Abb.

List of Select Abbreviations

BSE

Mumbai Stock Exchange

BSR

Basic Statistical Return

CALCS

Capital Adequacy, Asset Quality, Liquidity, Compliance and System

CAMELS

Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control

CBDT

Central Board of Direct Taxes

CBLO

Collateralised Borrowing Lending Obligation

Available For Sale

CBS

Consolidated Banking Statistics

AIFI

All-India Financial Institution

CCB

Central Co-operative Bank

ALD

Aggregate Liabilities to the Depositor

CCIL

Clearing Corporation of India Ltd.

ALM

Asset-Liability Management

CCU

Corporate Credit Union

AMC

Asset Management Company

CD

Certificate of Deposit

AMPI

Aggregated Micro-Prudential Indicators

C-D Ratio

Credit Deposit Ratio

CDF

Co-operative Development Fund

APRA

Australian Prudential Regulation Authority

CDR

Corporate Debt Restructuring

ASIC

Australian Securities and Investment Commission

CFMS

Centralised Funds Management System

ARC

Asset Reconstruction Company

CFS

Consolidated Financial Statement

ARCIL

Asset Reconstruction Company (India) Limited

CGFTSI

Credit Guarantee Fund Trust for Small Industries

AS

Accounting Standard

CIB

Capital Indexed Bond

ATM

Automated Teller Machine

CIBIL

Credit Information Bureau of (India) Limited

BCBS

Basel Committee on Banking Supervision

CLF

Collateralised Lending Facility

BFS

Board for Financial Supervision

CMP

Common Minimum Programme

BIFR

Board for Industrial and Financial Reconstruction

CoR

Certificate of Registration

CP

Commercial Paper

AAIFR

Appellate Authority for Industrial and Financial Reconstruction

ABS

Asset Backed Security

ACB

Audit Committee of the Board

ACSTI

Agricultural Co-operative Staff Training Institute

AD

Authorised Dealer

ADR

American Depository Receipt

AFI

Annual Financial Inspection

AFS

and

and

BIS

Bank for International Settlements

CPI

Consumer Price Index

BOE

Bank of England

CPI-IW

Consumer Price Index for Industrial worker

BPLR

Benchmark Prime Lending Rate

CPR

Consolidated Prudential Return

BPSS

Board for Payment and Settlement Systems

CRA

Credit Reporting Agency

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CRAR

Capital to Risk-weighted Assets Ratio

FCRB

Financial Companies Regulation Bill

CRISIL

Credit Rating and Investment Services (India) Limited

FDI

Foreign Direct Investment

FEDAI

CRR

Cash Reserve Ratio

Foreign Exchange Dealers Association of India

CSGL

Constituent Subsidiary General Ledger

FEMA

Foreign Exchange Management Act

FI

Financial Institution

CVC

Central Vigilance Commission

FII

Foreign Institutional Investor

DAP

Development Action Plan

FIMMDA

DCCB

District Central Co-operative Bank

Fixed Income Money Market and Derivatives Association of India

DDA

Designated Depository Agency

FIPB

Foreign Investment Promotion Board

DFHI

Discount and Finance House of India

FRA

Forward Rate Agreement

DFI

Development Finance Institution

FSI

Financial Soundness Indicator

DICGC

Deposit Insurance and Credit Guarantee Corporation

GCS

Gold Card Scheme

GDP

Gross Domestic Product

DNSS

Deferred Net Settlement System

GDR

Global Depository Receipt

DRAT

Debt Recovery Appellate Tribunal

GIC

General Insurance Corporation

DRI

Differential Rate of Interest

GLC

General Line of Credit

DRT

Debt Recovery Tribunal

GTB

Global Trust Bank

DTL

Demand and Time Liability

HFT

Held for Trading

DvP

Delivery versus Payment

HHI

Hirschman and Herfindhal Index

EBR

Export Bills Rediscounted

HNI

High Networth Individual

ECB

External Commercial Borrowing

HP

Higher Purchase

ECGC

Export Credit Guarantee Corporation

HTM

Held to Maturity

ECS

Electronic Clearing Service

IBA

Indian Banks’ Association

EDP

Electronic Data Processing

IBS

International Banking Statistics

EFT

Electronic Funds Transfer

ICAI

Institute of Chartered Accountants of India

EL

Equipment Leasing ICD

Inter Corporate Deposit

EOU

Export Oriented Unit IDBI

ESOP

Employee Stock Option

Industrial Development Bank of India

EWS

Early Warning System

IDFC

Infrastructure Development Finance Company

EXIM Bank

Export Import Bank of India IDRBT

FCCB

Foreign Currency Convertible Bond

Institute for Development and Research in Banking Technology

FCNR

Foreign Currency Non-Resident

IFCI

Industrial Finance Corporation of India

FCNR (B)

Foreign Currency Non-Resident (Banks)

IFR

Investment Fluctuation Reserve

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MoU

Memorandam of Understanding

MPI

Macro Prudential Indicator

MSCS

Multi State Co-operative Society

MSS

Market Stabilisation Scheme

International Monetary Fund

MTSS

Money Transfer Service Scheme

INFINET

INdian FInancial NETwork

NABARD

IPO

Initial Public Offering

National Bank for Agriculture and Rural Development

IRAC

Income Recognition and Asset Classification

NAFSCOB

National Federation of State Co-operative Banks Limited

IRB

Internal Rating Based

NAV

Net Asset Value

IRF

Interest Rate Future

NBC

Net Bank Credit

IRS

Interest Rate Swap

NBFC

Non-Banking Financial Company

IT

Information Technology

NCAER

National Council of Applied Economic Research

JLG

Joint Liability Group

JPC

Joint Parliamentary Committee

NCARDBF

KCC

Kisan Credit Card

National Co-operative Agriculture and Rural Development Banks’ Federation

KYC

Know Your Customer

L3

Broad Liquidity Aggregate

NCMDARDB National Centre for Management Development in Agriculture and Rural Development Banking

