Setting Up 250 Micro Finance Companies1- Nalini Lekhini And Dipika
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- Words: 362
- Pages: 25
09th September, 2007
Presented by: NALINI PATIL MARGARET LOBO
AGENDA OF THE PROJECT
AGENDA.. • • • • • • • • •
WHAT IS MICRO •Micro + Finance in literal terms means: FINANCE? •Micro- extremely small in scale or scope or in capability •Finance- a commercial activity of providing funds and capital •If put together microfinance in very simple terms means a commercial activity of providing small amounts of funds and capital. •In the development paradigm, micro-finance has evolved as a need-based policy and programme to cater to the so far neglected target groups.
STATUS OF MFI in INDIA •Estimated 350 million people live below the POVERTY LINE which translates into 75 million households. • Total Annual poor credit demand is about Rs. 60000 crores and cumulative disbursements under all micro finance firms is only about Rs. 5000 crores. • Majority of the poor are excluded from the financial services. •There are certain constraints that stop MFIs to scale up. •However, it is estimated that MFIs will have a projected growth rate of 20% in the next five years.
Progress So far…. SHGs LINKED % Women
MAR ‘93
MAR ‘96
MAR ‘05
MAR ‘06
255
4757
16,18,456
22,38,565
70
74
90
90
5100
80000
24.3m
32.9m
14
95
573
545
0.06
1.24
1604
2533
groups FAMILIES assisted Banks participating Aggregate Bank loans handled (in million)
www.nabard.com
EXISTING MICROFINANCE BUSINESS MODEL Nationa l Financi al Instituti on Banks
Govt Funded Progs Funder s/ Donors
INDIVUDU ALS DIRECT LY ENGAG ED IN MFIs SHGs
MEMBERS
WHY AMUL + MICROFINANCE • • • • •
AMUL BUSINESS DETAILS… 2.12 Million farmers Collects the milk and packages and brands the product 3500 distributors 47 depots for buffer inventory. Delivers goods worth Rs. 6 crore daily. www.amul.com
ASSUMPTION S • • • • •
ZONE 1-GujaratZone 2-Maharashtra & ZONE 3-Orissa
Our MFIs will be set up at..
Total 30 in Gujarat Villages Total Population :
23 MFIs in Maharashtra Total Population
22 MFIs in Orissa Total Population Orissa
AMUL MFI BUSINESS MODEL
SHGs
Organization Structure BOD
CEO
CFO
COO
IT
Legal
Finan ce
Marketi ng
BD
HR
SME tea m
Conclusion… •
•
•
THANK YOU….
Presented by: NALINI PATIL MARGARET LOBO
AGENDA OF THE PROJECT
AGENDA.. • • • • • • • • •
WHAT IS MICRO •Micro + Finance in literal terms means: FINANCE? •Micro- extremely small in scale or scope or in capability •Finance- a commercial activity of providing funds and capital •If put together microfinance in very simple terms means a commercial activity of providing small amounts of funds and capital. •In the development paradigm, micro-finance has evolved as a need-based policy and programme to cater to the so far neglected target groups.
STATUS OF MFI in INDIA •Estimated 350 million people live below the POVERTY LINE which translates into 75 million households. • Total Annual poor credit demand is about Rs. 60000 crores and cumulative disbursements under all micro finance firms is only about Rs. 5000 crores. • Majority of the poor are excluded from the financial services. •There are certain constraints that stop MFIs to scale up. •However, it is estimated that MFIs will have a projected growth rate of 20% in the next five years.
Progress So far…. SHGs LINKED % Women
MAR ‘93
MAR ‘96
MAR ‘05
MAR ‘06
255
4757
16,18,456
22,38,565
70
74
90
90
5100
80000
24.3m
32.9m
14
95
573
545
0.06
1.24
1604
2533
groups FAMILIES assisted Banks participating Aggregate Bank loans handled (in million)
www.nabard.com
EXISTING MICROFINANCE BUSINESS MODEL Nationa l Financi al Instituti on Banks
Govt Funded Progs Funder s/ Donors
INDIVUDU ALS DIRECT LY ENGAG ED IN MFIs SHGs
MEMBERS
WHY AMUL + MICROFINANCE • • • • •
AMUL BUSINESS DETAILS… 2.12 Million farmers Collects the milk and packages and brands the product 3500 distributors 47 depots for buffer inventory. Delivers goods worth Rs. 6 crore daily. www.amul.com
ASSUMPTION S • • • • •
ZONE 1-GujaratZone 2-Maharashtra & ZONE 3-Orissa
Our MFIs will be set up at..
Total 30 in Gujarat Villages Total Population :
23 MFIs in Maharashtra Total Population
22 MFIs in Orissa Total Population Orissa
AMUL MFI BUSINESS MODEL
SHGs
Organization Structure BOD
CEO
CFO
COO
IT
Legal
Finan ce
Marketi ng
BD
HR
SME tea m
Conclusion… •
•
•
THANK YOU….
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