Reliance Mutual Fund (equity) - 042008

INVESTMENT MANAGERS : RELIANCE CAPITAL ASSET MANAGEMENT LTD. Name of the Trustee Company : Reliance Capital Trustee Co. Limited

of the Act.

Dividend Policy : Dividend will be distributed from the available distributable surplus after the deduction of the dividend distribution tax and the applicable surcharge, if any. The Mutual Fund is not guaranteeing or assuring any dividend. Please read the offer document for details. Further payment of all the dividends shall be in compliance with SEBI Circular No. SEBI/IMD/CIR No. 1/64057/06 dated 4/4/06.

Short-term Capital Gains Under Sec. 111A, where the total income of an assessee includes any income chargeable under the head "Capital Gains", arising from the transfer of a short-term capital asset, being a unit of an equity oriented fund and (a) the transaction of sale of such unit is entered into on or after 1st October 2004, i.e. the date on which Chapter VII of the Finance (No. 2) Act, 2004 has come into force; and (b) such transaction is chargeable to securities transaction tax under that Chapter, the tax payable by the assessee on such short-term capital gains is at the rate of ten per cent. In case of resident individuals and HUFs, where the total income as reduced by the short- term capital gains, is below the basic exemption limit, the short-term capital gains will be reduced to the extent of the shortfall and only the balance short-term capital gains will be subjected to the 10 per cent tax rate. The said tax rate would be increased by a surcharge of 10 per cent in case of non-corporate Unit holders excluding firms, where the total income exceeds Rs. 10,00,000 In the case of firms and corporate Unit holders, the 10 per cent surcharge is payable irrespective of the amount of taxable income. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007. Where the total income of an assessee includes any short-term capital gains on equity oriented units the deduction under section 80C shall be allowed from the income tax on the total income as reduced by such short term capital gains. Foreign Institutional Investors: Long-term capital gains arising on sale/repurchase of units, held for a period of more than twelve months, would be taxed at the rate of 10 per cent under Section 115AD of the Act (subject to the exemption of tax on long-term capital gains provided for in Sec. 10(38) of the Act, discussed elsewhere in this document) . The said tax rate would be increased by a surcharge of 2.5 per cent. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. Such gains would be calculated without inflation index and currency fluctuations. Short-term capital gains arising on sale/repurchase of units would be taxed at 30 per cent (10% if such short term capital gains is of the nature referred in section 111A of the Act, discussed elsewhere in this document). The said applicable tax rate would be increased by 2.5 per cent surcharge. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007. Specified overseas financial organizations: As per the provisions of section 115AB of the Act, long-term capital gains arising on sale/repurchase of units purchased in foreign currency shall be liable to tax at the rate of 10 per cent. However, such gains shall be computed without the benefit of cost indexation. Short-term capital gains arising on sale/repurchase of units would be taxed at 40 per cent in case of foreign companies. The rate of surcharge would be 2.5% Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007.

Applicable NAV : Sale of units by Reliance Mutual Fund : In respect of valid applications received upto 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par at the place where the application is received, the closing NAV of the day on which application is received shall be applicable. In respect of valid applications received after 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par at the place where the application is received, the closing NAV of the next business day shall be applicable. (Business Day shall have the same meaning as working day, wherever used) Repurchase including Switch-out : In respect of valid applications received upto 3 p.m. by the Mutual Fund, same day’s closing NAV shall be applicable. In respect of valid applications received after 3 p.m. by the Mutual Fund, the closing NAV of the next business day shall be applicable. Despatch of Repurchase (Redemption) Request : Within 10 working days of the receipt of the redemption request at the authorised centre of Reliance Mutual Fund. Daily Net Asset Value (NAV) Publication: The NAV will be declared on all working days and will be published in 2 newspapers. NAV can also be viewed on www.reliancemutual.com and www.amfiindia.com TAX BENEFITS TO THE MUTUAL FUND : Reliance Mutual Fund is a Mutual Fund registered with the Securities & Exchange Board of India and hence the entire income of the Mutual Fund will be exempt from income tax in accordance with the provisions of Section 10(23D) of the Incometax Act, 1961, (the Act). The Mutual Fund will receive all income without any deduction of tax at source under the provisions of Section 196(iv) of the Act. An exemption has been granted under the Finance (No.2) Act, 2004 to open ended equity oriented mutual funds from paying distribution tax on income distributed without any time limit, effective from 1 April 2004. (i). Income-tax Tax on Income distribution Income distributed by the Mutual Fund All Unit holders Income received by unit holders in respect of the units of the Mutual Fund, is exempt from tax under Section 10(35) of the Act. Tax Deduction at Source All Unit holders In view of the exemption of income in the hands of the Unit holders, no income tax is deductible at source, on income distribution by the Mutual Fund on or after April 1, 2003, under the provisions of Sections 194K and 196A of the Act. As per section 196B of the Act, tax is required to be deducted at the rate of 11.22 per cent (inclusive of surcharge on income-tax at the rate of 10 per cent and an additional surcharge by way of education cess at the rate of 2 per cent on the amount of tax inclusive of surcharge) from income payable in respect of units purchased in foreign currency to approved overseas financial organizations. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). Consequently, the tax deduction rate in the case of income payable to overseas financial organizations will be 11.33 per cent. This amendment will take effect from the 1st day of April, 2007.

Securities Transaction Tax Nature of Transaction Purchase and sale of equity shares or units of equity oriented mutual funds on a recognised stock exchange on delivery basis Sale on stock exchange of equity shares or units of equity oriented mutual funds on non-delivery basis Sale of derivatives on recognised stock exchange Sale of units of equity oriented mutual funds to the mutual fund

(ii) Tax on Capital Gains Long-term Capital Gains Section 10(38) of the Act grants exemption to any income arising from the transfer of a long term capital asset, being units of an equity oriented fund provided the transaction giving rise to the capital gains, attracts Securities Transaction Tax (STT) and is made on or after 1st October 2004 i.e the date on which Chapter VII of the Finance (No. 2) Act, 2004 has come into force. For this purpose "equity oriented fund" means where the investible funds are invested by the Mutual Fund in equity shares in domestic companies to the extent of more than sixty five percent of the total proceeds of such fund set up under a scheme of a Mutual Fund specified under Section 10(23D)

2

Payable by Both purchaser as well as seller

Rate of Tax 0.125%

Seller

0.025%

Seller

0.017%

Seller

0.25%

INVESTMENT MANAGERS : RELIANCE CAPITAL ASSET MANAGEMENT LTD. income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007.

Tax Treaty : In the case of a non-resident unit holder who is resident of a country with which India has signed a Double Taxation Avoidance Agreement (DTAA), (which is in force), income tax is payable at the rate provided in the Act or at the rate provided in the such agreement, whichever is more beneficial to such non resident unit holder. In order to obtain the benefit of the lower rate under the DTAA, the unit holder would be required to provide a certificate from his Assessing Officer stating his eligibility for the lower rate.

Tax Treaty: In accordance with the provisions of Circular no.728 dated October 30, 1995 issued by the Central Board of Direct Taxes ('CBDT'), in case of a non resident unit holder who is a resident of a country with which India has signed a Double Taxation Avoidance Agreement (DTAA) which is in force, the tax should be deducted at source under section 195 of the Act at the rate provided in the Finance Act of the relevant year or the rate provided in the said agreement, whichever is more beneficial to such nonresident unit holder. In order to obtain the benefit of the lower rate under the DTAA, the unit holder would be required to provide a certificate from his Assessing Officer stating his eligibility for the lower rate.

Dividend Stripping All Unit holders : As per Section 94(7) of the Act, loss arising on sale of Units, which are bought within 3 months prior to the record date (i.e. the date fixed by the Mutual Fund for the purposes of entitlement of the Unit holders to receive the income) and sold within 9 months after the record date, shall be ignored for the purpose of computing income chargeable to tax to the extent of exempt income received or receivable on such Units.

Exemptions from long-term capital gains I. As per Sec 10(38) of the Act, any long-term capital gains arising from the sale of units of an equity-oriented fund entered into on or after October 1, 2004 and such transaction of sale is chargeable to STT, shall be exempt form tax. II. As per the provisions of section 54EC of the Act, long-term capital gains (other than long-term capital gains on units of equity oriented mutual funds on which exemption under Sec. 10(38) is applicable) shall be exempt from tax to the extent such capital gains are invested, within a period of six months of such transfer, in acquiring notified bonds. However, if the said bonds are transferred within a period of 3 years from the date of their acquisition, the amount of capital gains exempted earlier would become chargeable to tax as long-term capital gains in the year in which the bonds are transferred. The Finance Bill, 2007 proposes to provide that the investment made on or after the 1st April, 2007 in the above bonds by any person during any financial year does not exceed Rs. Fifty Lakh. This amendment will take effect from 1st April, 2007. III.As per the provisions of Sec 54F of the Act in the case of an individual or a HUF, long-term capital gains (other than long-term capital gains on units of equity oriented mutual funds on which exemption under Sec. 10(38) is applicable) arising on transfer of a long-term capital asset (not being a residential house) are not chargeable to tax if the entire net consideration received on such transfer is invested within the prescribed period in a residential house. If part of such net consideration is invested within the prescribed period in a residential house, then proportionate exemption is available.

Bonus stripping All Unit holders : As per section 94 (8) of the Act wherein in case of units purchased within a period of three months prior to the record date for entitlement of bonus and sold within nine months after the record date, the loss arising on transfer of original units shall be ignored for the purpose of computing the income chargeable to tax. The amount of loss so ignored shall be deemed to be the cost of acquisition/purchase of such bonus units as are held by it/him on the date of such sale/transfer. Tax Deduction at Source on Capital Gains Domestic Unit holders: No income tax is deductible at source from income by way of capital gains under the provisions of the Act. Foreign Institutional Investors : Under Section 196D of the Act, no deduction shall be made from any income by way of capital gains, in respect of transfer of units referred to in Section 115AD of the Act. Specified overseas financial organizations : As per section 196B of the Act, income tax is deductible on long-term capital gains (other than longterm capital gain on units of equity oriented mutual funds on which exemption under Sec. 10(38) is applicable) arising on repurchase of units purchased in foreign currency, at the rate of 10 per cent. The said tax rate would be increased by applicable surcharge of 2.5% per cent in case of corporate Unit holders irrespective of the amount of taxable income. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. Income tax is deductible on short-term capital gains arising on sale / repurchase of units at the rate of 40 per cent plus applicable surcharge at the rate of 2.5 per cent in case of foreign companies. Further, an additional surcharge of 2 per cent by way of education cess would be deducted on amount of tax inclusive of surcharge The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007. Other Non-resident Unit holders : In the case of a non-resident other than a company: No income tax is deductible on long-term capital gains arising on sale/repurchase on units of equity oriented mutual funds as defined under Sec. 10(38)). Income tax is deductible on short-term capital gains arising on sale / repurchase of units of equity oriented mutual funds (as defined under Sec. 10(38) at the rate of 10 per cent. The above tax rate would be increased by a surcharge of 10 per cent, where the total income exceeds Rs. 10,00,000. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one per cent of income-tax and surcharge (not including the education Cess on incometax). This amendment will take effect from the 1st day of April, 2007. In the case of a foreign company: Income tax is deductible on long-term capital gains (other than long-term capital gain on units of equity oriented mutual funds on which exemption under Sec. 10(38) is applicable) arising on repurchase of units at the rate of 20 per cent. Income tax is deductible on short-term capital gains arising on sale / repurchase of units (other than those of equity oriented mutual funds) at the rate of 40 per cent. The above tax rates would be increased by a surcharge of 2.5 per cent. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. The Finance Bill, 2007 proposes to levy an additional surcharge, called the "Secondary and Higher Education Cess", at the rate of one percent of

Other Benefits : Investments in Units of the Mutual Fund will rank as an eligible form of investment under Section 11 (5) of the Act read with Rule 17C of the Income-tax Rules, 1962, for Religious and Charitable Trusts. (ii). Wealth-tax: Units held under the respective Plans are not treated as assets as defined under Section 2(ea) of the Wealth-tax Act, 1957 and thereof would not liable to wealth-tax. EACH INVESTOR IS ADVISED TO CONSULT HIS OR HER OWN TAX CONSULTANT WITH RESPECT TO THE SPECIFIC TAX IMPLICATIONS ARISING OUT OF HIS OR HER PARTICIPATION IN THE SCHEME. Unitholders’ Information : Accounts statement (on each transaction), Annual financial results and Half yearly portfolio disclosure shall be provided to investors by post or published as per SEBI regulations.

FOR INVESTOR GRIEVANCES PLEASE CONTACT Name and Address of Registrar : Karvy Computershare Private Limited, (Formely known as Karvy Consultants Limited), Karvy Plaza, 21, Road No.4, Street No.1, Banjara Hills, Hyderabad - 500 031. Tel.: 040-2331 2454, Fax: 040-2339 4828

Reliance Mutual Fund Express Building, 4th Floor, 14 E Road Churchgate, Mumbai-400 020 Tel.: 3041 4800, Fax: 3041 4899 Email : [email protected] For further details on the Schemes, investors are advised to refer to the Offer Document.

3

SUMMARY OF THE SCHEME Type of the Scheme :

Expenses of the Scheme :

An Open-ended Equity Growth Scheme

(I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the Scheme is to achieve long term growth of capital by investment in equity and equity related securities through a research based investment approach.

Entry Load

Allocation (% of Net Assets)

Equity and Equity related Instruments

Upto 35%

Growth Plan

Dividend Plan Dividend Payout & Re-investment Options

Benchmark Index

: BSE 100

Name of the Fund Manager

: Mr. Sunil Singhania

Rs. 5,000

Non-Resident Indians

Rs. 5,000

Benchmark Returns %

Last 1 Year

14.11

11.70

Last 3 Years

51.81

30.91

Last 5 years

60.72

30.81

Returns Since Inception

32.79

12.88

51.81

Percentage

0.00

Marketing Expenses

1.00% 2.50%

l

Name of the Trustee Company

l

Dividend Policy

l

Despatch of Repurchase (Redemption) Request Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l

32.79

12.88

11.70

1 Year

l 3 Years

Period

5 Years

Reliance Growth - Growth

Applicable NAV (after the scheme opens for repurchase and sale)

l

l 14.11

1.25% 0.25%

Total

l

60.72

30.81

2.00% 1.75%

Please refer to page 2 & 3 of this KIM for :

Reliance Growth Fund vs BSE 100

30.91

Next Rs. 300 crores Balance

Actual expenses for the previous financial year (2006-2007): 1.84% of average net assets.

Past performance may or may not be sustained in future.

40.00

2.50% 2.25%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Compounded Annualised Returns Scheme Returns %

First Rs. 100 crores Next Rs. 300 crores

AMC Fees

Performance of the Scheme: data as on 30 March, 2007

10.00

Nil

Operational Expenses

and in multiples of Re.1/- thereafter for both plans.

20.00

Exit Load

Estimated expenses of the scheme :

Resident Indians

30.00

Nil

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Minimum Application Amount / Number of Units :

50.00

For Subscriptions of Rs.5 crore & above

(ii) Recurring Expenses :

Growth & Bonus Options

60.00

1.25%

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Plans and Options :

70.00

For Subscription of Rs 2 crores &

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

65 - 100 %

Debt & Money Market Instruments

Period

2.25%

above but below Rs.5 crores

Asset Allocation Pattern of the Scheme : Types of Instruments

For Subscription below Rs.2 crores

Name and Address of Registrar Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception

BSE100

Based on NAV of Growth Plan. Date of Inception 08/10/95 4

SUMMARY OF THE SCHEME Type of the Scheme :

Expenses of the Scheme :

An Open-ended Equity Growth Scheme

(I) Load Structure : Continuous Offer Entry Load

Investment Objective : The primary investment objective of the Scheme is to achieve long term growth of capital by investment in equity and equity related securities through a research based investment approach. Asset Allocation Pattern of the Scheme : Types of Instruments

Normal Allocation (% of Net Assets)

Equity and Equity related Instruments

For Subscription below Rs.2 crores

2.25%

For Subscription of Rs 2 crores & above but below Rs.5 crores

1.25%

For Subscriptions of Rs.5 crore & above

Nil

Exit Load

Nil

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Atleast 60%

(ii) Recurring Expenses :

Debt

Upto 30%

Money Market Instruments

Upto 10%

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Plans and Options : Growth Plan

Dividend Plan

Growth & Bonus Options

Dividend Payout & Re-investment Options

Benchmark Index

: BSE 100

Name of the Fund Manager

: Mr. Ashwani Kumar

First Rs. 100 crores

2.50%

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme :

Minimum Application Amount / Number of Units :

AMC Fees

1.25%

Resident Indians

Rs. 5,000

Operational Expenses

0.25%

Non-Resident Indians

Rs. 5,000

Marketing Expenses

1.00%

Total

2.50%

and in multiples of Re.1/- thereafter for both plans.

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Scheme Benchmark Returns % Returns %

Period Last 1 Year

10.04

11.70

Last 3 Years

39.49

30.91

Last 5 years

54.35

30.81

Please refer to page 2 & 3 of this KIM for :

12.88

l

Returns Since Inception

27.97

Actual expenses for the previous financial year (2006-2007): 2.03% of average net assets.

l l

Past performance may or may not be sustained in future. 60.00

Reliance Vision Fund vs BSE 100

l

54.35

Percentage

50.00 39.49

40.00

30.91

30.00

30.81

20.00 10.00 0.00

10.04

1 Year

Tax treatment for the Investors (Unitholders) Unitholders’ Information

l

l 3 Years

Period

Reliance Vision - Growth

5 Years

Despatch of Repurchase (Redemption) Request

l

12.88

11.70

Dividend Policy Applicable NAV (after the scheme opens for repurchase and sale)

l l 27.97

Name of the Trustee Company

Name and Address of Registrar Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception

BSE100

Based on NAV of Growth Plan. Date of Inception 08/10/95 5

SUMMARY OF THE SCHEME Type of the Scheme :

Expenses of the Scheme :

Open-ended Banking Sector Scheme

(I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity/equity related or fixed Income securities of banks.

Entry Load

Asset Allocation Pattern of the Scheme :

For Subscriptions of Rs.5 crore & above

Nil

Types of Instruments

Exit Load

Nil

For Subscription of Rs 2 crores &

1.25%

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

0 - 100 %

Debt & Money Market Instruments

2.25%

above but below Rs.5 crores

Normal Allocation (% of Net Assets)

Equity and Equity related Instruments

For Subscription below Rs.2 crores

(ii) Recurring Expenses :

0 - 100 %

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows: First Rs. 100 crores

Plans and Options : Dividend Plan

Next Rs. 300 crores

2.25%

Dividend Payout & Re-investment Options

Next Rs. 300 crores

2.00%

Balance

1.75%

Growth Plan Growth & Bonus Options

2.50%

Benchmark Index

: S & P CNX Banks Index

Name of the Fund Manager

: Mr. Sunil Singhania

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme :

Minimum Application Amount / Number of Units : Resident Indians Non-Resident Indians

AMC Fees

Rs. 5,000

Operational Expenses

0.25%

Rs. 5,000

Marketing Expenses

0.75%

Total

2.25%

and in multiples of Re.1/- thereafter for both plans.

