Particulars

Sl. No

Particulars

2000

2

3

1

1 2 3 4 5 6 7 8

Total Deposit Deposit Per Employee (1/29iii) Deposit Per Branch (1/30) Total Investment Investment Per Employee (4/29iii) Investment Per Branch (4/30) (a) Classified Investment (b) % to Total Investment (7a/4) (a) Investment Rescheduled without profit but not Classified (b) % to Total Investment (8a/4)

9

(a) Investment Overdue but not Classified

(b) % to Total Investment (9a/4) (a) Total Non-Performing Investment 10 (7a+8a+9a) (b) % to Total Investment (10a/4) 11 (a) Total Equity (b) % of Equity to Risk Weighted Assets 12 13 14 15 16 17 18

32,112.00 9.38 276.83 29,563.00 8.64 254.85 2,844.30 9.62% 1,970.00 6.66% 103.00 0.35% 4,917.30 16.63% 2,671.06 10.59%

Investment Income (*) Non-Investment Income Total Income (12+13) Profit Paid to Depositors Salary & Allowances Other Operational Exp.

2,530.00 678.00 3,208.00 1,847.00 365.84 665.16

Total Expenditure (15+16+17)

2,878.00

19 Net Profit (14-18)

330.00

20 Income Per Employee (14/29iii)

0.94

21 Expenditure Per Employee (18/29iii)

0.84

22 23 24 25 26 27 28

Net Profit Per Employee (19/29iii) Import Import Per A.D. Branch (23/31) Export Export Per A.D. Branch (25/31) Remittance Total Foreign Exchange Business (23+25+27)

29 (i) Employees (Other than RDS) (ii) RDS Employees (iii) Total Number of Employees (i+ii) 30 Number of Branches 31 Number of A.D. Branches Note: * including Compensation i)

Fixed Assets as on 31.12.2005:

0.10 25,327.00 1,055.29 16,889.00 703.71 7,644.00 49,860.00 2,969 453 3,422 116 24

Cost (Less accumulated Dep.)

Revaluation amount Total

Sl. No

Particulars

2000

1

2

3

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23

Total Deposit Deposit Per Employee (1/25) Deposit Per Branch (1/26) Total Investment Investment Per Employee (4/25) Investment Per Branch (4/26) Total Equity Investment Income (*) Non-Investment Income Total Income (8+9) Profit Paid to Depositors Salary & Allowances Other Operational Exp. Total Expenditure (11+12+13) Net Profit (10-14) Income Per Employee (10/25) Expenditure Per Employee (14/25) Net Profit Per Employee (15/25) Import Import Per A.D. Branch (19/27) Export Export Per A.D. Branch (21/27) Remittance Total Foreign Exchange Business 24 (19+21+23) 25 Total Number Employees 26 Number of Branches

32,112.00 9.38 276.83 29,563.00 8.64 254.85 2,671.06 2,530.00 678.00 3,208.00 1,847.00 365.84 665.16 2,878.00 330.00 0.94 0.84 0.10 25,327.00 1,055.29 16,889.00 703.71 7,644.00 49,860.00 3,422 116

27 Number of A.D. Branches Note: * including Compensation i)

Fixed Assets as on 31.12.2005:

24

Cost (Less accumulated Dep.)

Revaluation amount Total

ii)

Right Share issued in: 1st 2nd 3rd 4th

37,716.26 15,511.26 66,991.05 64,014.81 92.00 92.00 1,162.00 1,095.00 224.00 227.00 372.00 417.90 311.66 23,145.00 211,371.94

Islami Bank Bangladesh Limited, FAD, Head Office.

2001

Growth in 2001 over 2000

2002

Growth in 2002 over 2001

2003

Growth in 2003 over 2002

4

5

6

7

8

9

41,732.00 10.89 344.89 37,649.00 9.83 311.15 3,126.63 8.30%

29.96% 16.08% 24.59% 27.35% 13.76% 22.09% 9.93%

56,246.00 13.24 439.42 49,186.00 11.58 384.27 3,730.75 7.58%

34.78% 21.52% 27.41% 30.64% 17.79% 23.50% 19.32%

70,553.00 15.10 500.38 62,756.00 13.43 445.08 4,803.41 7.65%

2,217.53

12.56%

2,203.53

-0.63%

2,384.73

5.89% 240.95

4.48% 133.94%

0.64% 5,585.11

13.58%

6,253.99

32.68%

9.24%

3,540.52

508.32

59.00%

0.81% 11.98%

12.71% 12.06%

8.22%

3.80%

0.65%

14.83% 2,993.24

319.71

25.44% 14.06% 13.87% 27.59% 16.01% 15.83% 28.75%

7,696.46

23.06%

12.26% 18.28%

8.64%

5,266.47

48.75%

9.43%

3,481.00 778.00 4,259.00 2,187.00 430.40 1,065.60

37.59% 14.75% 32.76% 18.41% 17.65% 60.20%

4,334.00 900.00 5,234.00 2,714.00 505.00 1,021.00

24.50% 15.68% 22.89% 24.10% 17.33% -4.19%

5,781.00 1,060.00 6,841.00 3,571.00 607.05 1,860.95

33.39% 17.78% 30.70% 31.58% 20.21% 82.27%

3,683.00

27.97%

4,240.00

15.12%

6,039.00

42.43%

576.00

74.55%

994.00

72.57%

802.00

-19.32%

1.11

18.59%

1.23

10.80%

1.46

18.84%

0.96

14.31%

1.00

3.80%

1.29

29.51%

0.15

55.91%

0.23

55.59%

0.17

-26.64%

25,907.00

2.29%

33,788.00

30.42%

46,237.00

36.84%

925.25

-12.32%

1,165.10

25.92%

1,491.52

28.02%

16,082.00

-4.78%

16,673.00

3.67%

21,738.00

30.38%

574.36

-18.38%

574.93

0.10%

701.23

21.97%

9,879.00

29.24%

14,670.00

48.50%

16,668.00

13.62%

51,868.00

4.03%

65,131.00

25.57%

84,643.00

29.96%

3,392

14.25%

3,751

10.58%

4,034

7.54%

439 3,831 121 28

-3.09% 11.95% 4.31% 16.67%

498 4,249 128 29

13.44% 10.91% 5.79% 3.57%

639 4,673 141 31

28.31% 9.98% 10.16% 6.90%

(Amount in Million Taka) 1,178.33 aluation amount 1,433.56 Total 2,611.89

ii) Right Share issued in:

(Less accumulated Dep.)

1st 2nd 3rd 4th

(Amount in Million Taka) Year 1989 1996 2000 2003 (Capitalised on 08.11.2003

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka

2001 4

Growth in 2001 over 2000 5

2002

Growth in 2002 over 2001

2003

6

7

8

Growth in 2003 over 2002 9

41,732.00 10.89 344.89 37,649.00 9.83 311.15 2,993.24 3,481.00 778.00 4,259.00 2,187.00 430.40 1,065.60 3,683.00 576.00 1.11 0.96 0.15 25,907.00 925.25 16,082.00 574.36 9,879.00

29.96% 16.08% 24.59% 27.35% 13.76% 22.09% 12.06% 37.59% 14.75% 32.76% 18.41% 17.65% 60.20% 27.97% 74.55% 18.59% 14.31% 55.91% 2.29% -12.32% -4.78% -18.38% 29.24%

56,246.00 13.24 439.42 49,186.00 11.58 384.27 3,540.52 4,334.00 900.00 5,234.00 2,714.00 505.00 1,021.00 4,240.00 994.00 1.23 1.00 0.23 33,788.00 1,165.10 16,673.00 574.93 14,670.00

34.78% 21.52% 27.41% 30.64% 17.79% 23.50% 18.28% 24.50% 15.68% 22.89% 24.10% 17.33% -4.19% 15.12% 72.57% 10.80% 3.80% 55.59% 30.42% 25.92% 3.67% 0.10% 48.50%

70,553.00 15.10 500.38 62,756.00 13.43 445.08 5,266.47 5,781.00 1,060.00 6,841.00 3,571.00 607.05 1,860.95 6,039.00 802.00 1.46 1.29 0.17 46,237.00 1,491.52 21,738.00 701.23 16,668.00

25.44% 14.06% 13.87% 27.59% 16.01% 15.83% 48.75% 33.39% 17.78% 30.70% 31.58% 20.21% 82.27% 42.43% -19.32% 18.84% 29.51% -26.64% 36.84% 28.02% 30.38% 21.97% 13.62%

51,868.00

4.03%

65,131.00

25.57%

84,643.00

29.96%

3,831 121

11.95% 4.31%

4,249 128

10.91% 5.79%

4,673 141

9.98% 10.16%

28

16.67%

29

3.57%

31

6.90%

(Amount in Million Taka) 1,178.33 aluation amount 1,433.56 Total 2,611.89 (Less accumulated Dep.)

(Amount in Million Taka) Year Amount 1989 80.00 1996 160.00 2000 320.00 2003 1,280.00

iii) Bonus

(Capitalised (Capitalised (Capitalised (Capitalised

on on on on

13.05.1990 09.12.1996 01.03.2001 08.11.2003

Share issued in

ad Office. (Amount in Million Taka) 2004

Growth in 2004 over 2003

2005 (Provisional)

Growth in 2005 over 2004

Target, 2006

Targeted growth

10

11

12

13

14

15

88,452.00 16.67 585.77 83,894.00 15.81 555.59 5,247.95 6.26% 2,432.93

25.37% 10.41% 17.07% 33.68% 17.73% 24.83% 9.25% 2.02%

2.90% 1,216.46

139.31%

90.72%

1,500.00

15.60%

9,187.05

23.31%

9.21%

8,272.50

5,000.00

30.24% 10.47% 16.46% 24.33% 5.46% 11.18% 25.04% 7.76%

2,000.00

33.33%

1.57% 3.26%

8.99% 27.05%

141,000.00 19.28 746.03 127,000.00 17.37 671.96 3,810.00 3.00%

3.94%

1.47%

10.61% 6,691.12

4,640.00

22.40% 4.71% 9.36% 21.75% 4.16% 8.79% -41.94%

4.54%

1.45% 8,897.34

108,263.00 17.46 640.61 102,145.00 16.47 604.41 3,047.05 2.98%

10,810.00

17.67%

8.51% 23.63%

9.34%

9,200.00

11.21%

8.11%

6,799.00 1,401.00 8,200.00 4,013.00 852.66 1,491.34

17.61% 32.17% 19.87% 12.38% 40.46% -19.86%

8,334.00 2,140.00 10,474.00 5,883.00 957.00 1,541.00

22.58% 52.75% 27.73% 46.60% 12.24% 3.33%

10,400.00 3,300.00 13,700.00 7,100.00 1,350.00 2,250.00

24.79% 54.21% 30.80% 20.69% 41.07% 46.01%

6,357.00

5.27%

8,381.00

31.84%

10,700.00

27.67%

1,843.00

129.80%

2,093.00

13.56%

3,000.00

43.33%

1.55

5.57%

1.69

9.28%

1.87

10.94%

1.20

-7.29%

1.35

12.79%

1.46

8.29%

0.35

102.39%

0.34

-2.84%

0.41

21.58%

59,804.00

29.34%

74,525.00

24.62%

108,000.00

44.92%

1,812.24

21.50%

2,129.29

17.49%

2,700.00

26.80%

29,192.00

34.29%

36,169.00

23.90%

49,000.00

35.48%

884.61

26.15%

1,033.40

16.82%

1,225.00

18.54%

23,669.00

42.00%

36,948.00

56.10%

59,000.00

59.68%

112,665.00

33.11%

147,642.00

31.05%

216,000.00

46.30%

4,575

13.41%

5,335

16.61%

5,972

11.94%

731 5,306 151 33

14.40% 13.55% 7.09% 6.45%

867 6,202 169 35

18.60% 16.89% 11.92% 6.06%

1,340 7,312 189 40

54.56% 17.90% 11.83% 14.29%

mount in Million Taka) Amount 80.00 160.00 320.00 1,280.00 pitalised on 08.11.2003)

iii) Bonus

Share issued in :

