Farz Foundation An Introduction Final

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Farz Foundation An integrated Islamic approach of poverty Alleviation The Farz Foundation is a social performance based poverty alleviation organization with a unique and innovative Islamic Microfinance model and business design. It is the organization which has been formed on a strong ideological foundation with the belief of “partnership with the poor” as its prior investment methodology. The asset based integrated approach is the basic tool of the foundation to get long term sustainability, because the Farz Foundation has a strong belief that the sustainability of the client is the sustainability of the organization.

Lahore Pakistan [Registered under the societies Act of 1860]

Fundamentals Poverty is a global challenge that the whole civilized world is addressing to alleviate it. The philosophy of globalization and its spirit demands societies coordinate economy, social change and development as one unit and not as divided in compartments to move ahead. The attitude of compartmentalizing societal issues into cubicles cannot effectively contend with the philosophy of globalization. Microfinance started with this very approach, but unfortunately methodologies, recourses, policies, systems, and procedures to grasp a widespread made it scattered. The race of achieving high targets detracted from most of the institutions working for microfinance, thus leaving behind the initial focus which is the conviction of poverty alleviation by enhancing the productivity of poor people and building their skills to earn money with honor and dignity. Microfinance also has a social performance motivation. Farz Foundation has a strong notion that the ultimate financial sustainability cannot be availed without social sustainability. However, the dream of changing the lives of poor cannot become a reality without fulfilling the aim of social performance. No doubt, microfinance is a tool which can change not only the individual lives of the poor, but also can bring a social revolution in poor countries towards greater productivity. Social performance based microfinance is not a commercial based industry. It has a belief on socio productive profitability, which occurs as a result of prominent social change at a larger scale. In this perspective Farz (duty) Foundation was established to accomplish the real goals and objectives of the microfinance sector, which are currently neglected to an enormous extent. It is a social performance based non-governmental organization with highly committed, self-motivated, innovative and enthusiastic grassroots experts as its founding members. They are also very experienced microfinance practitioners. Farz Foundation is registered under Societies Act 1860 by its legal status. Farz Foundation is an organization in Pakistan aiming towards achieving millennium development goals with a holistic approach. It is simultaneously addressing health, education, and the financial vulnerability of poor populations to ease their burdens while systemically alleviating poverty. Although Farz Foundation is at its early stage, its vision, mission, and objectives are very clear and are inevitability necessary for poverty alleviation, particularly in low-income countries like Pakistan. Farz Foundation employs a multi-bottom line philosophy with an exceptionally creative approach, with each serving as the four dynamic cornerstones of the institution.

Dynamics of Farz Foundation Farz Foundation supports a social performance movement for socioeconomic prosperity and building a new sphere of integration. From inception it has focused on translating the social mission of microfinance into practice.

Micro Finance

Social change

Social Performance

Integration

Target Market Goal of Farz Foundation is a peaceful social and economic revolution to generate the opportunities of business partnership among poor and microfinance facilitators through the four components of micro-productivity, social performance, integration and social change. Its target markets are Home Based Workers, particularly women that are low income entrepreneurs, People living with HIV, Sex Workers, Heejras (Transgender Persons), Destitute and Vulnerable Beggars. Farz Foundation has a faith that without empowering these population groups, the microfinance industry cannot achieve its long terms goals. Farz Foundation has determined the huge untapped market of home based low income workers to be a very fertile client base for microfinance in Pakistan, which could also benefit from enhanced productivity through the power of microfinance focused on social performance.

Vision To bring social change through poverty alleviation by improving productivity and capacity of clients and staff

Mission Empowering the poor through innovative products and diverse business opportunities, by integrating social performance focused microfinance with collaborative community health and education partnerships.

Objectives • • • • • • • • •

To become a model organization in social performance focused microfinance. To enhance the productivity of home based entrepreneurs, disabled persons, HIV people, sex workers and transgender persons. Provide grants and interest free loans to the poorest while building their capacity for sustainable livelihoods. We will prepare them for a business loan product within one year of program entry. To graduate the home based entrepreneurs into micro-enterprise cooperatives. To provide basic education, particularly business education to the poor. To provide basic preventative health education and first aid facilities to the poor. To offer environment awareness and education at grassroots level and motivate environmental clean-up and conservation efforts. To provide a stimulating and professional work environment to the staff and build their capacity on continuous basis. To support the entrepreneurial modernization and technology development of Pakistan.

Legal Status Farz Foundation is a non-governmental organization registered under the Act of 1860 and is authorized to work on a ‘no profit no loss’ basis. At present Farz

Foundation’s operations are exclusively concentrated in urban, semi-urban and rural areas of Pakistan through partnership with CBOs. The head office of Farz Foundation is located at Lahore Pakistan.

Organizational Design The partnership will look like the following diagram with communication openly flowing between all partners involved. In this way, each organization can maximize their strengths by focusing on what they know and do best, delivering education services, delivering health services, and delivering financial services. When the full partnership is established, all directors and senior staff managers of each organization will meet to discuss the work operations of each organization for working with the targeted group. In this way, no efforts and program activities are duplicated, with each organization in agreement on their role for service delivery.

Farz Foundatio n Financial

Target Population Home-based Workers

CBO Partner Health Care

CBO Partner Education

Proposed Organizational Structure of Farz Foundation within next Five years

Advisory Board

Executive Committee

Chief Executive Officer

Chief Marketing officer GM Marketing

CFO GM-Finance & Account

Accounts Manager

Finance Manager

Account Officer

Finance Officer

Manager Fund Raising Advertising Officer

Manager R&D

R & D Officer

COO

Chief-HR

GMOperations

GM-HR

Internal Auditor Audit officer Audit officer

Regional Social Manager

Audit officer

Social Manager Social Officer

HR-Manager Training Coordinator

Admin

BOARD OF GOVERNORS

OBSERVERS

DETAILS

MR. DAUD SAQLAIN ADDRESS:

48-College Block Allama Iqbal Town Lahore Pakistan Phone: 0092-300-4119156 Email: [email protected]

EDUCATION: • •

Master in Sociology, University of the Punjab Lahore. A Course on Human Resource Management from Newport University Lahore

KEY QUALIFICATION: •

Passed a course on “Strategic Communication and Advocacy” from Center for Communication Programs, School of Hygiene and Public Health, JOHNS HOPKINS UNIVERSITY, U.S.A. in 1999.

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I have also been completed number of courses and assignments on Gender and Development. I am declared a Master Trainer and counselor for gender sensitization & development, Sexual & reproductive health including HIV & AIDS by JHU, IPPF, FPAP and The Consultant International.

