Banks Reports-aug2008

An Analysis on the behaviour of Payment Gateways during the month Aug-08 Total Transactions Total Booked Successfully % Contribution on Total attempted Payment Gateways / BANKS Txns Amt( in Rs) Succesful Attempted Txns Amt( in Rs) Txns Txns Total % Total % CREDIT / DEBIT CARDS ICICI PYMNT GATEWAY 1034869 1032629847 804555 78% 774463188 75% 23.08% 21.10% CITIBANK PYMNT GATEWAY 298943 337419093 166594 56% 179293140 53% 4.78% 6.10% AMEX PYMNT GATEWAY 45433 59169101 36452 80% 43517128 74% 1.05% 0.93% CITIEMI 21762 26421509 9285 43% 10909254 41% 0.27% 0.44% ICICI EMI 32583 36466582 24130 74% 26283371 72% 0.69% 0.66% HDFC PG 540866 536103805 324037 60% 316538044 59% 9.30% 11.03% UTI PG 87059 89978980 55318 64% 55836693 62% 1.59% 1.78% TOTAL 2061515 2118188917 1420371 69% 1406840818 66% NET BANKING / DEBIT CARDS HDFC 194386 168796168 139238 72% 115869838 69% 3.99% 3.96% ICICI BANK 445048 363723799 299990 67% 234931143 65% 8.61% 9.08% IDBI BANK 22140 18631969 14244 64% 11544554 62% 0.41% 0.45% CITI DEBIT 113949 95637673 67030 59% 51294036 54% 1.92% 2.32% OBC 4409 3675214 2191 50% 1760807 48% 0.06% 0.09% UTI 146422 123663176 102500 70% 84530220 68% 2.94% 2.99% STATE BANK OF INDIA 179680 149670785 112116 62% 91153983 61% 3.22% 3.66% PUNJAB NATIONAL BANK 36948 29532240 19681 53% 16248730 55% 0.56% 0.75% ABN AMRO 33734 30191560 21410 63% 17782192 59% 0.61% 0.69% CORPORATION BANK 9757 8176386 4006 41% 3229499 39% 0.11% 0.20% FEDERAL BANK 6767 5054162 3261 48% 2355150 47% 0.09% 0.14% SYNDICATE BANK 14202 11507032 8021 56% 6199866 54% 0.23% 0.29% UNION BANK 15926 13099383 9705 61% 7868567 60% 0.28% 0.32% INDUSIND 12096 9644269.51 8876 73% 7012811 73% 0.25% 0.25% SBI DEBIT CARD 326690 257062757 215390 66% 165789446 64% 6.18% 6.66% KARNATKA BANK 4318 3342372 2540 59% 1996235 60% 0.07% 0.09% ANDHRA BANK 13322 9906046 8581 64% 6033733 61% 0.25% 0.27% RAJASTHAN BANK 1093 1044991 365 33% 368594 35% 0.01% 0.02% BANK OF INDIA 13202 11733664 6563 50% 5862808 50% 0.19% 0.27% SBI ASSOCIATES 31448 24879277 15088 48% 11700959 47% 0.43% 0.64% EPOS 743 623823 0 0% 0 0% 0.00% 0.02% CANARA BANK 22024 16022663 13785 63% 9540549 60% 0.40% 0.45% INDIAN BANK 21782 14153501 13739 63% 8471311 60% 0.39% 0.44% CBOP 7205 6647348 3111 43% 2991111 45% 0.09% 0.15% BANK OF BARODA 12975 11142471 5123 39% 4347355 39% 0.15% 0.26% TOTAL 1690266 ### 1096554 65% 868883497 63% CASH CARDS ITZ CASH CARD 593995 525378402 479122 81% 416514489 79% 13.75% 12.11% DONE CARD 425013 382136625 382565 90% 340719497 89% 10.98% 8.67% TRANS I CARD 39505 34093317 32762 83% 28043685 82% 0.94% 0.81% TOTAL 1058513 941608344 894449 85% 785277671 83% REDEEM PG 0 0 0 0% 0 0% 0.00% 0.00% RDS 93612 87815942 74195 79% 67171324 76% GRAND TOTAL 4903906 ### 3485569 71% 3128173310 69%

* NA - N

Avg Time taken for Refunds (in days) 2.13 2.94 2.5 2.51 1.86 3.13 NA

3.06 NA NA 2.86 2.93 3.31 2.92 NA 4.28 NA 3.41 3.26 3.47 NA 2.5 1.96 NA NA NA 2.37 NA 1.86 2.69 NA 3.22

1.92 1.6 1.63 NA

* NA - Not Available