(Amount in Million Taka) Year Amount 1st 2003 384.00 2nd 2004 460.80 (Capitalised on 28.12.2005)

n

(Amount in Million Taka) 2004 10

Growth in 2004 over 2003 11

2005 12

Growth in 2005 over 2004 13

Target, 2006

Targeted growth

14

15

88,452.00 16.67 585.77 83,894.00 15.81 555.59 6,691.12 6,799.00 1,401.00 8,200.00 4,013.00 852.66 1,491.34 6,357.00 1,843.00 1.55 1.20 0.35 59,804.00 1,812.24 29,192.00 884.61 23,669.00

25.37% 10.41% 17.07% 33.68% 17.73% 24.83% 27.05% 17.61% 32.17% 19.87% 12.38% 40.46% -19.86% 5.27% 129.80% 5.57% -7.29% 102.39% 29.34% 21.50% 34.29% 26.15% 42.00%

108,263.00 17.46 640.61 102,145.00 16.47 604.41 8,272.50 8,334.00 2,140.00 10,474.00 5,883.00 957.00 1,541.00 8,381.00 2,093.00 1.69 1.35 0.34 74,525.00 2,129.29 36,169.00 1,033.40 36,948.00

22.40% 4.71% 9.36% 21.75% 4.16% 8.79% 23.63% 22.58% 52.75% 27.73% 46.60% 12.24% 3.33% 31.84% 13.56% 9.28% 12.79% -2.84% 24.62% 17.49% 23.90% 16.82% 56.10%

139,000.00 19.01 735.45 127,800.00 17.48 676.19 9,200.00 10,700.00 3,200.00 13,900.00 7,300.00 1,350.00 2,250.00 10,900.00 3,000.00 1.90 1.49 0.41

57,600.00

28.39% 8.90% 14.80% 25.12% 6.12% 11.88% 11.21% 28.39% 49.53% 32.71% 24.09% 41.07% 46.01% 30.06% 43.33% 12.56% 10.31% 21.58% 50.29% 31.50% 26.90% 11.04% 55.89%

112,665.00

33.11%

147,642.00

31.05%

215,500.00

45.96%

5,306 151

13.55% 7.09%

6,202 169

16.89% 11.92%

7,312 189

17.90% 11.83%

112,000.00

2,800.00 45,900.00

1,147.50

33

1st 2nd

6.45%

35

(Amount in Million Taka) Year Amount 2003 384.00 2004 460.80

6.06%

40

(Capitalised on 29.11.2004) (Capitalised on 28.12.2005)

14.29%

13.41%

Productivity Position & Profitability Position: Productivity Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10

Bank

(Amount in million Taka)

Deposit per Employee. 2003 3

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Average

14.97 26.36 27.99 12.71 39.30 7.25 17.02 11.85 39.30 19.68

2004 4 16.56 31.40 33.45 13.58 52.54 8.29 16.40 12.33 52.54 23.07

Investment/Advances per Employee. 2003 5 12.63 21.23 22.17 10.19 26.22 5.32 12.76 8.73 26.22 14.90

2004 6 14.30 25.97 26.35 10.71 37.35 5.74 9.85 9.44 37.35 17.46

Total Income per Employee 2003 7

2004 8 1.44 3.86 3.96 1.66 4.84 0.72 1.86 1.46 4.84 2.48

1.56 4.01 3.64 1.74 5.90 0.72 1.74 1.50 5.90 2.60

Note: IBBL's position is below than the Average figure of Deposit per employee, Investment per employee & Total Income per employee.

Profitability Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10

Bank

Return on Assets (Net Profit Return on Equity Ratio (Net Profit before Tax/ Total Assets) before Tax/ Total Equity) 2003 3 0.98% 3.18% 2.40% 0.94% 1.91% 0.79% 0.14% 0.86% 3.18% 1.40%

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Average

2004 4 1.80% 3.29% 1.61% 1.38% 2.03% 0.53% 0.58% 3.12% 3.29% 1.79%

2003 5 15.23% 39.32% 42.72% 17.61% 33.63% 16.08% 3.49% 24.69% 42.72% 24.09%

2004 6 27.54% 42.98% 32.87% 23.18% 34.92% 10.38% 12.93% 56.01% 56.01% 30.10%

Income Expense Ratio (Total Income/ Total Expenses) 2003 7 113.57% 134.50% 125.05% 110.23% 122.08% 110.71% 101.60% 108.96% 134.50% 115.84%

Earning Per Share (Net Profit after Tax/ No. of Shares) (Taka)

2004 8 128.71% 142.19% 121.68% 115.00% 126.72% 107.63% 106.76% 143.67% 143.67% 124.04%

2003 9 195.52 375.5 453.8 170.7 1,039.70 949.2 36.30 56.1 1,039.70 409.60

2004 10 518.59 611.9 435.2 329.3 1,169.30 673.5 181.9 792.2 1,169.30 588.99

100 100 100 100 100 100 100

Note: i) Return on Equity Ratio & Earning per Share ( Net Profit after Tax/ No. of Shares) : IBBL's position is below than the average figure. ii) Income Expense Ratio : IBBL's position is higher than the average figure.

Productivity Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank 2

(Amount in million Taka)

Deposit per Employee. 2003 3

IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

14.97 26.36 27.99 12.71 39.30 7.25 17.02 11.85 39.30 7.25 19.68

2004 4 16.56 31.40 33.45 13.58 52.54 8.29 16.40 12.33 52.54 8.29 23.07

Investment/Advances per Employee. 2003 5 12.63 21.23 22.17 10.19 26.22 5.32 12.76 8.73 26.22 5.32 14.90

2004 6 14.30 25.97 26.35 10.71 37.35 5.74 9.85 9.44 37.35 5.74 17.46

Fixed Assets per Employee 2003 7

Total Income per Employee

2004 8 0.44 0.34 0.41 0.41 0.40 0.12 0.18 0.41 0.44 0.12 0.34

2003 9 0.48 0.36 0.38 0.42 0.81 0.11 0.16 0.38 0.81 0.11 0.39

Note: Employee wise activity /Productivity has been calculated considering regular employees

Employees Position: Sl. Bank No. 1 2 1 IBBL (i) Regular Employees (ii) RDS Employees

Employees 2003 2004 3 4

(iii) Other Temporary Employees (iv) Total Number of Employees (i+ii+iii)

2 3

Prime Bank Ltd South East Bank Ltd. (i) Employees-Banking (ii) Employees-Non Banking (iii) Total Number of Employees (i+ii)

4 5 6 7 8

National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. (i) Executive (ii) Officer (iii) Staff (iv) Total Number of Employees (i+ii+iii)

3,752 639 282

4,261 731 314

4,673

5,306

777

894

586 115

685 150

701

835

2,185 436 4,943 1,602

2,133 401 4,797 1,726

164 943 585

178 1,032 593 1,692

1,803

21100

205249 81.xls Modi_CH

Total Expenses per Employee

2004 10 1.44 3.86 3.96 1.66 4.84 0.72 1.86 1.46 4.84 0.72 2.48

2003 11 1.56 4.01 3.64 1.74 5.90 0.72 1.74 1.50 5.90 0.72 2.60

2004 12 1.26 2.87 3.16 1.50 3.97 0.65 1.83 1.34 3.97 0.65 2.08

1.21 2.82 3.00 1.51 4.66 0.67 1.63 1.05 4.66 0.67 2.07

Islami Bank Bangladesh Limited International Banking Wing Treasury & Fund Management Division Head Office, Dhaka

Amount in Million Taka

Sl. No.

Name of the Bank

1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38

2 Agrani Bank Al-Arafah Islami Bank Ltd AB Bank Ltd. Bank Alfalah Bank Asia Ltd. BASIC Bank ltd. BRAC Bank Ltd. Dhaka Bank Ltd. Dutch- Bangla Bank Ltd. EXIM Habib Bank IBBL Mercantile Bank Ltd. Mutual Trust Bank Ltd. National Bank Ltd. NCC Bank Ltd. Premier Bank Prime Bank Ltd. Pubali Bank Ltd. Sonali Bank Southeast Bank Ltd. Shahjalal Islami Bank Ltd. Standard Bank Ltd. State Bank of India The City bank Ltd. Trust Bank Ltd. Citibank, N.A Woori Bank Ltd Bangladesh Krishi Bank Bangladesh Shilpa Bank First Security Bank Ltd. Jamuna Bank Ltd. Eastern Bank Ltd. Uttara Bank Ltd. Jamata Bank Ltd. Social Islami Bank Ltd. ICB Islami Bank Ltd. IFIC Bank Ltd.

