Crl Congressional District Foreclosure Projections
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Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
AK
00
6,015
20,027
1,978
AL
01
6,747
22,464
2,219
AL
02
5,155
17,164
1,695
AL
03
4,784
15,927
1,573
AL
04
3,918
13,044
1,288
AL
05
5,782
19,251
1,901
AL
06
7,961
26,506
2,618
AL
07
4,508
15,008
1,482
AR
01
3,426
11,405
1,126
AR
02
4,852
16,156
1,596
AR
03
6,232
20,749
2,049
AR
04
2,825
9,405
929
AR
05
0
0
0
AR
08
0
0
0
AZ
01
6,336
21,093
2,083
AZ
02
12,547
41,775
4,126
AZ
03
8,514
28,345
2,799
AZ
04
5,307
17,668
1,745
AZ
05
5,963
19,852
1,961
AZ
06
7,907
26,324
2,600
AZ
07
7,995
26,620
2,629
AZ
08
10,237
34,082
3,366
CA
01
5,726
19,065
1,883
CA
02
6,423
21,384
2,112
CA
03
10,460
34,826
3,440
CA
04
9,417
31,351
3,096
CA
05
6,623
22,050
2,178
CA
06
6,079
20,239
1,999
CA
07
8,231
27,403
2,707
CA
08
2,721
9,060
895
CA
09
5,598
18,636
1,841
CA
10
4,164
13,865
1,369
CA
11
6,425
21,391
2,113
CA
12
4,667
15,537
1,534
CA
13
3,408
11,347
1,121
1/27/08
1 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
CA
14
2,998
9,982
986
CA
15
2,284
7,605
751
CA
16
2,757
9,180
907
CA
17
3,861
12,856
1,270
CA
18
7,462
24,843
2,454
CA
19
6,006
19,997
1,975
CA
20
5,271
17,550
1,733
CA
21
5,972
19,884
1,964
CA
22
6,143
20,451
2,020
CA
23
3,460
11,521
1,138
CA
24
6,169
20,540
2,029
CA
25
8,772
29,206
2,885
CA
26
7,941
26,439
2,611
CA
27
5,687
18,936
1,870
CA
28
1,872
6,231
615
CA
29
2,251
7,495
740
CA
30
2,655
8,840
873
CA
31
1,446
4,815
476
CA
32
2,179
7,254
716
CA
33
2,431
8,095
799
CA
34
2,703
8,998
889
CA
35
3,448
11,480
1,134
CA
36
4,431
14,751
1,457
CA
37
5,104
16,992
1,678
CA
38
2,633
8,768
866
CA
39
4,786
15,933
1,574
CA
40
5,228
17,405
1,719
CA
41
9,003
29,973
2,960
CA
42
5,475
18,228
1,800
CA
43
4,984
16,595
1,639
CA
44
9,446
31,448
3,106
CA
45
9,025
30,048
2,968
CA
46
4,470
14,883
1,470
CA
47
1,580
5,262
520
CA
48
5,211
17,350
1,714
1/27/08
2 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
CA
49
5,629
18,741
1,851
CA
50
5,444
18,124
1,790
CA
51
7,242
24,111
2,381
CA
52
6,313
21,019
2,076
CA
53
2,382
7,930
783
CO
01
8,490
28,266
2,792
CO
02
9,115
30,347
2,997
CO
03
9,288
30,924
3,054
CO
04
7,616
25,357
2,504
CO
05
11,042
36,764
3,631
CO
06
9,748
32,453
3,205
CO
07
5,341
17,782
1,756
CT
01
7,283
24,247
2,395
CT
02
8,077
26,893
2,656
CT
03
7,329
24,399
2,410
CT
04
4,490
14,948
1,476
CT
05
6,313
21,019
2,076
DC
98
5,429
18,075
1,785
DE
00
12,457
41,473
4,096
FL
01
7,605
25,319
2,501
FL
02
4,408
14,675
1,449
FL
03
7,915
26,351
2,603
FL
04
5,642
18,785
1,855
FL
05
7,709
25,664
2,535
FL
06
4,129
13,746
1,358
FL
07
7,472
24,876
2,457
FL
08
6,218
20,703
2,045
FL
09
7,069
23,534
2,324
FL
10
6,723
22,384
2,211
FL
11
5,929
19,740
1,950
FL
12
6,109
20,338
2,009
FL
13
7,486
24,924
2,462
FL
14
14,211
47,314
4,673
FL
15
10,162
33,832
3,341
FL
16
10,327
34,381
3,396
1/27/08
3 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
FL
17
6,989
23,269
2,298
FL
18
6,670
22,205
2,193
FL
19
8,209
27,331
2,699
FL
20
6,594
21,955
2,168
FL
21
5,893
19,619
1,938
FL
22
4,623
15,391
1,520
FL
23
1,779
5,922
585
FL
24
5,407
18,002
1,778
FL
25
6,111
20,345
2,009
GA
01
5,447
18,134
1,791
GA
02
2,764
9,203
909
GA
03
4,216
14,037
1,386
GA
04
9,637
32,084
3,169
GA
05
6,572
21,881
2,161
GA
06
7,262
24,178
2,388
GA
07
11,119
37,019
3,656
GA
08
10,063
33,502
3,309
GA
09
7,396
24,624
2,432
GA
10
5,613
18,688
1,846
GA
11
3,827
12,742
1,259
GA
12
3,889
