Book March

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

THE EVER READY UNIVERSAL GUIDE

for the Use of

Police department Insurance Companies Banks and Financial Institutions

A READY RECKONER To trace more number of Stolen Vehicles Price Rs. 100/-

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Editorial

2

How to use this Ready reckenor (Police department)

THE EVER READY UNIVERSAL GUIDE

Editorial

INDEX 1

Vol. 1 Issue 3

2

3

How to use this Ready reckenor (Insurance companies)

7

4

Ready reckenor List (Chassis No./Engine No. - wise)

8

5

Ready reckenor List (AR # - wise Insurers/Police details)

32

6

Interesing Case History

51

7

Ready Reckoner (List of recovered vehicles)

52

8

All about Investigations -

9

Form of Authetication Letter for entries

58

10

Form for Details of recovered vehicles

59

11

Subscription requisition

60

March 2003

The changes brought in by economic liberalization and entry of private players in the Insurance field have brought pressures along with them. Hence, we felt that the timing was just right to introduce our system. Now that the computer charges have come down drastically, the costs can be managed with subscription and advertisements. So we are able to offer compilation service FREE OF CHARGE to Insurance Companies. By offering data for compilation the Insurance Companies INCREASE THE CHANCES OF RECOVERING THE VEHICLES BEFORE THE POLICE COULD DECLARE THE VEHICLE UNTRACEABLE. No charges no strings attached. Simply put, the purpose of this exercise is to help police in tracing stolen vehicles. For Insurance Companies it is – “IMPROVE THE CHANCES OF PREVENTING LOSS instead of searching for a cure at a later date AT NO EXTRA EXPENSE”

TRUST - that is something that takes years to build but demolished in a split second. Our decision to distribute copies of our publication free of cost one each to District Head Quarters of Police and all Regional Offices of Insurance Companies seems to have raised doubts about the very motive behind this venture. In the last section of this issue, we have given facsimiles of our first attempt in 1992/3 and the response received from the Police officials across the country. At that time we had fixed charges for the entries received from the Insurance companies and there was heavy resistance on the pretext - “No Cure - No Pay”. This means unless the results are shown no payment could be made. To get proper results the database must be comprehensive. Without a proper data base there was no use of continuing the exercise at that time. Due to high cost of computer time it was not a viable proposition. However good the system may be, it needs to be built up step-by-step and nurtured along the way till it is established and become a way of practice.

A vernacular News Daily Kaalai Kathir, in their issue-dated 4.11.2002, released a News Item pertaining to the attempted fraud on Insurance companies. Before the matter came to a head and the higher ups were forced to take corrective action, how much would have been lost by the Insurance companies due to fraudu1

lent TP claims? What is the cost of keeping this under check?

March 2003

officers showed interest, stating that, Banks and Financial institutions also can use this system, with some modification. While releasing the pilot issue in March 2002 itself we had thought about this and taken steps to devise a Ready Reckoner for the use of the police in investigating crimes, related to Banks and financial institutions.

We are offering a system through which the Insurance companies can build a rapport with the Police at GRASS ROOT LEVELS to lay the foundation for mutual respect and effective action, which is the only way open to the Insurance companies to combat this menace. Help the POLICE. It is as good as helping Insurance Companies.

We are working on that subject. Tracing defaulters, tracing vanishing machineries worth crores of rupees can be accomplished at lesser cost & time with this system. The reason is simple. This publication goes to all District Headquarters of Police department all over India. It is a focused audience. Through this route we can save time all round!

Not only that. It is well within Insurance Companies’ own powers to control TP claims. It is a chaotic situation all right. But we can bring forth ORDER IN to this CHAOS. The only thing required is the collective WILL, of all the Insurance Companies, to take the first step. We are offering a system to the Insurers to use and find out themselves the benefits.

Quotable Quotes from Illusions – by Richard Bach

In the evolution of any system, there is no fixed route. The goal is there. But the path we take has not been trodden before and there is no footmark. We have to feel our way to the summit/goal (in this case TP Claim Control). So adjustments, without compromising fundamental concepts, are to be made then and there. After releasing the first issue, some Bank

You arenever given a wish without also being given the power to make it true

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

S AR PE AN CIM RE EN G O IS F TE 1 R 993 O E F D LO IT SS ION VE O H F IC LE S

THE EVER READY UNIVERSAL GUIDE

AM

Vol. 1 Issue 3

You may Have to work for it, However. 2

3

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

HOW TO USE THIS READY RECKENOR (Police department) This Ready Reckenor is designed to help the Police Personnel engaged in routine checks at — Highways Check posts Busy junctions in a town/city Air Port Parking Lot Railway Station Parking Lots Cinema Halls Parking Lots Automobile Garages And places where search is made on Court Orders The Lists given in the following pages are in ascending order and vehicle (make/model) wise. To locate a Chassis number, look under the appropriate vehicle make/model classification. For Example if you are checking a HEROHONDA Splendor, look under the heading – HeroHonda-Splendor. The Chassis number is listed separately and the engine number is listed separately as they are separate units and can be inter-changed. Check the vehicle RC with the number on the vehicle Compare the chassis/engine number with the List If matching number not found clear the vehicle. If a matching number is found note the corresponding AR Number. Go to the next section of Ready reckenor where the details of Insurance Company, Police station, and FIR Number are given against the reference AR Number. Facsimile of Letter received from D.S.P. Godara, Gujarat, dated 20.9.1993

Note the details and contact the nearest office of the Insurers and/or notify AMARAN REGISTER Private Limited.

4

5

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

HOW TO USE THIS READY RECKONER (Insurance Companies) In spite of the sincere efforts of the Police Personnel, it is getting more and more difficult to weed out stolen vehicles that get regularized through devious means (forged RC book, forged NOCs, and then re-registered through regular legal RTOs). These vehicles ply on road and get their insurance cover without any problem. Till to date there is no way for an Insurer to verify this clever manipulation. NOW IT IS EASY TO WEED OUT SUCH VEHICLES

THE EVER READY UNIVERSAL GUIDE

READY RECKONER SECTION I

PROCEDURE: Whenever a vehicle come for renewal of Policy, obtain a copy of RC attested by the insured him/her self for records. Check the Engine and Chassis Number with the list given in the Ready Reckoner. If a match is found note the AR number against it. Go to the next section of Ready Reckoner and check the AR Number. Note the Details of Insurers/Police FIR etc. and take appropriate action If such vehicles are already under claim – the Insurers have the option of stopping the payment – and then take necessary action. This is not only loss prevention but also – by initiating action with the help of the Police – recover some value in the process. When this Ready Reckoner is updated regularly, it will help in reducing overall costs for the Police and help them to recover more number of stolen vehicles, thereby help the Loss Minimization efforts of the Insurance Company This system can be extended to costly equipments like Laptops. Insurers may send in suggestions for improving this system. Ultimately it is for them only!! 6

ALPHEBETICAL LIST OF STOLEN VEHICLES MAKE/MODEL AND CHASSIS & ENGINE NUMBERS IN ASCENDING ORDER

7

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

ALL MODELS

Chassis #

AR #

Engine #

AR #

AEY 801646 AGU 720142 AJT 699565 III 211871 III 324710 III 374236 III 393108 III 463480 III 467521 III 471750 III 561633 III 587209 III 593967

000286 000380 000304 000030 000175 000110 000103 000054 000140 000392 000146 000080 000316

6 EDGU 128930 6 EDJT 109461 6 EPEY 020053 6EH 043776 D 280163 D 299354 ODH 57018 OED 035787 OER 13061 OET 10603 OEU 11428 OEY 10893 OEY 13384

000380 000304 000286 000146 000030 000316 000392 000080 000175 000110 000103 000054 000140

Chassis # 001415 378729 API 389592 APJ 150 LY 389699 API 150 LY

API AR # 000068 000058 000112 000111

LAMBY Engine # 001415 150 CY 378729 150 LY 389592 150 LY 389699

AR # 000068 000058 000112 000111

Chassis # NPE 253681

ASHOK LEYLAND ALCO 3/3 TIPPER AR # Engine # 000244 NPE 132302

Chassis # MD 9 PJT 08 A 9905132

AVANTHI AR # 000272

KOBRA Engine # TJPQA 9905894 8

AR # 000244

AR # 000272

March 2003

Chassis # 31 F 95 C 00054 31 F 95 F 18599

BAJAJ AR # 000441 000425

4S Engine # 31 M 95 C 02816 31 M 95 F 21420

AR # 000441 000425

Chassis # 009660 04 C 363143 05 C 391644 24 C 006622 24 C 024172 24 C 037875 24 F BDM 47041 24 FBGA 01936 F 24 BM 020988 F 24 DB 062722 W 24 C 012699 W 24 C 047247 W 24 E 049396

BAJAJ AR # 000055 000079 000093 000026 000141 000102 000251 000548 000554 000136 000540 000549 000536

AUTO Engine # 009461 04 E 381176 05 E 422683 24 E 006540 24 E 023466 24 E 036947 24 M BDM 96488 AEMBG 013995 E 24 DB 061374 M 24 BM 023990 W 24 C 050179 W 24 E 012591 W 24 E 046023

AR # 000055 000079 000093 000026 000141 000102 000251 000548 000136 000554 000536 000540 000549

Chassis # DFFBFM 62559 DFFBGC 19498 DFFBHC 71356

BAJAJ AR # 000285 000295 000281

BOXER CT Engine # 31 MBGC 08116 DFMBFM 72029 DFMBHC 85901

AR # 000295 000285 000281

Chassis # DDFBEE 01781 DDFBEG 07887

BAJAJ AR # 000156 000151

CALIBER Engine # DDMBEE 01842 DDMBEG 07659

AR # 000156 000151

DDFBEG 08025

000165

DDMBEG 08186

000165

READY Reckoner (CHASSIS NO-ENGINE NO. WISE) AMBASSADOR

THE EVER READY UNIVERSAL GUIDE

9

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

BAJAJ

CALIBER (CONT’D)

Chassis #

AR #

Engine #

AR #

DDFBEM 66129

000412

DDMBEM 69168

000412

DDFBFE 44261

000291

DDMBFE 83307

000291

DDFBFF 87515

000292

DDMBFF 94468

000292

DDFBGC 78706

000275

DDMBGC 28086

000275

DDFBHB 52188

000252

DDMBHB 12180

000252

BAJAJ

CHETAK

Chassis #

AR #

Engine #

AR #

03 C 501 180289

000289

03 E 502 178137

000289

06 C 1100213

000464

06 C 1137240

000464

06 C 703788

000170

06 E 740043

000170

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 16 C 94G35760 16 C 95 K 10007 16 C 96 K 69063 16 CBEC 33864 16 CBEE 57820 16 CBFK 15371 16 CBGE 08648 16 CBGK 56342 16 CBHF 84103 16 EBCL 25602

BAJAJ AR # 000181 000321 000206 000453 000411 000214 000373 000455 000377 000462

M80 Engine # 16 E 94G35812 16 E 95 K 09122 16 E 96 K 69037 16 EBCL 25617 16 EBEC 35803 16 EBEE 57832 16 EBFK 18720 16 EBGE 10501 16 EBGK 58571 16 EBHF 86840