Paid- up Capital as on 31.12.2008

Paid- up Capital as on 31.12.2007

CAR as on 31.12.2008 100

3 2484.20 1383.81 2229.79 1604.56 1743.75 1309.77 1584.00 1934.25 1000.00 2677.75 1387.73 4752.00 1798.68 1496.88 1872.72 1757.62

4 2484.20 1153.18 743.26 1302.94 1395.00 1247.40 1200.00 1547.40 202.14 2142.20

5

3801.60 1498.90 997.92 1208.21 1352.01

10.72%

2843.75 2940.00 9000.00 2852.20 2245.98 2203.41 2001.44 1366.20 1540.00 3977.42 1357.61 3500.00 2000.00 2300.00 1313.27 1386.90 798.66 2593.90 1309.88 6647.02 1341.43

2275.00 2100.00 9000.00 2281.76 1871.65 1967.33 1468.49

10.88%

1166.67

12.81%

9.23% 20.27% 11.24% 11.98% 12.76% 11.85% 10.96% 10.79% 51.00% 10.30% 10.39% 13.42% 10.61%

13.14% 11.12% 13.81% 15.43% 26.79%

28.56%

1095.68 3500.00 2000.00 1000.00 582.21 1035.00 399.33 2593.90 1119.56 519.11 670.72

16.49% 11.91% 12.71% 11.83% 9.62% 10.87% -144.15% 12.45%

21100

20524981.xls CAPI

Page 01 of 02

Page 02 of 02

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Important Ratio/Productivity of Banks for the Year 2006 (Amount in million Taka) Sl. Particulars No.

IBBL

Pubali Bank Ltd.

First Security Bank Ltd.

9

5,457.00 390.98 493.12 6,766.10 206.00 3,379.64 10,351.74

7,853.76 1,272.32 807.27 2,079.59 149.60 1,604.85 3,834.04

1,921.24 114.46 104.87 219.33 282.28 1,499.28 2,000.89

4,889.37 367.66 230.81 598.47 130.79 2,047.14 2,776.40

2,223.26 133.20 171.81 305.01 38.56 1,371.36 1,714.93

4,869.68 497.11 529.90 1,027.01 171.79 1,634.64 2,833.44

4,671.10 381.46 322.46 703.92 47.58 1,395.88 2,147.38

4,631.40 447.36 342.70 790.06 71.00 2,662.58 3,523.64

3,774.27 225.74 290.26 516.00 104.78 2,186.40 2,807.18

2,206.12 163.10 160.04 323.14 75.00 1,149.94 1,548.08

1 2 3 4 5 6 7

Total Income Salary & Allowances Other operating expenses subTotal Admin & O/H Exp. (2+3) Provision for Bad & Doubtful Inv. Profit (interest) Paid on Deposits Total Expenditure (2+3+4+5+6)

12 Rates,taxes,insurance & electricity

177.27

81.64

111.80

40.35

119.26

113.99

97.90

111.45

37.13

57.21

49.78

61.19

65.02

86.06

70.91

38.02

12

15 Legal expenses 17 Director's fees Stationery , printing, advertisement 18 etc. Postage 19 stamps,telecommunication etc. 16 Chief Executive salary 8 %of Salary to total income % of Other operating exp.to total 9 income % of profit (interest) paid to 10 depositor to total income %of Provision for Bad & Doubtful 11 Inv. to total income % of Rates ,taxes, insurance & electricity to Admin. & overhead 13 exp. % of Rates ,taxes, insurance & 14 electricity to total expenditure.

10.96 8.10

0.15 1.17

1.27 0.95

2.71 3.87

10.56 2.81

4.95 2.73

4.31 1.36

18.71 3.66

1.50 1.47

4.02 1.18

0.27 0.67

8.56 0.79

6.15

5.05 1.74

1.59 0.56

0.30 2.40

15 17

77.56

30.36

27.22

9.60

35.64

63.38

72.50

42.45

6.01

19.26

8.79

100.20

60.05

44.67

22.32

16.83

18

%of Chief Executive salary to total expenditure. %of Directors fees to total 22 expenditure. % of Stationery , printing, 23 advertisement etc to total expenditure. % of postage, 24 stamps,telecommunication etc to total expenditure. 21

15

(Amount in million Taka) DutchPremier Bangla Bank Bank Ltd.

Mercantile Bank Asia Standard Sl. No. Particulars Bank Ltd. Ltd. Bank Ltd.

8

20 %of Legal exp. to total expenditure.

14

EXIM

8,430.82 561.93 539.14 17,177.02 210.00 3,698.44 21,085.46

10

13

BRAC Bank Ltd.

6,953.32 911.92 1,220.34 2,132.26 31.70 2,449.77 4,613.73

7

12

Trust Bank Ltd.

2,172.47 253.06 129.94 383.00 114.30 819.71 1,317.01

5

11

NCC Bank Ltd.

5,413.00 563.56 1,375.92 1,939.48 162.50 2,762.84 4,864.82

3

6

National Prime Dhaka Bank Ltd. Bank Ltd. Bank Ltd.

6,766.10 249.31 409.51 658.82 415.00 4,044.63 5,118.45

Total Income Salary & Allowances Other operating expenses SubTotal Admin & O/H Exp. (2+3) Provision for Bad & Doubtful Inv. Profit (interest) Paid on Deposits Total Expenditure (2+3+4+5+6)

4

Al-Arafah Islami bank Ltd

17,177.02 1,848.28 855.42 2,703.70 83.00 8,019.33 10,806.03

1

1 2 3 4 5 6 7

2

Southeast Bank Ltd.

Arab Bangladesh Bank Ltd.

16

17

18

1

77.95

51.37

34.26

13.60

38.33

47.69

35.30

49.26

4.77

20.73

16.05

70.99

59.89

23.13

22.32

11.59

19

2.94 10.76%

3.79 3.68%

5.11 10.41%

2.60 11.65%

5.22 13.11%

6.40 6.67%

6.82 7.16%

4.20 16.20%

5.44 5.96%

2.73 7.52%

5.03 5.99%

7.16 10.21%

27.11 8.17%

5.50 9.66%

5.45 5.98%

2.92 7.39%

16 8

4.98%

6.05%

25.42%

5.98%

17.55%

6.39%

9.04%

10.28%

5.46%

4.72%

7.73%

10.88%

6.90%

7.40%

7.69%

7.25%

46.69%

59.78%

51.04%

37.73%

35.23%

43.87%

61.93%

20.43%

78.04%

41.87%

61.68%

33.57%

29.88%

57.49%

57.93%

52.12%

0.48%

6.13%

3.00%

5.26%

0.46%

2.49%

3.77%

1.90%

14.69%

2.67%

1.73%

3.53%

1.02%

1.53%

2.78%

3.40%

6.56%

12.39%

5.76%

10.54%

5.59%

0.66%

1.45%

5.36%

16.93%

9.56%

16.32%

5.96%

9.24%

10.89%

13.74%

11.77%

1.64%

1.60%

2.30%

3.06%

2.58%

0.54%

0.95%

2.91%

1.86%

2.06%

2.90%

2.16%

3.03%

2.44%

2.53%

2.46%

14

0.10%

0.00%

0.03%

0.21%

0.23%

0.02%

0.04%

0.49%

0.07%

0.14%

0.02%

0.30%

0.29%

0.14%

0.06%

0.02%

20

0.03%

0.07%

0.11%

0.20%

0.11%

0.03%

0.07%

0.11%

0.27%

0.10%

0.29%

0.25%

1.26%

0.16%

0.19%

0.19%

21

0.07%

0.02%

0.02%

0.29%

0.06%

0.01%

0.01%

0.10%

0.07%

0.04%

0.04%

0.03%

0.00%

0.05%

0.02%

0.16%

22

0.72%

0.59%

0.56%

0.73%

0.77%

0.30%

0.70%

1.11%

0.30%

0.69%

0.51%

3.54%

2.80%

1.27%

0.80%

1.09%

23

0.72%

1.00%

0.70%

1.03%

0.83%

0.23%

0.34%

1.28%

0.24%

0.75%

0.94%

2.51%

2.79%

0.66%

0.80%

0.75%

24

9 10 11

13

2

19

22

23

HSBC 24

Standard Chartered Bank Ltd. 25

State Bank of India

BANK Alfalah

Habib Bank

Woori Bank Ltd 29

Agrani Bank

Sonali Bank

30

31

27

28

2,993.48 158.53 156.86 315.39 95.00 1,708.63 2,119.02

5,217.41 772.00 380.64 1,152.64 841.67 2,570.08 4,564.39

1,256.29 130.85 111.95 242.80 12.30 460.88 715.98

4,671.10 381.46 322.46 703.92 47.58 1,395.88 2,147.38

10,194.20 969.84 1,320.13 2,289.97 566.07 1,971.74 4,827.78

827.65 27.73 78.33 106.06 16.28 421.02 543.36

590.13 53.74 78.86 132.60 4.75 332.38 469.73

333.75 28.60 33.42 62.02 6.91 79.61 148.54

724.36 18.93 38.84 57.77 40.67 220.31 318.75

12,331.29 2,511.99 650.67 3,162.66 603.13 5,586.81 9,352.60

23,131.67 3,717.70 1,368.76 5,086.46 30,108.00 15,039.41 50,233.87

2,870.32 292.20 170.25 462.45 80.39 1,315.87 1,858.71

Rates,taxes,insurance & electricity

111.35

77.55

37.13

122.37

38.01

65.02

139.97

19.42

23.60

8.63

6.91

232.08

315.12

44.16

Legal expenses Director's fees Stationery , printing, advertisement etc. Postage, stamps,telecommunication etc. Chief Executive salary %of Salary & to total income % of Other operating exp.to total income % of profit (interest) paid to depositor to total income %of Provision for Bad & Doubtful Inv. to total income % of Rates ,taxes, insurance & electricity to Admin. & overhead exp. % of Rates ,taxes, insurance & electricity to total expenditure.

0.85

2.65 1.01

0.53 0.43

7.79 1.02

1.71

6.15

12.79

0.12

0.50

0.84

0.12 -

15.49 0.67

75.47 0.81

1.38 0.42

53.83

40.81

13.13

33.52

11.54

60.05

193.51

5.32

17.68

1.61

4.00

66.89

99.99

18.18

32

20.11

20.01

12.67

28.71

5.23

59.89

143.34

2.24

4.35

77.95

0.76

74.23

84.85

21.67

6.03 10.21%

4.20 7.96%

2.40 5.30%

4.24 14.80%

3.87 10.42%

27.11 8.17%

9.40 9.51%

3.35%

7.04 9.11%

5.31 8.57%

8.08 2.61%

20.37%

0.19 16.07%

1.91 10.18%

8.87%

6.38%

5.24%

7.30%

8.91%

6.90%

12.95%

9.46%

13.36%

10.01%

5.36%

5.28%

5.92%

5.93%

60.06%

59.65%

57.08%

49.26%

36.69%

29.88%

19.34%

50.87%

56.32%

23.85%

30.41%

45.31%

65.02%

45.84%

5.88%

6.57%

3.17%

16.13%

0.98%

1.02%

5.55%

1.97%

0.80%

2.07%

5.61%

4.89%

130.16%

2.80%

11.26%

15.71%

35.45%

3.50%

49.12%

16.19%

4.28%

105.08%

28.00%

92.24%

86.17%

1.93%

1.28%

18.61%

2.53%

2.66%

1.75%

2.68%

5.31%

3.03%

2.90%

3.57%

5.02%

5.81%

2.17%

2.48%

0.63%

2.38%

0.02%

0.09%

0.03%

0.17%

0.24%

0.29%

0.26%

0.02%

0.11%

0.57%

0.04%

0.17%

0.15%

0.07%

0.14%

0.14%

0.11%

0.09%

0.54%

1.26%

0.19%

0.00%

1.50%

3.57%

2.53%

0.00%

0.00%

0.10%

0.00%

0.03%

0.02%

0.02%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.01%

0.00%

0.02%

1.22%

1.40%

0.62%

0.73%

1.61%

2.80%

4.01%

0.98%

3.76%

1.08%

1.25%

0.72%

0.20%

0.98%

1.77%

1.76%

1.62%

0.30%

5.35%

2.22%

0.73%

9.07%

1.02%

13.96%

5.04%

0.76%

0.12%

1.24%

100 100 100 100 100 100 100

21100

20524981.xls Per Taka Income_8 Banks

BASIC Bank ltd.