12,947
1,279
GA
13
4,997
16,638
1,643
HI
01
3,689
12,281
1,213
HI
02
4,864
16,195
1,600
IA
01
5,287
17,603
1,739
IA
02
2,873
9,566
945
IA
03
4,622
15,388
1,520
IA
04
2,114
7,040
695
IA
05
2,896
9,642
952
IA
06
0
1
0
IA
09
0
0
0
IA
17
1
5
0
ID
01
8,024
26,714
2,638
ID
02
5,249
17,474
1,726
IL
01
6,740
22,441
2,216
1/27/08
4 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
IL
02
6,105
20,326
2,007
IL
03
4,808
16,008
1,581
IL
04
2,671
8,892
878
IL
05
3,200
10,654
1,052
IL
06
6,242
20,782
2,053
IL
07
4,007
13,342
1,318
IL
08
7,617
25,360
2,505
IL
09
3,697
12,308
1,216
IL
10
3,878
12,912
1,275
IL
11
6,531
21,746
2,148
IL
12
5,491
18,281
1,806
IL
13
5,999
19,972
1,973
IL
14
7,739
25,767
2,545
IL
15
3,416
11,372
1,123
IL
16
5,100
16,980
1,677
IL
17
3,313
11,029
1,089
IL
18
3,465
11,537
1,139
IL
19
1,761
5,863
579
IN
01
8,490
28,267
2,792
IN
02
8,554
28,479
2,813
IN
03
9,259
30,826
3,045
IN
04
12,478
41,545
4,103
IN
05
13,149
43,779
4,324
IN
06
7,580
25,238
2,493
IN
07
7,512
25,009
2,470
IN
08
4,499
14,979
1,479
IN
09
5,609
18,673
1,844
KS
01
2,652
8,831
872
KS
02
3,938
13,110
1,295
KS
03
7,269
24,202
2,390
KS
04
5,439
18,108
1,788
KY
01
2,519
8,387
828
KY
02
3,912
13,026
1,286
KY
03
5,776
19,232
1,899
KY
04
4,873
16,224
1,602
1/27/08
5 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
KY
05
1,248
4,157
411
KY
06
3,705
12,334
1,218
KY
07
0
0
0
LA
01
4,956
16,501
1,630
LA
02
2,144
7,137
705
LA
03
3,380
11,254
1,112
LA
04
4,662
15,520
1,533
LA
05
2,521
8,394
829
LA
06
6,677
22,229
2,195
LA
07
3,815
12,702
1,254
MA
01
4,958
16,507
1,630
MA
02
7,585
25,253
2,494
MA
03
8,577
28,556
2,820
MA
04
6,763
22,517
2,224
MA
05
8,961
29,835
2,947
MA
06
9,730
32,394
3,199
MA
07
7,356
24,491
2,419
MA
08
4,526
15,067
1,488
MA
09
7,561
25,172
2,486
MA
10
9,477
31,552
3,116
MD
01
8,130
27,066
2,673
MD
02
6,317
21,030
2,077
MD
03
3,904
12,998
1,284
MD
04
9,087
30,255
2,988
MD
05
8,235
27,416
2,708
MD
06
6,700
22,307
2,203
MD
07
2,864
9,536
942
MD
08
4,425
14,731
1,455
ME
01
9,611
31,998
3,160
ME
02
4,689
15,610
1,542
MI
01
6,311
21,012
2,075
MI
02
6,427
21,398
2,113
MI
03
6,563
21,852
2,158
MI
04
5,555
18,494
1,827
MI
05
10,964
36,503
3,605
1/27/08
6 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
MI
06
6,549
21,804
2,154
MI
07
6,590
21,939
2,167
MI
08
10,151
33,797
3,338
MI
09
13,455
44,796
4,424
MI
10
11,863
39,496
3,901
MI
11
9,827
32,718
3,231
MI
12
9,138
30,424
3,005
MI
13
8,336
27,755
2,741
MI
14
8,920
29,697
2,933
MI
15
7,018
23,367
2,308
MN
00
0
1
0
MN
01
3,652
12,160
1,201
MN
02
7,154
23,817
2,352
MN
03
6,614
22,019
2,175
MN
04
5,169
17,210
1,700
MN
05
4,175
13,899
1,373
MN
06
5,734
19,090
1,885
MN
07
3,470
11,551
1,141
MN
08
5,265
17,530
1,731
MO
01
7,887
26,258
2,593
MO
02
6,433
21,419
2,115
MO
03
4,780
15,914
1,572
MO
04
4,379
14,578
1,440
MO
05
8,231
27,404
2,707
MO
06
5,552
18,485
1,826
MO
07
5,270
17,546
1,733
MO
08
2,269
7,553
746
MO
09
2,714
9,036
892
MS
01
5,568
18,539
1,831
MS
02
4,343
14,460
1,428
MS
03
3,226
10,741
1,061
MS
04
4,206
14,002
1,383
MS
05
1
2
0
MT
00
5,981
19,913
1,967
NC
01
3,669
12,216
1,207
1/27/08
7 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
NC
02
6,132
20,415
2,016
NC
03
4,403
14,660
1,448
NC
04
6,135
20,426
2,017
NC
05
4,758
15,840
1,564
NC
06
5,310
17,679
1,746
NC
07
4,765
15,863
1,567
NC
08
4,960
16,512
1,631
NC
09
7,708
25,662
2,535
NC
10
3,419
11,384
1,124
NC
11
5,030
16,745
1,654
NC
12
2,501
8,328
823
NC
13
3,698
12,310