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Scheme Returns %

Benchmark Returns %

Last 1 Year

14.60

15.20

Last 3 Years

26.17

23.98

Returns Since Inception

39.23

37.64

Period

Actual expenses for the previous financial year (2006-2007): 1.87% of average net assets. Please refer to page 2 & 3 of this KIM for :

Past performance may or may not be sustained in future.

Percentage

39.23 26.17

37.64

23.98

14.60 15.20

1 Year

l

Name of the Trustee Company

l

Dividend Policy

l

Reliance Banking Fund vs S&P CNX Banks Index 45.00 40.00 35.00 30.00 25.00 20.00 15.00 10.00 5.00 0.00

3 Years

Applicable NAV (after the scheme opens for repurchase and sale)

l

Despatch of Repurchase (Redemption) Request

l

Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l

Name and Address of Registrar

l

Reliance Banking Fund - Growth

1.25%

Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund.

l Daily NAV Publication Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception

S&P CNX Banks Index

Based on NAV of Growth Plan. Date of Inception 28/05/03 6

SUMMARY OF THE SCHEME Type of the Scheme : Open-ended Power Sector Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the Scheme is to seek to generate continuous return by actively investing in equity/equity related or fixed income securities of Power and other associated companies. Asset Allocation Pattern of the Scheme : Types of

Entry Load

Asset Allocation

Instruments

(% of Net Assets) Minimum

Most Likely

Maximum

0%

80%

100%

Equity and Equity related Securities Debt & Money Market Instruments with average Maturity of 5 to 10 years.

0%

20%

Name of the Fund Manager

: Mr. Sunil Singhania Rs. 5,000

Non-Resident Indians

Rs. 5,000

Benchmark Returns %

16.06

1.36

Returns Since Inception

53.16

28.71

2.25% 2.00%

Balance

1.75%

0.25%

Marketing Expenses

0.75%

Total

2.25%

Actual expenses for the previous financial year (2006-2007): 1.89% of average net assets. Please refer to page 2 & 3 of this KIM for :

Past performance may or may not be sustained in future.

l

Name of the Trustee Company

l

Dividend Policy

l

Reliance Diversified Power Sector Fund vs India Power Index

60.00

53.16

50.00 40.00 28.71

30.00 20.00

0.00

l

Despatch of Repurchase (Redemption) Request Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l

Name and Address of Registrar

l

l

1.36

1 Year Reliance Diversified Power Fund - Growth

Applicable NAV (after the scheme opens for repurchase and sale)

l

16.06

10.00

1.25%

Operational Expenses

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Compounded Annualised Returns

Last 1 Year

Next Rs. 300 crores Next Rs. 300 crores

AMC Fees

Performance of the Scheme: data as on 30 March, 2007 Scheme Returns %

2.50%

Estimated expenses of the scheme :

and in multiples of Re.1/- thereafter for both plans.

Period

Nil

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Minimum Application Amount / Number of Units : Resident Indians

Exit Load

First Rs. 100 crores

Dividend Payout & Re-investment Options : India Power Index

Nil

(ii) Recurring Expenses :

100%

Benchmark Index

For Subscriptions of Rs.5 crore & above

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Dividend Plan

Growth & Bonus Options

2.25% 1.25%

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Plans and Options : Growth Plan

For Subscription below Rs.2 crores For Subscription of Rs 2 crores & Above but below Rs.5 crores

Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception Indian Power Index

Based on NAV of Growth Plan. Date of Inception 10/05/04

7

Reliance Pharma Fund SUMMARY OF THE SCHEME Type of the Scheme : Open-ended Pharma Sector Scheme

An open ended Pharma Sector Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the Scheme is to generate consistent returns by investing in equity / equity related or fixed income securities of pharma and other associated companies.

Entry Load

Asset Allocation Pattern of the Scheme :

For Subscriptions of Rs.5 crore & above

Nil

Types of Instruments

Exit Load

Nil

Asset Allocation (% of Net Assets)

Equity and Equity related Securities

Minimum

Most Likely

Maximum

0%

80%

100%

For Subscription below Rs.2 crores

2.25%

For Subscription of Rs 2 crores & above but below Rs.5 crores

1.25%

Load structure is subject to change. Please refer to applicable load structure at the time of investing. (ii) Recurring Expenses :

Debt & Money Market Instruments with average Maturity of 5 to 10 years.

0%

20%

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

100%

Plans and Options : Growth Plan

Dividend Plan

Growth & Bonus Options Benchmark Index

: BSE Health Care Index : Mr. Sailesh Raj Bhan

2.50% 2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Dividend Payout & Re-investment Options

Name of the Fund Manager

First Rs. 100 crores Next Rs. 300 crores

Estimated expenses of the scheme : AMC Fees

1.25%

Minimum Application Amount / Number of Units :

Operational Expenses

0.25%

Resident Indians

Rs. 5,000

Marketing Expenses

0.75%

Non-Resident Indians

Rs. 5,000

Total

2.25%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

and in multiples of Re.1/- thereafter for both plans. Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Period Last 1 Year Returns Since Inception

Scheme Returns %

Benchmark Returns %

1.47

-5.04

27.33

18.90

Actual expenses for the previous financial year (2006-2007): 2.19% of average net assets. Please refer to page 2 & 3 of this KIM for :

Past performance may or may not be sustained in future.

Reliance Pharma Fund vs BSE-HC 30.00

l

Name of the Trustee Company

l

Dividend Policy

l

27.33

25.00 18.90

20.00

Applicable NAV (after the scheme opens for repurchase and sale)

l

Despatch of Repurchase (Redemption) Request

l

Tax treatment for the Investors (Unitholders)

15.00

l

Unitholders’ Information

10.00

l

Name and Address of Registrar

5.00 0.00 -5.00

l

1.47 1Year

Since Inception

l

-5.04

Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

-10.00 Reliance Pharma Fund - Growth

Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund.

BSE-HC

Based on NAV of Growth Plan. Date of Inception 08/06/04

8

SUMMARY OF THE SCHEME Type of the Scheme : An Open-ended Media and Entertainment Sector Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the Scheme is to generate consistent returns by investing in equity / equity related or fixed income securities of media & entertainment and other associated companies.

Entry Load

Asset Allocation Pattern of the Scheme :

For Subscriptions of Rs.5 crore & above

Nil

Types of Instruments

Exit Load

Nil

Asset Allocation (% of Net Assets)

Equity and Equity related Securities

Minimum

Most Likely

Maximum

0%

80%

100%

Debt & Money Market Instruments with average Maturity of 5 to 10 years.

0%

20%

(ii) Recurring Expenses : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

100%

First Rs. 100 crores

Dividend Plan

Growth & Bonus Options Benchmark Index

2.25% 1.25%

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Plans and Options : Growth Plan

For Subscription below Rs.2 crores For Subscription of Rs 2 crores & above but below Rs.5 crores

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Dividend Payout & Re-investment Options : S&P-CNX Media &

Estimated expenses of the scheme :

Entertainment Index Name of the Fund Manager

2.50%

AMC Fees

: Mr. Sailesh Raj Bhan

1.25%

Operational Expenses

0.75%

Minimum Application Amount / Number of Units :

Marketing Expenses

0.25%

Resident Indians

Rs. 5,000

Total

2.25%

Non-Resident Indians

Rs. 5,000

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

and in multiples of Re.1/- thereafter. Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns

Actual expenses for the previous financial year (2006-2007): 2.21% of average net assets.

Scheme Returns %

Benchmark Returns %

Last 1 Year

29.02

42.68

l

Name of the Trustee Company

Returns Since Inception

43.28

43.07

l

Dividend Policy

Period

Please refer to page 2 & 3 of this KIM for :

l

Past performance may or may not be sustained in future.

Reliance Media & Entertainment Fund vs S&P CNX Media & Entertainment

50.00

42.68

43.28

43.07

Percentage

40.00 30.00

29.02

l

Despatch of Repurchase (Redemption) Request

l

Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l

Name and Address of Registrar

l

20.00 10.00 0.00

l 1 Year Reliance Media & Enter Fund - Growth

Applicable NAV (after the scheme opens for repurchase and sale)

Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception S&P CNX Media & Enter tainment Index

Based on NAV of Growth Plan. Date of Inception 07/10/04 9

SUMMARY OF THE SCHEME Type of the Scheme : An open-ended Diversified Equity Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The Primary investment objective of the scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the BSE 200 Index.

Entry Load

Asset Allocation Pattern of the Scheme : Types of Instruments

Normal Allocation (% of Net Assets)

Equity and Equity related Instruments

For Subscription below Rs.2 crores

3.00%

For Subscription of Rs 2 crores & above but below Rs.5 crores

2.00%

For Subscriptions of Rs.5 crore & above

Nil

Exit Load

Nil

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

65 - 100 %

(ii) Recurring Expenses :

Debt & Money Market Instruments *

0 - 35 %

*including upto 35% of the corpus in securitised debt Plans and Options : Growth Plan

Dividend Plan

Growth & Bonus Options

Dividend Payout & Re-investment Options

Benchmark Index

: BSE 200 Index

Name of the Fund Manager

: Mr. Ashwani Kumar

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows: First Rs. 100 crores

2.50%

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme :

Minimum Application Amount / Number of Units : Rs. 5,000/- and in multiples of Re. 1, thereafter Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Scheme Returns %

Period

Benchmark Returns %

Investment Management Fees

1.25%

Operational Expenses

0.75%

Marketing Expenses

0.50%

Total

2.50%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details. Actual expenses for the previous financial year (2006-2007): 2.42% of average net assets.

Last 1 Year

25.11

10.58

Please refer to page 2 & 3 of this KIM for :

Returns Since Inception

42.92

33.59

l

Name of the Trustee Company

l

Dividend Policy

Past performance may or may not be sustained in future.

50.00

Reliance NRI Equity Fund Vs BSE 200 42.92

40.00 30.00

33.59 25.11

0.00

l

Despatch of Repurchase (Redemption) Request Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l

Name and Address of Registrar

10.58

l 1 Year Reliance NRI Equity Fund - Growth

Since Inception BSE 200 Index

Based on NAV of Growth Plan. Date of Inception 16/11/04

Applicable NAV (after the scheme opens for repurchase and sale)

l

l

20.00 10.00

l

Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

10

SUMMARY OF THE SCHEME Type of the Scheme : An open-ended Diversified Equity Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Entry Load 1.25%

For Subscriptions of Rs.5 crore & above

Nil

Exit Load

Nil

(ii) Recurring Expenses :

75 - 100 %

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Debt & Money Market Instruments *

Upto 25%

First Rs. 100 crores

*including upto 25% of the corpus in securitised debt Plans and Options : Growth Plan

Dividend Plan

Growth & Bonus Options

: BSE 100 Index

Name of the Fund Manager

: Mr. Sailesh Raj Bhan

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Estimated expenses of the scheme : Investment Management Fees

Minimum Application Amount / Number of Units : Rs. 5,000/- and in multiples of Re. 1, thereafter

Compounded Annualised Returns

Operational Expenses

0.25%

Marketing Expenses

1.00%

Total

2.50%

Actual expenses for the previous financial year (2006-2007): 1.85% of average net assets.

Scheme Returns %

Benchmark Returns %

11.51

11.70

Please refer to page 2 & 3 of this KIM for :

37.61

l

Returns Since Inception

42.71

l

Past performance may or may not be sustained in future.

l

Reliance Equity Opportunities Vs BSE 100

l

42.71

45.00 40.00

37.61

35.00 30.00

10.00

11.51

Dividend Policy Applicable NAV (after the scheme opens for repurchase and sale) Despatch of Repurchase (Redemption) Request

l

Tax treatment for the Investors (Unitholders) Unitholders’ Information

l

20.00

Name of the Trustee Company

l l

25.00 15.00

1.25%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Performance of the Scheme: data as on 30 March, 2007

Last 1 Year

2.50%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Dividend Payout & Re-investment Options

Benchmark Index

Period

For Subscription of Rs 2 crores &

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Normal Allocation (% of Net Assets)

Equity and Equity related Instruments

2.25%

above but below Rs.5 crores

Asset Allocation Pattern of the Scheme : Types of Instruments

For Subscription below Rs.2 crores

11.70

l

Name and Address of Registrar Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

5.00 0.00

1 Year Reliance Equity Opportunities Fund - Growth

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Since Inception BSE100

Date of Inception 31/03/2005

11

SUMMARY OF THE SCHEME Type of the Scheme : An open-ended Index Linked Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : NIFTY - The objective of Nifty Plan is to replicate the composition of the Nifty, with a view to endeavor to generate returns, which could approximately be the same as that of Nifty. SENSEX - The objective of Sensex Plan is to replicate the composition of the Sensex, with a view to endeavor to generate returns, which could approximately be the same as that of Sensex Asset Allocation Pattern of the Plan : NIFTY Types of Normal Allocation Instruments (% of Net Assets) Equity Securities covered by Nifty

95 - 100 %

Cash & Money Market Instruments including money at call but excluding subscription & redemption Cash Flow

0-5%

Asset Allocation Pattern of the Plan : SENSEX Types of Normal Allocation Instruments (% of Net Assets) Equity Securities covered by Sensex

95 - 100 %

Cash & Money Market Instruments including money at call but excluding subscription & redemption Cash Flow

0-5%

Plans and Options : Nifty & Sensex Plan Growth & Bonus Options Benchmark Index

: Mr. Ashwani Kumar

Minimum Application Amount / Number of Units : Rs. 5,000/- and in multiples of Re. 1, thereafter Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns - Nifty Scheme Benchmark Period Returns % Returns % Last 1 Year 6.85 11.78 Returns Since Inception 22.51 33.68 Compounded Annualised Returns - Sensex Scheme Benchmark Period Returns % Returns % Last 1 Year 12.47 15.61 Returns Since Inception 36.13 38.23

(ii) Recurring Expenses : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows: First Rs. 100 crores

2.50%

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme : Investment Management Fees

1.25%

Operational Expenses

0.75%

Marketing Expenses

0.50%

Total

2.50%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details. Actual expenses for the previous financial year (2006-2007): Nifty 1.31% & Sensex 1.47% of average net assets. Please refer to page 2 & 3 of this KIM for : Name of the Trustee Company l Dividend Policy l Applicable NAV (after the scheme opens for repurchase and sale) l Despatch of Repurchase (Redemption) Request l Tax treatment for the Investors (Unitholders) l Unitholders’ Information l Name and Address of Registrar l Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. l Daily NAV Publication l

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Past performance may or may not be sustained in future.

40.00

Reliance Index Fund Vs BSE Sensex 45.00 40.00 35.00 30.00 25.00 20.00 15.00 10.00 5.00 0.00

Exit Load - NIL

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Dividend Payout & Re-investment Options

: S&P CNX Nifty for Nifty Plan & BSE Sensex for Sensex Plan

Name of the Fund Manager

Entry Load - 1%

Reliance Index Fund Vs S&P CNX Nifty 33.68

35.00 30.00

36.13

38.23

25.00

22.51

20.00 15.00

12.47

10.00

15.61

5.00 0.00

1 Year

11.78 6.85

Reliance Index Fund - Sensex Plan - Growth

BSE Sensex

1 Year Reliance Index Fund - Nifty Plan - Growth

Since Inception

Date of Inception 8/2/2005 12

Since Inception S&P CNX Nifty

SUMMARY OF THE SCHEME Type of the Scheme : An Open-ended equity linked savings scheme

Expenses of the Scheme :

(I) Load Structure : Continuous Offer Entry Load

Investment Objective : The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Normal Allocation (% of Net Assets)

Equity and Equity related securities

2.25%

For Subscription of Rs 2 crores &

1.25%

above but below Rs.5 crores

Asset Allocation Pattern of the Scheme : Types of Instruments

For Subscription below Rs.2 crores

For Subscriptions of Rs.5 crore & above

Nil

Exit Load

Nil

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

80 - 100 %

(ii) Recurring Expenses :

Debt & Money Market Instruments *

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Upto 20%

*including upto 25% of the corpus in securitised debt

Plans and Options : Growth Plan

Dividend Plan

Growth Options

Dividend Payout & Re-investment Options

Benchmark Index

: BSE 100

Name of the Fund Manager

: Mr. Ashwani Kumar

Rs. 500/- and in multiples of Re.500/-, thereafter

Compounded Annualised Returns

Last 1 Year Returns Since Inception

Benchmark Returns %

0.53

11.70

21.01

31.42

Next Rs. 300 crores

2.00%

Balance

1.75%

Investment Management Fees

1.25%

Operational Expenses

0.25%

Marketing Expenses

1.00%

Total

2.50%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details. Actual expenses for the previous financial year (2006-2007): 1.94% of average net assets.

Performance of the Scheme: data as on 30 March, 2007 Scheme Returns %

2.50% 2.25%

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme :

Minimum Application Amount / Number of Units :

Period

First Rs. 100 crores Next Rs. 300 crores

Please refer to page 2 & 3 of this KIM for :

Past performance may or may not be sustained in future.

l

Name of the Trustee Company

l

Dividend Policy

l

Reliance Tax Saver (ELSS) Fund Vs BSE 100 35.00

31.42

30.00 25.00

21.01

20.00 15.00

l

Despatch of Repurchase (Redemption) Request

l

Tax treatment for the Investors (Unitholders)

l

Unitholders’ Information

l l

11.70

10.00 5.00 0.00

l

0.53

1 Year

Since Inception

Reliance Tax Saver (ELSS) Fund - Growth

Applicable NAV (after the scheme opens for repurchase and sale)

Name and Address of Registrar Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. Daily NAV Publication

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

BSE100

Date of Inception 22/09/2005

13

SUMMARY OF THE SCHEME Type of the Scheme : An open-ended Diversified Equity Scheme

Expenses of the Scheme : (I) Load Structure : Continuous Offer

Investment Objective : The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities of top 100 companies by market capitalization & of companies which are available in the derivatives segment from time to time and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Entry Load

Dividend Plan Dividend Payout & Re-investment Options

Benchmark Index

: S&P CNX Nifty : Mr. Sunil Singhania

Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Period Last 1 Year Since Inception

8.66

12.31

8.74

12.31 11.78 8.66

8.74

8.00 6.00 4.00

1 Year Reliance Equity - Growth

Investment Management Fees

1.25%

Operational Expenses

0.25%

Marketing Expenses

1.00%

Total

2.50%

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

2.00 0.00

1.75%

Please refer to page 2 & 3 of this KIM for : Name of the Trustee Company l Dividend Policy l Applicable NAV (after the scheme opens for repurchase and sale) l Despatch of Repurchase (Redemption) Request l Tax treatment for the Investors (Unitholders) l Unitholders’ Information l Name and Address of Registrar l Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. l Daily NAV Publication

Reliance Equity Fund Vs S&P CNX Nifty

10.00

Balance

l

11.78

12.00

2.00%

Actual expenses for the previous financial year (2006-2007): 1.75% of average net assets.

Past performance may or may not be sustained in future.

14.00

Next Rs. 300 crores

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Rs. 5000/- and in multiples of Re.1, thereafter

Benchmark Returns %

2.50% 2.25%

Estimated expenses of the scheme :

Minimum Application Amount / Number of Units :

Scheme Returns %

First Rs. 100 crores Next Rs. 300 crores

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds.