26

3,622.06 288.47 231.13 519.60 238.00 2,160.38 2,917.98

%of Chief Executive salary to total expenditure. %of Directors fees to total expenditure. % of Stationery , printing, advertisement etc to total expenditure. % of postage stamps,telecommunication etc to total expenditure.

21

Commercial The City bank bank of Ltd. ceylon Ltd.

5,181.14 529.17 459.49 988.66 304.69 3,112.01 4,405.36

%of Legal exp. To total expenditure.

20

Mutual Trust Bank Ltd.

Page 01 of 01 Islami Bank Bangladesh Limited International Banking Wing Treasury & Fund Management Division Head Office, Dhaka

Agenda # 13. Cost Free Deposit of different Banks as on 31.12.2008 (Amount in Million Taka) Sl. No. 1

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41

20524981.xls Cost Free Deposit

Name of Bank

Total Deposit

Cost Free Deposit

2

3

4

1,171.00 73,341.00 24,656.00 44,501.00 3,166.00 43,586.00 328,997.00 27,114.00 57,997.00 6,172.00 10,014.00 47,961.00 29,900.00 198,636.00 40,540.00 19,754.00 42,296.00 19,214.00 24,777.00 42,110.00 135,921.00 8,821.00 70,544.00 37,368.00 38,140.00 23,009.00 34,902.00 25,643.00 27,102.00 20,924.00 53,375.00 41,546.00 48,731.00 166,325.00 5,683.00 31,948.00 22,618.00 55,474.00 30,004.00 23,504.00 17,194.00

841.00 36,972.00 11,750.00 15,458.00 1,035.00 14,015.00 92,654.00 7,186.00 14,749.00 1,388.00 2,105.00 9,591.00 5,947.00 37,392.00 7,625.00 3,668.00 7,782.00 3,516.00 4,458.00 7,538.00 24,231.00 1,477.00 11,767.00 6,009.00 6,111.00 3,452.00 5,035.00 3,689.00 3,896.00 2,980.00 7,557.00 5,523.00 6,341.00 20,933.00 701.00 3,158.00 1,966.00 4,628.00 2,212.00 1,382.00 965.00

Woori Bank Ltd Standard Chartered Bank Ltd. Citibank, N.A. HSBC Habib Bank Uttara Bank Ltd. Sonali Bank Premier Bank Pubali Bank Ltd. State Bank of India Commercial Bank of Ceylon Ltd. National Bank Ltd. IFIC Bank Ltd. Janata Bank Ltd. The City bank Ltd. Social Investment Bank Ltd. United Commercial Bank Ltd. Standard Bank Ltd. Mutual Trust Bank Ltd. Dutch- Bangla Bank Ltd. Agrani Bank Bank Alfalah Prime Bank Ltd. BRAC Bank Ltd. Mercantile Bank Ltd. Al-Arafah Islami Bank Ltd NCC Bank Ltd. One Bank Ltd. Trust Bank Ltd. Jumana Bank Ltd. Arab Bangladesh Bank Ltd. EXIM Dhaka Bank Ltd. IBBL Bangladesh Commerce Bank Ltd. BASIC Bank ltd. Shahjalal Islami Bank Ltd. Southeast Bank Ltd. Bank Asia Ltd. First Security Bank Ltd. The Oriental Bank Ltd.(ICB Islami Bank)

% of total Deposit to cost free deposit 5

72% 50% 48% 35% 33% 32% 28% 27% 25% 22% 21% 20% 20% 19% 19% 19% 18% 18% 18% 18% 18% 17% 17% 16% 16% 15% 14% 14% 14% 14% 14% 13% 13% 13% 12% 10% 9% 8% 7% 6% 6%

Page 01 of 01 Islami Bank Bangladesh Limited International Banking Wing Treasury & Fund Management Division Head Office, Dhaka

Agenda # 13. Cost Free Deposit of different Banks as on 31.12.2008: (Amount in Million Taka) Sl. No. 1

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48

20524981.xls Per Taka income

Name of Bank

Total Deposit

Cost Free Deposit

2

3

4

1,171.00 73,341.00 24,656.00 44,501.00 3,166.00 43,586.00 328,997.00 27,114.00 57,997.00 6,172.00 10,014.00 47,961.00 29,900.00 198,636.00 40,540.00 19,754.00 42,296.00 19,214.00 24,777.00 42,110.00 135,921.00 8,821.00 70,544.00 37,368.00 38,140.00 23,009.00 34,902.00 25,643.00 27,102.00 20,924.00 53,375.00 41,546.00 48,731.00 166,325.00 5,683.00 31,948.00 22,618.00 55,474.00 30,004.00 23,504.00 17,194.00

841.00 36,972.00 11,750.00 15,458.00 1,035.00 14,015.00 92,654.00 7,186.00 14,749.00 1,388.00 2,105.00 9,591.00 5,947.00 37,392.00 7,625.00 3,668.00 7,782.00 3,516.00 4,458.00 7,538.00 24,231.00 1,477.00 11,767.00 6,009.00 6,111.00 3,452.00 5,035.00 3,689.00 3,896.00 2,980.00 7,557.00 5,523.00 6,341.00 20,933.00 701.00 3,158.00 1,966.00 4,628.00 2,212.00 1,382.00 965.00

Woori Bank Ltd Standard Chartered Bank Ltd. Citibank, N.A. HSBC Habib Bank Uttara Bank Ltd. Sonali Bank Premier Bank Pubali Bank Ltd. State Bank of India Commercial Bank of Ceylon Ltd. National Bank Ltd. IFIC Bank Ltd. Janata Bank Ltd. The City bank Ltd. Social Investment Bank Ltd. United Commercial Bank Ltd. Standard Bank Ltd. Mutual Trust Bank Ltd. Dutch- Bangla Bank Ltd. Agrani Bank Bank Alfalah Prime Bank Ltd. BRAC Bank Ltd. Mercantile Bank Ltd. Al-Arafah Islami Bank Ltd NCC Bank Ltd. One Bank Ltd. Trust Bank Ltd. Jumana Bank Ltd. Arab Bangladesh Bank Ltd. EXIM Dhaka Bank Ltd. IBBL Bangladesh Commerce Bank Ltd. BASIC Bank ltd. Shahjalal Islami Bank Ltd. Southeast Bank Ltd. Bank Asia Ltd. First Security Bank Ltd. The Oriental Bank Ltd.(ICB Islami Bank)

% of total Deposit to cost free deposit 5

72% 50% 48% 35% 33% 32% 28% 27% 25% 22% 21% 20% 20% 19% 19% 19% 18% 18% 18% 18% 18% 17% 17% 16% 16% 15% 14% 14% 14% 14% 14% 13% 13% 13% 12% 10% 9% 8% 7% 6% 6% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Provisional

Statement of Large Investments (Loans and Advances) as on 31.12.2006 of different Banks (Amount in million Taka)

Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

Name of the Bank

Total Year of Number of Investment/(Loans Establishment Branches and Advances)

Total Large Investment /(Loans and Advances)

% to Total Investment /(Loans and Advances)

Noumber of Large Investment Clients

2 3 4 5 6 7 8 Bank Alfalah 2005 3 4,243.0 509.0 12.00% 3 BRAC Bank Ltd. 2001 18 19,557 1,179 6.03% 11 Woori Bank Ltd 1996 1 3,981.0 1,560.0 39.19% 3 Habib Bank 1976 2 1,679.0 1,665.0 99.17% N.A EXIM Bank Ltd 1999 35 32,641 2,041 6.25% 12 Bank Asia Ltd. 1999 29 22,256 4,348 19.54% 23 Social Investment Bank Ltd 1995 24 15,313 4,504 29.41% 25 BASIC Bank Ltd. 1989 30 19,000.0 4,860 25.58% 11 Commercial Bank of Ceylon Ltd. 2003 5 6,943.0 4,905.0 70.65% 44 Premier Bank Ltd 1999 27 20,678 4,937 23.88% 19 Standard Bank Ltd. 1999 29 12,634 4,982 39.43% 79 Mutual Trust Bank Ltd. 1999 30 18,592 5,620 30.23% 13 1999 41 26,842 5,864 21.85% 42 Mercantile Bank Ltd. 2001 35 12,797 6,239 48.75% 35 Jamuna Bank Ltd 1999 20 13,188 6,659 50.49% 56 Trust Bank Ltd. 1993 53 24,678 6,845 27.74% 19 NCC Bank Ltd. 1995 46 17,423 7,786 44.69% 44 Al-Arafah Islami Bank Ltd 2001 26 15,516 8,947 57.66% 38 Shahjalal Islami Bank Ltd 1982 67 31,289 10,579 33.81% 71 AB Bank Ltd. 1983 83 30,789 12,704 41.26% 66 The City bank Ltd. 1996 49 28,325 12,989 45.86% 60 Dutch- Bangla Bank Ltd. 1905 26 47,373.0 17,580.0 37.11% 25 Standard Chartered Bank Ltd Southeast Bank Ltd. 1995 38 41,147 19,324 46.96% 35 Pubali Bank Ltd. 1984 359 40,387 21,106 52.26% 43 IFIC Bank Ltd 1976 69 25,491 23,783 93.30% 62 1995 61 45,010 24,869 55.25% 38 Prime Bank Ltd. 1983 186 113,575 45,702 40.24% 33 IBBL 1972 1,183 241,029.0 73,107.0 30.33% 76 Sonali Bank i) Source: Annual Reports, 2006 and Audited Financial Statements, 2006 published in the Daily Newspapers ii) Large Investments/( Loans and Advances) allowed to each customer group exceeding 10% of bank's total Capital Fund/ Equity.