1,216
ND
00
1,887
6,283
621
NE
00
0
1
0
NE
01
3,522
11,726
1,158
NE
02
5,393
17,957
1,774
NE
03
2,131
7,097
701
NH
01
10,570
35,191
3,476
NH
02
7,724
25,717
2,540
NJ
01
10,658
35,483
3,505
NJ
02
8,922
29,706
2,934
NJ
03
10,797
35,948
3,550
NJ
04
8,346
27,786
2,744
NJ
05
7,331
24,408
2,411
NJ
06
6,560
21,840
2,157
NJ
07
5,750
19,145
1,891
NJ
08
5,075
16,898
1,669
NJ
09
4,938
16,441
1,624
NJ
10
4,835
16,097
1,590
NJ
11
5,986
19,930
1,968
NJ
12
5,768
19,205
1,897
NJ
13
2,360
7,859
776
NM
01
7,190
23,939
2,364
NM
02
2,763
9,199
909
NM
03
2,764
9,201
909
1/27/08
8 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
NM
13
0
0
0
NV
01
9,102
30,305
2,993
NV
02
7,708
25,661
2,534
NV
03
8,107
26,990
2,666
NV
04
2
6
1
NY
01
6,137
20,432
2,018
NY
02
3,775
12,569
1,241
NY
03
3,040
10,121
1,000
NY
04
3,438
11,447
1,131
NY
05
1,507
5,017
496
NY
06
3,590
11,953
1,181
NY
07
1,211
4,031
398
NY
08
862
2,870
283
NY
09
1,176
3,917
387
NY
10
1,616
5,381
531
NY
11
446
1,486
147
NY
12
537
1,787
177
NY
13
2,759
9,187
907
NY
14
590
1,966
194
NY
15
298
992
98
NY
16
474
1,579
156
NY
17
2,287
7,616
752
NY
18
2,425
8,075
798
NY
19
5,642
18,784
1,855
NY
20
4,003
13,329
1,316
NY
21
3,255
10,836
1,070
NY
22
3,117
10,379
1,025
NY
23
2,303
7,669
757
NY
24
2,245
7,476
738
NY
25
4,203
13,992
1,382
NY
26
3,981
13,254
1,309
NY
27
2,742
9,129
902
NY
28
2,821
9,392
928
NY
29
2,117
7,048
696
OH
01
5,513
18,355
1,813
1/27/08
9 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
OH
02
4,316
14,370
1,419
OH
03
7,482
24,909
2,460
OH
04
4,571
15,217
1,503
OH
05
3,573
11,897
1,175
OH
06
2,885
9,605
949
OH
07
6,874
22,887
2,260
OH
08
2,989
9,950
983
OH
09
5,661
18,849
1,862
OH
10
5,338
17,773
1,755
OH
11
5,441
18,115
1,789
OH
12
7,063
23,516
2,323
OH
13
5,155
17,161
1,695
OH
14
4,767
15,870
1,567
OH
15
4,718
15,708
1,551
OH
16
3,780
12,585
1,243
OH
17
3,154
10,501
1,037
OH
18
2,294
7,638
754
OK
01
17,016
56,651
5,595
OK
02
4,196
13,970
1,380
OK
03
6,193
20,620
2,037
OK
04
13,057
43,470
4,293
OK
05
9,544
31,777
3,138
OK
13
0
1
0
OR
01
6,141
20,445
2,019
OR
02
6,312
21,015
2,076
OR
03
5,848
19,470
1,923
OR
04
5,901
19,645
1,940
OR
05
3,791
12,623
1,247
PA
01
7,546
25,124
2,481
PA
02
3,380
11,254
1,112
PA
03
2,954
9,836
971
PA
04
3,619
12,049
1,190
PA
05
2,590
8,623
852
PA
06
7,700
25,638
2,532
PA
07
4,871
16,216
1,602
1/27/08
10 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
PA
08
7,335
24,419
2,412
PA
09
3,302
10,993
1,086
PA
10
4,722
15,720
1,553
PA
11
4,190
13,950
1,378
PA
12
2,349
7,820
772
PA
13
3,476
11,574
1,143
PA
14
3,582
11,924
1,178
PA
15
5,172
17,218
1,701
PA
16
4,769
15,877
1,568
PA
17
5,139
17,110
1,690
PA
18
1,847
6,149
607
PA
19
6,286
20,928
2,067
RI
01
4,742
15,787
1,559
RI
02
5,374
17,892
1,767
SC
01
10,140
33,761
3,334
SC
02
8,796
29,285
2,892
SC
03
5,484
18,257
1,803
SC
04
7,141
23,776
2,348
SC
05
5,549
18,475
1,825
SC
06
3,158
10,514
1,038
SD
00
2,797
9,312
920
TN
01
3,192
10,628
1,050
TN
02
4,636
15,436
1,525
TN
03
4,315
14,367
1,419
TN
04
3,219
10,717
1,059
TN
05
7,419
24,701
2,440
TN
06
5,083
16,924
1,671
TN
07
6,392
21,283
2,102
TN
08
4,137
13,772
1,360
TN
09
8,246
27,454
2,711
TX
01
2,939
9,784
966
TX
02
8,105
26,985
2,665
TX
03
9,691
32,265
3,187
TX
04
5,338
17,772
1,755
TX
05
5,643
18,788
1,856
1/27/08
11 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
TX
06
9,990
33,260
3,285
TX
07
6,486
21,594
2,133
TX
08
5,315
17,697
1,748
TX
09
5,138
17,106
1,690
TX
10
8,670
28,865