AR # 000181 000321 000206 000462 000453 000411 000214 000373 000455 000377

BAJAJ AR #

SUNNY, RAVE Engine #

AR #

06 C 803088

000128

06 E 833372

000128

Chassis #

06 C 8103 136224

000174

06 F 1100514

000528

06 D 96 P 67336

000265

35 E 96 K 48759

000280

33 F 96 J 87464 34 CBDG 14207

000487 000552

33 M 96 J 87391 34 EBDG 14044

000487 000552

06 F 1064023

000528

6 F 8103 165912

000174

35 C 96 K 11262

000280

85 P 96 F 67818

000265

Chassis #

BAJAJ AR #

SUPER, SUPER FE Engine #

AR #

W 06 C 016260

000012

W 06 E 016424

000012

BAJAJ

KB 100

08 C 93 M 91527 W 05 C 260260

000300 000027

08 E 93 M 04989 W 05 E 248621

000300 000027

AR #

Engine #

BAJAJ AR #

TEMPO Engine #

AR #

Chassis #

AR #

3 DC 079689

000434

30 M 94 D 06589

000220

Chassis #

30 C 099117

000349

3 DE 076447

000434

3 FD 19747

000178

3 D 184403

000178

30 F 94 D 07699

000220

30 E 097862

000349 Chassis #

ENFIELD AR #

BULLET Engine #

AR #

BAJAJ

LEGEND

Chassis #

AR #

Engine #

AR #

181971/8JX 9 B 393144

000081 000088

181971 393144

000081 000088

28 CBFH 39808

000290

28 EBFH 40157

000290

OB 420405

000147

OB 420405

000147

10

11

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 618735 CB B 63437 C 2

ENFIELD AR # 000173 000344

EXPLORER Engine # 318690 CB 363175 C 2

AR # 000173 000344

Chassis #

ENFIELD AR #

SILVERPLUS Engine #

AR #

A 50072 E7

000075

203610 E7

000075

Chassis # MAJAXXMRTA 05848

FORD AR # 000199

IKON Engine # YA 05848

AR # 000199

Chassis #

HERO AR #

MAJESTIC Engine #

AR #

MD 086955 MP 039345

000009 000042

MH 339658 MH 365656

000042 000009

Chassis # CPB 054492

HERO AR # 000131

PANTHER Engine # ENB 079810

AR # 000131

Chassis # 01 G 13 F 00063 11331 94 G 12 F 08414 95 M 12 F 01444 96 L 12 F 01607 97 A 10 F 7357 98 D 10 F 02886

HEROHONDA AR # 000400 000342 000423 000155 000284 000370 000149

CD 100, CD 100 SS & DX Engine # 01 G 13 E 00024 21543 94 G 10 E 12310 95 M 10 E 01225 96 L 10 E 01495 97 A 10 E 16021 98 B 10 E 02709

99 B 10 F 09656

000273

99 B 10 E 18201 12

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 99 D 12 A 12092 99 E 12 F 05995 99 H 10 F 06239 B 10 F 075853 B 10 F 100107 D 10 F 194376 D 10 F 213771 D 10 F 230063 D 10 F 237815 D 10 F 254540 F 10 F 368223 F 10 F 380646

HEROHONDA AR # 000371 000270 000268 000064 000119 000020 000039 000021 000019 000116 000098 000105

CD 100, CD 100 SS & DX (CONT’D) Engine # AR # 99 E 10 E 11949 000270 99 H 10 E 08200 000268 9910 E 22860 000371 B 10 E 075787 000064 B 10 E 100242 000119 D 10 E 194311 000020 D 10 E 213556 000039 D 10 E 2302259 000021 D 10 E 2337482 000019 D 10 E 254568 000116 F 10 E 375697 000098 F 10 E 393271 000105

Chassis #

HEROHONDA AR #

SLEEK Engine #

AR #

E 11 F 009179

000172

E 10 E 350828

000172

AR # 000400 000342 000423 000155 000284 000370 000149

Chassis # 00 A 10 F 10829 00 B 19 F 07774 00 B 20 C 03366 00 E 20 C 09920 00 F 20 C 11321 00 F 20 C 16430 00 F 20 C 17810 00 F 20 F 10954 00 F 20 F 11097 00 G 20 C 22611

HERO HONDA AR # 000355 000404 000447 000308 000360 000222 000210 000369 000325 000387

SPLENDOR Engine # 00 M 18 M 22705 00 E 18 M 10170 00 A 10 E 22143 00 B 17 E 07158 00 B 18 M 03578 00 C 18 E 15957 00 F 18 E 10777 00 F 18 E 10784 00 F 18 M 10748 00 F 18 M 15098

AR # 000489 000308 000355 000404 000447 000352 000369 000325 000360 000222

000273

00 L 20 C 09228

000238

00 F 18 M 18084

000210

13

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

HERO HONDA

SPLENDOR (CONT’D)

Chassis #

AR #

Engine #

AR #

HERO HONDA Chassis #

AR #

SPLENDOR (CONT’D) Engine #

AR #

00 L 20 C 27774 00 M 20 C 22612 00 M 20 F 26843 00120 C 19720 0020 F 14844 01 B 20 C 23112 01 B 20 F 01745 01 G 20 C 06790 01 G 20 F 12083 07744 95 D 19 F 00870 95 K19 F 02438 95 L 19 F 02947 95 M 19 F 05884 96 F 19 F 05169 96 G 19 F 03868 96 G 19 F 04601 97 F 17 E 63639 97 F 19F 09089 97 G 19 F 07919 97 G 19 F 09719 97 J 19 F 08024 97 J 19 F 09920 97 J 19 F 11531 97 K 19 F 03142 97 K 19 F 08186 97 K 19 F 09591 97 M 19 F 30892 98 A 19 F 04572 98 B 19 F 04860

000358 000489 000406 000366 000352 000350 000556 000297 000378 000157 000219 000533 000472 000457 000439 000205 000484 000320 000250 000264 000324 000438 000327 000322 000319 000396 000249 000541 000354 000449

00 G 18 M 22696 00 L 18 M 09123 00 L 18 M 19789 00 L 18 M 27752 00 M 18 E 25958 00798 01 B 18 E 01343 01 B 18 M 23274 01 G 18 B 12199 01 G 18 M 00521 08004 95 D 17 E 00602 95 K 17 E 02547 95 L 17 E 02896 95 M 17 E 05798 96 F 17 E 05192 96 G 17 E 03624 96 G 17 E 04545 97 F 17 E 03444 97 F 17E 10196 97 G 17 E 08190 97 G 17 E 09009 97 J 17 E 08156 97 J 17 E 10435 97 J 17 E 11913 97 K 17 E 03069 97 K 17 E 08038 97 K 17 E 09900 97 M 17 E 30853 98 A 17 E 04939

000387 000238 000366 000358 000406 000376 000556 000350 000378 000297 000157 000219 000533 000472 000457 000439 000205 000484 000320 000250 000264 000324 000438 000327 000322 000319 000396 000249 000541 000354

98 D 19 F 03986 98 D 19 F 06684 98 F 19 F 05465 98 G 12 F 01360 98 G 19 C 06047 98 G 19 F 01100 98 G 19 F 05736 98 G 19 F 09061 98 H 19 C 02106 98 J 12 F 11536 98 J 19604547 98 L 19800504 99 D 19 C 02687 99 D 19 C 09360 99 E 12 F 06611 99 F 19 C 08774 99 G 19 C 00985 99 G 19 C 09992 99 G 19 F 09206 99 H 19 C 03689 99 H 19 C 08083 99 H 19 C 11365 99 H 19 C 11769 99 H 19 F 08162 99 J 19 C 10078 99 M 17 C 00807 99 M 19 C 08528 99 M 19 C 2418 C 10 F 107487 C B 03003788

000301 000463 000150 000473 000241 000495 000257 000227 000395 000372 000471 000518 000385 000318 000361 000452 000389 000213 000347 000196 000553 000557 000309 000367 000481 000376 000403 000414 000418 000353

98 B 17 E 04798 98 D 17 E 03583 98 D 17 E 06348 98 F 17 E 05455 98 G 10 E 00617 98 G 17 E 00994 98 G 17 E 6103 98 G 17 M 05250 98 H 17 M 01989 98 J 10 S 22645 98 J 17 M 05430 98 L 17 M 00541 98817 E 09026 99 D 17 M 02641 99 D 17 M 09345 99 E 10 E 12811 99 F 17 E 01887 99 F 17 M 07533 99 G 17 M 00405 99 G 17 M 10148 99 H 17 E 07866 99 H 17 M 02528 99 H 17 M 06910 99 H 17 M 10802 99 H 17 M 10978 99 J 17 M 08517 99 M 117 M 09091 99 M 17 C 05321 C 10 E 107623 C B 13005046

000449 000301 000463 000150 000473 000495 000257 000241 000395 000372 000471 000518 000227 000385 000318 000361 000347 000452 000389 000213 000367 000196 000553 000309 000557 000481 000414 000403 000418 000353

14

15

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 095279596 48220548

KELVINATOR AR # 000083 000072

AVANTI Engine # 214804324 320980544

Chassis # NIEF 128589 NIEGA 254622 NIERB 941406 NIFC 028347 NIFCM 579566 NIFE 119238 NIFFE 190622 NIFHD 355851 NIFKA 484511 NIFKM 481537 NIFMF 635696 NIFNE 741438 NIFPE 827713 NIFSG 097282 NIFSL 143705 NIFTB 164067

KINETIC AR # 000123 000139 000448 000127 000326 000424 000115 000201 000490 000445 000451 000390 000544 000402 000221 000394

HONDA Engine # 569788 NIECM NIEC 0 28298 NIEE 119238 NIEF 129882 NIEFE 190112 NIEGA 248176 NIEHD 346068 NIEKM 471128 NIEMF 628458 NIENE 735601 NIEPX 822280 NIERB 937054 NIESG 093152 NIESL 139279 NIFKA 474102 NIFTB 160431

Chassis #

KINETIC AR #

LUNA,LUNA SUPER,SAFARI Engine # AR #

32006593 98 K 13043668 AL 19000012

000122 000328 000287

31014774 98 K 13073055 AL 19001568

Chassis #

LAMBRETTA AR #

Engine #

AR #

191929 API

000022

150LI193223

000022

16

AR # 000072 000083

AR # 000326 000127 000424 000123 000115 000139 000201 000445 000451 000390 000544 000448 000402 000221 000490 000394

000122 000328 000287

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

LML

VESPA-XE-NE

Chassis #

AR #

Engine #

AR #

C 10 C 564572

000218

AH 31849 E

000070

CH 449848

000028

CN 448397

000028

XEA 032538

000070

E 10 C 562038

000218

MAHINDRA

JEEP

Chassis #

AR #

Engine #

AR #

CI 500 DI 4 DSDS 43315

000330

DS 43315

000330

CL 550 MD 4 FVDV 204583

000331

DV 204583

000331

MAHINDRA

MAXICAB

Chassis #

AR #

Engine #

AR #

MA 1 JG 2 FAA 13 J 22317

000407

S 43356876

000407

MAHINDRA

NISSAN

Chassis #

AR #

Engine #

AR #

EYH 4 HA 375631 16823

000303

IC 15386

000303

MAHINDRA

TRACTOR

Chassis #

AR #

Engine #

AR #

A 98280

000333

3 SA 26923

000333

MARUTHI

800

Chassis #

AR #

Engine #

AR #

357235

000314

499352

000314

SB 308 IN 1015941

000442

F 8 BIN 105745

000215

SB 308 IN 1025487

000299

F 8 BIN 1336939

000442

SS 80 FIN 140108

000215

F 8 BIN 1351167

000299

17

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 1012 F 283254 1108 F 995803 1711 F 138240 1805 F 172054 1807 F 179362 1809 F 183972 1904 F 218258 3512 F 032058 3604 F 055587 3608 F 082699 3608 F 085622 3609 F 091118 3610 F 095107 3708 F 122774 3709 F 131812 4706 F 110499 4708 F 12546 5809 F 185959 A 908 F 272447

