The Senior Voice - December 2007

The Senior

I O C V E December 2007

Local Attractions • Scenic Places • History • Money • Health • News

Famous Frontier Ghost Trail

Town

Platte River North In inNorthern Colorado Colorado

Lindy in Longs Cheyenne Charles Peak Lindbergh

Pioneer in 1927 Climbers

Doc Outlaws Susie In Early Colorado Pioneer Doctor in the Mountains

Skiing Cover Steamboat Picture: Springs

Geese Near Longs Peak

2 • December 2007 • The Senior Voice

Exclusively at Champion

$

1. 00 D No Paymown

ent ril 1, 20 *W.A.C. S 08* ee Sto

Until Ap

re for or Decem Complete b Door purc er Window & hase only .

Details. F

REPLACEMENT WINDOWS

It’s Easy! Call!

see store for complete details.

877-221-0770

DOG DOORS

24 Hou A Dayrs

Click!

24 Hou A Dayrs

Visit!

7 Da A Weeys k

www.ChampionFactoryDirect.com

5850 Byrd Dr. Loveland Bring Your Measurements, Ideas and Photos Into Our HUGE Factory Showroom For Instant Pricing!

© Champion 2007

W.A.C.

Schedule Your FREE In-Home Consultation Today!

TE11098

Other Great $1.00 Down Financing On Siding & Patio Rooms Available

Mon-Thurs 9-8, Fri-Sat. 9-5, Sun. 11-4

VENTS

SOFFITS

GABLE PATIO ROOMS

Applies to Champion Vinyl Replacement Windows & Patio Rooms

MAINTENANCE-FREE SIDING

OFFER CODE: SV1207

GUTTERS

TRIM

ENTRY DOORS

H U R R Y ! S a l e E n d s D e c e m b e r 31 st ! *Discount applies to our regular prices. All prices include expert installation. Sorry, no adjustments can be made to prior sales. Offers expire 12/31/07.

The Senior Voice • December 2007 • 3

Greeley Area Pioneers

The Senior

VOICE Published Locally Since 1980

By Bill Lambdin VOL. 28, NO. 1

T

he South Platte River trail from Greeley to Julesburg was one of the great pioneer highways in the West. It was the route of the famous Overland Stage Line and the location of major Indian wars from 1864 to 1869. Early travelers along the river saw many grave markers, burned-out homesteads and other signs of how dangerous the West was. Thousands of covered wagons rolled along in the dust near the Platte’s banks. Most of Colorado’s gold seekers and settlers followed the river, which they described as “a mile wide and an inch deep.” Although shallow, the Platte’s quicksands could swallow men and horses that tried to cross in the wrong place. Famous people using the trail included Sacajawea’s son Baptiste Charbonneau after the Lewis and Clark expedition, explorers Stephen Long and John Fremont, Buffalo Bill Cody and Kit Carson. The first white men known to use it was a small group of Spanish soldiers led by Pedro de Villasur in 1720. They came up from Santa Fe to see if the French were settling in what was then Spanish territory. Instead of Frenchmen, they found a band of Pawnee Indians who killed Villasur and 45 of his soldiers, and sent the remaining few running for their lives back to Santa Fe. French fur trappers were on the river at least by 1739, and they called it the Riviere Plat (shallow river), which gave us the name Platte. They also named the Cache la Poudre River, the settlement of LaPorte near later Fort Collins, the Laramie River in Wyoming and other landmarks. At that time, millions of buffalo still roamed what the Indians called The Great Pasture on the plains around Greeley. The Arapaho, Cheyenne and other tribes followed the herds, moving with the seasons. The tribes lived free, in harmony with nature, and they were proud of it. In 1863, when Colorado’s first territorial governor tried to convince the Cheyenne to take up farming, one chief replied: “We are not yet reduced that low.” But things changed.

email [email protected] www.theseniorvoice.net PUBLICATION INFORMATION The Senior Voice newspaper has been published locally the first of each month since 1980 for residents age 50-plus.

ADVERTISING For rates, call 970-229-9204; or see www.theseniorvoice.net. Ad deadline is 20th of month.

Wolfgang Lambdin Advertising Director Associate Publisher Fort Collins (970) 229-9204 Greeley in 1870, with its first irrigation ditch. Photo Hazel E. Johnson Collection. The few fur trappers who came in the early 1800s didn’t disturb the Indians. They built small outposts like Fort Vasquez and Fort St. Vrain south of Greeley in the 1830s and traded with the tribes. They often married Indian women and took up the Indians’ way of life. But the thousands of gold seekers and settlers who began arriving in the 1860s changed things. They took the tribes’ lands and introduced diseases the Indians could not withstand. They killed buffalo by the millions, wiping out the tribes’ source of food, clothing and way of life. Between 1864 and 1869, the Indians along the Platte River trail fought back. They burned ranches and forts, attacked stagecoaches and did everything they could to regain control of their hunting grounds. At one point, all but two ranches were burned along the South Platte trail. Several times between 1864 and 1869 whites could not travel the trail for fear of attack. Pioneer George Bent said at night Indian campfires along the river glowed for miles. Drumbeats echoed far across the plains, and the fear of death was everywhere along the trail. But it ended. Cavalry troops eventually

stopped the attacks, and the federal government sent the Indians to reservations. The Battle of Summit Springs in 1869 northeast of Greeley was the last battle with the plains Indians in Colorado. “It was over,” recalled historian Nell Brown Propst. “Never again would a Cheyenne maiden shyly lift her tent flap to admire the plaintive call of the flute. Not on the Great Buffalo Pasture. “Not there the heady triumph of a buffalo surround—the gathering of all the bands for the big summer meeting. Not there the cozy warmth of the lodge at night with the old storytellers passing on the heritage of the prairie people...” The Old West was gone. All that remains to remind us of that pioneer trail is the river—shining in the sunlight as it winds across the vast, rolling prairie. The river stretches farther than we can see, and farther back in time than we can know. ________________ COVER PICTURE: Geese flying at sunrise east of Mount Meeker, which is next to Longs Peak near Estes Park. Taken by Fort Collins professional photographer Gregory Mayse. See his photos at Trimble Court Artisans in Fort Collins, at the Art Center of Estes Park, and at www.gregorymayse.com. ■

SALES OFFICES:

Ft. Collins and Greeley (970) 229-9204 Loveland and Estes Park (970) 482-8344 EDITORIAL DEADLINE Announcements and stories must be received by the 10th of the month. LETTERS TO THE EDITOR The Senior Voice welcomes readers' letters and contributions. Enclose a self-addressed envelope and return postage to: The Senior Voice, 1471 Front Nine Drive, Fort Collins, CO 80525, or email [email protected]. The Senior Voice assumes no responsibility for damaged or lost material submitted by readers.

© Copyright 2008 The Senior Voice EDITORIAL OFFICE:

1471 Front Nine Drive Fort Collins, CO 80525 (970) 223-9271 email [email protected] www.theseniorvoice.net No material may be reproduced by any means without permission of the publisher.

Dr. William Lambdin, Publisher

4 • December 2007 • The Senior Voice

Lindy in Cheyenne By Margaret Laybourn (Editor’s Note: Wyoming historian Margaret Laybourn wrote the following story years ago.)

C

heyenne has been visited by presidents, kings and dignitaries of all kinds since its founding, but no other visitor received the honor and enthusiasm poured out for Charles Lindbergh when he landed his Spirit of St. Louis at the Cheyenne airport on September 2, 1927. On May 21 of that year, Lindbergh had made aviation history as the first person to fly alone across the Atlantic Ocean. To press for the advancement of aviation, he undertook a flight across the U.S. Cheyenne was then an aviation city, at the main division point of the transcontinental air mail route with one of the largest airports in the nation. Residents felt they were at the forefront of a soaring aviation industry.

All of Cheyenne was at the airport that golden September day for the scheduled 2 pm landing. At exactly 1:58 the world’s foremost flyer zoomed into sight, circled the field several times, landed and taxied to a hanger. Lindbergh emerged from the hanger ten minutes after touchdown. Although he appeared tired, he was impeccably dressed in shirt, tie and leather jacket. He was whisked into an automobile for a parade, and the crowd stampeded for Frontier Park where the formal welcome was held. When Governor Emerson introduced “Lindy,” the grandstands exploded with a tremendous ovation that shook the stands. The young flyer spoke for about 15 minutes, inspiring the crowd and speaking especially to children. My father, Royal S. Reed, had a passion for airplanes, automobiles and baseball.

Charles Lindbergh in Cheyenne. Wyoming History Museum. On that day, he and my mother, Kathleen, were driving to Denver from Casper in a brand new Model A Ford to see the Denver Bears play a semi-pro baseball game. They arrived in Cheyenne and found the town deserted. My father asked a man what happened, and the

man replied, “Lindy’s at the airport!” They raced out in time to see the Spirit of St. Louis touch down. In telling this story years later, my father always said it was a “three-base hit.” He got to drive a new car, see Lindbergh and watch his favorite team in a winning game ■.

Attention people with Medicare “Humana is the best there is...they take care of me. I’m 90 years old and see what good shape I’m in.” Mary B. Humana Gold Plus member ®

Expect more. To see if a Humana plan is right for you, call today to find an information session near you or to arrange an appointment in the convenience of your home: You have nothing to lose and everything to gain.

   s449    8 a.m. to 8 p.m., 7 days a week

Medicare approved HMO, PPO and PFFS plans available to anyone enrolled in both Part A and Part B of Medicare through age or disability. You must continue to pay your Medicare applicable premiums if not otherwise paid for under Medicaid or by another third party. A sales representative will be present with information and applications. M0006_GHA_002V

CO 11/07

The Senior Voice • December 2007 • 5

See Your Best...