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I have been involved as Gender Consultant with CIDA Devotion Support Programme where I have been successfully developed Gender Reform Operational Plan (GROP) through participatory process which is being streamlined with GRAP in district Kasur and Lodhran I have been passed through the consultative cum orientation sessions with women counselors, NGOs & CCBs representatives, Nazims & Naib Nazims and District Government. I have also successfully materialized the implementation of GROP with the help of DCOs & EDOs at district level.

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I have developed Gender Audit Toolkit, gender part in Annual plan 2008, analysis of several reports etc in gender perspective for CIDA – Pakistan Basic Education Programme (CPBEP). I have developed need based gender manual and materials for SoS, SRC etc.

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I am also teaching as visiting faculty member to the master level students in Gender study Department University of Punjab.

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I have also conducted Gender Audit/analysis of the various community development projects submitted by NGOs/Citizens Community Boards (CCBs).

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I have been teaching strategic communication, skills etc in FAST as visiting faculty

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I have done the Gender analysis of AMEN Society in collaboration with Church World Services (CWS) - P/A.

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I am the member of Provincial Gender Equity Technical Group (Jaag) and closely working with Gender Reform Action Plan (GRAP).

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In my current Manager Programmes position taking care of the overall capacity building/trainings initiatives. I have been developed various need based training modules on Gender sensitization, Development & Governance, community mobilization (PRA, REFLECT). I am also responsible to look after National Health/ HIV and AIDS program being carried out by Actionaid International, Pakistan. My responsibilities include planning and executing mega campaigns, advocacy activities, project proposal & progress reports writing, preparing three years & annual plans, LFA, RBM and other key programs.

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I have also been awarded by Common Wealth, UK for the best implementation of a reproductive health project for youth under FPAP programs.

FELLOWSHIPS: Fellowship with Indonesia Planned Parenthood Association, Jakarta in 1995, in which I studied integrated projects on gender sensitive Sexual and Reproductive Health including HIV/AIDS for adolescents and other high-risk communities vis-a’ vis its implications in a Pakistani society. Fellowship with Family Planning Association of Philippine in 1996, to study & work on the projects on Sexual and Reproductive Health including HIV/AIDS in Philippine and explore out the possibilities to adapt it according to Pakistan context. TRAININGS ATTENDED: •

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Completed a course on Project Cycle Management (PCM) & LFA organized by MDF South Asia in Colombo Sri Lanka in 2008. Rights Based Approaches (RBA) in kisumu, Kenya in 2007. Participated in the process of gender responsive budget initiatives of government of Punjab. Attended a REFLECT Documentation and Transformation of Learning Workshop in China in November 2004. Two weeks course on Behavior Change Communication organized by South Asian regional office of the IPPF and FPAP in 2003. Sexual and Reproductive Health Training workshop in Katmandu, Nepal organized by IPPF in 2003. Completed a chain of courses over the period of six month as Master Trainer on “Participatory Reflection and Action” (PRA) including Project Organization and Management.

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a course on “Result Based Management” (RBM) organized by CIDA with the collaboration of FPAP in 2002. Participated in South Asia Regional Meeting for Adolescents organized by International Planned Parenthood Federation (IPPF) in Lucknow India, 1999. Participated in South Asia Regional “Conference on Adolescents Reproductive Health & CRC” in Delhi, India August 1998 organized by UNFPA. a course on Participatory Learning for Action (PLA) 1998, conducted by Population Concern UK and FPAP. a course on “Focus Group Discussion” (FGD) in 1998 organized by Probe & FocusSocial Marketing Research Institute, Lahore. “Training of Trainers Entrepreneurship Development Program” (EDP) Workshop organized in 1997 by Entrepreneurship Career Institute (ECI) and won personal achievement award. Participation in “Gender and Development Workshop” at Lahore 1995, jointly organized by FPAP and OXFAM Participated in regional youth workshop on “Youth and Sexuality” 1994, Colombo (Sri Lanka) organized by International Planned Parenthood Federation (IPPF). A course on “Project Design and Project Management”, sponsored by UNICEF in 1994.

TRAININGS CONDUCTED: •

More than one hundred trainings have been conducted on different need based issues like Gender sensitization, development & analysis, community mobilization, women empowerment etc at grass roots for local, national and International level organizations like Church world Service, pathfinder International, WPF, CDSP, CPBEP, SOS RSP etc.

RESEARCH CONDUCTED/PUBLICATIONS: •

Gender analysis of various projects initiated by CCBs & NGOs in Pattoki, Khairpur, Kasur, Peshawar etc.

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RSA (Rapid Situational Analysis) of eunuchs in Kasur and RSA of Female Sex Workers (FSWs) in red light area Okara city, under the HIV & AIDS project of Interact world Wide & EU/PNAC. Conducted as co-researcher the first ever Nation wide Base line survey on Sexual and Reproductive Health of Adolescents in 1999-2000. The sample size of the study was 600 respondents and numbers of pages were 250.

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A need assessment survey of NGOs/CBOs was conducted in the province of Punjab for capacity building in order to ascertain training needs, networking among NGOs and GOP and awareness about key social development issues.

EMPLOYMENT RECORD:

Present Position: Programme Manager Area office Lahore Actionaid International – Pakistan, from 2004 to-date. Responsibilities include: act as a Focal Person for capacity building/trainings initiatives particularly GAD, women rights, community mobilization and HIV & AIDS, Health, REFLECT portfolios nationwide; Coordinate all projects and programs of Asia international, regional offices & Pakistan. I have also developed training manual on Gender for actionaid Pakistan. PAST EXPERIENCE: Director (from Aug 1992 – April 2004) with Family Planning Association of Pakistan (an affiliated with International Planned Parenthood Federation). Responsibilities included: fulfilled the position of a Project Manager for one of the major field offices, covering the population of one million, in family planning association of Pakistan. (Additional in-cahrge for two years); Also acted as Project Director of Micro credit project run by Khushhali bank and FPAP. MEMBERSHIP IN PROFESSIONAL SOCIETIES:

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Member of Provincial Gender Equity Technical Group Alumnae of Centre for Communication Programme, Johns Hopkins University, USA. Alumnae of Sociology department, University of the Punjab. Members of CIRAC (an international network of the practitioners of REFLECT Approach) Pioneer member of Asia Pacific People Alliance for Combating HIV & AIDS (APPACHA) A volunteer member of FPAP (an affiliate of International Planned Parenthood Federation) Volunteer member of WAR against Rape (NGO) Honorary member of Youth Council for Anti-Narcotics. Member of Lahore Art Forum an NGO working for the promotion of literacy and cultural activities in the city of Lahore. Member of “Theatre Group SANGH”, a group working for establishing a noncommercial theatre to raise the consciousness of communities regarding their socioeconomic problems. Secretary, Social Welfare and Population Affairs of Punjab Cabinet, All Pakistan Youth Federation.