SUZUKI AR # 000456 000479 000008 000002 000005 000071 000142 000092 000007 000059 000061 000176 000067 000023 000015 000017 000060 000135 000113

AX 100,100R Engine # 1012 M 289579 1108 M 050547 1711 M 145199 1805 M 178439 1807 M 186966 1808 M 188666 1904 M 225945 3512 M 040099 3604 M 062839 3608 M 089042 3608 M 092297 3609 M 097716 3610 M 101738 3708 M 129826 3709 M 138228 4705 M 116833 4708 M 132040 5809 M 192773 A 908 M 271105

000074 000124 000024 000010 000082 000063

Chassis # 1006 F 679010 1008 F 721868 1102 F 858005 1105 F 938302 1105 M 970226 1107 F 979223 1107 F 980749

SUZUKI AR # 000405 000261 000248 000513 000409 000476 000485

MAX 100, 100 R, 100 DC Engine # AR # 1006 M 730927 000405 1008 M 774136 000261 1102 M 911029 000248 1105 F 916714 000409 1105 M 992220 000513 1107 M 033778 000476 1107 M 035595 000485

000085

1109 F 008506

000480

1109 M 063424

Chassis #

MARUTHI AR #

ESTEEM Engine #

AR #

MA 3 EBE 41 S 00 251748

000312

G 13 BIN 619545

000312

Chassis # 956863 ST 91 IN 136639 ST 91 IN 855706

MARUTHI AR # 000338 000482 000133

OMNI Engine # 922062 F 8 BIN 1254496 F 8 BIN 563754

AR # 000338 000482 000133

Chassis # 429110 MA 3 EYE 31 S 00 290303

MARUTHI AR # 000305 000311

ZEN Engine # 419718 G 10 BIN 285149 AW

AR # 000305 000311

Chassis # 56 V 079528

OPEL AR # 000410

ASTRA Engine # 16 LZ 5010301

AR # 000410

Chassis # A 216025

PREMIER AR # 000016

PADMINI Engine # PA 136635

AR # 000016

Chassis #

RAJDOOT AR #

ALL MODELS Engine #

AR #

115 248006 115457806 115549940 777924 908496 959605

000074 000124 000024 000010 000082 000063

111 51 245203 11151454813 1151546947 771931 905503 959605

981583

000085

981583 18

Vol. 1 Issue 3

19

AR # 000456 000479 000008 000002 000005 000071 000142 000092 000007 000059 000061 000176 000067 000023 000015 000017 000060 000135 000113

000480

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis #

SUZUKI AR #

MAX 100, 100 R, 100 DC (CONT’D) Engine # AR #

1201 F 125617 1201 F 145694 1202 F 165289 1612 F 737196 1704 F 794755 1704 F 803686 1802 F 967127 1803 F 9839968 1805 F 034381 1810 F 130113 1810 F 141355 1811 F 169389 1812 F 181246 1901 F 204916 1903 F 273113 1904 F 285881 1907 F 355790 1909 F 419751 1909 F 421139 1909 F 433335 1909 F416078 1910 F 452211 1911 F 478084 541453 7606 F 655012 8007852 9011 F 775028 9101 F 833466 9101 F 834115

000263 000545 000542 000233 000293 000469 000436 000537 000507 000200 000362 000399 000420 000228 000467 000160 000478 000444 000346 000246 000277 000375 000211 000253 000153 000539 000356 000397 000446

1201 M 181115 1201 M 191762 1202 M 220900 1612 M 783113 1704 M 840647 1704 M 849464 1802 M 014121 1803 M 030983 1805 M 081551 1810 M 177717 1810 M 188837 1811 M 217243 1812 M 228847 1901 M 252988 1903 M 321348 1904 M 334375 1907 M 404918 1909 M 465819 1909 M 469357 1909 M 471128 1909 M 483279 1910 M 502353 1911 M 528344 584996 7606 M 699949 9011 M 826613 9101 M 886416 9101 M 887067 9102 M 912047

000263 000545 000542 000233 000293 000469 000436 000537 000507 000200 000362 000399 000420 000228 000467 000160 000478 000277 000444 000346 000246 000375 000211 000253 000153 000356 000397 000446 000283

9102 F 859034

000283

9103 M 936504

000258

20

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis # 9103 F 883258 9104 F 908901 9108 F 997297 9109 F 021549

SUZUKI AR # 000258 000202 000520 000363

MAX 100, 100 R, 100 DC (CONT’D) Engine # AR # 9104 M 962250 000202 9108 M 052083 000520 9109 M 076685 000363 M 062776 000539

Chassis #

SUZUKI AR #

SAMURAI Engine #

AR #

000154 000271 000278 000523 000516 000255 000231 000256 000435 000459 000266 000401 000440 000437 000468 000329 000236 000465 000310 000359 000217 000398 000243

1801 M 997697 7003 M 645256 7011 M 829189 7011 M 844882 7101 M 891935 7103 M 939966 7103 M 96358 7309 M 410607 7405 M 461641 7506 M 567176 7508 M 578029 7509 M 598124 7510 M 607448 7512 M 625905 7606 M 701032 7609 M 735528 7610 M 749803 7701 M 795758 7705 M 860509 7801 M 006389 7801 M 006389 7801 M 992687 7808 M 145293

000154 000271 000278 000523 000516 000255 000231 000256 000435 000459 000266 000401 000440 000437 000468 000329 000236 000465 000310 000217 000398 000359 000243

1801 F 950810 7003 F 594097 7011 F 776237 7011 F 792686 7101 F 839062 7103 F 886986 7103 F 889958 7309 F 378932 7405 F 422332 7506 F 523762 7508 F 534605 7509 F 554595 7510 F 56326 7512 F 582000 7606 F 657393 7609 F 690377 7610 F 704676 7701 F 749799 7705 D 814776 7801 F 945788 7801 F 959361 7801 F 959361 7808 F 097878

21

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

SUZUKI

SAMURAI (CONT’D)

Chassis #

AR #

Engine #

AR #

7811 F 154951

000229

7811 M 202457

000229

7903 F 268699

000337

7903 M 316915

000337

TATA

1210 SE

Chassis #

AR #

Engine #

AR #

692 001 232314

000137

344 073 224273

000137

692 001 763287

000138

344 073 760422

000138

TATA

1520

Chassis #

AR #

Engine #

AR #

344 052 127800

000087

692 D 02134831

000087

344 073 761776

000062

692 D O1 764867

000062

TATA

INDICA

Chassis #

AR #

Engine #

AR #

600142 GYZP 36615

000408

4751 D 12 GYZP 35745

000408

TATA

SUMO

Chassis #

AR #

Engine #

AR #

385003 ASQ 902836

000384

483 DL 41 ARQ 706526

000148

385003 FRQ 913912

000279

483 DL 41 ASQ 707539

000384

385003 HSQ 937885

000332

483 DL 41 FRQ 737995

000279

38503 ARQ 903379

000148

483 DL 41 HSQ 796562

000332

440 738 00589

000109

692 DO 1805081

000109

TATA

TIPPER

Chassis #

AR #

Engine #

373 094 HQQ 117769

000317

697 D 21 GQQ 123473 22

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

TVS

50 XT, 50 XL

Chassis #

AR #

Engine #

AR #

AR #

023255 11 81 066544 2 87 112833 07 87 115796 07 83 136117 10 83 159186 1 88 1894840684 1946470684 354164 39339202/86 443939 4811 F 118603 495808 7 87 4967870787 6902 F 163999 A 001 F 295615 A 001 F 305558 A 001 F 309470 A 002 F 327229 A 005 F 394004 A 006 F 362935 A 007 F 428405 A 008 F 398688 A 008 F 439320 A 008 F 450873 A 009 F 461841 A 011 F 423627 A 101 F 5141671 A 104 F 564936

000004 000052 000001 000130 000144 000056 000091 000120 000121 000118 000179 000013 000050 000097 000003 000510 000334 000274 000101 000335 000100 000508 000089 000530 000504 000547 000117 000511 000517

023483 11 81 067045 2 87 113414 07 87 116170 07 83 135836 10 83 159707 1 88 1902420684 1952790684 360361 39334902 444405 4811 M 131100 496412 7 87 4974010787 6902M183960 A 904 M 095892 A 001 M 276165 A 001 M 286067 A 001 M 289992 A 002 M 327426 A 005 M 374886 A 006 M 354679 A 007 M 409269 A 008 M 388213 A 008 M 420172 A 008 M 431021 A 009 M 442604 A 011 M 421943 A 101 M 495346

000004 000052 000001 000130 000144 000056 000091 000120 000121 000118 000179 000013 000050 000097 000003 000515 000510 000334 000274 000101 000335 000100 000508 000089 000530 000504 000547 000117 000511

000317

A 104 F 568705

000415

A 104 M 545597

000517

23

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis #

TVS AR #

50 XT, 50 XL Engine #

AR #

Chassis #

TVS AR #

50 XT, 50 XL (CONT’D) Engine #

AR #

A 108 F 620142 A 112 F 653986 A 202 F 667874 A 304 F 747658 A 503 F 056846 A 603 F 300714 A 611 F 496715 A 612410886 A 701 F 539279 A 701 F 550522 A 702 F 571901 A 707 F 699794 A 709 F 727115 A 803 F 871727 A 804 F 023134 A 807 F 938654 A 808 F 970381 A 809 F 110002 A 812 F 145147 A 901 F 166599 A 903 F 184798 A 904 F 114220 A 905 F 148837 A 906 F 168739 A 908 F 197398 A 908 F 203403 A 908 F 203578 A 908 F 267797 A 909 F 2220940 A 909 F 236718 A 909 F 243066 A 909 F 275605

000522 000550 000529 000169 000235 000501 000519 000107 000416 000339 000208 000483 000288 000500 000049 000162 000491 000108 000096 000106 000045 000515 000488 000226 000267 000493 000492 000044 000497 000161 000336 000051

A 104 M 549360 A 108 M 600528 A 112 M 634227 A 202 M 648165 A 304 M 742955 A 503 M 042034 A 603 M 282866 A 611 M 479613 A 617240886 A 701 M 522365 A 701 M 533324 A 702 M 554971 A 707 M 682017 A 709 M 709243 A 803 M 853746 A 804 M 031193 A 807 M 920898 A 808 M 952197 A 809 M 101592 A 812 M 142924 A 901 M 164190 A 903 M 187433 A 905 M 130427 A 906 M 150501 A 908 M 178533 A 908 M 1844806 A 908 M 184724 A 908 M 269069 A 909 M 203300 A 909 M 217590 A 909 M 224523 A 909 M 276140

000415 000522 000550 000529 000169 000235 000501 000519 000107 000416 000339 000208 000483 000288 000500 000049 000162 000491 000108 000096 000106 000045 000488 000226 000267 000493 000492 000044 000497 000161 000336 000051

A 909 F 276853 A 909 F 276905 A 9097 F 173173 C 008 F 358770 C 805 F 046961 C 809 F 091431 C 811 F 136307 C 901 F 169495 C 905 F 2096674 C 909 F 277703 C 912 F 320426 P 1005 F 276408 P 1107 M 443464 P 1911 F 184352 PL 91 ZF 201800