Source: The Daily Financial Express on 02.01.2008 1815189580

7.60% 10.30%

6.30%

8.c%

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Provisional

Statement of Operating Profit of different Banks in 2005, 2006 & 2007 (Amount in million Taka)

Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48

Name of the Bank 2 Sonali Bank IBBL Janata Bank Prime Bank Ltd. AB Bank Ltd. Pubali Bank Ltd. Southeast Bank Ltd. National Bank Ltd. United Commercial Bank Ltd Dhaka Bank Ltd. EXIM Bank Ltd IFIC Bank Ltd BRAC Bank Ltd. Eastern Bank Ltd NCC Bank Ltd. The Oriental Bank Ltd Bank Asia Ltd. Mercantile Bank Ltd. Dutch- Bangla Bank Ltd. BASIC Bank Ltd. Shahjalal Islami Bank Ltd The City bank Ltd. Premier Bank Ltd Mutual Trust Bank Ltd. ONE Bank Ltd Jamuna Bank Ltd Standard Bank Ltd. Trust Bank Ltd. Al-Arafah Islami Bank Ltd Social Investment Bank Ltd First Security Bank Ltd Bangladesh Commerce Bank Ltd Uttara Bank Ltd Agrani Bank Bangladesh Krishi Bank Bangladesh Shilpa Bank Bangladesh Shilpa Rin Sangastha Bank Alfalah Citi Bank N.A. Commercial Bank of Ceylon Ltd. Habib Bank HSBC National Bank of Pakistan Rajshahi Krishi Unnayun Bank Rupali Bank Ltd Standard Chartered Bank Ltd State Bank of India Woori Bank Ltd

Source: The Daily News Papers

Year of Number of Operating Operating Operating Establishment Branches Profit 2005 Profit 2006 Profit 2007 3 1972 1983 1972 1995 1982 1984 1995 1983 1983 1995 1999 1976 2001 1992 1993 1987 1999 1999 1996 1989 2001 1983 1999 1999 1999 2001 1999 1999 1995 1995 1999 1998 1972 1972 1972 1972 1972 2005 1985 2003 1976 1996 1993 1987 1972 1905 1975 1996

4 1,183 186 847 61 67 359 38 101 84 29 35 69 18 28 53 30 29 41 49 30 26 83 27 30 27 35 29 20 46 24 12 27 206 864 945 15 2 3 3 5 2 7 2 359 493 26 3 1

5 N/A 2,920 N/A 1,660 1,050 1,520 1,540 1,200 1,200 1,020 1,150 780 600 1,010 1,020 N/A 810 1,030 1,010 N/A 500 1,350 900 670 610 450 630 310 600 210 140 N/A 1,610 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

6 N/A 3,530 4,210 2,330 1,800 2,070 2,100 2,000 1,420 1,200 1,410 1,050 1,040 1,360 1,270 N/A 1,110 1,300 1,150 1,180 850 1,530 940 1,010 700 800 750 550 1,010 300 210 N/A 1,350 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

7 6,015 5,545 5,410 3,500 3,350 3,060 2,910 2,900 2,150 2,050 2,040 2,000 1,920 1,890 1,780 1,620 1,610 1,600 1,500 1,320 1,300 1,300 1,000 1,000 960 900 900 860 800 650 330 (2) N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Growth in 2007 over 2006 in amount in % 8 (7-6) 9 2,015 1,200 1,170 1,550 990 810 900 730 850 630 950 880 530 510

57.08% 28.50% 50.21% 86.11% 47.83% 38.57% 45.00% 51.41% 70.83% 44.68% 90.48% 84.62% 38.97% 40.16%

500 45.05% 300 23.08% 350 30.43% 140 11.86% 450 52.94% (230) -15.03% 60 6.38% (10) -0.99% 260 37.14% 100 12.50% 150 20.00% 310 56.36% (210) -20.79% 350 116.67% 120 57.14%

Remarks 10

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka

Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48

Name of the Bank 2 Sonali Bank Bangladesh Krishi Bank Agrani Bank Janata Bank Rupali Bank Ltd Rajshahi Krishi Unnayun Bank Pubali Bank Ltd. Uttara Bank Ltd IBBL National Bank Ltd. United Commercial Bank Ltd The City bank Ltd. IFIC Bank Ltd Arab Bangladesh Bank Ltd. Prime Bank Ltd. NCC Bank Ltd. Dutch- Bangla Bank Ltd. Al-Arafah Islami Bank Ltd Mercantile Bank Ltd. Southeast Bank Ltd. EXIM Bank Ltd Jamuna Bank Ltd BASIC Bank Ltd. The Oriental Bank Ltd Mutual Trust Bank Ltd. Dhaka Bank Ltd. Bank Asia Ltd. Standard Bank Ltd. Eastern Bank Ltd Bangladesh Commerce Bank Ltd ONE Bank Ltd Premier Bank Ltd Standard Chartered Bank Ltd Shahjalal Islami Bank Ltd Social Investment Bank Ltd Trust Bank Ltd. BRAC Bank Ltd. Bangladesh Shilpa Bank First Security Bank Ltd HSBC Commercial Bank of Ceylon Ltd. Bank Alfalah Citi Bank N.A. State Bank of India Bangladesh Shilpa Rin Sangastha Habib Bank National Bank of Pakistan Woori Bank Ltd

Cal

Dir

1 1 1 1 1 2 2 2 2 3 2 3

1 1 1 4 1

2

2

1 1 2 2

1 3 3 1

2 1

1

1

Bangladesh Bank: Telegram ALM Basel Sus Camels SME

15 8 7 3 8 1 87

3 2 2 1 2 1 18

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Sub: Amount of Paid-up Capital, amount of Equity and % of Equity to Risk Weighted assets 48 Banks as on 31.12.2006 (Alphabatically) (Amount in crore Taka)

Sl. No.

1 1

Name of the Bank

Year of Number of establishment Branches

3

4

Number of Branches as on

Number Paid- up Capital of as on 31.12.2006 Employees

1972

5 864 31.03.2006

6 12,005

2

1995

46 31.12.2006

794

85.42

183.06

9 -16.72% 10.71%

3

Arab Bangladesh Bank Ltd.

1982

67 31.03.2007

1,525

57.17

266.41

9.23%

4

Bangladesh Commerce Bank Ltd

1998

27 31.12.2006

520

100.00

0.00

0.00%

5

Bangladesh Krishi Bank

1972

945 31.12.2006

10,469

300.00

0.00

0.00%

6

Bangladesh Shilpa Bank

1972

15 31.12.2006

731

200.00

0.00

0.00%

7

Bangladesh Shilpa Rin Sangastha

1972

2 31.12.2006

179

70.00

0.00

0.00%

8

Bank Alfalah

2005

6 31.03.2006

80

94.42

121.87

24.15%

9

Bank Asia Ltd.

1999

27 28.05.2007

485

111.60

222.33

11.23%

10 BASIC Bank Ltd. 11 BRAC Bank Ltd.

1989

30 26.04.2007

609

94.50

248.95

11.98%

2001

18 31.03.2006

3,295

100.00

249.62

13.53%

12 Citi Bank N.A. Commercial Bank of 13 Ceylon Ltd. 14 Dhaka Bank Ltd.

1985

3 31.12.2006

153

180.60

0.00

0.00%

2003

5

142

100.00

178.68

19.48%

726

128.95

292.08

9.43%

1995

29 31.12.2006

248.42

8 -1400.90

Capital Adequacy Ratio (CAR)

2 Agrani Bank Al-Arafah Islami Bank Ltd

31.03.2007

7

Amount of Equity as on 31.12.2006

15 Dutch- Bangla Bank Ltd. 16 Eastern Bank Ltd

1996

39 31.12.2006

680

20.21

266.37

16.32%

1992

22 31.12.2006

564

82.80

0.00

0.00%

17 EXIM Bank Ltd 18 First Security Bank Ltd 19 Habib Bank 20 HSBC

1999

31 14.05.2007

1,000

171.37

346.72

10.70%

1999 1976

12 31.12.2007 2 31.03.2007

405 44

72.00 107.90

0.00 125.54

1996

7 31.12.2006

583

263.10

0.00

0.00% 55.21% 0.00%

21 IBBL 22 IFIC Bank Ltd

1983

176 31.12.2006

7,505

345.60

1043.60

9.43%

1976

65 30.06.2006

2,030

40.60

0.00

0.00%

23 Jamuna Bank Ltd 24 Janata Bank

2001

23 31.12.2006

698

85.80

0.00

0.00%

1972

847 30.06.2006

15,071

259.40

0.00

0.00%

25 Mercantile Bank Ltd. 26 Mutual Trust Bank Ltd. 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48

National Bank Ltd. National Bank of Pakistan NCC Bank Ltd. ONE Bank Ltd Premier Bank Ltd Prime Bank Ltd. Pubali Bank Ltd. Rajshahi Krishi Unnayun Bank

Rupali Bank Ltd Shahjalal Islami Bank Ltd Social Investment Bank Ltd Sonali Bank Southeast Bank Ltd. Standard Bank Ltd. Standard Chartered Bank Ltd

State Bank of India The City bank Ltd. The Oriental Bank Ltd Trust Bank Ltd. United Commercial Bank Ltd

Uttara Bank Ltd Woori Bank Ltd

Printing Date: 29.05.2007

1999

33 31.03.2007

725

119.91

255.42

10.68%

1999

25 31.12.2006

430

95.04

211.45

11.83%

2,231 33 925 470 640 1,066 5,058 359 4,901 400 680 23,754 910 557 859 66 1,839 710 514 1,990 3,400 41

80.54 110.00 120.17 100.90 84.50 175.00 120.00 150.00 125.00 93.60 58.50 500.00 211.27 109.20 180.70 100.00 108.00 51.90 120.17 23.00 20.00 108.24

323.79 0.00 241.74 0.00 185.55 440.92 436.74 0.00 0.00 0.00 0.00 -2571.91 494.09 191.74 0.00 155.43 260.10 0.00 131.02 0.00 0.00 140.25

10.10% 0.00% 9.78% 0.00% 10.66% 9.95% 11.75% 0.00% 0.00% 0.00% 0.00% -16.32% 11.50% 16.68% 0.00% 23.33% 9.21% 0.00% 9.31% 0.00% 0.00% 32.50%

1983 1993 1993 1999 1999 1995 1984 1987 1972 2001 1995 1972 1995 1999 1905 1975 1983 1987 1999 1983 1972 1996