RAMESH SINGH ARORA

KEY EXPERTISE: I am a “microfinance/micro credit specialist and a technical advisor on capacity building” with more than eleven years of extensive experience with various Non-Governmental Organizations (NGOs) and Micro Finance Institutions (MFIs). My specialization encompasses implementation and management of sustainable and bankable Microfinance Programs, Human and Institutional Development, Risk Management, Portfolio Analysis, Trend Analysis, Financial Analysis, and Monitoring and Evaluation. During past eleven years, I have worked with the Khushhal Pakistan Fund (KPF), Pakistan Poverty Alleviation Fund-Pakistan (PPAF) and the Rural Support Programmes-Pakistan (RSPs). I have been involved in building the human and institutional capacities of various organizations and microfinance institutes to effectively and efficiently run their operations particularly in the fields of microfinance, infrastructure, trainings & capacity building initiatives. While working with donor agencies for last six years I was (have been) responsible for caring out and facilitating strategic reviews and analysis of partner organizations and in the response to the outcomes of exercise providing technical backstopping to partner organizations to build their capacitates, to make them able to plan, manage and run credit portfolios with reference to financial and operational self-sufficiency. Whereas, at the RSPs, I was responsible for coordinating and implementing microfinance programs in various districts of Pakistan and also for the help in designing and implementation of microfinance databases/MIS in different capacities. Crux of my whole experience at development sector was to bring ‘prosperity through behavior change’ at grass roots level through various activities particularly income generating activities, microfinance, enterprise development programs with special focus of poor and neglected section of the society (women & children). Other one to ‘Break down the Dependency Syndrome’ of poor and destitute through Participatory Rural Development to achieve improved socio-economic conditions of poor masses of Pakistan,

PROFESSIONAL EXPERIENCE November, 2008 – to date MOJAZ Foundation, Narowal, Pakistan Chief Executive MOJAZ Foundation is established in March, 2008 as a specialized Micro Finance Institution (MFI). The primary purpose and the basic crosscutting theme of the organization is Sustainable Economic Development through the provision of financial and non-financial services to the poor households in the targeted markets. In line with this goal, organization is working at grass roots level in rural and semi urban areas of Narowal & Sialkot districts during the initial years of its establishment. MOJAZ believes in development of a microfinance model that is decentralized, cost-effective, and with a strong focus on financial self-sufficiency through market based pricing. MOJAZ Foundation is established by the Pakistan Poverty Alleviation Fund (PPAF) as 1st Linkage Partner Organization under the

Microfinance Innovation & Outreach Programme (MIOP) component of International Fund for Agriculture Development (IFAD). • • •

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Be directly responsible for the results of the new institution and the legal representative of the institution; Report regularly to the Board of Directors; Provide clear leadership and direction to the organization, by implementing the business and action plans and achieving them based on strategic planning approved by the board; Ensure that all aspects of the company's activities obtain maximum profits commensurate with the best interest of donors, customers, employees, and the other stakeholders; Recruit, retain and develop the talent needed to accomplish high performance standards; Solicit donations from private and corporate sources; Cultivate major donors by creating stronger relationships, acknowledging donors support, and providing opportunities for participation; Coordinate fundraising efforts to cover operating expenses and further capitalize the revolving loan fund; Create and enhance relationships with financial institutions to increase their financial support of Project Enterprise and provide banking opportunities for clients; Develop and steward the Board of Directors and its committees, including recruiting new board members; Oversee materials preparation for quarterly meetings of the Board of Directors and the executive committee; Maintain productive relationships with directors and officers.

Khushhal Pakistan Fund, Pakistan (KPF), Islamabad, Pakistan General Manager - Human and Institutional Development Khushhal Pakistan Fund is an independent, autonomous private sector organization with a mandate from Government of Pakistan (GoP)-Ministry of Finance (MoF) to benefit the poor through civil society sector by partnering with small and medium institutions, developing their capacities & systems, creating a blend of professionalism and volunteerism to the advantage of the poor and then stimulating their growth to mainstream them with the development. KPF represents the community driven development model and aims to focus on increase in income of poor households and to uplift socio economic standards of people. While heading the Human & Institutional Development Unit at Khushhal Pakistan Fund (KPF), I am managing successfully livelihood improvement portfolio of the KPF which covers social mobilization & development side of the work that includes: community mobilization, economic opportunity, trainings and institutional development both of the KPF Partner Organizations (POs) and local institutions. The partner organizations include organizations working in Microfinance, Community Physical Infrastructure. POs working on CPI projects undertake water supply and sanitation, roads, bridges, culverts and water storage schemes. The issues addressed were: empowerment through inclusion, cohesion and accountability as well as social protection for vulnerable segments of the society (women, children, disabled and voiceless). As per the mandate of KPF to reward the villages through infrastructure schemes and community investment fund to meet their needs of microfinance once village declared as “Open Defecation Free” (ODF). HID unit plays a vital role to achieve end objective of the KPF ‘to uplift socio-economic conditions of people’ by motivating them to utilize their

resources, strengths, capabilities through capacity building, social mobilization and institutional development tools. Operational brief of the unit is to ensure ‘Behavior change’ and to Break down the Dependency Syndrome’ of poor and destitute through Participatory Rural Development to achieve improved socio-economic conditions of poor masses of Pakistan. July, 2007 – to March, 2008 Pakistan Poverty Alleviation Fund, Pakistan (PPAF), Islamabad, Pakistan Manager - Human and Institutional Development Pakistan Poverty Alleviation Fund is an apex organization created and funded by the World Bank, Govt. of Pakistan that helps NGOs, MFIs, RSPs, and the private sector in implementing development programs that aim are reducing poverty and increasing economic opportunities for the poor through the provision of microfinance, infrastructure, and human and institutional development. Responsibilities:

 Facilitate “Credit & Enterprise Development Unit” to identify the potential Partner Organizations (POs) through well structured appraisal system for on lending microcredit loans at community level  Identify Gaps in microfinance operations of POs and accordingly chalk out a strategy to address the issues  Frequent monitoring visits of POs to provide technical backstopping to build the capacity for better execution of PPAF supported interventions  Being a master trainer in microfinance, arrange and facilitate training sessions on microfinance operations as per CGAP standards.  As Institutional Development/ microfinance specialist provide guidance to MFIs to strategic issues to achieve high growth;  Conduct strategic plan to identify strengths , weaknesses, opportunities and threats of MFIs and accordingly provide strategic directions to remain valid in their context;  Develop Operational manual (microfinance, HR, Admin, Trainings) to facilitate POs to institutionalize their processes  Frequent field visit across the country (four provinces, including AJK) to the POs to provide timely support  Manage Quality Management Systems (ISO) certification of HID Unit and  Facilitate POs to develop “Standard Operating Procedure” (SOPs) in the context of microfinance program. May 2003 – June, 2007 Pakistan Poverty Alleviation Fund, Pakistan (PPAF), Islamabad, Pakistan Senior Management ExecutiveHuman and Institutional Development Responsibilities:  Capacity assessment of potential Partner Organizations-POs (organizational and financial appraisal);  Analysis of the relationship between capacity building funding and microfinance;