000018 000114 000494 000143 000048 000014 000065 000066 000104 000077 000078 000269 000421 000204 000514

A 909 M 278004 A 909 M 278175 A 9097 M 154867 C 008 M 383256 C 805 M 047817 C 809 M 096036 C 811 M 138088 C 901 M 168207 C 905 M 219906 C 909 M 279218 C 912 M 315151 P 1005 M 274228 P 1107 F 448794 P 1911 M 183677 PL 91 ZM 200855

000018 000114 000494 000143 000048 000014 000065 000066 000104 000077 000078 000269 000421 000204 000514

Chassis #

TVS AR #

CHAMP Engine #

AR #

001684 4 87 007732 9 87 D 001 F 294375 D 002 F 335835 D 009 F 471995 D 101 F 524941 D 107 F 607929 D 307 F 779650 D 310 F 816270

000046 000047 000212 000073 000209 000351 000477 000422 000306

D 310 M 808204 001614 4 87 007982 9 87 D 001 M 274970 D 002 M 342794 D 009 M 452544 D 101 NM 505509 D 107 M 588472 D 307 M 774864

000306 000046 000047 000212 000073 000209 000351 000477 000422

D 602 F 297289

000466

D 602 M 279966

000466

D 607 F 413935

000203

D 607 M396586

000203

D 704 F 620681

000535

D 704 M 603855

000535

D 708 F 706562

000551

D 707 M 684128

000551

24

25

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis #

TVS AR #

CHAMP (CONT’D) Engine #

AR #

Chassis #

TVS AR #

XL SUPER (CONT’D) Engine #

AR #

D 708 F 714794 D 802 F 847114 D 805 F 047080 D 805 F 05724 D 808 F 088703 D 812 F 037274 D 902 F 076951 D 903 F 091409 D 904 F 111121 D 904 F 114245 D 905 F 221761 D 909 F 273471 D 912 F 283844 D 912 F 31907 DOIOF 480498

000546 000207 000094 000183 000031 000180 000498 000496 000391 000166 000053 000032 000512 000033 000486

D 708 M 696022 D 802 M 82879 D 805 M 048123 D 805 M 87701 D 808 M 091818 D 812 M 019025 D 902 M 058804 D 903 M 073122 D 904 M 092833 D 904 M 095589 D 905 M 223307 D 908 N I273577 D 912 M 264604 D 912 M 314224 DOIOM 461249

000546 000207 000094 000183 000031 000180 000498 000496 000391 000166 000053 000032 000512 000033 000486

Chassis #

TVS AR #

SCOOTY Engine #

AR #

16 CBFA 89683 K 01 JF 633144 K 95 FF 023387 K 98 CF 171638

000184 000534 000182 000185

16 EBFA 91318 K 01 JM 624797 K 95 FM 024143 K 98 CM 173248

000184 000534 000182 000185

P 1008 F 313824 P 1009 F 326954 P 1101 F 376584 P 1103 F 420285 P 1104 F 425591 P 1105 F 434886 P 1105 M 428937 P 1109 F 482984 P 1109 F 483918 P 1111 F 509658 P 1111 F 515800 P 1201 F 523981 P 1202 F 551998 P 1809 F 055654 P 1812 F 081047 P 1907 F 144087 P 1907 F 144087 P 1911 F 193405 P 3103 F 423799 P 3109 F 480294 P 3201 F 527150

000505 000340 000506 000223 000413 000298 000475 000521 000254 000525 000527 000393 000524 000343 000242 000259 000388 000526 000276 000383 000555

P 1008 M 311127 P 1009 M 323902 P 109 M 477955 P 1101 M 372081 P 1103 M 415167 P 1103 M 418527 P 1104 M 420368 P 1105 F 434282 P 1105 M 429563 P 1109 M 474720 P 1109 M 477034 P 1111 M 501097 P 1112 M 507597 P 1201 M 515776 P 1201 M 518755 P 1202 M 543617 P 1809 M 055629 P 1812 M 080935 P 1907 M 143564 P 1907 M 143594 P 1911 M 192511

000505 000340 000254 000506 000223 000276 000413 000475 000298 000383 000521 000525 000527 000393 000555 000524 000343 000242 000259 000388 000526

Chassis #

TVS AR #

SPORTS Engine #

AR #

Chassis #

VIJAY AR #

SUPER Engine #

AR #

J 1011 F 353368

000282

P 1011 M 348699

000282

SA 2242235

000134

900 A 453917

000134

Chassis # A 203 F 689013 P 1006 F 288804 P 1007 F 297940

TVS AR # 000538 000341 000348

XL SUPER Engine # A 203 M 669332 P 1006 M 286294 P 1007 M 295445

AR # 000538 000341 00034

Chassis #

YAMAHA AR #

RX 100 Engine #

AR #

3 B 273646 94 J ILI 458438

000171 000474

273646 IL2 010767

000171 000167

26

27

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis #

YAMAHA AR #

RX 100 (CONT’D) Engine #

AR #

94 K ILI 462856 95 D ILI 507833 96 F IL5 007626 98 B IL3 015919 IL2 010767 ILI 003709 ILI 007155 ILI 015516 ILI 022897 ILI 046013 ILI 057653 ILI 081523 ILI 088339 ILI 089444 ILI 091097 ILI 104587 ILI 107027 ILI 107488 ILI 118572 ILI 128369 ILI 139237 ILI 142402 ILI 150559 ILI 151116 ILI 162268 ILI 180438 ILI 190099 ILI 192771 ILI 198273 ILI 198367 ILI 210288

000232 000230 000262 000454 000167 000419 000011 000043 000458 000006 000197 000038 000025 000041 000035 000034 000125 000069 000095 000090 000531 000086 000084 000126 000460 000076 000129 000323 000132 000099 000152

IL5 007626 IL5 15919 ILI 003709 ILI 007155 ILI 015516 ILI 022897 ILI 046013 ILI 057653 ILI 081523 ILI 088339 ILI 089444 ILI 091097 ILI 104587 ILI 107027 ILI 107488 ILI 118572 ILI 128369 ILI 139237 ILI 142402 ILI 150559 ILI 151116 ILI 162268 ILI 180438 ILI 190099 ILI 192771 ILI 198273 ILI 198367 ILI 210288 ILI 218177 ILI 266627 ILI 295846

000262 000454 000419 000011 000043 000458 000006 000197 000038 000025 000041 000035 000034 000125 000069 000095 000090 000531 000086 000084 000126 000460 000076 000129 000323 000132 000099 000152 000294 000470 000315

28

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Chassis #

YAMAHA AR #

RX 100 (CONT’D) Engine #

AR #

ILI 218177 ILI 266627 ILI 295846 ILI 321261 ILI 354798 ILI 412649 ILI 417510 C 94 KI 157815

000294 000470 000315 000168 000543 000158 000443 000461

ILI 321261 ILI 354798 ILI 412649 ILI 417510 ILI 458438 ILI 462856 ILI 507833 KI 157815

000168 000543 000158 000443 000474 000232 000230 000461

Chassis #

YAMAHA AR #

RX 135 & RXG Engine #

AR #

00 A IL5 296437 00 C IL5 316462 00 C IL5 316517 00 A IL5 288897 95J 1L2 000007 96 K IL5 044642 97 B 115077723 98 B IL3 015315 98 B IL5 150123 98 G IL5 179847 98 K IL5 202520 99 B IL5 217570 99 C IL5 221758 99 G IL5 259909 99 G IL5 263238 99 J IL5 268602 99 K IL5 274082 C 98 D IL5 168176 K5 108350 K5 52126

000216 000302 000225 000240 000247 000436 000224 000417 000374 000260 000450 000379 000234 000499 000357 000307 000245 000237 000163 000159

1L2 000007 IL3 015315 IL5 044642 IL5 077723 IL5 150123 IL5 168176 IL5 179847 IL5 202520 IL5 217570 IL5 221758 IL5 259909 IL5 263238 IL5 268602 IL5 274082 IL5 288897 IL5 296437 IL5 316462 IL5 316517 K5 108350 K5 52126

000247 000417 000436 000224 000374 000237 000260 000450 000379 000234 000499 000357 000307 000245 000240 000216 000302 000225 000163 000159

29

THE EVER READY UNIVERSAL GUIDE

Facsimile of Letter received from commissioner of Police, Bangalore City

Vol. 1 Issue 3

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

THE EVER READY UNIVERSAL GUIDE

READY RECKONER SECTION II

LIST ACCORDING TO AR # IN ASCENDING ORDER SHOWING CORRESPONDING DETAILS OF INSURERS, CLAIM REFERENCE, POLICE CODE/PIN AND CRIME NUMBER

30

31

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

000001 000002 000003 000004 000005 000007 000008 000009 000010 000011 000012 000013 000014 000015 000016 000017 000018 000019 000020 000021 000022 000023 000024 000025 000026 000027 000028 000029 000030 000031 000032

NIA-710901 NIA-710901 NIA-710901 NIA-710901 NIA-710901 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710201 NIA-710203 NIA-710202 NIA-710602 NIA-710602 NIA-710603 NIA-710603 NIA-710603 NIA-710403 NIA-710803 NIA-710803 NIA-710600 NIA-710802

88/0184 89/0266 89/0217 88-89/0373 89/0111 88/0053 88/0092 88/0046 88/0083 89/0075 90/0063 89/0017 89/0069 89/95 88/113 89/0048 89-90/182 89-90/023 89-90/022 89-90/012 87/134 88/268 89/64 89/245 89-90/159 89/328 1991/64 9/90 77/89 90/15 54/1991

PS CODE O2 R2 R1 C5 J5 O2 B2 B2 K4 D6 O1 E1 N3 G2 O2 R4 C5 K4

F5 R1 D3 J5 F4 E1 E3 J6 32

March 2003

PS PIN

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Cr #

AR #

INSURERS

CLAIM #

PS CODE

62/88 692/89 2311/89 881/88 479/88 1591/87 326/88 394/87 108/88 1030/89 403/90 652/89 812/89 1205/89 521/87 257/88 1470/89 308/90 179/90 1015/89 226/87 1695/88 584/89 835/88 409/89 144/89 580/90 264/90 2159/89 1493/90 579/90

000033 000034 000035 000037 000038 000039 000040 000041 000042 000043 000044 000045 000046 000047 000048 000049 000050 000051 000052 000053 000054 000055 000056 000058 000059 000060 000061 000062 000063 000064 000065

NIA-710802 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-712402 NIA-711207 NIA-711207 NIA-711105 NIA-711207 NIA-711207 NIA-711207 NIA-711207 NIA-711207 NIA-711207 NIA-710403 NIA-710601 NIA-710601 NIA-710601 NIA-710803 NIA-712401 NIA-712401 NIA-712401 NIA-712401 NIA-712401 NIA-712401 NIA-712401

36/89-90 89/27 88/119 90/54 89/187 89/174 89/147 89/144 89/133 89/132 90/56 90/38 88/15 79/90 16/89 19/90 90/68 90/67 82/90 1991/40 80/89-90 139/89-90 146/89-90 83/90 7/A/144 88/A/57 88/A/67 89-90/62 89-90/96 89-90/168 89/A/41

E3 R5 V2 K4 R4 R2 C2 W1

R1 D2 O2 C5 B1 J1 J5 V2 J3 E3 R6 33

March 2003

PS PIN

Cr # 426/90 1300/89 783/88 1656/89 894/89 1740/89 46/89 143/89 450/88 1178/88 1083/89 64/90 24/88 270/89 1543/88 55/90 55/90 74/90 472/89 644/90 1840/89 654/89 463/89 799/88 1757/87 992/87 170/88 1246/89 2990/89 209/90 53/89

