Pem Fax Cover Sheet

Paramount Equity Mortgage 8781 Sierra College Blvd Roseville, CA 95661 Phone (916) 218-7083 Efax (888) 652-6789 Facsimile Cover Sheet Date: 1/21/2009 Company: Attention: Linda Guay Fax Number: (619) 449-1197 Subject: Loan Modification From: Albert Cleveland Number of Pages: 15 (including cover sheet) Hello Linda,

Thank you for your time today. The loan modification scenarios include principal balance reductions, locking in fixed interest rates, and, or permanent changes to the length of your mortgage term. These changes are permanent and can be done without impacting your credit rating. I have attached 3 documents to this email for you to review:  Green Credit Solutions (GCS) Application - The application is critical for you to review, please be thorough and detailed ensuring that you’ve included ALL of your monthly living expenses. On page 3 you will find a list of the documents you need to send back with your Application;  Disclosure of our relationship with our Attorney Group;  Examples of hardship letters to serve as a reference as you prepare your own to complete your application. Sincerely, Albert Cleveland