91 2 48 23 26 52 356 359 493 16 24 1,183 34 28 26 3 79 30 20 80 199 1

31.03.2006 31.12.2006 31.12.2006 31.03.2007 31.03.2006 03.05.2007 31.12.2006 31.12.2006 30.06.2006 31.12.2006 30.06.2006 31.03.2006 27.05.2007 28.05.2007 31.12.2006 31.03.2006 12.01.2007 30.06.2006 31.03.2006 30.06.2006 30.06.2006 31.03.2006

Page 01 of 01 Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Position of 8(eight) private Commercial Banks including 6 (six) first generation Banks Sl. No. 1

1 2 3 4

Particulars

IBBL 31.12.2005 31.12.2006

2

Deposit Investment Operating Profit No. of Branches

3

107,779.42 97,178.30 2,921.35 169

4

National Bank Ltd. 31.12.2005 31.12.2006 5

132,819.45 123,959.44 3,534.32 176

32,984.05 27,020.21 1,200.00 76

6

Arab Bangladesh Bank Ltd. 31.12.2005 31.12.2006 7

40,270.00 32,280.00 2,020.00 91

27,361.44 21,384.63 1,050.00 67

8

The City Bank Ltd. IFIC UCBL Prime Bank Ltd. 31.12.2005 31.12.2006 31.12.2005 31.12.2006 31.12.2005 31.12.2006 31.12.2005 31.12.2006 9

40,000.00 30,000.00 1,780.00 67

30,647.83 23,326.34 1,350.00 77

10

11

39,500.00 30,500.00 1,540.00 78

22,505.17 21,694.90 780.00 65

12

28,620.00 25,500.00 1,050.00 65

13

14

24,559.33 20,210.64 1,200.00 80

34,000.00 27,000.00 1,420.00 84

15

36,022.46 31,916.11 1,660.00 41

16

44,970.00 2,330.00 47

(Amount in million Taka) Al-Arafah Islami Bank Ltd. 31.12.2005 31.12.2006 17

11,643.66 11,474.41 600.00 41

18

1,010.00 41

* Not available 23% 28% 21%

22% 19% 68%

46% 40% 70%

29% 31% 14%

27% 18% 35%

38% 34% 18%

UCBL: i) They do not able to provide information except disclouse account ii) Account -2005 is not published Annual iii) CL & Provision for CL is not provided Refer: Ashn Mozlish, FAVP

IFIC: i) CL & Provision for CL are not available to provide ii) Account -2005 is not published Annual Refer: Md. Shah Alam, Sr. Staff Officer

i)

The City Bank Ltd.: CL & Provision for CL are restricted to provide Refer: Md. Reaz Ahmad, Sr. Executive Officer

file:///opt/pdfcoke/conversion/tmp/scratch9/20524981.xls 1st Generation Banks_1

100 100 100 100 100 100 100

-100% 41% 40%

-100% -100% 68%

Page 01 of 01 Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka Position of 8(eight) private Commercial Banks including 6 (six) first generation Banks Sl. No. 1

1 2 3 4 5 6 7 8

Particulars

IBBL 31.12.2005 30.06.2006

2

Deposit Investment Classified Investment Provision kept against Classified Investment Operating Profit Net Profit before Tax No. of Branches No. of Manpower

3

4

National Bank Ltd. 31.12.2005 30.06.2006 5

6

Arab Bangladesh Bank Ltd. 31.12.2005 30.06.2006 7

8

The City Bank Ltd. IFIC UCBL Prime Bank Ltd. 31.12.2005 30.06.2006 31.12.2005 30.06.2006 31.12.2005 30.06.2006 31.12.2005 30.06.2006 9

107,779.42 93,644.15 3,047.05

116,917.93 107,219.77 4,137.46

32,984.05 27,020.21 1,906.40

35,514.41 30,750.53 1,797.64

27,361.44 21,384.63 1,755.95

31,598.53 25,670.67 1,710.00

30,647.83 23,326.34 1,331.64

1,860.88

1,440.71

967.21

1,051.30

375.15

390.00

413.87

2,921.35 2,162.42 169 6,202

1,685.79 1,613.76 169 6,989

1,200.00 851.33 76 2,183

1,000.00 714.90 77 2,247

1,050.00 755.03 67 1,525

800.00 402.19 67 1,571

1,350.00 1,130.92 77 1,829

10

34,437.44 27,907.33

* * 850.00 528.77 77 1,874

11

22,505.17 21,694.90 2,094.70 1,195.08 780.00 149.54 65 1,993

12

26,198.13 24,028.94

* * 423.70 223.44 65 2,033

13

14

15

24,559.33 20,210.64 901.49

27,015.97 22,549.45

36,022.46 31,916.11 308.21

44,046.91 38,138.52 246.90

11,643.66 11,474.41 672.21

13,553.71 12,981.65 647.43

127.00

256.00

194.63

216.13

1,520.34 1,200.83 41 1024

1,023.04 783.04 42 1,074

600.00 548.20 41 771

293.80 284.34 41 792

623.92 1,200.00 852.45 80 1,949

* Not available

UCBL: i) They do not able to provide information except disclouse account ii) Account -2005 is not published Annual iii) CL & Provision for CL is not provided Refer: Ashn Mozlish, FAVP

IFIC: i) CL & Provision for CL are not available to provide ii) Account -2005 is not published Annual Refer: Md. Shah Alam, Sr. Staff Officer

i)

The City Bank Ltd.: CL & Provision for CL are restricted to provide Refer: Md. Reaz Ahmad, Sr. Executive Officer

100 100 100 100 100 100 100

* * 710.00 623.61 80 1,980

16

(Amount in million Taka) Al-Arafah Islami Bank Ltd. 31.12.2005 30.06.2006 17

18

Page 01 of 02 Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka

Liquidity Position: Sl. No.

1

2

3 4

1 1 2 3 4 5 6 7 8 9 10 11

Bank

Cash in hand & with Bangladesh Bank to total Deposit 2003 3 22.68% 5.53% 5.54% 9.32% 5.08% 8.65% 12.54% 7.14% 22.68% 5.08% 9.56%

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

2004 4 16.78% 8.01% 4.30% 8.94% 6.18% 8.87% 10.28% 6.64% 16.78% 4.30% 8.75%

Liquid Assets (Cash in hand & Liquid Assets (Cash in hand & balance with other Banks) to Total balance with other Banks) to Deposit Total Assets 2003 5 27.47% 17.87% 14.04% 24.97% 18.40% 19.16% 15.50% 9.27% 27.47% 9.27% 18.33%

2004 6 21.02% 13.90% 8.23% 20.69% 17.99% 20.98% 13.75% 7.61% 21.02% 7.61% 15.52%

2003 7 23.52% 15.10% 11.90% 19.43% 15.79% 15.79% 12.82% 7.84% 23.52% 7.84% 15.27%

2004 8 18.08% 12.06% 6.82% 17.06% 15.44% 17.91% 11.97% 6.42% 18.08% 6.42% 13.22%

Investment/ (Loans) to Total Deposit 2003 9 84.37% 80.52% 79.22% 80.17% 66.72% 73.31% 74.96% 73.72% 84.37% 66.72% 76.62%

2004 10 86.36% 82.72% 78.77% 78.83% 71.09% 69.22% 60.10% 76.57% 86.36% 60.10% 75.46%

Productivity Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank

(Amount in million Taka)

Deposit per Employee. 2003 3

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

14.97 26.36 27.99 12.71 39.30 7.25 17.02 11.85 39.30 7.25 19.68

2004 4 16.56 31.40 33.45 13.58 52.54 8.29 16.40 12.33 52.54 8.29 23.07

Investment/Advances per Employee. 2003 2004 5 6 12.63 14.30 21.23 25.97 22.17 26.35 10.19 10.71 26.22 37.35 5.32 5.74 12.76 9.85 8.73 9.44 26.22 37.35 5.32 5.74 14.90 17.46

Fixed Assets per Employee 2003 7

2004 8 0.44 0.34 0.41 0.41 0.40 0.12 0.18 0.41 0.44 0.12 0.34

Total Income per Employee 2003 9

0.48 0.36 0.38 0.42 0.81 0.11 0.16 0.38 0.81 0.11 0.39

Total Expenses per Employee

2004 10 1.44 3.86 3.96 1.66 4.84 0.72 1.86 1.46 4.84 0.72 2.48

2003 11 1.56 4.01 3.64 1.74 5.90 0.72 1.74 1.50 5.90 0.72 2.60

2004 12 1.26 2.87 3.16 1.50 3.97 0.65 1.83 1.34 3.97 0.65 2.08

1.21 2.82 3.00 1.51 4.66 0.67 1.63 1.05 4.66 0.67 2.07

Profitability Position: Page 02 of 02 Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank 2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

Return on Assets (Net Profit Return on Equity Ratio (Net Profit before Tax/ Total Assets) before Tax/ Total Equity) 2003 3 0.98% 3.18% 2.40% 0.94% 1.91% 0.79% 0.14% 0.86% 3.18% 0.14% 1.40%

2004 4 1.80% 3.29% 1.61% 1.38% 2.03% 0.53% 0.58% 3.12% 3.29% 0.53% 1.79%

2003 5 15.23% 39.32% 42.72% 17.61% 33.63% 16.08% 3.49% 24.69% 42.72% 3.49% 24.09%

2004 6 27.54% 42.98% 32.87% 23.18% 34.92% 10.38% 12.93% 56.01% 56.01% 10.38% 30.10%

Income Expense Ratio (Total Income/ Total Expenses) 2003 7 113.57% 134.50% 125.05% 110.23% 122.08% 110.71% 101.60% 108.96% 134.50% 101.60% 115.84%

2004 8 128.71% 142.19% 121.68% 115.00% 126.72% 107.63% 106.76% 143.67% 143.67% 106.76% 124.04%

Earning Per Share (Net Profit after Tax/ No. of Shares) (Taka) 2003 9 195.52 375.5 453.8 170.7 1,039.70 949.2 36.30 56.1 1,039.70 36.3 409.60

2004 10 518.59 611.9 435.2 329.3 1,169.30 673.5 181.9 792.2 1,169.30 181.9 588.99

Book Value per Share ( Total Equity/ No. of Shares) (Taka) 2003 11 2,743.00 2,331.20 2,304.00 3,953.08 3,918.50 10,734.44 2,409.60 3,293.70 10,734.44 2,304.00 3,960.94

Note: Earning Per Share and Book Value Per Share are converted into Tk.1000.00 face value per share.