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

PS CODE

000066 000067 000068 000069 000070 000071 000072 000073 000074 000075 000076 000077 000078 000079 000080 000081 000082 000083 000084 000085 000086 000087 000088 000089 000090 000091 000092 000093 000094 000095 000096

NIA-712401 NIA-712401 NIA-710902 NIA-710902 NIA-710902 NIA-710902 NIA-712002 NIA-710802 NIA-710904 NIA-712104 NIA-712104 NIA-710802 NIA-710803 NIA-710903 NIA-710103 NIA-710803 NIA-710803 NIA-712003 NIA-710904 NIA-712402 NIA-712002 NIA-710901 NIA-710803 NIA-712104 NIA-710904 NIA-710801 NIA-710103 NIA-710801 NIA-710803 NIA-710803 NIA-712004

89-90/165 88/A/68 89-90/056 89/A/25 89-90/29 89-90/038 90/43 70/1991 1991/174 31/91 90/98 73/1991 97/90 91-92/007

R1 V1 F2 E4 P1 O2 O2 E3 G1

11/91 137/1991 1991/33 91-92/27 1991/49 991/032

B1 E3 B1 R6 R6 G3 P5 E3

G1 F4 K4

153/1991 91/19 1991/251 88/089 90-91/18 90-91/21 151/1991 228/89-90 91-92/23

F1 G3 J1 R3 D1 B1 34

March 2003

PS PIN

600007

600007

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Cr #

AR #

INSURERS

CLAIM #

PS CODE

24/90 657/88 1245/89 130/89 453/89 727/89 124/90 423/90 639/90 588/91 235/91 745/90 577/90 554/91

000097 000098 000099 000100 000101 000102 000103 000104 000105 000106 000107 000108 000109 000110 000111 000112 000113 000114 000115 000116 000117 000118 000119 000120 000121 000122 000123 000124 000125 000126 000127

NIA-712004 NIA-710904 NIA-711403 NIA-710803 NIA-710803 NIA-710202 NIA-710202 NIA-710202 NIA-712004 NIA-712004 NIA-712004 NIA-712004 NIA-710802 NIA-711302 NIA-710803 NIA-710803 NIA-710803 NIA-710802 NIA-710802 NIA-710803 NIA-710802 NIA-712004 NIA-710803 NIA-710803 NIA-710103 NIA-710802 NIA-710803 NIA-710803 NIA-710803 NIA-710203 NIA-710203

90-91/31 90-91/234 91/599 68/91 26/91 89/180 90/91 90/156 91-92/11 91-92/17 91-92/30 27/91-92 95/91-92 91/113 34/91-92 65/91-92 76A/91-92 138/90-91 146/91-92 27/91-92 84/91-92 89/066 108/91-92 110/91-92 90-91/051 85/91-92 75/91 146/91-92 138/92 92/01 92/43

B2

932/90 1040/90 259/91 30/91 1047/90 323/90 177/88 354/91 554/91 161/91 558/88 I125/90 35/90 382/91 31/90 892/89

R2 E4 R2 K5 K2 B1 B2 B2 E5 K3

E3

K4 R1 P1 R1 F5 R1 P2 H3 F4 35

March 2003

PS PIN

Cr # 603/90 29/91 103/91 1708/91 1166/90 280/90 1946/90 99/91 242/91 290/91 351/91 399/91 830/90 1579/91 611/91 818/91 167/90 339/91 101/91 235/91 751/91 35/87 2250/91 1195/91 691/91 1551/91 1303/91 263/92 167/92 16/92 734/91

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

PS CODE

000128 000129 000130 000131 000132 000133 000134 000135 000136 000137 000138 000139 000140 000141 000142 000143 000144 000146 000147 000148 000149 000150 000151 000152 000153 000154 000155 000156 000157 000158 000159

NIA-710803 NIA-720205 NIA-720902 NIA-720902 NIA-710202 NIA-710803 NIA-710803 NIA-710601 NIA-720300 NAT-570104 UI-012001 NIA-710802 UI-010905 OIC-412001 NIA-710803 NIA-710803 NIA-720900 OIC-411601 NIA-710500 UI-020604 UI-010802 UI-010804 UI-010303 UI-010303 UI-010303 UI-010905 UI-010303 UI-010804 UI-010804 UI-010804 UI-010804

181/92 92/43 92/17 92/15 92/2 145/92 145/92 91-92/159

J5

J1 N1 F4 B1

63/90-91/012 117/91-92 10883/92 MV/64/93 OD/92/7 257/92 OD/93/5 MV/53/93 OD/91/459

E1 R2 R1 K3 R1 F2 R1 G3 K8 K8

2176/99 1033/99

331/99

G2 815/99 904/99 762/99 969/99

March 2003

PS PIN

THE EVER READY UNIVERSAL GUIDE

Cr #

AR #

INSURERS

CLAIM #

490/92 261/92

000160 000161 000162 000163 000164 000165 000166 000167 000168 000169 000170 000171 000172 000173 000174 000175 000176 000177 000178 000179 000180 000181 000182 000183 000184 000185 000186 000187 000188 000189 000190

UI-011400 UI-011400 UI-010504 OIC-421304 UI-010305 UI-011402 UI-011400 NIA-710602 UI-010905 NIA-712003 UI-010103 UI-010101 UI-010500 UI-010101 UI-010500 UI-010500 UI-010500 UI-010500 UI-010500 UI-010500 UI-011400 UI-010905 UI-010504 UI-011400 UI-011402 UI-010300 UI-011400 UI-011200 UI-011402 UI-010303 UI-010804

398/91 2828/91 443/92 368/92 1492/91 51/92 75/91 2931/91 2052/92 3336/92 118/92 2963/92 261/93 1588/92 1509/91 1622/2000 174/2000 160/2000 2025/99 910/99 850/99 1418/99 1242/99 1967/99 768/99 519/99

36

Vol. 1 Issue 3

March 2003

PS CODE

PS PIN

Cr #

10435/99 10380/99 220/99

G1 C4 F4 D3

600007

4230 10478/99

R4 R1 K4 V5

1389/99 535/99 854/99 763/99 2459/99 2225/99 1604/99

1013/93 54/89 10/91 2234/88 19/91

K4 R2 V1 V1

1496/89 2254/88 2240/88 1273/87 2251/88 10542/99 632/2000 289/99 10226/99 4301

K3 G1 O2 K8 G1 G1 R1 E4 J1 K3 R1 E5 C1

20058/2000 17/2000 3275/98 254/98 37

600007

600007 600007

2048/98 379/93 1589/89 465/91 262/91 317/88 1099/88 1231/89 216/88 417/88 1755/87 479/88 42/2000 35/2000 2148/99 972/99 39/2000 1564/99 723/2000 402/2000 41/99 1757/98 3772/97

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

000191 000192 000193 000194 000195 000196 000197 000198 000199 000200 000201 000202 000203 000204 000205 000206 000207 000208 000209 000210 000211 000212 000213 000214 000215 000216 000217 000218 000219 000220 000221

UI-010801 UI-010905 UI-010305 UI-010300 UI-010804 UI-010802 UI-010804 UI-011400 UI-010602 UI-011401 UI-010303 UI-010305 UI-011400 UI-011400 UI-010804 UI-011400 UI-011400 UI-011400 UI-010804 UI-010905 UI-010804 UI-011401 UI-10303 UI-010804 NAT-500500 UI-010804 UI-010300 UI-010303 UI-010502 UI-010905 UI-011401

CLAIM #

PS CODE J2 E3 V1 C3 N3 D5 R8 J2 D1 G3 G5 K4 R8 B4 E3 R1 E2 D3 G1 V5 V3 V2 E3 G1 V5 E6 XY G3 C1 E1 E1

18/00 1147/00 305/01 31864/01 5090 582/99 134/2001 20025/2000 20276/2000 1222/00 20399/2000 20879/2000 31076 00114/01

113/2001

179/01 624/2000 04/01

38

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

PS PIN

Cr #

AR #

INSURERS

600005 600026 600020 600056 600010 600010 600040 600083 600044 600018 600017 600014 600005 600007 600101 600050 600093 600018 600007 600101 601203

206/2000 550/2000 483/2000 665/2000 138/2000 1/2002 11/2002 1049/01 791/01 549/00 300/00 1114/01 803/00 394/00 1220/00 446/00 408/01 353/01 1260/01 920/2001 781/01 810/01 1082/01 1874/01 571/01 512/01 679/01 1708/00 946/01 1786/01 1853/01

000222 000223 000224 000225 000226 000227 000228 000229 000230 000231 000232 000233 000234 000235 000236 000237 000238 000239 000240 000241 000242 000243 000244 000245 000246 000247 000248 000249 000250 000251 000252

NIA-710904 UI-011400 UI-011400 UI-010303 UI-011305 UI-010804 UI-011400 UI-010905 UI-010303 UI-010300 UI-010701 UI-010303 UI-010305 UI-011401 UI-010303 UI-010804 UI-011401 UI-010502 UI-010804 UI-010804 UI-010905 UI-011400 UI-010303 UI-010804 UI-011400 UI-010801 UI-011400 UI-010303 UI-010100 UI-010804 UI-011200

600010 600003 600004 600004

CLAIM # 31676 31743/01

00351/01 31789/01 00208/01

00210/01 05679/01 592/2000 4687/01 02640/00

30054/01

31272/01 567/00

39

March 2003

PS CODE

PS PIN

Cr #

B1 D9 E3 D9 B6 G2 C2 E1 C6 E1 V4 R1 E3 R2 G1 G1 E4 D9 G1 D3 D4 R1 B4 C5 R3 D3 D4 D9 R4 G1 K4

600016 600005 600018 600005 600045 600003 600079 600004 600064 600053 600099 600017 600018 600024 600007 600007 600102 600005

755/01 303/01 1569/01 257/01 955/01 2394/01 1219/01 2258/01 647/01 882/01 2002/01 1245/01 1044/01 1613/01 1906/00 64/01 202/01 80/01 81/01 264/01 484/01 536/01 237/01 192/01 659/01 392/01 780/01 182/00 1106/01 1216/01

600005 600087 600017 600044 600001 600083 600005 600087 600005 600017 600007 600040

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

000253 000254 000255 000256 000257 000258 000259 000260 000261 000262 000263 000264 000265 000266 000267 000268 000269 000270 000271 000272 000273 000274 000275 000276 000277 000278 000279 000280 000281 000282 000283

NIA712003 UI-011401 UI-011401 UI-010502 UI-010504 UI-010303 UI-010303 UI-010801 UI-010305 UI-010900 UI-010900 NIA-610300 NIA-610300 NIA-610300 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700 NIA-612700

CLAIM # 05702/01 05706/01 139/01 0318/01 0229/01 260/01 14813/01 14808/01 00033/00 00035/00 00042/00 00043/01 00047/01 00092/01 00133/01 00141/01 00167/01 00537/02 00541/02 00559/02 00582/02 00606/02 00660/02 00679/02 00696/02 00697/02 00038/02 00079/02 40

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

PS CODE

PS PIN

Cr #

AR #

INSURERS

CLAIM #

ZYX R6 E3 R4 R1 R3 D2 B6 E3 J2 C9 II(T) CHI NULL MRP CCS CCS CCS CCS RNG CCS CCS CCS CCS CCS CCS CCS CCS CCS KPM KPM

603001 600083 600018 600017 600017 600083 600116 600045 600080 600020 600041 508001 500020

