Covering Banks

October 7th , 2009

To Messer’s / Al Ahly United Bank. Attention Mrs. / Omayma Farahat – Senior General Manager Fax No. 25758424 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messer’s / Arab African International Bank. Attention Mr. / Hassan Al Sayed Abdalla - Vice Chairman and Managing Director. Fax No. 27955329

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messer’s / Arab International Bank. Attention Dr. / Atef Ebeid - Chairman. Fax no. 23915922 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messer’s / Bank Audi

Attention Mr./ Khaled Anwar Beshir – Executive Manager. Fax no. 38505016

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Bank of Alexandria. Attention Mr./ Mahmoud Sayed Abdel Latif – Chairman

Fax no. 23907793 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messer’s / Bank of Alexandria. Attention Mrs. Fatma Loutfy – First Deputy Chairman . Fax no. 23912100

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Banque Du Caire. Attention Mr. Mohamed Kafafi – Chief Executive officer . Fax No. 24055715

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 Messers / Arab Bank. Attention / Mrs. Samar EL-Molla – Country manager Fax No. (00202) - 3012118

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 Messrs / Arab Banking Cooperation – Egypt. Attention / Mr. Tarek Helmy – Chief Executive Officer Fax No. (00202) - 736 3572

I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

Messrs / Bank Of Alexandria . Attention / Human Recourses Manager Fax No. (00202) - 390 7793

I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon. Kind Regards,

Moataz Gharib Messrs / Barclays Bank Egypt .

October 7th , 2009

Attention / Mr. Colin Plawman - Managing Director. Fax No. (00202) - 366 2814

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable

individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

Messrs / BNP Paribas Le Caire Attention / Mr. Philippe Joannier - Managing Director. Fax No. (00202) - 794 2218

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon. Kind Regards,

Moataz Gharib October 7th , 2009

Messrs / Citibank . Attention / Mr. Elia Samaha - Managing Director. Fax No. (00202) - 795 8056

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows:

1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

Messrs / Commercial International bank . Attention / Mr. Hisham Ezz Al-Arab - Chairman & Managing Director. Fax No. (00202) - 568 3844

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows:

1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

Messrs / Credit Agricole Egypt, S.A.E. Attention / Mr. Adrien Phares - Managing Director. Fax No. (00202) - 738- 2993

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University

and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messrs / EL-Watany Bank Of Egypt. Attention Mr. / Yasser Hassan – Managing Director

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messrs / Arab Banking Corporation- Egypt Attention Mrs. / Mariam farid - Human Resource And Admin first Vice President

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases.

4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th ,2009

To Messrs / Barclays Bank Egypt, S.A.E. Attention Mr. / Khaled EL-Gebaly – Managing Director

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Banque Misr Attention Mr. / Mohamed Kamal EL-Din Barakat - Chairman.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Barclays Bank Egypt Attention Mrs. / Paula Schmidlin – HR Director.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Bloom Bank Egypt. Attention Mr. / Hany EL-Dana – Advisor to the Chairman.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Morgan Stanly. Attention Mr. / Mohamed EL-Beih – Investment Principle.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messrs / National Bank Of Egypt. Attention Mr. / Tarek Hassan Amer - Chairman.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / EL-Mashraq Bank - Egypt Attention Mr. / Mohamed badra – Senior Vice President – Country Manager.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / National Bank Of Abou Dhabi. Attention Mr. / Ahmed Ismail Hassan – Regional Manager Egypt .

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / EL-Mashraq Bank - Egypt Attention HR Manager

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / EL-Watany Bank Of Egypt. Attention Mr. / Yasser Hassan – Managing Director

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messrs /

EL-Ahly United Bank .

Attention / Mr. Omayma Farahat – Senior General Manager – Corporate Banking I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messrs / Societe Arabe Internationale De Banque (SAIB) Attention Mr. / Hassan Abdel Meguid - Managing Director.