Employees Position: Sl. Bank No. 1 2 1 IBBL (i) Regular Employees (ii) RDS Employees

Employees 2003 2004 3 4

(iii) Other Temporary Employees (iv) Total Number of Employees (i+ii+iii)

2 3

Prime Bank Ltd South East Bank Ltd. (i) Employees-Banking (ii) Employees-Non Banking (iii) Total Number of Employees (i+ii)

4 5 6 7 8

National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. (i) Executive (ii) Officer (iii) Staff (iv) Total Number of Employees (i+ii+iii)

3,752 639 282

4,261 731 314

4,673

5,306

777

894

586 115

685 150

701

835

2,185 436 4,943 1,602

2,133 401 4,797 1,726

164 943 585

178 1,032 593 1,692

1,803

IFIC

21100

20524981.xls

Productivity_CH

2004 12 2,904.00 2,239.80 2,435.82 3,606.85 4,840.30 11,795.99 2,512.20 2,307.00 11,795.99 2,239.80 4,080.25

100 100 100 100 100 100 100

Page 01 of 02 Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka

Liquidity Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank

Cash in hand & with Bangladesh Bank to total Deposit 2003 3 22.68% 5.53% 5.54% 9.32% 5.08% 8.65% 12.54% 7.14% 22.68% 5.08% 9.56%

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

2004 4 16.78% 8.01% 4.30% 8.94% 6.18% 8.87% 10.28% 6.64% 16.78% 4.30% 8.75%

Liquid Assets (Cash in hand & Liquid Assets (Cash in hand & balance with other Banks) to Total balance with other Banks) to Deposit Total Assets 2003 5 27.47% 17.87% 14.04% 24.97% 18.40% 19.16% 15.50% 9.27% 27.47% 9.27% 18.33%

2004 6 21.02% 13.90% 8.23% 20.69% 17.99% 20.98% 13.75% 7.61% 21.02% 7.61% 15.52%

2003 7 23.52% 15.10% 11.90% 19.43% 15.79% 15.79% 12.82% 7.84% 23.52% 7.84% 15.27%

2004 8 18.08% 12.06% 6.82% 17.06% 15.44% 17.91% 11.97% 6.42% 18.08% 6.42% 13.22%

Investment/ (Loans) to Total Deposit 2003 9 84.37% 80.52% 79.22% 80.17% 66.72% 73.31% 74.96% 73.72% 84.37% 66.72% 76.62%

2004 10 86.36% 82.72% 78.77% 78.83% 71.09% 69.22% 60.10% 76.57% 86.36% 60.10% 75.46%

Profitability Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank

Return on Assets (Net Profit Return on Equity Ratio (Net Profit before Tax/ Total Assets) before Tax/ Total Equity) 2003 3 0.98% 3.18% 2.40% 0.94% 1.91% 0.79% 0.14% 0.86% 3.18% 0.14% 1.40%

2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

2004 4 1.80% 3.29% 1.61% 1.38% 2.03% 0.53% 0.58% 3.12% 3.29% 0.53% 1.79%

2003 5 15.23% 39.32% 42.72% 17.61% 33.63% 16.08% 3.49% 24.69% 42.72% 3.49% 24.09%

2004 6 27.54% 42.98% 32.87% 23.18% 34.92% 10.38% 12.93% 56.01% 56.01% 10.38% 30.10%

Income Expense Ratio (Total Income/ Total Expenses) 2003 7 113.57% 134.50% 125.05% 110.23% 122.08% 110.71% 101.60% 108.96% 134.50% 101.60% 115.84%

2004 8 128.71% 142.19% 121.68% 115.00% 126.72% 107.63% 106.76% 143.67% 143.67% 106.76% 124.04%

Earning Per Share (Net Profit after Tax/ No. of Shares) (Taka) 2003 9 195.52 375.5 453.8 170.7 1,039.70 949.2 36.30 56.1 1,039.70 36.3 409.60

2004 10 518.59 611.9 435.2 329.3 1,169.30 673.5 181.9 792.2 1,169.30 181.9 588.99

Book Value per Share ( Total Equity/ No. of Shares) (Taka) 2003 11 2,743.00 2,331.20 2,304.00 3,953.08 3,918.50 10,734.44 2,409.60 3,293.70 10,734.44 2,304.00 3,960.94

2004 12 2,904.00 2,239.80 2,435.82 3,606.85 4,840.30 11,795.99 2,512.20 2,307.00 11,795.99 2,239.80 4,080.25

Note: Earning Per Share and Book Value Per Share are converted into Tk.1000.00 face value per share. Page 02 of 02

Productivity Position: Sl. No. 1 1 2 3 4 5 6 7 8 9 10 11

Bank 2 IBBL Prime Bank Ltd South East Bank Ltd. National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. Maximum Minimum Average

(Amount in million Taka)

Deposit per Employee. 2003 3 18.64 26.36 27.99 12.71 39.30 7.25 17.02 11.85 39.30 7.25 20.14

2004 4 20.62 31.40 33.45 13.58 52.54 8.29 16.40 12.33 52.54 8.29 23.58

Investment/Advances per Employee. 2003 5 15.73 21.23 22.17 10.19 26.22 5.32 12.76 8.73 26.22 5.32 15.29

2004 6 17.80 25.97 26.35 10.71 37.35 5.74 9.85 9.44 37.35 5.74 17.90

Fixed Assets per Employee 2003 7

2004 8 0.54 0.34 0.41 0.41 0.40 0.12 0.18 0.41 0.54 0.12 0.35

Total Income per Employee 2003 9

0.60 0.36 0.38 0.42 0.81 0.11 0.16 0.38 0.81 0.11 0.40

Note: Employee wise activity /Productivity has been calculated considering regular employees

Employees Position: Sl. Bank No. 1 2 1 IBBL (i) Regular Employees (ii) RDS Employees

Employees 2003 2004 3 4

(iii) Other Temporary Employees (iv) Total Number of Employees (i+ii+iii)

2 3

Prime Bank Ltd South East Bank Ltd. (i) Employees-Banking (ii) Employees-Non Banking (iii) Total Number of Employees (i+ii)

4 5 6 7 8

National Bank Ltd. Dutch Bangla Bank Ltd. Pubali Bank Ltd. Arab Bangladesh Bank City Bank Ltd. (i) Executive (ii) Officer (iii) Staff (iv) Total Number of Employees (i+ii+iii)

3,752 639 282

4,261 731 314

4,673

5,306

777

894

586 115

685 150

701

835

2,185 436 4,943 1,602

2,133 401 4,797 1,726

164 943 585

178 1,032 593 1,692

1,803

Total Expenses per Employee

2004 10 1.79 3.86 3.96 1.66 4.84 0.72 1.86 1.46 4.84 0.72 2.52

2003 11 1.94 4.01 3.64 1.74 5.90 0.72 1.74 1.50 5.90 0.72 2.65

2004 12 1.57 2.87 3.16 1.50 3.97 0.65 1.83 1.34 3.97 0.65 2.11

1.51 2.82 3.00 1.51 4.66 0.67 1.63 1.05 4.66 0.67 2.10

100 100 100 100 100 100 100

Sl. No

Particulars

2000

2

3

1

1 2 3 4 5 6 7 8

Total Deposit Deposit Per Employee (1/29iii) Deposit Per Branch (1/30) Total Investment Investment Per Employee (4/29iii) Investment Per Branch (4/30) (a) Classified Investment (b) % to Total Investment (7a/4) (a) Investment Rescheduled without profit but not Classified (b) % to Total Investment (8a/4)

9

(a) Investment Overdue but not Classified

(b) % to Total Investment (9a/4) (a) Total Non-Performing Investment 10 (7a+8a+9a) (b) % to Total Investment (10a/4) 11 (a) Total Equity (b) % of Equity to Risk Weighted Assets 12 13 14 15 16 17 18

32,112.00 9.38 276.83 29,563.00 8.64 254.85 2,844.30 9.62% 1,970.00 6.66% 103.00 0.35% 4,917.30 16.63% 2,671.06 10.59%

Investment Income (*) Non-Investment Income Total Income (12+13) Profit Paid to Depositors Salary & Allowances Other Operational Exp.

2,530.00 678.00 3,208.00 1,847.00 365.84 665.16

Total Expenditure (15+16+17)

2,878.00

19 Net Profit (14-18)

330.00

20 Income Per Employee (14/29iii)

0.94

21 Expenditure Per Employee (18/29iii)

0.84

22 23 24 25 26 27 28

Net Profit Per Employee (19/29iii) Import Import Per A.D. Branch (23/31) Export Export Per A.D. Branch (25/31) Remittance Total Foreign Exchange Business (23+25+27)

29 (i) Employees (Other than RDS) (ii) RDS Employees (iii) Total Number of Employees (i+ii) 30 Number of Branches 31 Number of A.D. Branches Note: * including Compensation i)

Fixed Assets as on 31.12.2005:

0.10 25,327.00 1,055.29 16,889.00 703.71 7,644.00 49,860.00 2,969 453 3,422 116 24

Cost (Less accumulated Dep.)

Revaluation amount Total

Sl. No

Particulars

2000

1

2

3

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23

Total Deposit Deposit Per Employee (1/25) Deposit Per Branch (1/26) Total Investment Investment Per Employee (4/25) Investment Per Branch (4/26) Total Equity Investment Income (*) Non-Investment Income Total Income (8+9) Profit Paid to Depositors Salary & Allowances Other Operational Exp. Total Expenditure (11+12+13) Net Profit (10-14) Income Per Employee (10/25) Expenditure Per Employee (14/25) Net Profit Per Employee (15/25) Import Import Per A.D. Branch (19/27) Export Export Per A.D. Branch (21/27) Remittance Total Foreign Exchange Business 24 (19+21+23) 25 Total Number Employees 26 Number of Branches

32,112.00 9.38 276.83 29,563.00 8.64 254.85 2,671.06 2,530.00 678.00 3,208.00 1,847.00 365.84 665.16 2,878.00 330.00 0.94 0.84 0.10 25,327.00 1,055.29 16,889.00 703.71 7,644.00 49,860.00 3,422 116

27 Number of A.D. Branches Note: * including Compensation i)

Fixed Assets as on 31.12.2005:

24

Cost (Less accumulated Dep.)

Revaluation amount Total

ii)

Right Share issued in: 1st 2nd 3rd 4th

37,716.26 15,511.26 66,991.05 64,014.81 92.00 92.00 1,162.00 1,095.00 224.00 227.00 372.00 417.90 311.66 23,145.00 211,371.94

Islami Bank Bangladesh Limited, FAD, Head Office.

