Cancer Care

• Approximately 10.9 million people are diagnosed with cancer EVERY YEAR • 45% of the patients are from ASIA

• LUNG & BREAST cancers are the MOST COMMON of all cancer related death for man and woman respectively • Median age for male is 59 whilst female is 53 years old • 43,000 cancer cases were registered with the National Cancer Registry in 2003.

45,000 PENGHIDAP KANSER BARU SETIAP TAHUN.SETIAP LIMA JAM 1 KES KANSER BARU DISAHKAN (KEMENTERIAN KESIHATAN MALAYSIA).

900 JUTA BERISIKO MENGHIDAP KANSER DARIPADA 145,000 PENGHIDAP, 57,000 BERAKHIR DENGAN KEMATIAN. 58% LELAKI DAN 42% WANITA (PERSATUAN KANSER AMERIKA)

A Basic-Level Term that gives you a complete cancer coverage up to age 75 years old

CancerCare at a Glance • The 1st Takaful Cancer Protection Plan in the world • The 1st Takaful Cancer Protection Plan with Funeral Expenses (all causes) in Malaysia • It covers 1st Stage of Cancer ie. Carcinoma insitu (accelerate payment) and Gender Specific Cancer (additional payment) • 7 Plans for you to choose with sum covered ranging from RM 25,000 up to RM 500,000 • Entry Age from 0 to 65 years old • Basic-Level Term Plan covers up to age 75 years old • A plan that is specially designed to guarantee

Features & Benefits All Classes 1

2

3

Plan Benefits 1. Funeral Expenses 2. Cancer Sum Covered 3. Cancer Specific CIS Benefit

4

5

6

7

200,00 0

300,000

500,000

RM10,000 25,000

50,00 0

75,00 0

100,00 0

25% Acceleration from Cancer Sum Covered (max. of RM50,000)

4. Cancer Benefit

100% of Cancer Sum Covered (75% if CIS Claim is made)

5. Gender Specific Cancer (GSC) Benefit

100% of Cancer Sum Covered (75% if CIS Claim is made) Plus Additional 25% of Cancer Sum Covered

6. Surplus Sharing

50% : 50%

Benefit (1)  Funeral Expenses • Pays RM10,000 upon death (all causes) • Suicide Clause; Death Benefits are payable if the certificate has been in force for at least 12 months (1 year)

Benefit (3)  Cancer Specific CIS Benefit • Pays 25% Acceleration from Cancer Sum Covered (max. of RM50,000) • Carcinoma In Situ (CIS); Male CIS

Female CIS

Colon (excluding rectum)

Breast

Lung Cancer

Cervix

Prostate Cancer

Uterus

Small Intestine

Ovarian

Nasopharyngeal

Vagina

Benefit (4)  Gender Specific Cancer Benefit • Pays 125% of Cancer Sum Covered (100% if CIS Claim is made) • For each Person Covered, the Cancer Benefit shall be payable no more than one time per certificate. • The Certificate shall terminate upon payment by the Takaful Operator of the Cancer Benefit.

Table of Annual Contribution Product Name: CancerCare CCB4

Plan Code:

RM100,000.00 MALE

222.87

FEMALE

507.89

0

MALE

307.70

FEMALE

619.28

45 YEARS

MALE

808.45

FEMALE

1,141.55

MALE

2,058.66

FEMALE

2,285.86

25 YEARS

RM25,00 35 YEARS

55 YEARS

Sample of Case Scenario (1) Plan 4 Sum Coverage: RM100,000 A person covered was diagnosed with Carcinoma in situ then after few years contracted with gender specific cancer CIS Claim

RM25,00 0 25%

Gender Specific Cancer Diagnosed

RM75,00 0 75%

RM25,00 0 Additional 25%

• 25% CIS claim is made. • A balance of 75% of Sum Covered is payable upon diagnosis of Cancer • Additional 25% is payable if the diagnosed cancer is GSC • Total Payment: RM 125,000

Sample of Case Scenario (2) Plan 4 Sum Coverage: RM100,000 A person covered was diagnosed with Gender Specific Cancer

Gender Specific Cancer Diagnosed

RM100,000 1 00%

RM25,00 0 Additional 25%

• No CIS Claim is made • 100% of Sum Covered is payable upon diagnosis of Cancer. • Additional 25% is payable if the diagnosed cancer is GSC. • Total Payment : RM125,000

Sample of Case Scenario (3) Plan 4 Sum Coverage: RM100,000 Scenario 3 A person covered was diagnosed with Carcinoma in situ and never contracted with any cancer until maturity CIS Claim

RM25,00 0

No Cancer Diagnosed

RM75,00 0

25%

• 25% CIS claim is made. • No normal cancer or GSC diagnosed • Total Payment: RM25,000

RM25,00 0

Sample of Case Scenario (4) Plan 4 Sum Coverage: RM100,000 A person covered was diagnosed with Carcinoma in situ and later contracted with non- gender specific cancer CIS Claim

RM25,000 25%

Non - Gender Specific Cancer Diagnosed

RM75,00 0 75%

• 25% CIS Claim is made • A balance of 75% of Sum Covered is payable upon diagnosis of cancer • Total Payment : RM100,000

Sample of Case Scenario (5) Plan 4 Sum Coverage: RM100,000 A person covered was diagnosed with Carcinoma in situ and died CIS Claim

RM25,00 0

Death due to all causes

+

RM10,00 0

25%

• 25% CIS claim is made. • This scenario shall apply for death due to Cancer but no Cancer Benefit Claim is made prior to death. • Total Payment: RM35,000

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