378/01 157/02 1835/01 101/02 88/02 1267/01 506/01 37/02 598/01 186/02 75/02 59/00 210/00 499/00 98/00 306/00 510/00 545/00 20/01 129/00 180/01 505/00 252/01 275/01 84/00 422/01 388/01 364/01 490/01 60/01 145/01

000284 000285 000286 000287 000288 000289 000290 000291 000292 000293 000294 000295 000297 000298 000299 000300 000301 000302 000303 000304 000305 000306 000307 000308 000309 000310 000311 000312 000313 000314 000315

NIA-612700 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 NIC-501502 UI-010804 UI-011400 UI-010303 UI-010801 UI-010804 UI-010804 UI-012406 NIC-603800 NIC-603800 NIC-603804 NIC-603800 NIC-603800 NIC-603804 NIC-603804 NIC-603800 NIC-602000 NIC-602000 NIC-602000 NIC-602500

00106/02

517502 517502 517502 517502 517502 517502 517502 517502 517502 517502 517502 517502 517502 517502

PS CODE ECS LWP D2 MLY GMD GB DNG ODN GB GB RDP BVN R5 R1 VLR G2 D2 C3 G9 NULL KML KDR MLP MNP MAD CKM NULL KRM BSN CBP KWP

250/00 110/00 215/00

204/00

471/01 32005/01 111/01 253/01 481/01 485/01 094/00 6301687/00 6101837/00 6200068/01 6202067/01 6202276/01 6200063/01 6200109/01 5102418/01 00/61/04 01/61/287 98/61/40 00/62/6 41

March 2003

PS PIN

Cr #

605008 600002 605004 605006 605001 605006 605001 605001 605001 605010 638301 600094 600017 632001 600010 600002 600001 603301

43/01 110/00 1896/00 28/00 224/00 217/00 54/00 24/01 194/00 335/00 153/99 539/00 144/02 365/02 238/01 210/02 248/02 85/02 283/00

576101 577101 576101 576101 560068 577101

20/01 172/01 59/01 179/01 795/01

560095 560004

176/00 510/01 420/98 63/00

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

PS CODE

000316 000317 000318 000319 000320 000321 000322 000323 000324 000325 000326 000327 000328 000329 000330 000331 000332 000333 000334 000335 000336 000337 000338 000339 000340 000341 000342 000343 000344 000346 000347

NIC-602500 NIC-602500 NIC-602506 NIC-602505 NIC602504 NIC-602504 NIC-602501 NIC-602501 NIC-602501 NIC-602501 NIC-602501 NIC-602508 NIC-602506 NIC-602506 NIC-602404 NIC-602404 NIC-602404 NIC-602404 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 NIC-602401 UI-012001 UI-010804 UI-010300

01/61/3 00/63/21 01/62/78 01/62/22 00/62/128 00/62/190 00076/00 00190/00 00227/00 00037/01 00245/01 4/01 62/42/00 62/92/01 61/45/99 61/102/99 61/11/01 63/24/01 62/02/00 62/44/00 62/49/00 62/50/00 61/12/00 62/103/00 62/140/01 62/10/01 62/47/01 62/91/01 1392 284/01

BTG BDV VIG GDG MM ANK VDN HUB HUB HUB NULL HVR APMC KSP MDK MDK PNP A 99 HLG MND W MND E TMK MND W MLV MND W MND W NULL F1 E4 F2 42

March 2003

PS PIN

580032 580032 580020 580020 581110

571201 571201 571401 571421 571401 571401 572101 571401 571401 571401 600054 602102 600008

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Cr #

AR #

INSURERS

21/01 163/00 58/01 76/01 99/00 15/01 95/00 26/01 16/01 75/01 4/02 75/01 49/00 53/01 143/99 197/99 35/01 91/01 67/00 90/00 146/00 105/00 36/00 276/00 15/01 74/01 119/01 227/01 67/02 818/01 277/02

000348 000349 000350 000351 000352 000353 000354 000355 000356 000357 000358 000359 000360 000361 000362 000363 000366 000367 000369 000370 000371 000372 000373 000374 000375 000376 000377 000378 000379 000380 000383

UI-010305 UI-010502 NIC-604000 UI-010300 NIC-604001 NIC-604001 NIC-604001 NIC-604001 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 NIC-604002 UI-010300 UI-010300 NIC-604002 NIC-604002 NIC-604002 NIC-604003 NIC-604003 NIC-604003 UI-011401 UI-012600 UI-010905 UI-010303 UI-010300 UI-010303 UI-010804 UI-011400 UI-10502

CLAIM #

00022/01

March 2003

PS CODE

PS PIN

Cr #

E1 F2 GL E1

600053 600008 585102 600053

90/02 129/02 198/01 760/01 135/01

F2 G3

600008 600010 632014 600017 600007

1749/01 1682/01 170/01 844/01 2190/01 184/00 1359/01 617/01

22-Jan 49/01 28-Jan 77/00

R1 G1 KRT K2 F3 RCH KRT

044/00

021/01 029/01 056/01 009/00 066/00 072/00

F3 D3 R3 C2 J3 C3 E3 V2 B1

865/01

297/01 73/02 00244/02 43

600023 600072 584101

77/01 197/012

600072 600005 600083 600114 600032 600001 600092 600016

615/01 539/02 401/02 63/02 81/02 170/02 1048/02 433/02

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

000384 000385 000387 000388 000389 000390 000391 000392 000393 000394 000395 000396 000397 000398 000399 000400 000401 000402 000403 000404 000405 000406 000407 000408 000409 000410 000411 000412 000413 000414 000415

UI-011305 UI-010804 UI-010303 UI-010303 UI-010305 UI-010801 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010300 UI-010804 UI-010504 UI-010300 UI-010804 UI-010300 UI-010300 UI-010701 NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

CLAIM # 196/02 104/02 229/01 044/02

104/00 136/00 18/01 59/01 63/01 94/01 44

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

PS CODE

PS PIN

Cr #

AR #

INSURERS

CLAIM #

B4 J2 B5 D2 J2 C1 K1 NULL E4 R3 D9 G1 F6

600044 600020 600075 600116 600020 600001 600023 606601

306/02 965/02 662/02 506/01 648/02 262/02 14-Feb 406/02 494/02 1216/02 360/01 268/02 004/02 679/01 1337/01 1366/01 542/01 2089/00 1408/02 171/02 1595/02 205/02 1036/02 1137/02 392/02 6/01 43/01 164/01 177/01 267/01 266/01

000416 000417 000418 000419 000420 000421 000422 000423 000424 000425 000434 000435 000436 000436 000437 000438 000439 000440 000441 000442 000443 000444 000445 000446 000447 000448 000449 000450 000451 000452 000453

NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

104/01 122/01 151/01 045/99 91/99 187/01 188/01 95/99 96/99 134/99 20/99 38/99 85/99 143/99 86/99 115/99 116/99 137/99 144/99 088/00 152/00 190/00 099/01 309/01 119/02 125/02 140/01 110/01 199/01 221/01 234/01

J1 R7 D2 G3 R7 F1 G1 C2 J3 J3 H9

159/02 205/02

March 2003

600083 600004 600007 600062 603109 600015 600078 600116 600010 600078 600002 600007 600079 600032 600032 600068

PS CODE

March 2003

PS PIN

E8

R1 J6 E3 R1 B1 G2 D1 G3 D9 G3 G1 G2 G1 K6 F2 C8 N1 F2 G1 R1 G5 F3 P6 45

600017 600016 600053 600005 600010 600005 600010 600007 600003 600060 600008 600045 600013 600008 600007 600017 600010 600034 600118

Cr # 435/01 54/01 331/01 159/99 91/99 108/02 172/01 1027/99 917/99 2353/99 453/99 450/99 456/99 425/99 1676/99 43/00 58/99 367/00 644/00 2345/00 43/01 186/01 1511/00 173/02 512/02 1088/02 1893/01 826/01 5699/01 216/02 156/02

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

000454 000455 000456 000457 000458 000459 000460 000461 000462 000463 000464 000465 000466 000467 000468 000469 000470 000471 000472 000473 000474 000475 000476 000477 000478 000479 000480 000481 000482 000483 000484

NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

228/01 02/02 726/02 172/99 183/99 186/99 201/99 205/99 214/99 04/00 14/00 28/00 65/00 108/00 125/00 128/00 172/00 201/00 104/01 108/01 128/01 137/01 143/01 160/01 178/01 193/01 199/01 205/01 01/202 00/348 239/01

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

PS CODE

PS PIN

Cr #

AR #

INSURERS

CLAIM #

PS CODE

T9

600005 600114

000485 000486 000487 000488 000489 000490 000491 000492 000493 000494 000495 000496 000497 000498 000499 000500 000501 000504 000505 000506 000507 000508 000510 000511 000512 000513 000514 000515 000516 000517 000518

NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

243/01 02/133 01/278 01/302 02/0201087 01/21 99-00/039 99-00/050 99-00/071 99-00/075 249/01 99-00/091 99-00/099 99-00/102 274/01 00-01/075 00-01/091 00-01/104 00-01/115 00-01/128 291/01 00-01/174 00-01/181 00-01/188 292/01 00-01/243 00-01/245 00-01/249 313/01 00-01/271 319/01

F2

C2 R1 F4 D1 E5 E5 R5 K9 D4 D3 V2 J2 V2 G3 R3 G1 D1 K2 E1 D4 R8 D4 C8 J1 K10 G1

102/02 17/02 375/01 1778/99 954/99 1897/99 52/00 44/00 213/00 761/00 149/00 217/00 810/00 786/00 1879/00 2090/00 113/01 385/01 2013/01 852/01 1589/01 941/01 888/01 1014/01 638/01 1799/01 2034/01 2488/01 314/01 16/01 1416/01

F3 46

March 2003

R1

V5

E4

R1

E4 D4 47

March 2003

PS PIN

Cr # 806/01 424/02 50/02 59/02 147/02 100/01 313/99 490/99 191/99 592/99 51/02 771/99 140/00 60/00 1156/01 1153/00 950/00 19/01 87/01 190/01 80/02 545/01 708/01 250/01 276/02 616/01 1244/01 870/01 135/02 81/02

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

AR #

INSURERS

CLAIM #

000519 000520 000521 000522 000523 000524 000525 000526 000527 000528 000529 000530 000531 000533 000534 000535 000536 000537 000538 000539 000540 000541 000542 000543 000544 000545 000546 000547 000548 000549 000550

NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

00-01/285 237/01 015/02 02-03/004 026/02 040/02 02-03/051 02-03/038 02-03/066 044/02 02-03/083 02-02/0096 31/00 99/18 058/02 99/37 99/70 99/113 073/02 115/02 99/165 99/183 143/02 99/50 01/14 179/02 01/89 01/114 01/153 01/183 182/02

PS CODE

March 2003

PS PIN

E4 D6 R8 C2

E4

K3 F4 R1 V2 K10 F3 D1 K3 R1 R1 R3 R4 K4 G3 F4 J2 48

600029 600017 600092 600107

600029 600017 600083 632007 600040 600005 600052 600032

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Cr #

AR #

INSURERS

CLAIM #

1213/01 963/01 52/02 127/02 681/02 82/02 398/02 62/02 278/02 848/02 332/02 203/02 243/00 482/99 196/02 500/99 457/97 1064/99 914/02 1905/02 1016/99 37/00 1303/02 523/99 16/01 1618/02 726/01 1352/01 837/01 1183/01 1259/02

