Budget Calculato Amended070720 English
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INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH P Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
SAVINGS/INVESTMENT
2. FIXED PAYMENT/DEDUCTION FROM INCOME ACTUAL AMOUNT (RM)
DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
CASH PAYMENT / CREDIT CARD
150.00
CASH PAYMEN 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
I 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
CASH PAYMENT
Total (1)
ESTIMATED TOTAL (RM)
DATE 01/03/07
0.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH P Total (2) Total e = (1) + (2)
1,060.00 1,060.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,933.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
INC 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,933.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
928.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
I 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE 100.00
Total(1)
100.00
Electricity
100.00
30/12/06
50.00
30/12/06
Water Membership Fee
01/03/07
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1)
PAYMENT
ESTIMATED TOTAL (RM)
Contribution
2) CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment
COME
Others
1) 2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE
Contribution
100.00
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1) 2) PAYMENT
ESTIMATED TOTAL (RM)
01/03/07
CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE
Contribution
100.00
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1) 2) PAYMENT
ESTIMATED TOTAL (RM)
01/03/07
CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Jumlah f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
Own Income
DATE 1,930.00
PENDAPATAN
Spouse's Income
25/12/06 25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
1,930.00
Income Tax
0.00
Total b Amount that can be used (c = a - b)
0.00 1,930.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment LOANS
5,200.00
Total (2) OTHERS
5,200.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
-1,281.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
-1,281.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Wang baki untuk digunakan bula f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Wang baki untuk digunakan bulan ini f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Wang baki untuk digunakan bula f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Wang baki untuk digunakan bulan ini f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
2. FIXED PAYMENT/DEDUCTION FROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
DETAILS
Own Income
3,600.00
25/12/06
3,600.00
Spouse's Income
1,600.00
25/12/06
1,600.00
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1)
SAVINGS/INVESTMENTS
DETAILS
2)
DATE 676.00
Tabung Haji
200.00
Unit Trust
200.00
Bank Savings
500.00
Education Insurance
475.00
Total (1)
3)
2,051.00
Instalment 5,200.00
5,200.00
156.00
25/12/06
156.00
Amount b Money that can be used (Amount c = a - b)
156.00
156.00
5,044.00
5,044.00
OTHERS
Income Tax
LOANS
Total a TAXES/ALMS
ESTIMATED TOTAL (RM)
EPF
Total (2)
0.00
Total (3)
0.00
Total payment Amount d = (1) + (2) + (3)
DETAILS Contribution
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
ACTUAL TOTAL(RM) 100.00
Cash remainder for this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
Total (1)
100.00
Electricity
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
100.00
30/12/06
150.00
DETAILS
Water
50.00
30/12/06
100.00
Food
600.00
Membership Fee
10.00
30/12/06
10.00
Transport/Own vehicle
420.00
House Rent
500.00
01/01/07
500.00
Education
210.00
Child Care
300.00
01/01/07
200.00
Clothes
203.00
Telephone
ESTIMATED TOTAL (RM)
DATE
100.00
01/02/07
200.00
Medical
200.00
Others
Entertainment
100.00
1)
Others
100.00
2)
1)
3)
2) 3) INCOME
CASH PAYMENTS
AUTOMATIC DEDUCTIONS FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES
2,051.00
INCOME
CASH PAYMENTS Jumlah (2)
1,060.00
1,160.00
1,160.00
1,260.00
Total fixed expenses Amount f
1,833.00
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS
ESTIMATED TOTAL (RM)
DATE
Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
SUMMARY
Amount e = (1) + (2)
Total
0.00
ACTUAL TOTAL(RM) 676.00 200.00 200.00
1,076.00
0.00
0.00 1,076.00
RELEVANT AMOUNT
ce spending.
below.
