Strongest-and-weakest-banks-and-thrifts

The “X” List Report

Strongest Banks and Thrifts in the United States (See second table below covers the weakest; go to the bottom of this report for information on brokers.) Distributed by: Weiss Research, Inc. and www.MoneyandMarkets.com. Source of Financial Strength Ratings: Courtesy of TheStreet.com Ratings, www.TheStreet.com. Data source: FDIC’s Call Reports and OTS’ Thrift Financial Reports, March 31, 2008. Selection criteria for the table below: All U.S. commercial banks, savings banks, S&Ls and other thrifts with total assets of $500 million or more and with a rating of B+ or higher. Instructions: Below, please find the listings for the strongest and weakest banks and thrifts. 1. Make sure you have the exact name of your bank or thrift, along with its state of domicile. 2. Look for your institution in alphabetical order. If it is not on this list, check the list of Weakest Banks and Thrifts below. 3. If you cannot find your institution on either list, visit www.TheStreet.com. 4. Under “PORTFOLIO & TOOLS,” select “Banks & Thrifts Screener.” 5. This will take you to a new page with the bank screener, and you’ll see a box on the left hand side to fill in your bank information. To narrow the search, type in the name of your State. For the bank name, enter just the FIRST word or a SINGLE key word. Do not enter the full bank name. 6. Refer to the following ratings scale: A B C D E + -

excellent good fair weak very weak the upper third of each grade range the lower third of each grade range

7. Based on these ratings, here are some guidelines to follow:

9 If your bank is rated B- or higher, do not take any further action unless your deposits are over the FDIC limit.

9 If your bank is rated D+ or lower, consider moving your money elsewhere. 9 If your bank is rated a C- a C or a C+, we consider it a yellow flag.

Monitor the rating periodically to make sure it has not been downgraded into the D range.

9 If you’re shopping for a new bank or thrift, favor those with a rating of B+ or better.

Bank Advanta Bk Corp Albany B&TC NA Alerus Financial NA American Bk of Texas American Bk TX NA American Heritage Bk American NB&TC American St Bk Apple Bk For Svgs BancFirst BancorpSouth Bk Bank of Clarke Cty Bank of Commerce Bank of Hampton Roads Bank of Marin Bank of Stockton Bank of the Commonwealth Bank of the Ozarks Bank of the Sierra Bank of the West Bank of Utah Bank of Washington BankPlus Beal Bk NV Bessemer TC Bessemer Trust Co NA Broadway Bk Broadway NB Brookline Bank Burke & Herbert B&TC Cameron St Bk Centennial Bk

City Draper Chicago Grand Forks Sherman Marble Falls Sapulpa Danville Lubbock Manhasset Oklahoma City Tupelo Berryville Idaho Falls Norfolk Corte Madera Stockton Norfolk Little Rock Porterville El Paso Ogden Washington Belzoni Las Vegas Woodbridge Twp New York Chicago San Antonio Brookline Alexandria Lake Charles Fountain Valley

State UT IL ND TX TX OK VA TX NY OK MS VA ID VA CA CA VA AR CA TX UT MO MS NV NJ NY IL TX MA VA LA CA

TheStreet.com Rating A A B+ AAAA AB+ AB+ B+ A+ AB+ AB+ B+ AAB+ AB+ B+ AAB+ A AA AB+

Total Assets ($ thousands) 2,587,476 512,418 717,480 1,054,627 684,350 599,074 784,257 2,095,007 8,307,485 3,773,746 13,151,538 512,038 730,004 581,257 919,799 1,752,232 883,383 3,041,220 1,279,280 701,178 699,707 598,542 2,087,587 1,755,318 594,017 933,083 1,118,366 1,799,320 2,390,461 1,538,861 585,035 702,138

Centier Bank Central Bk Citizens 1st Bank Citizens Bk Citizens Bk Citizens Bk Citizens Business Bk Citizens NB of Meridian City NB City NB of Florida City NB of WV Columbia Bk Columbus B&TC Community Bk Community BK of Tri-Cty Conway NB Custodial Trust Co Deutsche Bk TC Americas Deutsche Bk Tr Co DE Dime Svgs Bk of Williamsburg Eastern Bk El Dorado Svgs Bk FSB Evangeline B&TC Farmers & Merch Bk Ctrl CA Farmers & Merchants Bk Farmers St Bk Fidelity Bk First B&T East Texas First Bk First Citizens B&TC First Citizens NB First Community Bk NA First Farmers & Merchants Bk First Federal Bk of FL First Financial Bank, NA First Financial Bk First Financial Bk NA First Hawaiian Bk First Mid Illinois B&T NA First NB First NB First NB First NB Alaska First NB of Long Island First NB of Newtown First NB of Palmerton First NB of Pulaski First NB of Santa Fe First NB of Shelby First NB of TN

Whiting Provo Tyler Elizabethton Philadelphia Farmington Ontario Meridian Beverly Hills Miami Charleston Fair Lawn Columbus Pasadena Waldorf Conway Princeton New York Wilmington Brooklyn Boston Placerville Ville Platte Lodi Long Beach Marion Fuquay-Varina Diboll Troy Columbia Mason City Bluefield Columbia Lake City Abilene Terre Haute Hamilton Honolulu Mattoon Hot Springs Paragould Fort Pierre Anchorage Glen Head Newtown Palmerton Pulaski Santa Fe Shelby Livingston

IN UT TX TN MS NM CA MS CA FL WV NJ GA CA MD SC NJ NY DE NY MA CA LA CA CA IA NC TX NC SC IA VA TN FL TX IN OH HI IL AR AR SD AK NY PA PA TN NM NC TN

AA A A B+ B+ B+ AB+ A+ AB+ B+ B+ B+ AA+ AAAB+ AA AA+ AAB+ B+ B+ AB+ B+ A B+ AB+ AB+ AAB+ B+ AA+ AB+ B+ A A

1,819,170 616,561 599,052 633,137 709,271 538,459 6,368,212 1,136,808 15,440,489 2,870,059 2,479,901 4,413,282 6,084,023 2,152,830 631,867 854,951 995,443 38,216,000 705,719 3,608,610 6,888,199 1,578,117 526,050 1,565,470 3,319,158 529,080 1,476,620 610,264 2,382,454 6,257,895 888,258 2,045,941 858,918 622,261 1,004,152 2,216,822 3,311,397 12,957,489 1,015,170 731,884 569,058 601,911 2,340,746 1,131,438 617,146 568,607 549,442 577,897 958,190 538,747

First PREMIER Bk First Regional Bk First Security Bk First Security Bk First St Bk Central TX Firstbank Southwest Flagship B&T Co FPC Financial FSB Frost NB FSGBank NA Gate City Bk GE Capital Fncl Glacier Bk Glens Falls NB&TC GMAC Bank Heritage Bk of Commerce High Point B&TC Hills B&TC Home Federal Bank Home Federal Bank of TN Hometrust Bank Horizon Bk Hudson Valley Bank, NA Idaho Independent Bk International Bk/Cmmrce NA Intrust Bk NA Jersey Shore St Bk KleinBank LA Jolla Bk FSB Liberty Bk Luther Burbank Svgs Macon Bk Manufacturers Bk Maspeth FS&LA Mechanics Bk Merchants Bk Metro Bk Metropolitan NB Mission Bk Mizuho Corporate Bk Of CA Mizuho Corporate Bk USA Mountain West Bk Nara Bank National B&TC of Sycamore National Bk of Blacksburg National Exchange B&TC Nationwide Bank Needham Bk New York Commercial Bk New York Community Bk

Sioux Falls Los Angeles Missoula Batesville Austin Amarillo Worcester Madison San Antonio Chattanooga Fargo Salt Lake City Kalispell Glens Falls Midvale San Jose High Point Hills Nampa Knoxville Clyde Bellingham Stamford Coeur D'Alene Brownsville Wichita Jersey Shore Big Lake Rancho Santa Fe Middletown Santa Rosa Franklin Los Angeles Maspeth Richmond Burlington Pell City Springfield Mission Los Angeles New York Coeur D'Alene Los Angeles Sycamore Blacksburg Fond Du Lac Columbus Needham Islandia New York

SD CA MT MS TX TX MA WI TX TN ND UT MT NY UT CA NC IA ID TN NC WA CT ID TX KS PA MN CA CT CA NC CA NY CA VT AL MO KS CA NY ID CA IL VA WI OH MA NY NY

A B+ B+ B+ B+ B+ B+ B+ AB+ B+ AAB+ B+ AAB+ B+ B+ B+ B+ AB+ B+ B+ AAB+ AB+ B+ B+ A AB+ B+ AB+ AAB+ B+ AA A AB+ B+ B+

897,077 2,317,382 804,740 505,781 925,481 668,453 578,087 1,335,460 13,886,593 1,246,936 988,689 2,733,979 912,552 1,401,702 30,329,334 1,413,435 799,903 1,678,922 709,380 1,795,718 1,302,033 1,391,681 2,222,661 611,389 791,038 3,563,025 617,494 1,515,280 3,610,901 2,779,188 2,922,141 1,071,196 2,052,781 1,339,757 2,706,040 1,275,990 516,160 562,405 583,770 607,163 3,929,083 1,048,597 2,542,854 556,750 907,500 1,059,425 1,410,354 755,930 2,789,878 28,822,406

Newburyport Five Cnts SB North American Svgs Bk FSB Northfield Bank Old Second NB OptumHealth Bank, Inc. Oritani Svgs Bk Orrstown Bk Panhandle St Bk Parke Bk Penn Security B&TC Peoples Bk of Biloxi People's United Bank Piedmont FSB Pinnacle Bk Planters B&TC Provident Bk Prudential Bank & Trust, FSB RCB Bk River City Bk Roma Bank Rosedale FS&LA Salin B&TC Savings Bk of Mendocino Cty Second B&T Security NB of Omaha Security NB of Sioux City IA Severn Svgs Bk FSB Silicon Valley Bk Skagit St Bk Solvay Bk Somerset Svgs Bk, SLA South Side T&SB Southcoast Community Bk Southern B&TC Starion Financial State Bk of India (Calif) State Bk of Southern Utah State Bk Texas Stearns Bk NA Sumitomo Tr & Bkg Co USA Talbot Bk of Easton MD Texas B&TC Torrington Svgs Bk Tri City NB Tri Counties Bk U.S. Century Bank UBM Bank Colorado, NA UMB NB of America Union B&TC Union Federal Svgs Bk

Newburyport Grandview Staten Island Aurora W Valley City Washington Shippensburg Sandpoint Sewell Scranton Biloxi Bridgeport Winston-Salem Lincoln Staunton Montebello Hartford Claremore Sacramento Robbinsville Baltimore Indianapolis Ukiah Fredericksburg Omaha Sioux City Annapolis Santa Clara Burlington Solvay Bound Brook Peoria Mt Pleasant Mt Olive Bismarck Los Angeles Cedar City Irving St Cloud Hoboken Easton Longview Torrington Oak Creek Chico Miami Denver Salina Lincoln N Providence

MA MO NY IL UT NJ PA ID NJ PA MS CT NC NE VA NY CT OK CA NJ MD IN CA VA NE IA MD CA WA NY NJ IL SC NC ND CA UT TX MN NJ MD TX CT WI CA FL CO KS NE RI

B+ B+ AB+ AB+ B+ B+ B+ AAB+ B+ B+ B+ B+ B+ B+ AB+ A+ B+ AB+ B+ B+ B+ A AB+ B+ AB+ B+ B+ B+ A B+ B+ A B+ B+ B+ A AB+ B+ B+ B+ B+

572,099 1,525,704 1,469,698 2,998,079 736,192 1,380,027 915,013 995,379 509,567 615,238 892,028 20,541,299 822,459 2,182,610 827,186 2,816,881 1,460,729 1,209,166 833,431 891,830 598,638 823,057 743,626 776,038 563,295 608,039 955,154 6,386,386 578,637 503,807 602,359 542,051 509,493 1,199,244 581,732 538,913 599,643 500,565 1,106,700 738,385 572,997 986,015 714,673 767,701 1,998,110 1,424,915 833,581 633,934 1,655,668 647,471

United Bk Univest NB&TC Valley National Bank Wachovia Bk of DE NA Washington First Intl Bk Washington FS&LA Waukesha St Bk Webster Five Cents SB Western Security Bank Wilmington Svgs Fund Society Wilshire St Bk Woodforest NB World Financial Network NB Wright Express Fin Svcs Corp Yakima FS&LA

Zebulon Souderton Passaic Wilmington Seattle Seattle Waukesha Webster Billings Wilmington Los Angeles Houston Columbus Salt Lake City Yakima

GA PA NJ DE WA WA WI MA MT DE CA TX OH UT WA

B+ AB+ B+ AA+ A B+ AB+ B+ AAB+ B+

654,403 2,041,748 12,933,726 4,814,700 583,787 11,738,021 697,058 512,109 540,694 3,173,008 2,258,035 2,589,346 1,003,874 1,195,118 1,398,520

Weakest Banks and Thrifts in the United States (See first table above for strongest.) Distributed by: Weiss Research, Inc. Source of Financial Strength Ratings: Courtesy of TheStreet.com Ratings, www.TheStreet.com. Data source: FDIC’s Call Reports and OTS’ Thrift Financial Reports, March 31, 2008. Selection criteria for the table below: All U.S. commercial banks, savings banks, S&Ls and other thrifts with total assets of $500 million or more and with a rating of D- or lower. Instructions: Same instructions as for strongest, above.

Bank 1st Centennial Bk 1st United Bk Affinity Bk Alliance Bank Alliance Bk Alliance Bk Corp Amboy Bank Amcore Bk NA

City Redlands Boca Raton Ventura Lake City Culver City Fairfax Old Bridge Rockford

State CA FL CA MN CA VA NJ IL

TheStreet.com Rating DD+ DD DD DD+

Total Assets ($ thousands) 715,231 575,509 1,172,207 651,634 1,111,157 553,450 2,695,636 5,135,631

American Bk American Bk of Commerce American Founders Bk Inc American River Bk Americanwest Bk Ameriprise Bank, FSB Amtrust Bank ANB Financial NA Anchorbank FSB Avidia Bank Baltimore County Svgs Bk FSB Banco Popular North America Banco Santander PR Bank of Blue Valley Bank of Choice Bank of Choice Colorado Bank of East Asia USA NA Bank of Florida-Southwest Bank of Granite Bank of the Cascades BankAtlantic BankUnited FSB Baraboo NB Barclays Bank Delaware Baylake Bk Beach Community Bk BLC Bank, NA BPD Bk Bradford Bank Bridgeview Bk Group Buckhead Community Bk Builders Bk CapitalSouth Bank Central Co-Op Bk Central Progressive Bk Century Bk FSB Chevy Chase Bk FSB Citizens First Svg BK Citizens-Union Svgs Bk Columbian B&TC Community Bk Community Central BK Community First Bk Community South Bk Community West Bk Conestoga Bank Corus Bk NA Countrywide Bank, FSB County Bk Crescent B&TC

St Paul Wolfforth Frankfort Sacramento Spokane New York Cleveland Rogers Madison Hudson Baltimore New York San Juan Overland Park Evans Arvada New York Naples Granite Falls Bend Fort Lauderdale Coral Gables Baraboo Wilmington Sturgeon Bay Fort Walton Bch Strasburg New York Baltimore Bridgeview Atlanta Chicago Birmingham Somerville Lacombe Sarasota McLean Port Huron Fall River Topeka Loganville Mt Clemens Harrison Parsons Goleta Chester Springs Chicago Alexandria Merced Jasper

MN TX KY CA WA NY OH AR WI MA MD NY PR KS CO CO NY FL NC OR FL FL WI DE WI FL PA NY MD IL GA IL AL MA LA FL VA MI MA KS GA MI AR TN CA PA IL VA CA GA

D D+ DD D D DF D+ D+ D D+ D DDDD D+ D D+ D D+ D+ D D DDD+ DD+ DDDD+ DDD+ D+ D DE+ DD+ DD+ DD D D D+

612,162 690,847 561,375 585,958 2,106,351 1,551,509 17,301,384 1,895,545 5,088,062 954,640 615,915 12,738,302 9,103,575 753,205 560,922 637,106 748,859 698,891 1,192,025 2,403,853 6,212,631 14,312,695 596,978 7,125,125 1,078,889 660,975 3,178,636 632,610 551,944 1,403,902 943,151 527,387 756,441 570,835 508,652 929,123 15,130,114 2,091,041 649,190 735,766 623,764 544,704 519,235 569,721 628,610 680,814 8,976,744 121,412,048 2,078,298 950,001

Crescent B&TC Delaware County B&TC Desert Hills Bk Doral Bank Puerto Rico Downey S&LA FA E*Trade Bank Eastern Svgs Bk FSB Equitable Bk SSB Eurobank Falcon International Bk Farmers & Merchants Bk Federal Trust Bank Fidelity Bank Fidelity Bk First American Intl Bk First Bank of Beverly Hills First Bk Fncl Centre First Central Svgs Bk First Community Bk First Federal Bank First Federal Bank of CA FSB First Georgia Banking Co First Gulf Bank, NA First Mariner Bk First NB of AZ First NB of GA First NB of Nevada First NB of the South First Niagara Commercial Bk First Place Bank First St Bk First St Bk First Tennessee Bk NA Firstbank of PR FirsTier Bk Flagstar Bk FSB Florida Capital Bank, NA Florida Choice Bk Florida Community Bk Founders Bk Franklin Bk SSB Fremont Investment & Loan Gainesville Bank & Trust Geauga Svg Bk Goldman Sachs Bk USA Graystone Bank Great FL Bk Guaranty Bank Habersham Bk Hanmi Bk

New Orleans Lewis Center Phoenix San Juan Newport Beach Arlington Hunt Valley Wauwatosa San Juan Laredo Lakeland Sanford Dearborn Norcross Brooklyn Calabasas Oconomowoc Glen Cove Taos Harrison Santa Monica Franklin Pensacola Baltimore Scottsdale Carrollton Reno Spartanburg Lockport Warren Eastpointe Stockbridge Memphis San Juan Louisville Troy Jacksonville Mt Dora Immokalee Worth Houston Anaheim Gainesville Newbury Salt Lake City Lancaster Miami Milwaukee Clarkesville Los Angeles

LA OH AZ PR CA VA MD WI PR TX GA FL MI GA NY CA WI NY NM AR CA GA FL MD AZ GA NV SC NY OH MI GA TN PR CO MI FL FL FL IL TX CA GA OH UT PA FL WI GA CA

D+ D D+ D DD+ D D+ DD+ DED D+ D+ D+ D+ DD+ D D+ D+ D+ DE+ DDD+ D D+ D DD+ D+ D+ DDD E+ D DE D D+ D D D+ DDD+

559,526 716,851 502,374 8,835,752 13,130,348 48,184,276 1,132,481 548,555 2,792,787 871,386 534,414 670,589 1,045,530 1,732,780 542,634 1,410,692 571,327 645,056 3,455,652 828,860 7,083,638 715,523 698,875 1,172,860 2,836,085 882,993 1,634,041 850,717 717,088 3,283,975 738,642 705,237 37,063,967 17,173,199 542,909 15,898,386 819,512 868,805 935,236 980,356 5,922,659 6,047,598 646,373 530,388 25,573,236 524,412 1,850,387 1,826,503 520,216 3,927,609

Haven SB Heartland Bk Helm Bk Highland Bk Hillcrest Bk Home NB Home S&LC HSBC Bk USA NA Huntington NB Illinois NB Imperial Capital Bk Independence Bk Independent Bk IndyMac Bk FSB Integrity Bk Inter Svgs Bk FSB Intervest NB Irwin Union Bk Irwin Union Bk FSB K Bk LaSalle Bank Midwest NA Lehman Brothers Bk FSB LibertyBank Lincoln Bank Lowell Five Cents SB Lydian Private Bank Macatawa Bk Magyar Bank Marine Bk-Springfield Meridian Bank NA Merrick Bank Corp Midcountry Bank Mid-Missouri Bk MidWestOne Bk Millennium BCP Bank, NA Mutual Bk National City Bk New South FSB Northeast Bk Northside Cmnty Bk Northwest Georgia Bk Ocean Bk Omni Bk Omni NB OmniAmerican Bank One United Bk Orion Bk Park View FSB Peachtree Bk Peninsula Bk

Hoboken Clayton Miami St Michael Overland Park Blackwell Youngstown Wilmington Columbus Springfield La Jolla Owensboro Ionia Pasadena Alpharetta Maple Grove New York Columbus Columbus Owings Mills Troy Wilmington Eugene Plainfield Lowell Palm Beach Holland New Brunswick Springfield Wickenburg S Jordan Marion Springfield Oskaloosa Newark Harvey Cleveland Irondale Auburn Gurnee Ringgold Miami Metairie Atlanta Fort Worth Boston Naples Cleveland Duluth Englewood

NJ MO FL MN KS OK OH DE OH IL CA KY MI CA GA MN NY IN IN MD MI DE OR IN MA FL MI NJ IL AZ UT IL MO IA NJ IL OH AL ME IL GA FL LA GA TX MA FL OH GA FL

D+ D+ D+ D+ DD D D+ D+ DD+ D+ DEEDD+ D+ D+ DD DD D+ D+ D+ D D D D D+ DD+ DDDD D D+ D D+ DD DD D D D E D-

680,150 892,367 586,280 507,223 1,882,968 815,543 2,716,625 188,284,200 55,566,801 517,987 3,530,257 675,449 3,238,995 32,010,816 1,203,701 951,692 2,046,601 5,425,343 692,224 649,097 37,008,195 12,246,720 960,085 862,451 663,853 2,008,561 2,133,420 504,200 631,946 2,505,730 1,181,376 1,025,760 752,747 778,014 841,322 1,532,589 152,519,145 1,986,425 583,816 554,194 633,733 5,120,611 727,864 992,505 1,086,199 742,866 2,936,394 868,702 545,076 606,312

Peoples Community Bank PFF B&T Ponce De Leon Federal Bk Premier Bk Premier Bk-Maplewood Presidential Bk FSB Redding Bk of Commerce Republic Federal Bank, NA R-G Premier Bk of PR Riverside Bk of Gulf Coast Scotiabank DE PR Seacoast NB Security Bank of Bibb County Security Bk of Kansas City Security Pacific Bk Signature Bk of Arkansas Silver St Bk Southport Bk Sovereign Bk Sovereign Bk NA Sterling B&T FSB Sterling Savings Bank Superior Bank Teambank NA Temecula Valley Bk TIB Bank TierOne Bk Tower B&TC Transatlantic Bk Truman Bk Vanguard B&TC Vantus Bk Vineyard Bk, NA Vision Bk Warren Bk Washington Mutual Bank Wauwatosa Svgs Bk West Coast Bk Westernbank Puerto Rico Westsound Bk

W Chester Pomona New York Jefferson City Maplewood Bethesda Redding Miami San Juan Cape Coral Hato Rey Stuart Macon Kansas City Los Angeles Fayetteville Henderson Kenosha Wyomissing Dallas Southfield Spokane Birmingham Paola Temecula Naples Lincoln Fort Wayne Miami St Louis Valparaiso Sioux City Rancho Cucamonga Panama City Warren Henderson Wauwatosa Lake Oswego Mayaguez Bremerton

OH CA NY MO MN MD CA FL PR FL PR FL GA KS CA AR NV WI PA TX MI WA AL KS CA FL NE IN FL MO FL IA CA FL MI NV WI OR PR WA

DE+ D+ DDD+ D DD+ DDDDD+ DD D D+ D+ D DD+ D D+ D D+ D D+ D+ D D+ D+ D DDD+ D+ D DD-

870,486 4,103,786 643,478 1,569,820 552,769 534,166 646,946 613,165 7,165,822 535,046 1,529,267 2,391,360 1,315,478 880,439 585,184 549,211 1,624,672 510,740 81,906,412 632,482 670,627 12,189,506 2,943,775 704,541 1,373,343 1,423,951 3,374,893 687,243 573,742 502,798 633,756 597,030 2,326,862 922,174 587,082 317,823,952 1,771,794 2,607,534 15,971,230 502,789

Select U.S. Brokers with Their Capital Multiples Publisher: Weiss Research, Inc. Data source: Securities and Exchange Commission (SEC) and most recent financial statements. Selection criteria for the table below: Based on reader interest and other issues we deemed relevant to investors. Definition of Capital Multiple: Total net capital divided by minimum capital requirement. Instructions: 1. Do not rely exclusively on this measure to evaluate the relative safety of your broker. 2. When you have a choice, favor brokers with a higher capital multiple as an indicator of their ability to withstand losses or other financial difficulties.

Brokerage Firm Edward Jones Bank of New York Mellon (Pershing) T. Rowe Price Scottrade OptionsXpress Raymond James Merrill Lynch Fidelity Bank of America Securities ING Direct Schwab Lehman Brothers E Trade TD Ameritrade Citi Smith Barney Goldman Sachs Morgan Stanley

Capital Multiple 19.90 15.80 13.98 13.86 12.65 11.92 8.62 7.93 5.97 5.85 5.85 5.43 5.00 4.72 4.06 3.90 3.21