 Analysis of financial & operational self-sufficiency of Pos microfinance programs;  Conduct microfinance trainings for professional staff of Partner NGOS and MFIs;  Performance evaluation of Pos & Future forecasting for capacity building funding;  Development of Financial Proposals;  Portfolio Management of PPAF Partner Organizations across Pakistan  Preparation of Monthly, Quarterly, & Annual Reports; and  Preparation of various analyses and reports for senior management; Management Representative – Quality Management Systems based on ISO 9001:2000 Responsible for maintaining ISO 9001:2000 based QMS, which includes carrying out internal audits, conducting management review meetings, maintaining customer complaints log, overseeing corrective and preventive actions, liaison with certification bodies, consultants, and trainers etc. August 1998 – May 2003 Punjab Rural Support Programme, Pakistan (PRSP), Head-Office, Lahore, Pakistan Programme Officer-Rural Credit & Enterprise Development Punjab Rural Support Programme (PRSP) is a Non-Governmental Organization operational in the 20 districts of Punjab Province. The ultimate objective of PRSP is to alleviate poverty in the rural areas of Pakistan through participatory approach and by offering a holistic package to the rural poor. Responsibilities:  Financial & Portfolio Analysis of Micro-Finance activities of PRSP;  Developing Performance Based Budgets;  Trend Analysis of Future Credit & Recovery patterns;  Overall monitoring of Credit activities;  Development of Financial Proposals;  Maintenance & establishment of computerized MIS;  Preparation of Monthly, Quarterly, & Annual Credit Reports;  Preparation of various analyses reports for senior management;  Training of Regional Professional in Micro-finance and its related activities/analysis;  Review of credit policies and procedures;  Liaison with external auditors to conduct annual audit;  Review and approval of credit applications; and  Liaison with different Commercial Banks in order to facilitate the office in its financial matters. Nov-1997– July-1998 National Rural Support Programme, Pakistan (NRSP), Vehari and Lodhran Region, Pakistan

Regional Accountant-Finance & Credit (RA-F&C) National Rural Support Programme is an apex organization registered under the NGO Act of 1984. It is considered to be the largest NGO of Pakistan and is operational in all the four provinces as well as Azad Jammu & Kashmir and 27 districts of Pakistan. The main objective of NRSP is to alleviate poverty in the rural areas of Pakistan. Responsibilities:  Monitoring of all the credit activities at regional level;  Maintenance of computerized MIS;  Preparation of Monthly, Quarterly, & Annual Credit Reports;  Preparation of various analyses reports as required by the Management or Head Office;  Liaison with external auditors to conduct the regional annual audit; and  Reviewing and approval of regional credit applications. EDUCATION Master in Business Administration Specialization: Finance. Bachelor of Commerce (B.Com) EXTRA QUALIFICATIONS AND TRAININGS Extra Qualification  Three weeks BOULDER Microfinance Training Program, International Training Center, International Labor Organization (ILO), Turin, Italy. (July 2006).

Trainings Conducted 

Training programs on Financial Analysis/Management for PPAF partner organizations and different other MFIs

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Training programs on Delinquency Management & Interest Rate Settings for PPAF partner organizations and different other MFIs Training programs on Operational Risk Management for PPAF partner organizations and different other MFIs Training programs on Product Development for PPAF partner organizations and different other MFIs Training programs on Borrower Appraisal Techniques for PPAF partner organizations and different other MFIs

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Several Orientation Training Workshops conducted for junior professional program of PPAF/interns Training programs on Financial Planning and Budgeting for PPAF partner organizations and different other MFIs Training programs on Accounting Essentials for PPAF partner organizations and different other MFIs

Trainings Attended   

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Eight-day training on Financial Education for the Poor (TOT) conducted by Microfinance Opportunities, Islamabad Pakistan. (April 2007) Eight-day training on Product Development (TOT) conducted by Consultative Group to Assist the Poor (C-GAP-World Bank), Islamabad Pakistan. (May 2005) Five-day training on Operational Risk Management (TOT) conducted by Consultative Group to Assist the Poor (C-GAP-World Bank), Islamabad Pakistan. (July 2004) Five-day training on Financial Analysis (TOT) conducted by Consultative Group to Assist the Poor (C-GAP-World Bank), Islamabad Pakistan. (May 2004) Five-day training on Training of Trainers (TOT) on Delinquency Management & Interest Rate Settings conducted by Consultative Group to Assist the Poor (C-GAPWorld Bank), Islamabad Pakistan. (December 2003) Twelve-day training on Institutional Development & Organizational Strengthening conducted by Management Development Foundation-Netherlands, Islamabad Pakistan. (September 2003). Three -day training on Micro credit Methodologies organized by Pakistan Micro Finance Network, Islamabad, Pakistan. (February 2003) Three-day training on Loan Portfolio Management organized by Micro Finance Group, Islamabad, Pakistan. (August 2000) Four-day training on various tools used in Planning Monitoring & Evaluation organized by PRSP; Islamabad, Pakistan. (June 2000) Two-day training on the Cost-Benefit Analysis organized by the Enterprise & Development Consultants, Islamabad, Pakistan. Nine-day training on Management of Micro-Finance Programme organized by Institute of Rural Management-NRSP, Islamabad, Pakistan. Business Planning & Financial Modeling. Market Research & new product development for MFIs. Various trainings on Handling & Management of the computerized MIS.

MAJOR ASSIGNMENTS CARRIED OUT 

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Organized three Citi-PPAF Micro Entrepreneurship Awards from PPAF platform with the collaboration of Citigroup Foundation. Developed Manual for Internship Training Program Developed Training Manual of Borrower Appraisal Techniques. Undertook analysis of PRSP Micro-Credit Program pertaining to the future returns and expenses Reviewed sustainability projections of PPAF partner organizations Reviewed financial & operational self-sufficiency for PPAF partner organizations working in microfinance sector

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Developed Performance Based Budgets for PRSP Developed and managed computerized Micro Credit MIS which is being implemented in 55 field offices of PRSP Carried out exercise to calculate the per Rupee cost on PRSP’s loan disbursements Carried out cash-flow analysis of PRSP’s microfinance program

PERSONAL INFORMATION: October 11th, 1974

Date of Birth:

Nationality:

Pakistani

Place of Birth:

Nankana Sahib (Punjab, Pakistan)

Marital Status:

Married

Language:

English, Hindi, Urdu, Punjabi, Pushto & Gurmukhi (Scripture)

Address:

MOJAZ Foundation-Opposite DCO House, Narowal, Pakistan.