LAB

Local Area Bank

NCUA

National Credit Union Administration

LAF

Liquidity Adjustment Facility

NCUSIF

LBS

Locational Banking Statistics

National Credit Union Share Insurance Fund

LIBOR

London Inter-Bank Offered Rate

NDS

Negotiated Dealing System

LIC

Life Insurance Corporation of India

NDTL

Net Demand and Time Liability

LNJPF

Lok Nayak Jai Prakash Naryanan Fund

NEFT

National Electronic Fund Transfer

NFS

National Financial Switch

M3

Broad Money NGO

Non-Government Organisation

MBC

Mutual Benefit Company

MBFC

Mutual Benefit Financial Company

NHB

National Housing Bank

MBS

Mortgage Backed Security

NIBM

National Institute of Bank Management

MEI

Macro Economic Indicator

NMCE

MFI

Micro Finance Institution

National-level Multi Commodity Exchange

MIBOR

Mumbai Inter-Bank Offer Rate

NOF

Net Owned Fund

MICR

Magnetic Ink Character Recognition

NPA

Non-Performing Asset

MISU

Market Intelligence and Surveillance Unit

NPC

National Payment Council

MNBC

Miscellaneous Non-Banking Company

NPL

Non-Performing Loan

NRE

Non-Resident External

NRI

Non-Resident Indian

IIBI

Industrial Investment Bank of India Limited

IIP

Index of Industrial Production

IMCGC

India Mortgage Credit Guarantee Corporation

IMF

MOSSI

Ministry of Small-Scale Industry

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NRNR

Non-Resident Non-Repatriable

QIS

Quantitative Impact Study

NRO

Non-Resident Ordinary Accounts

RBS

Risk Based Supervision

NRSR

Non-Resident Special Rupee

RCS

Registrar of Co-operative Societies

NSDL

National Securities Depository Limited

RFC

Resident Foreign Currency

RIB

Resurgent India Bond

RIDF

Rural Infrastructural Development Fund

NSE

National Stock Exchange

NSS

National Settlement System

OBC

Oriental Bank of Commerce

RNBC

Residuary Non-Banking Company

OBU

Off-shore Banking Unit

RoA

Return on Asset

OCB

Overseas Corporate Body

RoE

Return on Equity

OLTAS

Online Tax Accounting System

RRB

Regional Rural Bank

OMO

Open Market Operation

RTGS

Real Time Gross Settlement

OSMOS

Off-Site Monitoring and Surveillance System

RWA

Risk Weighted Asset

SACP

Special Agricultural Credit Plan

SARFAESI

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest

OSS

Off-Site Surveillance System

OTC

Over the Counter

OTCEI

Over the Counter Exchange of India

SASF

Stressed Asset Stabilisation Fund

OTS

One Time Settlement

SCARDB

PAC

Public Accounts Committee

State Co-operative Agricultural and Rural Development Bank

PACS

Primary Agricultural Credit Society

SCB

Scheduled Commercial Bank

PAT

Profit After Tax

SGL

Subsidiary General Ledger

PBT

Profit Before Tax

SEBI

Securities and Exchange Board of India

PCA

Prompt Corrective Action

SEFT

Special Electronic Funds Transfer

PCARDB

Primary Co-operative Agricultural and Rural Development Bank

SFC

State Financial Corporation

PCFC

Pre-shipment Credit in Foreign Currency

SFMS

Structured Financial Messaging System

PD

Primary Dealer

SGSY

Swarn Jayanti Gram Swarojgar Yojna

SHG

Self Help Group

PDAI

Primary Dealers Association of India SHPI

Self-Help Promoting Institution

PIS

Portfolio Investment Scheme

SICA

Sick Industrial Companies Act

PLR

Prime Lending Rate

SIDBI

PSB

Public Sector Bank

Small Industries Development Bank of India

PSRS

Prudential Supervisory Reporting System

SIDC

Small Industries Corporation

PSU

Public Sector Undertaking

SIPS

Systemically Important Payment System

QIB

Qualified Institutional Buyer SJSRY

QII

Qualified Institutional Investor

Swarna Jayanti Shahari Rozgar Yojana

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Development

SLBC

State Level Bankers’ Committee

SLR

Statutory Liquidity Ratio

SLRS

Scheme of Liberation Rehabilitation of Scavengers

and

TFCI

Tourism Finance Corporation of India

TIN

Tax Information Network

TUFS

Technology Upgradation Fund Scheme

SME

Small and Medium Enterprise

UBD

Urban Banks Department

SPV

Special Purpose Vehicle

UCB

Urban Co-operative Bank

SSI

Small Scale Industry

UTI

Unit Trust of India

StCB

State Co-operative Bank

VaR

Value-at-Risk

STCI

Securities Trading Corporation of India Limited

VRS

Voluntary Retirement Scheme

VSAT

Very Small Aperture Terminal

STP

Straight Through Processing WADR

Weighted Average Discount Rate

STRIPS

Separate Trading for Registered Interest and Principal of Securities

WPI

Wholesale Price Index

Thai Asset Management Company

YTM

Yield to Maturity

TAMC

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