000551 000552 000553 000554 000555 000556 000557

NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO NIC-CNRO

01/344 01/193 187/02 02/55 192/02 02/168 02/169

PS CODE J2 C8 K8 D4 F2 K6

March 2003

PS PIN 600020 600106 600008

Cr # 281/02 2050/00 562/02 665/02 411/02 1154/02 1075/02

Note: At the time of going to press there is no information as to the recovery of vehicles cited in these columns. We request the Police authorities to intimate either the Insurers or our Office for updating the lists. TERM Aetiology Carpology Craniology Cryptology Dactylology Endocrinology Epigraphy Etymology Horology Lexicology Criminology Ichthyology Metaphysics Polemology Psychology Spleleology Psephology

STUDY CORNER SUBJECT/STUDY OF Cause of disease Fruits and seeds Skulls Codes Finger prints Glands Ancient inscriptions Word origins Time, time pieces Dictionary Crimes and Criminals Marine Life (fish) Nature of existence, truth and knowledge Wars Mind Caves Elections 49

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

INTERESTING CASE HISTORY: 2 Burglary claim concerning loss of bare copper wires and PVC coated wires from a wire manufacturing company: A PVC-coated cable-manufacturing unit preferred a claim on the Insurers for the loss of copper raw materials used for manufacturing PVC coated cables of various configuration. A Surveyor was duly appointed. On his recommendations the Insurers proceeded to process the claim. At the time of finalizing the claim papers, the claims processing officer felt that, since it is a burglary claim, an independent investigator’s report is in order. The case was referred to an independent investigator. Salient features of the claim are given below: 1. Reported date of occurrence as per the claim form – 11.6.1991 midnight 2. Reported value of loss as per the FIR Rs. 35,000/3. Date of reporting to the Police as recorded in the FIR – 17.6.1991 @ 19.30 hours 4. In the complaint lodged with the Police there is no mention about the date of occurrence! 5. The Final Surveyor of the Insurance Company assessed the Loss as Rs 51,600/- and the fixed the liability of the Insurers at Rs 41,200/-. 50

March 2003

On going through the papers, it was found that the entire survey report dealt with stocks and cost values and the assessment was made on the basis of financial audit. The factory was producing PVC coated copper cables in various configurations. On verification of the books of the company it was found that the issue of raw materials in the form of copper wires of various gauges by weight whereas the production and finished goods are accounted by their lengths. Stock/production and sales control is done purely through financial statements and there was no records showing issues, production and dispatches in the same unit. The reason being that the copper wire is coated with PVC and hence could not be accounted for by weight. The Investigator took stock of all materials and found some anomaly in the stocks affected in the reported burglary. The Investigator obtained a copy of the stock registers pertaining to the previous year. The production, dispatch and sales figures were brought under one unit that is into kilograms. Tables by cable manufacturers show the weight of copper in each kM of cable of various configurations. Through this the copper used in each category of cable was obtained and issues, production and dispatches were correlated. Finally it was found that there was an inventory loss on closing of previous years production figures, which were cleverly camouflaged in financial accounting and passed on. When an opportunity

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

THE EVER READY UNIVERSAL GUIDE

READY RECKONER SECTION III

DETAILS OF RECOVERED VEHICLES

AS RECEIVED FROM POLICE/INSURERS

51

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Engine # HEROHONDA 98 B 17 E 03548 00 G 18 E 16708 00 C 17 E 00724 94 F 17 E 00658 99 H 17 M 02792

Chassis # SPLENDOR 98 B 19 F 0350 00 G 20 F 169912 00 C 19 F 00829 94 F 17 F 00608 99 E 17 F 01422

MAHINDRA DF 14821191

BOLERO 12 B 66452

MAHINDRA DW 43376

Crime #

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Police Station

City

State

(Continued from Page No.49)

C2 ELEPHANT GATE C2 ELEPHANT GATE C2 ELEPHANT GATE C2 ELEPHANT GATE C2 ELEPHANT GATE

CHENNAI CHENNAI CHENNAI CHENNAI CHENNAI

TAMILNADU TAMILNADU TAMILNADU TAMILNADU TAMILNADU

arose in the form of an attempted burglary the entire inventory loss was passed on as loss through burglary. The Surveyor also had not explored this aspect and conveniently ignored it.

305/02

KASABA

CALICUT

KERALA

ARMADA 2 MW DW 43376

305/02

KASABA

CALICUT

KERALA

MARUTHI F 8 B IN 1601747 F 8 B IN 1667487

800 SB 308 IN 2121619 SB 308 IN 1220139

95/00 437/01

PANNIYANKARA KASABA

CALICUT CALICUT

KERALA KERALA

MARUTHI F 10 A IN 178147

ESTEEM MA 3 EBD 21500 130428 305/02

KASABA

CALICUT

KERALA

MARUTHI IN 162360

OMNI 728693

214/02

KASABA

CALICUT

KERALA

MARUTHI G 10 B IN 258330 G 10 B IN 368910 G 10 BIN 336629 G 10 B IN 167102

ZEN MA 3 EYE 31500 263247 MA 3 EYE 31500 375714 MA 3 EYE 31500 342818 MA 3 EYD 32500 608994

103/00 99/01 266/02 266/02

PANNIYANKARA KASABA KASABA KASABA

CALICUT CALICUT CALICUT CALICUT

KERALA KERALA KERALA KERALA

SUZUKI 1812 M 223665

MAX 100 1812 F 176052

D9

CHENNAI

TAMILNADU

TATA INDICA AZZP 05465

6001 31 AZZP 05742

266/02

KASABA

CALICUT

KERALA

TATA SIERRA 483 DL 41578199

37700 3960224

214/02

KASABA

CALICUT

KERALA

TATA SUMO LTQ 830928 KSQ 816020 HRQ 754431 JUQ 780701 MYZ 724860 KYZ 722393

385003 LTQ 942761 385013 LSQ 947674 385013 HRQ 919947 385003 JUQ 920974 418201 MYZ 921603 418201 KYZ 919089

120/99 313/00 87/01 126/02 303/02 305/02

KASABA KASABA KASABA KASABA KASABA KASABA

CALICUT CALICUT CALICUT CALICUT CALICUT CALICUT

KERALA KERALA KERALA KERALA KERALA KERALA

YAMAHA IL3 015919

98 B IL3 015919

D9

CHENNAI

TAMILNADU

52

March 2003

ALLABOUT INVESTIGATIONS - 3 Work Assignment - what to ask for – Marine (Cargo) Transit

Marine Transit Claims are normally arises out of Pilferage, Road Traffic Accident, Natural Calamities like fire, flood, Storms and sometimes sinking of ships in the oceans etc. In this type of claims the investigator must be thorough in the working of trades, the rules and regulations governing the trades and keep abreast of news items that come out of the Press.

To ascertain further the investigator took another route and dug up proof that the entire claim was fabricated. The factory truss is situated at about 8 metres from the floor and the Asbestos Corrugated Cement sheet, which was removed from the roof, is the second sheet making it another one meter. Thus bare copper bundles of 35 kg has to be moved from the stores in the corner of the shed to the center crossing many machineries and other obstacles. Lifting to that height require another couple of men on the top. All other evidences pointed that there was no other suspicious activity in the neighbourhood except some rowdy element came brandishing a knife threatening watchmen of neighbouring factories including the Insured factory. There was no other incident of any vehicle parking near the Insured factory to carry the reported 14 bundles of copper and cables. Thus the Insured’s bluff was called and the claim was repudiated.

While collecting the documents for investigation, the Investigator gets the copy of the FIRST intimation from the Insured. The documents normally required for a Marine Transit investigation are: 1. Copy of Insurance Policy with all the conditions 2. The Bill of Lading 3. The Invoice 4. The Packing List 5. Deliver challan if any 6. Bill of entry 7. Way bill copies (make sure they are clear & Unambiguous) 8. Trip sheet copies

In presenting the report seven pages of calculations, two pages of comparisons and one full page of conclusion formed part of the nineteen-page report.

9. RR copies 10. FIR copies if available 11. Copies of Press notifications if any 53

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

ALLABOUT INVESTIGATIONS - 4

In the previous two issues we have seen about collecting relevant documents from Insurers and a little bit of preparatory work. In any investigation a thorough homework will go a long way in achieving the purpose of Investigation and preparing a clear and unambiguous report. The Investigator should never take anything for granted or assume things. He/she should try and get the facts as revealed by witnesses. Wherever possible try to get a written statement from the witness concerned. Now we go to the normal procedure to be adopted in a vehicle theft claim. Investigating Vehicles Theft Claims Documentation: In our January 2003 Issue we had given the documents normally required to undertake a Motor OD Claim. The vehicle theft claim requires more or less the same documents. Check whether you have got the FIR, Claim form duly filled up, Copy of RC, and Copy of Policy. CHECK LIST Before starting the investigation work it would be prudent to study the documents thoroughly and make notes. 1. The First Information Report (FIR): Sl. # 1 2 3 4

5

Checklist Whether the FIR has been filed without delay If there is a delay, whether it has been properly explained Whether the Insured himself have lodged the complaint If the Insured himself have not lodged the complaint Whether a relative had Lodged the compliant Whether a friend have lodged the complaint Whether the position of the complainant (as Insured/as Insured friend/as Insured’s relative) has been recorded in the FIR 54

Vol. 1 Issue 3

6 7 8 9 10 11 12 13 14

THE EVER READY UNIVERSAL GUIDE

March 2003

Whether the spot of occurrence has been clearly mentioned (like giving landmarks - juxtaposition etc) in the FIR with PIN code Whether the address of the complainant has been given clearly with PIN code Whether ALL the details (including Chassis number, Engine number, Colour, Make Model etc) have been recorded in the FIR. Whether the details of the vehicle recorded correctly (i.e. match with the details found in the RC Book) Whether the copy of the FIR submitted is a photocopy or carbon-copy If it is a photocopy, whether it has been attested by the Police Authorities Whether all the details are legible Whether the FIR copy bears the signatures of the Police Investigating Officer and the complainant. Whether the vehicle was reported missing from the parked place

When this checklist is completed, a fair idea about the claim would emerge in the mind of the Investigator and possible avenues of investigation would open up. 2. The RC copy: 1 2 3 4 5

Whether the RC copy shows the engine number and chassis numbers clearly. Whether the Taxes have been paid upto date If commercial vehicle whether the FC is valid Whether financier’s address given in full Whether the name of owner is same as the Insured

3. The claim form: 1 2 3 4 5

Whether ALL the details have been filled in the claim form Whether the Insured address is given in full with PINCODE Whether the version given in the claim form and FIR match Whether signature of the Insured match with the signature on the RC Whether date, time and place of occurrence is the same as given in the FIR 55

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

4. The Policy 1 2 3 4 5

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

ABOUT SMARTFLATS©

Whether the particulars given in the policy tally with the particulars given in the RC & FIR Whether the period of Insurance is valid or not Whether the date of occurrence is in close proximity to the date on which the Police commences Whether the name of the Insured mentioned in the Policy is the same as the one found on the claim form and RC Whether financiers name address is given in the claim form

The “SmartFlats©” is a unique, powerful, multilingual, user-friendly and novel software meant for exclusive use by the associations of apartments. SmartFlats deals perfectly with all the aspects of Apartments with the absolute intention of providing total solution for Apartment management. This software has been developed using Visual Basic and MS Jet Engine. The ultimate difference of this software is its comprehensiveness and the simplicity with which it performs the complex tasks of Apartment managers. “SmartFlats” is capable of maintaining the particulars of

Field Work:

Owners and Residents

There is no hard and fast rule regarding the sequence of investigation. The Investigator should decide based on the details gathered from the documents. When there is a discrepancy in the documentation, it would be a good idea to scout the area where the Insured is staying and make discreet enquiries about the Insured. Verification at the Police station, where the FIR was filed, is important. The Police authorities sometimes sense foul play but could not get any positive clue. Close coordination with the Police sometimes gives better results. If the claim is genuine there won’t be much to check and counter check. From our own personal experiences we would suggest that Investigators should be beware of perfectly matching documentation. Fraudulent claims are well covered with airtight documentation. In such cases even minor details in the RC book would come in handy. In one case, the bills of purchase were verified with the suppliers and found to be true. All documentation was foolproof. But something told us that something fishy about the whole affair. We went through the documents once again. Suddenly we found that the FC of the vehicle was obtained on the same date on which the Windscreen glass was bought. The vehicle was undergoing repairs in one place and the FC was taken in another place. So to make use of a temporary permit, the number plate was fixed on another lorry and sent across AP/TN border to transport rice. The date of inspection & signing the FC was the clue on which the claim was repudiated.

