Gfm Stacking Order

CONVETIONAL STACKING ORDER (MD/VA) CLOSING DOCS (Separator) ____ HUD-1 (settlement statement) ____ SIGNED MORTGAGE NOTE ____ SIGNED DEED/ DEED OF TRUST APPLICATION & 1008 (Separator) ____ HMDA REPORT ____ COPY OF CHECK FROM CLOSING ____ COPY OF WIRING CONFIRMATION AMOUNT (CLOSING CHECK) ____ COPY OF BILL PAY OUT TO LOAN - APPRAISAL FEE, PROCESSING, CREDIT REPORT & OTHERS ____ TRANSMITTAL SUMMARY (1008) ____ FINAL 1003 ____ ORIGINAL 1003 (ALL PAGES) ____ FINAL GOOD FAITH ESTIMATE (FROM SETTLEMENT) ____ ORGINAL GOOD FAITH ESTIMATE ____ FINAL TRUTH-IN-LENDING (FROM SETTLEMENT) ___ ORGINAL TRUTH-IN-LENDING CREDIT, INCOME & ASSET (Separator) ____ CREDIT REPORT ____ LETTER OF EXPLANATION (CREDIT INQUIRY, NAME VARIATION, ETC) ____ VERIFICATION OF MORTGAGE / RENT (VOM / VOR) ____ INCOME: Pay-stubs, W-2, Tax-Returns, Profit & Loss Statement, VOE ____ ASSET: Bank Statements, Investment Account, Retirement Account, VOD APPRAISAL (Separator) ____ APPRAISAL REPORT CONTRACTS (Separator) ____ SALE CONTRACT (PURCHASE ONLY) ____ EARNED MONEY DEPOSIT (COPY OF CANCELLED CHECK, BOTH SIDES) DISCLOSURES (Separator) ____ AFFILIATED BUSINESS ARRANGMENT ____ BORROWER CERTIFICATION & AUTHORIZATION ____ BROKER BUSINESS CONTRACT (PAGE 1&2) ____ CREDIT SCORE INFORMATION DISCLOSURE ____ DISCLOSURE NOTICES ____ EQUAL CREDIT OPPORTUNITY ACT ____ FAIR LENDING DISCLOSURE ____ FLOOD INSURANCE DISCLOSURE (FLOOD DISASTER ACT OF 1973) ____ MORTGAGE LOAN ORGINATION AGREEMENT ____ PATRIOT ACT DISCLOSURE ____ PRIVATE POLICY DISCLOSURE ____ RIGHT TO RECEIVE APPRAISAL ____ SERVICING DISCLOSURE STATEMENT (PAGE 1&2) ____ 4506-T ____ MD FINANCING AGREEMENT / (VA) NOTICE TO VA MORTGAGE LOAN - DISCLOSURE FORM ____ MD NOTICE / VA NOTICE & VA MBBC DISCLOSURE FORM ____ LOCK-IN AGREEMENT

MISCELLANEOUS DOCUMENTS (Separator) ____ APPROVAL FOR CONDITIONS ____ FINAL APPROVAL / CLEAR TO CLOSE ____ FEE SHEET ____ LENDER LOCK SHEET ____ COPY OF DRIVER LICENSE (IF APPLICABLE) ____ COPY OF SOCIAL SECURITY CARD (IF APPLICABLE) ALL OTHER PROCESSING DOCUMENTS NEEDED AND USE TO PROCESS FILES: ____ GIFT LETTERS AND GIFT DOCUMENT AS APPLICABLE ____ DIVORCE DECREE, BANKRUPTCY PAPERS, PUBLIC DOCS RELATIVE TO CREDIT ____ OTHER MISCELLANEOUS TITLE INSURANCE AND HOA (Separator) ____ TITLE COMMITMENT ____ SURVEY ____ WIRING INSTRUCTION ____ OTHER CLOSING DOCS FROM TITLE COMPANY ____ HAZARD INSURANCE ____ OTHER INSURANCE DOCS SECOND MORTGAGE (Separator) ____ ALL SECOND MORTGAGE DOCUMENT (APPLICATION, DISCLOSURES, TITLE, ETC) 1801 Robert Fulton Drive - Suite 270

Reston, VA 20191

Phone: 703.860.9282

Fax: 703.860-9290