Your Best Car Deal

Your Bes t Car Dea l by Lawrence Co l l i n s .

Avo id ing Dea le r Scams

To get the ca r you want , a t the pr i ce you want ,w i thou t be ing r i pped o f f , you need t o know what t o l ook out f o r .

Obv ious l y , not a l l ca r dea le r s a re d i shones t and uneth i ca l . However , a l l ca r dea le r s a re i n bus iness t o make money.The way they do tha t i s s imp le .They use every pyscho log i ca l t r i ck , t o t as much out o f your wa l l e t as poss ib le . Le t us count the ways : The Cred i t Sco re Scam:

You come i n t o buy a ca r , wi thou t a recen t c red i t repor t . (bad dog! / s tup id dog! ) Because now your f r i end ly he lp fu l dea le r gets t o run your c red i t ra t i ng . And guess what h f i nds? Aw…too bad…. .your c red i t sco re i s t oo l ow. But ,because he /she / i t (hey , th i s cou ld be San Franc i sco f r i end ly and he lp fu l…. the re i s a so lu t i on ! . . . . . . . i t ’ s…. . The I n te res t Rate Bump Scam:

Ente r the dea le r sh ip ’ s f r i end ly f i nanc ing counse lo r , who ,even w your t e r r i b l e c red i t sco re , somehow manages t o get you the cash you need f o r your dream-mob i l e , f o r on ly 8%. What the f r i end ly counse lo r doesn ’ t t e l l you – i s the rea l ra te . 6%. Guess i n to w pocke t the o ther 2% goes? The Sub jec t t o F inanc ing Scam:

Imag in ing tha t somehow you ’ve got the dea l o f a l i f e t ime ,you g l ide home i n your sh iny ,new dream-mob i l e . A week or so passes Then you get a ca l l f rom your f r i end ly ,he lp fu l dea le r wi th some bad news . Your l oan d idn ’ t go th rough . But – not t o wor ry , because ever he lp fu l and f r i end ly (no t t o ment ion resou rce fu l ) dea le r ,has managed(even wi th your t e r r i b l e c red i t ) get you new l oan wi th a l ower month ly payment ! What you don ’ t l ea rn ,un t i l you ar r i ve t o s ign on the dot ted l i ne , i s tha t the r the l oan , l i ke po l i t i c i ans promises , has i n c reased . The Trade I n Scam: ( one o f mmmmmmmany)

Some weeks a f te r t rad ing i n your o ld p i l e o ’ j unk , f o r your bra new dream-mob i l e ,you get a ca l l f rom the bank . They want t o know why you d id ’n t make your l a s t payment on p i l e o ’ j unk . You exp la in tha t you t raded i n ,and tha your f r i end ly ,he lp fu l ca r dea le r i s respons ib le f o r those paym When the bank asks i f you ’ve got tha t i n wr i t i ng , then you rea tha t your pa l s a t f r i end ly and he lp fu l must have j u s t f o rgo t ten t o make t payments . And guess what d i rec t i on your c red i t ra t i ng heads now? The Dea le r Prep Scam:

Af te r sco r ing the dea l o f a l i f e t ime ,w i th every th ing s igned and sea led – you sudden ly get h i t f o r an ex t ra $600 or so . Fo r what? You r i gh t l y ask . Why, fo r the f o l ks a t f r i end ly n ’ he lp fu l t o prepa re your dream-mob i l e f o r de l i ve ry o f course ! Such as the s ta te o f the i r “a r t ” , they a re a say th i s wi th a s t ra igh t f ace , the i r t one imp ly ing tha t you a re br i cks shor t o f a f u l l l oad . Even though the manufac tu re r ’ s s t i c ke r on the windsh ie ld s ta tes tha t “sugges ted re ta i l pr i ce i n c ludes pre - de l i ve ry se rv i ce ! ”

These a re j u s t a f ew o f the “ too l s ” o f the ca r j o ckeys t rade . Fo r you t o get the dream-mob i l e you want , a t the pr i ce y want , you need t o unders tand and accept tha t

You wi l l never , I repea t ,NEVER out barga in f r i end ly , he lp fu l ca r sa les shark . These peop le a re pro fess iona l s .They do day i n , day out , on ( you ’ l l pardon the pun) auto - p i l o t . You ma th ink you ’ re smar te r than the average bea r . And you may wel l be But a t tempt ing t o outdance a sa les pro fess iona l i s f i nanc ia l su i c id

Knowledge i s , i ndeed , power . So know your c red i t sco re . Have your c red i t repor t i n your pocke t . Have your f i nanc ing ar ranged BEFORE you pass the por ta l s o f f r i end ly n ’ he lp fu l motors . Negot ia te f rom s t reng th . Ca l l them on the i r b . s . And don ’ t hes i ta te t o wa lk i f The “dea l ” i sn ’ t r i gh t . Take your cue f rom tha t o ld count ry son “The Gamble r “ – “ You ’ve got t o know when t o f o ld . ” Good l u ck ! COPYR IGHT 2009 LAWRENCE COLL INS . ALL R IGHTS RESERVED. Lawrence Co l l i n s i s a marke t ing consu l tan t wi th a par t i cu la r i n te res t i n consumer pro tec t i on .

I f you ’d l i ke an ex ca r sa lesman t o g ive you more i n s ide t i p s o how t o get the dea l you want on YOUR Te rms , go t o : http://www.yourbestcarde al.info/