2,851
TX
11
4,130
13,750
1,358
TX
12
8,985
29,913
2,954
TX
13
3,544
11,800
1,165
TX
14
5,784
19,256
1,902
TX
15
3,504
11,665
1,152
TX
16
5,144
17,125
1,691
TX
17
4,341
14,452
1,427
TX
18
4,039
13,447
1,328
TX
19
3,549
11,816
1,167
TX
20
7,331
24,407
2,411
TX
21
7,566
25,190
2,488
TX
22
5,115
17,030
1,682
TX
23
4,873
16,225
1,602
TX
24
7,598
25,297
2,499
TX
25
1,855
6,177
610
TX
26
6,154
20,490
2,024
TX
27
5,110
17,012
1,680
TX
28
2,936
9,774
965
TX
29
1,705
5,677
561
TX
30
6,390
21,275
2,101
TX
31
5,425
18,062
1,784
TX
32
1,604
5,341
527
UT
01
7,455
24,819
2,451
UT
02
6,861
22,844
2,256
UT
03
7,068
23,533
2,324
VA
01
7,879
26,231
2,591
VA
02
6,335
21,090
2,083
VA
03
5,491
18,281
1,805
VA
04
7,589
25,266
2,495
VA
05
5,074
16,894
1,668
1/27/08
12 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
VA
06
5,578
18,572
1,834
VA
07
5,140
17,115
1,690
VA
08
7,008
23,333
2,305
VA
09
2,583
8,600
849
VA
10
9,636
32,082
3,169
VA
11
4,532
15,090
1,490
VT
00
5,582
18,586
1,836
WA
01
5,828
19,404
1,916
WA
02
6,906
22,992
2,271
WA
03
7,674
25,549
2,523
WA
04
8,008
26,662
2,633
WA
05
6,707
22,329
2,205
WA
06
6,669
22,204
2,193
WA
07
4,347
14,471
1,429
WA
08
6,506
21,660
2,139
WA
09
4,156
13,835
1,366
WI
01
5,831
19,413
1,917
WI
02
2,867
9,546
943
WI
03
3,208
10,681
1,055
WI
04
5,838
19,436
1,920
WI
05
5,347
17,802
1,758
WI
06
3,245
10,804
1,067
WI
07
2,954
9,835
971
WI
08
3,409
11,348
1,121
WV
01
2,512
8,362
826
WV
02
4,274
14,231
1,406
WV
03
2,314
7,703
761
WY
00
4,466
14,870
1,469
WY
02
1
4
0
WY
03
0
1
0
WY
04
1
2
0
2,432,900
8,100,000
800,000
United States (rounded)
1/27/08
13 of 14
Projected Foreclosures by Congressional District
NOTES [0]
Shares of projected foreclosures for congressional districts were estimated using the McDash mortgage database. Data aggregated based on latest available matching of zipcodes to Congressional district (109th Congress). Total of 22,530,041 first lien mortgages secured by single family house, condo, townhome, or multifamily home were analyzed for this purpose. All the mortgages are outstanding by the middle of 2008. For any of the mortgages, if it is in foreclosure process, or if it has at least three late payments for the past 12 months by the middle of 2008, the mortgage is projected to foreclose eventually. # of mortgages projected to foreclose was aggregated to Zip code level. Zip codes were then assigned to congressional districts. # of mortgages projected to foreclose was then aggregated from Zip code level to congressional district level weighted by portion of the Zip code in the congressional district. Finally, # of mortgages projected to foreclose for congressional districts are divided by the total of US projected foreclosures to get the share of projected foreclosures for congressional districts. Districts that are represented in the McDash data in significantly greater proportion than their share of the overall housing market may show an overly high foreclosure projection.
[1]
Shares of projected foreclosures for congressional districts multiply by MBA projections of foreclosures in 2009 (2,432,900).
[2]
Shares of projected foreclosures for congressional districts multiply by Credit Suisse projections of foreclosures over next 5 years (8,100,000).
[3]
Shares of projected foreclosures for congressional districts multiply by Moody’s Economy.com projected reduction on foreclosures due to court-supervised modifications (800,000).