Plans and Options :

Name of the Fund Manager

Nil

(ii) Recurring Expenses :

*including upto 25% of the corpus in securitised debt

Growth & Bonus Options

Nil

As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Upto 20%

Growth Plan

1.25%

Exit Load

75 - 100 %

Debt and Money market securities (including investments in securitised debt) Instruments *

For Subscription of Rs 2 crores & above but below Rs.5 crores

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Normal Allocation (% of Net Assets)

Equity and Equity related instruments

2.25%

For Subscriptions of Rs.5 crore & above

Asset Allocation Pattern of the Scheme : Types of Instruments

For Subscription below Rs.2 crores

Since Inception

S & P CNX Nifty

Date of Inception 30/03/2006 14

Reliance Long Term Equity Fund SUMMARY OF THE SCHEME Type of the Scheme : A 36-months close ended diversified equity fund with an automatic conversion into an open ended scheme on expiry of 36-months from the date of allotment.

Expenses of the Scheme : Load Structure : During the New Fund Offer. Entry Load: Nil for subscriptions made during the New Fund Offer. Exit Load : for subscriptions during the New Fund Offer. If redeemed/switched on or before completion 12 months from the date of allotment

Investment Objective : The primary investment objective of the scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and Derivatives and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Normal Allocation (% of Net Assets)

Equity and Equity related securities Instruments

Dividend Payout Options : BSE 200

Name of the Fund Manager

: Mr. Sunil Singhania

Minimum Application Amount / Number of Units : (Available on maturity of the scheme when it is converted automatically into an Open ended Scheme).

Absolute Returns Since Inception Benchmark Returns %

-1.27

-5.95

2.25%

For Subscription of Rs 2 crores & above but below Rs.5 crores

1.25% Nil Nil

Next Rs. 300 crores

2.25%

Next Rs. 300 crores

2.00%

Balance

1.75%

Investment Management Fees

1.25%

Operational Expenses

0.25%

Marketing Expenses

1.00%

Total

2.50%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Performance of the Scheme: data as on 30 March, 2007 Scheme Returns %

For Subscription below Rs.2 crores

Provided that such recurring expenses shall be lesser by atleast 0.25% of the daily average net assets outstanding in each financial year in respect of a scheme investing in bonds. Estimated expenses of the scheme :

Rs. 5000/- and in multiples of Re.1, thereafter

Since Inception

2%

Load structure is subject to change. Please refer to applicable load structure at the time of investing. (ii) Recurring Expenses : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows: First Rs. 100 crores 2.50%

Dividend Plan

Benchmark Index

Period

If redeemed/switched between 24 months - 1 day and on or before completion of 36 months from the date of allotment

Exit Load

Plans and Options :

Growth Options

3%

For Subscriptions of Rs.5 crore & above

0%-30%

An overall limit of 100% of the portfolio value has been introduced for the purpose of equity derivatives in the scheme.

Growth Plan

If redeemed/switched between 12 months - 1 day on or before completion of 24 months from the date of allotment

Entry Load

70 - 100 %

Debt and Money market securities (including investments in securitised debt) Instruments

4%

(I) Load Structure : On ongoing basis on maturity of the scheme when it is converted automatically into an open ended scheme

Asset Allocation Pattern of the Scheme : Types of Instruments

A close ended diversified equity fund

Actual expenses for the previous financial year (2006-2007): 1.82% of average net assets. Please refer to page 2 & 3 of this KIM for :

Past performance may or may not be sustained in future. Date of Inception 27/12/2006

l Name of the Trustee Company l Dividend Policy l Applicable NAV (after the scheme opens for repurchase and sale) l Despatch of Repurchase (Redemption) Request

The Scheme will offer for Redemption /Switch-out of Units on an ongoing basis at half yearly intervals at NAV based prices. The Redemption /Switch-out of Units will be available only during the Specified Redemption Period i.e. the first five Business Days immediately after the end of each calendar half year.

l Tax treatment for the Investors (Unitholders) l Unitholders’ Information l Name and Address of

Registrar address, telephone number, fax number, e-mail id of Reliance Mutual Fund. l Daily NAV Publication l Name,

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment. 15

Reliance Regular Savings Fund An open ended Scheme

SUMMARY OF THE SCHEME

Equity & Debt Options Type of the Scheme : Open-ended Scheme

Expenses of the Scheme :

Investment Objective : Debt Option: The primary investment objective of this Option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt and Money Market Instruments. Equity Option: The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity / equity related securities.

(I) Load Structure : Continuous Offer Entry Load

Allocation (% of Net Assets)

Debt Option Debt instruments (including securitised debt) with maturity of more than 1 year Money Market instruments (including call money & Reverse Repo) and debentures with maturity of less than 1 year. (Securitised Debts will be a part of the debt securities, upto 25% of corpus) Equity Option Equity and Equity related Securities Debt and Money Market Instruments with an average maturity of 5-10 yrs. (Securitised Debts will be a part of the debt securities, upto 20% of corpus.)

Equity Option : For subscription below Rs. 2 Crore - 2.25%. For Subscription of Rs 2 Crore & above and below Rs.5 Crore - 1.25%. For Subscriptions of Rs.5 Crore & above - NIL.

NIL

(ii) Recurring Expenses : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

65-100% 0-35%

First Rs. 100 crores Next Rs. 300 crores Next Rs. 300 crores Balance

80-100% 0-20%

AMC Fees Marketing Expenses Operational & Other Expenses Total

Debt Option, Equity Option.

Performance of the Scheme: data as on 30 March, 2007 Compounded Annualised Returns Scheme Benchmark Period Returns % Returns % Debt - Last 1 Year 3.07 3.68 Debt - Returns Since Inception 3.08 3.19 Equity - Last 1 Year 22.43 11.7 Equity - Returns Since Inception 22.43 38.24

0.60% 0.70% 0.45% 1.75%

1.00% 1.05% 0.45% 2.50%

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Reliance Regular Savings Fund - Debt option Vs Crisil Composite Bond Fund Index 3.68

45

1 Year

Equity

Actual expenses for the previous financial year (2006-2007): Debt Option - 1.72%, Equity Option -2.42% Please refer to page 2 , 3 & 4 of this KIM for : l Name of the Trustee Company l Dividend Policy l Applicable NAV (after the scheme opens for repurchase and sale) l Despatch of Repurchase (Redemption) Request l Tax treatment for the Investors (Unitholders) l Name and Address of Registrar l Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. l Unitholders’ Information l Daily NAV Publication

Minimum Application Amount/Number of Units: Rs 500/- and in multiples of Re.1/- thereafter.

Reliance Regular Savings Fund - Debt Option - Growth Plan

2.50% 2.25% 2.00% 1.75%

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Benchmark Index : Debt Option: Crisil Composite Bond Fund Index Equity Option: BSE 100 Index Name of the Fund Manager : Mr. Prashant Pimple & Ashwani Kumar

3.08

Equity

2.25% 2.00% 1.75% 1.50% Debt

Growth Plan

3.07

Debt

Estimated expenses of the scheme :

Plans and Options :

3.8 3.7 3.6 3.5 3.4 3.3 3.2 3.1 3 2.9 2.8 2.7

NIL

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

Asset Allocation Pattern of the Scheme : Types of Instruments

Exit Load

Debt Option - NIL

Reliance Regular Savings Fund Equity Option Vs BSE 100 Index

40 35

3.19

30 25 20 15

Since Inception

10 5

Crisil Composite Bond Fund Index

0

Past performance may or may not be sustained in future.

38.24

22.43

22.43 11.7

1 Year

Since Inception

Reliance Regular Savings Fund-Equity Option-Growth Plan

Based on NAV of Growth Plan. Date of Inception 09/06/2005

16

BSE100 Index

Reliance Regular Savings Fund An open ended Scheme

SUMMARY OF THE SCHEME

Balanced Option

Expenses of the Scheme :

Type of the Scheme : Open-ended Scheme Investment Objective : Balanced Option: The primary investment objective of this Option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of equity, equity related instruments & fixed income instruments. Asset Allocation Pattern of the Scheme : Types of Instruments

(I) Load Structure : Continuous Offer Entry Load

Allocation (% of Net Assets)

Balanced Option Equity & Equity related instruments Debt & money market instruments

Exit Load

Balanced Option : For subscription below Rs. 2 crore - 2.25%. For subscription of 2 crore & above and below Rs. 5 crores -1.00%. For subscription of Rs. 5 crores & above NIL.

NIL

Load structure is subject to change. Please refer to applicable load structure at the time of investing.

50% - 75% 25% - 50%

(ii) Recurring Expenses : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to a scheme are as follows:

Plans and Options : Growth Plan

Balanced

Balanced Option. First Rs. 100 crores Next Rs. 300 crores Next Rs. 300 crores Balance

Benchmark Index : Balanced Option: Crisil Balanced Fund Index Name of the Fund Manager : Mr. Prashant Pimple & Ashwani Kumar Minimum Application Amount/Number of Units: Rs 500/- and in multiples of Re.1/- thereafter.

2.50% 2.25% 2.00% 1.50%

Estimated expenses of the scheme : Balanced

Performance of the Scheme: data as on 12 January, 2007

AMC Fees Marketing Expenses Operational & Other Expenses Total

Compounded Annualised Returns Scheme *Benchmark Period Returns % Returns % Last 1 Year 14.4 9.14 Returns Since Inception 9.57 10.20 Inception date: 09/06/2005 *Crisil MIP Blended Index

The above expenses are estimates only and are subject to change as per actuals. Expenses on an ongoing basis will not exceed the maximum limits as may be specified by SEBI Regulations from time to time. Please read the offer document for details.

Performance of the Scheme: data as on 13-01-07 to 19-2-07

Absolute Returns Scheme *Benchmark Period Returns % Returns % Returns Since Inception -0.44 0.24

Actual expenses for the previous financial year (2006-2007): Hybrid Option -2.21%

Inception date: 13/01/2007 *Crisil MIP Blended Index Reliance Regular Savings Fund - Hybrid Option was launched on June 9, 2005 and subsequently (w.e.f January 13, 2007) Hybrid Option has been renamed as Reliance Regular Savings Fund - Balanced Option.

Please refer to page 2 , 3 & 4 of this KIM for : Name of the Trustee Company l Dividend Policy l Applicable NAV (after the scheme opens for repurchase and sale) l Despatch of Repurchase (Redemption) Request l Tax treatment for the Investors (Unitholders) l Name and Address of Registrar l Name, address, telephone number, fax number, e-mail id of Reliance Mutual Fund. l Unitholders’ Information l Daily NAV Publication l

Performance of the Scheme: data as on 20-2-07 to 30-3-07

Absolute Returns Scheme *Benchmark Period Returns % Returns % Returns Since Inception -3.00 -4.48 Inception date: 13/01/2007 *Crisil MIP Blended Index *Due to change in portfolio structure & asset allocation pattern, Compounded Annualised Returns for Balanced Option are not disclosed & only absolute returns since inception date of Balanced Option are disclosed. For more details on the features of Reliance Regular Savings Fund-balanced Option please refer addendum to the Offer Document dated December 12, 2006 16 14 12 10 8 6 4 2 0

Reliance Regular Savings Fund Hybrid Option Vs Crisil MIP Blended Index 14.4

9.14

1 Year

9.57

10.20

Since Inception

Reliance Regular Savings Fund-Hybrid Option-Growth Plan

Crisil MIP Blended Index

Risk Profile of the Scheme : Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Reliance Regular Savings Fund Balanced Option Vs Crisil MIP Blended Index

0.3 0.2 0.1 0 -0.1 -0.2 -0.3 -0.4 -0.5

1.25% 1.00% 0.25% 2.50%

0.24

Reliance Regular Savings Fund Balanced Option Vs Crisil Balanced Fund Index

0.00 -1.00 -2.00 -3.00

-3.00

-4.00 -0.44

-5.00

Since Inception

Reliance Regular Savings Fund-Balanced Option-Growth Plan

17

Crisil MIP Blended Index

-4.48 Since Inception

Reliance Regular Savings Fund-Balanced Option-Growth Plan Crisil Balanced Fund Index

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WE00061833

COMMON APPLICATION FORM FOR EQUITY / SECTOR / ELSS SCHEMES TO BE FILLED IN CAPITAL LETTERS. PLEASE ( ) WHICHEVER IS APPLICABLE Please read the instructions carefully, before filling up the application. All Columns marked * are mandatory. Leave one box blank between two words.

1. DISTRIBUTOR / BROKER INFORMATION

FOR OFFICE USE ONLY

Name & Broker Code / ARN

Date and Time of Receipt

Sub Broker / Sub Agent Code

Bank / Register Serial No.

ARN- 15545 2. EXISTING UNIT HOLDER INFORMATION

For existing investors please fill in your Folio number, name & proceed to Investment & Payment Details. Name of Sole/ 1st applicant

FOLIO NO.

3. APPLICANT INFORMATION (Refer Instruction No. II) MODE OF HOLDING

Single

Joint

Any One or Survivor(s) (Default Joint)

OCCUPATION

Business

Professional

Service

Retired

Student

House wife

Others _________________

STATUS

Individual

FIIs

Society

AOP/BOI

Banks

Fls

Company/Body Corporate

Partnership firm

HUF

Minor

NRI Repatriable

Name of First / Sole applicant

Mr.

a

n

NRI Non-Repatriable

Date of Birth*

Enclosed

d

a

t

o

r

PAN Proof

y

n

d

a

t

o

r

PAN Proof

y

Name of Second Applicant

Mr.

Ms.

a

n

a

t

o

r

PAN Proof

y

Name of Third Applicant

Mr.

Ms.

a

n

a

t

o

r

Y

Y

Y

Relation with Minor / Designation

Date of Birth*

Form 60/61

Form 49A

D

D

Form 49A

D

D

Enclosed

d

Y

M

M

Y

Y

Y

Y

Y

Y

Y

NRI

3rd holder PAN M

M

Form 49A

Form 60/61

Enclosed

d

M

NRI

2nd holder PAN M

D

Ms.

Mr.

Enclosed

Guardian’s PAN a

D

Form 49A

Form 60/61

Name of Guardian (In case of Minor)/Contact Person-Designation (In case of non-individual Investors)

M

Others _________________

M/s.

Ms.

1st holder PAN M

Trust

PAN Proof

y

Date of Birth*

Form 60/61

M

M

Y

Mailing Address of Sole / First Applicant (P.O. Box Address may not be sufficient) Add 1 Add 2

District

City

State

PIN*

OVERSEAS CORRESPONDENCE ADDRESS (MANDATORY FOR NRI/FII APPLICANT) Country

City

ZIP

CONTACT DETAILS OF SOLE/FIRST APPLICANT Tel. No. STD Code __________ Office ____________________ Residence _____________________ Mobile no. (For Receiving SMS Alert) ________________ Wish to receive Account Statement/Annual Report/Quarterly Statement via email instead of physical, Please provide your email ID

4. BANK ACCOUNT DETAILS (Refer Instruction No.III) MANDATORY

Bank Branch Address Branch City

Current

SB

A/c. Type

NRO

M

a

n

d

a

t

o

r

y

M

a

n

d

a

t

o

r

y

NRE

FCNR

Account No. M

a

n

d

a

t

o

r

y

Branch

9 Digit MICR Code* M

PIN

a

n

d

a

t

o

r

Received from ___________________________________________________________________________an application for allotment of Units under Reliance ________________________________________________________as per details below. Growth Option

Rs.

Dividend Reinvestment Rs.

Bonus Option

Rs.

Dividend Payout

APP No.:

D WE00061833

Rs.

Cheque / DD No. ____________________________ Dated ______________Rs. _______________________ drawn on ________________________________________________________________________________

Signature, Date & Stamp of receiving office

y

5. INVESTMENT & PAYMENT DETAILS (Separate cheque/Demand Draft is required for investment in each scheme/plan. (Mandatory) Scheme

Plan

Option

Growth Plan

Growth Option Bonus Option

Dividend Plan

Reinvestment Payout

Cheque / DD No. & Date

Net Cheque / DD Amount Rs.

Bank / Branch

SIP ENROLLMENT DETAILS Monthly

Frequen cy (Please ) Enrolment Period :

From :

Quar terly (MM/YY)

2

SIP Date: To :

10

18

28

Amount per Instalment: Rs.

(MM/YY)

PAYMENT TYPES Cheque Number From

Number of Cheques

OPTION I. Payment thro ugh post dated chequ es.

Cheque Number To

Branch Name

Bank Name

OPTION II. Debi t Through ECS (You only need to tick this box & fill SIP Auto Debi t (ECS ) Mandate Form) OPTION III. Auto Debi t Instruction (You only need to tick this box & fill Auto Debi t Form)

6. DIRECT CREDIT OF REDEMPTION / DIVIDEND PROCEEDS - IF ANY Unitholders having bank accounts with ABN AMRO Bank NV, Citibank N.A, Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking Corporation, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Standard Chartered Bank, UTI Bank Limited, *Centurion Bank of Punjab will receive their redemption / dividend proceeds (if any) directly into their bank account. In case you wish to receive a cheque / demand draft, please indicate your preference below : (Please in this box) I / We want to receive the redemption / dividend proceeds (if any) by way of a cheque / demand draft instead of direct credit into my / our bank account.

7. DOCUMENTS ENCLOSED (Please

) (MANDATORY)

Memorandum & Articles of Association Trust Deed Bye-Laws Partnership Deed Resolution / Authorisation to invest

Systematic Investment Plan Cheques SIP Auto Debit Facility List of Authorised Signatories with Specimen Signature(s)

Systematic Transfer Plan Power of Attorney

8. NOMINATION Nominee's Name

Mr.

Ms.

Name of Parent/ Guardian In case of Minor

Mr.

Date of Birth* D D M M Y Y Y Y Relation with Minor / Designation

Ms.

Address of Nominee /Guardian

City

PIN

9. Reliance Any Time Money - Debit Card

Specimen Signature of Nominee/Minor Nominee's Guardian Please read the instructions carefully

For Existing Card Holders If you already have a Reliance Any Time Money Card, please furnish the following information to which the new folio that you now wish to open is to be linked. Existing Folio No.

16 Digit ATM Card Number

For New Card Applicant M a n d a t o r y (Maximum of 24 characters) Mother’s maiden name in full. M a n d a t o r y Please contact RCAM for the Schemes under which cards are issued. Card will be issued only for subscription through Self Cheque. No card shall be issued for subscription through DDs/third party cheques. For Existing Investor : Do you wish to change your primary account Yes No If yes please specify the Scheme Name__________________________ Name as you would like to appear on your card

10. DECLARATION

I/We would like to invest in Reliance subject to terms of the Offer Document and subsequent amendments thereto. I/We have read the instructions and the Offer Document before filling the Application Form. I/We have understood the details of the scheme and I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. Declaration : I have read and understood the Terms and Conditions governing the investment under Reliance __________________________________Fund of Reliance Mutual Fund and those relating to various services including, but not limited to ATMs/ Debit Card. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the Reliance Capital Asset Managements Limited (RCAM) liability. I understand that the RCAM may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree RCAM debit from my folio for the service charges as applicable from time to time. I confirm that I am resident of India.

APPLICABLE TO NRIs ONLY

I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/ our NRE/FCNR Account.

SIGNATURE/S Sole / 1st applicant / Guardian Authorised Signatory

2nd applicant / Authorised Signatory

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant) Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

3rd applicant Authorised Signatory

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WE00061834

COMMON APPLICATION FORM FOR EQUITY / SECTOR / ELSS SCHEMES TO BE FILLED IN CAPITAL LETTERS. PLEASE ( ) WHICHEVER IS APPLICABLE Please read the instructions carefully, before filling up the application. All Columns marked * are mandatory. Leave one box blank between two words.

