CHECKLIST & EIGIBILTY FOR HOME LOAN & HOME LOAN - BALANCE TRANSFER.
Eligibility ● ● ● ● ● ●
Age 25yrs To 60yrs Minimum Net Salary ` 30000/Tenure 10 yrs to 20 yrs Loan amount `. 20 lakh’s to ` 25cr Rate of interest 10.50% to 10.75% Processing fees 0.25% to 1% (50% discount on processing fees only for Keynote Employees)
Documents: ● Pan Card Copy ● Address proof : Latest Light Bill &Tele Bill ● Pass Port copy ● 2 pass port size photograph ● Salary Account Statement for latest 12 months. ● Salary Slip latest 6 months. ● Form 16 of latest 2 years. Property Documents: Copy of latest Sale Agreement or Draft Agreement Copy OC (occupation certificate ) if not Available we need CC (Commencement certificate) and BMC Approved Plan Copy If Resale Property all pervious chain agreements Share certificate Front and backside copy or society registration copy. Note: ● All Documents Clear Copy With Self Attestations ● If any Co-Applicants are on Loan Structure and Income to be considered All docs as per Main Applicants Requires with Self Attestation.
CHECKLIST & EIGIBILTY FOR UNSECURED PERSONAL LOAN
Eligibility ● ● ● ● ● ● ●
Minimum Net Salary `,20,000/Age 21yrs to 60yrs Tenure 12 To 60 Months Loan amount Max `.15 lacs Minimum Cibil score 751. Rate of interest 16% To 22% Processing fees 2% To 2.50% ( 50% discount on processing fees for Keynote Employees)
KYC Documents: ● ● ● ● ● ● ● ● ●
Pan Card Copy Address proof : Latest Light Bill &Tele Bill 5 pass port size photograph Salary Account Statement for latest 12 months. Salary Slip latest 6 months. Form 16 of latest 2 years Ongoing sanction letter if any Company I card copy Please provide one sheet with all personal details 1. Complete Add of Resi with total years in same Resi 2. DOB 3. Land Line No {office /Resi}/ Mobile No 4. Company Add & Designations 5. Educations Details 6. Nominee Name & Relations.
Note: ● All Documents Clear Copy With Self Attestations ● If any Co-Applicants are on Loan Structure and Income to be considered All docs as per Main Applicants Requires with Self Attestation.