Contact:

(92-542) 412313, & 413313; Cellular: (92-333) 5090593

Email:

[email protected]

REFRENCES: MR. KAMRAN AKBAR Chief Operating Officer Pakistan Poverty Alleviation Fund House No. 1, Street No. 20, Sector F-7/2 Islamabad, Pakistan., TEL: (+92-51) 111-000-102 E-MAIL: [email protected] MR. AAZAR WALI BHANDARA Economic Growth Advisor United States Agency for International Development (USAID) US Embassy, Diplomatic Enclave, Ramna 5 Islamabad, Pakistan. Tel: (+92-51) 208-2797 Cell: (+92-300) 850-8791 E-MAIL: [email protected]

DR HUMA QURESHI Medical doctor, Pakistani national, born 1963

Doctor of Medicine (M.D) - Emilo Aguinaldo College of Medicine University of De LaSalle, Philippines Masters in Social Sciences in Health Management – The University of Birmingham, England The British Council, Britannia Chevening Merit Scholarship Award Winner(1995-96) Fellow of The Bill and Melinda Gates Institute of Population & RH Johns Hopkins University, USA Certified in Dissemination of Service Delivery Guidelines & Infection Prevention Certified in Supportive Supervision in Quality of Care in Service Delivery Certified in Quality of Care in Service Delivery through Self -Assessment Process Certified in Strategic Leadership for Population and Reproductive Health Certified in Population & Development: A Sexual and Reproductive Health Perspective Certified in Managing Successful Training Programs Certified in Delivering Effective Health Education Messages Certified in Managing Participatory Development Training with special focus on participation (including awareness of the role of gender and other forms of social difference in affecting access to participation) at the community, project, institutional and policy-making levels. The implications of participation for institutional development at community and project levels and in the management of development

PERSONAL PROFILE: Dr Huma Qureshi has a strong academic background; with close to twenty-year experience in the field of clinical, preventive and reproductive health with multi-sectoral integrated development through cross-sectional partnerships of community. She has specialised skills in integrating health interventions with community development, project planning monitoring and evaluation, communication and development, gender and development, interpersonal and participatory development communication, video/audio training techniques, and use and promotion of Information Technology (Internet) for sustainable human development. Her command over multi-media presentation skills complements as well as enriches the subject during the trainings.

Capable of achieving personal objectives, ambitious, goal oriented with a clear and concise vision of future objectives. Excellent management, instructive and communication skills. Able to learn & teach others and work effectively with diverse cultural groups. Experience of working within a team based culture involved compromise, commitment, planning, organisation and time management. Extraordinary abilities for management, administration and communication skills to over come the gap between different levels of service providers and lobbing and dialogue for reforms in policies of professional service delivery system. Proven ability to perform under non-routine working conditions and without supervision. Fluent in English, Urdu and Punjabi (speaking). Proficient in word processing packages, powerpoint, e-mail and internet. Excellent presentation preparation and delivery skills. PROFESSIONAL HIGHLIGHTS

Health Management Consultant, Health Promotion & Education Specialist /Trainer, Programme Implementation, Monitoring & Evaluation Expert Managed and supervised several hospital and community based static & mobile programmes leading to increase in demand generation through strategic planning and effective implementation. Planned, designed and conducted dozens of training workshops and health meetings, developed curriculum, training modules, IEC/BCC material for a variety of private sector organizations in Pakistan and UK. Dr Huma Qureshi has extensive in-country and international experience in Health Education & Promotion in addition of her effective management skills. She has worked in the fields of Reproductive Health, HIV/Sexual Health, Health Education Need Assessment and Analysis. Her strengths also include planning and conducting Tailor-made specific courses, impact evaluation of multi-disciplinary training programmes, providing Post-training Support, qualitative monitoring & evaluation of hospitals as well as community based health projects. During her clinical period, in addition to routine clinic duties in view of her quality of work, she was designated management of medical research projects, that included planning, coordination, implementation, monitoring and supervision regarding maintenance of the patient record, short and long term follow-up. Has the experience of working with one of the oldest and largest service delivery national NGO in senior managerial capacity. Responsible for client – sensitive community based reproductive health clinics & hospital network; quality assurance management ensuring quality of care in service delivery; project handling and implementation; management and training of service providers in reproductive health issues & concept; development of IEC/BCC and training manuals; planning & organizing workshops, programme evaluation and project development. Principle Implementation officer of various innovative first ever health related sensitive projects in Pakistan. As the organization has an extensive static, mobile and collaborative service delivery network, one of the main responsibilities is to ensure smooth, sustainable and cost effective quality services. Thus, development of standard manuals for various service delivery components, human resource management and capacity building are among the main functions. Responsibilities also included identification of the training needs of the staff, locating appropriate training programs, nominating suitable staff members for these training and finally arranging their placement. Furthermore, to establish a proactive and well-planned Training Program, she has rich experience in

development of Need Assessments Formats, Training Modules and has undertaken Impact Measurement Techniques for evaluating the effectiveness of training programs. Also worked as Project Manager - Team Leader for The Global Fund to fight AIDS, TB & Malaria Round 2 & 3 managing five grants {USD 36 Million}, am responsible for project implementation oversight for all the public and private sector partners, health system strengthening and introduction of new service delivery systems for the grant. PMU works with five national programs who are the Sub-recipients (implementing partners) as well as a number of civil society organisation under public private partnership and performance based funding principles. Current responsibilities include to develop and manage the overall monitoring and evaluation agenda for the implementation phase of the GFATM and to provide the GoP, GFATM, CCM and other stakeholders with accurate and appropriate information to track progress on key components of the Global Fund to fight HIV/AIDS, Tuberculosis and Malaria project and allow course correction to improve performance and system strengthening. Extensive experience in public-private, private-private and publicpublic partnership initiatives. Indepth understanding of the public sector provincial programs and working with the provincial chapters of public sector programs for optimum achievement. She has extensive in-country and international exposure by representing the organisation at various forums. Immediate past position (till June 2009) as Team Leader of Research and Advocacy Fund, a DFID Funded {19Million Pound Sterling}, British Council managed project to support organisations undertaking Research and Advocacy activities in Pakistan to complement the Government's efforts in improving policies and services thus addressing Millennium Development Goals (MDGs) in Maternal and Newborn Health and relevant areas. PERMANENT ADDRESS 8405614

249 A/3, Gulberg III, Lahore, Pakistan. Mob: 0092-300-

E-mail: [email protected]

NADEEM FAZIL AYAZ ([email protected]) resume′

OBJECTIVE-BASED EDUCATION AND TRAINING LLB (first degree in law): Before starting my first regular job with Human Rights Commission of Pakistan in late 1989, I had joined the evening classes of law to get myself familiarized with the structure in which we live. While it enormously helped my work too, it has been an added advantage to practically facilitate those who need legal help and guidance. LLM International Human Rights Law (Essex UK), 1999: through support from British government, as a Chevening Scholar, I got a chance to enhance my knowledge of law and my understanding of international mechanisms and standards of human rights. Beside the knowledge-based courses I took some practical ones like Research Methodologies that have helped me always while studying and presenting situations pertaining to my field. •

Countless courses and sessions developed and conducted in collaboration and under guidance from people like Dr. Fouzia Saeed, I. A. Rehman and Dr. Mubashir Hassan, on human rights, women rights and gender, 1993 – 2004.