1/27/08
14 of 14
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
AK
00
6,015
20,027
1,978
AL
01
6,747
22,464
2,219
AL
02
5,155
17,164
1,695
AL
03
4,784
15,927
1,573
AL
04
3,918
13,044
1,288
AL
05
5,782
19,251
1,901
AL
06
7,961
26,506
2,618
AL
07
4,508
15,008
1,482
AR
01
3,426
11,405
1,126
AR
02
4,852
16,156
1,596
AR
03
6,232
20,749
2,049
AR
04
2,825
9,405
929
AR
05
0
0
0
AR
08
0
0
0
AZ
01
6,336
21,093
2,083
AZ
02
12,547
41,775
4,126
AZ
03
8,514
28,345
2,799
AZ
04
5,307
17,668
1,745
AZ
05
5,963
19,852
1,961
AZ
06
7,907
26,324
2,600
AZ
07
7,995
26,620
2,629
AZ
08
10,237
34,082
3,366
CA
01
5,726
19,065
1,883
CA
02
6,423
21,384
2,112
CA
03
10,460
34,826
3,440
CA
04
9,417
31,351
3,096
CA
05
6,623
22,050
2,178
CA
06
6,079
20,239
1,999
CA
07
8,231
27,403
2,707
CA
08
2,721
9,060
895
CA
09
5,598
18,636
1,841
CA
10
4,164
13,865
1,369
CA
11
6,425
21,391
2,113
CA
12
4,667
15,537
1,534
CA
13
3,408
11,347
1,121
1/27/08
1 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
CA
14
2,998
9,982
986
CA
15
2,284
7,605
751
CA
16
2,757
9,180
907
CA
17
3,861
12,856
1,270
CA
18
7,462
24,843
2,454
CA
19
6,006
19,997
1,975
CA
20
5,271
17,550
1,733
CA
21
5,972
19,884
1,964
CA
22
6,143
20,451
2,020
CA
23
3,460
11,521
1,138
CA
24
6,169
20,540
2,029
CA
25
8,772
29,206
2,885
CA
26
7,941
26,439
2,611
CA
27
5,687
18,936
1,870
CA
28
1,872
6,231
615
CA
29
2,251
7,495
740
CA
30
2,655
8,840
873
CA
31
1,446
4,815
476
CA
32
2,179
7,254
716
CA
33
2,431
8,095
799
CA
34
2,703
8,998
889
CA
35
3,448
11,480
1,134
CA
36
4,431
14,751
1,457
CA
37
5,104
16,992
1,678
CA
38
2,633
8,768
866
CA
39
4,786
15,933
1,574
CA
40
5,228
17,405
1,719
CA
41
9,003
29,973
2,960
CA
42
5,475
18,228
1,800
CA
43
4,984
16,595
1,639
CA
44
9,446
31,448
3,106
CA
45
9,025
30,048
2,968
CA
46
4,470
14,883
1,470
CA
47
1,580
5,262
520
CA
48
5,211
17,350
1,714
1/27/08
2 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
CA
49
5,629
18,741
1,851
CA
50
5,444
18,124
1,790
CA
51
7,242
24,111
2,381
CA
52
6,313
21,019
2,076
CA
53
2,382
7,930
783
CO
01
8,490
28,266
2,792
CO
02
9,115
30,347
2,997
CO
03
9,288
30,924
3,054
CO
04
7,616
25,357
2,504
CO
05
11,042
36,764
3,631
CO
06
9,748
32,453
3,205
CO
07
5,341
17,782
1,756
CT
01
7,283
24,247
2,395
CT
02
8,077
26,893
2,656
CT
03
7,329
24,399
2,410
CT
04
4,490
14,948
1,476
CT
05
6,313
21,019
2,076
DC
98
5,429
18,075
1,785
DE
00
12,457
41,473
4,096
FL
01
7,605
25,319
2,501
FL
02
4,408
14,675
1,449
FL
03
7,915
26,351
2,603
FL
04
5,642
18,785
1,855
FL
05
7,709
25,664
2,535
FL
06
4,129
13,746
1,358
FL
07
7,472
24,876
2,457
FL
08
6,218
20,703
2,045
FL
09
7,069
23,534
2,324
FL
10
6,723
22,384
2,211
FL
11
5,929
19,740
1,950
FL
12
6,109
20,338
2,009
FL
13
7,486
24,924
2,462
FL
14
14,211
47,314
4,673
FL
15
10,162
33,832
3,341
FL
16
10,327
34,381
3,396
1/27/08
3 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
FL
17
6,989
23,269
2,298
FL
18
6,670
22,205
2,193
FL
19
8,209
27,331
2,699
FL
20
6,594
21,955
2,168
FL
21
5,893
19,619
1,938
FL
22
4,623
15,391
1,520
FL
23
1,779
5,922
585
FL
24
5,407
18,002
1,778
FL
25
6,111
20,345
2,009
GA
01
5,447
18,134
1,791
GA
02
2,764
9,203
909
GA
03
4,216
14,037
1,386
GA
04
9,637
32,084
3,169
GA
05
6,572
21,881
2,161
GA
06
7,262
24,178
2,388
GA
07
11,119
37,019
3,656
GA
08
10,063
33,502
3,309
GA
09
7,396
24,624
2,432
GA
10
5,613
18,688
1,846
GA
11
3,827
12,742
1,259
GA
12
3,889
12,947
1,279
GA
13
4,997
16,638
1,643
HI
01
3,689
12,281
1,213
HI
02
4,864
16,195
1,600
IA
01
5,287
17,603
1,739
IA
02
2,873
9,566
945
IA
03
4,622
15,388
1,520
IA