Investing For Your Retirement By Scott Burns Financial Writer Q: Can you talk about the pros and cons of creating your “Five-Fold” portfolio vs. investing in a targeted retirement mutual fund? A: The Five-Fold portfolio is one of the Couch Potato Building Block portfolios. It is constructed with inexpensive index funds or ETFs and represents a moderate level of portfolio risk that remains constant. The target retirement funds— now available from many mutual fund companies—are an example of how marketing replaces actual thought in the financial services business. The common feature of these funds is that they suggest holding lots of equities when you are young and fewer when you are old. This is the conventional wisdom, but a growing body of research suggests it is wrong. The assumption of the target funds is that a cookie-cutter approach will be appropriate for every person. In fact, there are gigantic differences between people during their careers and at retirement. How our savings are invested needs to reflect the prospects of our work and age. You can’t do that with a cookie-cutter target fund. Here are some examples: In your 20s, you might be more conservative with your investments because your career is uncertain and you are faced with expensive projects: paying for education loans, getting married, buying a house, etc. So it’s better to take a bit less risk in your investments to support your mobility and career uncertainty. In your 30s and 40s you normally should be most aggressive with your investments because your employment is relatively secure, you’ve bought a house, and you may be able to take more risk In your 50s you might need to dial back your risk because you are more vulnerable due to possible changes in health, marriage, employment and career. In your 60s the amount of risk you take will depend on what retirement resources you have and when

you intend to use them. A worker who will have a pension, for instance, should be a more aggressive investor than a worker who has only a 401(k) plan. A worker who retires without paying off a home mortgage should be more cautious than one who has no mortgage. The cookie-cutter target funds don’t take any of this into consideration. That’s why I favor the construction of portfolios that fit your particular circumstances and risk tolerance. I didn’t pull these ideas out of thin air. They are based on the best research available, including work by Nobel laureate Paul Samuelson. ________________ Scott Burns is a longtime financial writer for The Dallas Morning News and other papers. He does not sell stocks or investments. You can send questions to: [email protected]. ■

MEDICAL SURGICAL

Eye Care Professionals

ROUTINE EXAMS CONTACT LENS

Jennifer Cecil, MD, LLC

669-8998 2902 Ginnala Drive Loveland, CO



Across from the Post Office on 29th Street

Jennifer Cecil, MD Board Certified Ophthalmologist

Distinctive Eyewear Optical Shop 669-2488

Margaret Rado, OD Contact Lens Specialist

6 • December 2007 • The Senior Voice

Choosing a Part D Plan

H

ow confusing is it for some people to choose a Medicare Part D drug plan? Here’s what a Lost Angeles Times reporter said when he tried to choose a plan for his 65-year-old mother: “The more I studied the options, the more concerned I became that making a mistake could have serious consequences. It can take days to pick a plan that seems like the best fit. The number of options and their costs vary by region. In short, I was drowning in choices.” In spite of such difficulties, Medicare officials advise participants to look at several Part D insurance companies every November and December, when participants can change plans. For 2008, some companies will increase their Part D premiums by as much as 70 percent; and only one company in Florida will cover brand name drugs for the so-called donut hole. Some others cover generic drugs for that gap; some do not. In Colorado, 55 different Part D insurance plans are available; in

Wyoming, 52 plans. Monthly premiums range from a low of $13.90 to a high of $99.50 in the two states. That’s a lot of choices to consider, say analysts; but some participants might need to shop around. About 20 percent of participants will see a $120 a-year increase in premiums for 2008 if they remain with their current insurance company. Others will see a smaller increase, according to researchers at the Kaiser Family Foundation. It’s not always a good idea to choose the plan with the lowest monthly premium, said Robert Hayes with the Medicare Rights Center. “Low premiums often go hand in hand with high copayments for each prescription,” he said. More than 24 million people are currently enrolled in Medicare’s Part D drug program, which began in 2006. They can change insurers until December 31, 2007. After that, they must stay with their insurer for another year. ■

Sweepstakes Scam By Barbara Read

I

FEET HURT?

• ingrown & problem nails • hammertoes • heel & arch pain • corns & calluses • diabetic footcare • fitness walking • injuries • bunions • orthotics • skin disorders of the feet • ankle pain • diabetic shoes • peripheral neuropathy Now expanded hours at our Estes Park Specialty Clinic, 555 Prospect, 970-586-9040.

Dr. Jean T. Masterson Board Certified: American Board Podiatric Orthopedics & Primary Podiatric Medicine; American Board of Podiatric Surgery Providing exceptional experienced podiatric care for over 20 years.

CALL 352-4815

2000 16TH ST., SUITE #3 GREELEY, CO 80631

magine winning a sweepstakes you didn’t enter and then being told “not to tell anyone!” The Better Business Bureau serving northern Colorado and eastcentral Wyoming has received a number of calls recently from consumers inquiring about a sweepstakes using a phony Fort Collins address. It turns out the sweepstakes is originating out of Toronto, Canada. The enclosed sweepstakes check for $2,394 looks real and even carries the name of a bona fide bank, which has issued its own advisory on its Web site. Recipients are asked to cash the check and return a portion of the funds to cover taxes and handling fees. It’s another phony sweepstakes scam. How do you determine if a sweepstakes is phony? In this case, red flags are many. The check and official notice of winning comes from North American Claims, Inc., 306 West

Link Lane, Ft. Collins, CO 80524. No such company exists in Fort Collins. And people familiar with Fort Collins will quickly discern that, while there is a Link Lane, there is not a “West” Link Lane; and the city is known as “Fort” Collins, not just Collins. The letter urges the recipient to call immediately for further instructions on sending a money gram in order to receive the winnings—and to “not tell anyone.” So what’s wrong with this picture? Plenty, according to your BBB: Foreign sweepstakes and lotteries are illegal in the United States. If you didn’t enter, you can’t be a winner. Real lotteries don’t ask you to pay a fee. If you have to write a check to win a lottery prize, it’s a scam. Never send any money for “processing fees” or share any other financial information in order to claim a prize. Visit bbb.org or call 970-4841348 for further information about consumer scams. ■

The Senior Voice • December 2007 • 7

They Called Her ‘Doc Susie’ By Bill Lambdin

T

hey called her “Doc Susie.” She was Colorado’s most famous, pioneer doctor—a beautiful woman in a rough mountain town full of lumberjacks and miners. Susan Anderson was born in 1870 in Indiana and was one of the few women then admitted to the University of Michigan medical school. After graduation, she came to Cripple Creek, Colorado, to be near her father and brother. Then she moved to Greeley but discovered she had tuberculosis and decided to move to the mountains and see if she could regain her health. She chose the little town of Fraser, a logging village north of what is now Winter Park. In 1907 when Susie arrived, Fraser had nearly as many saloons as houses. It also had some of the most severe winters in the United States, located at nearly 9,000 feet elevation and frequently recording the coldest temperatures nationwide. Susie first took a job as a grocery store clerk, not telling anyone she was a licensed doctor. The residents soon found out, however; and she began practicing medicine from her small cabin, with virtually no equipment and few supplies. Her cabin had no electricity or

running water. She didn’t have drugs to ease patients’ pain. She said that, if she kept drugs in her cabin, someone would break in and steal them, and maybe kill her to get them. When one man cut his arm badly, Susie told him: “You can scream and cuss if you want, because that’s the only pain killer you’re going to get.” She hated alcoholic drinks and wouldn’t give patients whiskey for pain. She also wouldn’t put up with the crude jokes some men tried to play on her, like the time a big lumberjack walked into her cabin, unzipped his trousers and said to Susie, “Take a look at this.” She asked what the problem was, and he answered, “Nothing, but isn’t it a beauty.” Susie replied furiously, “This examination just cost you $10—payable now!” She usually charged $1 for an examination. Or sometimes she received a dozen eggs, butter or whatever the patient could afford to pay. In the winter, she trudged through deep snow and 30-below temperatures to reach some patients, wearing long underwear, long wool dresses and miner ’s boots. In summer, she wore cotton dresses and button-down shoes. Susie was a very attractive woman, and locals said she had numerous

romantic affairs. But she never married. When in her 80s, she told an interviewer she could have married “if I hadn’t flown off the handle so much and said ‘pooh’ so many times.” The local people loved and respected her, even though she became eccentric as she grew older. Some said she became a fanatic about saving things—pieces of string, old magazines, even grapefruit seeds. When she was nearly 80, the University of Michigan honored her, and Fraser residents took up a collection to pay for her trip. She continued to serve the little mountain town all her life. She died at age 90. A street in Fraser keeps the

Susan Anderson as a young woman. Colorado Historical Society. memory of this pioneer doctor alive. It’s named Doc Susie Street. ■

Where Great Food, Friends & Drink Come Together 2439 South College • Fort Collins • 482-2584 11 am-2 am Monday-Friday 9 am-2 am Saturday 9 am-12 am Sunday Serving Lunch, Dinner & Weekend Breakfast SENIOR DISCOUNTS

HELPING YOU RETIRE JimHelps.com 970-530-0556

YOUR IRA QUESTIONS

d e r e w s An

Northern Colorado’s Retirement Planning Guide

Jim Saulnier, CFP®

• Required Minimum Distributions • Beneficiary Designations • Inheriting IRAs • Rollovers • Trusts • Roth IRAs

Call Jim's office today to schedule your complementary one-hour meeting to review your IRA questions or concerns. Jim Saulnier, LLC 322 East Oak Street Old Town Fort Collins 970-530-0556 JimHelps.com [email protected] Securities and advisory services offered through Financial Network Investment Corporation, Member SIPC. Financial Network and Jim Saulnier are not affiliated companies.

