Ira Distribution Planning Worksheet

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IRA distribution planning worksheet Use this worksheet as the first step in your distribution planning process. It is designed to help you and your financial advisor evaluate your current financial situation and future income goals.

List all your sources of retirement income.

Do you understand how a Stretch IRA works? Yes No

When do you and your spouse intend to retire?

Have you spoken to your parents about their IRAs and the benefit of a Stretch IRA? Yes No

When will you need to begin withdrawing money from your IRA?

Do you wish to leave IRA money to children who are minors? Yes No

If applicable, list your Required Minimum Distribution (RMD) amounts per IRA.

Do you wish to leave IRA money to a trust or charity? Yes No

If you are already taking an RMD, do you think you are withdrawing the right amount from your IRA? Yes No

When was the last time you checked your beneficiary designations?

Make an inventory of beneficiaries to help organize your distribution planning. As your goals and financial situation change, you should review this information with your financial advisor.

IRA owner

Beneficiaries

Contingent beneficiaries

This worksheet does not constitute a beneficiary designation for any Putnam IRA. Please contact Putnam to change or designate a beneficiary on your Putnam IRA. This material is for informational purposes only. It should not be considered tax advice. You should consult your financial representative to determine what may be best for your individual needs.

Putnam Investments One Post Office Square Boston, Massachusetts 02109 putnam.com Putnam Retail Management

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