Mohamed Ragaii Resume

Mohamed Mohamed Ragaii Mohamed Soliman 109 Haroon El Rasheed St., Heliopolis, Cairo, Egypt Cell #:+2 010 3434398 Email: [email protected] Land Line #: +2 02 26183202

OBJECTIVE: Mainly interested in Accounting, Finance and Economics dealing with teams and groups and achieving the customer’s satisfaction is the most important. Working as a credit analyst, relationship manager or in financial area is recommended. Job is preferred to be in British, American, or multinational company. Being punctual and ambitious enables me to work enthusiastically and devotedly.

EDUCATION: Bachelor of Commerce, Ain Shams University, Faculty of Commerce, English Section, graduated in 2003 with “Good” grade. Fourth and third year, obtained “Very Good” grade.

PROFESSIONAL EXPERIENCE: 1- November 2007 – Present: Working as a supervisor at HSBC (Corporate Credit Risk Management and Credit Control): -Reviewing Credit packages presented by the credit division and branches, while analyzing their financial, business and operational risk in order to determine their credit worthiness and the required financing requirements. -Monitoring the approval process for all the credit proposals and ensure adherence to internal credit policies and CBE regulations. -Monitoring facility exceptions and ensuring proper approvals, authorizations and due settlements are in place. -Responsible for drawing the framework of Basel II implementation and coordinate the execution of projects that compile to Basel II program until implementation is complete 2- March 2007 – October 2007: In house Credit Course HSBC. 3- December 2006 – February 2007: Clerk at HSBC (Financial Control Department- Budgeting, Analysis & Reporting). -Preparing periodical reports to help assess the position of profit and loss of HSBC Egypt with analysis comparing it with the budget. -Preparing periodical reports to help assess financial position of HSBC Egypt with analysis comparing it with the budget. -Reporting above mentioned reports to HSBC Head office located in London. 4- December 2005-November 2006: Assistant banker at ARAB AFRICAN INTERNATIONAL BANK (Retail Management Information System): -Preparing internal periodical reports to help assess the position of profit and loss of the retail along with budget analysis. -Preparing internal periodical reports to help assess the position of utilization of liability products and credit cards of the retail with comparison analysis to the planed utilization. Also managing customers' databases in order to achieve maximum productivity in the bank. -Preparing internal periodical reports to help assess the position of Delayed credit cards. 5- March 2006- September 2006: Part-time Tutor at ARAB ACADEMY FOR SCIENCE AND TECHNOLOGY AND MARITIME TRANSPORTATION Teaching: -Financial Accounting. -Financial Control. -Managerial Finance. -Corporate Finance.

6- December 2003-November2005: Assistant banker at ARAB AFRICAN INTERNATIONAL BANK (Retail Recovery): -Monitoring delayed credit cards and following up on the related payments -Preparing black lists for credit cards' customers based on surveys and the previous reports. -Preparing reports that needs graphic support. -Working on the access program to demonstrate the current and past follow up status of the credit customers. -Analysing Bank Credit Cards Position. 7- September 2002-October 2002: Trainee in the investment department at ARAB AFRICAN INTERNATIONAL BANK -Convincing customers and presenting the privileges of purchasing the investment products of the bank. 8- August 2001- September 2001: Trainee in Bills and Checks department at ARAB AFRICAN INTERNATIONAL BANK 9- July 2000- September 2000: Trainee in the Financial Department at EL-ROWAD FIN-CORP Investment Holding

Key Courses: -Supervisory Skills (2009 HSBC in house training program). -Credit Course (2007 HSBC in house executive training program). -Customer Service Excellence (2005 Quest for human development and change agents). -General English (2005 British council in Egypt). -Core Access & Core Excel (2005 YAT education center). -Product Distinction (2005 Quest for human development and change agents) -Banking foundation program (2004 Format for management and training and the German chamber). -General Auditing and Accounting (2003 KPMG in house course).

LINGUISTIC ABILITIES: Proficient command of the English and Arabic languages. Basic Knowledge of the French language.

IT ABILITIES: Excellent Use of Windows operating system,AS400, Magix, Microsoft Office (Word, Excel, PowerPoint, Access, and Front Page), Acrobat Reader, Internet applications with exceptional Internet research skills.

PERSONAL DATA: Date of Birth: August 15, 1982. Place of Birth: Cairo, Egypt. Nationality: Egyptian. Social Status: Married. Military Status: Exempted

Supporting Reference Will Be Furnished Upon Request