8 • December 2007 • The Senior Voice

Wilderness Area By U.S. Senator Wayne Allard

S

Platinum 50 Plus Accounts for Our Customers 50 and Better • Free checks • A pharmacy savings program with a discount card accepted at over 57,000 participating pharmacies and mail order services. • A vision savings card that can save up to 60% on eyeglasses and contact lenses as well as up to 25% savings on surgery procedures including LASIK. • A hearing savings program where you can save 15% on over 70 models of hearing aids – purchases include free inspections, cleanings and adjustments. • $15,000 travel accidental death insurance. • Travel, hotel and recreation discounts. • Local and on-line shopping discounts. • Payment Card and Personal Identity Protection. • All for only $4 per month.

enate Bill 1380 will designate nearly 250,000 acres as wilderness in Rocky Mountain National Park. This legislation is the result of more than a year of negotiations between members of the Colorado delegation. It is a carefully crafted bill involving thousands of hours of work with citizens, local elected officials and the environmental community. The protection of water infrastructure is a key component of this compromise legislation. If we do not recognize and protect the water provided by the Grand Ditch, this bill cannot move forward. Protecting this water is vital to preserving the area’s agricultural heritage and its future, as well as green acres and preserved habitat outside of Rocky Mountain National Park. Specifically, the bill designates 249,339 acres in Rocky Mountain National park as wilderness. It guarantees that the backcountry of Rocky

Mountain National park will be managed so that future generations will experience the park as we know it today. The bill also allows for the National Park Service to continue bark beetle and fire mitigation efforts as well as emergency response actions. It ensures that wilderness designation will not affect water rights connected to the Colorado Big Thompson Project or the Grand River Ditch. The bill also allows possible construction of a bike trail near Grand Lake. A map showing the area proposed for wilderness designation is available on the Internet at http://allard. senate.gov/_ files/RMNPbillmap.pdf. ________________ You can call Senator Wayne Allard’s local Colorado office in Loveland at 970.461.3530, or email him from his website: www.allard.senate.gov. You can also get more information about the wilderness designation at that website. ■

Family Owned for Over 90 Years

Give the Gift of Fun Gift Certificates Available in Any Amount!

FAMILY MEAL DEAL 16” 1-topping pizza, 4 fountain drinks, 20 game tokens

All for only

1999

$

Must present coupon. One coupon per visit. Not valid with any other offer. Expires 12/31/07

FAMILY FUN CENTER 138 Barberry Place • Loveland, CO 80537 • 970-613-0889 www.FunforAllinc.com

PARTY PACKAGE DEAL

10% off

FREE TO ENTER • OPEN 9 AM TO 9 PM DAILY GAMES • FOOD • PRIZES

Our private party package for 20

Come Visit During Winter Break for Great Indoor Fun

Must present coupon. One coupon per visit. Not valid with any other offer. Expires 12/31/07

Market Centre Medical Equipment & Supplies HOLIDAY SALE LIFT CHAIRS • Three Position Lift Chair • Five Colors Available • Call for Details 802 West Drake Road, Suite 123 Fort Collins, Colorado 80526

970-221-1453

The Senior Voice • December 2007 • 9

Fort Collins’ First Settler (Editor’s Note: Fort Collins historian Josephine Clements wrote the following story years ago.) By Josephine Clements

A

ntoine Janis, the Frenchman from St. Charles, Missouri, credited with being Larimer County’s first permanent non-Indian settler, staked a claim in the beautiful Cache la Poudre Valley above LaPorte in 1844. He continued to roam the West as a fur trader, scout and interpreter, well known at Fort Laramie, Wyoming. In 1858 he returned to the Cache la Poudre Valley with others from Fort Laramie and founded the town of Colona. The little town was soon moved a short distance downstream and renamed LaPorte. On his claim on the river about a mile west of the old trail that became the Overland Trail of the 1860s, Janis had a rude log cabin. Here he lived with his Sioux wife, whom he called Mary, and their children. The next 20 years saw the routing of Ben Holladay’s Overland Stage Line through LaPorte and the progressive destruction of the Sioux society, ending with Custer’s defeat in 1876. Following the Battle of the Little Big Horn, the Sioux were forced onto reservations. Mountain men who had Sioux wives faced the traumatic decision of going to the reservations with their families or parting from them. Nearly all chose to go to the reservations. Janis accompanied his family to the Pine Ridge Agency in Dakota

Territory in 1878. In 1937 my grandfather, John H. Payson, rented the old trading post building in LaPorte. In the old store, he found a letter Antoine Janis had written to E.N. Garbutt in 1879. Garbutt was then postmaster and storekeeper in the trading post. From the letter, we must surmise that he was in charge of Janis’ LaPorte property. Janis wrote: “Dear Sir, I have just received your letter of July 30. You can sell the hay for what you think is right. I am glad you fixed the fence all right. I am glad to hear you are all getting on well. “John Palmier, Morrisette and Claymore are all well and wish to be remembered. Palmier has lost a little girl since he came here. I have just got back from a trip up north. “Shall be glad to hear from you at any time so I can know how you all are. Everything quiet here. Everybody busy freighting and haying. Yours truly, Antoine Janis.” The letter was written in ink, in a fine flourishing hand. It was headed “Pine Ridge Agency DT (Dakota Territory), August 8, 1879.” John Palmier was Janis’ son-in-law, having married one of the Janis daughters. Palmier had a place in Pleasant Valley. The little girl “lost” was Janis’ granddaughter. Morrisette and Claymore were other French settlers of LaPorte who had gone with the Sioux families to Pine Ridge. Other letters from Janis were once in the possession of Larimer County residents. In March, 1883, Janis wrote

Antoine Janis, seated left in tuxedo and top hat. Colorado Historical Society. a letter to Ansel Watrous that is preserved in the Watrous 1911 “History of Larimer County, Colorado.” The only known photo of Janis is one from the old Fort Collins Pioneer Museum, now in the local history section of the Fort Collins Library. It shows Janis, in top hat, with Oglala

Sioux chieftains and friends. The only date that can be assigned to the photo is “before 1877” as it was published in an 1877 catalog. Janis died at Pine Ridge in 1890 and was buried there. But his memory lives on in the Cache la Poudre Valley that he called “the loveliest spot on earth.” ■

667-0202 LOCALLY OWNED FAMILY OPERATED

8426 Highway 287 Fort Collins View online obituaries and send condolences via the guestbook at www.resthavencolorado.com 1525 Riverside, Suite-B Fort Collins

10 • December 2007 • The Senior Voice

Questions About Estate Planning By Ron Rutz Legal Correspondent Q. Do I have to pay taxes on gifts that I make? A. Yes, giving is a taxable event. Any tax burden is on the giver, not the receiver. Thus as a general rule, the receiver does not have to include the gift’s value as income. The giver bears any tax liability. But there are exceptions. One spouse can give any amount to the other spouse tax free. But for gifts to anyone else (including children), the first $12,000 will not be taxed and the giver does not have to file a gift tax return to report any such transfers. The $12,000 can be given to any number of people with no limit as to the number of recipients or the number of years that the gifts are made, as long as in any calendar year not more than $12,000 of value is transferred to each person. It is possible to give a nonspouse tax free more than $12,000

of value in any particular year, but a tax return must be filed deducting the excess over $12,000 from the $1 million lifetime exemption that each giver has. Unlike the $12,000 exemption, there is no restriction on the amount given to an individual as long as no more then the cumulative amount of $1 million is given away in the giver’s lifetime. For example, as long as a gift tax return is filed, it is possible to give away $1 million tax free to one person immediately. But of course this gifting possibility would thereafter be exhausted. If a return is not filed, gift tax is due. Then the giver would be required to pay to both the Federal Government and the State of Colorado a total amount of approximately 43% of the value of the gift in excess of $12,000. The major disadvantage in using this exemption is that, to the extent that the $1 million exemption is used for gifting, then the estate tax exemption (currently $2 million)

will be diminished accordingly, thus reducing the amount that can be left tax free at death. In theory, any transfer of value would need to be added together in determining whether the $12,000 tax exempt threshold has been exceeded. For instance, the cost of family meals, birthday presents, tickets given so people can come to the giver, even the $5 to each grandchild, etc., along with things like paying for

another’s college tuition, church dues, etc., would need to be taken into account in order to determine the total gifting. If all of these add up to more than $12,000 for a person in a year, then there is a gift tax issue. ________________ Attorney Ron Rutz will answer questions sent to 2625 Redwing Road, Suite 180, Fort Collins, CO 80526, email [email protected], phone 223-8388. ■

Coverage Gap in Part D Plan

I

n 2007 over 4 million participants in the Medicare Part D drug program reached the coverage gap that requires them to pay all of their drug costs, according to research from Wolters Kluwer. Many of them switched to generic drugs, different drugs, or just stopped taking their medicines. The coverage gap for 2008 begins when a participant’s drug costs reach $2,510. From then until costs go over $5,726, a

participant must pay 100 percent of the drug costs ($3,216). Beyond $5,726, Medicare usually pays 95 percent of drug costs. The gap was intended to reduce costs in the Medicare program and encourage participants to be aware of costs. It has prompted many to use cheaper generic drugs. But it has been a problem for those who must take several expensive, brand-name drugs. They often reach the gap quickly. ■

