislature Links

Virginia

Sen. Benjamin Cardin (D) Fax: 202-224-1651 Sen. Barbara Mikulski (D) Fax: 202-224-8858

Gov. Tim Kaine (D) 804-786-2211 State Legislature Links

Rep. Wayne Gilchrest (R-1) Fax: 202-225-0254

Sen. Jim Webb (D) Fax: 202-224-5432

Rep. C. “Dutch” Ruppersberger (D-2) Fax: 202-225- Sen. John W. Warner (R) Fax: 202-224-6295 3094 Rep. John Sarbanes (D-3) Fax: 202-225-9219 Rep. Albert Wynn (D-4) Fax: 202-225-8714 Rep. Steny Hoyer (D-5) Fax: 202-225-4300

Rep. Jo Ann Davis (R-1) Fax: 202-225-4382 Rep. Thelma Drake (R-2) Fax: 202-225-4218 Rep. Robert Scott (D-3) Fax: 202-225-8354

Rep. Roscoe Bartlett (R-6) Fax: 202-225-2193

Rep. Randy Forbes (R-4) Fax: 202-226-1170

Rep. Elijah Cummings (D-7) Fax: 202-225-3178

Rep. Virgil Goode (I-5) Fax: 202-225-4711

Rep. Chris Van Hollen (D-8) Fax: 202-225-0375

Rep. Bob Goodlatte (R-6) Fax: 202-225-9681

Massachusetts

Rep. Eric Cantor (R-7) Fax: 202-225-0011

Gov. Deval Patrick (D) 617-727-6250

Rep. Jim Moran (D-8) Fax: 202-225-0017

State Legislature Links

Rep. Rick Boucher (D-9)

Fax: 202-225-0442 Sen. Edward M. Kennedy (D) Fax: 202-224-2417 Sen. John Kerry (D) Fax: 202-224-8525 Rep. John Olver (D-1) Fax: 202-226-1224 Rep. Richard Neal (D-2) Fax: 202-225-8112

Rep. Frank Wolf (R-10) Fax: 202-225-0437 Rep. Tom Davis (R-11) Fax: 202-225-3071

Washington Gov. Christine Gregoire (D) 360-902-4111

Rep. Jim McGovern (D-3) Fax: 202-225-5759

State Legislature Links

Rep. Barney Frank (D-4) Fax: 202-225-0182

Sen. Maria Cantwell (D) Fax: 202-228-0514

Rep. Martin Meehan (D-5) Fax: 202-226-1771

Sen. Patty Murray (D) Fax: 202-224-0238

Rep. John Tierney (D-6) Fax: 202-225-5915

Rep. Jay Inslee (D-1) Fax: 202-226-1606

Rep. Edward Markey (D-7) Fax: 202-226-0092

Rep. Rick Larsen (D-2) Fax: 202-225-4420

Rep. Michael Capuano (D-8) Fax: 202-225-9322

Rep. Brian Baird (D-3) Fax: 202-225-3478

Rep. Stephen Lynch (D-9) Fax: 202-225-3984

Rep. Doc Hastings (R-4) Fax: 202-225-3251

Rep. William Delahunt (D-10) Fax: 202-225-5658

Rep. Cathy McMorris (R-5) Fax: 202-225-3392

Michigan

Rep. Norman Dicks (D-6) Fax: 202-226-1176

Gov. Jennifer Granholm (D) 517-373-3400

Rep. Jim McDermott (D-7) Fax: 202-225-6197

State Legislature Links

Rep. Dave Reichert (R-8) Fax: 202-225-4282

Sen. Carl Levin (D) Fax: 202-224-1388

Rep. Adam Smith (D-9) Fax: 202-225-5893

Sen. Debbie Stabenow (D) Fax: 202-228-0325

West Virginia

Rep. Bart Stupak (D-1) Fax: 202-225-4744

Gov. Joe Manchin III (D) 888-438-2731

Rep. Peter Hoekstra (R-2) Fax: 202-226-0779

State Legislature Links

Rep. Vernon Ehlers (R-3) Fax: 202-225-5144

Sen. Robert C. Byrd (D) Fax: 202-228-0002

Rep. David Camp (R-4) Fax: 202-225-9679

Sen. John D. Rockefeller, IV (D) Fax: 202-224-7665 Rep. Alan Mollohan (D-1) Fax: 202-225-7564

Rep. Dale Kildee (D-5) Fax: 202-225-6393 Rep. Fred Upton (R-6) Fax: 202-225-4986

Rep. Shelley Capito (R-2) Fax: 202-225-7856 Rep. Nick Rahall (D-3) Fax: 202-225-9061