1. DISTRIBUTOR / BROKER INFORMATION

FOR OFFICE USE ONLY

Name & Broker Code / ARN

Date and Time of Receipt

Sub Broker / Sub Agent Code

Bank / Register Serial No.

ARN- 15545 2. EXISTING UNIT HOLDER INFORMATION

For existing investors please fill in your Folio number, name & proceed to Investment & Payment Details. Name of Sole/ 1st applicant

FOLIO NO.

3. APPLICANT INFORMATION (Refer Instruction No. II) MODE OF HOLDING

Single

Joint

Any One or Survivor(s) (Default Joint)

OCCUPATION

Business

Professional

Service

Retired

Student

House wife

Others _________________

STATUS

Individual

FIIs

Society

AOP/BOI

Banks

Fls

Company/Body Corporate

Partnership firm

HUF

Minor

NRI Repatriable

Name of First / Sole applicant

Mr.

a

n

NRI Non-Repatriable

Date of Birth*

Enclosed

d

a

t

o

r

PAN Proof

y

n

d

a

t

o

r

PAN Proof

y

Name of Second Applicant

Mr.

Ms.

a

n

a

t

o

r

PAN Proof

y

Name of Third Applicant

Mr.

Ms.

a

n

a

t

o

r

Y

Y

Y

Relation with Minor / Designation

Date of Birth*

Form 60/61

Form 49A

D

D

Form 49A

D

D

Enclosed

d

Y

M

M

Y

Y

Y

Y

Y

Y

Y

NRI

3rd holder PAN M

M

Form 49A

Form 60/61

Enclosed

d

M

NRI

2nd holder PAN M

D

Ms.

Mr.

Enclosed

Guardian’s PAN a

D

Form 49A

Form 60/61

Name of Guardian (In case of Minor)/Contact Person-Designation (In case of non-individual Investors)

M

Others _________________

M/s.

Ms.

1st holder PAN M

Trust

PAN Proof

y

Date of Birth*

Form 60/61

M

M

Y

Mailing Address of Sole / First Applicant (P.O. Box Address may not be sufficient) Add 1 Add 2

District

City

State

PIN*

OVERSEAS CORRESPONDENCE ADDRESS (MANDATORY FOR NRI/FII APPLICANT) Country

City

ZIP

CONTACT DETAILS OF SOLE/FIRST APPLICANT Tel. No. STD Code __________ Office ____________________ Residence _____________________ Mobile no. (For Receiving SMS Alert) ________________ Wish to receive Account Statement/Annual Report/Quarterly Statement via email instead of physical, Please provide your email ID

4. BANK ACCOUNT DETAILS (Refer Instruction No.III) MANDATORY

Bank Branch Address Branch City

Current

SB

A/c. Type

NRO

M

a

n

d

a

t

o

r

y

M

a

n

d

a

t

o

r

y

NRE

FCNR

Account No. M

a

n

d

a

t

o

r

y

Branch

9 Digit MICR Code* M

PIN

a

n

d

a

t

o

r

Received from ___________________________________________________________________________an application for allotment of Units under Reliance ________________________________________________________as per details below. Growth Option

Rs.

Dividend Reinvestment Rs.

Bonus Option

Rs.

Dividend Payout

APP No.:

WE00061834 D

Rs.

Cheque / DD No. ____________________________ Dated ______________Rs. _______________________ drawn on ________________________________________________________________________________

Signature, Date & Stamp of receiving office

y

5. INVESTMENT & PAYMENT DETAILS (Separate cheque/Demand Draft is required for investment in each scheme/plan. (Mandatory) Scheme

Plan

Option

Growth Plan

Growth Option Bonus Option

Dividend Plan

Reinvestment Payout

Cheque / DD No. & Date

Net Cheque / DD Amount Rs.

Bank / Branch

SIP ENROLLMENT DETAILS Monthly

Frequen cy (Please ) Enrolment Period :

From :

Quar terly (MM/YY)

2

SIP Date: To :

10

18

28

Amount per Instalment: Rs.

(MM/YY)

PAYMENT TYPES Cheque Number From

Number of Cheques

OPTION I. Payment thro ugh post dated chequ es.

Cheque Number To

Branch Name

Bank Name

OPTION II. Debi t Through ECS (You only need to tick this box & fill SIP Auto Debi t (ECS ) Mandate Form) OPTION III. Auto Debi t Instruction (You only need to tick this box & fill Auto Debi t Form)

6. DIRECT CREDIT OF REDEMPTION / DIVIDEND PROCEEDS - IF ANY Unitholders having bank accounts with ABN AMRO Bank NV, Citibank N.A, Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking Corporation, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Standard Chartered Bank, UTI Bank Limited, *Centurion Bank of Punjab will receive their redemption / dividend proceeds (if any) directly into their bank account. In case you wish to receive a cheque / demand draft, please indicate your preference below : (Please in this box) I / We want to receive the redemption / dividend proceeds (if any) by way of a cheque / demand draft instead of direct credit into my / our bank account.

7. DOCUMENTS ENCLOSED (Please

) (MANDATORY)

Memorandum & Articles of Association Trust Deed Bye-Laws Partnership Deed Resolution / Authorisation to invest

Systematic Investment Plan Cheques SIP Auto Debit Facility List of Authorised Signatories with Specimen Signature(s)

Systematic Transfer Plan Power of Attorney

8. NOMINATION Nominee's Name

Mr.

Ms.

Name of Parent/ Guardian In case of Minor

Mr.

Date of Birth* D D M M Y Y Y Y Relation with Minor / Designation

Ms.

Address of Nominee /Guardian

City

PIN

9. Reliance Any Time Money - Debit Card

Specimen Signature of Nominee/Minor Nominee's Guardian Please read the instructions carefully

For Existing Card Holders If you already have a Reliance Any Time Money Card, please furnish the following information to which the new folio that you now wish to open is to be linked. Existing Folio No.

16 Digit ATM Card Number

For New Card Applicant M a n d a t o r y (Maximum of 24 characters) Mother’s maiden name in full. M a n d a t o r y Please contact RCAM for the Schemes under which cards are issued. Card will be issued only for subscription through Self Cheque. No card shall be issued for subscription through DDs/third party cheques. For Existing Investor : Do you wish to change your primary account Yes No If yes please specify the Scheme Name__________________________ Name as you would like to appear on your card

10. DECLARATION

I/We would like to invest in Reliance subject to terms of the Offer Document and subsequent amendments thereto. I/We have read the instructions and the Offer Document before filling the Application Form. I/We have understood the details of the scheme and I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. Declaration : I have read and understood the Terms and Conditions governing the investment under Reliance __________________________________Fund of Reliance Mutual Fund and those relating to various services including, but not limited to ATMs/ Debit Card. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the Reliance Capital Asset Managements Limited (RCAM) liability. I understand that the RCAM may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree RCAM debit from my folio for the service charges as applicable from time to time. I confirm that I am resident of India.

APPLICABLE TO NRIs ONLY

I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/ our NRE/FCNR Account.

SIGNATURE/S Sole / 1st applicant / Guardian Authorised Signatory

2nd applicant / Authorised Signatory

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant) Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

3rd applicant Authorised Signatory

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WE00061835

COMMON APPLICATION FORM FOR EQUITY / SECTOR / ELSS SCHEMES TO BE FILLED IN CAPITAL LETTERS. PLEASE ( ) WHICHEVER IS APPLICABLE Please read the instructions carefully, before filling up the application. All Columns marked * are mandatory. Leave one box blank between two words.

1. DISTRIBUTOR / BROKER INFORMATION

FOR OFFICE USE ONLY

Name & Broker Code / ARN

Date and Time of Receipt

Sub Broker / Sub Agent Code

Bank / Register Serial No.

ARN- 15545 2. EXISTING UNIT HOLDER INFORMATION

For existing investors please fill in your Folio number, name & proceed to Investment & Payment Details. Name of Sole/ 1st applicant

FOLIO NO.

3. APPLICANT INFORMATION (Refer Instruction No. II) MODE OF HOLDING

Single

Joint

Any One or Survivor(s) (Default Joint)

OCCUPATION

Business

Professional

Service

Retired

Student

House wife

Others _________________

STATUS

Individual

FIIs

Society

AOP/BOI

Banks

Fls

Company/Body Corporate

Partnership firm

HUF

Minor

NRI Repatriable

Name of First / Sole applicant

Mr.

a

n

NRI Non-Repatriable

Date of Birth*

Enclosed

d

a

t

o

r

PAN Proof

y

n

d

a

t

o

r

PAN Proof

y

Name of Second Applicant

Mr.

Ms.

a

n

a

t

o

r

PAN Proof

y

Name of Third Applicant

Mr.

Ms.

a

n

a

t

o

r

Y

Y

Y

Relation with Minor / Designation

Date of Birth*

Form 60/61

Form 49A

D

D

Form 49A

D

D

Enclosed

d

Y

M

M

Y

Y

Y

Y

Y

Y

Y

NRI

3rd holder PAN M

M

Form 49A

Form 60/61

Enclosed

d

M

NRI

2nd holder PAN M

D

Ms.

Mr.

Enclosed

Guardian’s PAN a

D

Form 49A

Form 60/61

Name of Guardian (In case of Minor)/Contact Person-Designation (In case of non-individual Investors)

M

Others _________________

M/s.

Ms.

1st holder PAN M

Trust

PAN Proof

y

Date of Birth*

Form 60/61

M

M

Y

Mailing Address of Sole / First Applicant (P.O. Box Address may not be sufficient) Add 1 Add 2

District

City

State

PIN*

OVERSEAS CORRESPONDENCE ADDRESS (MANDATORY FOR NRI/FII APPLICANT) Country

City

ZIP

CONTACT DETAILS OF SOLE/FIRST APPLICANT Tel. No. STD Code __________ Office ____________________ Residence _____________________ Mobile no. (For Receiving SMS Alert) ________________ Wish to receive Account Statement/Annual Report/Quarterly Statement via email instead of physical, Please provide your email ID

4. BANK ACCOUNT DETAILS (Refer Instruction No.III) MANDATORY

Bank Branch Address Branch City

Current

SB

A/c. Type

NRO

M

a

n

d

a

t

o

r

y

M

a

n

d

a

t

o

r

y

NRE

FCNR

Account No. M

a

n

d

a

t

o

r

y

Branch

9 Digit MICR Code* M

PIN

a

n

d

a

t

o

r

Received from ___________________________________________________________________________an application for allotment of Units under Reliance ________________________________________________________as per details below. Growth Option

Rs.

Dividend Reinvestment Rs.

Bonus Option

Rs.

Dividend Payout

APP No.:

D WE00061835

Rs.

Cheque / DD No. ____________________________ Dated ______________Rs. _______________________ drawn on ________________________________________________________________________________

Signature, Date & Stamp of receiving office

y

5. INVESTMENT & PAYMENT DETAILS (Separate cheque/Demand Draft is required for investment in each scheme/plan. (Mandatory) Scheme

Plan

Option

Growth Plan

Growth Option Bonus Option

Dividend Plan

Reinvestment Payout

Cheque / DD No. & Date

Net Cheque / DD Amount Rs.

Bank / Branch

SIP ENROLLMENT DETAILS Monthly

Frequen cy (Please ) Enrolment Period :

From :

Quar terly (MM/YY)

2

SIP Date: To :

10

18

28

Amount per Instalment: Rs.

(MM/YY)

PAYMENT TYPES Cheque Number From

Number of Cheques

OPTION I. Payment thro ugh post dated chequ es.

Cheque Number To

Branch Name

Bank Name

OPTION II. Debi t Through ECS (You only need to tick this box & fill SIP Auto Debi t (ECS ) Mandate Form) OPTION III. Auto Debi t Instruction (You only need to tick this box & fill Auto Debi t Form)

6. DIRECT CREDIT OF REDEMPTION / DIVIDEND PROCEEDS - IF ANY Unitholders having bank accounts with ABN AMRO Bank NV, Citibank N.A, Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking Corporation, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Standard Chartered Bank, UTI Bank Limited, *Centurion Bank of Punjab will receive their redemption / dividend proceeds (if any) directly into their bank account. In case you wish to receive a cheque / demand draft, please indicate your preference below : (Please in this box) I / We want to receive the redemption / dividend proceeds (if any) by way of a cheque / demand draft instead of direct credit into my / our bank account.

7. DOCUMENTS ENCLOSED (Please

) (MANDATORY)

Memorandum & Articles of Association Trust Deed Bye-Laws Partnership Deed Resolution / Authorisation to invest

Systematic Investment Plan Cheques SIP Auto Debit Facility List of Authorised Signatories with Specimen Signature(s)

Systematic Transfer Plan Power of Attorney

8. NOMINATION Nominee's Name

Mr.

Ms.

Name of Parent/ Guardian In case of Minor

Mr.

Date of Birth* D D M M Y Y Y Y Relation with Minor / Designation

Ms.

Address of Nominee /Guardian

City

PIN

9. Reliance Any Time Money - Debit Card

Specimen Signature of Nominee/Minor Nominee's Guardian Please read the instructions carefully

For Existing Card Holders If you already have a Reliance Any Time Money Card, please furnish the following information to which the new folio that you now wish to open is to be linked. Existing Folio No.

16 Digit ATM Card Number

For New Card Applicant M a n d a t o r y (Maximum of 24 characters) Mother’s maiden name in full. M a n d a t o r y Please contact RCAM for the Schemes under which cards are issued. Card will be issued only for subscription through Self Cheque. No card shall be issued for subscription through DDs/third party cheques. For Existing Investor : Do you wish to change your primary account Yes No If yes please specify the Scheme Name__________________________ Name as you would like to appear on your card

10. DECLARATION

I/We would like to invest in Reliance subject to terms of the Offer Document and subsequent amendments thereto. I/We have read the instructions and the Offer Document before filling the Application Form. I/We have understood the details of the scheme and I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. Declaration : I have read and understood the Terms and Conditions governing the investment under Reliance __________________________________Fund of Reliance Mutual Fund and those relating to various services including, but not limited to ATMs/ Debit Card. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the Reliance Capital Asset Managements Limited (RCAM) liability. I understand that the RCAM may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree RCAM debit from my folio for the service charges as applicable from time to time. I confirm that I am resident of India.

APPLICABLE TO NRIs ONLY

I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/ our NRE/FCNR Account.

SIGNATURE/S Sole / 1st applicant / Guardian Authorised Signatory

2nd applicant / Authorised Signatory

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant) Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

3rd applicant Authorised Signatory

INSTRUCTIONS TO HELP YOU COMPLETE THE MAIN APPLICATION FORM I. GENERAL INSTRUCTION : 1. Please read the Key Information Memorandum and the Offer Document of carefully before investing. All applicants are deemed to have read, understood and accepted the terms subject to which this offer is being made and bind themselves to the terms upon signing the Application Form and tendering payment. 2. The application form must be filled in English in BLOCK letters using Black or Dark Blue Colored ink. Incomplete applications are liable to be rejected. Please refer to the checklist to ensure that the requisite details and documents have been provided. This will help in avoiding processing delays and / or rejection of your Application Form. 3. The Applicants’ name and address must be given in full (P.O. Box No. alone is not sufficient). In case of multiple applicants, all communication and payments towards redemption will be made in the name of / favoring first applicant only. If the first applicant is a minor, the name of the Guardian who will sign on behalf of the minor should be filled in the space provided. Please fill in your date of birth as this may be required for validating your identity for certain transactions /communication. Also, please provide Telephone No./E-mail Id. of the first applicant, so as to facilitate faster and efficient communication. II. APPLICANTS INFORMATION : 4. All applicants must sign the form, including existing unitholders (quoting existing Folio no). Thumb impressions must be attested by a Judicial Magistrate/Notary Public under his/her official seal. In case of HUF, the Karta should sign on behalf of the HUF. Authorised signatories, signing on behalf of a Co./Body Corp./ Society/ Trust etc. Should sign under their official seel, designation. A list of Authorised Signatories with their names & designations duty certified / attested by the bankers should be attached with the application form. 5. In case the application is made under a Power of Attorney (PoA), a duly certified copy thereof duly notarised should be submitted with the application. The POA document should contain the signatures of both the Applicant & the constituted Attorney. 6. Application made by a Limited Company or by a Body Corporate or a registered Society or a Trust, should be accompanied by a copy of the relevant resolution or authority to make the application, as the case may be, alongwith a certified copy of the Memorandum and Articles of Association or Trust Deed / Bye Laws / Partnership Deed, whichever is applicable. 7. In case of non-individual applicants, i.e. HUF / Companies / AOP / BOI / Trusts / Societies / FIIs etc. the name, email-ID and telephone number of the contact person to whom the correspondence should be addressed to should be provided. 8. Permanent Account Number (PAN) As per SEBI circular number MRD/DoP/Cir- 05/2007 dated April 27, 2007, PAN shall be the sole identification number for all participants transacting in the securities market, irrespective of the amount of transaction w.e.f. July 2, 2007. If the investment is in the name of a minor, the PAN of the minor or his father or mother or guardian, who represents the minor should be quoted. Accordingly, applications for investments in Mutual Funds should be accompanied by following. For all Investments: A) A copy of PAN Card or B) Evidence of having applied for PAN (Acknowledgment copy of Form 49A) and For Investments of Rs. 50,000/- or above : A) A copy of PAN Card or B) Evidence of having applied for PAN Acknowledgment copy of Form 49A and Form 60/61 (in duplicate) along with the address proof. 9. Know Your Client (KYC) Compliance Investors who wish to be KYC compliant have to submit a completed Application Form along with all the prescribed documents listed for the KYC compliance at any of the Point of Service ('POS'). The KYC application form is available at our website (www.reliancemutual.com) and AMFI website (www.amfiindia.com). POS are the designated centres appointed by the Central Agency (presently CDSL Venture Ltd.) for receiving application forms, processing data and confirming KYC compliance. List of and location of POS is available at our website (www.reliancemutual.com) and www.amfiindia.com. On submission of application, documents and information to the satisfaction of the POS, the investor will be provisionally confirmed KYC compliant. Subsequently, the Central Agency will scrutinize the information and documents submitted by the investor, and confirm the KYC compliance. However, the Central Agency may cancel the KYC application within 15 working days from the date of allotment of provisional KYC confirmation, in case of any deficiency in the document/information. Intimation on cancellation of provisional KYC confirmation will be dispatched by the Central Agency to the investor immediately. No communication will be sent to the investor if the provisional KYC compliance is confirmed. Presently, it is mandatory for all applications for subscription of value of Rs.50,000/- and above to be KYC compliant for all the applicants (guardian in case of minor) in the application for subscription. The KYC will be validated with the records of the Central Agency before allotting units. Applications for subscriptions of value of Rs.50,000/- and above without a valid KYC confirmation may be rejected. In the event of any KYC Application Form being subsequently rejected for lack of information/deficiency/insufficiency of mandatory documentation, the investment transaction will be cancelled and the amount may be redeemed at applicable NAV as on the date on which the Registrars receive the intimation of rejection from the Central Agency, subject to payment of exit load, wherever applicable. If such a date happens to be a non-transaction day, then the next succeeding transaction day shall be considered for the purpose of redemption. Such redemption proceeds will be despatched within a maximum period of 21 days from date of acceptance of application. All investors (both individual and non-individual) can apply for being KYC compliant. However, applicants should note that minors cannot apply for KYC compliance and any investment in the name of minors should be along with a Guardian, who should be KYC compliant for the purpose of investing with a Mutual Fund. Also, applicants / unit holders intending to apply for units / currently holding units and operating their Mutual Fund folios through a Power of Attorney (PoA)

