GOHAR SALEEM PARVAIZ ٭Khyber Electronics, Rehman Plaza, Khyber Bazar, Peshawar City (ready to relocate) ٭Phone: 0092-91-2215772/0092-344-9107133 ٭E-Mail:
[email protected] CREDIT RISK AND INVESTMENT ANALYST PROFESSIONAL PROFILE • Dynamic savvy, MS-educated professional offering successful leadership in advancing financial sector-credit side, including track record of identifying and managing more than Rs. 25 millions of investment portfolio from individuals, government agencies, foundations, and other corporations. • Motivated achiever who is academically & professionally recognized for academic excellence, integrity, and innovation with best practices and disciplined attention for achieving immediate and long-term goals. • Goal-driven performer who has directed credit risk policies and capacity-building plans in collaboration with superiors and subordinated to achieve improved performance benchmarks and to attract quality credit proposals under saturated competition from other financial institutions. • Skilled Financial Analyst who has highlighted and executed number of cases from various segments that consistently generated new revenue streams and improved organizational performance under capital rationing position. KEY COMPETENCIES GAINED THROUGH MS AND MBA PROGRAM • Strategic Financial management • Financial Statement Analysis • Investment Analysis • Cost and Management Accounting • Marketing Management Strategy • Credit Risk Analysis • Management Information system • Digital Economy • Public Speaking PROFESSIONAL EXPERIENCE March 2005 to May 2006, served as a Credit Officer at ASKARI LEASING LIMITED • The key responsibility includes evaluating the worthiness of the credit proposals by analyzing applicants’ business credentials and statements, and presenting an evaluation report with recommendations regarding proposals feasibility to immediate boss. • The generations of data check reports and compliance of various cases with prudential regulations. • The reconciliation of branch bank statements and coordination with head office. • Keeping an updated records of over due receivables and directing recovery operations to control the branch solvency.
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Other area of practical exposure also includes marketing of leasing products, customer care and maintenance of information system for abrupt and proper use.
• Since January, 2008 working as a Lecturer at the INSTITUTE OF MANAGEMENT SCIENCES (IMSciences, Public Sector Organization) • After the successful completion of MS Program from the Sheffield Hallam University joined the Institute of Management Sciences as a teaching faculty at the position of Lecturer (Scale-18). • The foremost responsibility includes teaching of finance related modules to MSc and MBA level students. • Other responsibility covers the supervisory activities for research students and examination arrangements. EDUCATION and PROFESSIONAL DEVELOPMENT • Master of Arts in Strategic Financial Management, Sheffield Hallam University (UK), Sep. 2007. • Master of Business Administration in Finance, Institute of Management Sciences (PAK), Mar. 2005. • Bachelor of Sciences, Major in Computer Science and Mathematics, Edwards College, Sep. 2002. • 6-Months Computer Diploma, (areas of expertise are: - MS Office, Windows 95, 98, 2000, XP, Vista, Lotus 123, WinWord, Novel Network, FoxPro), Oriental College of Computer Science, Sep. 2000. • 2-Months Internship at ‘Askari Leasing Ltd’, July and Aug. 2004. • 2-Days workshop, regarding Credit Risk Management & Financial Statement Analysis, arranged at the Institute of Bankers, Pakistan. REFERENCES ACADEMIC Organization: Sheffield Hallam University Askari Leasing Ltd Sr. Lecturer: Mr. John Joyce (MBA/FCMA) Kamal Contact No: 0044-114-2255059 4529258/9 E-Mail:
[email protected] [email protected]
PROFESSIONAL Organization: VP/Br. Mgr: Mr.
Anwar
Contact No: 0092-21E-Mail:
Further information will be furnished upon request
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