Joe Dombrowski, Rocky Mountain Standard Plan Member since 2004

“Doctors don’t hesitate when you tell them you have Rocky Mountain Medicare.” Coverage you can count on. Joe Dombrowski lets everyone know that his doctors are as happy with Rocky Mountain Health Plans as he is. “I tell lots of people to talk to the folks there,” says Joe. “In fact, I can choose from a large network of physicians, specialists, and hospitals and I don’t need a referral to see the one I need.” We offer a wide choice of benefit and price options, as well as local people that pay attention to your needs and answer your questions. We have several plan choices including our Thrifty Plan which is just $24/mo., and we now also offer choices for folks who prefer a traditional Medicare supplement plan. “Great service,” Joe emphasizes. “That’s Rocky Mountain.” Call us today

888 - 251-1330 TTY, call

800 - 704 - 6370 Read more Colorado stories at

www.rmhp.org

For more information call 8:00 a.m. to 5:00 p.m., Mountain Time, Monday through Friday. Part D benefit questions: 8:00 a.m. to 8:00 p.m., Mountain Time, seven days a week (except on Thanksgiving and Christmas). RMHP has had a Medicare contract since 1977. RMHP Medicare & Medigap plans are available for people with Medicare, regardless of their age. CMS101607

H0602 1202002 MCAd19 MEDIGAP-2007-AD-MCAd19-1007

©2007

The Senior Voice • December 2007 • 11

Schulz and Peanuts: a Biography By Peggy Hunt

T

he Peanuts comic strip began appearing in newspapers in 1950 and later made creator Charles Schulz a very wealthy man. Schulz died in 2000 at age 78 after producing Peanuts for nearly 50 years. Writer David Michaelis recently published the first extensive biography of him titled “Schulz and Peanuts.” It’s an interesting book that will appeal to many Peanuts fans, and it reveals the various sides of Schulz’s personality and life. He was born in Minneapolis, Minnesota, in 1922, the son of a barber. In World War II, he served as a machine gun squad leader. After the war, he took a correspondence course in art and began doing freelance drawings and cartoons for various publications, including the Saturday Evening Post. Schulz knew from an early age that he wanted to be a cartoonist. He was quiet and reserved; working alone and putting his own ideas on a canvas suited him. Finally, newspapers began buying his comic strip that

he initially titled “Lil’ People.” The newspaper syndicate changed the title to “Peanuts.” Schulz was a hardworking man. He did not employ the usual assistants other cartoonists used, preferring to do all the work himself, including the many books and TV shows. He was the fourth most popular American author of the 20th century, even ahead of John Steinbeck, says Michaelis. His numerous marketing products earned over $1 billion a year and personally earned him over $1 billion during his lifetime. He lived briefly in Colorado Springs but spent most of his adult life in Santa Rosa, California. He was married twice and had five children with his first wife. He played hockey, golf and tennis. And he had an affair with a much younger woman—who refused to marry him—before marrying his second wife. The Peanuts character Lucy was based on his fist wife, who could be a bossy person, said biographer Michaelis. The character Charlie Brown was based on Schulz himself, said family and friends.

G e t o a n way i s a C to Deadwood Night Specials 2&3 2-NIGHT STAYS

114 + Taxes $ 98 Loveland 94 + Taxes $

Denver

98

May 4/5/6 Pick up points: Aurora, Golden, Windsor, Fort Collins, Wellington, Cheyenne, Chugwater, Wheatland

PACKAGE INCLUDES: • Motorcoach Transportation • Deluxe room • Food coupons • Gaming coupons • Slot tournaments

3-NIGHT STAYS

13498+ Taxes $ 98 Loveland 114 + Taxes $

Denver

Jan. 15/16/17/18 • Feb. 11/12/13/14 Mar. 25/26/27/28 • June 9/10/11/12 Pick up points: Colorado Springs, Aurora, Golden, Windsor, Fort Collins, Wellington, Cheyenne, Chugwater, Wheatland

Other Peanuts characters were based on people Schulz knew. Biographer Michaelis said he was usually very kind and shy, but somewhat egotistical; and at times he could be difficult to live with. Apparently Schulz had the sensitivity of an artist but also the explosive personality that sometimes accompanies creative genius. An uncle nicknamed him “Sparky,” which friends and family always called him.

He received many honors during his life plus the Congressional Gold Medal, the highest civilian award given by Congress, awarded soon after his death. Biographer Michaelis said Schulz was not the “simple guy” he called himself. “How could someone come up with a complex comic and not be a complex man?” The book “Schulz and Peanuts” is published by Harper Collins. ■

Rocky Mountain Travel King Alaska 2008 on Sale 14 DAY EXPLORER - COPPER RIVER June 1-June 15, 2008. Featuring 7 day cruise aboard the Island Princess. 2 nts. Copper River Lodge, 2 nts. Denali Princess Lodge, 1 nt. Mckinley Princess Lodge, 1 nt. Anchorage. Taxes, airfare, transfer, insurance add’l. Hosted by Sylvia Mucklow TOUR FARE (CAT. J) INSIDE $2167 PP • BALCONY (BC) $2499 PP June 1-9, 2008. 7 Day Cruise aboard the Island Princess. CRUISE ONLY FARES INSIDE ( J) $949 PP May 26-June 2, 2008. 7 Day Cruise aboard the Coral or Island Princess. INSIDE (CAT L) CRUISE ONLY FARES $629 PP OUTSIDE (CAT G) $728 PP

INSIDE (M)

May 31-June 7, 2008. Aboard the Golden Princess. 7 Day Inside Passage RT from Seattle. Cruise only fares. $729 PP • OUTSIDE (HH) $829 • BALCONY (BF)

ALASKA 7 DAY VOYAGE

OF THE

$1449 PP

GLACIER CRUISE

June 21-28, 2008. Vancouver-Anchorage. SPECIAL PRICING: CALL FOR DETAILS!

12 DAY GRAND MEDITERRANEAN CRUISE Venice to Barcelona. September 8-21, 2008. Aboard the Emerald Princess. Venice, Athens, Kudsadasu, Istanbul, Mykonos, Civutavecchia (Rome), Livorno, Marseille and Barcelona. Hosted by Syliva Mucklow. CRUISE ONLY FARES: INSIDE $2050 PP OUTSIDE (F) $2400 PP • BALCONY $3255 PP Airfare, transfers, taxes not included. $150 shipboard credit per cabin.

15 DAYS WINTER/SPRING 2008 HAWAII January 2, 2008. Aboard the Diamond Princess. INSIDE (M) $1099 PP January 17 & February 1, 2008

Tours depart from Denver/Loveland/Fort Collins (Management reserves all rights to alter or cancel this tour)

1-800-401-4385 Mon.-Fri. BOOK EARLY !

Highway 85 S. • P.O. Box 643 • Deadwood, SD 57732 www.deadwoodgulch.com

INSIDE (M) $1199 PP • OCEANVIEW (HH) $1398 PP Princess Ship’s Registries — Bermuda & Gibraltar All rates are per person based on double occupancy and may change without notice. Fares are cruise only unless listed as all inclusive.

Book with experience. • Book early and avoid missing out!

Plan Your Family Reunion with RMTK! 970-484-5566 800-525-5306

516 S. College Ave. • Ft. Collins, CO 80524 [email protected] Visit us at www.rkymtntravelking.us

12 • December 2007 • The Senior Voice

Help Is Available For Medicare Part D Drugs By Michael Hollis Social Security Office, Greeley

I

f you’re a Medicare beneficiary who has not enrolled in the new Medicare Prescription Drug Program, you may do so during the open season, which began November 15 and runs through December 31. If you have limited income and resources, you also may qualify for help paying the premiums, deductibles and co-payments for Part D. This extra help—available through Social Security—can pay part of your monthly premiums, annual deductibles and prescription co-payments. It could be worth more than $3,600 per year. To qualify for the extra help, you must be receiving Medicare and have annual income limited to $15,315 for an individual or $20,535 for a married couple living together. Even if your annual income is higher, you still may be able to get some help with monthly premiums, annual deductibles and prescription copayments. Some examples where income may be higher include if you or your spouse support other family members who live with you and have earnings from work; or live in Alaska or Hawaii; and have limited resources. Resources include such things as bank accounts, stocks and bonds. We do not count your house and car as resources. Social Security has an easy-to-use online application that anyone can complete at www.socialsecurity.gov. To apply by phone or get an application, call Social Security at 1-

800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Help with Medicare Prescription Drug Plan Costs (SSA-1020). Or go to the nearest Social Security office. To learn more about the Medicare prescription drug plans and special enrollment periods, visit www.socialsecurity.gov. ■

Put Perkins® on your shopping list.

The Senior Voice • December 2007 • 13

Events and Exhibits Holiday Gift Weld County seniors can make a free phone call to anywhere in the U.S. from December 10 to 14, 9 am to noon, at the Senior Resource Services office at 1802 16th Street, #1, in Greeley. No appointment necessary. This holiday service is sponsored by Senior Resource Services and New Frontier Bank, according to DeeAnn Groves. For information, call 3529348 in Greeley. Red Feather Lakes Library: • Ongoing events: Knit & Stitch group; writers’ group; watercolor society. • December 1, Santa visit at library, 11 am to 3 pm; plus holiday children’s stories and live music. • December 8, Dr. Janelle O’Boyle discusses children’s projects., 2-3:30 pm. • December 21, Christmas story hour and crafts for children, 10:30-11:30 am. • December 28, free movie “Star Wars, the Phantom Menace,” 2 pm. • December 29, free movie, “The Santa Claus,” 2 pm. • January, travel photography exhibit by Cindy Metsker in Ruth’s Art Gallery. • The library is seeking volunteers for new programs in 2008. For informa-

tion on that and events, call Sarah Myers at 881-2664.