must ensure that the issuer of the PoA and the holder of the PoA must be KYC compliant at the time of investment above the threshold. PoA holders are not permitted to apply for KYC compliance on behalf of the issuer of the PoA. Separate procedures are prescribed for change in name, address and other KYC related details, should the applicant desire to change such information. POS will extend the services of effecting such changes. 10. Unique Identification Number (UIN) under Mapin database: SEBI has suspended all fresh registrations for obtaining UIN and the requirement to obtain/quote UIN under the MAPIN Regulations with effect from July 1, 2005 till further orders. UIN needs to be quoted as and when required under SEBI Regulations. 11. In case of NRI/FII investors the Account Statements / Redemption Cheques / Other correspondence will be sent to the mailing address mentioned. 12. All applications are accepted subject to detailed scrutiny and verification. Applications which are not complete in all respects are liable for rejection, either at the collection point itself or subsequently after details scrutiny/verification at the back office of the registrars. III. BANK DETAILS : 13. As per the SEBI guidelines, it is mandatory for investors to mention their bank account details in the application form. In the absence of the bank details the application form will be rejected. Wherever possible / availability of electronic credit service, RMF will give instruction to the investor’s Bank for direct / electronic credit for dividend / redemption payments and such instructions will be adequate discharge of RMF towards the said payment. In case the credit is not affected by the unitholder’s banker for any reason RMF reserves the right to make the payment by a cheque / DD, in case it is not possible to make the payment through electronic credit. If the electronic credit is delayed or not affected or credited to a wrong account, on account of incomplete or incorrect information, RMF will not be held responsible. *Direct credit of redemption/dividend proceeds will be available in Centurion Bank of Punjab only for 3 schemes viz, Reliance Vision Fund, Reliance Growth Fund & Reliance Equity Opportunities Fund. IV. INVESTMENT DETAILS : 14. Payment should be made by Cheques/DDs payable locally, in the city where the Designated Investor Service Centre of RMF is located and where the application is submitted. The Cheque/DD should be crossed, marked “Account payee” and drawn in favour of Scheme Name : “Reliance Growth Fund” OR “Reliance Vision Fund” OR “Reliance Equity Opportunities Fund” OR “ Reliance Index Fund” OR “ Reliance NRI Equity Fund” OR “ Reliance Banking Fund” OR “Reliance Pharma Fund”OR “Reliance Media and Entertainment Fund” OR “ Reliance Diversified Power Sector Fund” OR “ Reliance Tax Saver (ELSS) Fund” OR “ Reliance Equity Fund” Out station cheques or post-dated cheques or cash will not be accepted. Investors from such centers, who do not have a facility to pay by local cheque, as there are no Collection Centres of RMF, will be permitted to deduct the actual DD commissions charges. Documentary proof, thereof is to be attached, if not attached the AMC reserves the right to call for the same at a later date. The amount of the DD commission charges will be limited to the actual charges paid or DD charges of State Bank of India, whichever is lower. (Separate Cheque / Demand Draft is required for investment in each scheme / plan.) V. MODE OF PAYMENT : 15. Please mention the application serial no. on the reverse of the cheque/demand draft tendered with the application. 16. In case the payment is made through Indian Rupee draft purchased abroad or from FCNR or NRE A/c, an Account Debit Certificate from the Bank issuing the draft, confirming the debit should be submitted. For subscription made by NRE / FCNR Account cheques, the application forms must be accompanied with a photocopy of the cheque or Account Debit Letter / Certificate from the bankers. 17. Separate cheque/Demand Draft is required for investment in each scheme/plan. VI. NOMINATION : 18. The nomination can be made only by individuals applying for/holding units on their own behalf singly or jointly. Non-individuals including society, trust, body corporate, partnership firm, karta of Hindu undivided family, holder of Power of Attorney cannot nominate. If the units are held jointly, all joint holders will sign the nomination form. Space is provided as a specimen, if there are more joint holders more sheets can be added for signatures of holders of units and witnesses. 19. A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unitholder. [Nomination can also be in favour of the Central Government, State Government, a local authority, any person designated by virtue of his office or a religious or charitable trust.] 20. The Nominee shall not be a trust, [other than a religious or charitable trust,] society, body corporate, partnership firm, karta of Hindu undivided family or a Power of Attorney holder. A non-resident Indian can be a Nominee subject to the exchange controls in force, from time to time. 21. Nomination in respect of the units stands rescinded upon the transfer of units. 22. Transfer of units in favour of a Nominee shall be valid discharge by the asset management company against the legal heir. 23. The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination. 24. On cancellation of the nomination, the nomination shall stand rescinded and the asset management company shall not be under any obligation to transfer the units in favour of the Nominee.] VII. E-MAIL COMMUNICATION : 25. Investors desirous of receiving documents through email need to indicate such option by ticking the relevant box provided in the application form. 26. Please contact the nearest Investor Service Centre or write to the Registrars, Ms. Karvy Computershare Pvt. Ltd., Karvy Plaza, 21, Road No. 4, Street No.1, Banjara Hills, Hyderabad - 500 034 or send an email to [email protected], in case of non-receipt of account statement within 30 days from the date of submission of the application.

INSTRUCTIONS WITH REGARD TO RELIANCE ANY TIME MONEY CARD 1

The card shall be issued only to Resident Individuals. The card

8

Please change your PIN immediately on receipt

shall not be issued to Minors, HUF, NRI, Pvt/ Public Ltd

9

Please sign on the reverse of the card on the signature panel.

10

Withdrawals through ATM or POS terminals can be stopped

Companies, Parternership Firms, Proprietorship Firms, Trusts etc. No card shall be issued for subscriptions through

temporarily or permanently for want of any

DDs/third party cheques. 2

statutory compliance

Please note: The card will be sent only after realisation

11

of cheque. 3

is Single or any one or survivor. 4

Machine after completion of transaction as confirmation of

Only one card can be issued to one folio/ account. This shall be issued only to the 1st holder where the mode of holding

the transaction done. 12

back of the card. We will hot list your card (no transactions

terminals an chargeable. Please refer to the Tariff Card in the Redemption facility through this card will be purely optional

shall be possible thereafter through the hot listed card). 13

i.e. physical redemption request to be submitted at the Designated Investor Service Centres of the Reliance Mutual

slip to the address mentioned at the back of the card. 14

transactions in currencies other than local currency of Nepal/

choice and convenience. you separately. Please ensure that you receive the PIN after

Bhutan or Indian Rupees). 15

Please ensure that while using the card outside India, you are doing so strictly in accordance with RBI’s Exchange Control

you receive your card. In case you do not receive the same

Regulations, as prevailing from time to time. The onus of

it please contact the RCAM/ Karvy branch Investor Service

ensuring compliance with the regulations is on you, the

Center or call 30301111 or send an e-mail to

holder of the card.

[email protected]. 7

Your card is valid in India and abroad. You cannot make foreign currency transactions in Nepal and Bhutan (i.e.

Fund. Investor can opt for any mode of redemption as per his Your Personal Identification Number (PIN) shall be mailed to

In order to receive the credit back on void transactions done on your card, you need to send/fax a copy of void transaction

and in addition to the conventional method of redemption

6

If your card ever gets lost or stolen, please contact us immediately at the telephone numbers mentioned at the

Cash withdrawl /Balance Enquiry/Transaction at POS Welcome Kit.

5

Please retain a copy of transaction slip generated by the ATM

In case your Reliance Any Time Money Card is already linked to an existing folio, scheme and if you wish to link your investment in e.g.: Reliance Equity Fund to this existing card

16

Please read the terms and conditions carefully, which will be provided in the welcome kit of the card.

17

then your Reliance Equity Fund would become secondary

Please contact RCAM for the Schemes under which cards are issued.

account. In case of Visa ATM or POS terminals you can only transact through Primary A/c.

Please ensure that: Your Application Form is complete in all respect, Name, Address & contact details are mentioned in full, signed by all applicants. Bank Account Details are entered completely and correctly. Permanent Account Number (PAN) of All the applicants are mandatory. If PAN is not available then acknowledgment copy of Form 49A is required. Form 60 or Form 61 in duplicate, with requisite address proof for investment of Rs. 50,000 and above has been attached. Unique Identification Number (UIN) is mentioned (for Bodies Corporate). Appropriate Scheme Name, Plan & Option is mentioned clearly. The Cheque / DD is drawn in favour of “Reliance ............ ”(chosen scheme) dated and dully signed. Application Number is mentioned on the reverse of the Cheque / DD. Documents as listed alongside are submitted along with the Application (as applicable to your specific case).

CHECKLIST Documents

Companies Trusts Societies

Investments through Partnership Flls Constituted Atorney Firms

9. - Proof of PAN or acknowledgment copy of Form 49A

All documents above should be originals / true copies certified by the Director / trustee / Company Secretary / Authorised Signatory / Notary Public.

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WSI00030223

SIP (ECS) MANDATE Application to be submitted at least 21 working days before the commencement of SIP

Please read the instructions carefully, before filling up the application

REGISTRATION CUM MANDATE FORM FOR ECS (Debit clearing) First Investment in SIP vide a cheq ue and subs equen t investment s via ECS, available in select cities only. New SIP Registration - by existing investor Change in Bank Account for an existing Investor with Reliance Mutual Fund New SIP Registration - by new investor (Al so attach the new appl icati on form duly filled & signed

INVESTOR AND INVESTMENT DETAILS

Name of Sole/ 1st applicant

FOLIO NO. (for existing Investor)

SIP SUBSCRIPTION DETAILS (Separate Mandate Form is Required for Investment in each Scheme / Plan) Growth Option

SCHEME NAME

Bonus Option

Each SIP Amount

Rs.

Rs.

Dividend Payout

Dividend Reinvestment

Each SIP Amount

Rs.

Each SIP Amount

Each SIP Amount

Rs.

)

(Each SIP Installment Amount Frequency (Please

)

Enrolment Period :

From _______________________ (MM-YYYY)

Monthly (default)

Quarterly

1st SIP Instalment Cheque No.

th

2

SIP Date :

th

10

nd

th

18

28

To _______________________ (MM-YYYY)

Dated

(Note: Cheque should be drawn on the same bank, as per details provided below.

I/We hereby, authorise Reliance Mutual fund and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) to account for collection of SIP payments.

PARTICULAR OF BANK ACCOUNT

Accountholder Name as in Bank Records

D Account Type

Bank Name Branch Branch City

Current

NRE

Date of Birth* M M Y Y Y NRO

Y

FCNR

Account No.

Mandatory Enclosures:

PIN 9 Digit MICR Code * M a n d a t o r y ( * Mandatory : Please enter the 9 digit number that appears after your cheque number) MICR code starting and / or ending with 000 are not valid for ECS.

DECLARATION

I/We hereby, declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information. I/We would not hold the user institution responsible. I/We will also inform Reliance Mutual Fund about any changes in my bank account. I/We have read and agreed to the terms and conditions mentioned overleaf. Place :

SB

D

Date: D

D

M

M

Y

Y

Y

Y

Blank cancelled cheque

Copy of cheque

SIGNATURE/S Sole/ 1 st applicant/ Guardian Authorised Signatory 2 nd applicant / Authorised Signatory 3 rd applicant Authorised Signatory

FOR OFFICE USE ONLY (Not to be filled in by Investor) Recorded on

Scheme Code

Recorded by

Credit Account Number

Bank use Mandate Ref. No.

Customer Ref. No.

Authorisation of the Bank Account Hoder (to be signed by the Account Holder) SIGNATURE/S (As in Bank Records) Sole/ 1 st applicant/ Guardian Authorised Signatory 2 nd applicant / Authorised Signatory 3 rd applicant Authorised Signatory

This is inform you that I/We have registered with Reliance Mutual Fund through their authorised Service Provider TechProcess Solutions Ltd. for the RBI’s Electronic Clearing Service (Debit Clearing) Facility and that my payment towards my investment in Reliance Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorised the representative carrying this ECS to account mandate form to get it verified & executed.

Bank Account Number

CHECKLIST BEFORE SUBMITTING APPLICATION Please ensure that: q The application form is completed in all respect and signed by all the applicants. q Bank Account Details are entered completely and correctly q Income Tax Permanent Account Number (PAN) of All the applicants are mandatory. If PAN is not available then acknowledgment copy of Form 49A is required. q Form 60 or Form 61 in duplicate, with requisite address proof for investment of Rs. 50,000 and above has been attached. q The Plan & Option is indicated clearly.

q The Cheque / DD is drawn in favour of Scheme Name and duly signed. q Application Number is mentioned on the reverse of the Cheque / DD. q If the payment is being by way of Pay Order / Cheque issued from NRE or FCNR account, the Banker's Account Debit Certificate specifying the source account or a photocopy of the Cheque is attached with the application form. q If the application is made under SIP, a photocopy of the Cheque or a cancelled cheque is attached with the Form. q If the application is made under a Power of Attorney, a duly attested copy thereof is attached with the Application.

TERMS AND CONDITIONS SIP payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI) LIST OF CITIES FOR SIP AUTO DEBIT FACILITY VIA ECS (DEBIT CLEARING) (54 CENTERS) AGRA, AHMEDABAD, ALLAHABAD, AMRITSAR, BANGALORE, BARODA, BHILWARA, BHOPAL, BHUBANESHWAR, CALICUT, CHANDIGARH, CHENNAI, COCHIN, COIMBATORE, ERODE, DEHRADUN, GORAKHPUR, GUWAHATI, GWALIOR, HUBLI, HYDERABAD, INDORE, JABALPUR, JAIPUR, JALANDHAR, JAMSHEDPUR, JAMMU, JODHPUR, KANPUR, KOLKATA, LUCKNOW, LUDHIANA, MANGALORE, MUMBAI, MYSORE, NAGPUR, NASIK, NEW DELHI, PANJIM, PATNA, PONDICHERRY, PUNE, RAIPUR, RAJKOT, SALEM, SHOLAPUR, SURAT, THIRUVANANTHAPURAM (TRIVANDRUM), TRICHUR, THIRUPUR, UDAIPUR, VARANASI, VIJAYWADA, VIZAG. 1. 2.

This facility is offered only to the investors having bank accounts in select cities mentioned above. Please submit the following documents atleast 21 working days before the first SIP date for ECS (Debit Clearing): New Investors

Application Form for the respective Scheme(s)

Existing Investors

SIP ECS/ Auto Debit Facility Form

First SIP Cheque* SIP ECS/ Auto Debit Facility Form

* The first SIP cheque should be issued from the same bank account which is to be debited under ECS for subsequent installments. i.e The first cheque should be drawn on the same bank account which is to be registered for ECS (Debit). In case the first cheque is issued from an account which is different from ECS Debit Account, then a specimen cancelled cheque from ECS Debit Account (as mentioned on the application form should be submitted along with other requirements. 3. The bank account provided for ECS (Debit) should participate in local MICR clearing. 4. The cities in the list may be modified/updated/changed/removed at any time in future entirely at the discretion of Reliance Mutual Fund / Reliance Capital Asset Management Limited without assigning any reasons or prior notice. If any city is removed, SIP instructions for investors in such cities via ECS (Debit) route will be discontinued without prior notice. In such a case, the AMC at its sole discretion may accept post dated cheques (PDC's) form the investors for the balance period. 5. MICR code starting and / or ending with 000 are not valid for ECS. 6. SIP auto debit facility is available only on specific dates of the month i.e. 2 nd or 10 th or 18 th or 28 th 7. The investor agrees to abide by the terms and conditions of ECS facility of Reserve Bank of India (RBI). 8. Investor will not hold Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor bank account is debited in advance or after the specific SIP date due to various clearing cycles of ECS / local holidays. 9. Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers shall not be responsible nor liable for any damages/compensation for any loss, damage etc. incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility. 10. Reliance Mutual Fund / Reliance Capital Asset Management Limited reserves the right to reject any application without assigning any reason thereof. 11. Please read the Key Information Memorandum and Offer Document of respective Scheme(s) for Applicable NAV, Risk Factors, Load and other information. 12. You can choose to change your bank account or discontinue this facility by giving fifteen days written notice to any of our Investor Service Centres. 13. Allotment of units would be subject to realisation of credit. 14. SIP is available to investors in the following Scheme(s) of Reliance Mutual Fund: Equity/Sectoral Schemes: “Reliance Growth Fund” OR “Reliance Vision Fund” OR “Reliance Equity Opportunities Fund” OR “ Reliance Index Fund” OR “ Reliance NRI Equity Fund” OR “ Reliance Banking Fund” OR “Reliance Pharma Fund”OR “Reliance Media and Entertainment Fund” OR “ Reliance Diversified Power Sector Fund” OR “ Reliance Tax Saver (ELSS) Fund” OR “ Reliance Equity Fund” OR “Reliance Regular Savings Fund”. Debt Funds : “Reliance Income Fund” OR “Reliance Medium Term Fund” OR “Reliance Liquid Fund-Treasury Plan-Retail Option” OR “Reliance Floating Rate Fund”OR “Reliance NRI Income Fund” OR “Reliance Monthly Income Plan”. The above list is subject to change from time to time. Please contact the nearest Designated Investor Service Centre (DISC) of Reliance Mutual Fund or Karvy Computershare Pvt. Ltd for updated list.