Rep. Tim Walberg (R-7) Fax: 202-225-6281

Wisconsin

Rep. Mike Rogers (R-8) Fax: 202-225-5820

Gov. Jim Doyle (D) 608-266-1212

Rep. Joe Knollenberg (R-9) Fax: 202-226-2356

State Legislature Links

Rep Candice Miller (R-10) Fax: 202-226-1169

Sen. Russell D. Feingold (D) Fax: 202-224-2725 Sen. Herb Kohl (D) Fax: 202-224-9787

Rep. Thad McCotter (R-11) Fax: 202-225-2667 Rep. Sander Levin (D-12) Fax: 202-226-1033 Rep. Carolyn Kilpatrick (D-13) Fax: 202-225-5730 Rep. John Conyers (D-14) Fax: 202-225-0072 Rep. John Dingell (D-15) Fax: 202-226-0371

Minnesota Gov. Tim Pawlenty (R) 651-296-3391 State Legislature Links Sen. Amy Klobuchar (D) Fax: 202-228-2186

Sen. Norm Coleman (R) Fax: 202-224-1152

Rep. Tim Walz (D-1) Fax: 202-225-3246 Rep. John Kline (R-2) Fax: 202-225-2595 Rep. Jim Ramstad (R-3) Fax: 202-225-6351 Rep. Betty McCollum (D-4) Fax:

Rep. Paul Ryan (R-1) Fax: 202-225-3393 Rep. Tammy Baldwin (D-2) Fax: 202-225-6942 Rep. Ron Kind (D-3) Fax: 202-225-5739 Rep. Gwen Moore (D-4) Fax: 202-225-8135 Rep. James Sensenbrenner (R-5) Fax: 202-225-3190 Rep. Tom Petri (R-6) Fax: 202-225-2356 Rep. David Obey (D-7) Fax: 715-842-4488 Rep. Steve Kagan (D-8) Fax: 202-225-5729

Wyoming Gov. Dave Freudenthal (D) 307-777-7434 State Legislature Links Sen. Mike Enzi (R) Fax: 202-228-0359

Rep. Betty McCollum (D-4) Fax: 202-225-1968 Rep. Keith Ellison (D-5) Fax: 202-225-4886

Sen. John Barrasso (R) Fax: 202-224-1724 Rep. Barbara Cubin (R-At Large) Fax: 202-225-3057

Territories and Delegates: Rep. Michelle Bachman (R-6) Fax: 202-225-6475

American Samoa Rep. Collin Peterson (D-7) Fax: 202-225-1593 Rep. James Oberstar (D-8) Fax: 202-225-0699

Mississippi Gov. Haley Barbour (D) 601-359-3150

Gov. Togiola Tulafono (D) 684-633-4116 Delegate Eni Faleomavaega (D-At Large) Fax: 202-225-8757

Washington, D.C.

State Legislature Links Sen. Thad Cochran (R) Fax: 202-224-9450 Sen. Trent Lott (R) Fax: 202-224-2262

Delegate Eleanor Holmes Norton (D-At Large) Fax 202-225-3002

Rep. Roger Wicker (R-1) Fax: 202-225-3549

Guam

Rep. Bennie Thompson (D-2) Fax: 202-225-5898

Gov. Felix Camacho (R)

Rep. Chip Pickering (R-3) Fax: 202-225-5797

Delegate Madeilene Bordallo (D-At Large) Fax: 202-226-0341

Rep. Gene Taylor (D-4) Fax: 202-225-7074

Missouri Gov. Matt Blunt (R) 573-751-3222

Northern Mariana Islands Gov. Benigno Fital (Covenant) 670-6641100

Puerto Rico

State Legislature Links Sen. Kit Bond (R) Fax: 202-224-8149

Gov. Anibal Acevedo Vila (D) 787-721-7000

Sen. Claire McCaskill (D) Fax: 202-228-1518

Delegate Luis Fortuno (R-At Large) Fax: 202-2252154

Rep. William Clay, Jr. (D-1) Fax: 202-225-1725

Virgin Islands

Rep. Todd Akin (R-2) Fax: 202-225-2563 Gov. John de Jongh (D)

Gov. John de Jongh (D) Rep. Russ Carnahan (D-3) Fax: 202-225-2563 Rep. Ike Skelton (D-4) Fax: 202-225-2695

State Legislature Links Delegate Donna Christensen (D-At Large) Fax: 202-225-5517

Rep. Emanuel Cleaver (D-5) Fax: 202-225-4403 Rep. Sam Graves (R-6) Fax: 202-225-8221 Rep. Roy Blunt (R-7) Fax: 202-225-5604 Rep. Jo Ann Emerson (R-8) Fax: 202-226-0326 Rep. Kenny Hulshof (R-9) Fax: 202-225-5712

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