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Data analysis & interpretation Total
Knowledge
I have used it This is the first time i have heard about it Male
I have heard about it but never used it
17
37
12
34
33
79
71
96
196
63
117
Gender Female Total
29
”
we compare it with the total respondents then 43.03 % female have not used the wallet after being aware about the digital wallet features, but when it comes to male respondent there is a reduction in percentage, 31.62 % male have not used digital wallet after being aware about the technology
Convenience
196
Data interpretation: factor affecting decision to use Convenience has a mean of 3.88 which signifies average respondents believe convenience lies between neutral and important
Easy to use has a mean of 3.83 which signifies average respondents believe easy to use factor lies between neutral and important Security has a mean of 3.92 which signifies average respondents believe security lies between neutral and important
Easy to use
195
Security
196
Secured transaction
196
Trying out new technology 196
Social status
Usefulness
196
196
Rapid transactions
196
Valid N Missing
0
1
0
0
0
0
0
Mean
3.8878
3.8359
3.9235
4.0000
3.5204
3.2806
3.8214
4.0204
Median
4.0000
4.0000
4.0000
4.0000
4.0000
3.0000
4.0000
4.0000
4.00
4.00
5.00
4.00
4.00
4.00
5.00
Mode
0
5.00
Secured transaction has a mean of 4.00 which signifies average respondents believe secured transaction is important
Trying out new technology has a mean of 3.52 which signifies average respondents believe new technology lies between neutral and important
Social status has a mean of 3.28 which signifies average respondents believe social status lies between neutral and important
Usefulness has a mean of 3.82 which signifies average respondents believe usefulness lies between neutral and important
Rapid transactions has a mean of 4.02 which signifies average respondents believe rapid transactions lies between important and very important
Adoptio n Pearson Correlation
Correlation
.557** 1
.000
Sig. (2-tailed) N Adoption
Ease of use
• Correlation coefficient of adoption-trust is 0.478 which signifies a positive correlation between adoption and trust. Since the coefficient is less than 0.5 therefore it signifies a weak correlation
Ease of use
19 6 1 19 6
196
Pearson Correlation
.557**
Sig. (2-tailed)
.000
N
196
Correlation coefficient of adoption-ease of use is 0.557 which signifies a positive correlation between adoption and ease of use. Since the coefficient is greater than 0.5 therefore it signifies a strong correlation Adopti on Pearson Correlation
Trust .478** 1
Sig. (2-tailed)
N Adoption
Trust
Pearson Correlation
.000
196
196
.478**
1
Sig. (2-tailed)
.000
N
196
196
Correlation cont.. Expressivens s
Adoption Pearson Correlation
1
Adoption
Expressivenss
Pearson Correlation
196
196
.440**
1
Sig. (2-tailed)
.000
N
196
196
Adoption Pearson Correlation Adoption
Pearson Correlation Perceived Usefulness
Perceived Usefulness 1
Sig. (2-tailed) N
Correlation coefficient of adoptionexpressiveness is 0.440 which signifies a positive correlation between adoption and expressiveness. Since the coefficient is less than 0.5 therefore it signifies a weak correlation.
Correlation coefficient of adoption perceived usefulness is 0.527 which signifies a positive correlation between adoption and perceived usefulness. Since the coefficient is greater than 0.5 therefore it signifies a strong correlation
.000
Sig. (2-tailed) N
.440**
.527** .000
196 .527**
Sig. (2-tailed)
.000
N
196
19 6 1
196