ACTUAL TOTAL (RM) 535.00 320.00 235.00 195.00 90.00 38.00 50.00
1,463.00
ACTUAL TOTAL (RM)
0.00
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH P Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
SAVINGS/INVESTMENT
2. FIXED PAYMENT/DEDUCTION FROM INCOME ACTUAL AMOUNT (RM)
DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
CASH PAYMENT / CREDIT CARD
150.00
CASH PAYMEN 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
I 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
CASH PAYMENT
Total (1)
ESTIMATED TOTAL (RM)
DATE 01/03/07
0.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH P Total (2) Total e = (1) + (2)
1,060.00 1,060.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,933.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
INC 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,933.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
928.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
ESTIMATED AMOUNT (RM) 3,600.00 1,600.00
DATE 25/12/06 25/12/06
5,200.00 156.00
25/12/06
INCOME
1. FAMILY INCOME THIS MONTH DETAILS Own Income Spouse's Income Part-time Job House Rental Business Dividend/Bonus Other 1) 2)
TAX / ZAKAT
3) Total a Income Tax Total b
156.00
Amount that can be used (c = a - b)
5,044.00
CASH PAYMENT
AUTOMATIC PAYMENT FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES DETAILS Contribution
ESTIMATED TOTAL (RM) 100.00
DATE 01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water Membership Fee House Rent
50.00 10.00 500.00
30/12/06 30/12/06 01/01/07
Child Care Telephone Others 1) 2) 3)
300.00 100.00
01/01/07 01/02/07
CASH Total (2) Total e = (1) + (2)
1,060.00 1,160.00
3,600.00 1,600.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS EPF Tabung Haji Unit Trust Bank Savings Education Insurance SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
Total (1)
156.00
LOANS
Instalment 5,200.00 156.00
Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE DETAILS
100.00 10.00 500.00
Food Transport Education
200.00 200.00
Clothing Medical Entertainment Others 1) 2) 3)
INCOME
150.00
I 1,160.00 1,260.00
Total f
SUMMARY
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00 200.00 200.00 500.00 475.00
676.00 200.00 200.00
2,051.00
1,076.00
0.00
0.00
0.00 2,051.00
0.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00 420.00 210.00
535.00 320.00 235.00
203.00 100.00 50.00 50.00
195.00 90.00 38.00 50.00
1,633.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
1,463.00
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE 100.00
Total(1)
100.00
Electricity
100.00
30/12/06
50.00
30/12/06
Water Membership Fee
01/03/07
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1)
PAYMENT
ESTIMATED TOTAL (RM)
Contribution
2) CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment
COME
Others
1) 2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE
Contribution
100.00
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1) 2) PAYMENT
ESTIMATED TOTAL (RM)
01/03/07
CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3) TAX / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES AUTOMATIC PAYMENT FROM BANK ACCOUNT
DETAILS
DATE
Contribution
100.00
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
Others 1) 2) PAYMENT
ESTIMATED TOTAL (RM)
01/03/07
CASH PAYMENT
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Jumlah f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH DETAILS
ESTIMATED AMOUNT (RM)
Own Income
DATE 1,930.00
PENDAPATAN
Spouse's Income
25/12/06 25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
1,930.00
Income Tax
0.00
Total b Amount that can be used (c = a - b)
0.00 1,930.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment LOANS
5,200.00
Total (2) OTHERS
5,200.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
-1,281.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
-1,281.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Balance that you can use this m f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Wang baki untuk digunakan bula f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Wang baki untuk digunakan bulan ini f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