•

A course on Gender, by Kamla Bhasin, 2005: I opted for this course to get a better feel of the sensitivities pertaining to gender roles that we are not normally trained to consider.

•

A course on Globalisation, 2006: This course helped me to sharpen my critical understanding of intellectual property laws and their abuse by the market.

•

Diploma in Intellectual Property Laws, 2006: This formal course helped me appraise the role of capital forces that are controlling our economic life and more so in the conductive environment which international bindings are providing them.

•

Course in Monitoring & Evaluation, 2007: To correlate my practical knowledge and experience with the theoretical basis of facilitating, monitoring and evaluating projects I took this course conducted by outstanding Rafiq Jaffer.

Before 1989 I had studied mechanical engineering and worked shortly as a probationary assistant engineer in a sweaters manufacturing unit in Lahore.

SUMMARY OF EXPERIENCE •

Six years with Human Rights Commission of Pakistan (HRCP) – leading human rights organisation in Pakistan, 1989 – 1995.

•

Six years as practising lawyer while being active part of civil society organisations – interrupted only by a prestigious British scholarship leading to my LLM in International Human Rights Law, 1995 – 2001.

•

Six years with Action Aid Pakistan as Manager Area Offices at Lahore & Peshawar, and served the organisation as their Country Director for a short stint before leaving them, 2001 – 2007.

•

Serving Asian Resource Foundation, as their Regional Coordinator for Asia region since 2008 involved actively with programmes in Thailand, Pakistan, Myanmar and Sri Lanka.

VOLUNTEER WORK AND ROLE IN SOCIAL DEVELOPMENT • • • • • • • •

• •

Motivating students at college and university towards collective activities and critical thinking. Spearheading literary activity at the University to keep political thought afloat during reactionary years of Zia’s martial law. Writing articles on issues pertaining to human rights, especially women’s rights in national English dailies. Effective leadership as board member of a limited number of NGOs where I joined believing that I could make a meaningful contribution, not just take it as a titular role. Strong relationship with civil society organisations. Institutional development of six organisations (including ActionAid Pakistan), starting from their setting up stage. Intensive counselling, supervision and training of five young professionals (three of them women), both in functional capability and political orientation, who all have moved today to more relevant positions in career. Initiating and conducting short but intensive trainings in human rights and development for young NGO staff to assess, improve and tap human resource for WAR Against Rape, ActionAid, Asian Resource Foundation as well as for larger sector. Developing material and conducting trainings for various groups in rights in development. Effective conflict resolution in two development areas of Pakistan, Loralai and Swabi and another with a partner organisation, involving community, local elders and activists.

BEYOND THE JOB DESCRIPTIONS: ASSIGNMENTS AND AFFILIATIONS

SALIENT

ACHIEVEMENTS,

•

Have developed 22 training modules and related training projects since 1990.

•

Developed project proposals for Sudhaar, WAR, ActionAid and Asian Resource Foundation.

•

Developed and managed training workshops for WAR, ActionAid and Asian Resource Foundation.

•

Have handled numerous cases for clients and for WAR successfully through all stages.

•

Have developed and handled annual budgets of up to 60 million (Pak Rs.).

•

Evaluation of educational centres at Kasur through participatory research methods

•

Developed reformatory tools for Municipal Schools at Kasur

•

Paper on Human Rights aspects of Devolution in Pakistan for ICHRP, Geneva 2004

MEMBERSHIPS

Human Rights Commission of Pakistan Pakistan India Peoples’ Forum for Peace and Democracy also Alumni Associations of educational institutions attended British Alumni Association of Pakistan Communication proficiency • • • • • •

Have written and acted in plays for amateur theatre, both in English and Urdu Been part of debating and public speaking teams of all institutions attended Have written continually for English dailies on legal, political and social issues Presented radio programmes for Pakistan Broadcasting Corp. from 1985 to 1987 Exceptional score in English proficiency test (IELTS). Excellent hands on knowledge of word processors, excel sheets and presentations

TRAININGS CONDUCTED AND ATTENDED

•

Numerous trainings conducted in the field of legal literacy, human rights, para-legal work, political process, history of social development in Pakistan, gender issues and management practices.

•

Trainings attended naturally outnumber those conducted, but are no less significant than the latter. Some of these trainings were acquired abroad. I have visited most of South Asia, UK, Brazil and South Africa.

PERSONAL INFORMATION

Born

1964

Res.

63-C, Tech Society,Canal Bank, Lahore

Tel:

35418363, 35 29 39 49 Cell

Marital status:

Married with one daughter and two sons.

0302-8400163

References:

1. Dr. Mubashir Hassan Tel: (042) 3571 1501 2. I. A. Rehman Tel: (042) 35838341, 35864994 3. Dr. Fouzia Saeed

MR. SHAHID A KHAN DIRECTOR / COO Global Pakistan Pvt ltd

EXECUTIVE EDITOR Techno biz Magazine (Science & technology Magazine) QUALIFICATION Graduation Journalism (Punjab University) Graduation Business Management (Fast track Planning Program) Baylor University, Waco Texas, USA Specialization in Sales & Marketing (Electrolux Business School, Shahalam Malaysia) HSC & SSC (Air Base College Sargodha) INTERNATIONAL /NATIONAL MEMBERSHIPS (COMPNAY BEHALF) AEDB (Pakistan) Pakistan Engineering Council (Pakistan) Pakistan Engineering Development Board (Pakistan) ASME (USA) ASTM (USA) NEFH (USA) PAKISTAN REPRESENTATION ON INTERNATIONAL SYMPOSIUM Fuel Cell Technology / Renewable Energies / technology transfer USA UK KOREA ENGLAND GERMANY HOLAND THAILAND DUBAI ACKNOWLEDGEMENTS / APPRECIATIONS International quality standards accreditation Pioneers in introducing Refueling technology to Pakistan Sales and Marketing accreditation award during training (Malaysia) Appreciation award from JUNG Group

Pakistan’s vital representation on fuel cell technology (DUBAI) SOCIAL ACTIVITIES Executive member FOCUS PAKISTAN Ex-Senior Vice President Azam Gardens Welfare Society Political assistance/ support to Councellors, Nazims and Member of Parliaments Regular donor to Fatmid and Sheikh Zaid Hospital Moral/ financial support to ICU patients Sheikh Zaid and other Hospitals Lectures in institutes, conferences and mosques on understanding Quran & Science on National & International Level, Philosophy of life in reference to Quran, awareness /importance of reading Quran Conducting mega event on yearly basis in collaboration with JUNG GROUP ( Mubala Hifizul Quran) Free medical check-up facility to deserving patients SHOWBIZ Comparing for Pakistani Channel for Asian Mela UK (Bradford, Monchester, ) TV plays, (PTV and other private channels) Interviewed by different TV channels on Business forums PUBLICATIONS Technobiz Magazine (Science & technology) Since January 2005 Quran with Translation / tafseer and other Islamic Books

FARHAT ABBAS SHAH Mobile: 03214468216 E-Mail address:[email protected] [email protected]

OBJECTIVE Have a passion to contribute my innovative and creative services for alleviation of poverty, with the ultimate tool of microfinance along with social performance.

