Professional Indemnity Insurance
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Professional Indemnity Insurance Marketing, Advertising and Communication Consultants (QBE PI 09 MAC)
•
Breach of confidence and privacy
•
Inadvertent computer virus transmission
We exclude or limit cover for claims arising out of the following:
•
Loss of documents and data
•
Claims and circumstances of which the insured are, or ought reasonably to be, aware
•
Claims made by related entities
•
Fines, penalties and liquidated damages
•
Pollution
•
Claims from outside the policy territory or jurisdiction
•
Dishonest, reckless, fraudulent acts
•
Infringement of a third party’s patent
•
The insureds’ liability to their employees as their employer
•
The insureds’ own property damage
•
The insolvency of the insureds’ business
•
Deliberate or reckless acts of defamation or misleading advertising
•
Claims arising from the outcome of any game promotion, contest or lottery
•
Obscene, blasphemous or pornographic material
•
Stunts and mimicking
up to the limits of indemnity provided by the policy (please check the quotation/policy schedule for further details).
Also included •
What is covered? Our professional indemnity policy for marketing, advertising and communication consultants is a broad civil liability based wording which provides the insured with cover for claims brought against them by third parties during the period of insurance which are the result of work undertaken after the policy’s retroactive date relating to their business activities. The policy also provides tailored cover for the following: •
Negligent misstatement or negligent misrepresentation
•
Product disparagement and breach of advertising regulations
•
Intellectual property rights infringement
•
Dishonesty or fraudulent act of any employee
•
Defamation
•
•
•
All litigation costs and expenses are covered when incurred with our agreement, (costs may be in addition to or inclusive of the limit of indemnity as stated in the quotation/policy schedule). The insureds own irrecoverable fees when we agree that a counter claim is likely and would be successful in the event of your taking legal action to recover such unpaid fees. The rectification costs involved in correcting a fault in the work undertaken by the insured which would otherwise lead to a claim against the insured. Financial compensation per person for every day a director or an employee are required to attend court in connection with a claim covered under the policy.
Intended for broker use only. Please refer to our policy wordings for full terms and conditions and any exclusions that might apply. 896/SUMMARY/MACC/AUG2009 QBE European Operations is a trading name of QBE Insurance (Europe) Limited and QBE Underwriting Limited. QBE Insurance (Europe) Limited and QBE Underwriting Limited are authorised and regulated by the Financial Services Authority. QBE Management Services (UK) Limited and QBE Underwriting Services (UK) Limited are both Appointed Representatives of QBE Insurance (Europe) Limited and QBE Underwriting Limited.
•
Breach of confidence and privacy
•
Inadvertent computer virus transmission
We exclude or limit cover for claims arising out of the following:
•
Loss of documents and data
•
Claims and circumstances of which the insured are, or ought reasonably to be, aware
•
Claims made by related entities
•
Fines, penalties and liquidated damages
•
Pollution
•
Claims from outside the policy territory or jurisdiction
•
Dishonest, reckless, fraudulent acts
•
Infringement of a third party’s patent
•
The insureds’ liability to their employees as their employer
•
The insureds’ own property damage
•
The insolvency of the insureds’ business
•
Deliberate or reckless acts of defamation or misleading advertising
•
Claims arising from the outcome of any game promotion, contest or lottery
•
Obscene, blasphemous or pornographic material
•
Stunts and mimicking
up to the limits of indemnity provided by the policy (please check the quotation/policy schedule for further details).
Also included •
What is covered? Our professional indemnity policy for marketing, advertising and communication consultants is a broad civil liability based wording which provides the insured with cover for claims brought against them by third parties during the period of insurance which are the result of work undertaken after the policy’s retroactive date relating to their business activities. The policy also provides tailored cover for the following: •
Negligent misstatement or negligent misrepresentation
•
Product disparagement and breach of advertising regulations
•
Intellectual property rights infringement
•
Dishonesty or fraudulent act of any employee
•
Defamation
•
•
•
All litigation costs and expenses are covered when incurred with our agreement, (costs may be in addition to or inclusive of the limit of indemnity as stated in the quotation/policy schedule). The insureds own irrecoverable fees when we agree that a counter claim is likely and would be successful in the event of your taking legal action to recover such unpaid fees. The rectification costs involved in correcting a fault in the work undertaken by the insured which would otherwise lead to a claim against the insured. Financial compensation per person for every day a director or an employee are required to attend court in connection with a claim covered under the policy.
Intended for broker use only. Please refer to our policy wordings for full terms and conditions and any exclusions that might apply. 896/SUMMARY/MACC/AUG2009 QBE European Operations is a trading name of QBE Insurance (Europe) Limited and QBE Underwriting Limited. QBE Insurance (Europe) Limited and QBE Underwriting Limited are authorised and regulated by the Financial Services Authority. QBE Management Services (UK) Limited and QBE Underwriting Services (UK) Limited are both Appointed Representatives of QBE Insurance (Europe) Limited and QBE Underwriting Limited.
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