Banking Industry Overview

The"Opportunities in Indian Banking Sector" report provides extensive research and rational analysis on the Indian Banking Industry. This report has been made to help clients in analyzing the opportunities, challenges and the drivers critical to the growth of banking industry in India. The forecast given in this report is not based on a complex economic model, but is intended as a rough guide to the direction in which the market is likely to move. The future projection undertaken in this report is done on the basis of the current market scenario, past trends, and rules and regulations laid by Reserve Bank of India (ROI). The report provides detailed overview of the banking industry in India by contemplating and analyzing various parameters like assets size, income level etc. It helps clients to understand various products available in Indian banking industry and their future scope. The report also provides the future overview of the industry in terms of growing assets size, number of financial cardholders etc. in India. The future forecast discusses the future prospects of different arms of banking industry including rural banking, bank assurance, financial cards, mobile banking, role of technology in rural banking, pension funds and the future course of action or strategies for pension fund industry to be taken at macro level. Key Findings of the Report * Pension fund industry in India grew at a CAGR of 122.44% from 1999-00 to 200607. Rural and semi-urban India is expected to account for 58.33% of the insurance sector by 2010. * In terms of ownership, debit cards are more in number than credit cards but in terms of transactions, credit cards are used more than debit cards. * The ATM outlets in India increased at a CAGR of 53.99% to reach 20,000 in 2006 from 2000. * Rural and semi-urban centres account for 66% of total bank branches. * Indian Mutual Fund industry witnessed a growth of 49.88% from May 2006 to May 2007, and higher growth is recorded in closed ended schemes at 215.61%. * Increasing number of millionaires in India is increasing the scope of Wealth Management Services. * Bankable household India is anticipated to grow at a CAGR of 28.10% during 20072011. * Banking sector investment in Information Technology is expected grow at 18% in 2007 from last year. Key Issues and Facts Analyzed in the Report * Market analysis of different product segments in the banking industry. * Evaluation of current market trends. * Basel II Accord and Capital Requirement by Indian Banking Industry. * The factors driving growth of Indian Banking Industry. * Analysis of various challenges and opportunities for the industry. * Rural banking and role of technology. * Urban Vs rural banking in terms of deposit, branches, and credit. * Drivers and constraints for credit and debit cards industry in India. * Pension Fund industry in India. Pension Fund industry in India. * Rural banking in India and its future outlook. Key Players Analyzed This section covers the key facts about the major players (including Public, Private, and Foreign sector) in the Indian Banking Industry, including Bank of Baroda, State Bank of India, Canara Bank, Punjab National Bank, HDFC Bank, ICICI bank, Kotak Mahindra Bank, Citi Bank, Standard Chartered PLC, HSBC Bank, ABN AMRO Bank, American Express. Information Sources Information has been sourced from books, newspapers, trade journals, and white

papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to more than 3000 paid databases. Analysis Method The analysis methods include ratio analysis, historical trend analysis, linear regression analysis using software tools, judgmental forecasting, and cause and effect analysis.