04
2,114
7,040
695
IA
05
2,896
9,642
952
IA
06
0
1
0
IA
09
0
0
0
IA
17
1
5
0
ID
01
8,024
26,714
2,638
ID
02
5,249
17,474
1,726
IL
01
6,740
22,441
2,216
1/27/08
4 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
IL
02
6,105
20,326
2,007
IL
03
4,808
16,008
1,581
IL
04
2,671
8,892
878
IL
05
3,200
10,654
1,052
IL
06
6,242
20,782
2,053
IL
07
4,007
13,342
1,318
IL
08
7,617
25,360
2,505
IL
09
3,697
12,308
1,216
IL
10
3,878
12,912
1,275
IL
11
6,531
21,746
2,148
IL
12
5,491
18,281
1,806
IL
13
5,999
19,972
1,973
IL
14
7,739
25,767
2,545
IL
15
3,416
11,372
1,123
IL
16
5,100
16,980
1,677
IL
17
3,313
11,029
1,089
IL
18
3,465
11,537
1,139
IL
19
1,761
5,863
579
IN
01
8,490
28,267
2,792
IN
02
8,554
28,479
2,813
IN
03
9,259
30,826
3,045
IN
04
12,478
41,545
4,103
IN
05
13,149
43,779
4,324
IN
06
7,580
25,238
2,493
IN
07
7,512
25,009
2,470
IN
08
4,499
14,979
1,479
IN
09
5,609
18,673
1,844
KS
01
2,652
8,831
872
KS
02
3,938
13,110
1,295
KS
03
7,269
24,202
2,390
KS
04
5,439
18,108
1,788
KY
01
2,519
8,387
828
KY
02
3,912
13,026
1,286
KY
03
5,776
19,232
1,899
KY
04
4,873
16,224
1,602
1/27/08
5 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
KY
05
1,248
4,157
411
KY
06
3,705
12,334
1,218
KY
07
0
0
0
LA
01
4,956
16,501
1,630
LA
02
2,144
7,137
705
LA
03
3,380
11,254
1,112
LA
04
4,662
15,520
1,533
LA
05
2,521
8,394
829
LA
06
6,677
22,229
2,195
LA
07
3,815
12,702
1,254
MA
01
4,958
16,507
1,630
MA
02
7,585
25,253
2,494
MA
03
8,577
28,556
2,820
MA
04
6,763
22,517
2,224
MA
05
8,961
29,835
2,947
MA
06
9,730
32,394
3,199
MA
07
7,356
24,491
2,419
MA
08
4,526
15,067
1,488
MA
09
7,561
25,172
2,486
MA
10
9,477
31,552
3,116
MD
01
8,130
27,066
2,673
MD
02
6,317
21,030
2,077
MD
03
3,904
12,998
1,284
MD
04
9,087
30,255
2,988
MD
05
8,235
27,416
2,708
MD
06
6,700
22,307
2,203
MD
07
2,864
9,536
942
MD
08
4,425
14,731
1,455
ME
01
9,611
31,998
3,160
ME
02
4,689
15,610
1,542
MI
01
6,311
21,012
2,075
MI
02
6,427
21,398
2,113
MI
03
6,563
21,852
2,158
MI
04
5,555
18,494
1,827
MI
05
10,964
36,503
3,605
1/27/08
6 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
MI
06
6,549
21,804
2,154
MI
07
6,590
21,939
2,167
MI
08
10,151
33,797
3,338
MI
09
13,455
44,796
4,424
MI
10
11,863
39,496
3,901
MI
11
9,827
32,718
3,231
MI
12
9,138
30,424
3,005
MI
13
8,336
27,755
2,741
MI
14
8,920
29,697
2,933
MI
15
7,018
23,367
2,308
MN
00
0
1
0
MN
01
3,652
12,160
1,201
MN
02
7,154
23,817
2,352
MN
03
6,614
22,019
2,175
MN
04
5,169
17,210
1,700
MN
05
4,175
13,899
1,373
MN
06
5,734
19,090
1,885
MN
07
3,470
11,551
1,141
MN
08
5,265
17,530
1,731
MO
01
7,887
26,258
2,593
MO
02
6,433
21,419
2,115
MO
03
4,780
15,914
1,572
MO
04
4,379
14,578
1,440
MO
05
8,231
27,404
2,707
MO
06
5,552
18,485
1,826
MO
07
5,270
17,546
1,733
MO
08
2,269
7,553
746
MO
09
2,714
9,036
892
MS
01
5,568
18,539
1,831
MS
02
4,343
14,460
1,428
MS
03
3,226
10,741
1,061
MS
04
4,206
14,002
1,383
MS
05
1
2
0
MT
00
5,981
19,913
1,967
NC
01
3,669
12,216
1,207
1/27/08
7 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
NC
02
6,132
20,415
2,016
NC
03
4,403
14,660
1,448
NC
04
6,135
20,426
2,017
NC
05
4,758
15,840
1,564
NC
06
5,310
17,679
1,746
NC
07
4,765
15,863
1,567
NC
08
4,960
16,512
1,631
NC
09
7,708
25,662
2,535
NC
10
3,419
11,384
1,124
NC
11
5,030
16,745
1,654
NC
12
2,501
8,328
823
NC
13
3,698
12,310
1,216
ND
00
1,887
6,283
621
NE
00
0
1
0
NE
01
3,522
11,726
1,158
NE
02
5,393
17,957
1,774
NE
03
2,131
7,097
701
NH
01
10,570
35,191
3,476
NH
02
7,724
25,717
2,540
NJ
01
10,658
35,483
3,505
NJ
02
8,922
29,706
2,934
NJ
03
10,797
35,948