PENDAPATAN
DETAILS
ESTIMATED AMOUNT (RM)
DATE
Own Income
3,600.00
25/12/06
Spouse's Income
1,600.00
25/12/06
Part-time Job House Rental Business Dividend/Bonus Other 1) 2) 3)
CUKAI / ZAKAT
Total a
5,200.00
Income Tax
156.00
Total b Amount that can be used (c = a - b)
156.00
25/12/06
5,044.00
3. FIXED MONTHLY EXPENSES DETAILS
ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
Total (1)
100.00
Electricity
100.00
30/12/06
Water
50.00
30/12/06
Membership Fee
10.00
30/12/06
House Rent
500.00
01/01/07
Child Care
300.00
01/01/07
Telephone
100.00
01/02/07
POTONGAN AKAUN BANK SECARA AUTOMATIK
Contribution
Others 1)
ASAN TUNAI
2)
PENJELASAN TUNAI
3)
Total (2)
1,060.00
Total e = (1) + (2)
1,160.00
2. FIXED PAYMENT/DEDUCTION FROM INCOME DETAILS 3,600.00 1,600.00
SAVINGS/INVESTMENT
ACTUAL AMOUNT (RM)
EPF Tabung Haji Unit Trust Bank Savings Education Insurance
Total (1) Instalment 156.00
LOANS
5,200.00
156.00 Total (2) OTHERS
5,044.00
Total (3) Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED ACTUAL TOTAL (RM) 100.00
Wang baki untuk digunakan bula f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
DETAILS
100.00
Food
10.00
Transport
500.00
Education
200.00
Clothing
200.00
Medical Entertainment Others
COME
1)
2) INCOME
3)
1,160.00 1,260.00
Total f 6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc)
SUMMARY
Savings for this month
Total
ROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
676.00
676.00
200.00
200.00
200.00
200.00
500.00 475.00
2,051.00
1,076.00
0.00
0.00
0.00
0.00
2,051.00
1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Wang baki untuk digunakan bulan ini f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
600.00
535.00
420.00
320.00
210.00
235.00
203.00
195.00
100.00
90.00
50.00
38.00
50.00
50.00
1,633.00
1,463.00
E, EXPENSES & SAVINGS ESTIMATED TOTAL (RM)
DATE
ACTUAL TOTAL (RM)
ort, medical, etc)
0.00
0.00
1. FAMILY INCOME THIS MONTH
2. FIXED PAYMENT/DEDUCTION FROM INCOME ESTIMATED AMOUNT (RM)
DATE
ACTUAL AMOUNT (RM)
DETAILS
Own Income
3,600.00
25/12/06
3,600.00
Spouse's Income
1,600.00
25/12/06
1,600.00
INCOME
Part-time Job House Rental Business Dividend/Bonus Other 1)
SAVINGS/INVESTMENTS
DETAILS
2)
DATE 676.00
Tabung Haji
200.00
Unit Trust
200.00
Bank Savings
500.00
Education Insurance
475.00
Total (1)
3)
2,051.00
Instalment 5,200.00
5,200.00
156.00
25/12/06
156.00
Amount b Money that can be used (Amount c = a - b)
156.00
156.00
5,044.00
5,044.00
OTHERS
Income Tax
LOANS
Total a TAXES/ALMS
ESTIMATED TOTAL (RM)
EPF
Total (2)
0.00
Total (3)
0.00
Total payment Amount d = (1) + (2) + (3)
DETAILS Contribution
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT ESTIMATED TOTAL (RM)
DATE 100.00
01/03/07
ACTUAL TOTAL(RM) 100.00
Cash remainder for this month f=c-d-e
1,833.00 How this money is spent is the key of your balance spending. Plan your spending wisely using the table below.
Total (1)
100.00
Electricity
100.00
5. HOW YOU EXPECT TO SPEND THE BALANCE
100.00
30/12/06
150.00
DETAILS
Water
50.00
30/12/06
100.00
Food
600.00
Membership Fee
10.00
30/12/06
10.00
Transport/Own vehicle
420.00
House Rent
500.00
01/01/07
500.00
Education
210.00
Child Care
300.00
01/01/07
200.00
Clothes
203.00
Telephone
ESTIMATED TOTAL (RM)
DATE
100.00
01/02/07
200.00
Medical
200.00
Others
Entertainment
100.00
1)
Others
100.00
2)
1)
3)
2) 3) INCOME
CASH PAYMENTS
AUTOMATIC DEDUCTIONS FROM BANK ACCOUNT
3. FIXED MONTHLY EXPENSES
2,051.00
INCOME
CASH PAYMENTS Jumlah (2)
1,060.00
1,160.00
1,160.00
1,260.00
Total fixed expenses Amount f
1,833.00
6. SUMMARY OF MONTHLY INCOME, EXPENSES & SAVINGS DETAILS
ESTIMATED TOTAL (RM)
DATE
Family income Fixed payment/deduction from income Fixed monthly expenses Other expenses (food, transport, medical, etc) Savings for this month
SUMMARY
Amount e = (1) + (2)
Total
0.00
ACTUAL TOTAL(RM) 676.00 200.00 200.00
1,076.00
0.00
0.00 1,076.00
RELEVANT AMOUNT
ce spending.
below.
ACTUAL TOTAL (RM) 535.00 320.00 235.00 195.00 90.00 38.00 50.00
1,463.00
ACTUAL TOTAL (RM)
0.00
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