Factory Direct Prices - Up To 40% Off

WALK-IN BATHTUB

Historical Calendar You can buy the Wyoming Historical Society’s 2008 calendar by emailing [email protected], or call 307-635-4881. It features pictures of Wyoming women from pioneer days to the present. Wyoming was the first state in the U.S. to give women the right to vote, and some pictures celebrate that. Greeley Libraries: • December 7, movie and discussion, “Sketches of Frank Gehry,” Farr Library, 6:30 pm. • December 10, Centennial Park Evening Book Club, Centennial Park Library, 6:30 pm. • December 18, Farr Afternoon Book Club, Farr Library, 1:30 pm. • December 20, Lunch Bunch, mystery novels discussion, Centennial Park Library, 11:30 am. • December 19, Farr Evening Book Club, 6:30 pm. • January 12, Erie Library grand opening, 10 am to 3 pm. For information on events, call Kellie Johnson at 506-8560. ■

A treasure doesn’t have to cost a fortune with...

Give the little girl in your life a gift that will last forever. Pearl by pearl, inch by inch, an Add-A-Pearl necklace creates a treasured heirloom.

131 South College • Fort Collins • 482-2205 • www.garwoodsjewelers.com

MODELS INCLUDE:

An Additional With this ad Expires 12-31-07

• Wide Inward-opening Door • Anti-slip Floor & Anti-slip High Seat • Foot & Leg Massager • Bidet • 168 Jets of Warm Hydrotherapy Helps Circulation, Stiffness & Pain • Therapeutic & Relaxing Deep Soak • Handheld & Wall Mount Shower Head • Many Models, Sizes & Colors for ANY Problem, ANY Space, ANY Décor • Lifetime Guarantee: Will NEVER Leak • Installation Available in ALL 50 States • FDA & ADA • May be Tax Deductible & Sales Tax-free

For Details & Live Operator 24/7

Call NOW Toll-Free

1-866-560-2476

14 • December 2007 • The Senior Voice

Pioneer House in Windsor Still Stands By Steve Fancy

T

he oldest building in Windsor, Colorado, is a small, two-room wooden building that was operated as an inn, saloon, and post office along the Overland Trail linking Greeley and Fort Collins. It was the only house for miles around when it was built in 1873 by John Hilton, nine years before the town of Windsor was established. The trip by wagon between Greeley and Fort Collins took all day in the 1870s, and the Halfway House at Hiltonville, as it was called, became a popular stopping point half-way between the two towns. John Hilton, a Civil War veteran from Wisconsin who had been shot in both legs and lost all of his teeth during the war because of scurvy, did not legally own the land on which he built the Halfway House. Beginning in November 1875, the 160-acre parcel that later became

the Jacoby Farm was homesteaded by Julius Weller, who owned it for 13 years, and the place became known as Weller’s. Julius Weller died in 1888, and his son Fred traded the 160-acre farm to his friend and business partner Robert S. Dickey. Dickey rented out the different farm parcels to various immigrant families, including the Jacobys. Jacob Henry “Old Jake” Jacoby, Sr., immigrated to Windsor in 1910 with his wife Mary Katherine and his infant son Jacob Jr. (called Young Jake) from the village of Doenhof in the Volga region of Russia. He worked for a time at the Great Western Sugar Company in Windsor, as did many other Germans from Russia. After R. S. Dickey’s death, his daughter Gladys and his grandsons gave the farm to the Jacoby family in gratitude for their many years of friendship and assistance. Norman

Halfway House on the Overland Trail between Greeley and Ft. Collins. E. Jacoby, Jake Jacoby’s son, raised historical park where the Town of sugar beets and other crops on the Windsor will tell the story of “Old 160-acre parcel where the Halfway Agricultural Windsor.” House still stands. ________________ Norman died in 1995, and his The Windsor Library has a book that widow, Margaret Jacoby Babcock, provides details and photographs has a life estate on the remaining about the Halfway House and the two-acre Jacoby Farm property four families who have lived there. where the Halfway House and a The book is titled “Windsor’s Oldest later farmhouse stand. The farmBuilding: the 1873 Halfway House house and other buildings will and the Four Families Who Lived eventually become a cultural and There,” by Steven G. Fancy. ■

This is your tim e! Why Spend it clea ning ?

Save $30

You have worked hard to get where you are and yo not slowing down u’re . Your schedule is as full as ever. you do have tim When e to relax would n’t it be great to your feet up with put the confidence of knowing Molly is cleaning your Maid home?

$10 off your first cleaning, and $20 off your fifth cleaning. Offer valid at participating locations. Not valid with any other offer. With coupon only. New clients only. Must present coupon at time of esstimate. Offer valid one time per household.

Molly Maid of E. Larimer & W. Weld County

970-282-7707

Gift Certificates Available Molly Maid is a member of the Service Brands International family.

©2007 Molly Maid, Inc. Each franchise independently owned and operated.

The Senior Voice • December 2007 • 15

Colorado’s First Permanent Town By Lois Hall

T

he little mountain town of Gold Hill west of Longmont and Boulder was Colorado’s first permanent mining community.

Gold Hill, in the mountains above Longmont. Colorado Historical Society. many years, and it attracted some famous visitors during summer months. Famed attorney Clarence Darrow spent several summers there. Poet Eugene Field was a frequent visitor in the 1870s. The name of the Wentworth Hotel was changed to the Blue Bird Lodge in 1921 after a group of young women from Chicago used it for a summer camp residence. Even later, in the 1980s, the hotel became a bed and

breakfast place, and the old building served the community for many years. Gold Hill eventually became a quiet residential community. Today a few of the original homes from the town’s mining days are still preserved. But times have changed a lot since those days when you could hear a pioneer shout, “I’m headin’ for Gold Hill!” ■ ©  8#%, %.%2'9 ).#

It was established in the fall of 1858 when a group known as the Aikins party arrived from Nebraska and found gold in the area. Soon hundreds of prospectors crowded into the canyon and swarmed along the mountain stream called Gold Run. By the following summer, prospectors had taken over $100,000 worth of gold from the stream, and Colorado’s gold rush days were underway. In 1870 David Horsfal discovered a rich vein and began underground mining. The Horsfal Mine became one of the most productive early mines at Gold Hill. But the first mining boom did not last long. By the early 1860s many placer miners had discovered how

hard it was to scratch out a living from what little gold they could find in streams or near the surface. The big veins were underground and required a lot of money and equipment to excavate. Some miners left to fight in the Civil War. Some went into farming. Then in 1872 a second boom occurred at Gold Hill when telluride was discovered there. Telluride is an ore that occurs in combination with gold and silver. Early miners said that telluride was so rich in Gold Hill that, if they heated a piece of the ore on a cookstove, pure gold would bubble into a pan. It was during this second mining boom that Gold Hill began to develop as a real community. The Wentworth Hotel was built in 1873, and the Saline School opened in 1875. The Wentworth Hotel was the center of Gold Hill’s social life for

9/52 7!2-4( /52 (%!4

!T 8CEL %NERGY WE CARE AS MUCH ABOUT KEEPING YOUR TOES WARM AS WE DO ABOUT KEEPING YOUR BILL LOW 7ITH ALMOST HALF YOUR ENERGY BILL GOING TOWARD HEATING YOUR HOME EVEN SMALL CHANGES LIKE USING A PROGRAMMABLE THERMOSTAT AND LOWERING ITS SETTING ADDING INSULATION WEATHER STRIPPING AND CAULKING CAN ADD UP TO BIG SAVINGS &OR MORE TIPS ON SAVING MONEY THIS WINTER CALL     AND ASK FOR OUR  3IMPLE 7AYS BROCHURE /R VISIT XCELENERGYCOM 9OUR ,IFE /UR %NERGY

XCELENERGYCOM

16 • December 2007 • The Senior Voice

Treatment for Diabetic Retinopathy

“The entire staff at Kirk Eye Center is so caring. I have become friends with everyone here.”

Colorado Crosswords By Tony Donovan

— Claude Earl Kissack Berthoud

E

arl Kissack doesn’t let his struggle with diabetes keep him from experiencing life. His home in rural Berthoud allows him to enjoy gardening, farming and working with his horses. Making sure that his eye health is taken care of is an essential and regular process.

John W. Colvin, OD & John D. Kirk, MD, FACS

3650 East 15th Street Loveland, Colorado

669-1107

Another eye doctor who wasn’t experienced to handle the problems caused by diabetes referred Earl to Dr. Kirk. Once a month Earl comes in to have his eyes checked. He also meets with another specialist who comes to the Kirk Eye Center to help keep Earl’s eyesight stabilized. “Dr. Kirk really takes time to get to the bottom of any problems that I am having. He has done several laser surgeries for me, and takes the time to make sure that I have the best eyesight that I can. The staff calls to check on me regularly. The quality of treatment, the commitment to optical health and the respect for patients at Kirk Eye Center is absolutely the BEST!” If you’d like to see your future more clearly choose Kirk Eye Center as your eye care provider. You’ll be glad you did.

w w w. K i r k E y e C e n t e r. c o m

See me about

MEDICARE PART D.