3,550
NJ
04
8,346
27,786
2,744
NJ
05
7,331
24,408
2,411
NJ
06
6,560
21,840
2,157
NJ
07
5,750
19,145
1,891
NJ
08
5,075
16,898
1,669
NJ
09
4,938
16,441
1,624
NJ
10
4,835
16,097
1,590
NJ
11
5,986
19,930
1,968
NJ
12
5,768
19,205
1,897
NJ
13
2,360
7,859
776
NM
01
7,190
23,939
2,364
NM
02
2,763
9,199
909
NM
03
2,764
9,201
909
1/27/08
8 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
NM
13
0
0
0
NV
01
9,102
30,305
2,993
NV
02
7,708
25,661
2,534
NV
03
8,107
26,990
2,666
NV
04
2
6
1
NY
01
6,137
20,432
2,018
NY
02
3,775
12,569
1,241
NY
03
3,040
10,121
1,000
NY
04
3,438
11,447
1,131
NY
05
1,507
5,017
496
NY
06
3,590
11,953
1,181
NY
07
1,211
4,031
398
NY
08
862
2,870
283
NY
09
1,176
3,917
387
NY
10
1,616
5,381
531
NY
11
446
1,486
147
NY
12
537
1,787
177
NY
13
2,759
9,187
907
NY
14
590
1,966
194
NY
15
298
992
98
NY
16
474
1,579
156
NY
17
2,287
7,616
752
NY
18
2,425
8,075
798
NY
19
5,642
18,784
1,855
NY
20
4,003
13,329
1,316
NY
21
3,255
10,836
1,070
NY
22
3,117
10,379
1,025
NY
23
2,303
7,669
757
NY
24
2,245
7,476
738
NY
25
4,203
13,992
1,382
NY
26
3,981
13,254
1,309
NY
27
2,742
9,129
902
NY
28
2,821
9,392
928
NY
29
2,117
7,048
696
OH
01
5,513
18,355
1,813
1/27/08
9 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
OH
02
4,316
14,370
1,419
OH
03
7,482
24,909
2,460
OH
04
4,571
15,217
1,503
OH
05
3,573
11,897
1,175
OH
06
2,885
9,605
949
OH
07
6,874
22,887
2,260
OH
08
2,989
9,950
983
OH
09
5,661
18,849
1,862
OH
10
5,338
17,773
1,755
OH
11
5,441
18,115
1,789
OH
12
7,063
23,516
2,323
OH
13
5,155
17,161
1,695
OH
14
4,767
15,870
1,567
OH
15
4,718
15,708
1,551
OH
16
3,780
12,585
1,243
OH
17
3,154
10,501
1,037
OH
18
2,294
7,638
754
OK
01
17,016
56,651
5,595
OK
02
4,196
13,970
1,380
OK
03
6,193
20,620
2,037
OK
04
13,057
43,470
4,293
OK
05
9,544
31,777
3,138
OK
13
0
1
0
OR
01
6,141
20,445
2,019
OR
02
6,312
21,015
2,076
OR
03
5,848
19,470
1,923
OR
04
5,901
19,645
1,940
OR
05
3,791
12,623
1,247
PA
01
7,546
25,124
2,481
PA
02
3,380
11,254
1,112
PA
03
2,954
9,836
971
PA
04
3,619
12,049
1,190
PA
05
2,590
8,623
852
PA
06
7,700
25,638
2,532
PA
07
4,871
16,216
1,602
1/27/08
10 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
PA
08
7,335
24,419
2,412
PA
09
3,302
10,993
1,086
PA
10
4,722
15,720
1,553
PA
11
4,190
13,950
1,378
PA
12
2,349
7,820
772
PA
13
3,476
11,574
1,143
PA
14
3,582
11,924
1,178
PA
15
5,172
17,218
1,701
PA
16
4,769
15,877
1,568
PA
17
5,139
17,110
1,690
PA
18
1,847
6,149
607
PA
19
6,286
20,928
2,067
RI
01
4,742
15,787
1,559
RI
02
5,374
17,892
1,767
SC
01
10,140
33,761
3,334
SC
02
8,796
29,285
2,892
SC
03
5,484
18,257
1,803
SC
04
7,141
23,776
2,348
SC
05
5,549
18,475
1,825
SC
06
3,158
10,514
1,038
SD
00
2,797
9,312
920
TN
01
3,192
10,628
1,050
TN
02
4,636
15,436
1,525
TN
03
4,315
14,367
1,419
TN
04
3,219
10,717
1,059
TN
05
7,419
24,701
2,440
TN
06
5,083
16,924
1,671
TN
07
6,392
21,283
2,102
TN
08
4,137
13,772
1,360
TN
09
8,246
27,454
2,711
TX
01
2,939
9,784
966
TX
02
8,105
26,985
2,665
TX
03
9,691
32,265
3,187
TX
04
5,338
17,772
1,755
TX
05
5,643
18,788
1,856
1/27/08
11 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures in 2009 [1]
Projected Foreclosures over next four years [2]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
TX
06
9,990
33,260
3,285
TX
07
6,486
21,594
2,133
TX
08
5,315
17,697
1,748
TX
09
5,138
17,106
1,690
TX
10
8,670
28,865
2,851
TX
11
4,130
13,750
1,358
TX
12
8,985
29,913
2,954
TX
13
3,544
11,800
1,165
TX
14
5,784
19,256
1,902
TX
15
3,504
11,665
1,152
TX
16
5,144
17,125
1,691
TX
17
4,341
14,452
1,427
TX
18
