Balanced Fund 1 Pager
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Aims to achieve an optimum mix.*
*Investment pattern: Equity And Equity Related Instruments between 65% to 75%, and balance in Debt & Money Market.
In the equity segment the investment philosophy is to invest in wellmanaged companies which in the opinion of fund managers have potential to deliver superior growth in the long-term. In the debt segment, the fund invests in Government Securities and high quality corporate debt instruments which are ideal for investors who have some appetite for equity, but are hesitant to invest 100% in equities. Why invest in Tata Balanced Fund? Potential of higher returns from equity is balanced with lower volatility from debt investments. Overall philosophy of fund management based on a strong riskmanagement framework. The fund has a buy-sell discipline to change the asset allocation dynamics according to the market conditions. Long track record with a demonstrated performance.
Key Features An open-ended balanced fund with 65%-75% investments in equity and balance in debt. Minimum investment: Rs. 5,000 & in multiples of Re. 1. SIP minimum amount: Rs. 500 (monthly), Rs. 1,000 (Quarterly). SIP maximum amount per installment: Rs.50 lakhs. Why Systematic Investment Plan (SIP)? Investing in a regular and systematic manner does away with the concern of deciding when to invest because you are following the concept of “Rupee Cost Averaging.” By this, you can buy more units when the purchase price is low and fewer when the purchase price is high. In this way, the average price per unit over time is what determines your overall return rather than the price you pay for each unit.
SIP Returns Investment Period
Dividend History (Dividend Option)
Total Value of CAGR Investment Investment as on Return on May 11, 2009
Dividend (%)
Per unit value (on face value of Rs. 10/-)
NAV (Rs.) (Date of Declaration of dividend)
Investment
(%) Last 1 year
12,000
12,126
1.96
12.50
1.25
19.0084 (09/09/2003)
Last 3 years
36,000
34,126
-3.43
15.00
1.50
22.6691 (11/03/2004)
Last 5 years
60,000
73,392
7.98
30.00
3.00
24.7554 (12/01/2005)
Since Disclosure of 1st NAV January 5, 1996 160,000
540,633
16.83
40.00
4.00
40.5078 (01/12/2006)
20.00
2.00
42.7533 (13/07/2007)
10.00
1.00
52.4219 (07/12/2007)
10.00
1.00
38.3963 (24/04/2009)
Past performance may or may not be sustained in future. Dividend assumed to be reinvested. Returns are given for growth option. Benchmark Returns through SIP route: CRISIL BALANCED FUND - Last 1 year 9.18%, Last 3 years 1.11%, Last 5 years 8.09%, no figures are available for other periods. Investment of Rs. 1,000 p.m. is assumed to be made on the 10th of every month, if not then the next business day.
Past performance may or may not be sustained in future.
Performance at a Glance (% CAGR) - as on May 31, 2009 Since Inception
Last 5 years
Last 3 years
Last 1 Year
16.39
23.34
11.38
-3.56
Past Performance of the Scheme may or may not be sustained in future. Benchmark Return (Crisil Balanced Index) Last 1 year -0.04%, Last 3 years 12.14%, Last 5 years 17.25%. Returns are given for Appreciation Option. No figures are available for other periods. Dividends assumed to be reinvested. While calculating returns dividend distribution tax is excluded. Date of inception: Oct. 8, 1995.