I am now carrying Medicare prescription drug coverage from Humana®. Call me today to sign up or if you have questions about what’s right for you. Mary MaryM. M Biggers, Biggers, Agent, Agent LUTCF 1318 SS.College CollegeAvenue Avenue Fort Collins, Collins, CO CO80524-4174 80524-4174 Bus: 970-493-9336 970-493-9336 [email protected] [email protected]

ACROSS 1. 7. 9. 10. 12. 15. 16. 17. 19. 20. 21. 24. 25. 26. 28. 29. 30. 32. 33. 34. 36. 38. 39.

Humana Prescription Drug Plans are offered by Humana Insurance Company, Louisville, KY, which is financially responsible for these products. No member of the State Farm family of companies is financially responsible for these products. Humana Inc., Humana MarketPoint, Inc. and Humana Insurance Company are not affiliates of State Farm. A Medicare approved Prescription Drug Plan available to anyone entitled to Part A and/or enrolled in Part B of Medicare through age or disability. Copayment, service area, and benefit limitations may apply. Contact your State Farm agent for details on coverage, costs, restrictions and renewability. State Farm Mutual Automobile Insurance Company • Bloomington, IL S5884_GH 19213 12/05

P054039 12/05

MASSAGE THERAPY CAN HELP... RELAX, HEAL, RESTORE. Sports Injury • Deep Tissue Swedish Relaxation Neuromuscular Therapy 30 Minutes $35 • 60 Minutes $55 Discounts for First-Time Clients Gift Certificates Available

Mary McGregor • 970-988-3587 CERTIFIED MASSAGE THERAPIST

Fort Collins • East Harmony & Boardwalk

42. 43. 44. 46. 47. 48. 50. 51. 52.

Weld County town founded by the Union Colony in 1876 EMT’s skill Avalanche goalie who helped team win two Stanley Cup trophies Small Yuma County site between Wray and Burlington Colorado shade tree whose varieties include Raywood, Marshall’s Seedless and Autumn Purple Vigoda or Fortas Theda Bara, for one Hiking and biking locale’ near Arches and Canyonlands National Parks in eastern Utah Seasonal or replacement workers, slangily Quaff for Marcello CSI evidence Baseball family name Popular older hotel in Aspen “Mop ‘n ___ (Popular floor cleaner and wax) “No” in Dresden Prefix for “cycle” and “sex” Eric who hit the first home run in Rockies’ history At no time Ump’s call Group of 8 singers or musicians Name of a river, town and county in the central mountains Friendly beginning? New Belgium Brewery of Ft. Collins trademark brew: Fat ____ Hat, slangily Partner of rescue Cross letters? Bering or Caspian Musical composition often numbered ___ Field, home of the Rockies Weld County town named for homesteader who warned a train heading for a burning bridge Basillica section Type of hat or coat

ANSWERS

54. 55. 56. 57.

Half a fly? Colorado’s state tree is a blue one of these Output at Leadville or Central City Electronics company taken over by GE in 1986. It’s slogan had been “The Greatest Name in Electronics” 58. Children’s toy and game fad begun in 1999 involving trading cards, stickers and video games

DOWN 1. 2. 3. 4.

5. 6. 7. 8. 11. 13. 14. 18. 22. 23. 26. 27. 30. 31. 35. 37. 40. 41. 45. 48. 49. 52. 53.

Mesa County site of the first sugar beet factory in Colorado in 1899 With #9 across, a Scottish highwayman or drink made with Scotch whiskey Center of a hurricane Larimer County community which took its name from the partnership of Adolphus Livernash and Stephen Moore, who built a cabin as headquarters for their prospecting ventures A mild cheese produced in a round shape and coated with a red wax River which runs through Steamboat Springs Berthoud neighbor which features a Seventh Day Adventist school Transport for some small CSU squads? Record types first produced by #57 across (abbr.) What laundry soap bubbles turn into according to animated ads Vietnam’s capital “It wa s___ ___ ___!” (Couldn’t be avoided) Nuggets “one-named” star Redford film of 1992 which won award for Best Cinematography: ___ ___ ___ Through It” Small settlement along Hwy. 14 near Cameron Pass Guitar forerunner Berra of baseball fame Waterway going through town of Vail “___ Homo” It’s home to Adams State College Data entered into a computer Former Disney CEO, now interviewer for CNBC: Michael ___ Last phase of a battle What Herbie was of Disney lore Drug store chain Center for Broncos, ___ Nalen Gold, to Jose’\

Colorado Crosswords are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

The Senior Voice • December 2007 • 17

Christmas Goose By Arlene Ahlbrandt

I

n years past, the goose was the favorite food served at holiday dinners, a tradition in England and other old world countries. On Saint Martins Day in France, roasted goose is the traditional menu. For the German yule feast, the Michaelmas, goose is served. It’s also served for the Jewish Hanukkah. In America, Thomas Jefferson’s cook book had a recipe for roasted goose. Julia Child also had a good recipe for the big bird. According to old recipes, it took about two hours to bake an eightpound goose. It was usually stuffed with sage and bread. In England it was served with wassail and plum pudding. Early American settlers raised more geese than they did chickens. Today in northern Colorado, we

have wild geese that do not migrate. A man named Gurney Crawford was behind the resident goose population in Fort Collins. In 1957 he and the state wildlife department began working to start the flocks we now have. Raising geese is more important in Europe than in America, especially in Germany and France. Their domestic birds are larger than wild geese. The meat and eggs are prepared in many ways. A pate called foir gras is made from the livers of fattened geese that are force-fed. Goose grease with turpentine applied to a person’s chest was an old-fashioned remedy for colds and the croup. And the bird became famous as the subject of Aesop’s fable, “The Goose That Laid the Golden Egg.” ■

columbine cares for seniors

Lifestyle Centre Health Club

Mind Body

The Lifestyle Centre is dedicated to offering a comprehensive wellness program that encourages a life long commitment to a healthy lifestyle and provides the means necessary to improve overall health and well being.

Soul

802 West Drake Road, Suite 133 Fort Collins, Colorado 80526

970-494-6446

Hospice L ARIMER

 

15 convenient locations for pick-up Serving Fort Collins, Loveland, Greeley, Windsor and Longmont



Door-to-door service also available

COUNT Y

Add more life to every day. L = 6I > H = D H E > 8 : ? =dhe^XZ^hVheZX^VaXdcXZeid[XVgZYZh^\cZYidegdk^YZ Xdb[dgi!\j^YVcXZVcYhjeedgiideVi^ZcihVcYi]Z^g [Vb^a^ZhYjg^c\Va^[Z"a^b^i^c\^aacZhhVcYWZndcY#

305 Carpenter Road | Fort Collins, Colorado 80525 (970) 663-3500 | Fax: (970) 663-1180 | www.hlchospice.org

18 • December 2007 • The Senior Voice

Questions About Retirement By Scott Burns Financial Writer Q: My wife and I are 59 and about to retire. We have a portfolio of $2.1 million. We currently own a waterfront lake house that is worth about $350,000 with no mortgage, a house for my mother worth about $75,000 with no mortgage, and our main residence worth about $300,000 with a $100,000 mortgage. We have found a new house close to our daughter and her husband, priced at $650,000. Our question: Should we pay cash for the new house? Or should we take a mortgage and work from the interest on the $2.1 million? Our financial adviser wants us to

take the mortgage, but we are very unsure how we should go. He says we can earn 10 percent, pay the mortgage and still have money to use. A: If the decision is between borrowing or paying cash, the more prudent decision is to pay cash. I’ll explain why in a minute. But the real decision is bigger than that. It’s whether you should make this change at all or whether you are willing to sell your lake house along with your primary residence and consolidate into a more expensive house close to your daughter. You can understand by examining the cash flow changes. In moving to a more expensive house you’ll be increasing your mortgage from $100,000 to $450,000. At

current jumbo rates, that would cost about $2,883 a month, or about $34,595 a year. In addition, you’d have higher expenses for real estate taxes, insurance and operating expenses. You’re likely to find yourself “house poor.” Your investment portfolio of $2.1 million, meanwhile, can sustain a safe withdrawal rate of 4 percent. Maybe 5 percent. Call it $90,000 a year. If you withdraw at a higher rate, you have a significant chance of putting yourself in a downward spiral if there is a significant market decline. So if you withdraw at a safe 4 percent rate, the 7.7 percent a year constant payment on the mortgage (principal and interest) will cut deeply into the income you have available for

other spending. If you withdraw at a 7.7 percent rate, at least for the mortgage payments, there is a major chance your portfolio won’t last as long as the mortgage. Your adviser is correct when he says that your investments may return 10 percent a year. But you will have to be 100 percent invested in equities to do that; and that means more risk. Meanwhile, you will have committed to making 360 monthly mortgage payments, rain or shine, up or down market. That loads the deck against you when you are retired. A more prudent plan would be to sell the lake house and your primary house for gross proceeds of about $650,000 and buy the $650,000 house near your daughter. Just remember that lakes don’t move, but daughters sometimes do. ________________ Scott Burns is a longtime financial writer for the Dallas Morning News and other papers. You can send questions to: [email protected] ■

Rural Area Health Care Improved

T

o improve rural medical services, the Federal Communications Commission announced it will provide $417 million in grants to create high-speed internet lines for 6,000 hospitals and medical providers in rural areas. The high-speed lines will allow rural patients and doctors to gain access to information from specialists and other providers in urban regions. Such things as videos of procedures, test results and other things that could not be sent over slow, dialup lines can be sent over highspeed lines. It will also allow doctors and hospitals with expensive equipment not available in rural areas to monitor chronically ill patients. FCC chairman Kevin Martin said, “Not only will a telehealth network connect doctors to patients who have never had access to medical treatment, but they can have access to the top resources on the other side of the country.” ■