4,039
13,447
1,328
TX
19
3,549
11,816
1,167
TX
20
7,331
24,407
2,411
TX
21
7,566
25,190
2,488
TX
22
5,115
17,030
1,682
TX
23
4,873
16,225
1,602
TX
24
7,598
25,297
2,499
TX
25
1,855
6,177
610
TX
26
6,154
20,490
2,024
TX
27
5,110
17,012
1,680
TX
28
2,936
9,774
965
TX
29
1,705
5,677
561
TX
30
6,390
21,275
2,101
TX
31
5,425
18,062
1,784
TX
32
1,604
5,341
527
UT
01
7,455
24,819
2,451
UT
02
6,861
22,844
2,256
UT
03
7,068
23,533
2,324
VA
01
7,879
26,231
2,591
VA
02
6,335
21,090
2,083
VA
03
5,491
18,281
1,805
VA
04
7,589
25,266
2,495
VA
05
5,074
16,894
1,668
1/27/08
12 of 14
Projected Foreclosures by Congressional District
Projected Foreclosures over next four years [2]
Projected Foreclosures in 2009 [1]
Expected benefit of court-supervised modifications (# of homes saved)[3]
State
Congressional District [0]
VA
06
5,578
18,572
1,834
VA
07
5,140
17,115
1,690
VA
08
7,008
23,333
2,305
VA
09
2,583
8,600
849
VA
10
9,636
32,082
3,169
VA
11
4,532
15,090
1,490
VT
00
5,582
18,586
1,836
WA
01
5,828
19,404
1,916
WA
02
6,906
22,992
2,271
WA
03
7,674
25,549
2,523
WA
04
8,008
26,662
2,633
WA
05
6,707
22,329
2,205
WA
06
6,669
22,204
2,193
WA
07
4,347
14,471
1,429
WA
08
6,506
21,660
2,139
WA
09
4,156
13,835
1,366
WI
01
5,831
19,413
1,917
WI
02
2,867
9,546
943
WI
03
3,208
10,681
1,055
WI
04
5,838
19,436
1,920
WI
05
5,347
17,802
1,758
WI
06
3,245
10,804
1,067
WI
07
2,954
9,835
971
WI
08
3,409
11,348
1,121
WV
01
2,512
8,362
826
WV
02
4,274
14,231
1,406
WV
03
2,314
7,703
761
WY
00
4,466
14,870
1,469
WY
02
1
4
0
WY
03
0
1
0
WY
04
1
2
0
2,432,900
8,100,000
800,000
United States (rounded)
1/27/08
13 of 14
Projected Foreclosures by Congressional District
NOTES [0]
Shares of projected foreclosures for congressional districts were estimated using the McDash mortgage database. Data aggregated based on latest available matching of zipcodes to Congressional district (109th Congress). Total of 22,530,041 first lien mortgages secured by single family house, condo, townhome, or multifamily home were analyzed for this purpose. All the mortgages are outstanding by the middle of 2008. For any of the mortgages, if it is in foreclosure process, or if it has at least three late payments for the past 12 months by the middle of 2008, the mortgage is projected to foreclose eventually. # of mortgages projected to foreclose was aggregated to Zip code level. Zip codes were then assigned to congressional districts. # of mortgages projected to foreclose was then aggregated from Zip code level to congressional district level weighted by portion of the Zip code in the congressional district. Finally, # of mortgages projected to foreclose for congressional districts are divided by the total of US projected foreclosures to get the share of projected foreclosures for congressional districts. Districts that are represented in the McDash data in significantly greater proportion than their share of the overall housing market may show an overly high foreclosure projection.
[1]
Shares of projected foreclosures for congressional districts multiply by MBA projections of foreclosures in 2009 (2,432,900).
[2]
Shares of projected foreclosures for congressional districts multiply by Credit Suisse projections of foreclosures over next 5 years (8,100,000).
[3]
Shares of projected foreclosures for congressional districts multiply by Moody’s Economy.com projected reduction on foreclosures due to court-supervised modifications (800,000).
1/27/08
14 of 14
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