2001

Growth in 2001 over 2000

2002

Growth in 2002 over 2001

2003

Growth in 2003 over 2002

4

5

6

7

8

9

41,732.00 10.89 344.89 37,649.00 9.83 311.15 3,126.63 8.30%

29.96% 16.08% 24.59% 27.35% 13.76% 22.09% 9.93%

56,246.00 13.24 439.42 49,186.00 11.58 384.27 3,730.75 7.58%

34.78% 21.52% 27.41% 30.64% 17.79% 23.50% 19.32%

70,553.00 15.10 500.38 62,756.00 13.43 445.08 4,803.41 7.65%

2,217.53

12.56%

2,203.53

-0.63%

2,384.73

5.89% 240.95

4.48% 133.94%

0.64% 5,585.11

13.58%

6,253.99

32.68%

9.24%

3,540.52

508.32

59.00%

0.81% 11.98%

12.71% 12.06%

8.22%

3.80%

0.65%

14.83% 2,993.24

319.71

25.44% 14.06% 13.87% 27.59% 16.01% 15.83% 28.75%

7,696.46

23.06%

12.26% 18.28%

8.64%

5,266.47

48.75%

9.43%

3,481.00 778.00 4,259.00 2,187.00 430.40 1,065.60

37.59% 14.75% 32.76% 18.41% 17.65% 60.20%

4,334.00 900.00 5,234.00 2,714.00 505.00 1,021.00

24.50% 15.68% 22.89% 24.10% 17.33% -4.19%

5,781.00 1,060.00 6,841.00 3,571.00 607.05 1,860.95

33.39% 17.78% 30.70% 31.58% 20.21% 82.27%

3,683.00

27.97%

4,240.00

15.12%

6,039.00

42.43%

576.00

74.55%

994.00

72.57%

802.00

-19.32%

1.11

18.59%

1.23

10.80%

1.46

18.84%

0.96

14.31%

1.00

3.80%

1.29

29.51%

0.15

55.91%

0.23

55.59%

0.17

-26.64%

25,907.00

2.29%

33,788.00

30.42%

46,237.00

36.84%

925.25

-12.32%

1,165.10

25.92%

1,491.52

28.02%

16,082.00

-4.78%

16,673.00

3.67%

21,738.00

30.38%

574.36

-18.38%

574.93

0.10%

701.23

21.97%

9,879.00

29.24%

14,670.00

48.50%

16,668.00

13.62%

51,868.00

4.03%

65,131.00

25.57%

84,643.00

29.96%

3,392

14.25%

3,751

10.58%

4,034

7.54%

439 3,831 121 28

-3.09% 11.95% 4.31% 16.67%

498 4,249 128 29

13.44% 10.91% 5.79% 3.57%

639 4,673 141 31

28.31% 9.98% 10.16% 6.90%

(Amount in Million Taka) 1,178.33 aluation amount 1,433.56 Total 2,611.89

ii) Right Share issued in:

(Less accumulated Dep.)

1st 2nd 3rd 4th

(Amount in Million Taka) Year 1989 1996 2000 2003 (Capitalised on 08.11.2003

Islami Bank Bangladesh Limited Operations Wing Financial Administration Division Head Office, Dhaka

2001 4

Growth in 2001 over 2000 5

2002

Growth in 2002 over 2001

2003

6

7

8

Growth in 2003 over 2002 9

41,732.00 10.89 344.89 37,649.00 9.83 311.15 2,993.24 3,481.00 778.00 4,259.00 2,187.00 430.40 1,065.60 3,683.00 576.00 1.11 0.96 0.15 25,907.00 925.25 16,082.00 574.36 9,879.00

29.96% 16.08% 24.59% 27.35% 13.76% 22.09% 12.06% 37.59% 14.75% 32.76% 18.41% 17.65% 60.20% 27.97% 74.55% 18.59% 14.31% 55.91% 2.29% -12.32% -4.78% -18.38% 29.24%

56,246.00 13.24 439.42 49,186.00 11.58 384.27 3,540.52 4,334.00 900.00 5,234.00 2,714.00 505.00 1,021.00 4,240.00 994.00 1.23 1.00 0.23 33,788.00 1,165.10 16,673.00 574.93 14,670.00

34.78% 21.52% 27.41% 30.64% 17.79% 23.50% 18.28% 24.50% 15.68% 22.89% 24.10% 17.33% -4.19% 15.12% 72.57% 10.80% 3.80% 55.59% 30.42% 25.92% 3.67% 0.10% 48.50%

70,553.00 15.10 500.38 62,756.00 13.43 445.08 5,266.47 5,781.00 1,060.00 6,841.00 3,571.00 607.05 1,860.95 6,039.00 802.00 1.46 1.29 0.17 46,237.00 1,491.52 21,738.00 701.23 16,668.00

25.44% 14.06% 13.87% 27.59% 16.01% 15.83% 48.75% 33.39% 17.78% 30.70% 31.58% 20.21% 82.27% 42.43% -19.32% 18.84% 29.51% -26.64% 36.84% 28.02% 30.38% 21.97% 13.62%

51,868.00

4.03%

65,131.00

25.57%

84,643.00

29.96%

3,831 121

11.95% 4.31%

4,249 128

10.91% 5.79%

4,673 141

9.98% 10.16%

28

16.67%

29

3.57%

31

6.90%

(Amount in Million Taka) 1,178.33 aluation amount 1,433.56 Total 2,611.89 (Less accumulated Dep.)

(Amount in Million Taka) Year Amount 1989 80.00 1996 160.00 2000 320.00 2003 1,280.00

iii) Bonus

(Capitalised (Capitalised (Capitalised (Capitalised

on on on on

13.05.1990 09.12.1996 01.03.2001 08.11.2003

Share issued in

ad Office. (Amount in Million Taka) 2004

Growth in 2004 over 2003

2005 (Provisional)

Growth in 2005 over 2004

Target, 2006

Targeted growth

10

11

12

13

14

15

88,452.00 16.67 585.77 83,894.00 15.81 555.59 5,247.95 6.26% 2,432.93

25.37% 10.41% 17.07% 33.68% 17.73% 24.83% 9.25% 2.02%

2.90% 1,216.46

139.31%

90.72%

1,500.00

15.60%

9,187.05

23.31%

9.21%

8,272.50

5,000.00

30.24% 10.47% 16.46% 24.33% 5.46% 11.18% 25.04% 7.76%

2,000.00

33.33%

1.57% 3.26%

8.99% 27.05%

141,000.00 19.28 746.03 127,000.00 17.37 671.96 3,810.00 3.00%

3.94%

1.47%

10.61% 6,691.12

4,640.00

22.40% 4.71% 9.36% 21.75% 4.16% 8.79% -41.94%

4.54%

1.45% 8,897.34

108,263.00 17.46 640.61 102,145.00 16.47 604.41 3,047.05 2.98%

10,810.00

17.67%

8.51% 23.63%

9.34%

9,200.00

11.21%

8.11%

6,799.00 1,401.00 8,200.00 4,013.00 852.66 1,491.34

17.61% 32.17% 19.87% 12.38% 40.46% -19.86%

8,334.00 2,140.00 10,474.00 5,883.00 957.00 1,541.00

22.58% 52.75% 27.73% 46.60% 12.24% 3.33%

10,400.00 3,300.00 13,700.00 7,100.00 1,350.00 2,250.00

24.79% 54.21% 30.80% 20.69% 41.07% 46.01%

6,357.00

5.27%

8,381.00

31.84%

10,700.00

27.67%

1,843.00

129.80%

2,093.00

13.56%

3,000.00

43.33%

1.55

5.57%

1.69

9.28%

1.87

10.94%

1.20

-7.29%

1.35

12.79%

1.46

8.29%

0.35

102.39%

0.34

-2.84%

0.41

21.58%

59,804.00

29.34%

74,525.00

24.62%

108,000.00

44.92%

1,812.24

21.50%

2,129.29

17.49%

2,700.00

26.80%

29,192.00

34.29%

36,169.00

23.90%

49,000.00

35.48%

884.61

26.15%

1,033.40

16.82%

1,225.00

18.54%

23,669.00

42.00%

36,948.00

56.10%

59,000.00

59.68%

112,665.00

33.11%

147,642.00

31.05%

216,000.00

46.30%

4,575

13.41%

5,335

16.61%

5,972

11.94%

731 5,306 151 33

14.40% 13.55% 7.09% 6.45%

867 6,202 169 35

18.60% 16.89% 11.92% 6.06%

1,340 7,312 189 40

54.56% 17.90% 11.83% 14.29%

mount in Million Taka) Amount 80.00 160.00 320.00 1,280.00 pitalised on 08.11.2003)

iii) Bonus

Share issued in :

(Amount in Million Taka) Year Amount 1st 2003 384.00 2nd 2004 460.80 (Capitalised on 28.12.2005)

n

(Amount in Million Taka) 2004 10

Growth in 2004 over 2003 11

2005 12

Growth in 2005 over 2004 13

Target, 2006

Targeted growth

14

15

88,452.00 16.67 585.77 83,894.00 15.81 555.59 6,691.12 6,799.00 1,401.00 8,200.00 4,013.00 852.66 1,491.34 6,357.00 1,843.00 1.55 1.20 0.35 59,804.00 1,812.24 29,192.00 884.61 23,669.00

25.37% 10.41% 17.07% 33.68% 17.73% 24.83% 27.05% 17.61% 32.17% 19.87% 12.38% 40.46% -19.86% 5.27% 129.80% 5.57% -7.29% 102.39% 29.34% 21.50% 34.29% 26.15% 42.00%

108,263.00 17.46 640.61 102,145.00 16.47 604.41 8,272.50 8,334.00 2,140.00 10,474.00 5,883.00 957.00 1,541.00 8,381.00 2,093.00 1.69 1.35 0.34 74,525.00 2,129.29 36,169.00 1,033.40 36,948.00

22.40% 4.71% 9.36% 21.75% 4.16% 8.79% 23.63% 22.58% 52.75% 27.73% 46.60% 12.24% 3.33% 31.84% 13.56% 9.28% 12.79% -2.84% 24.62% 17.49% 23.90% 16.82% 56.10%

139,000.00 19.01 735.45 127,800.00 17.48 676.19 9,200.00 10,700.00 3,200.00 13,900.00 7,300.00 1,350.00 2,250.00 10,900.00 3,000.00 1.90 1.49 0.41

57,600.00

28.39% 8.90% 14.80% 25.12% 6.12% 11.88% 11.21% 28.39% 49.53% 32.71% 24.09% 41.07% 46.01% 30.06% 43.33% 12.56% 10.31% 21.58% 50.29% 31.50% 26.90% 11.04% 55.89%

112,665.00

33.11%

147,642.00

31.05%

215,500.00

45.96%

5,306 151

13.55% 7.09%

6,202 169

16.89% 11.92%

7,312 189

17.90% 11.83%

112,000.00

2,800.00 45,900.00

1,147.50

33

1st 2nd

6.45%

35

(Amount in Million Taka) Year Amount 2003 384.00 2004 460.80

6.06%

40

(Capitalised on 29.11.2004) (Capitalised on 28.12.2005)

14.29%

13.41%