Occupancy and Vacancy of Flats

Note from Editor : A firm of Software developers sent to us a Software specially created for Management of flats. On trying it out we found that this will be very useful in tracing people wanted by the police. For enquiries please contact the publishers.

56

57

Occupancy and Vacancy of Parking slots Infra-structural facilities available Staff and Servants appointed by the association, owners and residents “SmartFlats“ maintains the visitors and their details. Complete accounting system for the transactions related to the associations (Subscription, Salary, Receipts and Payments, etc.,) Search facility on any of the above information Dynamic Report generation with search results Registration of Suggestion and Complaints Encumbrance particulars of the Owner’s and Residents. (This will be useful to trace out any one who Owned / Resided in a Flat in the past) “SmartFlats” display all the Captions, Labels and Messages in five languages. (English, Tamil, Hindi, Telugu, Kannada)

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

Too Busy for a friend

March 2003

moved on.

One day a teacher asked her students to list the names of the other students in the room on two sheets of paper, leaving a space between each name. Then she told them to think of the nicest thing they could say about each of their classmates and write it down. It took the remainder of the class period to finish their assignment, and as the students left the room, each one handed in the papers that Saturday, the teacher wrote down the name of each student on a separate sheet of paper, and listed what everyone else had said about that individual. On Monday she gave each student his or her list.

Several years later, one of the students was killed in Vietnam and his teacher attended the funeral of that special student. She had never seen a serviceman in a military coffin before. He looked so handsome, so mature. The church was packed with his friends. One by one those who loved him took a last walk by the coffin. The teacher was the last one to bless the coffin. As she stood there, one of the soldiers who acted as pallbearer came up to her. “Were you Mark’s math teacher?” he asked. She nodded: “yes.” Then he said: “Mark talked about you a lot.” After the funeral, most of Mark’s former classmates went together to a luncheon. Mark’s mother and father were there, obviously waiting to speak with his teacher “We want to show you something,” his father said, taking a wallet out of his pocket. “They found this on Mark when he was killed. We thought you might recognize it.” Opening the billfold, he carefully removed two worn pieces of notebook paper that had obviously been taped, folded and refolded many times. The teacher knew without looking that the

Before long, the entire class was smiling. “Really?” she heard whispered. “I never knew that I meant anything to anyone!” and, “I didn’t know others liked me so much.” Were most of the comments. No one ever mentioned those papers in class again. She never knew if they discussed them after class with their parents, but it didn’t matter. The exercise had accomplished its purpose. The students were happy with themselves and one another. That group of students 58

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

is too late... AND ONE WAY TO ACCOMPLISH THIS IS: Forward this message on. If you do not send it, you will have, once again passed up the wonderful opportunity to do something nice and beautiful. If you’ve received this, it is because someone cares for you and it means there is probably at least someone for whom you care.If you’re “too busy” to take those few minutes right now to forward this message on, would this be the VERY first time you didn’t do ihat little thing that would make a difference in your relationships? The more people that you send this to, the better you’ll be at reaching out to those you care about Remember, you reap what you sow, what you put into the lives of others comes back into your own.

papers were the ones on which she had listed all the good things each of Mark’s classmates had said about him. “Thank you so much for doing that,” Mark’s mother said. “As you can see, Mark treasured it.” All of Mark’s former classmates started to gather around. Charlie smiled rather sheepishly and said, “I still have my list. It’s in the top drawer of my desk at home.” Chuck’s wife said, “Chuck asked me to put his in our wedding album.” “I have mine too,” Marilyn said. “It’s in my diary.” Then Vicki, another classmate, reached into her purse and showed her frazzled list to the group. “I carry this with me at all times, “ Vicki said and without batting an eyelash, she continued: “I think we all saved our lists.” That’s when the teacher finally sat down and cried. She cried for Mark and for all his friends who would never see him again. The density of people in society is so thick that we forget that life will end one day. And we don’t know when that one day will be.

MAY YOUR DAY BE BLESSED AND AS SPECIAL AS YOU ARE.

Editor’s Note This message came in the net. The message is very clear. Every one of us have a heart but forgot how to use it. We need this and much more to achieve a crimefree world!

So please, tell the people you love and care for, that they are special and important. Tell them, before it 59

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Importance of PIN

Facsimile of Letter received from Supertendent of Police, Guna MP.

The Postal Index Number (PIN) is unique each one for a specific geographical area. Thus for analytical purposes it becomes one of the important links/input. Coupled with Code of the Police station it is unique for each Police Station. Any one area covered by one PIN will have a maximum of ten according to the density of population. Thus a code coined with the PIN narrow down the area further and help create more accurate statistical models. In most of claim forms/FIRs sent by Insurers for compilation this bit of information is missing. In the event of a vehicle being traced the Police station which filed the original FIR can be contacted directly and passing on the information for necessary action. Similarly the addresses of the Insured and spot of occurrence are given without PIN code. This brings down the efficiency all round.Hence we request you to note the PIN codes without fail. -------------------Wanted Amaran Register Private Ltd is on the look-out for agents in all Districts all over India -1. To collect advertisements for their monthly publication “The Ever Ready Universal Guide” 2. To collect subscription from Insurance companies, banks and other financial institutions Commission: 20% for advertisements collected & 10% for subscription collected. Apply with self addressed stamped envelope to:

M/s. AMARAN REGISTER PRIVATE LTD., A6 Raviram Apartments, New # 75, Arya Gowda Road, West Mambalam, Chennai 600033. 60

61

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

March 2003

Details of Recovered vehicle from Police Stations

Letter of Authentication for Ready Reckoner Entries

From

THE EVER READY UNIVERSAL GUIDE

Name of Police Station with Code #

_________________________

Police station area PIN code

_________________________

Recovered Vehicle Details

_________________________

Class of vehicle

_________________________

Make (Mention Brand Name)

_________________________

Model

_________________________

Number on the registration plate

_________________________

Chassis number on physical verification

_________________________

Engine number of physical verification

_________________________

Date:

To M/s Amaran Register Private Ltd., A6 Raviram Apartments New # 75, Arya Gowda Road West Mambalam Chennai 600033 Dear Sirs Re: Ready Reckoner Entries

Full address, where the vehicle was recovered: -

We enclose attested photocopies of RC,FIR and Policy of vehicles under theft claim with us. We have noted the claim number clearly in the Policy copy for insertion in the ready reckoner published by you in your monthly “THE EVER READY UNIVERSAL GUIDE”. The number of sets enclosed are_____(_______________)

Crime Number & Section under which case is registered: Nearest office of the Insurance company where the intimation of recovery given: Remarks if any: -

Please do the needful

Signature of Officer in charge Seal

Signature of Authorized officer 62

(seal)

(Please fill up in English only) 63

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

Subscription Form

THE EVER READY UNIVERSAL GUIDE

March 2003

Details of vehicles recovered and waiting for disposal Loss Analysis Input

From

Date:

To M/s. Amaran Register Private Ltd A6, Raviram Apartments 75, Arya Gowda Road West Mambalam Chennai – 600 033

Dear Sirs, We enclose a DD Number __________________ drawn on _____________________Bank in favor of Amaran Register Private Ltd. payable at Chennai, for Rs. 1000 /- (Rupees One Thousand only) as yearly subscription

1. Make of Vehicle

:

________________________________

2. Model

:

________________________________

3. Date of theft

:

________________________________

4. Date of recovery by Police

:

________________________________

5. Date of possession taken by Insurance Company

:

________________________________

6. Approximate value at the time of taking posession

:

________________________________

7. Date of disposal

:

________________________________

8. Value realized on disposal

:

________________________________

9. Loss of revenue on account of delay in disposal

:

________________________________

10. Additional expenses incur red in keeping the vehicle in safe custody

:

________________________________

11. FIR/Return of Property Order Numbers

:

________________________________

12. Insurers DO/BO code

:

________________________________

to THE EVER READY UNIVERSAL GUIDE for one year.

Office seal

Authorized Signatory Authorized Signatory of Insurers 64

65

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

ClaimsInvestigatorsAssociationofIndia (Regd. No. 7/2000) # 12, Ram Nagar 5th Street, Nanganallur, Chennai – 600 061. Phone: 22347501 email : [email protected] For Membership please apply with self-addressed stamped envelope to

General Secretary /President Claims Investigators Association of India 12, Ram Nagar 5th Street, Nanganallur, Chennai – 600 061 Printed by

: V. RAVI Printed at JAI GANESH OFFSET PRINTERS, 19, Venkatasamy Lane, Santhome, Chennai - 600 004.

Published by : Ms. AMBICA ANANTHAN on behalf of AMARAN REGISTER PRIVATE LTD. Published at : A6, Raviram Apartments old # 30, New # 75, Arya Gowda Road, West Mambalam, Chennai - 600 033. Editor

: P. ANANTHAN 66

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

Vol. 1 Issue 3

THE EVER READY UNIVERSAL GUIDE

March 2003

REQUEST TO POLICE OFFICERS

ATTENTION INSURERS

Please send details of stolen vehicles as soon as they are traced, so that the Ready Reckoner list in this publication can be effectively updated every month.

Increase the chances of tracing and recovery of stolen vehicles within three months from the time of claim intimation, before the issue of the Non Traceable Certificate (UN)

The purpose of this publication is to make identification of stolen vehicles easier and after tracing the vehicles, to identify the concerned Insurance company/Owner of the vehicle quickly. We need your valuable advise to make this publication more useful and more relevant.

Address for communication: -

Amaran Register Private Ltd. A6, Raviram Apartments New # 75, Arya Gowda Road West Mambalam Chennai 600033 Contact Person: P. Ananthan – Editor (The Ever Ready Universal Guide) Contact Phone: (044) 2 474 1967

FREE OF COST TO YOU! Address for communication: Amaran Register Private Ltd. A6, Raviram Apartments, # 75, Arya Gowda Road West Mambalam, Chennai 600033

Contact Person P. Ananthan – Editor (The Ever Ready Universal Guide)

Contact Phone (044) 2 474 1967 Email IDs:

Email IDs: [email protected] [email protected]

[email protected] [email protected]

(For the PDF version of the publication, send a request by email with clear return address complete with PIN code.)

(For the PDF version of the publication, send a request by email with clear return address complete with PIN code.)