PF is Povident Fund and ESI is Employee State Insurance. Take a Careful look Suppose Yours salary is 10,000/- and you want to give the detail of your CTC, That would be10,000*12=1,20,000/1,20,000*1.75%=2100/-(E.S.I will not be counted becoz its not reimburse, and after 10,001/-above there will no ESI deducted) 1,20,000*12%=14,400/-(PF amount calculated only of Employer not yours becoz urs is included in your salary.) now Calculate the CTC that would be:1,20,000+14,440=1,34,440/-