The Senior Voice • December 2007 • 19

Early West Near Rawlins, Wyoming By Bill Lambdin

“S

he wore high-heeled shoes and overalls—and she was mean as all git out!” That’s how pioneers described a woman who lived at the Muddy stagecoach station between Rawlins and Baggs, Wyoming, after the station closed in the late 1800s. The woman, who went by the name of Jerrie Snodgrass, was a lone prostitute in the middle of nowhere— in such a remote place that settlers seldom heard birds sing, only the wind howling incessantly across the prairie. Her most frequent customer was Dad Corlett, for whom the little village of Dad was named. It’s no longer a village, only a few ranch buildings; but it still appears on maps north of Baggs. Jerrie Snodgrass not only took her customers’ money, she also stole their cattle and horses. They did nothing about it because “she had too much on them,” said local people. Baggs is one of the oldest towns in Wyoming and, because of its remote location, was a hangout for various outlaws. Some early residents said one gang rode in one day, got liquored up and shot up the place. The next day, they sobered up and paid for the damages. That was probably true. Outlaws liked to remain on good terms with local people, some of whom made money supplying fresh horses to the bandits when they were running from the law. Rawlins resident Peggy Hunt remembered such stories and said they prompted the high school sports teams to name themselves the Rawlins Outlaws. Baggs was named for the first homesteader in the area, George Baggs. He arrived in the 1870s and lived with his wife, Maggie. Actually, she was probably his common-law wife, said residents—and she was more than George could handle. Maggie had a roving eye for cowboys who worked on their ranch and eventually ran off with a young red-headed wrangler. That was after she and George sold the ranch and split up. Maggie got half of the money and took off for California with the redhead. When the money was gone, so was he.

Looking northwest toward the Rawlins-Baggs stage route from the continental divide west of Saratoga, Wyoming. Senior Voice photo. The stage line from Rawlins to Baggs, Slater and other pioneer communities in southern Wyoming was very busy. Stagecoaches ran the route daily, as did freight wagons. Communities in northwestern Colorado also depended on service from the line because Rawlins was a transcontinental railroad station from which supplies had to be obtained. Some stagecoach drivers were paid nearly $100 a month, a high wage in those days; and they earned it. They faced death from Indians and freezing blizzards; they had to find their way through blinding dust storms, rain, hail and all the things nature could throw at them in the wide open spaces of Wyoming. The stage driver was an absolute master, like the captain of a ship, and passengers had to do what he said. When they didn’t, there were consequences. One driver told passengers to get out and help push the stage through a deep mud hole. They refused. He unhitched the horses and rode one to the next station, leading the other horses and leaving the passengers stranded for some time. Usually the drivers were seasoned frontiersmen and overcame the obstacles, but not always. One driver couldn’t see where he was going on a dark night and drove the stage into a lake, drowning some of the horses and scaring the passengers half to death. Today, Twenty-Mile Road going south of Rawlins follows the old stage road much of the way to a spot on the map called Sulphur Springs, where there was a stage station. From there

to Baggs, the line went to stations with colorful names like Perkins’ Dinner, Muddy Station, and Peach Orchard Flats. The Old West is gone now. But if you drive the back roads between Rawlins and Baggs, you will see the same vast expanse of plains pioneers

traveled—a high, lonesome desert country with a silent, rugged beauty. Just don’t get stranded out there in a storm. ________________ You can read The Senior Voice online each month at www.theseniorvoice.net. ■

Receive a lump sum, line of credit, or monthly payments to use however YOU choose. Use it for today’s bills and tomorrow’s emergencies – it’s a great way to prepare for the unexpected. Free No Pressure, No Hassle Classes If you’re a homeowner age 62 or older, contact us today to learn more.

Levi Sattler 123 N. College Ave. Suite 230 Fort Collins, CO 80524 970-407-8288

20 • December 2007 • The Senior Voice

MORRISON’S MEDITATIONS

By Gaylord Morrison

• A to-do list is helpful, but a don’t-do list is also needed. • Success comes from shifting from wishbone to backbone.

Connection through Massage now for your childís future

Mommy and Me Family Fitness and Massage Therapy

• When someone says they spent $300 for groceries, are they bragging or complaining? ■

Stimulate the mind/body connection through Fitness/Pilates Focus on !Family !Future Creating long lasting bonds !Parents !Grandparents !Siblings !Caregivers Connecting with our children for our health and theirs

Laughter Is Still the Best Medicine

ïGroup Classes

ïOne on One

ïBaby Bootcamp

Niki Panetti,CMT Christy Theil, ACSM Fitness Instructor Kacey Mcoig, AFFA Certified Trainer [email protected]

ïGift certificates available-Call for Holiday packages

We wish you the gift of faith, the blessing of hope and peace during this holiday season and always. The Goes Family and Staff

482-2221

Governor’s Farm Apartments 701 6th Street • Windsor, CO • (970) 352-5860 Designed for people 62 years of age and older, or disabled. Governor’s Farm is located in a pleasant rural community, offers affordable rent, one-bedroom ground level apartments, laundry facility, free maintenance and small pets are welcome. USDA-RD

Equal Housing Opportunity

A

preacher asked for volunteers to sell bibles door-to-door so the church could make some money. Jack, Bill and Ike volunteered. The preacher knew that Jack and Bill worked as salesmen; so he figured they would succeed. But Ike was a farmer and had a speech impediment; so the preacher had doubts about him. They met with the preacher a week later, and Jack said he sold 20 bibles at $10 each, making $200 for the church. Bill sold 30 for $300. Ike said, “I s-s-s-sold one h-h-h-hundred.” “What!” said the preacher. “How in the world did you sell a hundred?” “I d-d-don’t know. I just said ww-would you like to b-b-buy this bible, or do you w-w-want me to ss-stand here and r-r-read it to you?” A blonde went into a Starbuck’s and ordered a cup of coffee. There was a peel-and-win sticker on her cup. She peeled it off and began screaming, “I’ve won a motorhome! I’ve won a motorhome!” A waitress told her, “You can’t win a motorhome. The biggest prize is a free lunch.” “But I’ve won a motorhome!” insisted the blonde. “It says right here, ‘Winabagel.’” A 7 year-old girl ran up to her grandfather, who was tinkering in his workshop, and confronted him

with the dreaded question, “What is sex?” He was surprised she’d ask such a question at her age but thought if she’s old enough to ask, she’s old enough to get a straight answer. He proceeded to describe all the variations of human sexuality, careful to impress upon her all the joys and responsibilities. When he finished, the little girl stood frozen, as though nailed to the spot, and looked at him with her eyes wide in amazement. Seeing she was overwhelmed, he asked what caused her sudden curiosity. She replied, “Grandma said dinner will be ready in a couple of secs.” A little guy was sitting in a bar staring at his drink when a big biker sat down next to him, grabbed his drink and gulped it down. The little guy started crying, and the biker said, ”Hey, man. I was just giving you a hard time. I didn’t think you’d cry.” “This is the worst day of my life,” said the little guy. ‘“I can’t do anything right. I overslept and was late to an important meeting, so my boss fired me. When I went to the parking lot, I found my car was stolen and I don't have insurance. I left my wallet in the cab I took home; then my dog bit me. So I came to this bar trying to work up the courage to end to my life – and then you showed up and drank the damn poison." ■

The Senior Voice • December 2007 • 21

Ghost Town in North Colorado By Peggy Hunt

C

olorado has many ghost towns that are fun to discover when you’re hiking or driving in the mountains, and they can put you in touch with the state’s colorful past. The gold camp of Hahn’s Peak was located 27 miles north of presentday Steamboat Springs on Road 129, at Steamboat Lake, where a small resort community now stands. Hahn’s Peak was named for Joseph Henne, who pronounced his last name Hahn. He died trying to develop the mountain’s riches. He first discovered gold here about 1862, but the place was so isolated that he left to organize a group of miners and arrange for supplies so mines could be developed. The nearest settlement then was nearly 100 miles away. In 1866, the group worked during the summer but headed out when winter threatened. Hahn and a companion named William Doyle

The early town of Hahn’s Peak. Colorado Historical Society. decided to stay through the winter. But they ran out of food and realized they were going to starve to death if they didn’t get supplies. Weak and ill, they headed out during a lull in the spring storms—trudging through deep snow and mud slides for days. Hahn died on the bank of a stream. Doyle finally arrived at Hot Sulphur Springs, snow blind and nearly out of his mind. Doyle said he had left Hahn’s body 20 miles up a stream above Hot Sulphur Springs. A search party found it only a mile away.

This tragic incident prompted settlers to call the place Hahn’s Peak, but few had much interest in prospecting there after that. Later in the 1870s, several miners did venture into the area and found some gold. But it was never a high producing region, and certainly not worth the price Joseph Hahn paid. Hahn’s Peak had become a small town by 1898 and even had a sheriff named Charles Neiman. It really wasn’t big enough to warrant a sheriff, but this rugged region in northern Colorado was outlaw country.

Brown’s Hole and nearby areas to the west were known hideouts for Butch Cassidy, the Hole in the Wall Gang and other bandits. One cold winter night when it was nearly 30 below zero, Sheriff Neiman caught two outlaws, Harry Tracy and David Lant, and put them in jail. They managed to get out, beat the sheriff senseless and rode out of town. Today Hahn’s Peak is a pleasant summer place. But you don’t want to be lost in these mountains in winter, as Joseph Hahn was. ■ Two Locations to Serve Your Needs!