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant)

Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

nd

th

Investors can choose any one of the following four SIP dates: 2 , 10 , 18th or 28th 15. An investor can opt for Monthly or Quarterly frequency. 16. (a) The provision for “Minimum Application Amount” as specified in the respective scheme offer document will not be applicable for SIP Investments. For e.g. the minimum application amount for 1st investment in Reliance Growth Fund Growth Option is Rs. 5,000/-. However, in case of SIP, an investor can enter the Scheme with minimum instalment amount of Rs. 1,000 or Rs. 500 or Rs. 100 under Monthly option and Rs. 1500 or Rs. 500 under Quarterly option. 17. Minimum investment amount - Monthly SIP Option - 60 instalments of Rs. 100/- each (except Reliance Tax Saver (ELSS) Fund) or 12 instalments of Rs. 500/- each or 6 instalments of Rs. 1,000/- each and in multiples of Re. 1/- thereafter. Quarterly SIP Option - 12 instalments of Rs. 500/- each or 4 instalments of Rs.1,500/- each and in multiples of Re. 1/- thereafter. The first SIP instalment could be submitted on any working day. However, the subsequent instalments can be dated 2nd, 10th, 18th or 28th of every month/quarter. You can choose a day convenient for you. However, only one SIP transaction per month/quarter per folio is permitted. Minimum Investment amount for starting SIP in Reliance Tax Saver (ELSS) Fund is Rs. 500/- and in multiples of Rs. 500/- thereafter. 18. Only one SIP per month or per quarter is permitted per Folio / Account. st st 19. The applicable NAV for the 1 installment (in respect of the 1 cheque) will be as per the date & time at which the same has been received at DISC of RCAM / Karvy. If the date of the subsequent SIP cheque / installment is a non-transaction day for the scheme, then the units shall be allotted on the next / following transaction day. 20. All SIP cheque except the 1st cheque must be dated 2nd or 10th or 18th or 28th of a month. 21. All SIP cheques including the 1st cheque under Monthly and Quarterly SIP should be of the same amount. 22. The first SIP cheque could be submitted on any working day. However the subsequent cheques should be dated 2nd or 10th or 18th or 28th. For example if an investor wishes to have a monthly SIP of Rs 5000/- each for 6 months, starting from July to December, then he will have to submit: (a) First cheque for Rs 5000 on any date in July. (b) 5 post dated cheques of equal amount i.e, Rs 5000. All these cheque should bear the same date of different months ( to be chosen by an investor from the following available dates- 2nd, 10th, 18th or 28th of a month) . 23. The gap between the 1st cheque / installment & the 2nd cheque / installment should be atleast 21 working days. However subsequent cheques should have a gap of atleast a month or a quarter depending upon the frequency chosen. 24. The cheque should be drawn in the favour of the scheme/plan chosen (e.g. “ Reliance Growth Fund”) and crossed “ A/C Payee Only” and payable locally and drawn on any bank, which is situated at and is a member of the Bankers Clearing House located at the place where the SIP application is submitted. Outstation cheque will not be accepted. 25. Please write the SIP Form number / the first applicant's name on the reverse of the cheque accompanying the SIP Form. 26. Returned / Dishonored cheque will not be presented again for collection. 27. Payments may also be accepted by direct debit to applicant's bank account by ECS or Auto Debit (with whom Reliance Mutual Fund has a tie up for this facility). For this purpose, the applicant are required to give a standing instructions in the prescribed form to the bankers to debit their bank accounts at periodic intervals and credit the subscription proceeds to Reliance Mutual Fund's bank account. Please contact the nearest DISC for details of banks offering this facility. Investors choosing Direct Debit Facility / ECS are required to fill up the prescribed SIP Auto Debit Application Form in addition to this form. 28. The Unit holders can choose to opt out from the SIP at any point of time by submitting a written request to the nearest DISC. Such request for discontinuation should be received at least 15 days prior to the next due date of the SIP. On receipt of such a request, the SIP will be discontinued for the folio and balance post-dated cheques( if applicable) will be returned to the unit holder.

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WSI00030224

SIP (ECS) MANDATE Application to be submitted at least 21 working days before the commencement of SIP

Please read the instructions carefully, before filling up the application

REGISTRATION CUM MANDATE FORM FOR ECS (Debit clearing) First Investment in SIP vide a cheq ue and subs equen t investment s via ECS, available in select cities only. New SIP Registration - by existing investor Change in Bank Account for an existing Investor with Reliance Mutual Fund New SIP Registration - by new investor (Al so attach the new appl icati on form duly filled & signed

INVESTOR AND INVESTMENT DETAILS

Name of Sole/ 1st applicant

FOLIO NO. (for existing Investor)

SIP SUBSCRIPTION DETAILS (Separate Mandate Form is Required for Investment in each Scheme / Plan) Growth Option

SCHEME NAME

Bonus Option

Each SIP Amount

Rs.

Rs.

Dividend Payout

Dividend Reinvestment

Each SIP Amount

Rs.

Each SIP Amount

Each SIP Amount

Rs.

)

(Each SIP Installment Amount Frequency (Please

)

Enrolment Period :

From _______________________ (MM-YYYY)

Monthly (default)

Quarterly

1st SIP Instalment Cheque No.

th

2

SIP Date :

th

10

nd

th

18

28

To _______________________ (MM-YYYY)

Dated

(Note: Cheque should be drawn on the same bank, as per details provided below.

I/We hereby, authorise Reliance Mutual fund and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) to account for collection of SIP payments.

PARTICULAR OF BANK ACCOUNT

Accountholder Name as in Bank Records

D Account Type

Bank Name Branch Branch City

Current

NRE

Date of Birth* M M Y Y Y NRO

Y

FCNR

Account No.

Mandatory Enclosures:

PIN 9 Digit MICR Code * M a n d a t o r y ( * Mandatory : Please enter the 9 digit number that appears after your cheque number) MICR code starting and / or ending with 000 are not valid for ECS.

DECLARATION

I/We hereby, declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information. I/We would not hold the user institution responsible. I/We will also inform Reliance Mutual Fund about any changes in my bank account. I/We have read and agreed to the terms and conditions mentioned overleaf. Place :

SB

D

Date: D

D

M

M

Y

Y

Y

Y

Blank cancelled cheque

Copy of cheque

SIGNATURE/S Sole/ 1 st applicant/ Guardian Authorised Signatory 2 nd applicant / Authorised Signatory 3 rd applicant Authorised Signatory

FOR OFFICE USE ONLY (Not to be filled in by Investor) Recorded on

Scheme Code

Recorded by

Credit Account Number

Bank use Mandate Ref. No.

Customer Ref. No.

Authorisation of the Bank Account Hoder (to be signed by the Account Holder) SIGNATURE/S (As in Bank Records) Sole/ 1 st applicant/ Guardian Authorised Signatory 2 nd applicant / Authorised Signatory 3 rd applicant Authorised Signatory

This is inform you that I/We have registered with Reliance Mutual Fund through their authorised Service Provider TechProcess Solutions Ltd. for the RBI’s Electronic Clearing Service (Debit Clearing) Facility and that my payment towards my investment in Reliance Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorised the representative carrying this ECS to account mandate form to get it verified & executed.

Bank Account Number

CHECKLIST BEFORE SUBMITTING APPLICATION Please ensure that: q The application form is completed in all respect and signed by all the applicants. q Bank Account Details are entered completely and correctly q Income Tax Permanent Account Number (PAN) of All the applicants are mandatory. If PAN is not available then acknowledgment copy of Form 49A is required. q Form 60 or Form 61 in duplicate, with requisite address proof for investment of Rs. 50,000 and above has been attached. q The Plan & Option is indicated clearly.

q The Cheque / DD is drawn in favour of Scheme Name and duly signed. q Application Number is mentioned on the reverse of the Cheque / DD. q If the payment is being by way of Pay Order / Cheque issued from NRE or FCNR account, the Banker's Account Debit Certificate specifying the source account or a photocopy of the Cheque is attached with the application form. q If the application is made under SIP, a photocopy of the Cheque or a cancelled cheque is attached with the Form. q If the application is made under a Power of Attorney, a duly attested copy thereof is attached with the Application.

TERMS AND CONDITIONS SIP payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI) LIST OF CITIES FOR SIP AUTO DEBIT FACILITY VIA ECS (DEBIT CLEARING) (54 CENTERS) AGRA, AHMEDABAD, ALLAHABAD, AMRITSAR, BANGALORE, BARODA, BHILWARA, BHOPAL, BHUBANESHWAR, CALICUT, CHANDIGARH, CHENNAI, COCHIN, COIMBATORE, ERODE, DEHRADUN, GORAKHPUR, GUWAHATI, GWALIOR, HUBLI, HYDERABAD, INDORE, JABALPUR, JAIPUR, JALANDHAR, JAMSHEDPUR, JAMMU, JODHPUR, KANPUR, KOLKATA, LUCKNOW, LUDHIANA, MANGALORE, MUMBAI, MYSORE, NAGPUR, NASIK, NEW DELHI, PANJIM, PATNA, PONDICHERRY, PUNE, RAIPUR, RAJKOT, SALEM, SHOLAPUR, SURAT, THIRUVANANTHAPURAM (TRIVANDRUM), TRICHUR, THIRUPUR, UDAIPUR, VARANASI, VIJAYWADA, VIZAG. 1. 2.

This facility is offered only to the investors having bank accounts in select cities mentioned above. Please submit the following documents atleast 21 working days before the first SIP date for ECS (Debit Clearing): New Investors

Application Form for the respective Scheme(s)

Existing Investors

SIP ECS/ Auto Debit Facility Form

First SIP Cheque* SIP ECS/ Auto Debit Facility Form

* The first SIP cheque should be issued from the same bank account which is to be debited under ECS for subsequent installments. i.e The first cheque should be drawn on the same bank account which is to be registered for ECS (Debit). In case the first cheque is issued from an account which is different from ECS Debit Account, then a specimen cancelled cheque from ECS Debit Account (as mentioned on the application form should be submitted along with other requirements. 3. The bank account provided for ECS (Debit) should participate in local MICR clearing. 4. The cities in the list may be modified/updated/changed/removed at any time in future entirely at the discretion of Reliance Mutual Fund / Reliance Capital Asset Management Limited without assigning any reasons or prior notice. If any city is removed, SIP instructions for investors in such cities via ECS (Debit) route will be discontinued without prior notice. In such a case, the AMC at its sole discretion may accept post dated cheques (PDC's) form the investors for the balance period. 5. MICR code starting and / or ending with 000 are not valid for ECS. 6. SIP auto debit facility is available only on specific dates of the month i.e. 2 nd or 10 th or 18 th or 28 th 7. The investor agrees to abide by the terms and conditions of ECS facility of Reserve Bank of India (RBI). 8. Investor will not hold Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers responsible if the transaction is delayed or not effected or the investor bank account is debited in advance or after the specific SIP date due to various clearing cycles of ECS / local holidays. 9. Reliance Mutual Fund / Reliance Capital Asset Management Limited, its registrars and other service providers shall not be responsible nor liable for any damages/compensation for any loss, damage etc. incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility. 10. Reliance Mutual Fund / Reliance Capital Asset Management Limited reserves the right to reject any application without assigning any reason thereof. 11. Please read the Key Information Memorandum and Offer Document of respective Scheme(s) for Applicable NAV, Risk Factors, Load and other information. 12. You can choose to change your bank account or discontinue this facility by giving fifteen days written notice to any of our Investor Service Centres. 13. Allotment of units would be subject to realisation of credit. 14. SIP is available to investors in the following Scheme(s) of Reliance Mutual Fund: Equity/Sectoral Schemes: “Reliance Growth Fund” OR “Reliance Vision Fund” OR “Reliance Equity Opportunities Fund” OR “ Reliance Index Fund” OR “ Reliance NRI Equity Fund” OR “ Reliance Banking Fund” OR “Reliance Pharma Fund”OR “Reliance Media and Entertainment Fund” OR “ Reliance Diversified Power Sector Fund” OR “ Reliance Tax Saver (ELSS) Fund” OR “ Reliance Equity Fund” OR “Reliance Regular Savings Fund”. Debt Funds : “Reliance Income Fund” OR “Reliance Medium Term Fund” OR “Reliance Liquid Fund-Treasury Plan-Retail Option” OR “Reliance Floating Rate Fund”OR “Reliance NRI Income Fund” OR “Reliance Monthly Income Plan”. The above list is subject to change from time to time. Please contact the nearest Designated Investor Service Centre (DISC) of Reliance Mutual Fund or Karvy Computershare Pvt. Ltd for updated list.

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant)

Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

nd

th

Investors can choose any one of the following four SIP dates: 2 , 10 , 18th or 28th 15. An investor can opt for Monthly or Quarterly frequency. 16. (a) The provision for “Minimum Application Amount” as specified in the respective scheme offer document will not be applicable for SIP Investments. For e.g. the minimum application amount for 1st investment in Reliance Growth Fund Growth Option is Rs. 5,000/-. However, in case of SIP, an investor can enter the Scheme with minimum instalment amount of Rs. 1,000 or Rs. 500 or Rs. 100 under Monthly option and Rs. 1500 or Rs. 500 under Quarterly option. 17. Minimum investment amount - Monthly SIP Option - 60 instalments of Rs. 100/- each (except Reliance Tax Saver (ELSS) Fund) or 12 instalments of Rs. 500/- each or 6 instalments of Rs. 1,000/- each and in multiples of Re. 1/- thereafter. Quarterly SIP Option - 12 instalments of Rs. 500/- each or 4 instalments of Rs.1,500/- each and in multiples of Re. 1/- thereafter. The first SIP instalment could be submitted on any working day. However, the subsequent instalments can be dated 2nd, 10th, 18th or 28th of every month/quarter. You can choose a day convenient for you. However, only one SIP transaction per month/quarter per folio is permitted. Minimum Investment amount for starting SIP in Reliance Tax Saver (ELSS) Fund is Rs. 500/- and in multiples of Rs. 500/- thereafter. 18. Only one SIP per month or per quarter is permitted per Folio / Account. st st 19. The applicable NAV for the 1 installment (in respect of the 1 cheque) will be as per the date & time at which the same has been received at DISC of RCAM / Karvy. If the date of the subsequent SIP cheque / installment is a non-transaction day for the scheme, then the units shall be allotted on the next / following transaction day. 20. All SIP cheque except the 1st cheque must be dated 2nd or 10th or 18th or 28th of a month. 21. All SIP cheques including the 1st cheque under Monthly and Quarterly SIP should be of the same amount. 22. The first SIP cheque could be submitted on any working day. However the subsequent cheques should be dated 2nd or 10th or 18th or 28th. For example if an investor wishes to have a monthly SIP of Rs 5000/- each for 6 months, starting from July to December, then he will have to submit: (a) First cheque for Rs 5000 on any date in July. (b) 5 post dated cheques of equal amount i.e, Rs 5000. All these cheque should bear the same date of different months ( to be chosen by an investor from the following available dates- 2nd, 10th, 18th or 28th of a month) . 23. The gap between the 1st cheque / installment & the 2nd cheque / installment should be atleast 21 working days. However subsequent cheques should have a gap of atleast a month or a quarter depending upon the frequency chosen. 24. The cheque should be drawn in the favour of the scheme/plan chosen (e.g. “ Reliance Growth Fund”) and crossed “ A/C Payee Only” and payable locally and drawn on any bank, which is situated at and is a member of the Bankers Clearing House located at the place where the SIP application is submitted. Outstation cheque will not be accepted. 25. Please write the SIP Form number / the first applicant's name on the reverse of the cheque accompanying the SIP Form. 26. Returned / Dishonored cheque will not be presented again for collection. 27. Payments may also be accepted by direct debit to applicant's bank account by ECS or Auto Debit (with whom Reliance Mutual Fund has a tie up for this facility). For this purpose, the applicant are required to give a standing instructions in the prescribed form to the bankers to debit their bank accounts at periodic intervals and credit the subscription proceeds to Reliance Mutual Fund's bank account. Please contact the nearest DISC for details of banks offering this facility. Investors choosing Direct Debit Facility / ECS are required to fill up the prescribed SIP Auto Debit Application Form in addition to this form. 28. The Unit holders can choose to opt out from the SIP at any point of time by submitting a written request to the nearest DISC. Such request for discontinuation should be received at least 15 days prior to the next due date of the SIP. On receipt of such a request, the SIP will be discontinued for the folio and balance post-dated cheques( if applicable) will be returned to the unit holder.

Reliance Capital Asset Management Limited A Reliance Capital Company

D WST00016086

APP No.:

SYSTEMATIC TRANSFER PLAN/DIVIDEND TRANSFER PLAN - ENROLMENT FORM Please read the instructions carefully, before filling up the application (Please read the instructions before filling up the form) Use this form if you wish to withdraw your investment systematically.

1. DISTRIBUTOR / BROKER INFORMATION Name & Broker Code / ARN

FOR OFFICE USE ONLY

Sub Broker / Sub Agent Code

Date and Time of Receipt

Bank / Register Serial No.

ARN- 15545 The Trustee, Reliance Mutual Fund, I/We have read and understood the contents of the offer document & the instructions printed overleaf for the Systematic withdrawal Plan (RWP), I / We hereby apply for the same and agree to abide by the terms, conditions rules & regulations of the plan.

2. EXISTING UNIT HOLDER INFORMATION

FOLIO NO.

3. PARTICULARS OF APPLICANT Name of First / Sole applicant

Name of Guardian

Mr.

Mr. Ms.

M/s.

Ms.

M/s.

(in case of First / Sole Applicant is a Minor) / Contact Person - Designation (in case of non-individual Investors)

Name of Second Applicant [Please tick ( )]

Mr.

Ms.

Name of Third Applicant [Please tick ( )]

Mr.

Ms.

SYSTEMATIC TRANSFER PLAN (STP) Name of ‘Transferor’ S cheme/Plan/Opt ion Name of ‘Transferee’ S cheme/Plan/Opt ion (Please

Fixed Transfer STP STP Frequency Weekly

any one only)

Capital Appreciation STP STP Frequency

Fortnightly

1 st, 8 th, 15 th & 22 nd

1 st & 15 th

of every month

of every month

Monthly

Quarterly

Monthly

Quarterly

1 st of every Month of every month

1 st of the starting month of every Quarter

of the starting month of every Quarter

Amount of Transfer per Instalment Rs.

Amount of Transfer per Instalment Rs.

Enrolment Period From :

Month

To :

Year

Month

Year

DIVIDEND TRANSFER PLAN (DTP) I/We would like to transfer Dividend from:

I/We would like to transfer Dividend to:

Scheme Name

Scheme Name

DIVIDEND PLAN - Option

Plan/Option

Folio No. of ‘Transferor’ Sche me

Existing Folio No., if any in this scheme

First/Sole Unit holder / Guardian

Second Unit holder

Third Unit holder

%

%

Acknowledgement Receipt of STP/DTP Application Form (To be filled in by the Unit holder) FOLIO NO. Received from Amount of Transfer per Instalm ent Rs.

