Stanley Chartered
HOMEPLUS Planning for a new home? Sign up your preferred loan with us now!!! *Terms And Conditions Applies
HomePlus BENEFITS… BENEFITS
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Competitive Rates Higher Loan Principle Long Repayment Period NO Collateral & Late Payment Penalty NO Collateral & Late Payment Penalty Convenience Repayment Methods Extensive Insurance Coverage Inclusive Savings & Current Accounts
FIXED RATES… Tenor
Profit Rate
Year 1-5
Fixed at BFR – 2.99%
Year 6-10
Fixed at BFR – 0 99% 0.99%
Year 10-20
Fixed at BFR 0.499%
Year 20-25
Fixed at BFR + 1.39%
Financing Tenor
Up to 25 years
Margin of Financing
89% without MT/HBT* 99% with MT/HBT*
*Mortgage Takaful / Homebuilding Takaful
VARIABLE RATES… Type
Private Residential and HDB Properties p (Minimum Financing amount of SGD100,000 for ZEC and SGD150,000 for ZEC & EPA) Non - ZEC ZEC ZEC & EPA
Effective Rate
Financing Tenor Margin of Financing Selling Price Rate
Year 1 : 1.99% (with MT) Year 1: 2.99% (with MT) BFR - 1.50% (with MT) 2.99% (w/o MT) 4.44% (w/o MT) BFR - 1.40% (w/o MT) Thereafter : BFR – 1.75% † Normal - Up to 30 years or age 60 whichever is earlier † Professionals and graduates - Up to 40 years or age 65 whichever is earlier † Up to 89% without MT & HBT † Up to 99% with MT & HBT Based on prevailing BFR +2.99% or 9.99%, whichever is higher
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Islamic Banking † Banking Activities consistent with Principles of Islamic Law † Practical application through development of Islamic Economics † In accordance with Shariah Rules † Sharing of profit/loss & prohibition of “Riba” † Concepts: Profit sharing, safekeeping, joint venture, p g, j , cost plus & leasing † Excludes alcohol, pork & gambling † Encourage moral purchasing