Opinion_ufc.docx

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europa dacanay cubelo europa & flores law office rd

3 Floor, Lopez Bldg., Candelaria St. Ecoland, 8000 Davao City, Philippines

 (6382) 2982703; FAX: (6382) 2982297 e-mail: [email protected]

†Cesar S. Europa Edgardo V. Dacanay J.V. Rommel C. Cubelo Caesar S. Europa Jonathan Keith T. Flores Auda Bea P. Kahulugan Hazel Yvette M. Sarno

20 March 2019 TERESITO D. ULAT United Financing Corporation Damosa Complex, Lanang Davao City Mr. Ulat, This is in response to you letter dated March 20, 2019 soliciting our legal opinion as regards the following: 1. Procedure in Foreclosure of Mortgage 2. Whether or not mortgagor-debtors can eventually be evicted from their foreclosed properties despite the fact that it is their “only home” 3. Important documents and provisions to safeguard your interest as creditor in case of loans secured by real estate mortgages Kindly see attached file for your reference.

Sincerely,

HAZEL YVETTE M. SARNO For the Firm

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