OUR BRANCHES West Zone:- Ahmedabad: (079) 65418989/ 65447799 Fax No. (079) 26466080, Bhopal: (0755) 4229379 / 4273914 / 2574198 Goa: (0832) 6451135/36, 2422135, Indore: (0731) 4201806, Jabalpur: (0761) 4074263, Mumbai: (022) 66315191/92/93, Borivali: (022) 65278852, Nagpur: (0712) 6630245 / 6502885, Nashik: (0253) 6605138, 6510315, Pune: (020) 30288775, 64005932, Rajkot: (0281) 6624848, 6544949, Surat: (0261) 6554418/19, Vadodara: (0265) 6641888/2356114. East Zone:- Bhilai: (0788) 2295625, Bhubaneshwar: (0674) 2533818, Dhanbad: 9234302478, (0326) 2300304, Durgapur: 9932241935, Guwahati: (0361) 2343084, Jamshedpur: (0657) 2756021/22/23/30, Kolkata: (033) 22881534/22883413/5, Patna: (0612) 2206497/6450120, Raipur: (0771) 2543354, Ranchi: (0651) 2330704/ 2330226. North Zone:- Agra: (0562) 2525195, Allahabad: (0532) 6451122, Chandigarh: (0172) 5087322/6450322/2605320, Dehradun: (0135) 6450877, Delhi: (011) 66324111/02/03/04/05, Jaipur: (0141) 5105177/78, 2389387, 6539009, Jodhpur: (0291) 6450555, 2631257, Kanpur: (0512) 2306066, Lucknow: (0522) 6452432, 4001731, Ludhiana: (0161) 5089667, 6503366, Moradabad: (0591) 2410667, 6535002, Udaipur: (0294) 6450979, 2429371, Varanasi: (0542) 6544655. South Zone:- Bangalore: (080) 66561313, 65335986/87, Calicut: (0495) 6450508, Chennai: (044) 64541868/69/78,64541863/64, Cochin: (0484) 2377580,6533107,6467813/14/15/16, Coimbatore: (0422) 6502133/44,4365635, Hyderabad: (040) 65961237/38, 65548290, Madurai: (0452) 6454330, Mangalore: (0824) 6450308, Mysore: (0821) 6450470, Vijaywada: (0866) 6532621, Vishakapatnam: (0891) 6451883, Thrissur: (0487) 6451286, Kottayam: 9447559230, Hubli: (0836) 6450342, Salem: (0427) 6451653, Trichy: (0431) 6455060, Thiruvananthapuram: (0471) 6535431/2319139.
Nature and Investment objective: Tata Balanced Fund: An open ended balanced fund. To provide income distribution and/or medium to long term capital gains while at all times emphasising the importance of capital appreciation. Asset Allocation Pattern: Equity And Equity Related Instruments: 65% to 75%, Debt Money Market and cash 25% to 35%. Load Structure (other than SIP): Entry Load: For each Investment amount less than Rs. 2 crores : 2.25%; For each investment amount greater than or equal to Rs. 2 crores : Nil. Exit Load: For each Investment amount greater than or equal to Rs. 2 crores: Nil, less than Rs. 2 crores : 1%, if redeemed within 6 months from the date of allotment. Load Structure (SIP): Entry Load: 2.25%^. Exit Load: If redeemed on or before expiry of 24 months: 1.00%^, If redeemed after 24 months: Nil. ^The above load structure would be applicable for SIP amount upto Rs 50 Lakhs per installment. For SIP installment above Rs 50 Lakhs the prevailing load structure for investment other than SIP will be applicable. Statutory Details: Constitution: Tata Mutual Fund (TMF) has been set up as a Trust under the Indian Trust Act, 1882. Sponsors: Tata Sons Ltd. & Tata Investment Corporation Ltd. Investment Manager: Tata Asset Management Ltd. Trustee: Tata Trustee Co. Pvt. Ltd. Risk Factors: Mutual Fund and securities investments are subject to market risks and there can be no assurance and no guarantee that the scheme will achieve its objectives. As with any investment in stocks, shares and securities the NAV of the units under the scheme can go up or down, depending upon the factors and forces affecting the capital market. Past performance of the previous Schemes, the Sponsors or its Group affiliates is not indicative of and does not guarantee the future performance of the Scheme. The sponsors are not responsible or liable for any loss resulting from the operations of the scheme beyond the initial contribution of Rs. 1 lac made by them towards setting up the Mutual Fund. Tata Balanced Fund is only the name of the scheme and does not in any manner indicate either the quality of the scheme, its future prospects or the returns. Investment in Fixed Income Securities are subject to interest rate risk; credit risk and liquidity risk . Derivatives require the maintenance of adequate controls to monitor the transactions entered into, the ability to assess the risk that a derivative adds to the portfolio. Risks in using derivatives include the risk of default of counter party, mis-pricing and the inability of derivatives to correlate perfectly with underlying assets, rates and indices. This is not a guaranteed return scheme. For scheme specific risk factors and other details please read the Offer Document/Scheme Information Document/Statement of Additional Information/Key Information Memorandum of the scheme carefully before investing. As per SEBI circular dated 31st December, 2007 no entry load shall be charged for direct purchase/switch-in applications accepted by the AMC.
05/2009
Call us at: 1800-209-0101 SMS: 'TMF' to 57575 E-mail: [email protected] Website: www.tatamutualfund.com
*Investment pattern: Equity And Equity Related Instruments between 65% to 75%, and balance in Debt & Money Market.
In the equity segment the investment philosophy is to invest in wellmanaged companies which in the opinion of fund managers have potential to deliver superior growth in the long-term. In the debt segment, the fund invests in Government Securities and high quality corporate debt instruments which are ideal for investors who have some appetite for equity, but are hesitant to invest 100% in equities. Why invest in Tata Balanced Fund? Potential of higher returns from equity is balanced with lower volatility from debt investments. Overall philosophy of fund management based on a strong riskmanagement framework. The fund has a buy-sell discipline to change the asset allocation dynamics according to the market conditions. Long track record with a demonstrated performance.
Key Features An open-ended balanced fund with 65%-75% investments in equity and balance in debt. Minimum investment: Rs. 5,000 & in multiples of Re. 1. SIP minimum amount: Rs. 500 (monthly), Rs. 1,000 (Quarterly). SIP maximum amount per installment: Rs.50 lakhs. Why Systematic Investment Plan (SIP)? Investing in a regular and systematic manner does away with the concern of deciding when to invest because you are following the concept of “Rupee Cost Averaging.” By this, you can buy more units when the purchase price is low and fewer when the purchase price is high. In this way, the average price per unit over time is what determines your overall return rather than the price you pay for each unit.
SIP Returns Investment Period
Dividend History (Dividend Option)
Total Value of CAGR Investment Investment as on Return on May 11, 2009
Dividend (%)
Per unit value (on face value of Rs. 10/-)
NAV (Rs.) (Date of Declaration of dividend)
Investment
(%) Last 1 year
12,000
12,126
1.96
12.50
1.25
19.0084 (09/09/2003)
Last 3 years
36,000
34,126
-3.43
15.00
1.50
22.6691 (11/03/2004)
Last 5 years
60,000
73,392
7.98
30.00
3.00
24.7554 (12/01/2005)
Since Disclosure of 1st NAV January 5, 1996 160,000
540,633
16.83
40.00
4.00
40.5078 (01/12/2006)
20.00
2.00
42.7533 (13/07/2007)
10.00
1.00
52.4219 (07/12/2007)
10.00
1.00
38.3963 (24/04/2009)
Past performance may or may not be sustained in future. Dividend assumed to be reinvested. Returns are given for growth option. Benchmark Returns through SIP route: CRISIL BALANCED FUND - Last 1 year 9.18%, Last 3 years 1.11%, Last 5 years 8.09%, no figures are available for other periods. Investment of Rs. 1,000 p.m. is assumed to be made on the 10th of every month, if not then the next business day.
Past performance may or may not be sustained in future.
Performance at a Glance (% CAGR) - as on May 31, 2009 Since Inception
Last 5 years
Last 3 years
Last 1 Year
16.39
23.34
11.38
-3.56
Past Performance of the Scheme may or may not be sustained in future. Benchmark Return (Crisil Balanced Index) Last 1 year -0.04%, Last 3 years 12.14%, Last 5 years 17.25%. Returns are given for Appreciation Option. No figures are available for other periods. Dividends assumed to be reinvested. While calculating returns dividend distribution tax is excluded. Date of inception: Oct. 8, 1995.
OUR BRANCHES West Zone:- Ahmedabad: (079) 65418989/ 65447799 Fax No. (079) 26466080, Bhopal: (0755) 4229379 / 4273914 / 2574198 Goa: (0832) 6451135/36, 2422135, Indore: (0731) 4201806, Jabalpur: (0761) 4074263, Mumbai: (022) 66315191/92/93, Borivali: (022) 65278852, Nagpur: (0712) 6630245 / 6502885, Nashik: (0253) 6605138, 6510315, Pune: (020) 30288775, 64005932, Rajkot: (0281) 6624848, 6544949, Surat: (0261) 6554418/19, Vadodara: (0265) 6641888/2356114. East Zone:- Bhilai: (0788) 2295625, Bhubaneshwar: (0674) 2533818, Dhanbad: 9234302478, (0326) 2300304, Durgapur: 9932241935, Guwahati: (0361) 2343084, Jamshedpur: (0657) 2756021/22/23/30, Kolkata: (033) 22881534/22883413/5, Patna: (0612) 2206497/6450120, Raipur: (0771) 2543354, Ranchi: (0651) 2330704/ 2330226. North Zone:- Agra: (0562) 2525195, Allahabad: (0532) 6451122, Chandigarh: (0172) 5087322/6450322/2605320, Dehradun: (0135) 6450877, Delhi: (011) 66324111/02/03/04/05, Jaipur: (0141) 5105177/78, 2389387, 6539009, Jodhpur: (0291) 6450555, 2631257, Kanpur: (0512) 2306066, Lucknow: (0522) 6452432, 4001731, Ludhiana: (0161) 5089667, 6503366, Moradabad: (0591) 2410667, 6535002, Udaipur: (0294) 6450979, 2429371, Varanasi: (0542) 6544655. South Zone:- Bangalore: (080) 66561313, 65335986/87, Calicut: (0495) 6450508, Chennai: (044) 64541868/69/78,64541863/64, Cochin: (0484) 2377580,6533107,6467813/14/15/16, Coimbatore: (0422) 6502133/44,4365635, Hyderabad: (040) 65961237/38, 65548290, Madurai: (0452) 6454330, Mangalore: (0824) 6450308, Mysore: (0821) 6450470, Vijaywada: (0866) 6532621, Vishakapatnam: (0891) 6451883, Thrissur: (0487) 6451286, Kottayam: 9447559230, Hubli: (0836) 6450342, Salem: (0427) 6451653, Trichy: (0431) 6455060, Thiruvananthapuram: (0471) 6535431/2319139.
Nature and Investment objective: Tata Balanced Fund: An open ended balanced fund. To provide income distribution and/or medium to long term capital gains while at all times emphasising the importance of capital appreciation. Asset Allocation Pattern: Equity And Equity Related Instruments: 65% to 75%, Debt Money Market and cash 25% to 35%. Load Structure (other than SIP): Entry Load: For each Investment amount less than Rs. 2 crores : 2.25%; For each investment amount greater than or equal to Rs. 2 crores : Nil. Exit Load: For each Investment amount greater than or equal to Rs. 2 crores: Nil, less than Rs. 2 crores : 1%, if redeemed within 6 months from the date of allotment. Load Structure (SIP): Entry Load: 2.25%^. Exit Load: If redeemed on or before expiry of 24 months: 1.00%^, If redeemed after 24 months: Nil. ^The above load structure would be applicable for SIP amount upto Rs 50 Lakhs per installment. For SIP installment above Rs 50 Lakhs the prevailing load structure for investment other than SIP will be applicable. Statutory Details: Constitution: Tata Mutual Fund (TMF) has been set up as a Trust under the Indian Trust Act, 1882. Sponsors: Tata Sons Ltd. & Tata Investment Corporation Ltd. Investment Manager: Tata Asset Management Ltd. Trustee: Tata Trustee Co. Pvt. Ltd. Risk Factors: Mutual Fund and securities investments are subject to market risks and there can be no assurance and no guarantee that the scheme will achieve its objectives. As with any investment in stocks, shares and securities the NAV of the units under the scheme can go up or down, depending upon the factors and forces affecting the capital market. Past performance of the previous Schemes, the Sponsors or its Group affiliates is not indicative of and does not guarantee the future performance of the Scheme. The sponsors are not responsible or liable for any loss resulting from the operations of the scheme beyond the initial contribution of Rs. 1 lac made by them towards setting up the Mutual Fund. Tata Balanced Fund is only the name of the scheme and does not in any manner indicate either the quality of the scheme, its future prospects or the returns. Investment in Fixed Income Securities are subject to interest rate risk; credit risk and liquidity risk . Derivatives require the maintenance of adequate controls to monitor the transactions entered into, the ability to assess the risk that a derivative adds to the portfolio. Risks in using derivatives include the risk of default of counter party, mis-pricing and the inability of derivatives to correlate perfectly with underlying assets, rates and indices. This is not a guaranteed return scheme. For scheme specific risk factors and other details please read the Offer Document/Scheme Information Document/Statement of Additional Information/Key Information Memorandum of the scheme carefully before investing. As per SEBI circular dated 31st December, 2007 no entry load shall be charged for direct purchase/switch-in applications accepted by the AMC.
05/2009
Call us at: 1800-209-0101 SMS: 'TMF' to 57575 E-mail: [email protected] Website: www.tatamutualfund.com
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