SUMMARY

Creative and highly innovative in developing new products according to the market. Selfmotivated, expert in customer relationship management and social performance management, having ability to set effective priorities, implement decisions to achieve immediate and longterm goals and can continue function effectively in high-pressure environment. Have a vast and multi dimensional experience and skills especially in the field of Marketing, advertising & Business development. WORKING AS ASASAH

A MANAGER OF BUSINESS DEVELOPMENT DEPARTMENT

QUALIFICATION 1986

M.Sc (psychology) the university of Punjab

2009 Professional Diploma (Marketing & SalesManagement) Pakistan Institute of Management 2008

certificate (MARKETING MICRO FINANCE WORK I L O + LUMS)

2009

Studying in MBA (Marketing) of common wealth from AIOU (First semester)

OTHER CERTIFICATES

During my services I got the following trainings • •

STRATEGIC VISION From Time Lenders MICROSOFT OFFICE & POWER POINT ( PAKISTAN INSTITUTE OF MANAGEMENT)

• • •

• •

SOCIAL MARKETING from Action Aid BUSINESS DEVELOPMENT AAA Pharma Pakistan DELINQUENCY & PORTFOLIO MANAGEMENT( INTERNATIONAL ) FINANCIAL ANALYSIS FOR BRANCH PROFITABILITY ( SHORE BANK)

•

TIME MANAGEMENT ( TIME LENDER )

•

MAKING MICRO FINANCE WORK (LUMS)

• •

CREDIT OPERATIONS & MANAGEMENT( PPAF) MANAGEMENT BY OBJECTIVES (PAKISTAN INSTITUTE OF MANAGEMENT) MANAGING RESEARCH PROJECTS; THE EFFECTIVE WAY (UNIVERITY OF VETERINARY AND ANIMAL SCIENCES & INSTITUTE OF RESEACH PROMOTION) ENGLISH LANGUAGE SPOKEN (THE BRITISH COUNCIL ) Business English (Pakistan Institute of management) SOCIAL MARKETING & RADIO COMMUNICATION ( BBC London)

• • • •

SHORE

BANK

PROFESSIONAL EXPERIENCE •

• •

•

20 years experience of communication, marketing and advertisement as GM, Director advertising, Director Marketing, etc. (TV, Radio, News papers and also with deferent Media companies) Five year experience of development sector as A GRASS ROOTS EXPERT (Action Aid) 3 years experience of microfinance (Asasah) Recently working on Market( of microfinance) TREND Analysis and need assessment for demand driven products

EXPOSURE VISITS • • • • • • •

Dubai Sharjah Qatar India Australia England Thailand

• • • • • • •

Singapore Sri lanka (C CAP Conference ) Canada Indonesia (Asia Pacific Regional Micro credit Summit ) Spain (Social Performance Task Force meeting ) France Germany

AS A WRITER • •

• •

Published 67 books Columnist Daily “Nawaey waqt” and ‘The Nation’ (Daily) Articles on microfinance published in the news letter of SAVE THE CHILDREN NEWS LETTER and other international magazines like “THE MIRROR” Australia 10 years experience of creative writing, scripts writing, production of advertising material and concepts development.

AFFILIATIONS • • •

• •

Member of Social Performance Task force(CGap) sub committees Executive member Pakistan psychologists Association vice Chairman Afro Asian Association of psychologists Senior member of Academy of Letters Pakistan Member of Social Performance Task force(CGap) sub committees

PERSONAL Date of birth

November 15, 1964

I.D Card #

352025-7163008-5

Marital status

Married

RAFAY MAHMOOD

Gross rote Expert

Personal Information

Address: BOB:

H # 16 Street # 01 Hamayoon Park Near Lahore General Hospital Lahore Pakistan. 2nd Dec 1978

Marital status: CNIC:

Married 35201-6925466-3

Passport #:

HEO154661

NTN #:

2258662-8

E.mail:

[email protected]

Cell #:

03009442812

Phone:

092+42+5823548

Region:

Islam

Nationality:

Pakistani

OBJECTIVE Social Change through Poverty Alleviation and Hard Work for Its Growth & Prosperity

PROFESSIONAL EXPERIENCE Eight year experience in ELECTRONIC MEDIA Period from 1996 to 2004 ___________________________________________________________________________ ___ Three year experience in Kashf Foundation as a loan officer Period from Jan-2001 to Aug-2003 ___________________________________________________________________________ ___ Six year experience in Asasah Microfinance as deferent position Period from 20 August 2003 to till date Start as Founder member of Asasah & • • • • • • • •

Community Development Officer Branch Manager Area Manager Head of the Product development Department Head of Product and Research Department Head of the Marketing & Customer Relationship Management Department Senior Executive Business Development Asst. Manager Business Development

OTHER RESPONSIBILITIES: • • • • • •

Part of Asasah Senior Management Member of Asasah Steering Committee Member of Human Resource Committee Member of Event Management Committee Head of Client Grievance Committee Head of staff recreation Committee

RESPONSIBILITIES INCLUDE: • •

• • • • • • • •

To Development of Marketing, Business Strategy and Action Plan. To design and develop International and National Marketing Material (Quarterly, Annual, Five year Progress Reports, Product Broachers, Posters, banners, Flex Stand and Flex Board, TV and Radio Ad, Arrangements of promotional seminars at local, National and International level. Develop first time in Pakistan a Marketing Guideline for Community Development Officers (Loan/Credit officers) Social Performance Management for the organization for the implementation of “Corporate Social Responsibility”. Design & Monitor website of organization. Capacity Building of Human Resources and Customers of Asasah. Fund raising internationally Event Management Manage consumer excellence program for developing long term relationship with clients. Customer Relation ship Management

PROFESSIONAL TRAININGS AND COURSES 1. BASIC MICRO FINANCE COURSE: (From Asasah)

