Asit C Mehta

Asit C Mehta Investment Interrmediates Ltd. An ISO 9001:2000 company

Mutual Funds Smart Investment

Why to Invest? • Saving is Earning - TRUE but Saving is not Investment is also TRUE • People say they want to INVEST SAFE !!!!!!! • DISK , DINK

Is your Principal Safe? Time Period

Saving Inflatio Differen % loss / A/c n ce Gain

(@5%) After 1 Yrs 103500

105000

1500 -1.45%

After 3yrs

110872

115762

4890 -4.41%

After 5yrs

118769

127628

8859 -7.46%

Impact of inflation on monthly expenses of Rs. 30,000 today

Value of Rs. 100,000 over time

100,000 79,599

78,353

62,368 48,102

38,288

37,689

30,000

Today

5 years

15 years

20 years

Today

At inflation of 5%

5 years

15 years

20 years

Mutual Fund EK Investment Option

What is Mutual Fund?

How Mutual Fund Works? INVESTORS Pool their money

Passed back to

FUND MANAGERS (MFs)

RETURNS

Invest in Generate

SECURITIES

What’s in it for YOU? • • • • • • • • •

Professional Management Diversification & Lowered Risk Low Cost Liquidity Transparency Flexibility Choices of Schemes Tax Benefits Regulation

Types of Scheme

Choices of Schemes • • • • • • • •

Sectoral Fund Thematic Fund Diversified Equity Fund Index Fund Balanced Fund Debt Fund Gilt Fund Liquid Fund

Different Plans in MF • Growth • Bonus • Dividend Payout • Dividend Re - Investment

Tax Benefits in Mutual Fund STCG

LTCG

Equity Funds

10 %*

New 15%*

Debt Funds

According to Tax Slab

NIL 10 %* W/O Indexation 20%* With Indexation

* Surcharge & Education Cess Extra Dividend: Income in the

form of Dividend is TAX FREE in the hand of Investor

Equity Linked Saving Scheme • Investment In ELSS scheme enjoy Tax Benefit Under Section 80 (C) upto Rs 100000. • Higher Earning Potential than other taxsaving instruments. • Shortest Lock-in Period among all the taxsaving instruments. • No Tax on income earned in the form of Capital Gain as LTCG is NIL

Investor Friendly Features • Systematic Investment Plan • Switch • Systematic Transfer Plan • Systematic Withdrawal Plan

Other Value Added Features • Trigger  Time Value Benchmark

• Alerts

It’s Hot !  PAN card is compulsory for investing in Mutual Fund.

 KYC is compulsory for all investment of Rs. 50000 and above

Chhoti – Chhoti Magar Moti Batein DOs & Don’ts

DOs Invest Through SIP Follow Buy Hold Harvest Strategy Invest on Every Fall

Benefit of Investing Through SIP • The Benefit of Long Term Equity Investment – Equities give superior returns among all asset classes over the long term

• The Benefits of Systematic Monthly Investment – Takes out the risk of market timing – Adds the benefits of the Power of Compounding and Rupee Cost Averaging

Buy - Hold - Harvest • Buy



Lower

• Hold



Longer

• Harvest  When Require

On Every Fall – Ek Top-up Hojaye

Invest on Every Fall and Your Return will Rise

Don’ts Never take loan for Investment. Don’t Involve in Bottom Fishing Past Performance of a Scheme is not a guarantee for future Performance.

Some Light Notes • Long Term Investors - Always Khush • Medium Term Investors – Kabhi Khushi Kabhi Gam. • Short Term Investors - Hasna Mana Hai

“If you can’t TIME the Market give TIME to the Market”

Thank You All

We provide you • • • • • • • •

Online portfolio management Online portfolio for your clients also SMS alerts for existing and new funds Mutual fund material (forms, banners, promotional material etc.) Weekly magazine for your knowledge enhancement at your place Time to time training for Mutual fund selling Back office support Advise for you and your client for portfolio