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Arab International Bank Attention Dr. / Atef Ebaid – Chairman Fax no. 00202 - 23915922 I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messer’s / Beltone Financial Attention Mr./ Aladdin Saba – Chief Executive officer Fax no. 2792 6620 I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Cairo Capital Group Attention Mr. Khalil Nougaim - Chief Executive officer Fax no. 27957479 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable

individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messer’s / Delta Holding for Financial Investments Attention Mrs / Neveen El Tahri - Chairperson and Managing Director. FaFax:

2202

3472180

I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messer’s / EFG-Hermes Holdings, SAE Attention Mrs. / Hanaa Helmy - CEO, EFG-Hermes Holdings/ Foundation for Social Development. Fax no 00202 - 33383616 I am writing to you to express my interest in the position of top managerial position at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Enmaa Financial Services. Attention Mr. / Alaa Salah Rady - Managing Director Fax no. 33052945 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Foray Capital for Investment Attention Mrs. / Mona Adel Barakat - Managing Director Fax no. 33378670 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows:

1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Global Investment House Egypt Attention Mr./ Samir El-Alaily - Vice Chairman and Managing Director Fax no. 37609506 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University

and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / H.C. Securities & Investment . Attention Mr./ Hussein Choucri – Chairman Fax no. 37490577 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University

and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / International Development Consultants Attention Mr. / Farouk Nasser - Chairman and Managing Director Fax no. / 35694587 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows:

1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Misr Financial Investments Co. Attention Mr. Safwat Baly - Chairman and Managing Director Fax no. 37493374 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University

and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Naeem Holding Attention Mr. Hany Tawfik – Chairman. Fax no. 33020080 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messer’s / Office for Studies & Finance (OSAF) Attention Mr./ Osama Khalifa - Chairman Fax no.

22913878

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Pharos Holding for Financial Investment Attention Mr./ Mohamed E. Taymour - Chairman Fax no. 27373482 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases.

4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Prime Holding Attention Mr. Mohamed Maher Aly – Vice chairman Fax no. 33054611 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases.

4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Sofia Trading Group. Attention Mr. / Magdy Soliman Fax no./ 22900968 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / W.W. Consultant Co. Attention Mr./ Wasfy N. Migally - Chairman and Managing Director Fax no. / 27944958 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases.

4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Banque Du Caire Attention Mr. Mohamed Kafafi - Chief Executive Officer Fax no. 24055715 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / National Bank of Oman. Attention Mr./ Jamal Salim Al Waily Fax no. 22907076 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009

To Messer’s / National Bank of Egypt Attention Mr./ Tarek Hassan Amer - Chairman Fax no.

25747614

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Mashreq Bank Egypt Attention Mr./ Mohamed Badra - Senior Vice President and Country Manager Fax no. 22569850 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Blom Bank Egypt Attention Mr./ Alaa Samaha - Managing Director and CEO Fax no. 37494696 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Credit Agricole Egypt, SAE Attention Mr./ Managing Director Fax no. 27381253 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Credit Agricole Egypt, SAE Attention Mr. Mohamed El Kady - Head of Large Corporates Corporate Banking Fax no. (20-2) 3336-1572 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Credit Agricole Egypt, SAE Attention Mr. / Eric Maurin - Executive Vice President Fax no. 27380952 I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Delta Holding for Financial Investments Attention Mrs. / Neveen El Tahri - Chairperson and Managing Director Fax no. (20-2) 3300-0301

I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Attention Mr. Fax no. I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009 To Messer’s / Attention Mr. Fax no. I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Attention Mr. Fax no. I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib October 7th , 2009 To Messer’s / Attention Mr. Fax no. I am writing to you to express my interest in the position of top managerial position at your esteemed bank As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate me from other candidates. I think it is clear that I am an exceptionally dedicated and capable individual who strives for excellence in everything I put my hand into. I work very hard to achieve excellent results in all of my educational and career-based endeavors. My Business, Banking and Marketing skills and can be summarized as follows: 1 – Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business Administration Program). This is a joint venture program between Ain Sham University and West Brook University of New Mexico, USA. I expect to receive my degree within 18 months. 2 – A Masters degree in Business Administration and Marketing received in 1997 with a 3.46. 3 – Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a sevenmonth full time course which includes 23 Exams and 3 Cases. 4 – Practical and theoretical experience in major departments at banks. My work experience includes the following: a) Three years in Trade Finance Department. b) Two years at Restructuring and Non-performing Loans Divisions. c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to National Societe Generale Bank (NSGB) at this present time. I look forward to continuing to excel and grow as I seek out new fascinating opportunities. Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib