State Laws

l

GeneralGamishment Exemptions

Bad Ghect Laws (civil penalty)

Statute of Limitations (in years)

Gorporate lnformation

lnt€rest Rate

Ccqnmmiv prcporty) ATASAMA

ms.212.53a.6

L.g.h 6% ldgrHrc 3 t&i[d Op6lc.t-:

A|ASKA

907-,165-2530

L€grh rO.5% rJdgEmu 10.5% ( cdEdd

S.b oaGoodlt - \irrittn Cdmct. 1o 10-fcif'n&dgmac

. ARIZONA

&n458-5842

LegEt1096lrdgM:1096d@ihctEl

Ooa td: 3 $fith Cq*r.ct finEcic frdgMti s{dditimt Fdtgn frdgmfiE,l

ARKANSAS

501.6823109

Ete Judgmd: t€g6l: 6% o. S poiic .boE lhe Fed.dsmt wfiiclw bgdd Crntnd ft q 1096p- fi|m

*opr ttF Op6 Aoct: 3 lttitton Cdirr&g 5 (p!ilhl p.yffi *.0ft tw ming) Stlc of G@6: ruCc.2) - il DorEtic tudgmai: 10 - Rffi.bb fdign tudgmd*: 10

Twicoadbut oad!.d( - prb.to dor.6l6 dbrg€ - 6 wiih t15 dsg€ pd NSI d.d(.h6 3() drF

. CALIFORNIA

916$53-1931

L€.lr 1096tudSMu

Opq Acd.: tlo wtting-2 Op6 Ad,: Mucrd towiling{ 10 (|Wbh.t 10) $ht n Cdtr.ct. 4 Domdhfidgflmr with judgmnt dcbb/t Fmign fidgmq* f O (ffiing @rsEtrdrt of cA. G*ddE.)

Am6t dua TFt b dm.gE 31500qctEl

COLORADO

303-$4-225r

Leg6t 8%fdgnEt rct€)

6 Gign d pErisy rcb) Opo Aoct.: 3 $'fittqr CotE{ $'fitbn Cdtnct Cfldr S.frk6: 3 Doffiic tudgmrt Di$ 2q Conty Cdrt4 (|!wbi* Coun-Al (EFrSLGsy .blo ffiy 6) tdign fdg|Mb 6 h CO.

Tn6lG DrdugE&

CONNECTICUT

8605096001

t gdrS%tudgffilo%

3 Oodic Cffi 6dConmt Ot6Acd.:6rviim lOnSf@igntudg&dgffi:20125 9ndl CLan.tudgffi |Mt20

P.s6l lirbility of igdqy h @por.to crp.cfty.

State

L.g.l: 6% lrdgrHi|

DC

tlodcdcfrdgirq|L

1296 cd|b.d:

20 fmign

Gstr

t dgnq|t: 20

1096 ([email protected]€d)

70% of htqEt

ht6

on td6

to lRs

. Fcdenl R€sG Dir@ut RatePtu35%

6 - Doffiic

frdg(E

it0,1656-2817

L€g.l: 7% Judg|Mt

808-588"2727

Log.h 1096 (rc wiE6 @itrd)

@ntrt)

. I D AH O

208-:*t1-2:rcO

Legd: 1A6 tudgMr

10.875% PtF ilF be

tLLtNOtS

217-7A2JA80

Logal: 5% rudgffi

INDIANA

317.ti2-6516

L€.1:8%tdgft

towA

515-281-5204

l€g.l: 5% ,udgtrEri: 10%

Opa Acctt 5 \rfiRff c.md 6 bo drdyld in rho gth Fr d6dd h thG glh Frr

913-29G2236

1.961:1096-iJdgmqfi 12%

5 Dffiic Opd AaL: 3 n 'iti$ Cdffi tqwth FGign tudgflHrti 5 |wblo

KENTUCKY

502-56,1-7:I|0

lpg.h 8%ltdgtrH|f

'LOUISIANA

501.925{701

LcOq9.75%JtdgNtt9.75%

Opan Aet.l 3 Wiita Coffir DfiEtb tudgmdr 10 f@igr

Nffi 10 Prqnisjr 10 ,idgffi

MAINE

207-287-1190

leg.l: 8il16t ffi13o,0(n

Opsr ActL: 6 lliittd Coffii Oomecictudgrncr: 20 fs&n

6 + 20 (wilh ttffird*) ludgrFiu 20

MARYLAND

,l1o97il-5sal

L.g6l: 695!dgron

571-322-1160

Opd t d.:,1 lt'fih dgn ldgrH|t: 5

1096 (m witta

Cdffi

S.lo of Good$ 6 Opa lat: lrdqmqtu l0f@ignlrdgffi

6 Do.noCictudgmft

on orpotu

d.ini

6l€$ ignd

6 tltih contdct 6 Dm€*h 6forGdino.fidnogii

prot .tf6

Tiph mdil

996

10 Doffiic S.lo. (UCC)' 4 Qan l6t: slrtrtEr CdEd tudgnEt: 20 fmign JudgnBt S.@ .. fq€agniridi,lin

Iriph cH(

I

Opq Aet.: 6 ltrtitteo CdnGt fq p.Fqn of mon€y (€c qrt d b.foE g,nBAr 10 (€rcrH .n- gA1A4! E ttrfro Cfftr.d (otltrttbn paymnt of mnry)r 10 hlrittd Coffi 20 fd sle of goodr I Dm!.th fudgmdr 10 on F.l ffi .grh* tjlF prs f@ign tudgsndlt. f 0 10. to Dddic lrdgmqt lO.@ bo f@il'| Judgffi

and

12% Coffi .

l".gFt:S96ljdgffi?.t62dstg6iFi{ffi.iyUrryknit zli"

-

Op$lccLt6wihContrt65.l€6(trcC)Cffid:/a loffibbFoFignndgnBt OimatUgm

t'--*-.jd1ffi-ffi;^d iitin iiii-t*i

-

ffi ii*ra.ie.$bb E.lh46rctd*rdefrlor* +I4l*!

ainnii

l0

,l

prcpdy

lar

bdd.

Seted6.l

hw Hw.

€xfrDtiffi

of life.

tor |lec@riei

2596)ou m.y gsmi*r dirpo$ble 4mir€.6ci td. mh. houly w.gp, whiclEw ir 105.. D.C. Go@md

wech d 40 x

mdoE

.G rct

hw bdtr tredtption

Sd f€dr6l hw Md. gmi*Ed,

qePt

10096 h€d of ho@hold. .(omobil€ - lnt1,0(Dof

City. Codt

tibdal

may be

& Sbte mplo)6

Sa f#

bdw.

Trirb dEd( rmffi up to t5@ ffi ctFd( aman|' + ,ttr. rE te.s a int ft.tr?to 1896per.|1M ortripl. dEd( .trut+ ffirErf6.r|diffi il8% p6frm.

t5% o{ dispoeble dmirEr lor wo.t rek or the .moht r tsd. min. horrly wlgq whHsor b gd6i

of 30

Tddec#(!pb

96tod€r.l

rp to t5d), .nqney f6

|*

lil

tp b

Amut

6 Co.lr.ct 6 S.lc. (t,CC) Coffi Op.i Ad m ffi: iOJ4) 2oG|qncd$ti*cd.ft6 Ddncthfrdgmft t nd{ Ssll 20 foFign rudgts|tj 20 Cdtffi

12%

aRdn€y

15% of !c wag6 6 disp@tte amings fd rcdv€ok ,15 x fed. min. hout wigq which.€ b 9@F.

r@qt

&M

ffi

t50OoEdEt

d .r(cradi{ thc €tEk .tM f6 b 9016 pt! .rstE

ddnmd (difiid or ,!ginr!d), Aftor 30 dly wih chci a|!rM. Attdnqf tc & @ut @$

u.d6. sl, Wdt Op.n tccl: 3 (,ce a SpchltS 'l2 (@ffi 12 f 2 tmigo tudgmL t6 ConrEh 3 DorE thJt dgffin

10966offi61

Seo f.ddt|

le bdd.

56 fedenl hw dfl F6 otlEr pq$d ffiDtioD, a.rd hdnddd ,5% of .tmble i@ms 6 30liG hodly w.de (whi.tEs b g|*)

5

6s!bb

95% of 1* i100, 9096 of 2nd t10O. 80% i€t w.g6 in q6 of t20O p6 m. or f6d6.al limiti whichffi is gffi

dE tc dto

Op6 AEL: g \i{ittd! Ciltract' 15 06l Contract 5 Dm6tic 15 rdgnut 15 r@ignldgffi*

12%

of qil

l5O l6d of f.hily; t2m litEle, lft,lrrdF p@61 qcet dothirq.

Se6 fedenl HodEsed

of dFd( up b t500 oE tlE clEd r|M

Th.E tiG dEdr .|lM by t5o0 o i100 wficfw

lrdgmdtt: 5

sts

85% of di+oebh oming! o. dispostte oming5 miM $1 50 r€eldy @?ding to *h€dde.

to 11 0oor ripl6 rmqnof

On.g6oqul q6ed tso.

of cfu!

Se feddd hw bdw. att*tEble.

AftF 10 dry wna ('omdxt dqffi (h€6 irp to tru gMq sir d!.ge of t20 6 5%, wiictnqii

7 Fd-

Corthd: 5 Doffiic Opa Ad.: a Or.l CordEd: il ftih fn qn tudgndr 6 Ewrblo fdgru*: 5 wbh

re

Ro.$n ble f*

Afte 30d.y demndtlble.t!E6t in .ddtion b rnwt dr!d. bank & M coata& |wmblc.ttomgr f6.

20 Fd.

dn

t100 m.xinm

7 Opd lc.t,l4 lftittq Con6.t 5 Domic lrdgffi 5 l.rot |@(tu i}st.ts nsffiUa t@tn,lrdg|tm

GEORGIA

rtdgrHt

. nini|tM

gt

dE cd of {il

l€96l: 10% ludgfrm

MICHIGAN

frcm gmitmqt

Sef€derc Lsbd@.

Twi@ ttE erunt fG.

'w.U..ttdiey

Amut

904{8&9@O

18%

sit

@lrof

S.h of Goodi I Op6 l€L: a writrff ContEd: 3 odndh No p@isff ldEtrst No Fdii.rnfoEignfudgmft

FLORIOA

A@B:

of ffi.

DE - Prt in fc

3 t otrlrcic ldgns*, '

Logd + frdgiEt PoiG

12% Commftid

TwicoilE lmut f6.

Amurt

cdtdcL opq Aet.; 3 $tih .ign lrdgmdg F@tF Strtc!

o2.7393073

10% d t? b 18% if drffid

uE Omrg6in ffiqulb tl(x)ortiphUFirunof ir gn tc. 8ut rc |tm tiil t1000 olna the dEa* ut*tffi ffiof lrE.trd(

tr

5 in A& -,t oc.ile A& 6 upon Fqie.a CrffdtCy)

DETAWARE

tudgffi

7596of w.g6 fr empt

8.rlft Chrg6

ol t10 oldrd

6

d6

4n

@!tt *ka

@s & @ll6tion @s

:lOd.ysitt n noti! mqfitdG .twm up b 1100. (tr 06 dBltim ^fr.. to COO rhs@lt

t25ta twieclE t of th. cqrt.) Appli6

Amu* de cod5of ilit, pftdfGlddirimal l1@ - l5@ 6n bc.s.d. twt dhr|rMoftumbdo€dl5m.RelOtiffiNoL6RquildEti

s&c'id'tumFbqt4rd'e d!di.6fr.dFdroE'e

vico

dmag6

?5% di{o$Uc GmingE pe. mrt rek x fd. dh. horrlt mgB. Yd my g.mifi fed6.l minimh judgcrHt ont

prop*y,

bend[

ttE fedeEl minimm bd d

16 th6n 30

or aOti|c the 25 of dirp6.bL i|Mo w.g6 Forwk (sftidEE it l€$) .fte.

wkr.inwhidr GF t€of ?S [email protected]@,of fi96 dti rc oFrd; oxc6pt in Carli6. Wbrct6ter, Xd & q6 LE! Co!mti6, Se feddtl bw Hw. txmption ii (? b 13,@0 in 6h .rdl6 prop..ty fd M-hgR pDpcfry @pli6. 1125 md(

Scfcdolldbolow.

State ('Codmoitlt

popertJ|}

AI.ABAMA

Corporate Information

lnterest Rate

Stahrte of Umitationi (in years)

n5.212-5328

L.g6l: 696Judgffi 1296 Opq A.cU 3 Witt n Cont rcu 6

thtcldgffi

907{65-2530

Leg.l 10.596ludg@|t

S.h of Goodr: 4 - fttrittcn Cqtct 10 . fGngn |,dgnilU f O

. ARIZONA

kgsl 1096lrdgMr

. CALIFORNIA

1096qffil

Leg.[ 1096frdgnm

cot-oRADo

CONNECTICUI

8% (d tighdr if pemed in 6rtrd

o.

DETAWARE

302-739-3073

bgd + tudgmsi Ptinti

r[oRroA

901-188-S(xn

Legd: 1096lrdgffir

?OX of Ini.d - Fedffil Redc

G|6fsr of tlo dlctul

Rn6 on tle Oioffi

to lRs

Rde n6 5%

1096q lp to 18% if @or&t6l

6 ODlC.ilm:3 Oo|dic tudgmft 1U15 fftign ldg-

2Ol25 &rrll CLic

General Garnishment Exemptions

Irnt Ch..!B

.ffi

dc]|.dC

Opn Ad: 3 $titto Cd..ct 3 DoMic eign ldgmfid f@ign St tri€ '

ldgtrq|h

20 Fo-

of iii,

de Tcble dm.g6 t 1500 pd chcd(

- ninlnm

tLLINOtS

Judgffi

208-331 -2300

Lcg.l:12%tudgmd:

pt6 tlE b@ r.to

217-782-7fiO

t 9611s%tudgffi9%

1096 (msitrn

An6 30d.y d.mndsbL ffrd bdt( & 6rt ffi wic.

Sa tedeEl

dof

sit Fo6fc .|rw|t in.ddftbn @,mffi & |t@mbb .Mdf6

dfrge d i20 d 5%, wl|icfw

Itiplc i|tlM

of ch{k

bdd.

bw bdil.

O.C, Gomd

edt w€ala d 40 r

dptoF6!Fmt

offiingE min6 t1 50

hw bdd,

Citt Coutry & Sme mpbJ6

gimi*red.

rct to

S5% of ln t1@, 90% of znd t10O, 80% d w€6 oa t20O ps m. or f€denl limii5 rhkler is oM6

Ob chcL.mqt

m.y be in q6

lilbdd.

6 ffi.bh

lliplech.d(.lmt.n

of life,

5@ fdeftl tuw bd@ rern 10096h@d of ho@hotd. Libfrl . 1* i1,O@ of edomobile HdrGtsrd f remtid

dm.g6 r.p b lsq) sd is gate,

Oamrg6 €qrl to tl 00 d trite ilFutt reld t5@.

Sdne .r toF*rnjuirdirim

l.w

tor ffirica

85% of dirporble @mihgi ot diq@ble wHy @.dirE to sHda

Ops Acd.: /t fdgrs*: 5 |griltt

:*S9ttf.H$*ggg:]|m: tudgmat 20 FoEign iidg.mrt

siL Esnableaumt

z5% Jou mlt gadrh dispo$ble ahingr fnd. min. hqrt r.ge, whichcF ir ls. Sefed6.l .t.dEbh.

S.b of @od$ 6 Op6 Acct,: 6 $fti[m Comdr 6 Ddr€tic tudgtrsi| 10 t@irnldgffi 6 fd ngir./1o.ft . Redr ffirgnldgffi:

[M9tin

D6 - Piotct fc

Armutd@

5

ch€L ffiof

i10O m.rimm

on @tPoEt€ d.in. unhs *rftd

h@rpffi6pety, Amut

tom grmi.hm(

Lw bdd.

d[.mhtof

ffffE,

& Re.$n.bl. Fc

Opn Ad,r ,l lth'no Cdd ner|mbl. Fwifin fidgm! .agnfdgnr*

Lrgal: 1096 (mwi[n@ntd) @nt et)

|€|s.trL

See fed6.l

empt

t6

Sd. of Good* ,l Opon lr1,: { Writtq! Cont ..t, 3 Dqn6tic tudghdt: No p@i$ff F@ignjridgffi tlo prcri$d 5 DdEltic tudgn6*: 5 if.td @rd.d h.n*e

ffi

UE .rurt of ttE llo0osrtE

fc

104-656-2817 808-586-2727

75% ot w.g6 e

Om.g6 in amut €q6l to t10O ortido d|ed(whictruiig@tq. tutm |mthff ffiof the dEli

lct: 3 $rliE6 Cortffi 6 (Cgn d pDhisy ffi) firritd n Ca*nd Cd*nd G@da G@di S€rvits: Sorvirst 3 Ooffiic.rrrdgmd Di' tsirCom-2O(iwfl.blo6Ey2q CouryCom-6 (|tstw. .tfe esy 8) toF&n ldgrFit 6 h CO. tdgmqr

Lsgdr 6% Judg|ffi

20

: noduc€d to wittng4 Op6 l6.t t No llititEn Cotrrcb,l Oromedh ldgmdt: 10 (|W.ble d '10) Fdign tudgmat 10 (ffiing with ju€n6t d€bb.! ffirsEnant dCA. Gtddr.)

rrdgffilO%

DC

frdgffir

| 3 \t/ritH Cdtffi 6 in Az - 4 odtdo Az qpon Gqd D'offiic.lrrdgffi s{dditbml5 Gntrhitdy) f@ign l.rdEmqg ,l

10% 0Jnles othdwis

L696ft896tdgtrErt rct€)

m ftrign

Bad Check Laws (civil penalty)

btsoo,.tomerrc&ffi@tr

1s%"r,*."r--dttp*bt"*ni.r.r"rrortwod(upb

45 x fcd. min. tFsll' w.gq whic-tEE ir g@Er.

ild EoE snllzt: lu (ffi d6461/44:6 \irytnat 9" $1. .ilr"d_("dSugryryqof mn€t): 10\i/frtq Cffid fd ot 9@&: 1 Offih ,udgmdi 10 on rcrt dde 20 qr*bFEh*.rrF*10

rEyfc & iftffi Lpto lg96p.f mmort iphchs mm + mmey ric rnUinim a eX pa inm,

upa ,€L: J rc uffi ffit efdligntudgrEt

IhG tic tu( .mqtt not exceedirE tho d*d( @m by35(locli00wt*rwirgEr..dL.trnFyfs

se t€dont hw bdw **t;;;;il;;t-

N/A

75% of dirsble iMm d 30 tiG hourly w.g6 (whidbE i5 g@br)

-t d lc XENTUCKY

502-56,1-7330

L€g.k 8%ldgM

lZrX

MARYI.AND

F'E|bfu h*r,r*1ofc*'

Log.l:8%htudg|M:15% 8il m ry t30.000

410-974-5521

L€g.h o%rudgtrErt

ltrgmdti

5

Op6 Acd": 5 Vrttith Cort rct 15 06l Cdt lci 5 Dffidh fxtgffi|L 15 F@ilntidgr$t 15

|,'.ir.Ar,{:.{i m1-2a14190

5 ffi sffi.bte

mMl

(hsth.n t$,000)T.

1096orffi@l

,rftd

eind&qbid*'

rlE fedffil minihm

i,j;;;;--

OpaAccL:6WdCa Cdm(i:6 r 2o&nh ffid) Doddic tr€|ffi: 20 foEign Judgm 20

Amdntde

opaAcd'r 3,ucc: { speidttr 12 (@ffi|d und€rsl) wdtkn Contr ct: 3 Ddle.ticJudg|mtt 12 F@ign tudgnEi: 12

Atter3odrywiM notice.mmdE, dmut up to t1O@, (At tho dErdbn to cOD $l€s dly.

edrdrlnrFdd&aFr

rd-t&qb!!.il

d@st,

HG od|Fr pq!@l -' prcprqr berdh "--

flirort,

& @IdDn@s

lou m.y grmish 25% of dispoible i|Mo or ,10tim6 tlE fcddl mini|lM w.g6 perrek (whidE6 ir los) after judgffit only. cmsa is*oimom rcirrEl noffiiiilfr w.g6 dc readFd; ercept h Crotire. Wfth6ts K{t & erFn Arm! Cour*ier, S* feAool hw teq. &motion is up b t3.OO in 6h .ndlo propay fc m-mg6 prc'porty dmflo.

t25fe twi6clE* of tlEqxt ) Appli6

*'E

MICHIGAN MINNESOTA

517322-1,r80

lcgrt 596tudgffi 25%

7.162 d6n96 ffiffiny

lrrry fmn

5% (Chrng6Y6dy) &!*6dAg[ic{L€gdr 6%!d9m* tnl lom: 1.5% oF f€d6!l diwnt de

Opo Ad: 6 \^4tth Coffi I S.h6 (UCC)Coffi: OoMic.trdgG|t: 10 |twlbh frignjudgtru|L

4 10

G6dr Sold & Doliwed (JCC): 1 OFn A€t": 6 $trt6 t6clr 6 TnrEpo.tftion Savior 3 Odndic ldgmd: 10 Fo.€ilItlrdgmrt| 10

Twic.the.Moatu(.mb NotiE R{*snEtr.

[email protected] tsm. ReilCl.imi

-

SG f6d6.l ltr bobw [email protected]

. b {O x fed. hin.

hotrljf

wag€