Mini Stroke Is a Warning

A SHOP WEDNESDAYS, WHEN THE CURRENT WEEK’S AD AND THE PREVIOUS WEEK’S AD OVERLAP. ENJOY A DAY OF VIRTUALLY TWICE THE AMOUNT OF SAVINGS.

All Natural Meat, Fresh Seafood and Produce. No Preservatives Added. Consistently Checked for Antibiotics. Pharmacy and Post Office at Our Store.

2601 S. Lemay Avenue At Drake Road, Fort Collins Phone 282-8003

bout 90 percent of the people who have a mini-stroke do not get treatment for it, and that’s a big mistake, say researchers in a report published in the journal Stroke. Many people who have a ministroke will have a major stroke within a day or two. If they get treatment immediately for the mini-stroke, they are much less likely to die or suffer disabling effects; and they might avoid a major stroke if doctors are able to give them clot-busting drugs in time. Mini-strokes usually are not accompanied by pain; and that’s why many people ignore them. But their symptoms are easily recognizable: Sudden loss of speech or the ability to understand speech. Sudden weakness or numbness of the face, arm or leg, especially on only one side of the body. Sudden change in vision. Sudden difficulty walking or maintaining balance. ■

622 N. College Avenue

482-2741 6204 S. College Avenue

225-1255 OPEN 7 DAYS A WEEK! Wild Delight Finch Thistle Stocking

$2.99 each Not valid with other offers. While supplies last. Expires 1/1/08. SV

Locally owned; Free Delivery with qualifying purchase

C&S Suet Cakes

Black Oil Sunflower

High energy formula

25 lbs.

$2.00 off

99¢ each Not valid with other offers. While supplies last. Expires 1/1/08. SV

Not valid with other offers. While supplies last. Expires 1/1/08. SV

“Dedicated to Serve” Locally Owned and Operated Since 1959

MILO BOHLENDER

GARY BOHLENDER

VAUNDEEN BOHLENDER-BACHUS

121 WEST OLIVE • 482-4244

22 • December 2007 • The Senior Voice

Remembering the Singing Cowboys By Bill Lambdin

G

ene Autry and Roy Rogers were among the biggest stars in Hollywood during the 1940s and 1950s. Rogers recalled, “Years ago, when we were both at Republic Pictures, the studio concocted a publicity story that we were always feuding. But the truth is we were competitors, not adversaries. We were always good friends.” Autry was credited with bringing the singing cowboy to the movies, borrowing the flashy costumes and style of a non-singing predecessor, Tom Mix. Autry was the Western box-office king in the early 1940s, yielding to Rogers only after Autry served for five years in World War II. Autry was among the biggest box-office attractions along with Spencer Tracy, Clark Gable, Bob Hope, Gary Cooper, James Cagney, Bud Abbott and Lou Costello. Rogers followed Autry in making films for Republic Pictures and was the top box-office draw in Westerns for 12 years. Later Autry’s “Melody Ranch Theater” featured 65 Autry films from 1935 to 1953 on the Nashville Cable Network. “Happy Trails Theater” revived some of the 91 films made by Rogers beginning in 1938. People later knew Rogers as the image man for a hamburger fastfood chain. Autry later owned the

California Angels baseball team. Though some laugh at the idea of singing cowboys, Autry and Rogers made an impact not only at the movies but also in music. Autry was born Orvon Gene Autry at Tioga, Texas, in 1907. He made the first phonograph record of cowboy songs in 1929. He recorded 635 songs, including more than 200 that he wrote, and he sold over 40 million records. In 1970 Autry was elected to Nashville’s Songwriters Hall of Fame. His “Rudolph the Red Nosed Reindeer,” which he first thought was silly, sold 25 million records and ranked as the second bestselling record ever, behind “White Christmas.” Rogers, born Leonard Sly in 1911 at Cincinnati, introduced two film songs that became classics: “Don’t Fence Me In” and “Jingle, Jangle, Jingle.” In most of his films, he appeared with the singing cowboy group, The Sons of the Pioneers, which he founded. He and his wife, Dale Evans, recorded over 400 songs. Autry later divided his time between serving as chairman of the board of the Angels baseball team and directing construction of the Gene Autry Western Heritage Museum in Los Angeles. He also owned four radio stations, four music publishing companies, a ranch in California and the Gene Autry Hotel in Palm Springs. Rogers presided over the opening

Gene Autry singing on his horse Champion. of Roy Rogers fast-food outlets. His comic books and strips were syndicated worldwide. He and Dale Evans broke dozens of box-office records at rodeos and state fairs nationwide. Commenting on the early cowboy films, Rogers said they were basically wholesome entertainment and are still worthwhile for

children. “Kids everywhere like horses and animals,” he said. “The films focused a lot on animals.” Although the films romanticized cowboys, they contained less violence than many modern movies for children. They also made clear cut distinctions between right and wrong that children can understand, said Rogers. ■

Roy Rogers kissing his horse Trigger.

The Senior Voice • December 2007 • 23

More on Medicare Part D

H

ere are some things to consider when shopping for a Medicare Part D drug plan, say consumer advocates: Make sure a plan covers the drugs you need. Some plans require you to get an affidavit from your doctor and plea for a drug. Some limit the quantity of pills you can get. Some require you to try a cheaper drug and prove it doesn’t work before allowing the one you need. Read the fine print. Consider co-payments and other costs, not just the premium. A low premium might mean high copayments, cost sharing and other expenses you don’t want. Be sure the plan works at your pharmacy. See what coverage the plan offers for the so-called donut hole (coverage gap between $2,400 and $3,850). Many people reach this gap and have to pay for 100 percent of their drugs until their costs go over $3,850 and Plan D’s catastrophic coverage kicks in. Some plans cover the gap; some do not. There are at least 50 different plans

available in Colorado and Wyoming. Get help in choosing the one that’s right for you from local senior centers and other groups. They have people who can use computers efficiently to find the plan right for you. Here are some helpful websites and information sources: • Medicare’s website (Medicare.gov) offers the most comprehensive help. You can enter the drugs you take and then see the amount each Part D plan charges for premiums, co-payments and deductibles. • BenefitsCheckup.org website from the National Council on Aging helps you determine if you’re eligible for government subsidies that will pay for your drugs. The site also helps you find a cost effective drug plan. • The Medicare Rights Center website lets you compare drug plans available at your local pharmacy. This group also provides free information and counseling on all Medicare issues. • Consumer Reports Best Buy Drugs includes affordable treatment alternatives. ■

Letters Longs Peak Named for Relative Thanks for the Longs Peak article. I’ve always considered Longs Peak to be “my” mountain because it was discovered by and named for my great, great, great grandfather, Col. Stephen Harriman Long. Col. Long also was the fist person to take a steamship up the Mississippi River. That ship had a dragon’s head bow, which expelled steam and scared the Indians. Thanks again for the article. I will be keeping it among my Longs books. Lu Hart Cheyenne Michelangelo Book Signing As a long-time Senior Voice fan, I thought your readers would like to know about a book-signing event December 13 at 7 pm. I will be signing books at The Reader’s Cove Bookstore, 1001 East Harmony (by Ace Hardware).The title is “Michelangelo: In the Footsteps of the Master.” The book is the fruit of two and one-half years of research and writing that summarizes the artist’s life and

To The Senior Voice 1471 Front 9 Drive Fort Collins, CO 80525 E-MAIL: [email protected]

describes where to find his art works in Italy. It is designed for travelers to Italy, Renaissance fans, students, arthistory buff and arm-chair travelers. Maps and pictures are included in the book as well as an extensive bibliography and index. My phone is 226-5493. Charles Washington Fort Collins

Oral History Project “Here Today, Gone Tomorrow: Wyoming’s Boom and Bust Cycles,” is the Wyoming State Historical Society’s theme for its annual Oral History Project. Anyone interested in participating in the 2008 Annual Oral History Project can obtain information by contacting Cindy Brown at 307777-7036 or via e-mail at [email protected]. Collections will be maintained by the American Heritage Center and the Wyoming State Archives. Other members of the committee are Lynn Houze, Cody; Barbara Bogart, Evanston; and Laura Lake, Casper. Cindy Brown Wyoming Historical Society ■

The Boomers Have Arrived! Colorado has had a 65% increase in residents over age 50 in the past seven years — the largest increase in the nation. (U.S. Census Bureau)

The Senior Voice has served all of Northern Colorado and Southern Wyoming since 1980. The largest senior publication in the area. Fort Collins/Greeley (970) 229-9204 • Loveland/Estes Park (970) 482-8344

24 • December 2007 • The Senior Voice

Y A D I L HO S E V I T N INCE l for Cal ! s l i a t e d

• Convenient Fort Collins Location • Homes From the Low to Mid $100’s • Wide-open Spacious Floor Plan • Exceptional Kitchens • Walk-in Closets • Large Outdoor Patios • Beautiful Covered Front Porch • Two Car Attached Garage • Landscaped Front Yards • Grass Mowing • Snow Removal • Clubhouse With Activities/Group Functions • Fitness Center • Pets Allowed • No Rentals

STERLING

KEYSTONE

2 bedroom 2 bath approx. 1169 sq. ft.

2 bedroom 2 bath approx. 1282 sq. ft.

GRAND DURANGO II 2 bedroom 2 bath + den approx. 1586 sq. ft.

1/2 mile east of I-25 on the south side of Mulberry

www.sunflowercolorado.com • 10 a.m.-5 p.m. Daily • 970-493-5646