APP No.:

D WST00016086 STP/DTP application

Stamp of receiving branch

From Scheme / Plan / Option to Scheme / Plan / Option

& Signature

TERMS AND CONDITIONS SYSTEMATIC TRANSFER PLAN (STP) : Systematic Transfer Plan (STP) is a facility wherein unit holders of designated open- ended schemes of Reliance Mutual Fund can opt to transfer a fixed amount or capital appreciation amount (variable amount) at regular intervals to another designated open-ended scheme of Reliance Mutual Fund. Features of Fixed Systematic Transfer Plan: 1 Frequency of Transfer: Weekly, Fortnightly, Monthly or Quarterly 2. Date of Transfer: (a) For Weekly: 1st, 8th, 15th and 22nd of every month (b) For Fortnightly: 1st and 15th of every month. (c) For Monthly: A fixed amount can be transferred on a pre-specified date (to be chosen by the investor) of every month (D)For Quarterly: A fixed amount can be transferred on a pre-specified date (to be chosen by the investor) of the first month of the quarter. 3. Minimum Amount of Transfer: • Weekly, Fortnightly and Monthly Option: Rs.1000/& in multiple of Rs.100 thereof for each transfer. • Quarterly Option - Rs. 3000/- & in multiple of Rs.100 thereof for each transfer. Application not in multiple of Rs. 100 will be processed for nearest lower multiple of Rs.100, subject to the minimum amount specified. e.g., A request for Rs.1250 (upto Rs.1299) will be processed for Rs. 1200 per transaction. 4. Eligible Plans/Option for STP: Transferor Schemes All Plans/Options ie: • Growth Plan/Option l Bonus Plan/Option & • Dividend Plan /Option except Daily Div. Frequencies Transferee Schemes All plans/ schemes Features of Capital Appreciation Systematic Transfer Plan: 1. Frequency of Transfer: Monthly or Quarterly 2. Date of Transfer: (a) Monthly: 1st of every month (b) Quarterly: 1st of starting month of every quarter 3. Minimum Amount of Transfer: Rs. 500 and any amount thereafter. 4. Eligible Plans/Option for STP: (A)Transferor Scheme - Only Growth Plans/Option of all schemes (b) Transferee Schemes - All Non Liquid Schemes Minimum Balance required in transferor scheme to start STP (under Fixed Systematic Transfer Plan and Capital Appreciation Systematic Transfer Plan) For investors investing for the first time in transferor scheme, the minimum balance required to start STP shall be: • Non-Liquid scheme: Rs. 10,000/- or the minimum amount as stated in the offer document of the respective transferor scheme, whichever is higher. • Liquid scheme: Rs. 25,000/- or the minimum amount as stated in the offer document of the respective transferor scheme, whichever is higher. (Except for Reliance Liquid Fund Treasury Plan-Retail Option) However, existing unit holders in the transferor scheme, who have the following minimum balance would be eligible to start STP: • Non-Liquid scheme: Rs. 10,000/• Liquid scheme: Rs. 25,000/- (Except for Reliance Liquid Fund Treasury Plan-Retail Option) Investors should note that: 1. All valid transfer requisitions from one scheme to the other would be treated as switch-out / redemption and FORMS REQUIRED TO BE FILLED UP :

REVISED LOAD STRUCTURE UNDER STP Transfer from Debt to Equity Schemes Subscription Amount Entry Load Exit Load Transferor scheme As Nil applicable Transferee Scheme For Subscription Nil 2.25% if redeemed below Rs 2 Crs from equity scheme before 24 months of allotment For Subscription Nil 1.25% if redeemed of Rs 2 Crs below from equity scheme Rs 5 crs before 24 months of Allotment For Subscription Nil Nil of Rs 5 crs & above Transfer from Equity to Debt schemes Subscription Amount Entry Load Exit Load Transferor scheme Transferee Scheme

As Nil Applicable Nil As applicable

switch-in/Subscription transactions at the applicable NAV of the respective schemes. The difference between the NAVs of the two Schemes/ Plans will be reflected in the number of units allotted. 2. Minimum number of transfers required for a STP shall be two. 3. The units marked under Lien or Pledged in the Transferor scheme shall not be eligible for STP. 4. All valid transfer requisitions would be processed as per the applicable uniform cut-off timings on the working days as mentioned in the respective Offer Documents and are subject to SEBI Regulations. 5. RCAM in consultation with the Trustees, reserves the right to modify the procedure, load structure in accordance with the SEBI Regulations and any such change shall be applicable only to units transacted pursuant to such change on a prospective basis. 6. The unit holders are advised to approach/consult their tax consultants in regard to the treatment of the transfer of units from the tax point of view. 7. Schemes with lock in period are not eligible for STP. 8. Cut-off period: For enrolment into STP, the request should be received at Karvy- Hyderabad at least 4 days prior to the commencement of the first STP execution date. Similarly for discontinuing the STP, the request should reach Karvy- Hyderabad at least 4 days prior to the next STP execution date. Requests not fulfilling this requirement will be considered from the next nearest STP date. 9. Investors are advised to read the Offer Document of the Transferee Scheme carefully before investing. The Offer Document/ Key Information Memorandum of the respective Scheme are available with Investor Service Centres of Reliance Mutual Fund, Brokers/Distributors and also displayed at the Reliance Mutual Fund website i.e. www.reliancemutual.com Funds eligible for Systematic Transfer Plan Schemes Transferor Schemes: Reliance Banking Fund, Reliance Diversified Power Sector Fund, Reliance Pharma Fund, Reliance Vision Fund, Reliance Growth Fund, Reliance Media & Entertainment Fund, Reliance Equity Opportunities Fund, Reliance Monthly Income Plan, Reliance Income Fund, Reliance Medium Term Fund, Reliance Liquid Fund, Reliance Short Term Fund, Reliance Gilt Securities Fund, Reliance Floating Rate Fund, Reliance Liquid Plus Fund, Reliance Equity Fund, Reliance Liquidity Fund.

• For Existing Investors : (a) Only STP Form

%

ACKNOWLEDGMENT SLIP (To be filled in by the Applicant)

Express Building, 4th Floor, 14 E Road Churchgate, Mumbai 400 020

Call : 30301111 www.reliancemutual.com

Transferee Schemes: Reliance Banking Fund, Reliance Diversified Power Sector Fund, Reliance Pharma Fund, Reliance Vision Fund, Reliance Growth Fund, Reliance Media & Entertainment Fund, Reliance Equity Opportunities Fund, Reliance Monthly Income Plan, Reliance Income Fund, Reliance Medium Term Fund, Reliance Liquid Fund (not eligible in case of Capital Appreciation Systematic Transfer Plan), Reliance Short Term Fund, Reliance Gilt Securities Fund, Reliance Floating Rate Fund. Reliance Equity Fund, Reliance Tax Saver (ELSS) Fund, Reliance Liquidity Fund, Reliance Liquid Plus Fund. DIVIDEND TRANSFER PLAN Dividend Transfer Plan offers an investor a flexibility to invest/ move his dividends automatically (when declared) into another scheme of RMF of his choice. This will help him in diversifying his portfolio and thereby reducing risk associated with his investments. Features of Dividend Transfer Plan: 1. Date of Transfer: As & when Dividend is declared under dividend option/plan of a particular scheme except for Daily and Weekly frequencies. 2. Minimum Balance required to start DTP: The minimum balance required to opt for this plan is Rs 25000 for non liquid transferor scheme and Rs 1 lakh for liquid transferor scheme. Transferor Schemes: All schemes with Dividend plans & for all Dividend frequencies except Daily & Weekly. Transferee Schemes: All Non Liquid Schemes 3. Load Structure • Entry Load in Transferee Scheme will remain Nil. • Exit Load in Transferee Scheme will also be Nil. Important: The amount to the extent of the distribution will be automatically invested on ex-dividend date into RMF schemes selected by the investor at the NAV of the scheme and equivalent units will be allotted, subject to the terms and conditions of the scheme and after deduction of applicable taxes. In respect of DTP, it is clarified that the dividend amount proposed to be transferred would be treated as switch-in/ subscription transaction in the transferee scheme at the applicable NAV of the respective schemes. ^^ ^^ Please note that the Mutual Fund does not guarantee any dividend / bonus. Dividend is subject to distributable surplus, if any, in the scheme. Eligible Schemes for Dividend Transfer Plan (DTP) Schemes: Transferor Schemes: All schemes with Dividend plans & for all Dividend frequencies except Daily & Weekly, viz, Reliance Banking Fund, Reliance Diversified Power Sector Fund, Reliance Pharma Fund, Reliance Vision Fund, Reliance Growth Fund, Reliance Media & Entertainment Fund, Reliance Index Fund, Reliance Equity Opportunities Fund, Reliance Monthly Income Plan, Reliance Income Fund, Reliance Medium Term Fund, Reliance Liquid Fund, Reliance Short Term Fund, Reliance Gilt Securities Fund, Reliance Floating Rate Fund, Reliance Liquid Plus Fund. Transferee Schemes: All plans under the following schemes viz:, Transferee Schemes: Reliance Banking Fund, Reliance Diversified Power Sector Fund, Reliance Pharma Fund, Reliance Vision Fund, Reliance Growth Fund, Reliance Media & Entertainment Fund, Reliance Equity Opportunities Fund, Reliance Monthly Income Plan, Reliance Income Fund, Reliance Medium Term Fund, Reliance Liquid Fund (not eligible in case of Capital Appreciation Systematic Transfer Plan), Reliance Short Term Fund, Reliance Gilt Securities Fund, Reliance Floating Rate Fund. Reliance Equity Fund, Reliance Tax Saver (ELSS) Fund, Reliance Liquidity Fund, Reliance Liquid Plus Fund.

• For New Investors : (a) Application Form of Transferor Scheme (b) STP Form.

%

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

D WSW00016089

SYSTEMATIC WITHDRAWAL PLAN APPLICATION FORM Please read the instructions carefully, before filling up the application

Use this form if you wish to withdraw your investment systematically.

1. DISTRIBUTOR / BROKER INFORMATION Name & Broker Code / ARN

FOR OFFICE USE ONLY Date and Time of Receipt

Sub Broker / Sub Agent Code

Bank / Register Serial No.

ARN- 15545 The Trustee, Reliance Mutual Fund, I/We have read and understood the contents of the offer document & the instructions printed overleaf for the Systematic withdrawal Plan (RWP), I / We hereby apply for the same and agree to abide by the terms, conditions rules & regulations of the plan.

2. EXISTING UNIT HOLDER INFORMATION

FOLIO NO.

3. APPLICANT INFORMATION Name of First / Sole applicant Name of Guardian

Mr.

Mr. Ms.

Ms.

M/s.

M/s. (in case of First / Sole Applicant is a Minor) / Contact Person - Designation (in case of non-individual Investors)

Name of Second Applicant [Please tick ( )]

Mr.

Ms.

Name of Third Applicant [Please tick ( )]

Mr.

Ms.

4. PARTICULARS FOR REGULAR WITHDRAWAL Scheme Name _________________ Plan_________________ Option__________________

Amount_______________________________________

Frequency

_____________________________________________

Monthly

Enrolment Period From

Quarterly

D

D

M

M

Y

Y

Y

To

Y

Sole / 1st applicant / Guardian Authorised Signatory

D

D

M

M

Y

Y

Y

Y

(Min. Rs. 500/- & any amount thereafter per withdrawal)

2nd applicant / Authorised Signatory

3rd applicant Authorised Signatory

Reliance Capital Asset Management Limited A Reliance Capital Company APP No.:

WT00015148 D

TRIGGER APPLICATION / CANCELLATION FORM Please read the instructions carefully, before filling up the application

1. DISTRIBUTOR / BROKER INFORMATION Name & Broker Code / ARN

Sub Broker / Sub Agent Code

FOR OFFICE USE ONLY Date and Time of Receipt

Bank / Register Serial No.

ARN- 15545 The Trustee, Reliance Mutual Fund, I/We have read and understood the contents of the offer document & the instructions printed overleaf for the Trigger Plan. I / We hereby apply for the same and agree to abide by the terms, conditions rules & regulations of the plan.

2. EXISTING UNIT HOLDER INFORMATION

FOLIO NO.

3. APPLICANT INFORMATION Name of First / Sole applicant Name of Guardian

Mr.

Mr. Ms.

Ms.

M/s.

M/s. (in case of First / Sole Applicant is a Minor) / Contact Person - Designation (in case of non-individual Investors)

Name of Second Applicant [Please tick ( )]

Mr.

Ms.

Name of Third Applicant [Please tick ( )]

Mr.

Ms.

4. OPTION - A Please tick any one of the following situation which will activate the Trigger. NAV reaches or crosses Rs.__________________ NAV appreciates or depreciates by ____________% NAV depreciates by _______________ % NAV appreciates by _______________ %

Sole / 1st applicant / Guardian Authorised Signatory

OPTION - B Please tick any one of the following actions to be initiated on encountering the situation applied in section A Redemption to the extent of capital appreciation only Switch-out of only the capital appreciation portion to (Scheme, Plan and Option)______________________ or folio No. ____________________ Full switch-out of units to (Scheme, Plan and Option) ____________________________________________or folio No._____________________

2nd applicant / Authorised Signatory

3rd applicant Authorised Signatory

INSTRUCTIONS FOR SWP 1.

All SWP applications will be processed on the 1st/8th/15th/22nd of every month or 1st/8th/15th/22nd of every first month of every quarter. If such day happens to be a holiday, it will be processed on next working day.

2.

For all the eligible schemes, the minimum withdrawal amount is Rs. 500/- and in multiples of Rs. 100/- thereafter.

3.

The Unit holder is required to define the frequency and amount of withdrawals. SWP forms received without this information will be treated incomplete and request for SWP will be rejected.

4.

5.

6.

7.

The Unit holder needs to specify the start date and the end date in the SWP from. In cases where the start date and end date has not been specified, the SWP will commence from the first transaction date of the subsequent month in which such request is received and will continue till the balance in the account becomes nill or below the required amount specified by the investor for SWP.

8.

conditions specified in the Offer Document for additional subscriptions in the account anytime during the existence of the concerned account. Such additional subscriptions in no way alter the functioning of the SWP option, unless subsequent request to the contrary is received from the unit holder in writing. 9.

Any changes in the amount, frequency or period of SWP should be communicated to the Registrar’s office at least 14 days in advance.

10. Investors who have made investments under Sec 54EB of the Income Tax Act, 1961 should note that SWP is not available to them during the stipulated lock-in period. 11. SWP request in any other form beside the specified format will be treated as invalid and is liable to be rejected. 12. The SWP form duly completed may be submitted at the nearest Investor Service Centre or mailed to the Registrar :

The amount withdrawn under the SWP will be considered as a redemption and shall be converted into units and will be deducted from the unit balance of the Unit holder. The redemption proceeds will be paid by cheque/demand draft in favour of the registered first named Unit holder with the bank account number specified in the application form. The redemption cheque will be posted within normal service standards to the investors. No postdated cheques will be issued against SWP transactions.

The Unit holder can put in additional subscriptions, in accordance with

M/s Karvy Computershare Pvt. Ltd., Unit : RCMF, Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500 034. 13. Schemes under which SWP is available: Reliance Growth Fund, Reliance Vision Fund, Reliance Equity Opportunities Fund, Reliance NRI Equity Fund, Reliance Banking Fund, Reliance Pharma Fund, Reliance Media Entertainment Fund, Reliance Diversified Power Sector Fund, Reliance Tax Saver (ELSS) Fund -

A Unit holder who has opted for SWP under a specified account can also redeem or switch his units to any other eligible scheme or any other plans of the same scheme provided he has sufficient balance in his account on the date of such request. SWP will automatically cease in case the balance becomes nil subsequent to such redemption / switch transaction or falls below the required amount specified by the investor for SWP.

subject to a lock in for 3 years, Reliance Equity Fund, Reliance Index Fund, Reliance Income Fund, Reliance Medium Term Fund, Reliance NRI Income Fund, Reliance Monthly Income Fund, Reliance Liquid Treasury Plan-Retail Option, Reliance Floating Rate Fund, Reliance Short Term Fund, Reliance Regular Savings Fund

INSTRUCTIONS FOR TRIGGER 1.

Please use separate forms for each transaction under each folio.

2.

Unit holders are requested to tick only one trigger situation/action

5.

plan/scheme where the Switch happens or in the same plan which retains a part of the value or in case of normal redemption/swtich

mentioned under Sec A & B above, per transaction. In the event of

before the trigger is activated. Triggers will be deactivated on

multiple triggers for a particular transaction, the trigger request will be

redemption and/or switch and/or pledge of units.

deemed to be cancelled. 3.

Please note that trigger is an additional facility provided to the unit

6.

7.

Please contact the nearest Investor Service Centre or write to the

conceived as an assurance on part of Reliance Mutual Fund that the

Registrars, Ms. Karvy Computershare Pvt. Ltd., Karvy Plaza, 21, Road

investor will manage to received a particular sum of

No. 4, Street No. 1, Banjara Hills, Hyderabad - 500 034 or send an

money/appreciation/and/or fixed % of sum. 4.

This form duly completed must be submitted at the nearest Designated Investor Service Centre of RMF.

holders to save the time for completing the redemption/switch formalities on happening of a particular event. Trigger is not to be

A trigger once activated will not be reactivated in any other

NAVs of the schemes are declared at the close of the business day and hence Value of the unit holder’s unit holdings based on the end of day NAV will be considered as a base for activating the triggers. Accordingly, all the redemptions/switches etc will be done on the following transaction day on which the event occurs.

email to [email protected], in case of non-receipt of account statement within 30 days from the date of submission of the application.

Reliance Capital Asset Management Limited A Reliance Capital Company

D

APP No.:

FORM FOR NOMINATION / CANCELLATION OF NOMINATION Please read the instructions carefully, before filling up the application (to be filled in by Individual(s) applying singly or jointly)

(Read Instructions below)

To Reliance Mutual Fund, Mumbai. FOLIO NO.

Dear Sir,

I/We ___________________________________________, _________________________________________ and _____________________________________________ Do hereby nominate the person more particularly described hereunder Cancel the nomination made by me / us on the ____________ day of _________ in respect of the units.

Nominee Name

Mr.

(Please

)

Ms.

Nominee Address Add1 Add2 City

PIN* State

District

Date of Birth (Incase of Minor)

Relationship :

D

D

M

M

Y

Y

Y

Y

If Nominee is a minor Name & Address of Guardian

Add1 Add2 City

PIN*

State District I hereby nominate the above nominee to receive all the amounts to my credit in the event of my death. Furnishing of the death certificate by way of proof of my death, signature of the nominee furnishing proof of guardianship in case the nominee is a minor, acknowledging receipt of amounts to my credit, execution of indemnity Bond of or such other documents are may be required from the nominee in favour of and to the satisfaction of Reliance Mutual Fund (RMF), will constitute full discharge of liabilities of towards my estate, legal heirs, Executors, administrators and successors. If Reliance Mutual Fund were to incur, suffers or any claim, demand, liabilities, proceeding or actions are filed or made or initiated against any of them in respect of or in connection with the nomination, they shall be entitled to be indemnified absolutely for any loss, expenses, costs, and charges that any of them may suffer or incur absolutely my estate.

Specimen Signature of Nominee / Guardian Place:

Date:

We have read the rules and instuctions overleaf on nomination specified herein and I/We hereby confirm to comply and adhere to such rules or any amendments that may be made from time to time. Yours faithfully,

Name

Signature

Sole / First Holder

Second Holder

Third Holder Date: Instructions: 1.

The nomination can be made only by individuals applying for / holding units on their own behalf singly or jointly. Non-individuals including society, trust, body corporate, partnership firm. Karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. If the units are held jointly, all joint holders will sign the nomination form.

2.

A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unit holder.

3.

The Nominee shall not be a trust, society, body corporate, partnership firm, Karta of Hindu Undivided Family or a Power of Attorney holder. A non-resident Indian can be a Nominee subject to the exchange controls in force, from time to time.

4.

Nomination in respect of the units stands rescinded upon the transfer of units.

5.

Transfer of units in favour of a Nominee shall be valid discharge by the asset management company against the legal heir.

6.

The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination.

7.

On cancellation of the nomination, the nomination shall stand rescinded and the Asset Management Company shall not be under any obligation to transfer the units in favour of the Nomineee.

o

Th

a is p

g

n

i e is

ti n te

lly a n

p ke

t

n b la

k

Reliance Capital Asset Management Limited A Reliance Capital Company

FORM NO. 60

[See second proviso to rule 114B]

Form of declaration to be filed by a person who does not have a permanent account number and who enters into any transaction specified in rule 114B 1. Full name and of the Declarant

address

2. Particulars of transaction 3. Amount of the transaction 4. Are you assessed to tax

Yes

No

5. If yes, (i)

Details of Ward/ Circle/ Range where the last return of income was filed?

(ii)

Reasons for not having permanent account number?

6. Details of the document being produced in support of address in column (1)

Verification I, ________________________________________ do hereby declare that what is stated above is true to the best of my knowledge and belief. verified today, the _________________________________ day of ________________

Date : ________________ Place : ________________

Signature of the declarant

Instructions : Documents which can be produced in support of the address are :(a) (b) (c) (d) (e) (F) (g)

Ration Card Passport Driving licence Identity Card issued by any institution Copy of the electricity bill or telephone bill showing residential address Any document or communication issued by any authority of the Central Government, State Government or local bodies showing residential address Any other documentary evidence in support of his address given in the declaration.