. What is Microfinance? . Poverty and Poverty Assessment Tools . Group Lending Methodology 2. PRODUCT DEVELOPMENT FOR MFIS (Sind Microfinance Network SMN )

. Product Need Assessment . Market Research . Product Design and Refine . Pilot Test

. Rollout Strategy and Rollout the Product 3. TRAINING ON MICRO LEASING (From Orix Leasing Company Karachi)

. Basics of Lease Operation 4. TRAINING PROGRAM FOR BEGINNING FINANCIAL ANALYSIS under

W.H.A.M Project. (From ShorBank) 5. LEADERSHIP TRAINING COURSE (From Asasah) 6. ENHANCE OF LEADERSHIP (From Asasah) 7. PERSONAL SELLING AND CUSTOMER SATISFACTION TRAINING (From

Asasah). 8. ASASAH LEADERSHIP STYLE (From Asasah) 9. STRATEGIC TIME MANAGEMENT WORK SHOP (From TIMELENDERS) 10. STRATEGIC VISION WORKSHOP (From TIMELENDERS). 11. DEVELOP MARKETING SKILLS (From PIM) 12. TRAINING ON ADVANCE MS EXCEL AND MS POWERPOINT (From PIM). 13. LEADING WITH EMOTIONAL INTELLIGENCE (From AMA (American

management Association* at PIM Lahore). 14. SPECIAL CERTIFICATE OF FOUNDER MEMBER OF ASASAH. 15. FINANCIAL ANALYSIS FOR BRANCH PROFITABILITY (From ShorBank,

HRDI and Funded by USAID. 16. PORTFOLIO & DEQUINCY MANAGEMENT (From Shorbank) 17. TRAINING ON GENDER AND DEVELOPMENT (From Kashf Foundation). 18. CUSTOMER RELATIONSHIP MANAGEMENT (CRM) (From PIM)

19. ATTEND WORKSHOP AT THE PLATFORM OF STATE BANK OF PAKISTAN FOR DEVELOPING INNOVATIVE PRODUCT FOR MICROFINANCE AS A TRAINER 1. WHAT IS MICROFINANCE

(To Asasah and Plan International’ Staff)

2. GROUP LENDING METHODOLOGY

(To Asasah and Plan International’ Staff)

3. POVERTY AND POVERTY ASSESSMENT TOOLS

International’ Staff)

(To Asasah and Plan

4. PRODUCT DEVELOPMENT FOR MFIs

(To Asasah and Plan International’

Staff) 5. METHOD & TECHNIQUES FOR CONDUCTING GEOGRAPHICAL &

DEMOGRAPHICAL SURVEY FOR MFIs (To Asasah and Plan International’ Staff) 6. KNOW YOUR CUSTOMERS

( To All Staff of Asasah)

7. DEVELOP MARKETING SKILLS (To Asasah’ Staff) 8. LOAN APPRAISAL TECHNIQUES (To Asasah and Plan International’ Staff) 9. INITIAL MARKETING AND PROSPECTING 10. BASIC OF LEASING OPERATIONS 11. SOCIAL ADVOCACY TRAINING

( To All Staff of Asasah)

(To Asasah’ Staff) (To Clients)

12. GENDER BALANCE (To Clients) 13. CUSTOMER RELATIONSHIP MANAGEMENT (To All Asasah Staff)

ON THE JOB TRAININGS •

PROSPECTING & MOBILIZATION (To Asasah’ Staff)

• •

COMMUNICATION WITH CUSTOMERS & STAFF (To Asasah’ Staff) LOAN APPRAISAL TECHNIQUES (To Asasah’ Staff)

•

TRAINING ON GROUP FORMATION PROCESS (To Asasah’ Staff)

•

EFFECTIVE COMMUNITY MEETING (PROSPECTING MEETING, GROUP RECOGNITION, RECOVERY MEETING AND EVERY TYPE OF COMMUNITY MEETINGS) (To Asasah’ Staff) •

EFFECTIVE WAY OF AREA SURVEY (To Asasah’ Staff)

•

RECOVERY FOLLOW UPS (To Asasah’ Staff)

DEVELOPMENT OF TRAINING MODULES •

• • •

Marketing Skills Training Customer Relation Ship Management Basic of Leasing Operations Social Advocacy Training

• • •

•

Gender Balance Group Formation System Product Development Financial Analysis of Business

NATIONAL & INTERNATIONAL CONFERENCES FOR INTRODUCING TO MICRO FINANACE: 1. Asia Pacific Region Summit of Microfinance 2008 at Bali Indonesia. 2. 2nd International Conference & Exhibition on Islamic Banking & Finance at Aiwan-

e-Iqbal Lahore Pakistan. 3. “Celebrating International year of Micro Finance 2005” MELA at SMN Platform Sind haider Abad. 4. As a Organizer and arrangement of “Celebrating International year of Micro Finance 2005“MELA at PMN Platform Burney Garden Alhamra Lahore. 5. Attend and Contribution in Arrangements of Micro MELA “HomeNet” 6. Attend and participate MIRO MELA at Pashawar Pakistan. LANDMARK • • •

• • • • • • •

•

To Conduct First Time in Pakistan” Social Performance Assessment” of Asasah as team member out of four Members. To Conduct Branch Surveys of 11 District of Punjab To Conduct Customer Relation Ship Survey of Asasah. Research on Existing unit Formation Process System for Further Refining. Research on New Product “Education Loan” Research on New Product “Small Business Finance” Research on New Product “Islamic Asset Finance” Research on New Product “Tijarat Finance” Product Need Assessment for the community of purely Rural Areas Pilot Project Run on Co-Branding Saving product with Plan Pakistan. Pilot Project Run on Co-Branding of Saving Product with Tameer Bank of Pakistan at Lahore

TOOLS AND TECHNOLOGIES: •

• • • • • • • • •

Audio Video Conference for Using Skype & Team Viewer Software Microsoft Office Suit (Word, PowerPoint, Excel, Access, Outlook planer) Macromedia Fireworks Macromedia Flash Adobe Photoshop Corel Draw X3 Adobe Premier Audio & video Editing Marketing through Cell Phone Marketing through Internet via YouTube

COMMUNICATION SKILLS

Fluent in spoken and written in English Urdu Punjabi ADDITIONAL ACTIVITIES • • • • • • • •

Digital Paintings Oil and water painting Games Net Surfing Interior Designing Developing multimedia presentations on power point Layouts of printing Materials To study Microfinance UPDATES National & International level

QUALIFICATION PDMSM 2009 Professional Diploma in Marketing & Sales Management Pakistan Institute of Management Lahore DBA 2000 Diploma In Business Administration Minhaj University of Commerce & Management Sciences FSC 1997 Govt Diyal Singh Collage Lahore METRIC Science

1995

Email: [email protected] URL: www.farzfoundation.org