Reliance Capital Asset Management Limited A Reliance Capital Company

FORM NO. 61

[See proviso to clause (a) of rule 114C(1)]

Form of declaration to be filed by a person who has agricultural income and is not in receipt of any other income chargeable to income-tax in respect of transactions specified rule 114B 1.

Full name and address of the Declarant

2.

Particulars of transaction

3.

Details of documents being produced in support of address in column (1)

Yes

No

I hereby declare that my source of income is from agriculture and I am not required to pay income-tax on any other income if any.

Date : D

D

M

M

Y

Y

Y

Y

Place : _____________________

Signature of the declarant

Verification I, ______________________________________________________ do hereby declare that what is stated above is true to the best of my knowledge and belief. Verified today, the _________________________________ day of ________________

Place : ________________

Signature of the declarant

Instructions : Documents which can be produced in support of the address are :(a)

Ration Card

(b)

Passport

(c)

Driving licence

(d)

Identity Card issued by any institution

(e)

Copy of the electricity bill or telephone bill showing residential address

(f)

Any document or communication issued by any authority of the Central Government, State Government or local bodies showing residential address

(g)

Any other documentary evidence in support of his address given in the declaration.

Reliance Capital Asset Management Limited A Reliance Capital Company

call: 30301111, www.reliancemutual.com

DESIGNATED INVESTOR SERVICE CENTRES Karvy Computershare Private Limited Agra: 17/2/4, 2nd Floor, Deepak Wasan Plaza, Sanjay Place, (Behind Holiday Inn), Agra-282 002. Ahmedabad: 307, Shail Buildings, Opp : Madhusudhan House, Off : C G Road, Nr. Navrangpura Telephone Exchange, Ahmedabad-380 006. Ajmer: 12, II Floor, Ajmer Tower, Kutchary Road, Ajmer-305 001. Allahabad: 1st Floor, Meena Bazar, 10, Sardar Patel Marg, Civil Lines, Allahabad-211 001. Ambala: 76349, Nicholson Road, Adjacent Kos Hospital, Ambala Cantt, Ambala - 133 001. Amritsar: 72-A, Taylor’S Road, Aga Heritage Gandhi Ground, Amritsar-143 001. Anand: F-6, Chitrangana Complex, Opp: Motikaka Chawl, Vidyanagar Road, Anand-388 001. Asansol: 18 GT Road ,1st floor, Asansol-713 301. Aurangabad: Shop No : 214/215, Tapadiya City Centre, Nirala Bazar, Aurangabad-431 001. Bangalore: No : 51/25, 1st Floor, Surya Building, Ratna Avenue, Richmond Road, Bangalore-560 025. Baroda: 31-34, Payal Complex, Near Vadodara Stock Exchange, Sayajigunj, Baroda-390 005. Bharuch: F/135, Rangoli Complex, Station Road, Bharuch-392 001. Bhavnagar: 134/ 135 , Madhav Darshan, Waghawadi Road, Bhavnagar-364 001. Bhilai: Shop No.114&115, Ground Floor, Dhillon Complex, Akash Ganga, Supela, Bhilai-495 023; Bhopal: Kay Kay Business Centre, 133, Zone 1, M.P.Nagar, Bhopal-462 011. Bhubaneshwar: 624, Sahid Nagar, Bhubaneswar, Pin : 751 007. Bokaro: KC-7, Second floor, Sector-4, City Centre, Bokaro Steel City- 827 004. Calicut: IInd Floor, Sowbhagya Shopping Complex, Mavoor Road, Calicut-673 004. Chandigarh: Sco-371-372, First Floor, Above HDFC Bank, Sector 35B, Chandigarh-160 022. Chennai: Flat No. F11, First Floor, Akshya Plaza (Erstwhile Harris Road) Opp. Chief City Metropolitan Court, #108, Adhithanar Salai, Egmore, Chennai - 600 002. Cochin: 39 Panampilly Nagar, Cochin-682 036 Coimbatore: SNV Chambers, 482/483, Ponne Street, Opp: Power House, Cross Cut Road, Coimbatore-641 012. Dehradun: Kaulagarh Road, Near Sirmaur Marg , Above Reliance Webworld, Dehradun-248 001. Dharwad: G7 & 8, Sri Banashankari Avenue, Ramnagara, Dharward-580 001. Durgapur: Dutta Automobiles Building, 1st Floor, Benachity, Durgapur-713 213; Erode: No. 4, KMY Salai, Veerappan Traders Complex, Opp : Erode Bus Stand, Sathy Road, Erode-638 003. Faridabad: A-2B, 1st Floor, Nehru Ground, Nit, Faridabad - 121 001. Panjim (Goa): No.7 & 8, El. Dorado Plaza, Heliodoro Salgado Road, Panjim-403 001.

Gorakhpur: Above V.I.P. House, Ajdacent A.D. Girls College, Bank Road, Gorakpur-273001. Guntur: Door No : 6- 10-18, Chunduri House, 10 / 1, Arundelpet, Guntur-522 002. Gurgaon: SCO- 18, 19 / First Floor, Above Nirulas, Sector- 15, Old Delhi Road, Gurgaon-122001. Guwahati: 2nd Floor, Ram Kumar Plaza, Chatribari Road, Near Himatshinga Petrol Pump, Guwahati-781 001. Gwalior: 37/38, Near Nadi Gate Pul, Mlb Road, Shinde Ki Chhawani, Lashkar, Gwalior-474 001. Hissar: SCO 71, 1st Floor, Red Square Market, Hissar - 125 001. Hubli: Giriraja House, No.451/B, Ward No.1, Club Road, Hubli-580 029. Hyderabad: 21, Avenue 4, Street No.1, Banjara Hills,Hyderabad-500 034. Indore: DM Tower, 105, 106 & 107, Above Standard Chartered Bank, Near Jangeerwala Chowrah, Indore-452 001. Jaipur: S-16,A, III Floor, Land Mark, Opp:Jaipur Club, Mahaveer Marg, C-Scheme, Jaipur-302 001. Jalandhar: Lower Ground Floor, Office No.3, Plot No : 28, G T Road, Jalandhar-144 004. Jalgaon: 1, Shresta Apartments, Balirampeth, Jalgaon-425 001. Jammu: Hall No. 111, 1st Floor, South Block, Bahu Plaza, Gandhi Nagar, Jammu - 180 004. Jamnagar: Sanskruti, 5 Patel Colony Corner, Opp. UTI Bank, Jamnagar-361 008. Jamshedpur: Kanchan Tower, IIIrd Floor, Chhaganlal Dayalji @ sons, 3-S B Shop Area, (Near Traffic Signal), Main Road, Bistupur, Jamshedpur - 831 001. Jhansi: Chamber No:5, Lower Ground Floor, 48, Chambers Complex, Behind Nandani Niwas, Elite Chauraha, Jhansi -284 001. Kanpur: 15/46, B, First Floor, Opp. Muir Mills, Civil Lines, Kanpur-208 001. Karaikudi: Gopi Arcade, 100 Feet Road, Karaikudi-630 001. Kolhapur: Omkar Plaza, 1st Floor, Unit -F2 & F4, Rajaram Road, Next to ICICI Bank Ltd., Kolhapur-416 008. Kolkata: 16, Jatin Bagchi Raod, Kolkata-700 029; Kota: AL - HATMI Complex, 2nd Floor, 257, Shopping Centre, Kota-324 007. Kottayam: 1st Floor, CSI Ascension Church Complex, Kottayam-686 001. Lucknow: 94, Mahatma Gandhi Marg, Opp Governor House, Lucknow-226 001. Ludhiana: Sco-3, Ground Floor, Aptech Building, Feroze Gandhi Market, Ludhiana-141 001. Mangalore: Mahendra Arcade, Ground Floor, Kadialbail, Mangalore-575 003. Margao: 2nd Floor, Dalal Commercial Complex, Opp: Hari Mandir, Pajifond, Margao-403 601. Meerut: 1st Floor, Medi Centre, Opp Eves Cinema, Hapur Road Near Bachha Park, Meerut-250 002. Moradabad: First Floor, Singh Bhawan, Taari Khana Chowk, G M D Road, Moradabad-244 001.

Mumbai: 26/30, Fort Foundation Bldg, Near MSC Bank, Maharashtra Chamber Of Commerce Lane, Fort, Mumbai-400 023. Muzaffarpur: 1st Floor, Uma Market, Thana Gumti, Motijheel, Muzaffarpur-842 001. Mysore: L-350, Silver Tower, Clock Tower, Mysore-570 001. Nagpur: 230 / 231 Shriram Shyam Tower, Near N.I.T. Building, Sadar, Nagpur-440 001. Nasik: F-1 Suyojit Sankul, Sharanpur Road, Nasik-422 002. Navsari: House No.1, Upper Ground, Sule Complex, Opp. Sayaji Library, Navsari-396 445. New Delhi: 105-108 Arunachal Building, 19 Barakhamba Road, Connaught Place, New Delhi-110 001. Panipat: 1st Floor, Krishna Tower, Above Amertex, G.T. Road, Panipat-132 103. Patna:“Anand Towers”, 2nd Floor, Exhibition Road, Near Republic Hotel, Opp: Mithila Motors, Patna-800 001; Pondicherry: First Floor, No.7, Thiayagaraja Street, Pondicherry-605 001. Pune: Trupti Apartment, Flat No.8, 4th Floor, Lane Next to HDFC Bank, Opp. Ranajeet Hotel, Bhandarkar Road, Pune-411 004. Raipur: Room No.Ll12 & 13, Ground Floor, Millennium Plaza, Behind Indian Coffee House, G E Road, Raipur-492 001. Rajahmundry: 79-1-3/1 First Floor, Near Ramalayam Centre, Jawaharlal Nehru Road, Rajahmundry-533 103. Rajkot: 204, Star Chambers, Dr. Rajendra Prasad Road, Harihar Chowk, Rajkot-360 001. Ranchi: “Commerce Towers”, 3rd Floor, Beside Mahabir Towers Main Road, Ranchi-834 001. Rourkela: 12, “Pani Market Complex”, Uditnagar, Rourkela-769 012. Salem: 49 / 50, Fort Main Road, Shevapet, Salem-636 002. Shillong: Mani Bhawan Annexe, Ground floor, Opp: RKM ELP School, Lower Police Bazar, Shillong-739 001. Siliguri: Nanak Complex, 2nd Floor, (Near Church Road) Sevoke Road, Siliguri-734 001. Surat: G/16 Empire State Building, Near Udhna Darwaja, Ring Road, Surat-395 002. Tirunelveli: Jeney Building, 55/18, S N Road, Near Arvind Eye Hospital, Tirunelveli-627 001. Tirupur: 1st Floor, 224 A; Kamaraj Road, Tirupur-641 604. Trichy: 60 Srikrishna Arcade, 1st Floor, Thennur High Road, Trichy-621 017. Trivandrum: 2nd Floor, Akshaya Towers, Sasthamangalam, Trivandrum-695 010. Varanasi: D-64/132,1st Floor, Anant Complex, Sigra, Varanashi-221 002. Vijayawada: 39-10-7 Opp. Municipal Water Tank, Labbipet, Vijayawada-520 010. Visakhapatnam: 47-14-5/1 Eswar Paradise, Dwaraka Nagar, Main Road, Visakhapatnam-530 016.

Reliance Capital Asset Management Limited A Reliance Capital Company

call: 30301111, www.reliancemutual.com

DESIGNATED INVESTOR SERVICE CENTRES Reliance Capital Asset Management Limited CORPORATE OFFICE: Express Building, 4th Floor, 14 E Road, Churchgate, Mumbai-400 020. Mumbai: Mittal Chambers, Ground Floor, 228 Nariman Point, Mumbai - 400 021. Dadar: Yusuf Bldg. N-1, Ground Floor-31/31-C, 53/53CF, Junction of Ranade & Gokhale Road, Next to Monginis Cake Shop, Dadar (W), Mumbai - 400 028. Andheri: Shop No. 3, Ground Floor, Shopping Centre, J.P. Road, Nr. Navrang Cinema, Andheri (W), Mumbai - 400 058. Borivali: Shop No.5, Ground Floor, Kapoor Apartment, Punjab Galli, Near ICICI Bank Ltd., Borivali (W) - 400 092 Thane: 3, Ground Floor, Saprashri CHS Ltd, Talapali, Nr. HDFC Bank, Thane- 400 601 Ghatkopar: 12A/12B, Ground Floor, Kailas Plaza, V.B. Road, Ghatkopar (E) Dombivli: 1, Sadguru CHS, Phadke Cross, Road, Nr. HDFC Bank, Dombivli (E), Mumbai - 421 201 Vashi: Shop No. 26, Next to UTI Institute, Devratha Bldg, Sector - 17, Vashi, New Bombay - 400705. Ahmedabad: Reliance Capital Asset Mgt. Ltd., 40, 4th Floor, Megha House, Opp. Kotak Mahindra Bank, Mithakhali Six Roads, Navrangpura, Ahmedabad 380009

Chennai: Reliance House, 6th Floor, No. 6, Haddows Road, Nungambakkam, Chennai - 600 006. Adayar: Shop No. 1, Anu Arcade, B/d, Tamil Naidu Housing Board, 15, Cross Street, Shastri Nagar, Adayar Chennai - 600 020. Annanagar: Shop G-5, Ground Floor, N.R. Dave Complex, 201 / C-34, Second Avenue, 11, Main Rd Corner, Annanagar, Chennai - 600 040 Coimbatore: 575 C, Shylaja Complex, D.B. Road, R.S. Puram, Coimbatore - 641 002 Chandigarh: SCO-127/128, 1st Floor, Sector 9/C, Chandigarh - 160 009

Indore: 303, 304 D.M. Tower, 21/1 Race Course Road, Near Janjirwala Square, Indore - 542 001. Jamnagar: Shop No. 4-5, Ground Floor, "Shilp" Indira Gandhi Marg, Jamnagar 361 001

Agra: Shop No. 110, Ground Floor, Block No. 28/2, Sanjay Place, LIC Road, Agra - 282 002

Jalandhar: 101, Gobind Mall, 1st Floor, 25, G.T. Road, Opp. Kings Hotel, Jalandhar - 144 001.

Baroda: 501, Arundeep Complex, Near Race Course Circle (South), Baroda - 390 007

Jaipur: Shop No. G4 Ground Floor, Brij Anukampa Complex, Ashok Marg, C Scheme, Jaipur - 302016

Bangalore: N-112/113/114, Manipal Centre, Dickenson Road, Bangalore - 390 007.

Jodhpur: C/o. Reliance Web World (P) Ltd, L.K. Tower, 2nd Floor, Opp. IDBI Bank, Chopasni Road, Jodhpur - 344 001.

Melleshwaram: Door No.89, (old No.36) , Ground Floor, IIIrd Cross Sampige Road, Melleshwaram, Bangalore - 560 003. Bhopal : FF-7B, 1st Floor, Mansarovar, Complex, Infront of Habibganj Station, Bhopal - 462 011 Bharuch: C-5, Atithi Enterprise, Near Rewaba Township, Behind Engineering College, Old National Highway, Baruch - 392 002.

Ludhiana: SCO-122, 1st Floor, Feroze Gandhi Market, Behind Ludhiana Stock Exchange, Ludhiana -141 001 Lucknow: 11-A, Ground Floor, Saran Chambers II, No.5, Park Road, Lucknow - 226 001. Muradabad: G-18, Ground Floor, Chadha Complex, GMD Road, Muradabad - 244 001. Nasik: G- 18, Ground Floor, Suyojit Sankul, Sharanpur Road, Nasik 422 002 Nagpur: Office # 2, 3rd Floor, A-Block, Poonam Chambers, Chhindwara Road, Byramji Town, Nagpur - 440 013

Dheradun: Shop No.106, 1st floor, Swaraj Complex, New Delhi: 807, 8th Floor, Ashoka Estate, 75, Rajpur Road, Dheradun - 248 001. Barakhamba Road, New Delhi - 110 001. Faridabad: SCF-112-P, Sector - 15, Janak Puri: 14-B, Block Nr. HDFC Bank, Faridabad - 121 007. Community Centre, Janak Puri, New Delhi. Ghaziabad: RDC-16 Advocate Chambers, Nehru Place: SF-17,18,19, Devika Tower, 6, RDC Raj Nagar, Ghaiziabad- 201 002 Nehru Place, Ground Floor, New Delhi-110 019 Gurgaon: 207, DLF Central Arcade, DLF -11, Gurgaon - 122001. Noida : Shop No.1, Ansal Fortune Arcade , Sector 18, Ground Floor, Noida UP - 201 301 Howrah: 14, Watkins Lane, Howrah - 700001 Panjim: Shop No.1, Ground Floor, Rayu Chambers, Hyderabad: Unit No.7, Plot No.6-3-1093, Dr. Atmaram Borkar Road, Panjim, Goa - 403 001 6th Floor, V V Vintage Boulevard, Rajbhavan Road, Somajiguda, Hyderabad - 500082 Pritampura: Shop No. 17, Ground Floor,

Amritsar: Reliance Capital Asset Mgt. Ltd., 10, 2nd Floor, Eminent Mall The Mall, Amritsat - 143001.

Jayanagar: Shop No. 5, Ground floor, Shri Lakshmi Venkateshwara Complex, 76/11-1, Elephant Rock Road, Jayanagar III Block, Bangalore -560 011

Salt lake: BD25-Sector - I, Salt Lake City 700 064

Kanpur: Ground Floor, Office No. 3, 14/113, Kan Chambers, Kanpur - 208 001. Kochi: 2nd Floor, Thekkekkera Mansion, Opp. Kavitha Theatre, M. G. Road, Kochi-682 035 Kolkata: FMC Fortuna, 5th Floor, 234/3A, AJC Bose Road, Kolkata - 700 020. Dalhousie: 18, British India Street, GF Shop No.14, Dalhousie Kolkata - 700001. Southern Avenue: 200, Sarat Bose Road, Nr. Desh Priya Park, Opp. Post, Office, Ground Floor, Kolkata -700029

Agarwal Millennium Tower, Plot No. 1/2/3 Neetaji Subhush Place, Pritampura, New Delhi 110034

Panipat: No.514, Ward No-4, 1st Floor, Krishna Tower, Opp.Batakh Chowk, G.T. Road, Panipat - 132103 Pune: 301, 3rd Floor, 'Sanas Memories', F.C. Road, Shivaji Nagar, Pune - 411 004 Rajkot: C/o Reliance General Insurance Co. Ltd, 3rd Floor, Business Umpire, Dr Radhakrishnan Road, Near Kathiawad Gymkhana, Rajkot - 360 001 Surat: Reliance Capital Asset Mgt. Ltd., 118, 1st Floor, Jolly Plaza, Athwa Gate Circle, Athwa Gate, Surat - 395 001. Udaipur: C/o. Reliance Web World, Opp. Mira Girls College, Mira Marg, Udaipur-313001 Vijayawada: Dno: 40-1-21/3,3rd Floor, Surya Towers, Upstrairs IKON Electronics,M.G. Road, Vijayawada-520010 Visakhapatnam: Reliance Capital Asset Mgt. Ltd., V R C Complex, 2nd Floor, Beside Andhra Bank ATM Opp to TSR Complex, Dwarkanagar, Visakhapatnam

Marcom/KIMEQ/Ver1.3/09/07/07